Aetna Treatment Centers in Edmonds, WA

Photo of The Center • A Place Of Hope Admissions - The Center • A Place of HOPE, PhD, CEDS, Treatment Center
The Center • A Place of HOPE
Treatment Center
Verified Verified
Edmonds, WA 98020
The Center • A Place of HOPE is the #1 facility in the U.S. for the treatment of depression and a leading addiction and eating disorder treatment facility. Our world-class staff provides compassionate, professionally licensed care. Founded over 30 years ago by Dr. Gregory Jantz, our mission is to help people change their lives for good. We use a whole-person approach incorporating emotional, relational, physical, nutritional and spiritual components vital to long-term success. The Center is a dually licensed mental health and addiction treatment facility enabling us to treat coexisting disorders such as chemical dependency and depression. Our recovery programs work with many challenging issues - severe depression, anxiety, anorexia, bulimia, anorexia, binge eating, PTSD, bi-polar disorder, and addictions of all types. You'll find sensitivity, warmth, confidentiality and trust in our treatment programs. We truly care, and we can help. More information is available through our website at www.aplaceofhope.com.
The Center • A Place of HOPE is the #1 facility in the U.S. for the treatment of depression and a leading addiction and eating disorder treatment facility. Our world-class staff provides compassionate, professionally licensed care. Founded over 30 years ago by Dr. Gregory Jantz, our mission is to help people change their lives for good. We use a whole-person approach incorporating emotional, relational, physical, nutritional and spiritual components vital to long-term success. The Center is a dually licensed mental health and addiction treatment facility enabling us to treat coexisting disorders such as chemical dependency and depression. Our recovery programs work with many challenging issues - severe depression, anxiety, anorexia, bulimia, anorexia, binge eating, PTSD, bi-polar disorder, and addictions of all types. You'll find sensitivity, warmth, confidentiality and trust in our treatment programs. We truly care, and we can help. More information is available through our website at www.aplaceofhope.com.
(888) 997-3812 View (888) 997-3812
Photo of Center For Discovery - Center For Discovery, Treatment Center
Center For Discovery
Treatment Center
Verified Verified
Edmonds, WA 98026
At Center for Discovery, we have built a legacy that has helped thousands of patients in eating disorder recovery. Since 1997, our continuum of care takes treatment out of hospitals and into real-life settings. Our evidence-based and trauma-informed treatments give our patients the coping skills and encouragement they need to navigate real-life recovery. Our team gets to the heart of why patients have a disorder—this means asking questions and providing therapies that reveal the root causes, all in a space that is filled with compassion and security. From the moment our patients step through the doors, they’ll begin developing the tools needed for everyday life after treatment.
At Center for Discovery, we have built a legacy that has helped thousands of patients in eating disorder recovery. Since 1997, our continuum of care takes treatment out of hospitals and into real-life settings. Our evidence-based and trauma-informed treatments give our patients the coping skills and encouragement they need to navigate real-life recovery. Our team gets to the heart of why patients have a disorder—this means asking questions and providing therapies that reveal the root causes, all in a space that is filled with compassion and security. From the moment our patients step through the doors, they’ll begin developing the tools needed for everyday life after treatment.
(425) 310-4737 View (425) 310-4737
The Center for Psychological Health
Treatment Center
Not Verified Not Verified
Edmonds, WA 98020
At The Center we help people face and overcome a variety of mental health and neuropsychological challenges. Our diverse staff of psychological experts work with each client to understand their strengths and weaknesses, and then develop a strategy to reach their goals. Our treatment approach begins with the individual but also integrates family and community where appropriate.
At The Center we help people face and overcome a variety of mental health and neuropsychological challenges. Our diverse staff of psychological experts work with each client to understand their strengths and weaknesses, and then develop a strategy to reach their goals. Our treatment approach begins with the individual but also integrates family and community where appropriate.
(206) 899-0202 View (206) 899-0202
Photo of Fairfax Admissions - Adult & Adolescent Outpatient | Fairfax Behavioral, MD, LMHC, Treatment Center
Adult & Adolescent Outpatient | Fairfax Behavioral
Treatment Center
Verified Verified
Edmonds, WA 98026
Adult, Young Adult (18-30), 50+, and Adolescent (13-17) PHP, partial hospitalization, programs. Using CBT and ACT programming, medication management, nursing groups, rec and music therapy, the Partial Hospitalization Program provides treatment for people struggling with depression, anxiety, bipolar disorder, PTSD and other mood disorders. Patients participate in group therapy for six hours a day, five days per week. The Adolescent PHP program is available virtually or on-site.
Adult, Young Adult (18-30), 50+, and Adolescent (13-17) PHP, partial hospitalization, programs. Using CBT and ACT programming, medication management, nursing groups, rec and music therapy, the Partial Hospitalization Program provides treatment for people struggling with depression, anxiety, bipolar disorder, PTSD and other mood disorders. Patients participate in group therapy for six hours a day, five days per week. The Adolescent PHP program is available virtually or on-site.
(425) 517-1895 View (425) 517-1895

More Treatment Centers Nearby

Photo of Jesse Mcclelland - TMS Washington, MD, MPH, Treatment Center
TMS Washington
Treatment Center, MD, MPH
Verified Verified
Seattle, WA 98133
Transcranial magnetic stimulation (TMS) provides safe and effective treatment for depression. It is a technique that uses powerful, focused magnetic field pulses to stimulate the neurons of the brain. TMS stimulates areas of the brain that are underactive because of depression. It is a safe, non-invasive procedure that uses electromagnetic energy.
Transcranial magnetic stimulation (TMS) provides safe and effective treatment for depression. It is a technique that uses powerful, focused magnetic field pulses to stimulate the neurons of the brain. TMS stimulates areas of the brain that are underactive because of depression. It is a safe, non-invasive procedure that uses electromagnetic energy.
(206) 538-2735 View (206) 538-2735
Photo of Melody Stone - Acera Health - Inpatient Mental Health Treatment, Treatment Center
Acera Health - Inpatient Mental Health Treatment
Treatment Center
Verified Verified
Mill Creek, WA 98012
We specialize in helping patients who have difficulty regulating emotions and are engaging in high-risk/self-harm behaviors. The Acera team of highly qualified, licensed clinicians and medical professionals utilize evidence-based approaches such as Dialectical Behavior Therapy (DBT), Cognitive Behavioral Therapy (CBT), and Eye Movement Desensitization and Reprocessing (EMDR) to teach practical skills for distress tolerance, emotion regulation, and improved impulse control. Through individual therapy, family therapy, group sessions, psychiatry, parent support, and experiential therapies (including art, music, yoga, fitness, and nutrition), we provide a comprehensive and individualized treatment approach for each patient. Our goal is to help our patients heal from their trauma, learn how to cope with their symptoms, and develop the skills they need to lead a happy and healthy life.
We specialize in helping patients who have difficulty regulating emotions and are engaging in high-risk/self-harm behaviors. The Acera team of highly qualified, licensed clinicians and medical professionals utilize evidence-based approaches such as Dialectical Behavior Therapy (DBT), Cognitive Behavioral Therapy (CBT), and Eye Movement Desensitization and Reprocessing (EMDR) to teach practical skills for distress tolerance, emotion regulation, and improved impulse control. Through individual therapy, family therapy, group sessions, psychiatry, parent support, and experiential therapies (including art, music, yoga, fitness, and nutrition), we provide a comprehensive and individualized treatment approach for each patient. Our goal is to help our patients heal from their trauma, learn how to cope with their symptoms, and develop the skills they need to lead a happy and healthy life.
(949) 894-4097 View (949) 894-4097
Photo of Shifa Support Staff - Shifa Health, Treatment Center
Shifa Health
Treatment Center
Verified Verified
Everett, WA 98208
MISSION: At Shifa health, our mission is to prevent and decrease suffering, improve functioning and enhance mental wellbeing by providing cutting-edge, highest quality, and evidence-based mental health services.
MISSION: At Shifa health, our mission is to prevent and decrease suffering, improve functioning and enhance mental wellbeing by providing cutting-edge, highest quality, and evidence-based mental health services.
(425) 428-4570 View (425) 428-4570
Photo of Eating Recovery Center Washington - Eating Recovery Center Washington, Treatment Center
Eating Recovery Center Washington
Treatment Center
Verified Verified
Mill Creek, WA 98012
Eating Recovery Center, Washington is part of Eating Recovery Center, the only national vertically integrated health care system dedicated to the treatment of serious eating disorders. Eating Recovery Center offers best-in-class care for individuals and families struggling with anorexia, bulimia, binge eating and other unspecified eating disorders through an unmatched network of 24 centers in 7 states.
Eating Recovery Center, Washington is part of Eating Recovery Center, the only national vertically integrated health care system dedicated to the treatment of serious eating disorders. Eating Recovery Center offers best-in-class care for individuals and families struggling with anorexia, bulimia, binge eating and other unspecified eating disorders through an unmatched network of 24 centers in 7 states.
(425) 329-3821 View (425) 329-3821
Photo of Erika Preston - Northpoint Seattle, LMHC, SUDP, Treatment Center
Northpoint Seattle
Treatment Center, LMHC, SUDP
Verified Verified
Seattle, WA 98133
Northpoint Seattle is a highly specialized drug and alcohol outpatient treatment center located in Northgate in Seattle, WA. We provide the ASAM continuum of care while giving clients the flexibility to live at home and maintain their everyday obligations.
Northpoint Seattle is a highly specialized drug and alcohol outpatient treatment center located in Northgate in Seattle, WA. We provide the ASAM continuum of care while giving clients the flexibility to live at home and maintain their everyday obligations.
(425) 529-5917 View (425) 529-5917
Photo of Free By The Sea - Free by the Sea, Treatment Center
Free by the Sea
Treatment Center
Verified Verified
Everett, WA 98208
Free by the Sea is a dual diagnosis addiction treatment center located on the Washington Coast. We provide a continuum of care including residential, partial hospitalization (PHP), intensive outpatient (IOP), and outpatient services (OP). Our peaceful setting has inspired a program of holistic healing, designed to meet your individualized needs. 30, 60, and 90+ day programs available, with options for long-term care and sober living. Our sober living accommodations provide a safe and supportive environment to further establish and reinforce a routine in recovery while utilizing specific coping skills to thrive in your daily life. The campus is just steps away from the beach, offering an abundance of recreational activities such as pickleball and volleyball. Mindfulness skills are incorporated throughout the program to deepen attunement with self and others, and to emphasize the importance of being present in each moment life. A meditation room is available to those who want to deepen their meditation practice, or to simply have some moments of silence. Yoga and sound baths are optionally available for those interested in deepening their mind, body, and spirit connection.
Free by the Sea is a dual diagnosis addiction treatment center located on the Washington Coast. We provide a continuum of care including residential, partial hospitalization (PHP), intensive outpatient (IOP), and outpatient services (OP). Our peaceful setting has inspired a program of holistic healing, designed to meet your individualized needs. 30, 60, and 90+ day programs available, with options for long-term care and sober living. Our sober living accommodations provide a safe and supportive environment to further establish and reinforce a routine in recovery while utilizing specific coping skills to thrive in your daily life. The campus is just steps away from the beach, offering an abundance of recreational activities such as pickleball and volleyball. Mindfulness skills are incorporated throughout the program to deepen attunement with self and others, and to emphasize the importance of being present in each moment life. A meditation room is available to those who want to deepen their meditation practice, or to simply have some moments of silence. Yoga and sound baths are optionally available for those interested in deepening their mind, body, and spirit connection.
(360) 665-7112 View (360) 665-7112
Photo of David Burke - New Start Recovery Solutions Reno, LAADCCA, ICADC, Treatment Center
New Start Recovery Solutions Reno
Treatment Center, LAADCCA, ICADC
Verified Verified
Seattle, WA 98115
At New Start Recovery Solutions we offer access to personalized Medically Managed detox and dual-diagnosis residential treatment and intensive outpatient treatment for individuals, families and professionals. We use an approach that is highly individualized with an array of options customized in a treatment plan specifically for you or a love one. We believe in order to recover successfully, we need to replace old habits with new healthy ones. We can help the family get started by facilitating a family intervention to break through any barriers to get the process of recovery started, finishing with the development of a continuing care plan after treatment is completed. We believe the solution is within us-sometimes we need help to bring it out. An admissions counselor is waiting to answer questions, help you with insurance verification and walk you through the process.
At New Start Recovery Solutions we offer access to personalized Medically Managed detox and dual-diagnosis residential treatment and intensive outpatient treatment for individuals, families and professionals. We use an approach that is highly individualized with an array of options customized in a treatment plan specifically for you or a love one. We believe in order to recover successfully, we need to replace old habits with new healthy ones. We can help the family get started by facilitating a family intervention to break through any barriers to get the process of recovery started, finishing with the development of a continuing care plan after treatment is completed. We believe the solution is within us-sometimes we need help to bring it out. An admissions counselor is waiting to answer questions, help you with insurance verification and walk you through the process.
(775) 305-7900 View (775) 305-7900
Photo of Hotel California By The Sea Bellevue - Hotel California By the Sea Bellevue, Treatment Center
Hotel California By the Sea Bellevue
Treatment Center
Verified Verified
Kirkland, WA 98034
At Hotel California by the Sea - Bellevue we provide The Greater Seattle/Bellevue Area with an individualized detox and outpatient addiction treatment program which serves as an extension to HCBTS' dual-diagnosis addiction treatment program in Orange County, California. In our program, we take an individualized approach to treating our clients who are struggling with addiction, substance use disorders and mental health conditions. Hotel California by the Sea Bellevue's mission is to provide the best evidence-based individualized treatment and services to men, women, and young adults who are struggling with addiction, substance use disorders and mental health conditions.
At Hotel California by the Sea - Bellevue we provide The Greater Seattle/Bellevue Area with an individualized detox and outpatient addiction treatment program which serves as an extension to HCBTS' dual-diagnosis addiction treatment program in Orange County, California. In our program, we take an individualized approach to treating our clients who are struggling with addiction, substance use disorders and mental health conditions. Hotel California by the Sea Bellevue's mission is to provide the best evidence-based individualized treatment and services to men, women, and young adults who are struggling with addiction, substance use disorders and mental health conditions.
(425) 516-7144 View (425) 516-7144
Photo of Roy J Duprez - Back2Basics Outdoor Adventures, Treatment Center
Back2Basics Outdoor Adventures
Treatment Center
Verified Verified
Seattle, WA 98103
Back2Basics is a Residential Treatment Center that combines addiction treatment program therapeutic counseling with experiential outdoor adventures to treat individuals with substance and alcohol addiction and lead them through rehab and recovery into long-term sober living. The program is highlighted by spending time in the beautiful serene wilderness where individuals are physically challenged, their minds are cleared and they learn ways to defeat old addictive thinking patterns through various outdoor adventures.
Back2Basics is a Residential Treatment Center that combines addiction treatment program therapeutic counseling with experiential outdoor adventures to treat individuals with substance and alcohol addiction and lead them through rehab and recovery into long-term sober living. The program is highlighted by spending time in the beautiful serene wilderness where individuals are physically challenged, their minds are cleared and they learn ways to defeat old addictive thinking patterns through various outdoor adventures.
(928) 267-6027 View (928) 267-6027
Photo of Lauren Barry - We Level Up Washington, LMFT, MCAP, QS, Treatment Center
We Level Up Washington
Treatment Center, LMFT, MCAP, QS
Verified Verified
Seattle, WA 98115
Journey to Healing & Personalized Mental Health Care at We Level Up Washington. We Level Up Washington is your trusted partner in mental health recovery, offering a range of treatments for disorders such as depression, anxiety, bipolar disorder, and schizophrenia. Our behavioral health center in Washington provides a nurturing environment where patients receive individualized, science-based care. Our team of professionals utilizes evidence-based therapies to craft treatment plans that address each patient's unique challenges, including those with dual diagnosis needs. We strive to make our services accessible, accepting most insurance plans and offering options for self-pay patients. Located in Spokane and serving individuals across Washington state, We Level Up Washington is dedicated to delivering top-quality mental health counseling and support. Begin your journey to wellness with us and take the first step towards lasting recovery and a balanced life. Contact us today for a free mental health assessment.
Journey to Healing & Personalized Mental Health Care at We Level Up Washington. We Level Up Washington is your trusted partner in mental health recovery, offering a range of treatments for disorders such as depression, anxiety, bipolar disorder, and schizophrenia. Our behavioral health center in Washington provides a nurturing environment where patients receive individualized, science-based care. Our team of professionals utilizes evidence-based therapies to craft treatment plans that address each patient's unique challenges, including those with dual diagnosis needs. We strive to make our services accessible, accepting most insurance plans and offering options for self-pay patients. Located in Spokane and serving individuals across Washington state, We Level Up Washington is dedicated to delivering top-quality mental health counseling and support. Begin your journey to wellness with us and take the first step towards lasting recovery and a balanced life. Contact us today for a free mental health assessment.
(509) 269-2363 View (509) 269-2363
Photo of Admissions Team - DiscoveryMD - Kent, Treatment Center
DiscoveryMD - Kent
Treatment Center
Verified Verified
Seattle, WA 98107
Formerly ABHC, the DiscoveryMD center in Kent, Washington, provides comprehensive services to treat mental health disorders. Along with individual therapy sessions and TMS, DiscoveryMD Kent offers various group therapy sessions to help patients get a well-rounded treatment experience.
Formerly ABHC, the DiscoveryMD center in Kent, Washington, provides comprehensive services to treat mental health disorders. Along with individual therapy sessions and TMS, DiscoveryMD Kent offers various group therapy sessions to help patients get a well-rounded treatment experience.
(253) 243-0496 View (253) 243-0496
Photo of Admissions Specialist - Elevation Behavioral Health Mental Health Retreats, Treatment Center
Elevation Behavioral Health Mental Health Retreats
Treatment Center
Verified Verified
Kirkland, WA 98034
Elevation Behavioral Health is one of the few private inpatient mental health facilities that focuses on assessing and effectively treating primary mental health conditions in conjunction with detoxification and addiction interventions. We are proud to offer a robust clinical program that provides the most individual therapy sessions in the industry and while respecting and honoring each client's journey. We are committed to providing clients with exceptional treatment in a compassionate environment. We make a positive, measurable difference in the physical, emotional and spiritual health of the people we serve while building up their confidence and respecting their dignity.
Elevation Behavioral Health is one of the few private inpatient mental health facilities that focuses on assessing and effectively treating primary mental health conditions in conjunction with detoxification and addiction interventions. We are proud to offer a robust clinical program that provides the most individual therapy sessions in the industry and while respecting and honoring each client's journey. We are committed to providing clients with exceptional treatment in a compassionate environment. We make a positive, measurable difference in the physical, emotional and spiritual health of the people we serve while building up their confidence and respecting their dignity.
(424) 395-3461 View (424) 395-3461
Photo of Admissions Team - Jackson House, Treatment Center
Jackson House
Treatment Center
Not Verified Not Verified
Seattle, WA 98115
Jackson House is a comprehensive residential treatment facility focusing on core issues such as depression, trauma, anxiety, psychosis, and grief and loss. Our multi-disciplinary team focuses on a variety of therapeutic techniques to ensure that every client gets the care that they need. Our home-like atmosphere allows clients to easily transition from residential care to less structured outpatient treatment. At Jackson House, we know that you have other responsibilities to maintain such as work, social life, and family. It is our mission to make sure you get back to your true self and back to being able to thrive in your day-to-day responsibilities.
Jackson House is a comprehensive residential treatment facility focusing on core issues such as depression, trauma, anxiety, psychosis, and grief and loss. Our multi-disciplinary team focuses on a variety of therapeutic techniques to ensure that every client gets the care that they need. Our home-like atmosphere allows clients to easily transition from residential care to less structured outpatient treatment. At Jackson House, we know that you have other responsibilities to maintain such as work, social life, and family. It is our mission to make sure you get back to your true self and back to being able to thrive in your day-to-day responsibilities.
(619) 457-6087 View (619) 457-6087
Photo of Kris Peterson - NeuroStim Depression Treatment Center, Treatment Center
NeuroStim Depression Treatment Center
Treatment Center
Verified Verified
1 Endorsed
Seattle, WA 98115
We specialize in TMS Therapy, a revolutionary FDA-Approved treatment that is providing new HOPE and HEALING to thousands of patients who suffer from Depression, Anxiety, PTSD and similar disorders. TMS is a safe and highly effective treatment that treats the actual SOURCE of the disorder -- NOT the symptoms. It works by stimulating areas of the brain that are under-active in patients with severe depression, anxiety, and similar disorders. TMS (Transcranial Magnetic Stimulation) provides substantial relief and even complete remission in those who have not obtained benefit from medications, or prefer not to take medications for any reason.
We specialize in TMS Therapy, a revolutionary FDA-Approved treatment that is providing new HOPE and HEALING to thousands of patients who suffer from Depression, Anxiety, PTSD and similar disorders. TMS is a safe and highly effective treatment that treats the actual SOURCE of the disorder -- NOT the symptoms. It works by stimulating areas of the brain that are under-active in patients with severe depression, anxiety, and similar disorders. TMS (Transcranial Magnetic Stimulation) provides substantial relief and even complete remission in those who have not obtained benefit from medications, or prefer not to take medications for any reason.
(888) 963-9467 View (888) 963-9467
Photo of Newport Admissions - Newport Academy Outpatient, Treatment Center
Newport Academy Outpatient
Treatment Center
Verified Verified
Seattle, WA 98133
At Newport Academy, we address the root causes of self-destructive behaviors, not just the symptoms. We guide teens and their families to achieve long-term, sustainable healing by treating the underlying issues—such as trauma, depression, and anxiety—that catalyze substance abuse, eating disorders, and other co-occurring disorders. Incorporating clinical, experiential, and holistic modalities, our gender-specific treatment is family focused and results oriented. From a foundation of compassionate care, clinical expertise, and unconditional love, we nurture teens’ physical, psychological, social, educational, and spiritual needs. Driven by our mission to empower teens and restore families, our comprehensive approach supports young people ages 12 and up in building the self-understanding, connection, self-acceptance, and academic and life skills that allow them to find their place in the world.
At Newport Academy, we address the root causes of self-destructive behaviors, not just the symptoms. We guide teens and their families to achieve long-term, sustainable healing by treating the underlying issues—such as trauma, depression, and anxiety—that catalyze substance abuse, eating disorders, and other co-occurring disorders. Incorporating clinical, experiential, and holistic modalities, our gender-specific treatment is family focused and results oriented. From a foundation of compassionate care, clinical expertise, and unconditional love, we nurture teens’ physical, psychological, social, educational, and spiritual needs. Driven by our mission to empower teens and restore families, our comprehensive approach supports young people ages 12 and up in building the self-understanding, connection, self-acceptance, and academic and life skills that allow them to find their place in the world.
(425) 399-7331 View (425) 399-7331
Photo of Admissions Team - Embark Behavioral Health , LMFT, Treatment Center
Embark Behavioral Health
Treatment Center, LMFT
Verified Verified
Seattle, WA 98103
Embark Behavioral Health is a leading network of exceptional treatment and therapy programs across the United States. We specialize in preteens, teens, and young adults struggling with anxiety, depression, and other mental health and substance abuse issues. Our programs include in-home treatment, virtual coaching and counseling, outpatient clinics that offer intensive outpatient programs (IOPs) and therapeutic day treatment programs, also known as a partial hospitalization program (PHPs), wilderness therapy, short-term residential treatment programs, long-term residential treatment, therapeutic boarding schools, and young adult transitional living options.
Embark Behavioral Health is a leading network of exceptional treatment and therapy programs across the United States. We specialize in preteens, teens, and young adults struggling with anxiety, depression, and other mental health and substance abuse issues. Our programs include in-home treatment, virtual coaching and counseling, outpatient clinics that offer intensive outpatient programs (IOPs) and therapeutic day treatment programs, also known as a partial hospitalization program (PHPs), wilderness therapy, short-term residential treatment programs, long-term residential treatment, therapeutic boarding schools, and young adult transitional living options.
(408) 617-9871 View (408) 617-9871

See more therapy options for Edmonds

Aetna Treatment Centers

Does insurance cover therapy, prescriptions and other behavioral health services?

In general, yes. Laws in the U.S. require insurers to cover essential behavioral health care at the same level as other health care services. Most health plans require a medical diagnosis and treatments that are evidence based and medically essential. This means that life coaching and alternative therapies are not covered, nor is therapy without a diagnosis. Call the number on the back or your insurance card or visit your insurance company's website to review your Summary of Benefits. If you have insurance through your employer, your Human Resources department may also be able to answer questions.

How much does therapy cost with insurance?

The cost of therapy depends on your region, how much training and experience your therapist has, and the type of treatment. The rate for talk therapy generally falls between $100 and $250. For a client seeing an in-network provider, the cost of therapy is often similar to the cost of other health care services. Clients pay co-pays and may need to satisfy a plan’s deductible before benefits kick in.

What is the difference between In-Network and Out-of-Network insurance coverage?

An in-network provider has contracted with an insurer to get paid directly for services, and to accept the insurer’s rate of compensation. Clients are responsible for deductibles and copays. If a therapist is out of network, that means that the client pays the therapist directly for services at the therapist’s regular fee. Out-of-Network providers often give clients a receipt so that they can file for partial reimbursement with their insurance company.

Is it difficult to find an In-Network therapist?

It is not unusual for therapists to limit the number of insurance patients in their practice, so it’s important to check in-network availability when you schedule your first appointment. In regions and times where therapy is in high demand it may take longer to get scheduled with an in-network therapist.

What is the difference between HMO and PPO insurance plans?

HMO health plans only cover in-network services, there is no reimbursement for out-of-network providers. PPO plans often cover both in- and out-of-network services, though the client may pay more for out-of-network services.

What is a Superbill?

A superbill is a receipt for therapy services. It provides all the information required by insurance companies to reimburse you for out-of-network services, including the diagnostic codes for your care, the amount paid, and the dates and duration of care.

Does insurance cover Online therapy?

Many therapists who shifted their practice to online therapy during the pandemic have kept that arrangement. And most insurers continue to cover telehealth services, with a few exceptions. Preventive care (such as an annual depression screening) is often required to be in-person to be covered, and some states require prescribers of controlled substances to see those patients in person.

Does insurance cover Group therapy?

Many insurance plans provide coverage for group therapy provided there is a medical diagnosis for group members, but there are some noteworthy exceptions. For example, Medicare does not always cover group therapy. Group therapy tends to cost less than individual therapy.

Does insurance cover Couples therapy?

Most insurance companies do not cover the cost of couples therapy because there is no medical diagnosis or medically necessary treatment. However, a few plans will offer a limited benefit, so it is still worth checking with your insurance company. Sometimes therapy is covered for a couple when one person has a diagnosis and another family member joins them for joint therapy, but it is considered therapy for the medical condition that includes a family member as a listener or helper, not couples counseling. Without insurance, most clients pay between $100-300 per 60-90 min session for couples therapy. Often clients can find classes or workshops that make it more affordable to work on their relationship. And some employers offer Employee Assistance Plans that help defray the cost of couples therapy.

What is an Employee Assistance Plan (EAP)?

Employee Assistance Plans are purchased by employers for the benefit of their employees. EAPs typically assist employees with referrals and may also provide the first few sessions of therapy free of charge, with the patient's regular health insurance kicking in after those initial sessions. EAP benefits often apply to all types of therapy without the need for a medical diagnosis, making it easier to access couples therapy, therapy for life transitions, and other non-medical counseling. Just as with standard health insurance, clients should always check that a provider accepts their EAP benefits before scheduling.

Learn more about Insurance Coverage and Finding Affordable Therapy