Aetna Treatment Centers in North Haledon, NJ

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Photo of Assessment Office - The Counseling Center at Fair Lawn, Treatment Center
The Counseling Center at Fair Lawn
Treatment Center
Verified Verified
Fair Lawn, NJ 07410
The Counseling Center is an outpatient treatment center offering both an Intensive Outpatient Program (IOP), and an Outpatient Program to help people recover from substance abuse and cope with mental illness. Programs at The Counseling Center provide evidence-based methods that combine substance abuse treatment with principles of the 12-steps. Treatment is individualized and designed to teach the necessary skills to live a clean, sober and productive life.
The Counseling Center is an outpatient treatment center offering both an Intensive Outpatient Program (IOP), and an Outpatient Program to help people recover from substance abuse and cope with mental illness. Programs at The Counseling Center provide evidence-based methods that combine substance abuse treatment with principles of the 12-steps. Treatment is individualized and designed to teach the necessary skills to live a clean, sober and productive life.
(201) 903-1806 View (201) 903-1806
Photo of Turning Point - Turning Point, Inc., Treatment Center
Turning Point, Inc.
Treatment Center
Not Verified Not Verified
Paterson, NJ 07514
As a non-profit 501(c)3 organization, our goal at Turning Point is twofold. We strive to help our patients cope with drug and alcohol addictions, and we also work to help them develop the necessary tools and coping mechanisms required to manage the difficulties and daily challenges of life. We provide care in a supportive treatment environment where they will benefit from structured routines and individual care plans.
As a non-profit 501(c)3 organization, our goal at Turning Point is twofold. We strive to help our patients cope with drug and alcohol addictions, and we also work to help them develop the necessary tools and coping mechanisms required to manage the difficulties and daily challenges of life. We provide care in a supportive treatment environment where they will benefit from structured routines and individual care plans.
(973) 841-4128 View (973) 841-4128
We Level Up Lawrenceville NJ
Treatment Center, MS, NCC, LCADC
Not Verified Not Verified
Wayne, NJ 07470
Level Up Treatment Lawrenceville: Innovative Addiction Treatment in New Jersey. Level Up Treatment Lawrenceville, which you may know as We Level Up Lawrenceville NJ, is a leading addiction treatment New Jersey facility. Located in the historically significant and beautiful Lawrenceville, our center offers a range of specialized treatments meant to address various substance abuse disorders. From detoxification to residential care, our programs encompass evidence-based therapies, dual diagnosis treatment, and personalized care plans. With a focus on practical recovery steps and a compassionate approach, we empower individuals to overcome addiction and achieve lasting sobriety. At Level Up Treatment Lawrenceville, we're dedicated to guiding our clients toward a brighter, healthier future. Take the first step towards a life free from addiction. Contact us today to learn more about our addiction treatment services in New Jersey!
Level Up Treatment Lawrenceville: Innovative Addiction Treatment in New Jersey. Level Up Treatment Lawrenceville, which you may know as We Level Up Lawrenceville NJ, is a leading addiction treatment New Jersey facility. Located in the historically significant and beautiful Lawrenceville, our center offers a range of specialized treatments meant to address various substance abuse disorders. From detoxification to residential care, our programs encompass evidence-based therapies, dual diagnosis treatment, and personalized care plans. With a focus on practical recovery steps and a compassionate approach, we empower individuals to overcome addiction and achieve lasting sobriety. At Level Up Treatment Lawrenceville, we're dedicated to guiding our clients toward a brighter, healthier future. Take the first step towards a life free from addiction. Contact us today to learn more about our addiction treatment services in New Jersey!
(609) 316-4322 View (609) 316-4322
Photo of Ivonne De Pascual - Counseling Care Center, LLC, MA, LPC, NCC, Treatment Center
Counseling Care Center, LLC
Treatment Center, MA, LPC, NCC
Verified Verified
Bloomfield, NJ 07003
Counseling Care Center "Inspiring Lives....Healing Hearts" Care, comfort,support,sensitivity, empathy, understanding, mutual trust, respect and positive life changes can be found at the Counseling Care Center . Our highly trained Licensed Professional Counselors are available days, evenings and weekends for your convenience. Sessions are also available in Spanish. We can help you help yourself so that you can develop greater self - esteem, discover greater inner strength and find solutions to your problems.
Counseling Care Center "Inspiring Lives....Healing Hearts" Care, comfort,support,sensitivity, empathy, understanding, mutual trust, respect and positive life changes can be found at the Counseling Care Center . Our highly trained Licensed Professional Counselors are available days, evenings and weekends for your convenience. Sessions are also available in Spanish. We can help you help yourself so that you can develop greater self - esteem, discover greater inner strength and find solutions to your problems.
(973) 250-4707 View (973) 250-4707
Photo of John Coyle - A Road to Recovery, Treatment Center
A Road to Recovery
Treatment Center
Not Verified Not Verified
Clifton, NJ 07013
We are a nationally recognized licensed facility that offers Intensive outpatient (IOP) Services. A Road to Recovery is a 24 bed Alcohol and Substance Abuse Treatment Facility specializing in treating persons who suffer from the disease of addiction often with the duel diagnosis of having an accompanying mental health condition. Our program provides a comfortable, more home like environment in a non-institutional setting. At A Road to Recovery, we believe that people respond better to treatment when they are in an environment where they feel safe, comfortable and are treated with care, respect and dignity. We also place a strong emphasis on true Individualized Treatment as many clients have underlying contributing issues or causes to their addiction where no two are exactly alike.
We are a nationally recognized licensed facility that offers Intensive outpatient (IOP) Services. A Road to Recovery is a 24 bed Alcohol and Substance Abuse Treatment Facility specializing in treating persons who suffer from the disease of addiction often with the duel diagnosis of having an accompanying mental health condition. Our program provides a comfortable, more home like environment in a non-institutional setting. At A Road to Recovery, we believe that people respond better to treatment when they are in an environment where they feel safe, comfortable and are treated with care, respect and dignity. We also place a strong emphasis on true Individualized Treatment as many clients have underlying contributing issues or causes to their addiction where no two are exactly alike.
(845) 832-4720 View (845) 832-4720
Photo of Integrity House - Integrity House, Treatment Center
Integrity House
Treatment Center
Verified Verified
Paramus, NJ 07652
At Integrity House, we're committed to helping individuals and families through comprehensive, integrated addictions treatment and recovery support in a manner that brings about positive, long-term lifestyle change. Our CARF accredited and highly effective treatment community believes in a client-centered, holistic approach, offering integrated services and a full continuum of care for addressing substance use disorders. Integrity House understands the need for an individualized recovery process. We employ evidence-based practices and trauma-informed care in addressing the unique situations that accompany addiction. With this philosophy and our commitment to integrated care, Integrity House remains steadfast in its resolution to treat our clients with respect and dignity as we support them through their recovery journey.
At Integrity House, we're committed to helping individuals and families through comprehensive, integrated addictions treatment and recovery support in a manner that brings about positive, long-term lifestyle change. Our CARF accredited and highly effective treatment community believes in a client-centered, holistic approach, offering integrated services and a full continuum of care for addressing substance use disorders. Integrity House understands the need for an individualized recovery process. We employ evidence-based practices and trauma-informed care in addressing the unique situations that accompany addiction. With this philosophy and our commitment to integrated care, Integrity House remains steadfast in its resolution to treat our clients with respect and dignity as we support them through their recovery journey.
(973) 862-4084 View (973) 862-4084
Photo of Michelle Peterson - BlueCrest Recovery Center, Treatment Center
BlueCrest Recovery Center
Treatment Center
Verified Verified
Woodland Park, NJ 07424
BlueCrest Recovery Center is a privately owned facility that offers state-of-the-art, evidence-based substance abuse treatment programs. We offer an array of services which include a Partial Hospitalization Program, Intensive Outpatient Program, Outpatient Program and Aftercare to the addicted and co-occurring populations. We are rooted in the successful tenets of the Twelve Step Recovery Program and believe in an individualized, clinically sound, spiritual approach to treatment. These approaches include providing unique services for the Mind, Body, and Spirit. At BlueCrest Recovery Center, it is our belief that true recovery from substance abuse needs to be addressed by dissecting ALL aspects of the disease. Substance abusers are not simply men and women who are JUST physically addicted to a substance. If that were the case, once an addict was separated from their substance of choice, they would return to their normal lives without any chance of returning to such substance indefinitely. Unfortunately, this is a common misunderstanding. Substance abuse is much more complicated. It affects a person bodily, mentally as well as physically. This is why BlueCrest Recovery Center is passionate in regards to addressing all three aspects.
BlueCrest Recovery Center is a privately owned facility that offers state-of-the-art, evidence-based substance abuse treatment programs. We offer an array of services which include a Partial Hospitalization Program, Intensive Outpatient Program, Outpatient Program and Aftercare to the addicted and co-occurring populations. We are rooted in the successful tenets of the Twelve Step Recovery Program and believe in an individualized, clinically sound, spiritual approach to treatment. These approaches include providing unique services for the Mind, Body, and Spirit. At BlueCrest Recovery Center, it is our belief that true recovery from substance abuse needs to be addressed by dissecting ALL aspects of the disease. Substance abusers are not simply men and women who are JUST physically addicted to a substance. If that were the case, once an addict was separated from their substance of choice, they would return to their normal lives without any chance of returning to such substance indefinitely. Unfortunately, this is a common misunderstanding. Substance abuse is much more complicated. It affects a person bodily, mentally as well as physically. This is why BlueCrest Recovery Center is passionate in regards to addressing all three aspects.
(973) 949-6022 View (973) 949-6022
Photo of Forge Health - Forge Health  - Paramus, NJ, Treatment Center
Forge Health - Paramus, NJ
Treatment Center
Verified Verified
Paramus, NJ 07652
Forge Health is your vital source for mental health and substance use care. We help people from all walks of life reclaim their lives by providing comprehensive outpatient care that’s convenient to access, affordable to use, and customized to the unique needs of each individual. We're a mission-driven company dedicated to delivering the highest quality affordable, accessible, and effective “one-stop-shop” mental health and substance use care to individuals, families, and communities in need. Forge Health is also proud to provide specialized care programs designed to address the unique culture, preferences, and values of veterans and first responders, cancer patients, and the LGBTQ+ community.
Forge Health is your vital source for mental health and substance use care. We help people from all walks of life reclaim their lives by providing comprehensive outpatient care that’s convenient to access, affordable to use, and customized to the unique needs of each individual. We're a mission-driven company dedicated to delivering the highest quality affordable, accessible, and effective “one-stop-shop” mental health and substance use care to individuals, families, and communities in need. Forge Health is also proud to provide specialized care programs designed to address the unique culture, preferences, and values of veterans and first responders, cancer patients, and the LGBTQ+ community.
(201) 817-5688 View (201) 817-5688
Photo of Admissions Team - Center For Discovery, Treatment Center
Center For Discovery
Treatment Center
Verified Verified
Paramus, NJ 07652
Center For Discovery has been providing residential treatment for women and teens for over 20 years. At Center For Discovery, we provide residential treatment for women with eating disorders, teens with eating disorders, teens with mental health disorders, and teens with substance abuse issues. Each of our locations is dedicated solely to one of our specialized treatment programs. By keeping each location specialized to one of our treatment programs, we are able to provide the most effective and efficient treatment. All of our locations provide treatment for only a small number of residents at one time to maintain an intimate setting and a high staff to resident ratio. Treatment within a residential neighborhood allows our residents to feel more comfortable in a familiar surrounding and provides greater transferability and internalization of the treatment experience to life after treatment. We place a high priority on providing an environment where our clients feel like and are treated like people, never patients.
Center For Discovery has been providing residential treatment for women and teens for over 20 years. At Center For Discovery, we provide residential treatment for women with eating disorders, teens with eating disorders, teens with mental health disorders, and teens with substance abuse issues. Each of our locations is dedicated solely to one of our specialized treatment programs. By keeping each location specialized to one of our treatment programs, we are able to provide the most effective and efficient treatment. All of our locations provide treatment for only a small number of residents at one time to maintain an intimate setting and a high staff to resident ratio. Treatment within a residential neighborhood allows our residents to feel more comfortable in a familiar surrounding and provides greater transferability and internalization of the treatment experience to life after treatment. We place a high priority on providing an environment where our clients feel like and are treated like people, never patients.
(973) 791-4698 View (973) 791-4698
Photo of Indra Cidambi - Center for Network Therapy II, MD, Treatment Center
Center for Network Therapy II
Treatment Center, MD
Not Verified Not Verified
Montclair, NJ 07042
Addiction is a chronic disease and inpatient treatment only reinforces the stigma around the illness by treating it as a behavioral problem. CNT, led by America's foremost addiction expert and licensed to provide Ambulatory (Outpatient) Detoxification, offers detox from alcohol, benzos (Xanax, Klonipin, Valium), opiates (Oxycontin, Oxycodone, Percocet, Fentanyl, heroin, methadone, kratom), stimulants (Adderall), anesthetics (ketamine) and Suboxone/buprenorphine (when client ready to come off) in an outpatient setting. Clinicians monitor progress and therapy helps clients develop skills to cope with stressors and triggers in their daily lives. Our clients benefit by integrating these skills into their daily lives at home while they are receiving treatment, rather than when isolated from it. Individual therapy to customize skills is also provided. We also offer Partial Care and IOP programs. The breadth of services allows for placement in appropriate level of care and calibration of care to individual needs. We are open 7 days a week. Chemical/Alcohol dependence without recovery has only negative outcomes. If you or a loved one is in withdrawal or need help, please call now!
Addiction is a chronic disease and inpatient treatment only reinforces the stigma around the illness by treating it as a behavioral problem. CNT, led by America's foremost addiction expert and licensed to provide Ambulatory (Outpatient) Detoxification, offers detox from alcohol, benzos (Xanax, Klonipin, Valium), opiates (Oxycontin, Oxycodone, Percocet, Fentanyl, heroin, methadone, kratom), stimulants (Adderall), anesthetics (ketamine) and Suboxone/buprenorphine (when client ready to come off) in an outpatient setting. Clinicians monitor progress and therapy helps clients develop skills to cope with stressors and triggers in their daily lives. Our clients benefit by integrating these skills into their daily lives at home while they are receiving treatment, rather than when isolated from it. Individual therapy to customize skills is also provided. We also offer Partial Care and IOP programs. The breadth of services allows for placement in appropriate level of care and calibration of care to individual needs. We are open 7 days a week. Chemical/Alcohol dependence without recovery has only negative outcomes. If you or a loved one is in withdrawal or need help, please call now!
(973) 363-2246 View (973) 363-2246
Photo of Chris Alvarez - ChoicePoint, Treatment Center
ChoicePoint
Treatment Center
Verified Verified
Fair Lawn, NJ 07410
At ChoicePoint, we are committed to helping you rebuild a prosperous, happy, and addiction-free life. Our goal is to make healthcare accessible to all. Through our telehealth services and outpatient addiction treatment program, we aim to remove all the hurdles that might cause you to delay your treatment.
At ChoicePoint, we are committed to helping you rebuild a prosperous, happy, and addiction-free life. Our goal is to make healthcare accessible to all. Through our telehealth services and outpatient addiction treatment program, we aim to remove all the hurdles that might cause you to delay your treatment.
(862) 212-3519 View (862) 212-3519
Northwest Essex Community Healthcare Network
Treatment Center, LCSW, LSW, LPC, LAC, LCADC
Verified Verified
Nutley, NJ 07110
Northwest Essex Community Healthcare Network is designated as a CCBHC (Certified Community Behavioral Health Clinic) in the State of New Jersey. As a CCBHC, Northwest Essex provides the community with an all-inclusive range of substance use and mental health disorder services, especially for people who have the most complex needs. We provide integrated behavioral, substance use, and physical health care; utilizing a client-centered approach. As an integrated care program, all consumers participate in a comprehensive initial assessment, or “intake”, consisting of evaluations from each of the following staff members: a licensed mental health clinician, a registered nurse, a psychiatrist or psychiatric APN, and a case manager.
Northwest Essex Community Healthcare Network is designated as a CCBHC (Certified Community Behavioral Health Clinic) in the State of New Jersey. As a CCBHC, Northwest Essex provides the community with an all-inclusive range of substance use and mental health disorder services, especially for people who have the most complex needs. We provide integrated behavioral, substance use, and physical health care; utilizing a client-centered approach. As an integrated care program, all consumers participate in a comprehensive initial assessment, or “intake”, consisting of evaluations from each of the following staff members: a licensed mental health clinician, a registered nurse, a psychiatrist or psychiatric APN, and a case manager.
(862) 212-3344 View (862) 212-3344
Photo of Sean Garcia - The Discovery Institute, Treatment Center
The Discovery Institute
Treatment Center
Not Verified Not Verified
Paterson, NJ 07503
The mission of Discovery Institute for Addictive Disorders is to provide high quality habilitation and rehabilitation services to the chemically dependent adult population and their families statewide. In 1970, Discovery Institute was established in New Jersey as a state-operated, residential drug-free rehab center. We believe in the philosophy of the integrated treatment model, which is a treatment style that uses peer interaction as a catalyst for positive change. Please call us to learn about our services and get an idea of what treatment is like.
The mission of Discovery Institute for Addictive Disorders is to provide high quality habilitation and rehabilitation services to the chemically dependent adult population and their families statewide. In 1970, Discovery Institute was established in New Jersey as a state-operated, residential drug-free rehab center. We believe in the philosophy of the integrated treatment model, which is a treatment style that uses peer interaction as a catalyst for positive change. Please call us to learn about our services and get an idea of what treatment is like.
(732) 517-3941 View (732) 517-3941
Photo of Admissions Specialist - North Jersey Recovery Center, Treatment Center
North Jersey Recovery Center
Treatment Center
Verified Verified
Fair Lawn, NJ 07410
The staff here at North Jersey Recovery Center understands that addiction is a disease which manifests in mental, physical, and spiritual anguish. Regardless of the places that addiction has taken you, our addiction specialists can help you heal. Our specialized North Jersey addiction treatment programs set an industry-standard using innovative drug and alcohol programming. Our vision is to provide each and every client with the tools needed for a lifetime of lasting, meaningful sobriety.
The staff here at North Jersey Recovery Center understands that addiction is a disease which manifests in mental, physical, and spiritual anguish. Regardless of the places that addiction has taken you, our addiction specialists can help you heal. Our specialized North Jersey addiction treatment programs set an industry-standard using innovative drug and alcohol programming. Our vision is to provide each and every client with the tools needed for a lifetime of lasting, meaningful sobriety.
(551) 243-7138 View (551) 243-7138
Photo of Jason Bouquet - California Care Recovery, Treatment Center
California Care Recovery
Treatment Center
Not Verified Not Verified
Clifton, NJ 07015
California Care Recovery focuses on the specific needs of each client's addiction. Each person has a situation that feels unique to them and our goal is to work one on one with our clients to structure a custom-tailored treatment program that allows them to recover and grow as an individual. We want our clients to not only find sobriety, we want them to find themselves through our program. At California Care Detox & Treatment we want to provide a clean, healthy, and safe environment to help repurpose our clients and help them transition into the best version of themselves.
California Care Recovery focuses on the specific needs of each client's addiction. Each person has a situation that feels unique to them and our goal is to work one on one with our clients to structure a custom-tailored treatment program that allows them to recover and grow as an individual. We want our clients to not only find sobriety, we want them to find themselves through our program. At California Care Detox & Treatment we want to provide a clean, healthy, and safe environment to help repurpose our clients and help them transition into the best version of themselves.
(714) 503-8324 View (714) 503-8324
Photo of Allen Masry - Victory Bay Recovery Center - Detox, MD, Treatment Center
Victory Bay Recovery Center - Detox
Treatment Center, MD
Not Verified Not Verified
Hawthorne, NJ 07506
Victory Bay offers a variety of client-centered programs treating Substance Use Disorder and Mental Health. We help our clients successfully detox from drugs and alcohol in a comfortable inpatient or outpatient setting. Accommodations will be made for 24 hour staffing and clients will be cared for by licensed staff including Psychiatrists, APN, RN, etc.
Victory Bay offers a variety of client-centered programs treating Substance Use Disorder and Mental Health. We help our clients successfully detox from drugs and alcohol in a comfortable inpatient or outpatient setting. Accommodations will be made for 24 hour staffing and clients will be cared for by licensed staff including Psychiatrists, APN, RN, etc.
(973) 354-5501 View (973) 354-5501
Photo of Admissions Coordinator - SOBA New Jersey Mental Health, Treatment Center
SOBA New Jersey Mental Health
Treatment Center
Verified Verified
Passaic, NJ 07055
We offer a comprehensive approach to mental illness in an intensive outpatient program aimed to address both the unique and broad mental health issues people face on a daily basis. Our program is tailored to treat a wide range of disorders including depression, anxiety, grief, and other mood disorders. For those suffering from co-occurring substance abuse disorders, we provide recovery groups in addition to other treatment modalities.
We offer a comprehensive approach to mental illness in an intensive outpatient program aimed to address both the unique and broad mental health issues people face on a daily basis. Our program is tailored to treat a wide range of disorders including depression, anxiety, grief, and other mood disorders. For those suffering from co-occurring substance abuse disorders, we provide recovery groups in addition to other treatment modalities.
(732) 532-3834 View (732) 532-3834
Photo of Admissions Team - Seabrook, Treatment Center
Seabrook
Treatment Center
Verified Verified
Paramus, NJ 07652
Seabrook is a non-profit, CARF accredited alcohol and drug rehabilitation center focusing on the 12-step principles of recovery as well as co-occurring mental health disorders. We have been in business for over 45 years. Using a foundation of Alcoholics Anonymous, our facility utilizes a holistic approach, including individualized and gender-specific therapy, with a special focus on relapse prevention, trauma, and our renowned Family Matrix program. Seabrook is a true dual diagnosis facility with a full-time licensed psychiatrist and 3 psychiatric nurse APN's.
Seabrook is a non-profit, CARF accredited alcohol and drug rehabilitation center focusing on the 12-step principles of recovery as well as co-occurring mental health disorders. We have been in business for over 45 years. Using a foundation of Alcoholics Anonymous, our facility utilizes a holistic approach, including individualized and gender-specific therapy, with a special focus on relapse prevention, trauma, and our renowned Family Matrix program. Seabrook is a true dual diagnosis facility with a full-time licensed psychiatrist and 3 psychiatric nurse APN's.
(866) 564-3844 View (866) 564-3844
Photo of Call Our Treatment Advisors Today - Guardian Recovery - Montville Adolescent Center, Treatment Center
Guardian Recovery - Montville Adolescent Center
Treatment Center
Verified Verified
Towaco, NJ 07082
Adolescents under the age of 18 face a unique set of challenges when it comes to overcoming substance use disorders and staying sober long-term. Guardian Recovery's Adolescent Program addresses these challenges, helping younger clients develop the skills necessary to maintain sobriety.
Adolescents under the age of 18 face a unique set of challenges when it comes to overcoming substance use disorders and staying sober long-term. Guardian Recovery's Adolescent Program addresses these challenges, helping younger clients develop the skills necessary to maintain sobriety.
(973) 947-4553 View (973) 947-4553
Photo of Ryan Brady - Water Gap Wellness Center, Treatment Center
Water Gap Wellness Center
Treatment Center
Verified Verified
Wayne, NJ 07470
Water Gap Wellness serves individuals who have a primary mental health diagnosis, substance use disorder or co-occurring disorder. All clients receive intensive clinical therapy regardless of whether they have completed inpatient or residential treatment for a mental health, behavioral health, and/or substance use disorder. Clients benefit from a comprehensive, structured level of step-down support that fosters transition to a more independent lifestyle.
Water Gap Wellness serves individuals who have a primary mental health diagnosis, substance use disorder or co-occurring disorder. All clients receive intensive clinical therapy regardless of whether they have completed inpatient or residential treatment for a mental health, behavioral health, and/or substance use disorder. Clients benefit from a comprehensive, structured level of step-down support that fosters transition to a more independent lifestyle.
(844) 948-1769 View (844) 948-1769

See more therapy options for North Haledon

Aetna Treatment Centers

Does insurance cover therapy, prescriptions and other behavioral health services?

In general, yes. Laws in the U.S. require insurers to cover essential behavioral health care at the same level as other health care services. Most health plans require a medical diagnosis and treatments that are evidence based and medically essential. This means that life coaching and alternative therapies are not covered, nor is therapy without a diagnosis. Call the number on the back or your insurance card or visit your insurance company's website to review your Summary of Benefits. If you have insurance through your employer, your Human Resources department may also be able to answer questions.

How much does therapy cost with insurance?

The cost of therapy depends on your region, how much training and experience your therapist has, and the type of treatment. The rate for talk therapy generally falls between $100 and $250. For a client seeing an in-network provider, the cost of therapy is often similar to the cost of other health care services. Clients pay co-pays and may need to satisfy a plan’s deductible before benefits kick in.

What is the difference between In-Network and Out-of-Network insurance coverage?

An in-network provider has contracted with an insurer to get paid directly for services, and to accept the insurer’s rate of compensation. Clients are responsible for deductibles and copays. If a therapist is out of network, that means that the client pays the therapist directly for services at the therapist’s regular fee. Out-of-Network providers often give clients a receipt so that they can file for partial reimbursement with their insurance company.

Is it difficult to find an In-Network therapist?

It is not unusual for therapists to limit the number of insurance patients in their practice, so it’s important to check in-network availability when you schedule your first appointment. In regions and times where therapy is in high demand it may take longer to get scheduled with an in-network therapist.

What is the difference between HMO and PPO insurance plans?

HMO health plans only cover in-network services, there is no reimbursement for out-of-network providers. PPO plans often cover both in- and out-of-network services, though the client may pay more for out-of-network services.

What is a Superbill?

A superbill is a receipt for therapy services. It provides all the information required by insurance companies to reimburse you for out-of-network services, including the diagnostic codes for your care, the amount paid, and the dates and duration of care.

Does insurance cover Online therapy?

Many therapists who shifted their practice to online therapy during the pandemic have kept that arrangement. And most insurers continue to cover telehealth services, with a few exceptions. Preventive care (such as an annual depression screening) is often required to be in-person to be covered, and some states require prescribers of controlled substances to see those patients in person.

Does insurance cover Group therapy?

Many insurance plans provide coverage for group therapy provided there is a medical diagnosis for group members, but there are some noteworthy exceptions. For example, Medicare does not always cover group therapy. Group therapy tends to cost less than individual therapy.

Does insurance cover Couples therapy?

Most insurance companies do not cover the cost of couples therapy because there is no medical diagnosis or medically necessary treatment. However, a few plans will offer a limited benefit, so it is still worth checking with your insurance company. Sometimes therapy is covered for a couple when one person has a diagnosis and another family member joins them for joint therapy, but it is considered therapy for the medical condition that includes a family member as a listener or helper, not couples counseling. Without insurance, most clients pay between $100-300 per 60-90 min session for couples therapy. Often clients can find classes or workshops that make it more affordable to work on their relationship. And some employers offer Employee Assistance Plans that help defray the cost of couples therapy.

What is an Employee Assistance Plan (EAP)?

Employee Assistance Plans are purchased by employers for the benefit of their employees. EAPs typically assist employees with referrals and may also provide the first few sessions of therapy free of charge, with the patient's regular health insurance kicking in after those initial sessions. EAP benefits often apply to all types of therapy without the need for a medical diagnosis, making it easier to access couples therapy, therapy for life transitions, and other non-medical counseling. Just as with standard health insurance, clients should always check that a provider accepts their EAP benefits before scheduling.

Learn more about Insurance Coverage and Finding Affordable Therapy