Magellan Treatment Centers in Owings Mills, MD

Photo of Lakeita Carter - Institute for Healing LLC, (IHeal), PsyD, PhD, PA, MS/MA, BA/BS, Treatment Center
Institute for Healing LLC, (IHeal)
Treatment Center
Verified Verified
Owings Mills, MD 21117
At iHEAL, we believe that all health is vital to human success and that wellness comes in many forms. We further believe that wellness at the individual and community levels is necessary for a healthier society. Every human being should be supported in their pursuit of health and no cultural identity factor precludes one from receiving that support. We believe that those who have social privilege have the duty and expectation to advocate for those who are under-privileged. We believe that anyone can make a positive difference in their communities at anytime.
At iHEAL, we believe that all health is vital to human success and that wellness comes in many forms. We further believe that wellness at the individual and community levels is necessary for a healthier society. Every human being should be supported in their pursuit of health and no cultural identity factor precludes one from receiving that support. We believe that those who have social privilege have the duty and expectation to advocate for those who are under-privileged. We believe that anyone can make a positive difference in their communities at anytime.
(410) 431-2240 View (410) 431-2240
Photo of Tywanna Hamilton - Healing Mind Wellness, Treatment Center
Healing Mind Wellness
Treatment Center
Verified Verified
Owings Mills, MD 21117
Healing Mind Wellness Outpatient Mental Health Clinic offers therapy and psychiatric services to individuals of all ages, paralleling evidence-based therapeutic frameworks including Trauma-Informed Care, Compassion-Focused Therapy (CFT), Mindfulness-Based Cognitive Therapy (MBCT), Cognitive Behavioral Therapy (CBT), Motivational Interviewing (MI), Eye Movement Desensitization & Reprocessing (EMDR), and Psychodynamic Therapy with each client’s needs. Our goal is to uniquely individualize care while guiding the healing process. The Healing Mind Wellness treatment team provides individual therapy, group therapy, art therapy, couples/marital counseling, psychiatric medication management, and medication assisted treatment to support individuals experiencing Depression, Anxiety, Post-Traumatic Stress Disorder, Substance Use Disorder, Grief/Loss, and Marital/Relationship issues. Healing Mind Wellness further enhances each patient’s treatment experience offering alternative therapies including acupuncture, meditation, reiki, yoga to promote holistic care.
Healing Mind Wellness Outpatient Mental Health Clinic offers therapy and psychiatric services to individuals of all ages, paralleling evidence-based therapeutic frameworks including Trauma-Informed Care, Compassion-Focused Therapy (CFT), Mindfulness-Based Cognitive Therapy (MBCT), Cognitive Behavioral Therapy (CBT), Motivational Interviewing (MI), Eye Movement Desensitization & Reprocessing (EMDR), and Psychodynamic Therapy with each client’s needs. Our goal is to uniquely individualize care while guiding the healing process. The Healing Mind Wellness treatment team provides individual therapy, group therapy, art therapy, couples/marital counseling, psychiatric medication management, and medication assisted treatment to support individuals experiencing Depression, Anxiety, Post-Traumatic Stress Disorder, Substance Use Disorder, Grief/Loss, and Marital/Relationship issues. Healing Mind Wellness further enhances each patient’s treatment experience offering alternative therapies including acupuncture, meditation, reiki, yoga to promote holistic care.
(410) 656-6752 View (410) 656-6752
Photo of Kaitlin Newberger - The Bergand Group, Treatment Center
The Bergand Group
Treatment Center
Verified Verified
Owings Mills, MD 21117
The Bergand Group is a treatment center treating addictions, mental health, and related disorders. We offer varying levels of outpatient treatment including Intensive Outpatient, Outpatient, Addiction Psychiatry, Outpatient Detox, Psychotherapy, DUI Education, Individual Therapy, Family, Therapy, and Anger Management. Our Addiction Medicine Board-certified doctors conduct all initial assessments and evaluations and follow our clients through their entire treatment - a truly unique feature for substance abuse providers in the area. You will be seen by a doctor specially trained in Addictions and Psychiatry, not just a therapist or counselor. This provides our clients with confidence that they are receiving the highest possible level of care. Our doctors have over 25 years experience each in treating substance abuse and related mental health issues. What does our experience mean for you? Experience means that our doctors actually provide treatment.
The Bergand Group is a treatment center treating addictions, mental health, and related disorders. We offer varying levels of outpatient treatment including Intensive Outpatient, Outpatient, Addiction Psychiatry, Outpatient Detox, Psychotherapy, DUI Education, Individual Therapy, Family, Therapy, and Anger Management. Our Addiction Medicine Board-certified doctors conduct all initial assessments and evaluations and follow our clients through their entire treatment - a truly unique feature for substance abuse providers in the area. You will be seen by a doctor specially trained in Addictions and Psychiatry, not just a therapist or counselor. This provides our clients with confidence that they are receiving the highest possible level of care. Our doctors have over 25 years experience each in treating substance abuse and related mental health issues. What does our experience mean for you? Experience means that our doctors actually provide treatment.
(410) 202-0419 View (410) 202-0419
Photo of Jim Tedone - TruHealing Baltimore , Treatment Center
TruHealing Baltimore
Treatment Center
Verified Verified
Owings Mills, MD 21117
TruHealing Baltimore (formerly Foundations Recovery Center) is committed to helping you achieve and maintain long term recovery. We provide outpatient services in an intimate and individualized setting. Our goal is to provide healing to each individual, in a safe, secure environment. We offer a unique perspective in helping individuals heal from the disease of addiction and make a lasting recovery. Our compassionate staff understands where clients are coming from because many on our team are in recovery themselves. Thus, they see the challenges facing clients and can offer them just the right support through our partial hospitalization, intensive outpatient, and outpatient programs. Our perspectives and professional expertise paired with our comprehensive therapeutic services mean that when individuals come to us, they can heal and change their life for the better.
TruHealing Baltimore (formerly Foundations Recovery Center) is committed to helping you achieve and maintain long term recovery. We provide outpatient services in an intimate and individualized setting. Our goal is to provide healing to each individual, in a safe, secure environment. We offer a unique perspective in helping individuals heal from the disease of addiction and make a lasting recovery. Our compassionate staff understands where clients are coming from because many on our team are in recovery themselves. Thus, they see the challenges facing clients and can offer them just the right support through our partial hospitalization, intensive outpatient, and outpatient programs. Our perspectives and professional expertise paired with our comprehensive therapeutic services mean that when individuals come to us, they can heal and change their life for the better.
(240) 616-4371 View (240) 616-4371
Photo of Yolanda Hayes - Rosie's Recovery Center, Treatment Center
Rosie's Recovery Center
Treatment Center
Verified Verified
Owings Mills, MD 21117
Rosie's Recovery Center is a dynamic IOP, OP, PRP, and PHP, located in the Parkville, MD area. We proudly serve Baltimore County, Baltimore City, Harford County and surrounding areas.
Rosie's Recovery Center is a dynamic IOP, OP, PRP, and PHP, located in the Parkville, MD area. We proudly serve Baltimore County, Baltimore City, Harford County and surrounding areas.
(410) 936-7510 View (410) 936-7510

More Treatment Centers Nearby

Photo of Kaitlin Newberger - The Bergand Group Harford County, Treatment Center
The Bergand Group Harford County
Treatment Center
Verified Verified
Lutherville, MD 21093
The Bergand Group is a doctor centric treatment center treating addictions, mental health, and related disorders. We offer varying levels of outpatient treatment including Intensive Outpatient, Outpatient, Addiction Psychiatry, Outpatient Detox, Psychotherapy, DUI Education, Individual Therapy, Family, Therapy, and Anger Management. Our Addiction Medicine Board-certified doctors conduct all initial assessments and evaluations and follow our clients through their entire treatment - a truly unique feature for substance abuse providers in the area. You will be seen by a doctor specially trained in Addictions and Psychiatry, not just a therapist or counselor. This provides our clients with confidence that they are receiving the highest possible level of care. Our doctors have over 25 years experience each in treating substance abuse and related mental health issues. What does our experience mean for you? Experience means that our doctors actually provide treatment.
The Bergand Group is a doctor centric treatment center treating addictions, mental health, and related disorders. We offer varying levels of outpatient treatment including Intensive Outpatient, Outpatient, Addiction Psychiatry, Outpatient Detox, Psychotherapy, DUI Education, Individual Therapy, Family, Therapy, and Anger Management. Our Addiction Medicine Board-certified doctors conduct all initial assessments and evaluations and follow our clients through their entire treatment - a truly unique feature for substance abuse providers in the area. You will be seen by a doctor specially trained in Addictions and Psychiatry, not just a therapist or counselor. This provides our clients with confidence that they are receiving the highest possible level of care. Our doctors have over 25 years experience each in treating substance abuse and related mental health issues. What does our experience mean for you? Experience means that our doctors actually provide treatment.
(410) 853-7691 View (410) 853-7691
Photo of George Kolodner - Kolmac Integrated Behavioral Health, Treatment Center
Kolmac Integrated Behavioral Health
Treatment Center
Verified Verified
Towson, MD 21204
Kolmac Integrated Behavioral Health is committed to treating individuals who lives have been impacted by substance use and mental health disorders. We do this by providing compassionate and evidence base treatment, aimed at improving the quality of life for those who we serve. Kolmac has been a leader in providing drug and alcohol outpatient recovery services since 1973. Our expert medical and clinical teams offer safe and efficient treatment allowing patience the flexibility focus on their own recovery without disturbing their career education or family life.
Kolmac Integrated Behavioral Health is committed to treating individuals who lives have been impacted by substance use and mental health disorders. We do this by providing compassionate and evidence base treatment, aimed at improving the quality of life for those who we serve. Kolmac has been a leader in providing drug and alcohol outpatient recovery services since 1973. Our expert medical and clinical teams offer safe and efficient treatment allowing patience the flexibility focus on their own recovery without disturbing their career education or family life.
(855) 697-5759 View (855) 697-5759
Photo of Well Life Counseling Llc - Well Life Counseling and Consulting, LLC, Treatment Center
Well Life Counseling and Consulting, LLC
Treatment Center
Verified Verified
Towson, MD 21204  (Online Only)
Our practice was founded on the commitment of providing individualized, high quality mental health care. We strive to make our office a comforting, welcoming place to obtain your wellness needs. Just as we all know it is important to take care of our physical health, it is just as important to attend to our internal needs to obtain a full sense of peace and happiness. While life can certainly be full of joyous occasions and experiences, times of pain, difficulties, and adversity are also part of our journey. At Well Life, our trained providers can help guide you through difficult times and support your growth, so you can thrive.
Our practice was founded on the commitment of providing individualized, high quality mental health care. We strive to make our office a comforting, welcoming place to obtain your wellness needs. Just as we all know it is important to take care of our physical health, it is just as important to attend to our internal needs to obtain a full sense of peace and happiness. While life can certainly be full of joyous occasions and experiences, times of pain, difficulties, and adversity are also part of our journey. At Well Life, our trained providers can help guide you through difficult times and support your growth, so you can thrive.
(443) 247-4152 View (443) 247-4152
Photo of Keith Stromberg - TruHealing Hagerstown - Inpatient , AAS, Treatment Center
TruHealing Hagerstown - Inpatient
Treatment Center, AAS
Verified Verified
Eudowood, MD 21204
At TruHealing Hagerstown (formerly Awakenings Recovery Center), we offer residential care for those who are ready to work through the underlying causes of addiction and build the tools they need for long-term recovery. We use a wide variety of therapeutic modalities in our residential treatment programs, and create personalized treatment plans for every client. Our program allows you to take time away from your regular life and stresses. We implement an intensive, focused treatment plan built around your personal needs. We will design a unique program for you, rooted in our holistic, multidisciplinary approach to treatment. Our team, drawing from a wealth of education and personal experience, will implement and adapt the plan as you begin to heal and grow.
At TruHealing Hagerstown (formerly Awakenings Recovery Center), we offer residential care for those who are ready to work through the underlying causes of addiction and build the tools they need for long-term recovery. We use a wide variety of therapeutic modalities in our residential treatment programs, and create personalized treatment plans for every client. Our program allows you to take time away from your regular life and stresses. We implement an intensive, focused treatment plan built around your personal needs. We will design a unique program for you, rooted in our holistic, multidisciplinary approach to treatment. Our team, drawing from a wealth of education and personal experience, will implement and adapt the plan as you begin to heal and grow.
(240) 226-3390 View (240) 226-3390
Congruent Counseling Services
Treatment Center, DBT, SUD IOP, Teens, Adults
Verified Verified
Eldersburg, MD 21784
Congruent Counseling Services provides an Intensive Outpatient Program for the treatment of addictions and/or mental health issues. We are State of Maryland Certified and have been providing outpatient counseling services for over 10 years. The director, Mark Donovan, has over 20 years of experience treating addictions and dual diagnosis concerns. We offer three separate programs for Adults, Young adults, Adolescents, and their families. See more at: www.congruentcounseling.com
Congruent Counseling Services provides an Intensive Outpatient Program for the treatment of addictions and/or mental health issues. We are State of Maryland Certified and have been providing outpatient counseling services for over 10 years. The director, Mark Donovan, has over 20 years of experience treating addictions and dual diagnosis concerns. We offer three separate programs for Adults, Young adults, Adolescents, and their families. See more at: www.congruentcounseling.com
(410) 692-8174 View (410) 692-8174
Photo of Hayley Porter - Balance Point Wellness, LLC, PsyD, Treatment Center
Balance Point Wellness, LLC
Treatment Center, PsyD
Verified Verified
Baltimore, MD 21215
Balance Point Wellness LLC, a community based mental health practice located in Baltimore, Harford County, and Perry Hall, Maryland, is now accepting clients. At Balance Point Wellness, we believe the client is in control of their treatment. Our licensed professionals will guide you in the treatment process.
Balance Point Wellness LLC, a community based mental health practice located in Baltimore, Harford County, and Perry Hall, Maryland, is now accepting clients. At Balance Point Wellness, we believe the client is in control of their treatment. Our licensed professionals will guide you in the treatment process.
(410) 609-6075 View (410) 609-6075
Photo of Durwood Whitten - Complete Wellness, Inc, PhD, Treatment Center
Complete Wellness, Inc
Treatment Center, PhD
Verified Verified
Towson, MD 21204
Complete Wellness was founded on the idea that superior treatment for conditions caused by mental illness and substance abuse should be available to everyone regardless of their social standing or socioeconomic status. We also believe that wellness can be achieved through conventional treatments as well as holistic treatments and life style changes.
Complete Wellness was founded on the idea that superior treatment for conditions caused by mental illness and substance abuse should be available to everyone regardless of their social standing or socioeconomic status. We also believe that wellness can be achieved through conventional treatments as well as holistic treatments and life style changes.
(443) 438-7863 View (443) 438-7863
Photo of Kaitlin Newberger - The Bergand Group, Treatment Center
The Bergand Group
Treatment Center
Verified Verified
Towson, MD 21204
The Bergand Group is a treatment center treating addictions, mental health, and related disorders. We offer varying levels of outpatient treatment including Intensive Outpatient, Outpatient, Addiction Psychiatry, Outpatient Detox, Psychotherapy, DUI Education, Individual Therapy, Family, Therapy, and Anger Management. Our Addiction Medicine Board-certified doctors conduct all initial assessments and evaluations and follow our clients through their entire treatment - a truly unique feature for substance abuse providers in the area. You will be seen by a doctor specially trained in Addictions and Psychiatry, not just a therapist or counselor. This provides our clients with confidence that they are receiving the highest possible level of care. Our doctors have over 25 years experience each in treating substance abuse and related mental health issues. What does our experience mean for you? Experience means that our doctors actually provide treatment.
The Bergand Group is a treatment center treating addictions, mental health, and related disorders. We offer varying levels of outpatient treatment including Intensive Outpatient, Outpatient, Addiction Psychiatry, Outpatient Detox, Psychotherapy, DUI Education, Individual Therapy, Family, Therapy, and Anger Management. Our Addiction Medicine Board-certified doctors conduct all initial assessments and evaluations and follow our clients through their entire treatment - a truly unique feature for substance abuse providers in the area. You will be seen by a doctor specially trained in Addictions and Psychiatry, not just a therapist or counselor. This provides our clients with confidence that they are receiving the highest possible level of care. Our doctors have over 25 years experience each in treating substance abuse and related mental health issues. What does our experience mean for you? Experience means that our doctors actually provide treatment.
(410) 504-1764 View (410) 504-1764
Photo of Pactrick Okpah - Transformation Healthcare INC, CRNP-PM, Treatment Center
Transformation Healthcare INC
Treatment Center, CRNP-PM
Verified Verified
Baltimore, MD 21212
Transformation Healthcare INC. (THI) is a family strengthened organization; a community-based Outpatient and inpatient program. THI provides mental health and substance use treatment to further assist individuals looking to improve living conditions and access to resources they may not have otherwise.
Transformation Healthcare INC. (THI) is a family strengthened organization; a community-based Outpatient and inpatient program. THI provides mental health and substance use treatment to further assist individuals looking to improve living conditions and access to resources they may not have otherwise.
(410) 878-1085 View (410) 878-1085
Photo of Admissions Team - Discovery Mood & Anxiety Program, Columbia, Treatment Center
Discovery Mood & Anxiety Program, Columbia
Treatment Center
Verified Verified
Finksburg, MD 21048
Since 1997, Discovery Mood & Anxiety Program has been helping thousands of patients build the confidence and skills they need to better navigate life’s challenges. We look at the person, not the diagnosis. We reveal what’s possible for those who have experienced a history of depression, anxiety or other mood disorders. With evidence-based treatment, complementary modalities, family therapy and ongoing support, we utilize our world-class continuum of care to turn lives around.
Since 1997, Discovery Mood & Anxiety Program has been helping thousands of patients build the confidence and skills they need to better navigate life’s challenges. We look at the person, not the diagnosis. We reveal what’s possible for those who have experienced a history of depression, anxiety or other mood disorders. With evidence-based treatment, complementary modalities, family therapy and ongoing support, we utilize our world-class continuum of care to turn lives around.
(240) 663-5400 View (240) 663-5400

Online Treatment Centers

Photo of Pdg Therapeutics - PDG Therapeutics, LCSW-C, LCPC, Treatment Center
PDG Therapeutics
Treatment Center, LCSW-C, LCPC
Verified Verified
Millersville, MD 21108
**IMMEDIATE OPENINGS FOR MANY INSURANCES AND SELF-PAY!** PDG Therapeutics provides individual, group, marital, and family therapy services. Our experienced clinicians are available day and evening hours, in order to meet the needs of individuals seeking services. Our services assist with depression, grief, family conflict, autism, anger, suicide prevention/self harm, anxiety, and many other challenges. Therapy services take place in a warm, comfortable, and supportive environment. PDG Therapeutics' clinicians will work with you to establish treatment goals for therapy, and to work toward those goals in a collaborative relationship. If your child or adolescent is struggling, we have specialized therapists who understand not only the child's situation, but the impact on the parents, family, and the child's education.
**IMMEDIATE OPENINGS FOR MANY INSURANCES AND SELF-PAY!** PDG Therapeutics provides individual, group, marital, and family therapy services. Our experienced clinicians are available day and evening hours, in order to meet the needs of individuals seeking services. Our services assist with depression, grief, family conflict, autism, anger, suicide prevention/self harm, anxiety, and many other challenges. Therapy services take place in a warm, comfortable, and supportive environment. PDG Therapeutics' clinicians will work with you to establish treatment goals for therapy, and to work toward those goals in a collaborative relationship. If your child or adolescent is struggling, we have specialized therapists who understand not only the child's situation, but the impact on the parents, family, and the child's education.
(410) 863-7213 View (410) 863-7213
Photo of Mission Center - Recovery Centers of America at Bracebridge Hall, Treatment Center
Recovery Centers of America at Bracebridge Hall
Treatment Center
Verified Verified
Earleville, MD 21919
Bringing world-class addiction treatment to Maryland. As one of the top drug rehabs in Maryland, Bracebridge Hall will help you find a fresh start in life, leave unnecessary shame behind, and confidently move towards lasting life changes. Situated on 560 acres of picturesque views of the Sassafras River, Bracebridge Hall and its stunning location serve as a sanctuary for those looking to overcome the disease of addiction and its chaos. At RCA at Bracebridge Hall, our caring team will be by your side through a lifetime of recovery, with services inclusive of: Drug and alcohol detox services, Residential inpatient treatment for drug and alcohol addiction, Outpatient addiction treatment & mental health services (offered both in-person and online), Medication-assisted treatment for opiate, opioid and alcohol addiction, and An active alumni association with recovery meetings and activities.
Bringing world-class addiction treatment to Maryland. As one of the top drug rehabs in Maryland, Bracebridge Hall will help you find a fresh start in life, leave unnecessary shame behind, and confidently move towards lasting life changes. Situated on 560 acres of picturesque views of the Sassafras River, Bracebridge Hall and its stunning location serve as a sanctuary for those looking to overcome the disease of addiction and its chaos. At RCA at Bracebridge Hall, our caring team will be by your side through a lifetime of recovery, with services inclusive of: Drug and alcohol detox services, Residential inpatient treatment for drug and alcohol addiction, Outpatient addiction treatment & mental health services (offered both in-person and online), Medication-assisted treatment for opiate, opioid and alcohol addiction, and An active alumni association with recovery meetings and activities.
(443) 214-3561 View (443) 214-3561
Photo of Tarah Keeley - Second Chance Addiction Care, LCSW-C, Treatment Center
Second Chance Addiction Care
Treatment Center, LCSW-C
Verified Verified
Potomac, MD 20854
Second Chance Addiction Care is a boutique outpatient addiction center serving Montgomery County, Maryland, and the broader Washington, DC area. We seek to help all patients achieve and maintain healthy lives in our comfortable, safe, and therapeutic environment. Our team has decades of experience in addiction treatment and addiction medicine, including leading government addiction programs. Our professional staff also includes individuals who battled the disease of addiction and now have many years of sobriety. We offer individual and group therapy, and medication to combat addiction, cravings, and related mental disorders.
Second Chance Addiction Care is a boutique outpatient addiction center serving Montgomery County, Maryland, and the broader Washington, DC area. We seek to help all patients achieve and maintain healthy lives in our comfortable, safe, and therapeutic environment. Our team has decades of experience in addiction treatment and addiction medicine, including leading government addiction programs. Our professional staff also includes individuals who battled the disease of addiction and now have many years of sobriety. We offer individual and group therapy, and medication to combat addiction, cravings, and related mental disorders.
(240) 293-3868 View (240) 293-3868
Photo of Program Director - Pyramid Healthcare - Charlotte Hall, MD , Treatment Center
Pyramid Healthcare - Charlotte Hall, MD
Treatment Center
Verified Verified
Charlotte Hall, MD 20622
We opened our doors more than 20 years ago for a single reason: to set the standard in identifying human service needs – and creating individual and family solutions – to improve quality of life with integrity, collaboration, passion and dedication. With 80+ active locations today, Pyramid Healthcare operates with the same focus on individual dignity, respect and care that first defined our success. Guided by a strong vision and a stronger passion for treatment and recovery, Pyramid Healthcare remains committed to strengthening the health and well-being of our own community.
We opened our doors more than 20 years ago for a single reason: to set the standard in identifying human service needs – and creating individual and family solutions – to improve quality of life with integrity, collaboration, passion and dedication. With 80+ active locations today, Pyramid Healthcare operates with the same focus on individual dignity, respect and care that first defined our success. Guided by a strong vision and a stronger passion for treatment and recovery, Pyramid Healthcare remains committed to strengthening the health and well-being of our own community.
(240) 873-2628 View (240) 873-2628
Photo of Sahar Albaugh - Maryland Wellness and Recovery, Treatment Center
Maryland Wellness and Recovery
Treatment Center
Not Verified Not Verified
North Bethesda, MD 20852
Proudly Supporting Multiple Pathways to Recovery Helping You Reclaim Your Balance With Substance Abuse Treatment
Proudly Supporting Multiple Pathways to Recovery Helping You Reclaim Your Balance With Substance Abuse Treatment
(240) 453-4259 View (240) 453-4259

See more therapy options for Owings Mills

Magellan Treatment Centers

Does insurance cover therapy, prescriptions and other behavioral health services?

In general, yes. Laws in the U.S. require insurers to cover essential behavioral health care at the same level as other health care services. Most health plans require a medical diagnosis and treatments that are evidence based and medically essential. This means that life coaching and alternative therapies are not covered, nor is therapy without a diagnosis. Call the number on the back or your insurance card or visit your insurance company's website to review your Summary of Benefits. If you have insurance through your employer, your Human Resources department may also be able to answer questions.

How much does therapy cost with insurance?

The cost of therapy depends on your region, how much training and experience your therapist has, and the type of treatment. The rate for talk therapy generally falls between $100 and $250. For a client seeing an in-network provider, the cost of therapy is often similar to the cost of other health care services. Clients pay co-pays and may need to satisfy a plan’s deductible before benefits kick in.

What is the difference between In-Network and Out-of-Network insurance coverage?

An in-network provider has contracted with an insurer to get paid directly for services, and to accept the insurer’s rate of compensation. Clients are responsible for deductibles and copays. If a therapist is out of network, that means that the client pays the therapist directly for services at the therapist’s regular fee. Out-of-Network providers often give clients a receipt so that they can file for partial reimbursement with their insurance company.

Is it difficult to find an In-Network therapist?

It is not unusual for therapists to limit the number of insurance patients in their practice, so it’s important to check in-network availability when you schedule your first appointment. In regions and times where therapy is in high demand it may take longer to get scheduled with an in-network therapist.

What is the difference between HMO and PPO insurance plans?

HMO health plans only cover in-network services, there is no reimbursement for out-of-network providers. PPO plans often cover both in- and out-of-network services, though the client may pay more for out-of-network services.

What is a Superbill?

A superbill is a receipt for therapy services. It provides all the information required by insurance companies to reimburse you for out-of-network services, including the diagnostic codes for your care, the amount paid, and the dates and duration of care.

Does insurance cover Online therapy?

Many therapists who shifted their practice to online therapy during the pandemic have kept that arrangement. And most insurers continue to cover telehealth services, with a few exceptions. Preventive care (such as an annual depression screening) is often required to be in-person to be covered, and some states require prescribers of controlled substances to see those patients in person.

Does insurance cover Group therapy?

Many insurance plans provide coverage for group therapy provided there is a medical diagnosis for group members, but there are some noteworthy exceptions. For example, Medicare does not always cover group therapy. Group therapy tends to cost less than individual therapy.

Does insurance cover Couples therapy?

Most insurance companies do not cover the cost of couples therapy because there is no medical diagnosis or medically necessary treatment. However, a few plans will offer a limited benefit, so it is still worth checking with your insurance company. Sometimes therapy is covered for a couple when one person has a diagnosis and another family member joins them for joint therapy, but it is considered therapy for the medical condition that includes a family member as a listener or helper, not couples counseling. Without insurance, most clients pay between $100-300 per 60-90 min session for couples therapy. Often clients can find classes or workshops that make it more affordable to work on their relationship. And some employers offer Employee Assistance Plans that help defray the cost of couples therapy.

What is an Employee Assistance Plan (EAP)?

Employee Assistance Plans are purchased by employers for the benefit of their employees. EAPs typically assist employees with referrals and may also provide the first few sessions of therapy free of charge, with the patient's regular health insurance kicking in after those initial sessions. EAP benefits often apply to all types of therapy without the need for a medical diagnosis, making it easier to access couples therapy, therapy for life transitions, and other non-medical counseling. Just as with standard health insurance, clients should always check that a provider accepts their EAP benefits before scheduling.

Learn more about Insurance Coverage and Finding Affordable Therapy