TRICARE Treatment Centers in Bowie, MD

Photo of Barbara J Brown - CapitolHill Consortium Counseling & Consultation, PhD, Treatment Center
CapitolHill Consortium Counseling & Consultation
Treatment Center
Verified Verified
Bowie, MD 20715
Our therapists mission is to provide high quality, affordable, and accessible psychotherapy, psychological assessment and testing, and consultation services to individuals across the lifespan and in the communities that we serve. Our experienced therapists in the Crystal City location provide individual therapy, couples counseling, group therapy and family therapy to a wide range of individuals. Our specialties include: trauma focused therapy, stress management counseling, helping young adults and early career professionals navigate life stressors, ADHD treatment, psychological assessments, DBT Skills training, and couples counseling. Our therapists have experience working with trauma survivors, LGBTQA population, military population and military families, first responders, and immigrant populations. Our goal is to empower individuals, through a collaborative and empathic process, to achieve their full potential, accept their internal self, and improve their quality of life Currently we are operating remotely using telehealth but have planned phase-in for on-site service as conditions improve.
Our therapists mission is to provide high quality, affordable, and accessible psychotherapy, psychological assessment and testing, and consultation services to individuals across the lifespan and in the communities that we serve. Our experienced therapists in the Crystal City location provide individual therapy, couples counseling, group therapy and family therapy to a wide range of individuals. Our specialties include: trauma focused therapy, stress management counseling, helping young adults and early career professionals navigate life stressors, ADHD treatment, psychological assessments, DBT Skills training, and couples counseling. Our therapists have experience working with trauma survivors, LGBTQA population, military population and military families, first responders, and immigrant populations. Our goal is to empower individuals, through a collaborative and empathic process, to achieve their full potential, accept their internal self, and improve their quality of life Currently we are operating remotely using telehealth but have planned phase-in for on-site service as conditions improve.
(202) 873-2860 View (202) 873-2860
Photo of Admissions Team - Sandstone Care Teen & Young Adult Treatment Center, CSAC-A, CAI-II, MD, LPC, LAC, Treatment Center
Sandstone Care Teen & Young Adult Treatment Center
Treatment Center
Not Verified Not Verified
Bowie, MD 20715
Sandstone Care provides substance use, addiction, and mental health treatment for young adults (ages 18 to 30) and adolescents (ages 13 to 18) including Residential Treatment, Day Treatment (PHP), Intensive Outpatient (IOP), and General Outpatient (OP) programming.
Sandstone Care provides substance use, addiction, and mental health treatment for young adults (ages 18 to 30) and adolescents (ages 13 to 18) including Residential Treatment, Day Treatment (PHP), Intensive Outpatient (IOP), and General Outpatient (OP) programming.
(240) 847-0735 View (240) 847-0735
Photo of Admissions Department - Sandstone Care Teen & Young Adult Treatment Center, MD, LPC, LAC, CAC-III, CSAC-A, Treatment Center
Sandstone Care Teen & Young Adult Treatment Center
Treatment Center
Verified Verified
Bowie, MD 20715
Sandstone Care provides substance use, addiction, and mental health treatment for young adults (ages 18 to 30) and adolescents (ages 13 to 18) including Residential Treatment, Day Treatment (PHP), Intensive Outpatient (IOP), and General Outpatient (OP) programming.
Sandstone Care provides substance use, addiction, and mental health treatment for young adults (ages 18 to 30) and adolescents (ages 13 to 18) including Residential Treatment, Day Treatment (PHP), Intensive Outpatient (IOP), and General Outpatient (OP) programming.
(240) 858-0384 View (240) 858-0384
Photo of Admissions Now - Avenues Recovery Center at Prince Frederick, LCPC, LCSW, MD, MA, Treatment Center
Avenues Recovery Center at Prince Frederick
Treatment Center
Verified Verified
Bowie, MD 20715
Avenues Recovery Center at Prince Frederick is a 48-bed residential facility which offers drug and alcohol detox and inpatient rehabilitation services. Newly remodeled, fresh and inviting, our expansive building brings all services under one roof and gives clients a five-star experience as they begin their recovery. Our unparalleled medical and clinical team are on call 24/7 to respond to every need, and consistently provide care in the most dignified and compassionate manner possible. The atmosphere – created by staff and clients alike – is one of acceptance, hope, and healing, and contributes greatly to each client’s recovery.
Avenues Recovery Center at Prince Frederick is a 48-bed residential facility which offers drug and alcohol detox and inpatient rehabilitation services. Newly remodeled, fresh and inviting, our expansive building brings all services under one roof and gives clients a five-star experience as they begin their recovery. Our unparalleled medical and clinical team are on call 24/7 to respond to every need, and consistently provide care in the most dignified and compassionate manner possible. The atmosphere – created by staff and clients alike – is one of acceptance, hope, and healing, and contributes greatly to each client’s recovery.
(443) 432-2441 View (443) 432-2441
Photo of Tywanna Hamilton - Healing Mind Wellness, Treatment Center
Healing Mind Wellness
Treatment Center
Verified Verified
Bowie, MD 20715
Healing Mind Wellness Outpatient Mental Health Clinic offers therapy and psychiatric services to individuals of all ages, paralleling evidence-based therapeutic frameworks including Trauma-Informed Care, Compassion-Focused Therapy (CFT), Mindfulness-Based Cognitive Therapy (MBCT), Cognitive Behavioral Therapy (CBT), Motivational Interviewing (MI), Eye Movement Desensitization & Reprocessing (EMDR), and Psychodynamic Therapy with each client’s needs. Our goal is to uniquely individualize care while guiding the healing process. The Healing Mind Wellness treatment team provides individual therapy, group therapy, art therapy, couples/marital counseling, psychiatric medication management, and medication assisted treatment to support individuals experiencing Depression, Anxiety, Post-Traumatic Stress Disorder, Substance Use Disorder, Grief/Loss, and Marital/Relationship issues. Healing Mind Wellness further enhances each patient’s treatment experience offering alternative therapies including acupuncture, meditation, reiki, yoga to promote holistic care.
Healing Mind Wellness Outpatient Mental Health Clinic offers therapy and psychiatric services to individuals of all ages, paralleling evidence-based therapeutic frameworks including Trauma-Informed Care, Compassion-Focused Therapy (CFT), Mindfulness-Based Cognitive Therapy (MBCT), Cognitive Behavioral Therapy (CBT), Motivational Interviewing (MI), Eye Movement Desensitization & Reprocessing (EMDR), and Psychodynamic Therapy with each client’s needs. Our goal is to uniquely individualize care while guiding the healing process. The Healing Mind Wellness treatment team provides individual therapy, group therapy, art therapy, couples/marital counseling, psychiatric medication management, and medication assisted treatment to support individuals experiencing Depression, Anxiety, Post-Traumatic Stress Disorder, Substance Use Disorder, Grief/Loss, and Marital/Relationship issues. Healing Mind Wellness further enhances each patient’s treatment experience offering alternative therapies including acupuncture, meditation, reiki, yoga to promote holistic care.
(410) 656-6752 View (410) 656-6752

More Treatment Centers Nearby

Photo of Adaku Ogoke - Empower Your Journey: Access Quality Mental Health, NP, Treatment Center
Empower Your Journey: Access Quality Mental Health
Treatment Center, NP
Verified Verified
Laurel, MD 20707
At Outreach Recovery, we are passionate about providing a helping hand to those struggling with mental health issues. Our comprehensive treatment plans are designed to cater to each individual's unique needs with compassion, respect, and the highest standard of care. Our programs include personalized therapy, medication management, and holistic approaches to healing, aiding individuals to combat and overcome various mental health disorders. Our dedicated team of professionals offers a highly effective, evidence-based approach to diagnose and treat a wide range of mental health conditions. With a focus on empowering our patients towards self-discovery, we guide them through their recovery journey with ongoing support and care. Together, we can reclaim control of your life, one step at a time. Contact Outreach Recovery today and embark on your journey toward mental wellness.
At Outreach Recovery, we are passionate about providing a helping hand to those struggling with mental health issues. Our comprehensive treatment plans are designed to cater to each individual's unique needs with compassion, respect, and the highest standard of care. Our programs include personalized therapy, medication management, and holistic approaches to healing, aiding individuals to combat and overcome various mental health disorders. Our dedicated team of professionals offers a highly effective, evidence-based approach to diagnose and treat a wide range of mental health conditions. With a focus on empowering our patients towards self-discovery, we guide them through their recovery journey with ongoing support and care. Together, we can reclaim control of your life, one step at a time. Contact Outreach Recovery today and embark on your journey toward mental wellness.
(240) 663-5370 View (240) 663-5370
Photo of Sandstone Care Teen Residential Treatment Center - Sandstone Care Teen Residential Treatment Center, MD, LPC, LAC, CAC-III, CSAC-A, Treatment Center
Sandstone Care Teen Residential Treatment Center
Treatment Center, MD, LPC, LAC, CAC-III, CSAC-A
Verified Verified
Crownsville, MD 21032
Sandstone Care provides substance use, addiction, and mental health treatment for adolescents (ages 13 to 18) including Residential Treatment, Day Treatment (PHP), Intensive Outpatient (IOP), and General Outpatient (OP) programming.
Sandstone Care provides substance use, addiction, and mental health treatment for adolescents (ages 13 to 18) including Residential Treatment, Day Treatment (PHP), Intensive Outpatient (IOP), and General Outpatient (OP) programming.
(240) 209-9886 View (240) 209-9886
Photo of Admissions Department - Sandstone Care Teen & Young Adult Treatment Center, MD, LPC, LAC, CAC-III, CSAC-A, Treatment Center
Sandstone Care Teen & Young Adult Treatment Center
Treatment Center, MD, LPC, LAC, CAC-III, CSAC-A
Verified Verified
College Park, MD 20740
Sandstone Care provides substance use, addiction, and mental health treatment for young adults (ages 18 to 30) and adolescents (ages 13 to 18) including Residential Treatment, Day Treatment (PHP), Intensive Outpatient (IOP), and General Outpatient (OP) programming.
Sandstone Care provides substance use, addiction, and mental health treatment for young adults (ages 18 to 30) and adolescents (ages 13 to 18) including Residential Treatment, Day Treatment (PHP), Intensive Outpatient (IOP), and General Outpatient (OP) programming.
(240) 434-0181 View (240) 434-0181
Photo of Brittany Armentrout - The Barry Robinson Center, MS, CSAC, Treatment Center
The Barry Robinson Center
Treatment Center, MS, CSAC
Not Verified Not Verified
Laurel, MD 20708
As a premier non-profit behavioral health system, our residential program for boys and girls, ages 6-17, treats a wide range of mental health disorders. We also offer a dual diagnosis program for co-occurring mental health illness and substance abuse. We are TRICARE-approved, with expertise and focused concentration is helping children from military families throughout the U.S. and overseas. Our 32-acre open college-like campus on the border of Norfolk and Virginia Beach, Virginia. In addition, The Barry Robinson offers an Intensive Outpatient program (IOP) for adolescents and young adults (18-24) with diagnoses including depression, bipolar disorder, anxiety, PTSD, ADHD and who use drugs or alcohol. This service is currently offered at our Norfolk location as well as through Telehealth communications. Intensive Outpatient program is not specific to only military families.
As a premier non-profit behavioral health system, our residential program for boys and girls, ages 6-17, treats a wide range of mental health disorders. We also offer a dual diagnosis program for co-occurring mental health illness and substance abuse. We are TRICARE-approved, with expertise and focused concentration is helping children from military families throughout the U.S. and overseas. Our 32-acre open college-like campus on the border of Norfolk and Virginia Beach, Virginia. In addition, The Barry Robinson offers an Intensive Outpatient program (IOP) for adolescents and young adults (18-24) with diagnoses including depression, bipolar disorder, anxiety, PTSD, ADHD and who use drugs or alcohol. This service is currently offered at our Norfolk location as well as through Telehealth communications. Intensive Outpatient program is not specific to only military families.
(757) 663-4169 View (757) 663-4169
Photo of Changing Lives Adult Youth Services - Changing Lives Adult & Youth Services, LLC, Treatment Center
Changing Lives Adult & Youth Services, LLC
Treatment Center
Not Verified Not Verified
Capitol Heights, MD 20743
As a person-centered community based program we are an Accredited Behavioral Health Provider in Maryland and our goal is to help you uncover your true potential and lead a life that is worth celebrating. While we can't change difficult situations of the past, we can work together to better understand and resolve challenges in your life. By applying complementary rehabilitative approaches and techniques, we will unearth long-standing behavior patterns or negative perceptions that may be holding you back from experiencing a more fulfilling and meaningful life. If you're looking for extra support and guidance through a challenging situation or you're just ready to move in a new direction in your life, we look forward to working with you to achieve your goals. Please call or email us for a consultation today.
As a person-centered community based program we are an Accredited Behavioral Health Provider in Maryland and our goal is to help you uncover your true potential and lead a life that is worth celebrating. While we can't change difficult situations of the past, we can work together to better understand and resolve challenges in your life. By applying complementary rehabilitative approaches and techniques, we will unearth long-standing behavior patterns or negative perceptions that may be holding you back from experiencing a more fulfilling and meaningful life. If you're looking for extra support and guidance through a challenging situation or you're just ready to move in a new direction in your life, we look forward to working with you to achieve your goals. Please call or email us for a consultation today.
(301) 273-7738 View (301) 273-7738
Photo of Admissions Team - Sandstone Care Teen Residential Treatment Center, MD, LPC, LAC, CAC-III, CSAC-A, Treatment Center
Sandstone Care Teen Residential Treatment Center
Treatment Center, MD, LPC, LAC, CAC-III, CSAC-A
Verified Verified
Crownsville, MD 21032
Sandstone Care provides substance use, addiction, and mental health treatment for adolescents (ages 13 to 18) including Residential Treatment, Day Treatment (PHP), Intensive Outpatient (IOP), and General Outpatient (OP) programming.
Sandstone Care provides substance use, addiction, and mental health treatment for adolescents (ages 13 to 18) including Residential Treatment, Day Treatment (PHP), Intensive Outpatient (IOP), and General Outpatient (OP) programming.
(240) 209-9780 View (240) 209-9780
Photo of Sandstone Care Teen Young Adult Treatment Center - Sandstone Care Teen & Young Adult Treatment Center, MD, LPC, LAC, CAC-lll, CSACA, Treatment Center
Sandstone Care Teen & Young Adult Treatment Center
Treatment Center, MD, LPC, LAC, CAC-lll, CSACA
Verified Verified
Odenton, MD 21113
Sandstone Care provides substance use, addiction, and mental health treatment for young adults (ages 18 to 30) and adolescents (ages 13 to 18) including Residential Treatment, Day Treatment (PHP), Intensive Outpatient (IOP), and General Outpatient (OP) programming.
Sandstone Care provides substance use, addiction, and mental health treatment for young adults (ages 18 to 30) and adolescents (ages 13 to 18) including Residential Treatment, Day Treatment (PHP), Intensive Outpatient (IOP), and General Outpatient (OP) programming.
(443) 234-0383 View (443) 234-0383

Online Treatment Centers

Photo of Ta Shawn Couser - Cohen Military Family Clinic at Easterseals, Treatment Center
Cohen Military Family Clinic at Easterseals
Treatment Center
Verified Verified
Silver Spring, MD 20910
The Steven A. Cohen Military Family Clinic (Cohen Clinic) at Easterseals provides high-quality and accessible behavioral health care to veterans, active-duty service members, their families, and caregivers. Our services are available to any person who served in the U.S. Armed Forces, including the National Guard and Reserves, regardless of role or discharge status. The Cohen Clinic uses evidence-based practices with a holistic approach to improve the quality of life for people with military backgrounds and their families. Services are provided by trained and credentialed staff. We treat individuals, couples, families, and children aged 4 years and older. Appointments are available for in-person care and by telehealth. We will also help connect veteran families to community resources and services, as necessary.
The Steven A. Cohen Military Family Clinic (Cohen Clinic) at Easterseals provides high-quality and accessible behavioral health care to veterans, active-duty service members, their families, and caregivers. Our services are available to any person who served in the U.S. Armed Forces, including the National Guard and Reserves, regardless of role or discharge status. The Cohen Clinic uses evidence-based practices with a holistic approach to improve the quality of life for people with military backgrounds and their families. Services are provided by trained and credentialed staff. We treat individuals, couples, families, and children aged 4 years and older. Appointments are available for in-person care and by telehealth. We will also help connect veteran families to community resources and services, as necessary.
(240) 410-6472 View (240) 410-6472
Photo of Meghan E. Bower - Kindred Treatment Center, LCPC, CAC-AD, LGPC, LCSW, LMSW, Treatment Center
Kindred Treatment Center
Treatment Center, LCPC, CAC-AD, LGPC, LCSW, LMSW
Verified Verified
Manchester, MD 21102
Our mission is to deliver all-encompassing behavioral health services to both adults and children within our community. We embrace a "no wrong door" approach, aiming to offer an array of services tailored to the unique needs of each individual, with the goal of enhancing their potential for success and fostering long-term recovery. Common issues our clients seek services for include Depression, Anxiety, Social Anxiety, Relationship struggles, Grief, PTSD, Trauma, Addiction, Chronic Disease burn out, and mood disorders.
Our mission is to deliver all-encompassing behavioral health services to both adults and children within our community. We embrace a "no wrong door" approach, aiming to offer an array of services tailored to the unique needs of each individual, with the goal of enhancing their potential for success and fostering long-term recovery. Common issues our clients seek services for include Depression, Anxiety, Social Anxiety, Relationship struggles, Grief, PTSD, Trauma, Addiction, Chronic Disease burn out, and mood disorders.
(410) 216-5630 View (410) 216-5630
Photo of Kaitlin Newberger - The Bergand Group, Treatment Center
The Bergand Group
Treatment Center
Verified Verified
Towson, MD 21204
The Bergand Group is a treatment center treating addictions, mental health, and related disorders. We offer varying levels of outpatient treatment including Intensive Outpatient, Outpatient, Addiction Psychiatry, Outpatient Detox, Psychotherapy, DUI Education, Individual Therapy, Family, Therapy, and Anger Management. Our Addiction Medicine Board-certified doctors conduct all initial assessments and evaluations and follow our clients through their entire treatment - a truly unique feature for substance abuse providers in the area. You will be seen by a doctor specially trained in Addictions and Psychiatry, not just a therapist or counselor. This provides our clients with confidence that they are receiving the highest possible level of care. Our doctors have over 25 years experience each in treating substance abuse and related mental health issues. What does our experience mean for you? Experience means that our doctors actually provide treatment.
The Bergand Group is a treatment center treating addictions, mental health, and related disorders. We offer varying levels of outpatient treatment including Intensive Outpatient, Outpatient, Addiction Psychiatry, Outpatient Detox, Psychotherapy, DUI Education, Individual Therapy, Family, Therapy, and Anger Management. Our Addiction Medicine Board-certified doctors conduct all initial assessments and evaluations and follow our clients through their entire treatment - a truly unique feature for substance abuse providers in the area. You will be seen by a doctor specially trained in Addictions and Psychiatry, not just a therapist or counselor. This provides our clients with confidence that they are receiving the highest possible level of care. Our doctors have over 25 years experience each in treating substance abuse and related mental health issues. What does our experience mean for you? Experience means that our doctors actually provide treatment.
(410) 504-1764 View (410) 504-1764
Photo of Admissions Center - Alpas Wellness, Treatment Center
Alpas Wellness
Treatment Center
Verified Verified
La Plata, MD 20646
Alpas Wellness La Plata, LLC is a medical organization with a Drug & Alcohol Treatment Centre in Charles County, Maryland. Alpas Wellness offers Drug & Alcohol Addiction, Dual-Diagnosis & Mental Health Treatment to individuals struggling with addiction issues.
Alpas Wellness La Plata, LLC is a medical organization with a Drug & Alcohol Treatment Centre in Charles County, Maryland. Alpas Wellness offers Drug & Alcohol Addiction, Dual-Diagnosis & Mental Health Treatment to individuals struggling with addiction issues.
(240) 998-8268 View (240) 998-8268
Photo of Admissions Team - Sandstone Care Teen Residential Treatment Center, MD, LPC, LAC, CAC-III, CSAC-A, Treatment Center
Sandstone Care Teen Residential Treatment Center
Treatment Center, MD, LPC, LAC, CAC-III, CSAC-A
Verified Verified
North Bethesda, MD 20852
Sandstone Care provides substance use, addiction, and mental health treatment for adolescents (ages 13 to 18) including Residential Treatment, Day Treatment (PHP), Intensive Outpatient (IOP), and General Outpatient (OP) programming.
Sandstone Care provides substance use, addiction, and mental health treatment for adolescents (ages 13 to 18) including Residential Treatment, Day Treatment (PHP), Intensive Outpatient (IOP), and General Outpatient (OP) programming.
(719) 398-7772 View (719) 398-7772
Photo of Mary Jo Cannon - Outreach, MD, Treatment Center
Outreach
Treatment Center, MD
Verified Verified
Hagerstown, MD 21740
We have addiction and mental health outpatient clinics across Maryland, Pennsylvania, New Jersey, and Virginia. We can provide medical and psychological evaluations, medication assisted treatment, addiction therapy, addiction referral services, home treatment programs, and a variety of wellness services. We treat our patients in outpatient settings, so they continue normal routines except without the dependency on harmful drugs. Patients can respond very quickly with positive results and low risk.
We have addiction and mental health outpatient clinics across Maryland, Pennsylvania, New Jersey, and Virginia. We can provide medical and psychological evaluations, medication assisted treatment, addiction therapy, addiction referral services, home treatment programs, and a variety of wellness services. We treat our patients in outpatient settings, so they continue normal routines except without the dependency on harmful drugs. Patients can respond very quickly with positive results and low risk.
(240) 201-2855 View (240) 201-2855
Photo of Well Life Counseling Llc - Well Life Counseling and Consulting, LLC, Treatment Center
Well Life Counseling and Consulting, LLC
Treatment Center
Verified Verified
Nottingham, MD 21236  (Online Only)
Our practice was founded on the commitment of providing individualized, high quality mental health care. We strive to make our office a comforting, welcoming place to obtain your wellness needs. Just as we all know it is important to take care of our physical health, it is just as important to attend to our internal needs to obtain a full sense of peace and happiness. While life can certainly be full of joyous occasions and experiences, times of pain, difficulties, and adversity are also part of our journey. At Well Life, our trained providers can help guide you through difficult times and support your growth, so you can thrive.
Our practice was founded on the commitment of providing individualized, high quality mental health care. We strive to make our office a comforting, welcoming place to obtain your wellness needs. Just as we all know it is important to take care of our physical health, it is just as important to attend to our internal needs to obtain a full sense of peace and happiness. While life can certainly be full of joyous occasions and experiences, times of pain, difficulties, and adversity are also part of our journey. At Well Life, our trained providers can help guide you through difficult times and support your growth, so you can thrive.
(443) 247-4152 View (443) 247-4152
Photo of Ahaoma Nnebedum - Passionate Behavioral Health Center Inc, NP, PMH, Treatment Center
Passionate Behavioral Health Center Inc
Treatment Center, NP, PMH
Verified Verified
Pikesville, MD 21208
My name is Ahaoma Nnebedum, a Psychiatric Mental Health Nurse Practitioner. I graduated from Walden University's Psychiatric Mental Health Nurse Practitioner Master’s degree program, and currently enrolled in Brandman's university DNP program with an anticipated completion date of May 2021. I practice both in an in-patient and out-patient setting treating patients with varying psychiatric diagnosis which include- schizophrenia, bipolar disorder, mood disorders, anxiety disorders, substance use disorder, PTSD and other behavioral problems.
My name is Ahaoma Nnebedum, a Psychiatric Mental Health Nurse Practitioner. I graduated from Walden University's Psychiatric Mental Health Nurse Practitioner Master’s degree program, and currently enrolled in Brandman's university DNP program with an anticipated completion date of May 2021. I practice both in an in-patient and out-patient setting treating patients with varying psychiatric diagnosis which include- schizophrenia, bipolar disorder, mood disorders, anxiety disorders, substance use disorder, PTSD and other behavioral problems.
(410) 397-5066 View (410) 397-5066
TRICARE Treatment Centers

Does insurance cover therapy, prescriptions and other behavioral health services?

In general, yes. Laws in the U.S. require insurers to cover essential behavioral health care at the same level as other health care services. Most health plans require a medical diagnosis and treatments that are evidence based and medically essential. This means that life coaching and alternative therapies are not covered, nor is therapy without a diagnosis. Call the number on the back or your insurance card or visit your insurance company's website to review your Summary of Benefits. If you have insurance through your employer, your Human Resources department may also be able to answer questions.

How much does therapy cost with insurance?

The cost of therapy depends on your region, how much training and experience your therapist has, and the type of treatment. The rate for talk therapy generally falls between $100 and $250. For a client seeing an in-network provider, the cost of therapy is often similar to the cost of other health care services. Clients pay co-pays and may need to satisfy a plan’s deductible before benefits kick in.

What is the difference between In-Network and Out-of-Network insurance coverage?

An in-network provider has contracted with an insurer to get paid directly for services, and to accept the insurer’s rate of compensation. Clients are responsible for deductibles and copays. If a therapist is out of network, that means that the client pays the therapist directly for services at the therapist’s regular fee. Out-of-Network providers often give clients a receipt so that they can file for partial reimbursement with their insurance company.

Is it difficult to find an In-Network therapist?

It is not unusual for therapists to limit the number of insurance patients in their practice, so it’s important to check in-network availability when you schedule your first appointment. In regions and times where therapy is in high demand it may take longer to get scheduled with an in-network therapist.

What is the difference between HMO and PPO insurance plans?

HMO health plans only cover in-network services, there is no reimbursement for out-of-network providers. PPO plans often cover both in- and out-of-network services, though the client may pay more for out-of-network services.

What is a Superbill?

A superbill is a receipt for therapy services. It provides all the information required by insurance companies to reimburse you for out-of-network services, including the diagnostic codes for your care, the amount paid, and the dates and duration of care.

Does insurance cover Online therapy?

Many therapists who shifted their practice to online therapy during the pandemic have kept that arrangement. And most insurers continue to cover telehealth services, with a few exceptions. Preventive care (such as an annual depression screening) is often required to be in-person to be covered, and some states require prescribers of controlled substances to see those patients in person.

Does insurance cover Group therapy?

Many insurance plans provide coverage for group therapy provided there is a medical diagnosis for group members, but there are some noteworthy exceptions. For example, Medicare does not always cover group therapy. Group therapy tends to cost less than individual therapy.

Does insurance cover Couples therapy?

Most insurance companies do not cover the cost of couples therapy because there is no medical diagnosis or medically necessary treatment. However, a few plans will offer a limited benefit, so it is still worth checking with your insurance company. Sometimes therapy is covered for a couple when one person has a diagnosis and another family member joins them for joint therapy, but it is considered therapy for the medical condition that includes a family member as a listener or helper, not couples counseling. Without insurance, most clients pay between $100-300 per 60-90 min session for couples therapy. Often clients can find classes or workshops that make it more affordable to work on their relationship. And some employers offer Employee Assistance Plans that help defray the cost of couples therapy.

What is an Employee Assistance Plan (EAP)?

Employee Assistance Plans are purchased by employers for the benefit of their employees. EAPs typically assist employees with referrals and may also provide the first few sessions of therapy free of charge, with the patient's regular health insurance kicking in after those initial sessions. EAP benefits often apply to all types of therapy without the need for a medical diagnosis, making it easier to access couples therapy, therapy for life transitions, and other non-medical counseling. The EAP for the U.S. Armed Forces is Military OneSource. Just as with standard health insurance, clients should always check that a provider accepts their EAP benefits before scheduling.

Learn more about Insurance Coverage and Finding Affordable Therapy