Aetna Treatment Centers in Saugus, MA

Photo of Psyclarity Health Massachusetts - Psyclarity Health - Massachusetts, MD, PhD, PsyD, LMFT, Treatment Center
Psyclarity Health - Massachusetts
Treatment Center
Verified Verified
Saugus, MA 01906
Our Massachusetts facility caters to individuals grappling with substance abuse and co-occurring mental health conditions and is located in a serene, natural setting right outside Boston. Our facility offers evidence-based, trauma-informed therapies and compassionate care tailored to individuals, families, military members, and working professionals' unique needs. We provide a holistic treatment approach that addresses alcohol and drug addiction alongside a wide range of mental health issues like anxiety, depression, bipolar, PTSD, BPD, and more. Our programs are designed to offer comprehensive support, from medical detox to inpatient rehab, tailored to meet each client's unique needs for effective recovery and healing. Our approach to treatment and recovery is designed to foster long-term healing and success, utilizing sophisticated care plans crafted by medical and clinical experts. We're dedicated to helping you rediscover your happiness and inner well-being, ensuring you don't have to face addiction alone.
Our Massachusetts facility caters to individuals grappling with substance abuse and co-occurring mental health conditions and is located in a serene, natural setting right outside Boston. Our facility offers evidence-based, trauma-informed therapies and compassionate care tailored to individuals, families, military members, and working professionals' unique needs. We provide a holistic treatment approach that addresses alcohol and drug addiction alongside a wide range of mental health issues like anxiety, depression, bipolar, PTSD, BPD, and more. Our programs are designed to offer comprehensive support, from medical detox to inpatient rehab, tailored to meet each client's unique needs for effective recovery and healing. Our approach to treatment and recovery is designed to foster long-term healing and success, utilizing sophisticated care plans crafted by medical and clinical experts. We're dedicated to helping you rediscover your happiness and inner well-being, ensuring you don't have to face addiction alone.
(781) 798-2204 View (781) 798-2204
Photo of Admissions Line - Meta Addiction Treatment, Treatment Center
Meta Addiction Treatment
Treatment Center
Verified Verified
Saugus, MA 01906
Clients choose Meta Addiction Treatment for a recovery experience that puts their needs first. We work closely with every client to personalize their treatment plan and ensure we're helping them meet their recovery goals. We also offer flexible schedules for each of our outpatient levels of care to work around work, school, or family commitments.
Clients choose Meta Addiction Treatment for a recovery experience that puts their needs first. We work closely with every client to personalize their treatment plan and ensure we're helping them meet their recovery goals. We also offer flexible schedules for each of our outpatient levels of care to work around work, school, or family commitments.
(351) 300-7380 View (351) 300-7380
Photo of Gatehouse Treatment - GateHouse Treatment, Treatment Center
GateHouse Treatment
Treatment Center
Verified Verified
Saugus, MA 01906
GateHouse is a private rehab facility providing intervention and treatment services to chemically dependent persons and individuals with co-occurring mental health issues. We offer treatment in a serene and luxurious setting. Our staff at GateHouse has decades of experience treating substance abuse and dual diagnosis clients. We provide individualized treatment in a small, gender-specific environment that promotes personal responsibility. GateHouse offers one of the only comprehensive vocational program in New England, which allows our clients to enroll or re-enroll in college or trade school. It will enable them to obtain a job in the career of their choice, and manage debt and legal problems. At GateHouse, evidence-based therapies are applied along with creative and innovative intervention methods. We provide extraordinary care and enable our clients to gain insight into the underlying factors that drive addictive and co-dependent behaviors. GateHouse helps clients learn how to set realistic goals, and achieve them while maintaining long-term sobriety. We want you to live a fulfilling productive and fruitful life. Your sobriety begins today. Call us to find your path to recovery.
GateHouse is a private rehab facility providing intervention and treatment services to chemically dependent persons and individuals with co-occurring mental health issues. We offer treatment in a serene and luxurious setting. Our staff at GateHouse has decades of experience treating substance abuse and dual diagnosis clients. We provide individualized treatment in a small, gender-specific environment that promotes personal responsibility. GateHouse offers one of the only comprehensive vocational program in New England, which allows our clients to enroll or re-enroll in college or trade school. It will enable them to obtain a job in the career of their choice, and manage debt and legal problems. At GateHouse, evidence-based therapies are applied along with creative and innovative intervention methods. We provide extraordinary care and enable our clients to gain insight into the underlying factors that drive addictive and co-dependent behaviors. GateHouse helps clients learn how to set realistic goals, and achieve them while maintaining long-term sobriety. We want you to live a fulfilling productive and fruitful life. Your sobriety begins today. Call us to find your path to recovery.
(603) 691-3135 View (603) 691-3135
Photo of Mission Center - Recovery Centers of America at Danvers, Treatment Center
Recovery Centers of America at Danvers
Treatment Center
Not Verified Not Verified
Saugus, MA 01906
Setting the gold standard for addiction treatment in the Boston area. Located in Danvers, Massachusetts, just 15 miles outside of Boston, Recovery Centers of America at Danvers is ranked by Newsweek as the second top addiction treatment center in Massachusetts. Our center is also accredited by the Joint Commission, the highest national standard for safety and quality of care, along with C.A.R.F. A.S.A.M. Level of Care certification—the international standard in addiction treatment. At RCA at Danvers, our caring team will be by your side through a lifetime of recovery, with services inclusive of: Drug and alcohol detox services, Residential inpatient treatment for drug and alcohol addiction, Outpatient addiction treatment & mental health services (offered both in-person and online), Medication-assisted treatment for opiate, opioid and alcohol addiction, and An active alumni association with recovery meetings and activities.
Setting the gold standard for addiction treatment in the Boston area. Located in Danvers, Massachusetts, just 15 miles outside of Boston, Recovery Centers of America at Danvers is ranked by Newsweek as the second top addiction treatment center in Massachusetts. Our center is also accredited by the Joint Commission, the highest national standard for safety and quality of care, along with C.A.R.F. A.S.A.M. Level of Care certification—the international standard in addiction treatment. At RCA at Danvers, our caring team will be by your side through a lifetime of recovery, with services inclusive of: Drug and alcohol detox services, Residential inpatient treatment for drug and alcohol addiction, Outpatient addiction treatment & mental health services (offered both in-person and online), Medication-assisted treatment for opiate, opioid and alcohol addiction, and An active alumni association with recovery meetings and activities.
(978) 716-2807 View (978) 716-2807
Photo of Intake Coordinator - Counseling Services of Greater Boston, LLC, Treatment Center
Counseling Services of Greater Boston, LLC
Treatment Center
Verified Verified
1 Endorsed
Saugus, MA 01906
Counseling Services of Greater Boston is a large group practice with three locations within and close to the Greater Boston area. We proudly offer individualized, outpatient mental health and addiction treatment. We are able to provide virtual treatment to clients located anywhere within the state of Massachusetts. Our clinicians are highly experienced and work to create an approach that is both evidenced-based and effective for you and your needs. For more information about our clinicians and types of services we offer please check out our website: www.csgboston.com
Counseling Services of Greater Boston is a large group practice with three locations within and close to the Greater Boston area. We proudly offer individualized, outpatient mental health and addiction treatment. We are able to provide virtual treatment to clients located anywhere within the state of Massachusetts. Our clinicians are highly experienced and work to create an approach that is both evidenced-based and effective for you and your needs. For more information about our clinicians and types of services we offer please check out our website: www.csgboston.com
(781) 916-9591 View (781) 916-9591

More Treatment Centers Nearby

North Shore Counseling Center, Inc
Treatment Center
Verified Verified
Beverly, MA 01915
North Shore Counseling Center seeks to provide high quality behavioral health services with an emphasis on compassionate and evidence-based best practices. We serve individuals, couples, families and organizations in a supportive therapeutic environment with our dedicated interdisciplinary staff. We are committed to meeting the changing needs of our community through personalized care.
North Shore Counseling Center seeks to provide high quality behavioral health services with an emphasis on compassionate and evidence-based best practices. We serve individuals, couples, families and organizations in a supportive therapeutic environment with our dedicated interdisciplinary staff. We are committed to meeting the changing needs of our community through personalized care.
(978) 922-2280 View (978) 922-2280
Photo of George Mouzakis - Behavioral Solutions, P.C., LICSW, LEP, Treatment Center
Behavioral Solutions, P.C.
Treatment Center, LICSW, LEP
Verified Verified
Burlington, MA 01803
Behavioral Solutions, P.C. is one of the premier private practices in Eastern Massachusetts. We currently have 40 + licensed mental health professionals who have served thousands of people of all ages in the past 20 years. We have more than 15 locations for your convenience, have generous office hours, accept all major insurance plans accept Medicaid, and have professionals experienced in all behavioral and emotional concerns except eating disorders. One call to our central office gives you access to our highly experienced intake coordinator who will insure that you are connected quickly with a therapist most suited to your location and your special concerns, and who will take the responsibility of managing all the matters regarding your insurance company so that your energies can be focused on personal problem-solving and wellness.
Behavioral Solutions, P.C. is one of the premier private practices in Eastern Massachusetts. We currently have 40 + licensed mental health professionals who have served thousands of people of all ages in the past 20 years. We have more than 15 locations for your convenience, have generous office hours, accept all major insurance plans accept Medicaid, and have professionals experienced in all behavioral and emotional concerns except eating disorders. One call to our central office gives you access to our highly experienced intake coordinator who will insure that you are connected quickly with a therapist most suited to your location and your special concerns, and who will take the responsibility of managing all the matters regarding your insurance company so that your energies can be focused on personal problem-solving and wellness.
(781) 296-8100 x203 View (781) 296-8100 x203
Photo of Spring Hill Recovery Center - Spring Hill Recovery Center, Treatment Center
Spring Hill Recovery Center
Treatment Center
Verified Verified
Boston, MA 02115
Spring Hill Recovery Center is a licensed residential addiction treatment facility that provides a personal approach to care for men and women suffering from substance use and co-occurring mental health disorders. Our highly trained team of physicians, nurses, therapists and residential staff are addiction specialists who will get to know each patient in order to develop an individualized recovery plan. All treatment plans follow an evidence-based, comprehensive model of treatment that heals whole patients as well as their family systems to set them up for a successful life in recovery.
Spring Hill Recovery Center is a licensed residential addiction treatment facility that provides a personal approach to care for men and women suffering from substance use and co-occurring mental health disorders. Our highly trained team of physicians, nurses, therapists and residential staff are addiction specialists who will get to know each patient in order to develop an individualized recovery plan. All treatment plans follow an evidence-based, comprehensive model of treatment that heals whole patients as well as their family systems to set them up for a successful life in recovery.
(978) 456-5410 View (978) 456-5410
Photo of Our Office - Northeast Addictions Treatment Center, Treatment Center
Northeast Addictions Treatment Center
Treatment Center
Verified Verified
Boston, MA 02109
With extensive experience working in the substance use disorder field, Northeast Addictions Treatment Center (NEATC) knows the difference between average treatment and excellence in treatment. While most addiction centers provide clinical therapy as well as medical assistance, the length of stay does not provide the time needed to uncover the underlying causes and conditions of substance use disorder. However, at NEATC, our team of therapists, medical doctors, and clinicians will help you unearth the underlying causes of your substance use. We then address them directly and assist you in understanding the crux of the problem that leads you back down the path of drinking and using drugs.
With extensive experience working in the substance use disorder field, Northeast Addictions Treatment Center (NEATC) knows the difference between average treatment and excellence in treatment. While most addiction centers provide clinical therapy as well as medical assistance, the length of stay does not provide the time needed to uncover the underlying causes and conditions of substance use disorder. However, at NEATC, our team of therapists, medical doctors, and clinicians will help you unearth the underlying causes of your substance use. We then address them directly and assist you in understanding the crux of the problem that leads you back down the path of drinking and using drugs.
(857) 337-1881 View (857) 337-1881
Photo of Scott Milligan - Hospital for Behavioral Medicine, Treatment Center
Hospital for Behavioral Medicine
Treatment Center
Verified Verified
Boston, MA 02101
The Hospital for Behavioral Medicine (HBM) offers innovative inpatient services for children, adolescents, adults, and older adults. Inpatient services focus on crisis stabilization, medication management, group treatment and discharge/transition planning. Our dedicated staff of doctors, nurses, case managers, and mental health technicians are committed to providing the highest quality of patient care, bringing creativity, expressive arts, and best practices to manage and reduce unsafe behaviors.
The Hospital for Behavioral Medicine (HBM) offers innovative inpatient services for children, adolescents, adults, and older adults. Inpatient services focus on crisis stabilization, medication management, group treatment and discharge/transition planning. Our dedicated staff of doctors, nurses, case managers, and mental health technicians are committed to providing the highest quality of patient care, bringing creativity, expressive arts, and best practices to manage and reduce unsafe behaviors.
(774) 214-2845 View (774) 214-2845
Photo of Zoser Mohamed - Lawrence Medical Center, Treatment Center
Lawrence Medical Center
Treatment Center
Verified Verified
Danvers, MA 01923
Licensed by the state for out-patient mental health and substance use disorder treatment services, Lawrence Medical Center's primary care practices, located in Lawrence, Peabody and Attleboro (Worcester coming soon), offer a number of services to meet your medical, behavioral, substance use disorder and psychiatric treatment needs all in one location. Our compassionate team of dedicated professionals are licensed and trained to provide primary medical care, medication assisted treatment with Buprenorphine (Suboxone, Sublocade) and Vivitrol; individual and group therapy, case management and psychiatric medication management. Please come in or contact us to schedule an appointment today.
Licensed by the state for out-patient mental health and substance use disorder treatment services, Lawrence Medical Center's primary care practices, located in Lawrence, Peabody and Attleboro (Worcester coming soon), offer a number of services to meet your medical, behavioral, substance use disorder and psychiatric treatment needs all in one location. Our compassionate team of dedicated professionals are licensed and trained to provide primary medical care, medication assisted treatment with Buprenorphine (Suboxone, Sublocade) and Vivitrol; individual and group therapy, case management and psychiatric medication management. Please come in or contact us to schedule an appointment today.
(978) 655-5290 View (978) 655-5290
Photo of Amber Miles - DJS Psychiatry and Services LLC , MD, NP, LDAC, LICSW, LMSW, Treatment Center
DJS Psychiatry and Services LLC
Treatment Center, MD, NP, LDAC, LICSW, LMSW
Verified Verified
1 Endorsed
Winchester, MA 01890
ABC Medical is a licensed treament center which offers a scope of services in the behavioral health field. Our organization staff are comprised of psychiatrist/MD, social workers, counselors and psychiatric nurse practitioners. We offer services for children, adults, couples and families and provide medication management, TMS treatments and psychotherapy. Telemedicine services are also available.
ABC Medical is a licensed treament center which offers a scope of services in the behavioral health field. Our organization staff are comprised of psychiatrist/MD, social workers, counselors and psychiatric nurse practitioners. We offer services for children, adults, couples and families and provide medication management, TMS treatments and psychotherapy. Telemedicine services are also available.
(833) 394-7998 View (833) 394-7998
Pax Psychiatric Associates
Treatment Center, PMHNP, PsyD, LICSW
Verified Verified
Boston, MA 02114
Pax Psychiatric Associates provides mental health treatment including comprehensive assessment, individual therapy and medication management for a wide variety of conditions including anxiety, depression, mood disorders and attention-deficit disorder.
Pax Psychiatric Associates provides mental health treatment including comprehensive assessment, individual therapy and medication management for a wide variety of conditions including anxiety, depression, mood disorders and attention-deficit disorder.
(508) 689-7482 View (508) 689-7482
Photo of Mission Center - Recovery Centers of America at Westminster, Treatment Center
Recovery Centers of America at Westminster
Treatment Center
Not Verified Not Verified
Malden, MA 02148
Bringing world-class addiction treatment to New England. Located in northern Massachusetts, Recovery Centers of America at Westminster is an accredited drug & alcohol rehab center that serves those suffering with addiction and their loved ones. Our mission is to save the lives of adults struggling with addiction and co-occurring mental health disorders through our full continuum of care, inclusive of drug and alcohol detox, inpatient addiction treatment, and outpatient treatment (offered both in-person and online). At RCA’s drug and alcohol rehab center in Westminster, you and your family will be part of a large, supportive community of RCA team members who are dedicated to making your time in treatment successful. You have dreams, hopes and aspirations, and to achieve them you must no longer be captive to alcohol, heroin, fentanyl, cocaine, Xanax, meth or other substances. In our expert-led, evidence-based addiction treatment facility we will counsel, medically and emotionally support, and encourage you on your recovery journey.
Bringing world-class addiction treatment to New England. Located in northern Massachusetts, Recovery Centers of America at Westminster is an accredited drug & alcohol rehab center that serves those suffering with addiction and their loved ones. Our mission is to save the lives of adults struggling with addiction and co-occurring mental health disorders through our full continuum of care, inclusive of drug and alcohol detox, inpatient addiction treatment, and outpatient treatment (offered both in-person and online). At RCA’s drug and alcohol rehab center in Westminster, you and your family will be part of a large, supportive community of RCA team members who are dedicated to making your time in treatment successful. You have dreams, hopes and aspirations, and to achieve them you must no longer be captive to alcohol, heroin, fentanyl, cocaine, Xanax, meth or other substances. In our expert-led, evidence-based addiction treatment facility we will counsel, medically and emotionally support, and encourage you on your recovery journey.
(978) 627-7315 View (978) 627-7315
Photo of New Horizons Medical Clinic - New Horizons Medical, Treatment Center
New Horizons Medical
Treatment Center
Verified Verified
Brookline, MA 02446
New Horizons Medical offers outpatient services for psychotherapy, psychiatry, and substance use diagnoses for people over 18 years old. We create an inviting and accommodating atmosphere for our patients and staff. Over the years we have helped countless patients to overcome addiction, psychological traumas, and other mental health disorders. Learn more at www.newhorizonsmedical.org !
New Horizons Medical offers outpatient services for psychotherapy, psychiatry, and substance use diagnoses for people over 18 years old. We create an inviting and accommodating atmosphere for our patients and staff. Over the years we have helped countless patients to overcome addiction, psychological traumas, and other mental health disorders. Learn more at www.newhorizonsmedical.org !
(617) 676-0689 View (617) 676-0689
Photo of Chris Belhumeur - Topsail Addiction Treatment, Treatment Center
Topsail Addiction Treatment
Treatment Center
Verified Verified
Woburn, MA 01801
Topsail Addiction Treatment is the premier drug and alcohol addiction treatment center north of Boston. We are located in North Andover, MA and offer both in person and Telehealth programming for those seeking outpatient treatment. Topsail offers both full day and half day programs (commonly referred to by insurance companies as PHP and IOP). Topsail is licensed by the Massachusetts Bureau of Substance Abuse Services and is nationally recognized and accredited by the prestigious Joint Commission. If you or a loved one are looking for treatment for drug or alcohol addiction, please call Topsail today. Our Rapid Admissions team is available 24 hours a day, 7 days a week. 978-475-0002
Topsail Addiction Treatment is the premier drug and alcohol addiction treatment center north of Boston. We are located in North Andover, MA and offer both in person and Telehealth programming for those seeking outpatient treatment. Topsail offers both full day and half day programs (commonly referred to by insurance companies as PHP and IOP). Topsail is licensed by the Massachusetts Bureau of Substance Abuse Services and is nationally recognized and accredited by the prestigious Joint Commission. If you or a loved one are looking for treatment for drug or alcohol addiction, please call Topsail today. Our Rapid Admissions team is available 24 hours a day, 7 days a week. 978-475-0002
(978) 440-6521 View (978) 440-6521
Photo of Donna Whipple - Psychotherapy Associates of N. Reading & Amesbury, MA, LMHC, PsyD, Treatment Center
Psychotherapy Associates of N. Reading & Amesbury
Treatment Center, MA, LMHC, PsyD
Verified Verified
Reading, MA 01867  (Online Only)
We have 19 therapists with many different approaches and specialties. We take almost all insurances including Mass Health. We have day, after school, evening and weekend appointments for the convenience of our clients. We have been providing mental health services in North Reading for 23 years. We specialize in child and adolescent issues but also have expertise in family issues and adult problems. To refer yourself or someone else, call our main number and ask for a referral coordinator. They will take some basic information about what you are looking for and match you with a therapist who has experience in your particular problem, has appointments when you need them, and can take your insurance. We are 100% telehealth at this time and don't anticipate in person sessions going forward.
We have 19 therapists with many different approaches and specialties. We take almost all insurances including Mass Health. We have day, after school, evening and weekend appointments for the convenience of our clients. We have been providing mental health services in North Reading for 23 years. We specialize in child and adolescent issues but also have expertise in family issues and adult problems. To refer yourself or someone else, call our main number and ask for a referral coordinator. They will take some basic information about what you are looking for and match you with a therapist who has experience in your particular problem, has appointments when you need them, and can take your insurance. We are 100% telehealth at this time and don't anticipate in person sessions going forward.
(978) 961-9412 View (978) 961-9412
Photo of Amethyst Recovery Center - Amethyst Recovery Center, Treatment Center
Amethyst Recovery Center
Treatment Center
Verified Verified
Lynn, MA 01901
Amethyst Recovery Center accepts most major insurances and prides ourselves in offering a sliding scale for individuals without insurance. We pride ourselves in providing affordable care as there is no price tag on a human life.
Amethyst Recovery Center accepts most major insurances and prides ourselves in offering a sliding scale for individuals without insurance. We pride ourselves in providing affordable care as there is no price tag on a human life.
(856) 316-4042 View (856) 316-4042
Photo of Lesley Rawlings - Crossroads Back Cove Women's Residential Program, Treatment Center
Crossroads Back Cove Women's Residential Program
Treatment Center
Verified Verified
Boston, MA 02115
The Back Cove Women's Residential Program serves as a premier recovery destination for women from all over the country, offering holistic treatment in a beautiful Maine setting. In addition to cutting edge gender-responsive addiction and eating disorder treatment, our holistic approach includes yoga, equine therapy and acupuncture. This inpatient program is ideal for women who seek a serene spot in which to get away for a short time and start their road to recovery.
The Back Cove Women's Residential Program serves as a premier recovery destination for women from all over the country, offering holistic treatment in a beautiful Maine setting. In addition to cutting edge gender-responsive addiction and eating disorder treatment, our holistic approach includes yoga, equine therapy and acupuncture. This inpatient program is ideal for women who seek a serene spot in which to get away for a short time and start their road to recovery.
(207) 230-6393 View (207) 230-6393
Photo of William Heran - Providence Treatment Boston, Treatment Center
Providence Treatment Boston
Treatment Center
Verified Verified
Boston, MA 02215
At Providence Treatment, we provide individual, group and family therapies in a comfortable and a highly confidential environment, intended for and proven to meet the needs of successful professionals. Our program is unique and designed for high achieving individuals seeking a personal transformation in an intimate, serene and comfortable setting, while utilizing best-practice treatment support. Many professionals have difficulty mainstreaming their treatment due to the specific requirements from their Licensing Boards and work commitments. At Providence Treatment, we work with you and customize your treatment and position you for a promising and sustainable recovery from substance use disorders. We also assist our clients with histories of trauma, depression, anxiety and other non-acute behavioral health disorders.
At Providence Treatment, we provide individual, group and family therapies in a comfortable and a highly confidential environment, intended for and proven to meet the needs of successful professionals. Our program is unique and designed for high achieving individuals seeking a personal transformation in an intimate, serene and comfortable setting, while utilizing best-practice treatment support. Many professionals have difficulty mainstreaming their treatment due to the specific requirements from their Licensing Boards and work commitments. At Providence Treatment, we work with you and customize your treatment and position you for a promising and sustainable recovery from substance use disorders. We also assist our clients with histories of trauma, depression, anxiety and other non-acute behavioral health disorders.
(857) 371-8418 View (857) 371-8418

See more therapy options for Saugus

Aetna Treatment Centers

Does insurance cover therapy, prescriptions and other behavioral health services?

In general, yes. Laws in the U.S. require insurers to cover essential behavioral health care at the same level as other health care services. Most health plans require a medical diagnosis and treatments that are evidence based and medically essential. This means that life coaching and alternative therapies are not covered, nor is therapy without a diagnosis. Call the number on the back or your insurance card or visit your insurance company's website to review your Summary of Benefits. If you have insurance through your employer, your Human Resources department may also be able to answer questions.

How much does therapy cost with insurance?

The cost of therapy depends on your region, how much training and experience your therapist has, and the type of treatment. The rate for talk therapy generally falls between $100 and $250. For a client seeing an in-network provider, the cost of therapy is often similar to the cost of other health care services. Clients pay co-pays and may need to satisfy a plan’s deductible before benefits kick in.

What is the difference between In-Network and Out-of-Network insurance coverage?

An in-network provider has contracted with an insurer to get paid directly for services, and to accept the insurer’s rate of compensation. Clients are responsible for deductibles and copays. If a therapist is out of network, that means that the client pays the therapist directly for services at the therapist’s regular fee. Out-of-Network providers often give clients a receipt so that they can file for partial reimbursement with their insurance company.

Is it difficult to find an In-Network therapist?

It is not unusual for therapists to limit the number of insurance patients in their practice, so it’s important to check in-network availability when you schedule your first appointment. In regions and times where therapy is in high demand it may take longer to get scheduled with an in-network therapist.

What is the difference between HMO and PPO insurance plans?

HMO health plans only cover in-network services, there is no reimbursement for out-of-network providers. PPO plans often cover both in- and out-of-network services, though the client may pay more for out-of-network services.

What is a Superbill?

A superbill is a receipt for therapy services. It provides all the information required by insurance companies to reimburse you for out-of-network services, including the diagnostic codes for your care, the amount paid, and the dates and duration of care.

Does insurance cover Online therapy?

Many therapists who shifted their practice to online therapy during the pandemic have kept that arrangement. And most insurers continue to cover telehealth services, with a few exceptions. Preventive care (such as an annual depression screening) is often required to be in-person to be covered, and some states require prescribers of controlled substances to see those patients in person.

Does insurance cover Group therapy?

Many insurance plans provide coverage for group therapy provided there is a medical diagnosis for group members, but there are some noteworthy exceptions. For example, Medicare does not always cover group therapy. Group therapy tends to cost less than individual therapy.

Does insurance cover Couples therapy?

Most insurance companies do not cover the cost of couples therapy because there is no medical diagnosis or medically necessary treatment. However, a few plans will offer a limited benefit, so it is still worth checking with your insurance company. Sometimes therapy is covered for a couple when one person has a diagnosis and another family member joins them for joint therapy, but it is considered therapy for the medical condition that includes a family member as a listener or helper, not couples counseling. Without insurance, most clients pay between $100-300 per 60-90 min session for couples therapy. Often clients can find classes or workshops that make it more affordable to work on their relationship. And some employers offer Employee Assistance Plans that help defray the cost of couples therapy.

What is an Employee Assistance Plan (EAP)?

Employee Assistance Plans are purchased by employers for the benefit of their employees. EAPs typically assist employees with referrals and may also provide the first few sessions of therapy free of charge, with the patient's regular health insurance kicking in after those initial sessions. EAP benefits often apply to all types of therapy without the need for a medical diagnosis, making it easier to access couples therapy, therapy for life transitions, and other non-medical counseling. Just as with standard health insurance, clients should always check that a provider accepts their EAP benefits before scheduling.

Learn more about Insurance Coverage and Finding Affordable Therapy