Aetna Treatment Centers in Medford, MA

Photo of Mission Center - Recovery Centers of America at Danvers, Treatment Center
Recovery Centers of America at Danvers
Treatment Center
Not Verified Not Verified
Medford, MA 02155
Setting the gold standard for addiction treatment in the Boston area. Located in Danvers, Massachusetts, just 15 miles outside of Boston, Recovery Centers of America at Danvers is ranked by Newsweek as the second top addiction treatment center in Massachusetts. Our center is also accredited by the Joint Commission, the highest national standard for safety and quality of care, along with C.A.R.F. A.S.A.M. Level of Care certification—the international standard in addiction treatment. At RCA at Danvers, our caring team will be by your side through a lifetime of recovery, with services inclusive of: Drug and alcohol detox services, Residential inpatient treatment for drug and alcohol addiction, Outpatient addiction treatment & mental health services (offered both in-person and online), Medication-assisted treatment for opiate, opioid and alcohol addiction, and An active alumni association with recovery meetings and activities.
Setting the gold standard for addiction treatment in the Boston area. Located in Danvers, Massachusetts, just 15 miles outside of Boston, Recovery Centers of America at Danvers is ranked by Newsweek as the second top addiction treatment center in Massachusetts. Our center is also accredited by the Joint Commission, the highest national standard for safety and quality of care, along with C.A.R.F. A.S.A.M. Level of Care certification—the international standard in addiction treatment. At RCA at Danvers, our caring team will be by your side through a lifetime of recovery, with services inclusive of: Drug and alcohol detox services, Residential inpatient treatment for drug and alcohol addiction, Outpatient addiction treatment & mental health services (offered both in-person and online), Medication-assisted treatment for opiate, opioid and alcohol addiction, and An active alumni association with recovery meetings and activities.
(978) 716-2807 View (978) 716-2807
Photo of William Heran - Providence Treatment Boston, Treatment Center
Providence Treatment Boston
Treatment Center
Verified Verified
Medford, MA 02155
At Providence Treatment, we provide individual, group and family therapies in a comfortable and a highly confidential environment, intended for and proven to meet the needs of successful professionals. Our program is unique and designed for high achieving individuals seeking a personal transformation in an intimate, serene and comfortable setting, while utilizing best-practice treatment support. Many professionals have difficulty mainstreaming their treatment due to the specific requirements from their Licensing Boards and work commitments. At Providence Treatment, we work with you and customize your treatment and position you for a promising and sustainable recovery from substance use disorders. We also assist our clients with histories of trauma, depression, anxiety and other non-acute behavioral health disorders.
At Providence Treatment, we provide individual, group and family therapies in a comfortable and a highly confidential environment, intended for and proven to meet the needs of successful professionals. Our program is unique and designed for high achieving individuals seeking a personal transformation in an intimate, serene and comfortable setting, while utilizing best-practice treatment support. Many professionals have difficulty mainstreaming their treatment due to the specific requirements from their Licensing Boards and work commitments. At Providence Treatment, we work with you and customize your treatment and position you for a promising and sustainable recovery from substance use disorders. We also assist our clients with histories of trauma, depression, anxiety and other non-acute behavioral health disorders.
(857) 371-8418 View (857) 371-8418
Photo of Admissions Specialist - Elevation Behavioral Health Mental Health Retreats, Treatment Center
Elevation Behavioral Health Mental Health Retreats
Treatment Center
Verified Verified
Medford, MA 02153
Elevation Behavioral Health offers a high-end recovery environment combined with individualized treatment tracks tailored to the unique needs of each client. Residents engage in a combination of traditional therapy and holistic practices for treatment that incorporates physical, mental and spiritual recovery. Staff endeavors to provide each individual with the skills and know-how to care for themselves once they complete treatment and continue their lives with a renewed perspective. Elevation Behavioral Health aims to elevate the standard for residential treatment and the client towards their highest self without the use of substances by encouraging each individual to discard their former destructive patterns and habits.
Elevation Behavioral Health offers a high-end recovery environment combined with individualized treatment tracks tailored to the unique needs of each client. Residents engage in a combination of traditional therapy and holistic practices for treatment that incorporates physical, mental and spiritual recovery. Staff endeavors to provide each individual with the skills and know-how to care for themselves once they complete treatment and continue their lives with a renewed perspective. Elevation Behavioral Health aims to elevate the standard for residential treatment and the client towards their highest self without the use of substances by encouraging each individual to discard their former destructive patterns and habits.
(818) 435-7927 View (818) 435-7927
Mental Health Matters Practice
Treatment Center
Verified Verified
Medford, MA 02153
We serve children, adolescents, adults, families and couples who are facing various life stressors including trauma, mental illness, substance use disorder, family stress, LGBTQIA concerns, chronic illness, and more. We are a practice that is committed to destigmatizing mental health, creating access to care and prioritizing ourselves as human first in the room with you. We promise to use humor and empathy in our work together while we help you achieve your goals! Please reach out so we can match you with a therapist in our group who best fits your needs!
We serve children, adolescents, adults, families and couples who are facing various life stressors including trauma, mental illness, substance use disorder, family stress, LGBTQIA concerns, chronic illness, and more. We are a practice that is committed to destigmatizing mental health, creating access to care and prioritizing ourselves as human first in the room with you. We promise to use humor and empathy in our work together while we help you achieve your goals! Please reach out so we can match you with a therapist in our group who best fits your needs!
(617) 765-1410 View (617) 765-1410
Photo of Strattus Mental Health Clinic - Strattus, TILL's Mental Health Clinic, Treatment Center
Strattus, TILL's Mental Health Clinic
Treatment Center
Not Verified Not Verified
Medford, MA 02153
Strattus is your local community mental health clinic, offering a variety of outpatient services. Our clinical team is experienced in working with children, adolescents, adults, couples, and families, with and without specialized needs. In addition to counseling, we also provide medication assessment, management and monitoring to adults ages 18 or older.
Strattus is your local community mental health clinic, offering a variety of outpatient services. Our clinical team is experienced in working with children, adolescents, adults, couples, and families, with and without specialized needs. In addition to counseling, we also provide medication assessment, management and monitoring to adults ages 18 or older.
(781) 329-9365 View (781) 329-9365

More Treatment Centers Nearby

Photo of Northstar Recovery Center - Intensive Outpatient - Northstar Recovery Center - Intensive Outpatient , Treatment Center
Northstar Recovery Center - Intensive Outpatient
Treatment Center
Not Verified Not Verified
Newton, MA 02456
Northstar Recovery Center is the premier outpatient substance use therapy provider in Massachusetts' MetroWest region. Offering day and evening programming both in-person and virtually at our Southborough location, we’re able to be flexible with your scheduling needs. High quality of care in a clean, warm and inviting setting.
Northstar Recovery Center is the premier outpatient substance use therapy provider in Massachusetts' MetroWest region. Offering day and evening programming both in-person and virtually at our Southborough location, we’re able to be flexible with your scheduling needs. High quality of care in a clean, warm and inviting setting.
(508) 687-6269 View (508) 687-6269
Photo of Scott Milligan - Hospital for Behavioral Medicine, Treatment Center
Hospital for Behavioral Medicine
Treatment Center
Verified Verified
Boston, MA 02101
The Hospital for Behavioral Medicine (HBM) offers innovative inpatient services for children, adolescents, adults, and older adults. Inpatient services focus on crisis stabilization, medication management, group treatment and discharge/transition planning. Our dedicated staff of doctors, nurses, case managers, and mental health technicians are committed to providing the highest quality of patient care, bringing creativity, expressive arts, and best practices to manage and reduce unsafe behaviors.
The Hospital for Behavioral Medicine (HBM) offers innovative inpatient services for children, adolescents, adults, and older adults. Inpatient services focus on crisis stabilization, medication management, group treatment and discharge/transition planning. Our dedicated staff of doctors, nurses, case managers, and mental health technicians are committed to providing the highest quality of patient care, bringing creativity, expressive arts, and best practices to manage and reduce unsafe behaviors.
(774) 214-2845 View (774) 214-2845
Photo of Admissions Line - Drug & Alcohol Rehab at Brook Recovery Center, Treatment Center
Drug & Alcohol Rehab at Brook Recovery Center
Treatment Center
Not Verified Not Verified
Boston, MA 02101
Brook Recovery Center works to offer the highest quality treatment. We believe in looking deep within and treating the underlying causes of our clients substance use. We look at each clients case on a personalized level. Our program is centered around clinical treatment delivered by our masters level clinicians but is not limited to it. We offer a full continuum of care and a wholistic approach including nutritional counseling, employment counseling, yoga, mindfulness therapy, 12 step immersion and more. Conveniently located outside of Boston, MA.
Brook Recovery Center works to offer the highest quality treatment. We believe in looking deep within and treating the underlying causes of our clients substance use. We look at each clients case on a personalized level. Our program is centered around clinical treatment delivered by our masters level clinicians but is not limited to it. We offer a full continuum of care and a wholistic approach including nutritional counseling, employment counseling, yoga, mindfulness therapy, 12 step immersion and more. Conveniently located outside of Boston, MA.
(781) 423-3096 View (781) 423-3096
Photo of Donna Whipple - Psychotherapy Associates of N. Reading & Amesbury, MA, LMHC, PsyD, Treatment Center
Psychotherapy Associates of N. Reading & Amesbury
Treatment Center, MA, LMHC, PsyD
Verified Verified
Reading, MA 01867  (Online Only)
We have 19 therapists with many different approaches and specialties. We take almost all insurances including Mass Health. We have day, after school, evening and weekend appointments for the convenience of our clients. We have been providing mental health services in North Reading for 23 years. We specialize in child and adolescent issues but also have expertise in family issues and adult problems. To refer yourself or someone else, call our main number and ask for a referral coordinator. They will take some basic information about what you are looking for and match you with a therapist who has experience in your particular problem, has appointments when you need them, and can take your insurance. We are 100% telehealth at this time and don't anticipate in person sessions going forward.
We have 19 therapists with many different approaches and specialties. We take almost all insurances including Mass Health. We have day, after school, evening and weekend appointments for the convenience of our clients. We have been providing mental health services in North Reading for 23 years. We specialize in child and adolescent issues but also have expertise in family issues and adult problems. To refer yourself or someone else, call our main number and ask for a referral coordinator. They will take some basic information about what you are looking for and match you with a therapist who has experience in your particular problem, has appointments when you need them, and can take your insurance. We are 100% telehealth at this time and don't anticipate in person sessions going forward.
(978) 961-9412 View (978) 961-9412
Photo of Kristina Marik - Arbour Counseling Services, Allston, Treatment Center
Arbour Counseling Services, Allston
Treatment Center
Verified Verified
Allston, MA 02134
With many locations throughout Eastern Massachusetts, Arbour Counseling Services (ACS) offers a full range of programs and clinical specialties. Our team of therapists provide comprehensive outpatient counseling services to children, adolescents, and adults. Our facility has offered long term support to the Boston area and is a trusted provider for many. ACS, Allston provides compassionate care for all.
With many locations throughout Eastern Massachusetts, Arbour Counseling Services (ACS) offers a full range of programs and clinical specialties. Our team of therapists provide comprehensive outpatient counseling services to children, adolescents, and adults. Our facility has offered long term support to the Boston area and is a trusted provider for many. ACS, Allston provides compassionate care for all.
(617) 829-9567 View (617) 829-9567
Photo of East Coast Recovery Center - East Coast Recovery Center, MD, LPC, LADC I, LCSW, Treatment Center
East Coast Recovery Center
Treatment Center, MD, LPC, LADC I, LCSW
Verified Verified
Boston, MA 02108
Addiction is unique. In fact, most of those who struggle with addiction actually experience other underlying issues. Whether it is trauma, painful past experiences, an untreated or undiagnosed mental illness, or anything else, we all have different struggles. These struggles make us unique, they are also one of the ways that addiction can be unique for each individual. Sometimes, this means that it requires more than one treatment type or philosophy to treat a person. That is okay. That is healthy. At East Coast Recovery, we know that one of the most effective ways to help process these underlying causes surrounding addiction is to take a step back, disconnect from your self and reconnect with a community who understands.
Addiction is unique. In fact, most of those who struggle with addiction actually experience other underlying issues. Whether it is trauma, painful past experiences, an untreated or undiagnosed mental illness, or anything else, we all have different struggles. These struggles make us unique, they are also one of the ways that addiction can be unique for each individual. Sometimes, this means that it requires more than one treatment type or philosophy to treat a person. That is okay. That is healthy. At East Coast Recovery, we know that one of the most effective ways to help process these underlying causes surrounding addiction is to take a step back, disconnect from your self and reconnect with a community who understands.
(339) 210-1240 View (339) 210-1240
Photo of Courtney Hulse - Mountainside Addiction Treatment Center, LMFT, Treatment Center
Mountainside Addiction Treatment Center
Treatment Center, LMFT
Verified Verified
Winchester, MA 01890
Alcohol and Drug Addiction Treatment can save your or a loved one’s life. Having helped thousands of individuals suffering with substance abuse and alcoholism, Mountainside is the foremost comprehensive, innovative addiction rehabilitation treatment center in the Northeast. Our mission is to elevate the standard in comprehensive drug and alcoholism addiction treatment in order to provide an unequaled rehabilitation experience for our clients.
Alcohol and Drug Addiction Treatment can save your or a loved one’s life. Having helped thousands of individuals suffering with substance abuse and alcoholism, Mountainside is the foremost comprehensive, innovative addiction rehabilitation treatment center in the Northeast. Our mission is to elevate the standard in comprehensive drug and alcoholism addiction treatment in order to provide an unequaled rehabilitation experience for our clients.
(866) 622-0583 View (866) 622-0583
Photo of Intake Coordinator - Counseling Services of Greater Boston, LLC, Treatment Center
Counseling Services of Greater Boston, LLC
Treatment Center
Verified Verified
1 Endorsed
Wakefield, MA 01880
Counseling Services of Greater Boston is a large group practice with three locations within and close to the Greater Boston area. We proudly offer individualized, outpatient mental health and addiction treatment. We are able to provide virtual treatment to clients located anywhere within the state of Massachusetts. Our clinicians are highly experienced and work to create an approach that is both evidenced-based and effective for you and your needs. For more information about our clinicians and types of services we offer please check out our website: www.csgboston.com
Counseling Services of Greater Boston is a large group practice with three locations within and close to the Greater Boston area. We proudly offer individualized, outpatient mental health and addiction treatment. We are able to provide virtual treatment to clients located anywhere within the state of Massachusetts. Our clinicians are highly experienced and work to create an approach that is both evidenced-based and effective for you and your needs. For more information about our clinicians and types of services we offer please check out our website: www.csgboston.com
(781) 916-9591 x100 View (781) 916-9591 x100
Photo of Clearbrook Massachusetts - Clearbrook Massachusetts, LMHC, Treatment Center
Clearbrook Massachusetts
Treatment Center, LMHC
Verified Verified
1 Endorsed
Wilmington, MA 01887
Clearbrook Massachusetts is located in Baldwinville spanning 17 acres in a private, rural setting. The facility is about 1.5 hours from Boston and offers adult inpatient treatment for alcohol, substance abuse, and mental health disorders. Patients have access to around-the-clock care, group and family therapy, amenities, recreational activities, and more. The property includes a 31,000-square-foot main administrative and clinical building, and six residential buildings of 12 bedrooms each, along with other smaller buildings and outdoor recreational space. Nearby attractions include the Baldwinville Village Historic District, Otter River State Forest Campgrounds and beautiful ponds and lakes intertwined within the town.
Clearbrook Massachusetts is located in Baldwinville spanning 17 acres in a private, rural setting. The facility is about 1.5 hours from Boston and offers adult inpatient treatment for alcohol, substance abuse, and mental health disorders. Patients have access to around-the-clock care, group and family therapy, amenities, recreational activities, and more. The property includes a 31,000-square-foot main administrative and clinical building, and six residential buildings of 12 bedrooms each, along with other smaller buildings and outdoor recreational space. Nearby attractions include the Baldwinville Village Historic District, Otter River State Forest Campgrounds and beautiful ponds and lakes intertwined within the town.
(978) 861-1443 View (978) 861-1443
Photo of Chris Belhumeur - Topsail Addiction Treatment, Treatment Center
Topsail Addiction Treatment
Treatment Center
Verified Verified
Woburn, MA 01801
Topsail Addiction Treatment is the premier drug and alcohol addiction treatment center north of Boston. We are located in North Andover, MA and offer both in person and Telehealth programming for those seeking outpatient treatment. Topsail offers both full day and half day programs (commonly referred to by insurance companies as PHP and IOP). Topsail is licensed by the Massachusetts Bureau of Substance Abuse Services and is nationally recognized and accredited by the prestigious Joint Commission. If you or a loved one are looking for treatment for drug or alcohol addiction, please call Topsail today. Our Rapid Admissions team is available 24 hours a day, 7 days a week. 978-475-0002
Topsail Addiction Treatment is the premier drug and alcohol addiction treatment center north of Boston. We are located in North Andover, MA and offer both in person and Telehealth programming for those seeking outpatient treatment. Topsail offers both full day and half day programs (commonly referred to by insurance companies as PHP and IOP). Topsail is licensed by the Massachusetts Bureau of Substance Abuse Services and is nationally recognized and accredited by the prestigious Joint Commission. If you or a loved one are looking for treatment for drug or alcohol addiction, please call Topsail today. Our Rapid Admissions team is available 24 hours a day, 7 days a week. 978-475-0002
(978) 440-6521 View (978) 440-6521
Photo of Our Program - Dual Diagnosis Treatment at Northeast Addictions, Treatment Center
Dual Diagnosis Treatment at Northeast Addictions
Treatment Center
Verified Verified
Boston, MA 02132
With extensive experience working in the substance use disorder field, Northeast Addictions Treatment Center (NEATC) knows the difference between average treatment and excellence in treatment. We provide evidenced based clinical therapy as well as medicated assisted treatment for individuals suffering from addiction and dual diagnosis disorders. Upon admission, patients are assessed and given a personalized treatment plan per their need and issues. Our team of therapists, medical doctors, and clinicians will help you unearth the underlying causes of your substance use.
With extensive experience working in the substance use disorder field, Northeast Addictions Treatment Center (NEATC) knows the difference between average treatment and excellence in treatment. We provide evidenced based clinical therapy as well as medicated assisted treatment for individuals suffering from addiction and dual diagnosis disorders. Upon admission, patients are assessed and given a personalized treatment plan per their need and issues. Our team of therapists, medical doctors, and clinicians will help you unearth the underlying causes of your substance use.
(617) 829-9456 View (617) 829-9456
Photo of Our Admissions - Ridge Adolescent Residential Treatment NH, Treatment Center
Ridge Adolescent Residential Treatment NH
Treatment Center
Verified Verified
Newton, MA 02468
Your teen is struggling with their mental health and well-being, and in need of intervention, stabilization, and a change of environment. As a concerned parent of a 12-18-year old, you may be looking at options such as residential treatment centers or wilderness programs. Wouldn’t it be comforting if you knew your child could receive the intervention, therapy, structure and supervision they need to achieve stabilization, all within an unparalleled natural setting?
Your teen is struggling with their mental health and well-being, and in need of intervention, stabilization, and a change of environment. As a concerned parent of a 12-18-year old, you may be looking at options such as residential treatment centers or wilderness programs. Wouldn’t it be comforting if you knew your child could receive the intervention, therapy, structure and supervision they need to achieve stabilization, all within an unparalleled natural setting?
(603) 803-4350 View (603) 803-4350
Photo of Intake Department - Brighton-Allston Mental Health Association , LICSW, LMHC, MA, Treatment Center
Brighton-Allston Mental Health Association
Treatment Center, LICSW, LMHC, MA
Verified Verified
Brighton, MA 02135
Brighton-Allston Mental Health Association (BAMHA), a program of Italian Home for Children (IHC) is a diverse community mental health agency that has been servicing the Brighton/Allston community and surrounding Metro Boston area since 1964. BAMHA also has an outpatient satellite office in Jamaica Plain. We offer individual and group therapy treatment, psychopharmacology, as well as family and couples counseling services. BAMHA services clients ages 4-80+. Our BAMHA clinicians are trained in various treatment modalities including: traditional psychotherapy, dialectical behavioral therapy, cognitive behavioral therapy, expressive therapy, and play therapy. We also offer In-Home Therapy, Therapeutic Mentoring, In-Home Behavioral, and ABA services for children ages 4-20 through our partner Community Based Programs (CBP) at Italian Home. Our clinicians speak over a dozen languages, including Spanish. We now have immediate openings in all of our CBP programs, and offer telehealth services for your convenience and safety.
Brighton-Allston Mental Health Association (BAMHA), a program of Italian Home for Children (IHC) is a diverse community mental health agency that has been servicing the Brighton/Allston community and surrounding Metro Boston area since 1964. BAMHA also has an outpatient satellite office in Jamaica Plain. We offer individual and group therapy treatment, psychopharmacology, as well as family and couples counseling services. BAMHA services clients ages 4-80+. Our BAMHA clinicians are trained in various treatment modalities including: traditional psychotherapy, dialectical behavioral therapy, cognitive behavioral therapy, expressive therapy, and play therapy. We also offer In-Home Therapy, Therapeutic Mentoring, In-Home Behavioral, and ABA services for children ages 4-20 through our partner Community Based Programs (CBP) at Italian Home. Our clinicians speak over a dozen languages, including Spanish. We now have immediate openings in all of our CBP programs, and offer telehealth services for your convenience and safety.
(617) 917-2782 x121 View (617) 917-2782 x121
Photo of Admissions Line - Meta Addiction Treatment, Treatment Center
Meta Addiction Treatment
Treatment Center
Verified Verified
North Reading, MA 01864
Clients choose Meta Addiction Treatment for a recovery experience that puts their needs first. We work closely with every client to personalize their treatment plan and ensure we're helping them meet their recovery goals. We also offer flexible schedules for each of our outpatient levels of care to work around work, school, or family commitments.
Clients choose Meta Addiction Treatment for a recovery experience that puts their needs first. We work closely with every client to personalize their treatment plan and ensure we're helping them meet their recovery goals. We also offer flexible schedules for each of our outpatient levels of care to work around work, school, or family commitments.
(351) 300-7380 View (351) 300-7380
Photo of Natalie Lender - Square Medical Group, Treatment Center
Square Medical Group
Treatment Center
Verified Verified
Woburn, MA 01801
Founded in 2008, Square Medical Group is one of Massachusetts’ leading providers of comprehensive behavioral health services. We offer a wide range of services for mental health and substance use disorders with a continuum of care that includes: medication management, group therapy, IOP, PHP, day treatment, residential treatment, and TMS. Square Medical Group accepts all insurances including MassHealth, Medicare, Blue Cross Blue Shield, Tufts, United Healthcare, Aetna, Cigna and many more. Square Medical Group is an active participant in federally funded clinical trials and offers a range of professional services to outside healthcare organizations. Offering in-person and telehealth appointments in Newton, Weymouth, Woburn & Residential Treatment in Waltham and Framingham.
Founded in 2008, Square Medical Group is one of Massachusetts’ leading providers of comprehensive behavioral health services. We offer a wide range of services for mental health and substance use disorders with a continuum of care that includes: medication management, group therapy, IOP, PHP, day treatment, residential treatment, and TMS. Square Medical Group accepts all insurances including MassHealth, Medicare, Blue Cross Blue Shield, Tufts, United Healthcare, Aetna, Cigna and many more. Square Medical Group is an active participant in federally funded clinical trials and offers a range of professional services to outside healthcare organizations. Offering in-person and telehealth appointments in Newton, Weymouth, Woburn & Residential Treatment in Waltham and Framingham.
(339) 233-4809 View (339) 233-4809

See more therapy options for Medford

Aetna Treatment Centers

Does insurance cover therapy, prescriptions and other behavioral health services?

In general, yes. Laws in the U.S. require insurers to cover essential behavioral health care at the same level as other health care services. Most health plans require a medical diagnosis and treatments that are evidence based and medically essential. This means that life coaching and alternative therapies are not covered, nor is therapy without a diagnosis. Call the number on the back or your insurance card or visit your insurance company's website to review your Summary of Benefits. If you have insurance through your employer, your Human Resources department may also be able to answer questions.

How much does therapy cost with insurance?

The cost of therapy depends on your region, how much training and experience your therapist has, and the type of treatment. The rate for talk therapy generally falls between $100 and $250. For a client seeing an in-network provider, the cost of therapy is often similar to the cost of other health care services. Clients pay co-pays and may need to satisfy a plan’s deductible before benefits kick in.

What is the difference between In-Network and Out-of-Network insurance coverage?

An in-network provider has contracted with an insurer to get paid directly for services, and to accept the insurer’s rate of compensation. Clients are responsible for deductibles and copays. If a therapist is out of network, that means that the client pays the therapist directly for services at the therapist’s regular fee. Out-of-Network providers often give clients a receipt so that they can file for partial reimbursement with their insurance company.

Is it difficult to find an In-Network therapist?

It is not unusual for therapists to limit the number of insurance patients in their practice, so it’s important to check in-network availability when you schedule your first appointment. In regions and times where therapy is in high demand it may take longer to get scheduled with an in-network therapist.

What is the difference between HMO and PPO insurance plans?

HMO health plans only cover in-network services, there is no reimbursement for out-of-network providers. PPO plans often cover both in- and out-of-network services, though the client may pay more for out-of-network services.

What is a Superbill?

A superbill is a receipt for therapy services. It provides all the information required by insurance companies to reimburse you for out-of-network services, including the diagnostic codes for your care, the amount paid, and the dates and duration of care.

Does insurance cover Online therapy?

Many therapists who shifted their practice to online therapy during the pandemic have kept that arrangement. And most insurers continue to cover telehealth services, with a few exceptions. Preventive care (such as an annual depression screening) is often required to be in-person to be covered, and some states require prescribers of controlled substances to see those patients in person.

Does insurance cover Group therapy?

Many insurance plans provide coverage for group therapy provided there is a medical diagnosis for group members, but there are some noteworthy exceptions. For example, Medicare does not always cover group therapy. Group therapy tends to cost less than individual therapy.

Does insurance cover Couples therapy?

Most insurance companies do not cover the cost of couples therapy because there is no medical diagnosis or medically necessary treatment. However, a few plans will offer a limited benefit, so it is still worth checking with your insurance company. Sometimes therapy is covered for a couple when one person has a diagnosis and another family member joins them for joint therapy, but it is considered therapy for the medical condition that includes a family member as a listener or helper, not couples counseling. Without insurance, most clients pay between $100-300 per 60-90 min session for couples therapy. Often clients can find classes or workshops that make it more affordable to work on their relationship. And some employers offer Employee Assistance Plans that help defray the cost of couples therapy.

What is an Employee Assistance Plan (EAP)?

Employee Assistance Plans are purchased by employers for the benefit of their employees. EAPs typically assist employees with referrals and may also provide the first few sessions of therapy free of charge, with the patient's regular health insurance kicking in after those initial sessions. EAP benefits often apply to all types of therapy without the need for a medical diagnosis, making it easier to access couples therapy, therapy for life transitions, and other non-medical counseling. Just as with standard health insurance, clients should always check that a provider accepts their EAP benefits before scheduling.

Learn more about Insurance Coverage and Finding Affordable Therapy