Cigna and Evernorth Treatment Centers in Arvada, CO

Photo of Eating Recovery Center Colorado - Eating Recovery Center Colorado, Treatment Center
Eating Recovery Center Colorado
Treatment Center
Verified Verified
Arvada, CO 80002
Eating Recovery Center is the only national healthcare system dedicated to providing the best-in-class treatment for individuals and families struggling with serious eating disorders. Led by the world's leading experts in eating disorder treatment, Eating Recovery Center provides a full spectrum of eating disorder recovery services for patients at every stage of the illness through an unmatched network of 24 locations in seven states.
Eating Recovery Center is the only national healthcare system dedicated to providing the best-in-class treatment for individuals and families struggling with serious eating disorders. Led by the world's leading experts in eating disorder treatment, Eating Recovery Center provides a full spectrum of eating disorder recovery services for patients at every stage of the illness through an unmatched network of 24 locations in seven states.
(855) 305-0157 View (855) 305-0157
Photo of Intake Team - West Pines Behavioral Health, Treatment Center
West Pines Behavioral Health
Treatment Center
Verified Verified
Arvada, CO 80007
West Pines Behavioral Health provides hope, healing and recovery for patients and their loved ones. Our qualified medical and clinical teams serve adults ages 18 and older with psychiatric conditions or substance use disorders. We help patients get back to a fulfilling life.
West Pines Behavioral Health provides hope, healing and recovery for patients and their loved ones. Our qualified medical and clinical teams serve adults ages 18 and older with psychiatric conditions or substance use disorders. We help patients get back to a fulfilling life.
(720) 734-7874 View (720) 734-7874
Photo of Bert Pace - St Raphael Counseling, PsyD, Treatment Center
St Raphael Counseling
Treatment Center
Verified Verified
Arvada, CO 80005
St. Raphael Counseling, a unique Catholic-based counseling program that offers individual, couple, family, and school-based counseling to the Denver Metro area. Additionally, we offer psychological testing for a variety of concerns. Our large clinical staff works with many concerns including depression, anxiety, OCD, trauma, couples issues, family struggles, ADHD, autism, and many other struggles.
St. Raphael Counseling, a unique Catholic-based counseling program that offers individual, couple, family, and school-based counseling to the Denver Metro area. Additionally, we offer psychological testing for a variety of concerns. Our large clinical staff works with many concerns including depression, anxiety, OCD, trauma, couples issues, family struggles, ADHD, autism, and many other struggles.
(720) 902-7319 View (720) 902-7319
Photo of Michael Damioli - Colorado Medication Assisted Recovery, LCSW, CSAT, Treatment Center
Colorado Medication Assisted Recovery
Treatment Center
Verified Verified
Arvada, CO 80005
Colorado Medication Assisted Recovery (CMAR) is an outpatient program in Colorado, that specializes in treating individuals struggling with addiction and co-occurring mental health conditions. CMAR is Colorado's first and only outpatient addiction treatment center to integrate structured medical, clinical, and peer-based services to ensure that each patient benefits from a comprehensive recovery. We take a completely individualized, medical, clinical and social approach to treatment.
Colorado Medication Assisted Recovery (CMAR) is an outpatient program in Colorado, that specializes in treating individuals struggling with addiction and co-occurring mental health conditions. CMAR is Colorado's first and only outpatient addiction treatment center to integrate structured medical, clinical, and peer-based services to ensure that each patient benefits from a comprehensive recovery. We take a completely individualized, medical, clinical and social approach to treatment.
(720) 707-3593 View (720) 707-3593
Photo of Sandstone Care - Sandstone Care Teen & Young Adult Treatment Center, MD, LPC, LAC, CAC-III, CSAC-A, Treatment Center
Sandstone Care Teen & Young Adult Treatment Center
Treatment Center
Verified Verified
Arvada, CO 80005
Sandstone Care provides substance use, addiction, and mental health treatment for young adults (ages 18 to 30) and adolescents (ages 13 to 18) including Residential Treatment, Day Treatment (PHP), Intensive Outpatient (IOP), and General Outpatient (OP) programming.
Sandstone Care provides substance use, addiction, and mental health treatment for young adults (ages 18 to 30) and adolescents (ages 13 to 18) including Residential Treatment, Day Treatment (PHP), Intensive Outpatient (IOP), and General Outpatient (OP) programming.
(720) 410-6246 View (720) 410-6246
Photo of Eric Lapp - The Raleigh House - Outpatient Treatment, Treatment Center
The Raleigh House - Outpatient Treatment
Treatment Center
Verified Verified
Arvada, CO 80001
Adjusting back to your everyday life after addiction treatment can be challenging and uncomfortable. But a transition period in between can make your return easier to handle. At The Raleigh House, we offer an intensive outpatient program (IOP) designed to help you continue treatment as you slowly return back to normal life. We offer different levels of outpatient treatment depending on the type of care you require. Our outpatient program is part of our continuum of care after residential treatment, or you can enter into outpatient treatment directly if deemed appropriate. Learn more about our outpatient treatment program below or call us now to help you or your loved one get the treatment they need. At The Raleigh House, our goal is to match you with the right form of addiction treatment. Whether you’re coming from residential treatment or entering directly into outpatient, our team can help you determine the right level of care for your specific situation and needs.
Adjusting back to your everyday life after addiction treatment can be challenging and uncomfortable. But a transition period in between can make your return easier to handle. At The Raleigh House, we offer an intensive outpatient program (IOP) designed to help you continue treatment as you slowly return back to normal life. We offer different levels of outpatient treatment depending on the type of care you require. Our outpatient program is part of our continuum of care after residential treatment, or you can enter into outpatient treatment directly if deemed appropriate. Learn more about our outpatient treatment program below or call us now to help you or your loved one get the treatment they need. At The Raleigh House, our goal is to match you with the right form of addiction treatment. Whether you’re coming from residential treatment or entering directly into outpatient, our team can help you determine the right level of care for your specific situation and needs.
(719) 356-4939 View (719) 356-4939
Photo of Eric Lapp - The Ranch at The Raleigh House, Treatment Center
The Ranch at The Raleigh House
Treatment Center
Verified Verified
Arvada, CO 80002
At The Raleigh House, our priority is the needs of our clients. Our clinical staff provides a high level of quality care with a client-focused approach. Our treatment philosophy encourages, motivates and supports clients in exploring their strengths and limitations to begin the healing process from addiction, trauma and other co-occurring disorders. Located in our beautiful ranch just 15 minutes from Denver, Colorado, we provide detoxification services, residential treatment services, as well as, a full continuum of care. Our wellness lodge called The Ranch has wide open skies, great views of the mountains and is a comfortable and serene place to heal. We offer holistic treatments like equine therapy, which offers a great way of treating mood irregularities on top of substance abuse. Our program is designed to treat underlying causes and conditions. We work with a variety of insurance types, as well as, financial institutions to help you get the services you need.
At The Raleigh House, our priority is the needs of our clients. Our clinical staff provides a high level of quality care with a client-focused approach. Our treatment philosophy encourages, motivates and supports clients in exploring their strengths and limitations to begin the healing process from addiction, trauma and other co-occurring disorders. Located in our beautiful ranch just 15 minutes from Denver, Colorado, we provide detoxification services, residential treatment services, as well as, a full continuum of care. Our wellness lodge called The Ranch has wide open skies, great views of the mountains and is a comfortable and serene place to heal. We offer holistic treatments like equine therapy, which offers a great way of treating mood irregularities on top of substance abuse. Our program is designed to treat underlying causes and conditions. We work with a variety of insurance types, as well as, financial institutions to help you get the services you need.
(855) 910-5822 View (855) 910-5822

More Treatment Centers Nearby

Photo of Acqua Recovery - Acqua Recovery, Treatment Center
Acqua Recovery
Treatment Center
Verified Verified
Denver, CO 80002
Are you living a life you don’t recognize? Rediscover the person you were before trauma and addiction at Acqua Recovery. It takes time to unravel the lifetime of trauma and pain that underlies addiction, but we're ready to walk that path with you. From here on out, you never have to go back.
Are you living a life you don’t recognize? Rediscover the person you were before trauma and addiction at Acqua Recovery. It takes time to unravel the lifetime of trauma and pain that underlies addiction, but we're ready to walk that path with you. From here on out, you never have to go back.
(855) 346-9653 View (855) 346-9653
Photo of Alex Millin - Chrysalis Continuing Care, Treatment Center
Chrysalis Continuing Care
Treatment Center
Verified Verified
Denver, CO 80002
Chrysalis Continuing Care, an affiliate of Foundry Treatment Center Steamboat, is an intensive outpatient program (IOP) treating adults in and around Denver. This program is ideally suited to meeting the needs of people of all gender identities affected by substance use and co-occurring mental health conditions. Chrysalis strongly supports family participation and offers specialized family system work through its affiliated Michael Barnes Family Institute program. This IOP program is designed to make treatment convenient and comfortable for working professionals, students, parents and caregivers, and those wishing to receive comprehensive treatment while being able to manage the demands of busy lives.
Chrysalis Continuing Care, an affiliate of Foundry Treatment Center Steamboat, is an intensive outpatient program (IOP) treating adults in and around Denver. This program is ideally suited to meeting the needs of people of all gender identities affected by substance use and co-occurring mental health conditions. Chrysalis strongly supports family participation and offers specialized family system work through its affiliated Michael Barnes Family Institute program. This IOP program is designed to make treatment convenient and comfortable for working professionals, students, parents and caregivers, and those wishing to receive comprehensive treatment while being able to manage the demands of busy lives.
(720) 409-3228 View (720) 409-3228
Photo of Admissions Team - Embark Behavioral Health, Treatment Center
Embark Behavioral Health
Treatment Center
Verified Verified
1 Endorsed
Denver, CO 80002
We understand how heartbreaking it is to watch your adolescent or teen struggle with severe mental health conditions like suicidal thoughts, self-harm, depression and anxiety. As a parent or teen, the weight of these conditions can feel overwhelming, but you're not alone. Our residential treatment center in Greeley, Colorado provides 24/7 care in a safe, home-like environment for adolescents and teens ages 12-17 of all genders. With constant supervision from a compassionate, experienced team, we offer personalized treatment designed to promote emotional safety and healing. Each day is structured with therapy, therapeutic activities and emotional support to your teen as they move forward toward lasting mental wellness. Our residential treatment centers are here to help your family and are designed to give your teen the structure and support they need to build a healthier life.
We understand how heartbreaking it is to watch your adolescent or teen struggle with severe mental health conditions like suicidal thoughts, self-harm, depression and anxiety. As a parent or teen, the weight of these conditions can feel overwhelming, but you're not alone. Our residential treatment center in Greeley, Colorado provides 24/7 care in a safe, home-like environment for adolescents and teens ages 12-17 of all genders. With constant supervision from a compassionate, experienced team, we offer personalized treatment designed to promote emotional safety and healing. Each day is structured with therapy, therapeutic activities and emotional support to your teen as they move forward toward lasting mental wellness. Our residential treatment centers are here to help your family and are designed to give your teen the structure and support they need to build a healthier life.
(970) 431-6372 View (970) 431-6372
Photo of Brice Hancock - Mile High Recovery Center, Treatment Center
Mile High Recovery Center
Treatment Center
Verified Verified
Denver, CO 80002
At Mile High Recovery, we work with an individual until they are whole. Our levels of care range from residential to sober living and everything in between. We employ evidence-based clinical therapeutic approaches with holistic therapies to address the client’s body, mind, and spirit. We offer a multi-phase extended treatment options: Residential - 24/7 highly structured care with therapeutic activities most hours of the day Partial hospitalization program (PHP)–intensive, five days a week, with high accountability Intensive outpatient program (IOP)–less intense than PHP, with an expectation of reintegrating into the surrounding community while still receiving regular support Sober living or recovery housing–we started with sober living and know the value of a safe and supportive living environment conducive to recovery. Each of these treatment regimens will be tailored to your individual needs. At Mile High Recovery, we understand that addiction is different for everyone, and there is no one-size-fits-all. We believe that a long-term approach with a personalized treatment plan and community support is the best recipe for success.
At Mile High Recovery, we work with an individual until they are whole. Our levels of care range from residential to sober living and everything in between. We employ evidence-based clinical therapeutic approaches with holistic therapies to address the client’s body, mind, and spirit. We offer a multi-phase extended treatment options: Residential - 24/7 highly structured care with therapeutic activities most hours of the day Partial hospitalization program (PHP)–intensive, five days a week, with high accountability Intensive outpatient program (IOP)–less intense than PHP, with an expectation of reintegrating into the surrounding community while still receiving regular support Sober living or recovery housing–we started with sober living and know the value of a safe and supportive living environment conducive to recovery. Each of these treatment regimens will be tailored to your individual needs. At Mile High Recovery, we understand that addiction is different for everyone, and there is no one-size-fits-all. We believe that a long-term approach with a personalized treatment plan and community support is the best recipe for success.
(720) 728-0606 View (720) 728-0606
Photo of Maureen McGinn - Valley Hope of Parker, Treatment Center
Valley Hope of Parker
Treatment Center
Verified Verified
Denver, CO 80002
Since 1989, Valley Hope’s Colorado residential treatment center located in the Denver suburb of Parker has provided life-changing SUD treatment in a comfortable country setting. Our continuum of care includes medically-monitored detox and withdrawal management, residential addiction treatment and family counseling. Our treatment and recovery experts customize a comprehensive treatment plan for each patient that addresses physical, mental, spiritual and emotional health needs. Each treatment team works hand in hand, side by side with patients and families to heal from addiction and reclaim their lives through recovery.
Since 1989, Valley Hope’s Colorado residential treatment center located in the Denver suburb of Parker has provided life-changing SUD treatment in a comfortable country setting. Our continuum of care includes medically-monitored detox and withdrawal management, residential addiction treatment and family counseling. Our treatment and recovery experts customize a comprehensive treatment plan for each patient that addresses physical, mental, spiritual and emotional health needs. Each treatment team works hand in hand, side by side with patients and families to heal from addiction and reclaim their lives through recovery.
(844) 938-2987 View (844) 938-2987
Photo of Lexi Giblin - Opal: Food+Body Wisdom, PhD, CEDS, Treatment Center
Opal: Food+Body Wisdom
Treatment Center, PhD, CEDS
Not Verified Not Verified
Denver, CO 80002
Opal: Food + Body Wisdom is a locally owned eating disorder treatment center in the heart of Seattle's University District. We provide Partial Hospitalization (PHP) and Intensive Outpatient (IOP) for people of all genders 18+ with eating disorders and disordered eating. Opal offers mental health counseling, nutrition counseling, family therapy and psychiatric services at all levels of care. Our treatment is grounded in Radically Open Dialectical Therapy, with unique programming for Exercise+Sport and an aim for clinic wide weight-inclusive practices. We are in-network with most major insurance companies. We also offer non-clinical lodging for our PHP and IOP clients.
Opal: Food + Body Wisdom is a locally owned eating disorder treatment center in the heart of Seattle's University District. We provide Partial Hospitalization (PHP) and Intensive Outpatient (IOP) for people of all genders 18+ with eating disorders and disordered eating. Opal offers mental health counseling, nutrition counseling, family therapy and psychiatric services at all levels of care. Our treatment is grounded in Radically Open Dialectical Therapy, with unique programming for Exercise+Sport and an aim for clinic wide weight-inclusive practices. We are in-network with most major insurance companies. We also offer non-clinical lodging for our PHP and IOP clients.
(206) 558-9057 View (206) 558-9057
Photo of Newport Admissions - Newport Academy, Treatment Center
Newport Academy
Treatment Center
Verified Verified
Denver, CO 80002
We provide a full continuum of care at locations around the country, including residential treatment centers; a full suite of outpatient programming, with Partial Hospitalization Programs (PHP), Intensive Outpatient Programs (IOP), and outpatient services with a flexible number of days per week; telehealth; and alumni programming. All of our programs have received accreditation from the Joint Commission for Behavioral Healthcare, the nation’s most respected healthcare accreditation body. Our continuing care program provides ongoing support through virtual sessions, and our robust Alumni department keeps former clients connected through online and in-person events and support groups. Whether an adolescent needs a higher level of care, is stepping down from residential care and needs continued structure and community in our Partial Hospitalization Program, or needs several days per week of after-school support through our outpatient services option, our range of programming meets each young person and family where they are.
We provide a full continuum of care at locations around the country, including residential treatment centers; a full suite of outpatient programming, with Partial Hospitalization Programs (PHP), Intensive Outpatient Programs (IOP), and outpatient services with a flexible number of days per week; telehealth; and alumni programming. All of our programs have received accreditation from the Joint Commission for Behavioral Healthcare, the nation’s most respected healthcare accreditation body. Our continuing care program provides ongoing support through virtual sessions, and our robust Alumni department keeps former clients connected through online and in-person events and support groups. Whether an adolescent needs a higher level of care, is stepping down from residential care and needs continued structure and community in our Partial Hospitalization Program, or needs several days per week of after-school support through our outpatient services option, our range of programming meets each young person and family where they are.
(435) 220-5768 View (435) 220-5768
Photo of Admissions Team - Embark Behavioral Health, Treatment Center
Embark Behavioral Health
Treatment Center
Verified Verified
Denver, CO 80002
Our residential crisis and stabilization housing center in Utah helps teen boys ages 12-17 who have experienced a mental health or psychiatric-related crisis and who need a healing 24/7 treatment program. Our program helps teen boys stabilize and receive care for difficult behavioral health issues like depression and suicidal ideation with the help of nurturing therapists who can help them address and overcome mental health issues.
Our residential crisis and stabilization housing center in Utah helps teen boys ages 12-17 who have experienced a mental health or psychiatric-related crisis and who need a healing 24/7 treatment program. Our program helps teen boys stabilize and receive care for difficult behavioral health issues like depression and suicidal ideation with the help of nurturing therapists who can help them address and overcome mental health issues.
(435) 580-2780 View (435) 580-2780
Photo of Pradeep Raj Rai Md - Magnolia Medical Group, MD, DABAM, FASAM, Treatment Center
Magnolia Medical Group
Treatment Center, MD, DABAM, FASAM
Verified Verified
Wheat Ridge, CO 80033
Magnolia Medical Group is a Denver-based outpatient medication assisted treatment program specializing in treating drug and alcohol addiction.
Magnolia Medical Group is a Denver-based outpatient medication assisted treatment program specializing in treating drug and alcohol addiction.
(720) 740-1517 View (720) 740-1517
Photo of Newport Healthcare - Newport Healthcare | National Treatment Program, Treatment Center
Newport Healthcare | National Treatment Program
Treatment Center
Verified Verified
Denver, CO 80002
Newport Healthcare, the nation’s leading behavioral healthcare provider for individuals ages 12-35, is the parent company of Newport Academy for teens, Newport Institute for young adults, Center for Families in Pennsylvania, and the PrairieCare family of programs in Minnesota. Newport Healthcare offers individualized, comprehensive treatment that encompasses psychiatric care and medication management, evidence-based clinical and experiential modalities, life skills programming, and academic support. Based in compassion and driven by outcomes, Newport’s programs guide clients to long-term recovery from high-acuity mood, anxiety, and co-occurring issues, such as substance use disorder, self-harm, suicidal ideation, and disordered eating/eating disorders. Our mission is to empower lives and restore families.
Newport Healthcare, the nation’s leading behavioral healthcare provider for individuals ages 12-35, is the parent company of Newport Academy for teens, Newport Institute for young adults, Center for Families in Pennsylvania, and the PrairieCare family of programs in Minnesota. Newport Healthcare offers individualized, comprehensive treatment that encompasses psychiatric care and medication management, evidence-based clinical and experiential modalities, life skills programming, and academic support. Based in compassion and driven by outcomes, Newport’s programs guide clients to long-term recovery from high-acuity mood, anxiety, and co-occurring issues, such as substance use disorder, self-harm, suicidal ideation, and disordered eating/eating disorders. Our mission is to empower lives and restore families.
(657) 837-2951 View (657) 837-2951
Photo of Amanda Merrill - Vista Taos Renewal Center, Treatment Center
Vista Taos Renewal Center
Treatment Center
Verified Verified
Denver, CO 80002
Each of our clients is provided a personalized, structured, and holistic treatment experience, using proven therapeutic methods that address the multifaceted challenges of recovery. The success of our work lies in our group processes & individualized treatment philosophy. Vista Taos Renewal Center has a combination of program characteristics that cannot be found at any other treatment facility.
Each of our clients is provided a personalized, structured, and holistic treatment experience, using proven therapeutic methods that address the multifaceted challenges of recovery. The success of our work lies in our group processes & individualized treatment philosophy. Vista Taos Renewal Center has a combination of program characteristics that cannot be found at any other treatment facility.
(575) 613-1348 View (575) 613-1348
Photo of Robert Beatty - Zion Recovery, Treatment Center
Zion Recovery
Treatment Center
Verified Verified
Denver, CO 80002
Zion Recovery, a subsidiary of Zion Healing is a licensed, residential inpatient and outpatient program dedicated to helping those who suffer overcome mental health and substance use disorders. We specialize in treating veterans and others with issues such as depression, addiction, anxiety, PTSD, and chronic pain, empowering individuals to reclaim their lives and return to their families and communities as whole, healthy individuals. Our program goes beyond treating symptoms by addressing the root causes, whether mental, spiritual, or both. We use cutting-edge technologies like Transcranial Magnetic Stimulation (TMS) and Neurofeedback, combined with a strong focus on education about mental health, chronic pain, and addiction. We believe that these challenges can be conquered through spiritual awakening, innovative treatments, and deep personal transformation. At Zion Recovery, you are more than a participant—you are a "Student in Recovery," equipped with the tools to overcome chronic issues. Here, you'll experience a spiritual and healing transformation that will empower you for a lifetime.
Zion Recovery, a subsidiary of Zion Healing is a licensed, residential inpatient and outpatient program dedicated to helping those who suffer overcome mental health and substance use disorders. We specialize in treating veterans and others with issues such as depression, addiction, anxiety, PTSD, and chronic pain, empowering individuals to reclaim their lives and return to their families and communities as whole, healthy individuals. Our program goes beyond treating symptoms by addressing the root causes, whether mental, spiritual, or both. We use cutting-edge technologies like Transcranial Magnetic Stimulation (TMS) and Neurofeedback, combined with a strong focus on education about mental health, chronic pain, and addiction. We believe that these challenges can be conquered through spiritual awakening, innovative treatments, and deep personal transformation. At Zion Recovery, you are more than a participant—you are a "Student in Recovery," equipped with the tools to overcome chronic issues. Here, you'll experience a spiritual and healing transformation that will empower you for a lifetime.
(801) 901-2999 View (801) 901-2999
Photo of Alex Porter - Scottsdale Providence Recovery Center, Treatment Center
Scottsdale Providence Recovery Center
Treatment Center
Verified Verified
Denver, CO 80002
At Scottsdale Providence Recovery Center, we treat adults with addiction and substance use disorders, primary psychiatric disorders including depression, anxiety, bipolar disorder, post-traumatic stress disorder (PTSD) and complex co-occurring disorders. We are also a vibrant community of healing. Our guiding mission is to help people start a new chapter in their lives with hope, love and purpose.
At Scottsdale Providence Recovery Center, we treat adults with addiction and substance use disorders, primary psychiatric disorders including depression, anxiety, bipolar disorder, post-traumatic stress disorder (PTSD) and complex co-occurring disorders. We are also a vibrant community of healing. Our guiding mission is to help people start a new chapter in their lives with hope, love and purpose.
(602) 884-8615 View (602) 884-8615

Cigna and Evernorth Treatment Centers

Does insurance cover therapy, prescriptions and other behavioral health services?

In general, yes. Laws in the U.S. require insurers to cover essential behavioral health care at the same level as other health care services. Most health plans require a medical diagnosis and treatments that are evidence based and medically essential. This means that life coaching and alternative therapies are not covered, nor is therapy without a diagnosis. Call the number on the back or your insurance card or visit your insurance company's website to review your Summary of Benefits. If you have insurance through your employer, your Human Resources department may also be able to answer questions.

How much does therapy cost with insurance?

The cost of therapy depends on your region, how much training and experience your therapist has, and the type of treatment. The rate for talk therapy generally falls between $100 and $250. For a client seeing an in-network provider, the cost of therapy is often similar to the cost of other health care services. Clients pay co-pays and may need to satisfy a plan’s deductible before benefits kick in.

What is the difference between In-Network and Out-of-Network insurance coverage?

An in-network provider has contracted with an insurer to get paid directly for services, and to accept the insurer’s rate of compensation. Clients are responsible for deductibles and copays. If a therapist is out of network, that means that the client pays the therapist directly for services at the therapist’s regular fee. Out-of-Network providers often give clients a receipt so that they can file for partial reimbursement with their insurance company.

Is it difficult to find an In-Network therapist?

It is not unusual for therapists to limit the number of insurance patients in their practice, so it’s important to check in-network availability when you schedule your first appointment. In regions and times where therapy is in high demand it may take longer to get scheduled with an in-network therapist.

What is the difference between HMO and PPO insurance plans?

HMO health plans only cover in-network services, there is no reimbursement for out-of-network providers. PPO plans often cover both in- and out-of-network services, though the client may pay more for out-of-network services.

What is a Superbill?

A superbill is a receipt for therapy services. It provides all the information required by insurance companies to reimburse you for out-of-network services, including the diagnostic codes for your care, the amount paid, and the dates and duration of care.

Does insurance cover Online therapy?

Many therapists who shifted their practice to online therapy during the pandemic have kept that arrangement. And most insurers continue to cover telehealth services, with a few exceptions. Preventive care (such as an annual depression screening) is often required to be in-person to be covered, and some states require prescribers of controlled substances to see those patients in person.

Does insurance cover Group therapy?

Many insurance plans provide coverage for group therapy provided there is a medical diagnosis for group members, but there are some noteworthy exceptions. For example, Medicare does not always cover group therapy. Group therapy tends to cost less than individual therapy.

Does insurance cover Couples therapy?

Most insurance companies do not cover the cost of couples therapy because there is no medical diagnosis or medically necessary treatment. However, a few plans will offer a limited benefit, so it is still worth checking with your insurance company. Sometimes therapy is covered for a couple when one person has a diagnosis and another family member joins them for joint therapy, but it is considered therapy for the medical condition that includes a family member as a listener or helper, not couples counseling. Without insurance, most clients pay between $100-300 per 60-90 min session for couples therapy. Often clients can find classes or workshops that make it more affordable to work on their relationship. And some employers offer Employee Assistance Plans that help defray the cost of couples therapy.

What is an Employee Assistance Plan (EAP)?

Employee Assistance Plans are purchased by employers for the benefit of their employees. EAPs typically assist employees with referrals and may also provide the first few sessions of therapy free of charge, with the patient's regular health insurance kicking in after those initial sessions. EAP benefits often apply to all types of therapy without the need for a medical diagnosis, making it easier to access couples therapy, therapy for life transitions, and other non-medical counseling. Just as with standard health insurance, clients should always check that a provider accepts their EAP benefits before scheduling.

Learn more about Insurance Coverage and Finding Affordable Therapy