Cigna and Evernorth Treatment Centers in Del Mar, CA

Photo of Admissions Team - Casa Palmera, Treatment Center
Casa Palmera
Treatment Center
Verified Verified
Del Mar, CA 92014  (Online Only)
Casa Palmera, with locations in Del Mar and Los Angeles, are nationally recognized subacute residential treatment centers in California. Both of our locations offer drug rehabilitation, treatment for alcohol addiction, as well as treatment for mental health disorders such as depression, anxiety and trauma. Casa Palmera is staffed with a diverse team of psychiatrists, psychologists and therapists who work together to help each patient move forward within a caring community.
Casa Palmera, with locations in Del Mar and Los Angeles, are nationally recognized subacute residential treatment centers in California. Both of our locations offer drug rehabilitation, treatment for alcohol addiction, as well as treatment for mental health disorders such as depression, anxiety and trauma. Casa Palmera is staffed with a diverse team of psychiatrists, psychologists and therapists who work together to help each patient move forward within a caring community.
(858) 358-7456 View (858) 358-7456
Photo of Admission Team - Center For Discovery, Treatment Center
Center For Discovery
Treatment Center
Not Verified Not Verified
Del Mar, CA 92014
At Center for Discovery, we have built a legacy that has helped thousands of patients in eating disorder recovery. Since 1997, our continuum of care takes treatment out of hospitals and into real-life settings. Our evidence-based and trauma-informed treatments give our patients the coping skills and encouragement they need to navigate real-life recovery. Our team gets to the heart of why patients have a disorder—this means asking questions and providing therapies that reveal the root causes, all in a space that is filled with compassion and security. From the moment our patients step through the doors, they’ll begin developing the tools needed for everyday life after treatment.
At Center for Discovery, we have built a legacy that has helped thousands of patients in eating disorder recovery. Since 1997, our continuum of care takes treatment out of hospitals and into real-life settings. Our evidence-based and trauma-informed treatments give our patients the coping skills and encouragement they need to navigate real-life recovery. Our team gets to the heart of why patients have a disorder—this means asking questions and providing therapies that reveal the root causes, all in a space that is filled with compassion and security. From the moment our patients step through the doors, they’ll begin developing the tools needed for everyday life after treatment.
(858) 281-2721 View (858) 281-2721
Photo of Wesley Heim - Immersive Recovery, Treatment Center
Immersive Recovery
Treatment Center
Not Verified Not Verified
Del Mar, CA 92014
Immersive Recovery Southern California, offers those struggling with a addiction a unique opportunity to engage in a revolutionary approach to recovery. Our clinical staff and team members understand that early sobriety is about much more than abstaining from drugs and alcohol. It is a stage of life in which we encourage and promote the exploration of a completely new way of living. Immersive Recovery's method is an innovative approach to achieving sobriety through facilitating growth and sustainability in every area of our clients lives.
Immersive Recovery Southern California, offers those struggling with a addiction a unique opportunity to engage in a revolutionary approach to recovery. Our clinical staff and team members understand that early sobriety is about much more than abstaining from drugs and alcohol. It is a stage of life in which we encourage and promote the exploration of a completely new way of living. Immersive Recovery's method is an innovative approach to achieving sobriety through facilitating growth and sustainability in every area of our clients lives.
(858) 295-3265 View (858) 295-3265
Photo of Robert Wilson - Shoreline Recovery Center, Psy D, LMFT, Treatment Center
Shoreline Recovery Center
Treatment Center
Not Verified Not Verified
Del Mar, CA 92014
Helping men reach their highest potential by helping them build a balanced, happy, and purposeful life in recovery.
Helping men reach their highest potential by helping them build a balanced, happy, and purposeful life in recovery.
(858) 360-7185 View (858) 360-7185
Photo of Michael Slinskey - California Centers for Recovery, Treatment Center
California Centers for Recovery
Treatment Center
Not Verified Not Verified
Del Mar, CA 92014
The mission of California Centers for Recovery is to provide the best continuum of care for not only adult men and women struggling with addiction, but also their families. CCR will always strive to offer the highest quality of care in the Southern California Region and Nationwide, while priding itself on a foundation of integrity, transparency, and compassion. Furthermore, the center will always provide a nurturing environment for each and every patient that walks through its doors while simultaneously addressing the root causes and conditions affecting the addict/alcoholic. Patients and their loved ones are treated with kindness, compassion, and continuous patience as they acquaint themselves with the recovery process. Lastly, CCR will always hold our professional staff, our clients, and their families accountable in the recovery process.
The mission of California Centers for Recovery is to provide the best continuum of care for not only adult men and women struggling with addiction, but also their families. CCR will always strive to offer the highest quality of care in the Southern California Region and Nationwide, while priding itself on a foundation of integrity, transparency, and compassion. Furthermore, the center will always provide a nurturing environment for each and every patient that walks through its doors while simultaneously addressing the root causes and conditions affecting the addict/alcoholic. Patients and their loved ones are treated with kindness, compassion, and continuous patience as they acquaint themselves with the recovery process. Lastly, CCR will always hold our professional staff, our clients, and their families accountable in the recovery process.
(424) 334-5560 View (424) 334-5560
Photo of Scott Silverman - Confidential Recovery, BHC, SME, Treatment Center
Confidential Recovery
Treatment Center
Verified Verified
Del Mar, CA 92014
Confidential...it's what we are a good at. Confidential, competent treatment for your addiction. We work with adults and treat you like an adult. We are client-focused, treating everyone with respect as they navigate the world of treatment. Having a challenging career is hard enough without having to give up everything to seek treatment. Our program runs primarily in the evening so we can work with your schedule. We specialize in helping working adults, first responders, and veterans, and have veteran peer counselors on staff. You don't have to hit rock bottom with you career - let us help first!
Confidential...it's what we are a good at. Confidential, competent treatment for your addiction. We work with adults and treat you like an adult. We are client-focused, treating everyone with respect as they navigate the world of treatment. Having a challenging career is hard enough without having to give up everything to seek treatment. Our program runs primarily in the evening so we can work with your schedule. We specialize in helping working adults, first responders, and veterans, and have veteran peer counselors on staff. You don't have to hit rock bottom with you career - let us help first!
(619) 937-3885 View (619) 937-3885
Photo of Kristy Ann Lamb - BOLD Health, MD, Treatment Center
BOLD Health
Treatment Center
Verified Verified
Del Mar, CA 92014
BOLD Health is a medical home for mental health run by physicians, rooted in research and science and dedicated to personalized attention and care. We provide full spectrum psychiatric care including medication management and psychotherapy for adults and adolescents, intensive depression and anxiety treatment, intensive addiction treatment and group therapy. We are here to meet you where you are to help you reach your goals for mental health. Our focus is you.
BOLD Health is a medical home for mental health run by physicians, rooted in research and science and dedicated to personalized attention and care. We provide full spectrum psychiatric care including medication management and psychotherapy for adults and adolescents, intensive depression and anxiety treatment, intensive addiction treatment and group therapy. We are here to meet you where you are to help you reach your goals for mental health. Our focus is you.
(760) 654-6598 View (760) 654-6598
Photo of Sharp McDonald Center - Sharp McDonald Center, Treatment Center
Sharp McDonald Center
Treatment Center
Verified Verified
Del Mar, CA 92014
At Sharp McDonald Center, we believe that no one should overcome addiction alone. We offer the most comprehensive hospital-based program in San Diego that crosses the entire continuum of care, from inpatient to outpatient treatment — in a warm, homelike setting. We also offer San Diego's largest Medications for Addiction Treatment (MAT) program.
At Sharp McDonald Center, we believe that no one should overcome addiction alone. We offer the most comprehensive hospital-based program in San Diego that crosses the entire continuum of care, from inpatient to outpatient treatment — in a warm, homelike setting. We also offer San Diego's largest Medications for Addiction Treatment (MAT) program.
(858) 324-8753 View (858) 324-8753
Photo of Our Admissions Team - Southern California Recovery Centers- Carlsbad, Treatment Center
Southern California Recovery Centers- Carlsbad
Treatment Center
Verified Verified
Del Mar, CA 92014
For over 13 years, Southern California Recovery Centers has stood out for our excellence in men's long-term outpatient care. Specializing in individualized treatment, we combine traditional therapeutic modalities with vocational training, trauma work, and life skills development to facilitate a comprehensive recovery process. Our approach goes beyond achieving sobriety; it's about empowering men to rebuild their lives with a renewed sense of purpose and resilience. With a dedicated team and a commitment to personalized care, SCRC offers a transformative recovery experience for every man who walks through our doors.
For over 13 years, Southern California Recovery Centers has stood out for our excellence in men's long-term outpatient care. Specializing in individualized treatment, we combine traditional therapeutic modalities with vocational training, trauma work, and life skills development to facilitate a comprehensive recovery process. Our approach goes beyond achieving sobriety; it's about empowering men to rebuild their lives with a renewed sense of purpose and resilience. With a dedicated team and a commitment to personalized care, SCRC offers a transformative recovery experience for every man who walks through our doors.
(442) 223-0958 View (442) 223-0958
Photo of Admissions Specialist - Elevation Behavioral Health Mental Health Retreats, Treatment Center
Elevation Behavioral Health Mental Health Retreats
Treatment Center
Verified Verified
Del Mar, CA 92014
Elevation Behavioral Health treats a range of mental health conditions and disorders. Most common include depression, anxiety, PTSD, trauma, bipolar disorder, borderline personality disorder, OCD, and most other conditions. Call our Admissions Specialists to learn more about the program and to receive a free confidential telephone assessment.
Elevation Behavioral Health treats a range of mental health conditions and disorders. Most common include depression, anxiety, PTSD, trauma, bipolar disorder, borderline personality disorder, OCD, and most other conditions. Call our Admissions Specialists to learn more about the program and to receive a free confidential telephone assessment.
(424) 395-3304 View (424) 395-3304
Photo of Ranch Creek Recovery - Ranch Creek Recovery, Treatment Center
Ranch Creek Recovery
Treatment Center
Not Verified Not Verified
Del Mar, CA 92014
Ranch Creek Recovery was established to provide an intimate serene natural setting where our clients can find the security to explore the personal issues that have led to addiction and the strength to recover the greater destiny that lies beyond their addiction. Through therapeutic and holistic methods we strive to help our clients regain self-empowerment, improve their physical and emotional health, and implement positive change in their lives. Along with groups & individual therapies, we also offer experiential therapies including: Acupuncture, Yoga, Fitness Trainer, Nutrition, Equine Therapy (EAP) and Amino Acid Therapy. We have a experienced staff including Masters level counselors, CAADAC counselors, licensed psychologist and work with a psychiatrist for medication management. We offer 30, 60, or 90 day inpatient programs depending on your needs. For more information on the programs we offer, go here: https://ranchcreekrecovery.com/what-we-offer/
Ranch Creek Recovery was established to provide an intimate serene natural setting where our clients can find the security to explore the personal issues that have led to addiction and the strength to recover the greater destiny that lies beyond their addiction. Through therapeutic and holistic methods we strive to help our clients regain self-empowerment, improve their physical and emotional health, and implement positive change in their lives. Along with groups & individual therapies, we also offer experiential therapies including: Acupuncture, Yoga, Fitness Trainer, Nutrition, Equine Therapy (EAP) and Amino Acid Therapy. We have a experienced staff including Masters level counselors, CAADAC counselors, licensed psychologist and work with a psychiatrist for medication management. We offer 30, 60, or 90 day inpatient programs depending on your needs. For more information on the programs we offer, go here: https://ranchcreekrecovery.com/what-we-offer/
(951) 226-3338 View (951) 226-3338
Photo of Alissa Whiteley - ROWI Teen & Parent Wellness Centers, PhD, LMFT, LCSW, AMFT, ACSW, Treatment Center
ROWI Teen & Parent Wellness Centers
Treatment Center
Verified Verified
Del Mar, CA 92014
ROWI is a comprehensive mental health facility for teens ages 12-17. We are clinician-owned and operated, with 16 locations across Southern California. Our program includes individual therapy, group therapy, family therapy, and psychiatric care. In addition, we provide art, fitness, mindfulness, music, UCLA's "PEERS" social skills program, and other therapies to provide a holistic approach to care. We offer full-day (Partial Hospitalization) and after-school (Intensive Outpatient) services for teens experiencing depression, anxiety, mood disorders, suicidal ideation, school avoidance, ADHD, trauma, gender identity issues, and more. We also offer an inclusive program for teens with Autism Spectrum Disorder. Our Director of Education and the Educational Liaisons at each center coordinate with your child's school to help ensure students don't fall further behind. ROWI offers a free Alumni program for graduates.
ROWI is a comprehensive mental health facility for teens ages 12-17. We are clinician-owned and operated, with 16 locations across Southern California. Our program includes individual therapy, group therapy, family therapy, and psychiatric care. In addition, we provide art, fitness, mindfulness, music, UCLA's "PEERS" social skills program, and other therapies to provide a holistic approach to care. We offer full-day (Partial Hospitalization) and after-school (Intensive Outpatient) services for teens experiencing depression, anxiety, mood disorders, suicidal ideation, school avoidance, ADHD, trauma, gender identity issues, and more. We also offer an inclusive program for teens with Autism Spectrum Disorder. Our Director of Education and the Educational Liaisons at each center coordinate with your child's school to help ensure students don't fall further behind. ROWI offers a free Alumni program for graduates.
(760) 387-0029 View (760) 387-0029
Photo of Newport Academy - Newport Academy - Teen OCD Program, Treatment Center
Newport Academy - Teen OCD Program
Treatment Center
Verified Verified
Del Mar, CA 92014
While it’s sometimes mistaken for perfectionism or germaphobia, obsessive-compulsive disorder (OCD) is a serious mental health condition that is typically diagnosed in adolescence. It can cause extreme distress and anxiety and interfere with every aspect of a teen’s daily life. Newport Academy provides tailored treatment plans to heal the underlying causes and symptoms of OCD in teenagers. Our OCD programming for adolescents also addresses common issues that occur alongside OCD, such as generalized anxiety disorder, body dysmorphia, social anxiety, and panic disorders. Our OCD treatment incorporates Exposure and Response Prevention (ERP) therapy, considered the gold standard of care for OCD. In addition, our teen treatment plans for OCD include psychiatric care and medication management, family therapy, experiential activities like art and music therapy and outdoor adventures, and a robust academic component.
While it’s sometimes mistaken for perfectionism or germaphobia, obsessive-compulsive disorder (OCD) is a serious mental health condition that is typically diagnosed in adolescence. It can cause extreme distress and anxiety and interfere with every aspect of a teen’s daily life. Newport Academy provides tailored treatment plans to heal the underlying causes and symptoms of OCD in teenagers. Our OCD programming for adolescents also addresses common issues that occur alongside OCD, such as generalized anxiety disorder, body dysmorphia, social anxiety, and panic disorders. Our OCD treatment incorporates Exposure and Response Prevention (ERP) therapy, considered the gold standard of care for OCD. In addition, our teen treatment plans for OCD include psychiatric care and medication management, family therapy, experiential activities like art and music therapy and outdoor adventures, and a robust academic component.
(760) 350-3609 View (760) 350-3609
Photo of Sharp Mesa Vista - Sharp Mesa Vista Hospital, Treatment Center
Sharp Mesa Vista Hospital
Treatment Center
Verified Verified
Del Mar, CA 92014
At Sharp Mesa Vista Hospital, we understand the debilitating impact a mental health condition can have on you and your loved ones. We are here to offer treatment and support to help you restore the fulfilling, productive life you deserve. Both inpatient and outpatient programs are available, depending on your individual needs or preference. We care for patients of all ages — from children and teens to seniors — and we help build strong foundations to treat anxiety, depression, substance abuse, eating disorders, bipolar disorder and more. To begin the intake process, please call 858-836-8434. Our hotline is open 24 hours a day and is staffed by experienced mental health professionals.
At Sharp Mesa Vista Hospital, we understand the debilitating impact a mental health condition can have on you and your loved ones. We are here to offer treatment and support to help you restore the fulfilling, productive life you deserve. Both inpatient and outpatient programs are available, depending on your individual needs or preference. We care for patients of all ages — from children and teens to seniors — and we help build strong foundations to treat anxiety, depression, substance abuse, eating disorders, bipolar disorder and more. To begin the intake process, please call 858-836-8434. Our hotline is open 24 hours a day and is staffed by experienced mental health professionals.
(858) 901-8368 View (858) 901-8368
Photo of Our Admissions Team - Pacific Bay Recovery Center, Treatment Center
Pacific Bay Recovery Center
Treatment Center
Not Verified Not Verified
Del Mar, CA 92014
Pacific Bay Recovery is Accredited by the Joint Commission. When necessary, the first step we take with our patients is medically-assisted detoxification. Chemical dependency is dangerous and must be broken in a comfortable and positive setting, like Pacific Bay Recovery‘s detox unit. We perform systematic withdrawal, easing the discomfort of withdrawal from whichever substance dependence you suffer from.
Pacific Bay Recovery is Accredited by the Joint Commission. When necessary, the first step we take with our patients is medically-assisted detoxification. Chemical dependency is dangerous and must be broken in a comfortable and positive setting, like Pacific Bay Recovery‘s detox unit. We perform systematic withdrawal, easing the discomfort of withdrawal from whichever substance dependence you suffer from.
(619) 489-9217 View (619) 489-9217
Photo of Bryan Amaro - Sober Life Recovery Solutions and HealthyU, Treatment Center
Sober Life Recovery Solutions and HealthyU
Treatment Center
Verified Verified
Del Mar, CA 92014
Sober Life and HealthyU Behavioral Health truly understand and are sensitive to people reaching out for help. We deeply CARE and you can count on us to support you or a loved one with substance abuse or mental health issues. The services we provide are individual, group, family and couples therapy, as well as, psychological assessment, psychiatric evaluation/med management (by a triple board certified psychiatrist), case management, and random urine drug screening. Our treatment center is co-ed and catered toward all adults and working professionals. We offer two different programs with separate education tracks and classrooms depending on if the primary diagnosis falls under mental health issues or substance abuse.
Sober Life and HealthyU Behavioral Health truly understand and are sensitive to people reaching out for help. We deeply CARE and you can count on us to support you or a loved one with substance abuse or mental health issues. The services we provide are individual, group, family and couples therapy, as well as, psychological assessment, psychiatric evaluation/med management (by a triple board certified psychiatrist), case management, and random urine drug screening. Our treatment center is co-ed and catered toward all adults and working professionals. We offer two different programs with separate education tracks and classrooms depending on if the primary diagnosis falls under mental health issues or substance abuse.
(619) 350-2672 View (619) 350-2672
Photo of Kevin Belcastro - Refresh Recovery, LMFT, Treatment Center
Refresh Recovery
Treatment Center
Verified Verified
Del Mar, CA 92014
An innovative approach to mental health and substance use disorder treatment in San Diego, California. At Refresh Recovery we believe attending mental health parallel to drug and alcohol addiction is an art. We developed a transformative evidence-based rehab model with the guidance and input of world-class mental health professionals and recovery leaders. As unique as you, let Refresh Recovery provide a tailored rehabilitation program that attends your psychological and physiological needs. Refresh Recovery rehab in San Diego is a premier drug addiction and alcohol addiction rehabilitation, which offers inpatient treatment and outpatient programs. Refresh Recovery uses a variety of treatments, that include holistic techniques, psychological therapies and medical treatments to tend individuals who need help with a range of addictions: alcohol, cocaine, methamphetamine, benzodiazepine, Xanax or any form of prescription pills). Refresh Recovery rehab program was developed using methods that have been proven for long-term recovery. We integrate evidence-based models to customize a rehabilitation program specifically to optimize long-term success for each patient.
An innovative approach to mental health and substance use disorder treatment in San Diego, California. At Refresh Recovery we believe attending mental health parallel to drug and alcohol addiction is an art. We developed a transformative evidence-based rehab model with the guidance and input of world-class mental health professionals and recovery leaders. As unique as you, let Refresh Recovery provide a tailored rehabilitation program that attends your psychological and physiological needs. Refresh Recovery rehab in San Diego is a premier drug addiction and alcohol addiction rehabilitation, which offers inpatient treatment and outpatient programs. Refresh Recovery uses a variety of treatments, that include holistic techniques, psychological therapies and medical treatments to tend individuals who need help with a range of addictions: alcohol, cocaine, methamphetamine, benzodiazepine, Xanax or any form of prescription pills). Refresh Recovery rehab program was developed using methods that have been proven for long-term recovery. We integrate evidence-based models to customize a rehabilitation program specifically to optimize long-term success for each patient.
(858) 358-5079 View (858) 358-5079
Photo of Admissions Team Call For Confidential Assessment - Pacific Bay Recovery Residential Treatment Center, Treatment Center
Pacific Bay Recovery Residential Treatment Center
Treatment Center
Verified Verified
1 Endorsed
Del Mar, CA 92014
We accept many insurance plans are in-network with many plans as well. Please call our Admissions Team for a free confidential insurance verification. Pacific Bay Recovery is ready to help you on your road to recovery.
We accept many insurance plans are in-network with many plans as well. Please call our Admissions Team for a free confidential insurance verification. Pacific Bay Recovery is ready to help you on your road to recovery.
(619) 340-0457 View (619) 340-0457
Photo of Gabriel Good - Zaks House, JCAHO, Treatment Center
Zaks House
Treatment Center
Verified Verified
Del Mar, CA 92014
Our mission is to help men and women overcome addiction by providing community, connection, and purpose. Zak’s House is dedicated to providing addiction treatment, rehab, detox, and sober living to patients and assist families, restore health and well-being as well as bring hope to their lives. The goal is to empower persons served by Zak’s House to end their use of alcohol and other drugs. It is our commitment to provide clients with affordable, individualized, best practice, and effective rehab, and detox treatment while staying grounded in the principles of 12-Step recovery. We believe this can bring about the necessary change to go on and experience a sober, productive life.
Our mission is to help men and women overcome addiction by providing community, connection, and purpose. Zak’s House is dedicated to providing addiction treatment, rehab, detox, and sober living to patients and assist families, restore health and well-being as well as bring hope to their lives. The goal is to empower persons served by Zak’s House to end their use of alcohol and other drugs. It is our commitment to provide clients with affordable, individualized, best practice, and effective rehab, and detox treatment while staying grounded in the principles of 12-Step recovery. We believe this can bring about the necessary change to go on and experience a sober, productive life.
(442) 239-4408 View (442) 239-4408
Photo of Antonio Hernandez - Soluna Wellness, MA, Treatment Center
Soluna Wellness
Treatment Center
Verified Verified
2 Endorsed
Del Mar, CA 92014
We are a holistic mental health facility that specializes in the treatment of mild to severe mental illness and co-occurring behaviors.
We are a holistic mental health facility that specializes in the treatment of mild to severe mental illness and co-occurring behaviors.
(619) 815-3500 View (619) 815-3500
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See more therapy options for Del Mar

Cigna and Evernorth Treatment Centers

Does insurance cover therapy, prescriptions and other behavioral health services?

In general, yes. Laws in the U.S. require insurers to cover essential behavioral health care at the same level as other health care services. Most health plans require a medical diagnosis and treatments that are evidence based and medically essential. This means that life coaching and alternative therapies are not covered, nor is therapy without a diagnosis. Call the number on the back or your insurance card or visit your insurance company's website to review your Summary of Benefits. If you have insurance through your employer, your Human Resources department may also be able to answer questions.

How much does therapy cost with insurance?

The cost of therapy depends on your region, how much training and experience your therapist has, and the type of treatment. The rate for talk therapy generally falls between $100 and $250. For a client seeing an in-network provider, the cost of therapy is often similar to the cost of other health care services. Clients pay co-pays and may need to satisfy a plan’s deductible before benefits kick in.

What is the difference between In-Network and Out-of-Network insurance coverage?

An in-network provider has contracted with an insurer to get paid directly for services, and to accept the insurer’s rate of compensation. Clients are responsible for deductibles and copays. If a therapist is out of network, that means that the client pays the therapist directly for services at the therapist’s regular fee. Out-of-Network providers often give clients a receipt so that they can file for partial reimbursement with their insurance company.

Is it difficult to find an In-Network therapist?

It is not unusual for therapists to limit the number of insurance patients in their practice, so it’s important to check in-network availability when you schedule your first appointment. In regions and times where therapy is in high demand it may take longer to get scheduled with an in-network therapist.

What is the difference between HMO and PPO insurance plans?

HMO health plans only cover in-network services, there is no reimbursement for out-of-network providers. PPO plans often cover both in- and out-of-network services, though the client may pay more for out-of-network services.

What is a Superbill?

A superbill is a receipt for therapy services. It provides all the information required by insurance companies to reimburse you for out-of-network services, including the diagnostic codes for your care, the amount paid, and the dates and duration of care.

Does insurance cover Online therapy?

Many therapists who shifted their practice to online therapy during the pandemic have kept that arrangement. And most insurers continue to cover telehealth services, with a few exceptions. Preventive care (such as an annual depression screening) is often required to be in-person to be covered, and some states require prescribers of controlled substances to see those patients in person.

Does insurance cover Group therapy?

Many insurance plans provide coverage for group therapy provided there is a medical diagnosis for group members, but there are some noteworthy exceptions. For example, Medicare does not always cover group therapy. Group therapy tends to cost less than individual therapy.

Does insurance cover Couples therapy?

Most insurance companies do not cover the cost of couples therapy because there is no medical diagnosis or medically necessary treatment. However, a few plans will offer a limited benefit, so it is still worth checking with your insurance company. Sometimes therapy is covered for a couple when one person has a diagnosis and another family member joins them for joint therapy, but it is considered therapy for the medical condition that includes a family member as a listener or helper, not couples counseling. Without insurance, most clients pay between $100-300 per 60-90 min session for couples therapy. Often clients can find classes or workshops that make it more affordable to work on their relationship. And some employers offer Employee Assistance Plans that help defray the cost of couples therapy.

What is an Employee Assistance Plan (EAP)?

Employee Assistance Plans are purchased by employers for the benefit of their employees. EAPs typically assist employees with referrals and may also provide the first few sessions of therapy free of charge, with the patient's regular health insurance kicking in after those initial sessions. EAP benefits often apply to all types of therapy without the need for a medical diagnosis, making it easier to access couples therapy, therapy for life transitions, and other non-medical counseling. Just as with standard health insurance, clients should always check that a provider accepts their EAP benefits before scheduling.

Learn more about Insurance Coverage and Finding Affordable Therapy