Aetna Treatment Centers in Scottsdale, AZ

Photo of Garrett Kitchens - Desert Mountain Health - Detox & Recovery, Treatment Center
Desert Mountain Health - Detox & Recovery
Treatment Center
Verified Verified
Scottsdale, AZ 85250
Our state-of-the-art inpatient medical detox facility is an upscale 8-bed inpatient medical facility. With top-of-the-line medical technology on hand, accompanied by our highly experienced staff, Desert Mountain Health is Arizona’s Premier Drug and Alcohol Detox provider. Our facility is a non-hospital setting and provides a quiet, comfortable and confidential location to receive detox from a wide range of drugs and alcohol.
Our state-of-the-art inpatient medical detox facility is an upscale 8-bed inpatient medical facility. With top-of-the-line medical technology on hand, accompanied by our highly experienced staff, Desert Mountain Health is Arizona’s Premier Drug and Alcohol Detox provider. Our facility is a non-hospital setting and provides a quiet, comfortable and confidential location to receive detox from a wide range of drugs and alcohol.
(480) 405-5980 View (480) 405-5980
Photo of Makenna Francis - American TMS Clinics, MD, PMHNP, Treatment Center
American TMS Clinics
Treatment Center
Verified Verified
Scottsdale, AZ 85254
At American TMS Clinics, we serve individuals battling with the heavy burden of mental health issues, focusing on those for whom traditional treatments have not been effective. Our clients come to us with a variety of challenges, including depression, anxiety, PTSD, and other mood disorders. Many have journeyed through the realms of conventional therapy and medication, seeking solace yet finding temporary relief. Their needs are profound – they seek not just alleviation of symptoms but a path to reclaim their lives, a desire for enduring wellness, and a community that understands and supports their unique journey.
At American TMS Clinics, we serve individuals battling with the heavy burden of mental health issues, focusing on those for whom traditional treatments have not been effective. Our clients come to us with a variety of challenges, including depression, anxiety, PTSD, and other mood disorders. Many have journeyed through the realms of conventional therapy and medication, seeking solace yet finding temporary relief. Their needs are profound – they seek not just alleviation of symptoms but a path to reclaim their lives, a desire for enduring wellness, and a community that understands and supports their unique journey.
(602) 755-6510 View (602) 755-6510
Photo of Stephanie LaNite - Purpose Healing Center - Drug and Alcohol Rehab, Treatment Center
Purpose Healing Center - Drug and Alcohol Rehab
Treatment Center
Verified Verified
Scottsdale, AZ 85258
Imagine a Life with Purpose. Purpose Healing Center is a Scottsdale based leader in addiction treatment, offering individualized inpatient and outpatient programs to help you with a successful and lasting recovery from substance abuse. We are able to accept most private insurance (PPO) plans. Contact us today for a free assessment from our admissions counselors.
Imagine a Life with Purpose. Purpose Healing Center is a Scottsdale based leader in addiction treatment, offering individualized inpatient and outpatient programs to help you with a successful and lasting recovery from substance abuse. We are able to accept most private insurance (PPO) plans. Contact us today for a free assessment from our admissions counselors.
(480) 568-3992 View (480) 568-3992
Photo of Roxanne DalPos - Lifeline North, LPC, NCC, Treatment Center
Lifeline North
Treatment Center
Verified Verified
1 Endorsed
Scottsdale, AZ 85254
Approved by most major insurance companies and the state Dept. of Health Services!! We are committed to providing ethical counseling, coaching, and therapy to assist you with the many obstacles life brings your way. Our qualified staff includes bilingual (English/Spanish) providers. All of our providers have the training necessary to provide the service they provide.
Approved by most major insurance companies and the state Dept. of Health Services!! We are committed to providing ethical counseling, coaching, and therapy to assist you with the many obstacles life brings your way. Our qualified staff includes bilingual (English/Spanish) providers. All of our providers have the training necessary to provide the service they provide.
(480) 351-3895 View (480) 351-3895
Photo of Pinnacle Peak Recovery - Pinnacle Peak Recovery, Treatment Center
Pinnacle Peak Recovery
Treatment Center
Not Verified Not Verified
Scottsdale, AZ 85258
There is hope. At Pinnacle, treating our clients like people has made us the best place to get treatment. Yoga, trauma focused individual and group therapy, equine therapy and other evidence based modalities are used to treat the whole person and ensure long term sobriety. We offer affordable, world class treatment in a warm, comfortable environment. Call now to speak with a caring Admissions Counselor. (866) 799-3544
There is hope. At Pinnacle, treating our clients like people has made us the best place to get treatment. Yoga, trauma focused individual and group therapy, equine therapy and other evidence based modalities are used to treat the whole person and ensure long term sobriety. We offer affordable, world class treatment in a warm, comfortable environment. Call now to speak with a caring Admissions Counselor. (866) 799-3544
(833) 497-3652 View (833) 497-3652
Photo of Rachael Miles - Ellie Mental Health Scottsdale , LMFT, Treatment Center
Ellie Mental Health Scottsdale
Treatment Center
Verified Verified
Scottsdale, AZ 85258
Ellie provides mental health services for all ages. Offering individual therapy, couples counseling, and family therapy. We have an amazing team of therapists to meet the needs of a wide variety of mental health needs with a combined 50 years of experience in the field. We have a cozy office space situated in the heart of Scottsdale, Arizona. Whether it is your first experience with therapy, or you've had services in the past, we welcome you to Ellie and can't wait to get started.
Ellie provides mental health services for all ages. Offering individual therapy, couples counseling, and family therapy. We have an amazing team of therapists to meet the needs of a wide variety of mental health needs with a combined 50 years of experience in the field. We have a cozy office space situated in the heart of Scottsdale, Arizona. Whether it is your first experience with therapy, or you've had services in the past, we welcome you to Ellie and can't wait to get started.
(520) 386-0549 View (520) 386-0549
Photo of Admissions Team - Embark Behavioral Health , Treatment Center
Embark Behavioral Health
Treatment Center
Verified Verified
Scottsdale, AZ 85253
Embark Behavioral Health is a leading network of exceptional treatment and therapy programs across the United States. We specialize in helping adolescents, teens, and young adults struggling with anxiety, depression, and other mental health and substance abuse issues. Our programs include in-home treatment, virtual IOP, outpatient clinics that offer intensive outpatient programs (IOPs) and therapeutic day treatment programs, also known as a partial hospitalization program (PHPs), wilderness therapy, short-term residential treatment programs, long-term residential treatment, therapeutic boarding schools, and young adult transitional living options.
Embark Behavioral Health is a leading network of exceptional treatment and therapy programs across the United States. We specialize in helping adolescents, teens, and young adults struggling with anxiety, depression, and other mental health and substance abuse issues. Our programs include in-home treatment, virtual IOP, outpatient clinics that offer intensive outpatient programs (IOPs) and therapeutic day treatment programs, also known as a partial hospitalization program (PHPs), wilderness therapy, short-term residential treatment programs, long-term residential treatment, therapeutic boarding schools, and young adult transitional living options.
(480) 660-2899 View (480) 660-2899
Photo of Taliah Tsunis - Scottsdale Providence Recovery Center, Treatment Center
Scottsdale Providence Recovery Center
Treatment Center
Not Verified Not Verified
Scottsdale, AZ 85258
At Scottsdale Providence Recovery Center, we treat adults with addiction and substance use disorders, primary psychiatric disorders including depression, anxiety, bipolar disorder, post-traumatic stress disorder (PTSD) and complex co-occurring disorders. We are also a vibrant community of healing. Our guiding mission is to help people start a new chapter in their lives with hope, love and purpose.
At Scottsdale Providence Recovery Center, we treat adults with addiction and substance use disorders, primary psychiatric disorders including depression, anxiety, bipolar disorder, post-traumatic stress disorder (PTSD) and complex co-occurring disorders. We are also a vibrant community of healing. Our guiding mission is to help people start a new chapter in their lives with hope, love and purpose.
(602) 884-8615 View (602) 884-8615
Photo of The Meadows Outpatient Center - Scottsdale - The Meadows Outpatient Center - Scottsdale, Treatment Center
The Meadows Outpatient Center - Scottsdale
Treatment Center
Verified Verified
Scottsdale, AZ 85255
At The Meadows Outpatient Center we combine The Meadows Model with a time-tested IOP milieu that together creates a blueprint for ongoing, successful, and long-term recovery. Our program is designed to reinforce the recovery skills for those dealing with complex emotional trauma and addiction issues, and to reunite families. The beautiful year-round weather of Scottsdale, Arizona makes The Meadows Outpatient Center the ideal place to begin or continue your journey of recovery.
At The Meadows Outpatient Center we combine The Meadows Model with a time-tested IOP milieu that together creates a blueprint for ongoing, successful, and long-term recovery. Our program is designed to reinforce the recovery skills for those dealing with complex emotional trauma and addiction issues, and to reunite families. The beautiful year-round weather of Scottsdale, Arizona makes The Meadows Outpatient Center the ideal place to begin or continue your journey of recovery.
(833) 913-0697 View (833) 913-0697
Photo of Tuesday Lucas - Soul Surgery, MS, LPC-S, Treatment Center
Soul Surgery
Treatment Center
Verified Verified
Scottsdale, AZ 85260
Soul Surgery provides a wide range of treatment programs that we are confident will give you the tools you need to live a life free from addiction. From the very first moment that you step into our luxury treatment centers, you will instantly sense that you are in the ideal environment to begin your recovery. We recognize that after months or even years of struggling with addiction, you need a treatment center that allows you to settle in and feel comfortable as you work on the underlying issues that drive your drug or alcohol dependency. As you take in the gorgeous views on our sprawling Scottsdale, Arizona grounds and receive personalized treatment from a team of professional clinicians, you gain the strength that you need to be successful in recovery.
Soul Surgery provides a wide range of treatment programs that we are confident will give you the tools you need to live a life free from addiction. From the very first moment that you step into our luxury treatment centers, you will instantly sense that you are in the ideal environment to begin your recovery. We recognize that after months or even years of struggling with addiction, you need a treatment center that allows you to settle in and feel comfortable as you work on the underlying issues that drive your drug or alcohol dependency. As you take in the gorgeous views on our sprawling Scottsdale, Arizona grounds and receive personalized treatment from a team of professional clinicians, you gain the strength that you need to be successful in recovery.
(844) 539-7680 View (844) 539-7680
Photo of Rising Phoenix - Rising Phoenix Wellness Services, LCSW, LPC, LISAC, MD, PMHNP, Treatment Center
Rising Phoenix Wellness Services
Treatment Center
Verified Verified
1 Endorsed
Scottsdale, AZ 85255
Our mission is to help people recognize the unique value of their life and improve their overall health and wellness. Rising Phoenix Wellness Services employs an expert clinical team of providers including licensed therapists, a psychiatrist who specializes in both mental health and addiction treatments, a nutritionist and health coach, a yoga instructor, case managers, and other professional staff. Our long term treatment care model is intended to address the growing mental health and substance use concerns impacting our community today. We utilize evidence-based and integrative therapeutic practices while focusing on the client's own strengths to recover. Our client-centered program offers options for general mental health, substance use, young adults, and working professionals.
Our mission is to help people recognize the unique value of their life and improve their overall health and wellness. Rising Phoenix Wellness Services employs an expert clinical team of providers including licensed therapists, a psychiatrist who specializes in both mental health and addiction treatments, a nutritionist and health coach, a yoga instructor, case managers, and other professional staff. Our long term treatment care model is intended to address the growing mental health and substance use concerns impacting our community today. We utilize evidence-based and integrative therapeutic practices while focusing on the client's own strengths to recover. Our client-centered program offers options for general mental health, substance use, young adults, and working professionals.
(480) 648-0300 View (480) 648-0300
Photo of Garrett Kitchens - Desert Cove Adolescent Recovery, Treatment Center
Desert Cove Adolescent Recovery
Treatment Center
Verified Verified
Scottsdale, AZ 85250
Desert Cove is a leader in treating high-acuity mood and co-occurring disorders among teens and adolescents, addressing conditions such as depression, anxiety, trauma, mood disorders, and substance abuse disorders. Our dedication stems from recognizing the challenges faced by our young community, and we are committed to playing a pivotal role in helping them heal and thrive.
Desert Cove is a leader in treating high-acuity mood and co-occurring disorders among teens and adolescents, addressing conditions such as depression, anxiety, trauma, mood disorders, and substance abuse disorders. Our dedication stems from recognizing the challenges faced by our young community, and we are committed to playing a pivotal role in helping them heal and thrive.
(480) 691-4800 View (480) 691-4800
Photo of Arizona Addiction Recovery Center - Arizona Addiction Recovery Center, Detox, RTC, PHP, IOP , OP, Treatment Center
Arizona Addiction Recovery Center
Treatment Center
Not Verified Not Verified
Scottsdale, AZ 85258
Designed for younger adults in their 20's, 30's & 40's, Arizona Addiction Recovery Center is recognized as one of the nation's premier addiction treatment centers for a category of patients that are most prone to relapse. The AARC program addresses the many areas inherent to these individuals that are often the root causes for eventual relapse following a period of sobriety. This is much more than just the traditional inpatient rehab, this is a full-scope approach to addiction treatment that places the client on a path for stronger and longer recovery! This is an A to Z treatment platform that includes everything from intervention to medical detox to PHP addiction treatment, intensive outpatient, aftercare, private sober & life coaching, ongoing alumni support systems and more! We even provide our program graduates with an ongoing sober living/recovery housing option in order to help them maintain strong ongoing sobriety. The facilities are very upscale, modern and clients feel safe and serene while achieving sobriety! All private PPO insurance accepted! Call Today www.arizonaaddictioncenter.org 833-907-1319
Designed for younger adults in their 20's, 30's & 40's, Arizona Addiction Recovery Center is recognized as one of the nation's premier addiction treatment centers for a category of patients that are most prone to relapse. The AARC program addresses the many areas inherent to these individuals that are often the root causes for eventual relapse following a period of sobriety. This is much more than just the traditional inpatient rehab, this is a full-scope approach to addiction treatment that places the client on a path for stronger and longer recovery! This is an A to Z treatment platform that includes everything from intervention to medical detox to PHP addiction treatment, intensive outpatient, aftercare, private sober & life coaching, ongoing alumni support systems and more! We even provide our program graduates with an ongoing sober living/recovery housing option in order to help them maintain strong ongoing sobriety. The facilities are very upscale, modern and clients feel safe and serene while achieving sobriety! All private PPO insurance accepted! Call Today www.arizonaaddictioncenter.org 833-907-1319
(833) 907-1319 View (833) 907-1319
Photo of Scottsdale Recovery Center - Scottsdale Recovery Center, Detox, RTC, PHP, IOP, MAT, Treatment Center
Scottsdale Recovery Center
Treatment Center
Not Verified Not Verified
Scottsdale, AZ 85258
Do you believe that this can be the very last time you ever find yourself seeking a treatment center that works? Scottsdale Recovery Center is much more than just another drug rehab facility! Our Substance Abuse Treatment Programs are designed to help the still-suffering alcoholic and drug addict get sober and stay sober for life. We help identify and address emotional and behavioral obstacles to long-term recovery, as well as to develop and implement proven Relapse-Prevention techniques. We employ the most knowledgeable and accredited addiction therapists the state has to offer. Our therapists use evidence-based treatment modalities, including: Psycho-Educational groups, Life-Skills Workshops, Cognitive Behavioral Therapy (CBT), Equine-Assisted Therapy, Eye Movement Desensitization and Reprocessing (EMDR), and Somatic Experiencing Therapy. We believe that no corner can be cut when it comes to overcoming drug addiction, alcoholism and other substance abuse related matters. We are The Joint Commission Accredited, meeting the possible standards in the health care industry. www.scottsdalerecovery.com
Do you believe that this can be the very last time you ever find yourself seeking a treatment center that works? Scottsdale Recovery Center is much more than just another drug rehab facility! Our Substance Abuse Treatment Programs are designed to help the still-suffering alcoholic and drug addict get sober and stay sober for life. We help identify and address emotional and behavioral obstacles to long-term recovery, as well as to develop and implement proven Relapse-Prevention techniques. We employ the most knowledgeable and accredited addiction therapists the state has to offer. Our therapists use evidence-based treatment modalities, including: Psycho-Educational groups, Life-Skills Workshops, Cognitive Behavioral Therapy (CBT), Equine-Assisted Therapy, Eye Movement Desensitization and Reprocessing (EMDR), and Somatic Experiencing Therapy. We believe that no corner can be cut when it comes to overcoming drug addiction, alcoholism and other substance abuse related matters. We are The Joint Commission Accredited, meeting the possible standards in the health care industry. www.scottsdalerecovery.com
(844) 219-2724 View (844) 219-2724
Photo of Robin Byrne - Arizona Addiction Center, LCSW, Treatment Center
Arizona Addiction Center
Treatment Center
Not Verified Not Verified
Scottsdale, AZ 85266
Arizona Addiction Center is an Arizona based leader in addiction treatment, offering individualized inpatient and outpatient programs to help you with a successful and lasting recovery from substance abuse. We are able to accept most private insurance (PPO) plans. Contact us today for a free assessment from our admissions counselors.
Arizona Addiction Center is an Arizona based leader in addiction treatment, offering individualized inpatient and outpatient programs to help you with a successful and lasting recovery from substance abuse. We are able to accept most private insurance (PPO) plans. Contact us today for a free assessment from our admissions counselors.
(480) 573-7327 View (480) 573-7327
Photo of Karen Kritzstein - Cornerstone Healing Center, LAC, Treatment Center
Cornerstone Healing Center
Treatment Center
Verified Verified
Scottsdale, AZ 85260
At our Cornerstone, we understand that addiction and mental health issues are complex, affecting the mind, body, and spirit. That's why we offer a holistic approach to recovery, addressing the unique needs of each individual through a range of programs tailored to their specific situation. Our continuum of care includes residential treatment, partial hospitalization (PHP), various intensity outpatient programs, and a virtual program, ensuring that clients receive the appropriate level of support throughout their recovery journey. By treating the underlying causes of addiction and mental health challenges, we aim to help individuals heal on all levels – physically, emotionally, and spiritually. Our experienced team of professionals works closely with each client to develop a personalized action plan, equipping them with the tools, strategies, and support networks necessary for lasting recovery. Through evidence-based therapies, holistic practices, and a compassionate, nurturing environment, we empower individuals to overcome their issues and build a bright future.
At our Cornerstone, we understand that addiction and mental health issues are complex, affecting the mind, body, and spirit. That's why we offer a holistic approach to recovery, addressing the unique needs of each individual through a range of programs tailored to their specific situation. Our continuum of care includes residential treatment, partial hospitalization (PHP), various intensity outpatient programs, and a virtual program, ensuring that clients receive the appropriate level of support throughout their recovery journey. By treating the underlying causes of addiction and mental health challenges, we aim to help individuals heal on all levels – physically, emotionally, and spiritually. Our experienced team of professionals works closely with each client to develop a personalized action plan, equipping them with the tools, strategies, and support networks necessary for lasting recovery. Through evidence-based therapies, holistic practices, and a compassionate, nurturing environment, we empower individuals to overcome their issues and build a bright future.
(833) 768-7751 View (833) 768-7751
Photo of Summit Sanctuary - The Summit Sanctuary, Treatment Center
The Summit Sanctuary
Treatment Center
Verified Verified
Scottsdale, AZ 85262
At The Summit, we redefine excellence in mental health and substance abuse rehabilitation, setting the standard for the most luxurious and comprehensive care in Arizona. Our mission is to provide an unparalleled sanctuary for individuals seeking transformative healing, where cutting-edge therapeutic interventions, personalized wellness programs, and compassionate support converge to foster profound and lasting recovery.
At The Summit, we redefine excellence in mental health and substance abuse rehabilitation, setting the standard for the most luxurious and comprehensive care in Arizona. Our mission is to provide an unparalleled sanctuary for individuals seeking transformative healing, where cutting-edge therapeutic interventions, personalized wellness programs, and compassionate support converge to foster profound and lasting recovery.
(623) 303-8403 View (623) 303-8403
Photo of Sierra Scottsdale - Sierra Scottsdale , Treatment Center
Sierra Scottsdale
Treatment Center
Verified Verified
Scottsdale, AZ 85258
Sierra Scottsdale is known for offering a holistic approach to premier outpatient services for adults age 18 and older who are struggling with mental health concerns and substance use issues. Our outpatient program in Scottsdale gives clients the chance to begin or continue their healing process while maintaining their daily routines. Our partial hospitalization program (PHP) provides intensive care that is less restrictive than inpatient hospitalization. PHP participants can receive treatment five days per week for around seven hours daily and go home at night. Our partial hospitalization program offers medication management, group therapy, individual and family counseling. A multidisciplinary team of experienced and licensed counselors, therapists, social workers, nurses and physicians provide these treatments. Those who participate in our PHP typically complete at least two weeks of programming before moving to our intensive outpatient program. At Sierra Scottsdale, we aim to support adults by helping them develop the necessary skills to maintain lifelong wellness.
Sierra Scottsdale is known for offering a holistic approach to premier outpatient services for adults age 18 and older who are struggling with mental health concerns and substance use issues. Our outpatient program in Scottsdale gives clients the chance to begin or continue their healing process while maintaining their daily routines. Our partial hospitalization program (PHP) provides intensive care that is less restrictive than inpatient hospitalization. PHP participants can receive treatment five days per week for around seven hours daily and go home at night. Our partial hospitalization program offers medication management, group therapy, individual and family counseling. A multidisciplinary team of experienced and licensed counselors, therapists, social workers, nurses and physicians provide these treatments. Those who participate in our PHP typically complete at least two weeks of programming before moving to our intensive outpatient program. At Sierra Scottsdale, we aim to support adults by helping them develop the necessary skills to maintain lifelong wellness.
(520) 438-4952 View (520) 438-4952
Photo of Christopher Slattery - Embark Recovery Center, Treatment Center
Embark Recovery Center
Treatment Center
Verified Verified
Scottsdale, AZ 85260
Since 2013, Embark Recovery’s Prescott, AZ drug rehabilitation center has successfully helped many individuals and their families overcome the disease of addiction. When patients leave our alcohol and drug rehab program in Arizona, they have the opportunity for a new lease on life, because they are now equipped with the tools and skills to live a life of sobriety. Embark Recovery is an effective, licensed, intensive alcohol and drug rehabilitation center in Prescott, Arizona. Our rehabilitation facility is state-licensed and nationally accredited, providing patients with effective treatment programs. Embark Recovery is operated and built by individuals who have suffered from addiction and understand the challenges that our patients face each day breaking free from addiction.
Since 2013, Embark Recovery’s Prescott, AZ drug rehabilitation center has successfully helped many individuals and their families overcome the disease of addiction. When patients leave our alcohol and drug rehab program in Arizona, they have the opportunity for a new lease on life, because they are now equipped with the tools and skills to live a life of sobriety. Embark Recovery is an effective, licensed, intensive alcohol and drug rehabilitation center in Prescott, Arizona. Our rehabilitation facility is state-licensed and nationally accredited, providing patients with effective treatment programs. Embark Recovery is operated and built by individuals who have suffered from addiction and understand the challenges that our patients face each day breaking free from addiction.
(928) 693-7734 View (928) 693-7734
Photo of Roxanne Dalpos - Lifeline West, LPC, Treatment Center
Lifeline West
Treatment Center
Verified Verified
Scottsdale, AZ 85254
Approved by most major insurance companies and the state Dept. of Health Services!! Along with our full scope of counseling services, our nurse practitioner provides primary psychiatric care including medication and med management. We are committed to providing ethical and non-judgmental services to assist you with the many obstacles life brings your way. Our qualified staff includes bilingual (English/Spanish) providers. Our providers have the training necessary to provide the service they provide.
Approved by most major insurance companies and the state Dept. of Health Services!! Along with our full scope of counseling services, our nurse practitioner provides primary psychiatric care including medication and med management. We are committed to providing ethical and non-judgmental services to assist you with the many obstacles life brings your way. Our qualified staff includes bilingual (English/Spanish) providers. Our providers have the training necessary to provide the service they provide.
(480) 386-9257 View (480) 386-9257
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See more therapy options for Scottsdale

Aetna Treatment Centers

Does insurance cover therapy, prescriptions and other behavioral health services?

In general, yes. Laws in the U.S. require insurers to cover essential behavioral health care at the same level as other health care services. Most health plans require a medical diagnosis and treatments that are evidence based and medically essential. This means that life coaching and alternative therapies are not covered, nor is therapy without a diagnosis. Call the number on the back or your insurance card or visit your insurance company's website to review your Summary of Benefits. If you have insurance through your employer, your Human Resources department may also be able to answer questions.

How much does therapy cost with insurance?

The cost of therapy depends on your region, how much training and experience your therapist has, and the type of treatment. The rate for talk therapy generally falls between $100 and $250. For a client seeing an in-network provider, the cost of therapy is often similar to the cost of other health care services. Clients pay co-pays and may need to satisfy a plan’s deductible before benefits kick in.

What is the difference between In-Network and Out-of-Network insurance coverage?

An in-network provider has contracted with an insurer to get paid directly for services, and to accept the insurer’s rate of compensation. Clients are responsible for deductibles and copays. If a therapist is out of network, that means that the client pays the therapist directly for services at the therapist’s regular fee. Out-of-Network providers often give clients a receipt so that they can file for partial reimbursement with their insurance company.

Is it difficult to find an In-Network therapist?

It is not unusual for therapists to limit the number of insurance patients in their practice, so it’s important to check in-network availability when you schedule your first appointment. In regions and times where therapy is in high demand it may take longer to get scheduled with an in-network therapist.

What is the difference between HMO and PPO insurance plans?

HMO health plans only cover in-network services, there is no reimbursement for out-of-network providers. PPO plans often cover both in- and out-of-network services, though the client may pay more for out-of-network services.

What is a Superbill?

A superbill is a receipt for therapy services. It provides all the information required by insurance companies to reimburse you for out-of-network services, including the diagnostic codes for your care, the amount paid, and the dates and duration of care.

Does insurance cover Online therapy?

Many therapists who shifted their practice to online therapy during the pandemic have kept that arrangement. And most insurers continue to cover telehealth services, with a few exceptions. Preventive care (such as an annual depression screening) is often required to be in-person to be covered, and some states require prescribers of controlled substances to see those patients in person.

Does insurance cover Group therapy?

Many insurance plans provide coverage for group therapy provided there is a medical diagnosis for group members, but there are some noteworthy exceptions. For example, Medicare does not always cover group therapy. Group therapy tends to cost less than individual therapy.

Does insurance cover Couples therapy?

Most insurance companies do not cover the cost of couples therapy because there is no medical diagnosis or medically necessary treatment. However, a few plans will offer a limited benefit, so it is still worth checking with your insurance company. Sometimes therapy is covered for a couple when one person has a diagnosis and another family member joins them for joint therapy, but it is considered therapy for the medical condition that includes a family member as a listener or helper, not couples counseling. Without insurance, most clients pay between $100-300 per 60-90 min session for couples therapy. Often clients can find classes or workshops that make it more affordable to work on their relationship. And some employers offer Employee Assistance Plans that help defray the cost of couples therapy.

What is an Employee Assistance Plan (EAP)?

Employee Assistance Plans are purchased by employers for the benefit of their employees. EAPs typically assist employees with referrals and may also provide the first few sessions of therapy free of charge, with the patient's regular health insurance kicking in after those initial sessions. EAP benefits often apply to all types of therapy without the need for a medical diagnosis, making it easier to access couples therapy, therapy for life transitions, and other non-medical counseling. Just as with standard health insurance, clients should always check that a provider accepts their EAP benefits before scheduling.

Learn more about Insurance Coverage and Finding Affordable Therapy