BlueCross BlueShield Therapists in Ridgefield, WA
![Photo of Kathleen Anne Hittner-McConahy, LMFT, Marriage & Family Therapist](https://photos.psychologytoday.com/9809bcf2-370b-45e3-8573-dcb7e09e7c39/2/320x400.jpeg)
Kathleen Anne Hittner-McConahy
Marriage & Family Therapist, LMFT
Verified Verified
1 Endorsed
Ridgefield, WA 98642
Hello my name is Kathleen and I am Marriage and Family Therapist offering in person and virtual appointments. I have a passion for providing a nonjudgmental and safe space. I offer a collaborative approach to working with others and value the importance of gaining a deep understanding of one’s emotional history and helping to align behaviors with values. I work with individuals ages 13 and up and use a variety of treatment approaches including Cognitive Behavior Therapy, Solutions-Focused Therapy, Motivational Interviewing, Interpersonal Psychotherapy, Family Systems Therapy and Equine Assisted Psychotherapy
Hello my name is Kathleen and I am Marriage and Family Therapist offering in person and virtual appointments. I have a passion for providing a nonjudgmental and safe space. I offer a collaborative approach to working with others and value the importance of gaining a deep understanding of one’s emotional history and helping to align behaviors with values. I work with individuals ages 13 and up and use a variety of treatment approaches including Cognitive Behavior Therapy, Solutions-Focused Therapy, Motivational Interviewing, Interpersonal Psychotherapy, Family Systems Therapy and Equine Assisted Psychotherapy
Magnolia Behavioral and Holistic Health
Mental Health Counselor, LMHC
Verified Verified
Ridgefield, WA 98642
Magnolia Behavioral and Holistic Health has current availability. Magnolia Behavioral and Holistic Health is an all inclusive, safe and non-judgmental telehealth agency. MBHH clinicians provide our clients with an individualized therapy experience of feeling understood, heard, and safe as you work towards your goals. Our clinicians have specialities with BIPOC, LGBTQ+, women’s issues, men’s issues, teen, adolescents, chronic health issues, couples, depression and life transitions.
Magnolia Behavioral and Holistic Health has current availability. Magnolia Behavioral and Holistic Health is an all inclusive, safe and non-judgmental telehealth agency. MBHH clinicians provide our clients with an individualized therapy experience of feeling understood, heard, and safe as you work towards your goals. Our clinicians have specialities with BIPOC, LGBTQ+, women’s issues, men’s issues, teen, adolescents, chronic health issues, couples, depression and life transitions.
![Photo of Tinamarie Fish - Grief/Loss Trauma ADHD Tinamarie Fish LMHC, LMHC, MHP, CMHS, CCTP, Counselor](https://photos.psychologytoday.com/b82ccdc9-9a1f-4e8d-930d-e154939679b0/1/320x400.jpeg)
Grief/Loss Trauma ADHD Tinamarie Fish LMHC
Counselor, LMHC, MHP, CMHS, CCTP
Verified Verified
1 Endorsed
Ridgefield, WA 98642 (Online Only)
We have availability! I am the owner and Clinical Supervisor of Magnolia Behavioral and Holistic Health. As your clinician, I will provide a warm, safe, non judgmental space. My therapeutic perspective is a holistic and health minded approach to counseling while focusing on client’s individual needs. My approach may include some humor (at appropriate times), validate clients, witness their feelings, and to truly hear what they are experiencing. My specializations include trauma, grief/loss, women’s and teen issues.
We have availability! I am the owner and Clinical Supervisor of Magnolia Behavioral and Holistic Health. As your clinician, I will provide a warm, safe, non judgmental space. My therapeutic perspective is a holistic and health minded approach to counseling while focusing on client’s individual needs. My approach may include some humor (at appropriate times), validate clients, witness their feelings, and to truly hear what they are experiencing. My specializations include trauma, grief/loss, women’s and teen issues.
![Photo of James Craig Thomas - NW Trauma Therapy, PLLC, PsyD, Counselor](https://photos.psychologytoday.com/46015e3d-46cd-11ea-a6ad-06142c356176/1/320x400.jpeg)
NW Trauma Therapy, PLLC
Counselor, PsyD
Verified Verified
Ridgefield, WA 98642
Waitlist for new clients
I have over thirty years of clinical experience helping clients find lasting change in their lives. My clinical focus is treating depression, anxiety, and trauma. I have specialized training in treating complex trauma including dissociative disorders. When working with trauma, the healing process can often be frightening and painful to address. Talk alone is not enough and can be retraumatizing in some cases. I use EMDR. My goal is to provide a professional, yet personal atmosphere where you can experience comfort and safety in exploring what is troubling you and find effective tools and skills that you can use in your life.
I have over thirty years of clinical experience helping clients find lasting change in their lives. My clinical focus is treating depression, anxiety, and trauma. I have specialized training in treating complex trauma including dissociative disorders. When working with trauma, the healing process can often be frightening and painful to address. Talk alone is not enough and can be retraumatizing in some cases. I use EMDR. My goal is to provide a professional, yet personal atmosphere where you can experience comfort and safety in exploring what is troubling you and find effective tools and skills that you can use in your life.
![Photo of Amanda Estevez, MA, LMHC, LPC, NCC, Licensed Professional Counselor](https://photos.psychologytoday.com/4d990bd6-56f4-4182-8201-d1a5350efa5e/3/320x400.jpeg)
Amanda Estevez
Licensed Professional Counselor, MA, LMHC, LPC, NCC
Verified Verified
5 Endorsed
Ridgefield, WA 98642 (Online Only)
Have you been struggling with life challenges? or feel unsatisfied in life? If you are feeling overwhelmed or lacking motivation Balanced, Awareness and Healing, PLLC can help. Through awareness of thoughts and feelings comes understanding. Learning skills to help you manage your challenges more effectively and participate in life in a more meaningful way is the key to a balanced life. Through self improvement you will be able to maintain a healthy life and feel a sense of peace
Have you been struggling with life challenges? or feel unsatisfied in life? If you are feeling overwhelmed or lacking motivation Balanced, Awareness and Healing, PLLC can help. Through awareness of thoughts and feelings comes understanding. Learning skills to help you manage your challenges more effectively and participate in life in a more meaningful way is the key to a balanced life. Through self improvement you will be able to maintain a healthy life and feel a sense of peace
![Photo of Rebecca Mayer, MS, LMHC, Counselor](https://photos.psychologytoday.com/af4c6e77-2a3e-42be-84c1-df7aefc80fbe/3/320x400.jpeg)
**Waitlist** Living authentically can be scary, rather intimidating. With support of a therapist, individuals can learn to accept, even embrace, the vulnerability that the process towards authenticity requires. Within a supportive therapeutic relationship, clients can explore personal beliefs and develop their identity. Many individuals struggle with processing life events but it doesn't have to be done alone or involve constant suffering. Life events can be difficult, even "positive" ones such as the birth of a child; postpartum depression and postpartum anxiety are real and it doesn't have to ruin your experience as a parent!
**Waitlist** Living authentically can be scary, rather intimidating. With support of a therapist, individuals can learn to accept, even embrace, the vulnerability that the process towards authenticity requires. Within a supportive therapeutic relationship, clients can explore personal beliefs and develop their identity. Many individuals struggle with processing life events but it doesn't have to be done alone or involve constant suffering. Life events can be difficult, even "positive" ones such as the birth of a child; postpartum depression and postpartum anxiety are real and it doesn't have to ruin your experience as a parent!
![Photo of Percival Fisher - Neupathway (Percival Fisher), LCSW, LICSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/e40d0104-a691-4120-a054-a6c8cf430ed5/1/320x400.png)
Neupathway (Percival Fisher)
Clinical Social Work/Therapist, LCSW, LICSW
Verified Verified
Ridgefield, WA 98642
Percival Fisher Jr. is a skilled Mental Health Therapist and Graduate Nurse with 14 years of experience integrating holistic care in mental health and nursing. He utilizes evidence-based therapies, including CBT, DBT, trauma-informed care, crisis intervention, and strength-based therapy, to empower individuals in achieving mental wellness. Percival is adept at clinical frameworks for assessment, diagnosis, and intervention across various settings like hospitals, agencies, and online platforms. He excels in creating safe, welcoming environments for diverse clients, focusing on case management, care coordination, and psychotherapy.
Percival Fisher Jr. is a skilled Mental Health Therapist and Graduate Nurse with 14 years of experience integrating holistic care in mental health and nursing. He utilizes evidence-based therapies, including CBT, DBT, trauma-informed care, crisis intervention, and strength-based therapy, to empower individuals in achieving mental wellness. Percival is adept at clinical frameworks for assessment, diagnosis, and intervention across various settings like hospitals, agencies, and online platforms. He excels in creating safe, welcoming environments for diverse clients, focusing on case management, care coordination, and psychotherapy.
![Photo of Stacy Cotteleer, LICSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/64fd9fcd-ac0a-480c-8b0c-0f77c4ca243d/1/320x400.jpeg)
Feeling overwhelmed? Not sure where to start in order to feel better? I have been working in the mental health sector for nearly twenty years providing crisis intervention, psychoeducation, and outpatient support. My greatest passion is supporting people in all walks of life to find emotional, physical, and spiritual BALANCE. Whether you are struggling with day-to-day stressors, a challenging life transition, or difficulty in relationships, I am here to support you in finding your way back to center. My promise to you is to listen well and work collaboratively in pursuing your goals in order to feel better and thrive.
Feeling overwhelmed? Not sure where to start in order to feel better? I have been working in the mental health sector for nearly twenty years providing crisis intervention, psychoeducation, and outpatient support. My greatest passion is supporting people in all walks of life to find emotional, physical, and spiritual BALANCE. Whether you are struggling with day-to-day stressors, a challenging life transition, or difficulty in relationships, I am here to support you in finding your way back to center. My promise to you is to listen well and work collaboratively in pursuing your goals in order to feel better and thrive.
![Photo of Kym Sherwood, LMHC, MA-AT, Counselor](https://photos.psychologytoday.com/52d94186-46cd-11ea-a6ad-06142c356176/3/320x400.jpeg)
Congratulations for making a step toward change! Are you feeling disconnected, overwhelmed or lost? Maybe you are seeking guidance to find purpose in your life or explore who you are and how to connect with the world around you. Feeling like your best self can be challenging regardless of age or life experiences. For over a decade, I have supported individuals and families to overcome anxiety, depression, addiction, school or career difficulties, self-doubt and relationship or parenting challenges. I am caring, compassionate and dedicated to helping people overcome barriers to living their best life.
Congratulations for making a step toward change! Are you feeling disconnected, overwhelmed or lost? Maybe you are seeking guidance to find purpose in your life or explore who you are and how to connect with the world around you. Feeling like your best self can be challenging regardless of age or life experiences. For over a decade, I have supported individuals and families to overcome anxiety, depression, addiction, school or career difficulties, self-doubt and relationship or parenting challenges. I am caring, compassionate and dedicated to helping people overcome barriers to living their best life.
![Photo of Stacy Kratz - Neupathway (Stacy Kratz), LCSW, PhD, Clinical Social Work/Therapist](https://photos.psychologytoday.com/6f1f1e7c-57f5-42a7-b7a1-a86dbdec2ae7/2/320x400.png)
Neupathway (Stacy Kratz)
Clinical Social Work/Therapist, LCSW, PhD
Verified Verified
Ridgefield, WA 98642
Dr. Stacy Kratz is a positive, compassionate, and enthusiastic PhD LCSW with over 15 years of experience at the forefront of therapy. She specializes in helping clients aged 13 and older develop effective life strategies and achieve relationship success. With deep empathy, Dr. Kratz supports her patients in setting goals and creating actionable plans for personal growth. She employs evidence-based, personalized treatments, focusing on compassionate care, genuine positive regard, hope, and humor. Dr. Kratz believes that a strong therapeutic relationship, combined with cutting-edge approaches, is key to successful treatment.
Dr. Stacy Kratz is a positive, compassionate, and enthusiastic PhD LCSW with over 15 years of experience at the forefront of therapy. She specializes in helping clients aged 13 and older develop effective life strategies and achieve relationship success. With deep empathy, Dr. Kratz supports her patients in setting goals and creating actionable plans for personal growth. She employs evidence-based, personalized treatments, focusing on compassionate care, genuine positive regard, hope, and humor. Dr. Kratz believes that a strong therapeutic relationship, combined with cutting-edge approaches, is key to successful treatment.
![Photo of Brittani Morris - Neupathway (Brittani Morris), LCSW, LICSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/accafbcd-7a8e-4423-9510-dc3b084cb2af/1/320x400.png)
Neupathway (Brittani Morris)
Clinical Social Work/Therapist, LCSW, LICSW
Verified Verified
1 Endorsed
Ridgefield, WA 98642
Brittani Morris is a Licensed Clinical Social Worker with more than 20 years of experience as an educator, published author, mental health therapist and professional coach. Dedicated to working with adults using a person-centered approach, Brittani provides tailored treatment that helps to support specific needs and goals utilizing evidence-based models and culturally sensitive interventions. Within treatment she has had success supporting clients with a range of issues including depression, anxiety, grief, relationship challenges, career difficulties, and stress related disorders.
Brittani Morris is a Licensed Clinical Social Worker with more than 20 years of experience as an educator, published author, mental health therapist and professional coach. Dedicated to working with adults using a person-centered approach, Brittani provides tailored treatment that helps to support specific needs and goals utilizing evidence-based models and culturally sensitive interventions. Within treatment she has had success supporting clients with a range of issues including depression, anxiety, grief, relationship challenges, career difficulties, and stress related disorders.
![Photo of Patrice A Jacob, PhD, LMHC, Counselor](https://photos.psychologytoday.com/13583cbd-86a2-4be3-9111-416540800a83/2/320x400.jpeg)
Patrice A Jacob
Counselor, PhD, LMHC
Verified Verified
2 Endorsed
Ridgefield, WA 98642 (Online Only)
Not accepting new clients
You may be wondering how to find a therapist who is right for you. I believe you should feel respected, heard, and understood and be able to trust that your therapist can help you. I invite you to meet with me to find out if I am the right fit for you. My approach incorporates a variety of psychodynamic and Cognitive Behavioral Therapy techniques, including Acceptance and Commitment therapy and Emotion-Focused therapy. I work with older teens, adults, and elder adults. We typically develop treatment strategies together.
You may be wondering how to find a therapist who is right for you. I believe you should feel respected, heard, and understood and be able to trust that your therapist can help you. I invite you to meet with me to find out if I am the right fit for you. My approach incorporates a variety of psychodynamic and Cognitive Behavioral Therapy techniques, including Acceptance and Commitment therapy and Emotion-Focused therapy. I work with older teens, adults, and elder adults. We typically develop treatment strategies together.
![Photo of Samantha C Cunningham, MA, LMHC, LPC, Counselor](https://photos.psychologytoday.com/7c85d42d-4b41-46f8-899b-a6a017f713b8/1/320x400.jpeg)
Samantha C Cunningham
Counselor, MA, LMHC, LPC
Verified Verified
3 Endorsed
Ridgefield, WA 98642
Not accepting new clients
People thrive when they are connected to others, but the pain, stress, and struggles of life often leave us feeling very alone. My practice includes individuals, couples, and families who are wanting to find solace in their experiences. I connect with clients by creating safety, understanding their unique point of view, focusing on their strengths, and collaborating with them to build a plan for treatment. My clients find space in their world to find hope in the midst of pain, courageously explore change, set goals, embrace healthy beliefs, learn new skills, make positive life choices, achieve balance, and heal.
People thrive when they are connected to others, but the pain, stress, and struggles of life often leave us feeling very alone. My practice includes individuals, couples, and families who are wanting to find solace in their experiences. I connect with clients by creating safety, understanding their unique point of view, focusing on their strengths, and collaborating with them to build a plan for treatment. My clients find space in their world to find hope in the midst of pain, courageously explore change, set goals, embrace healthy beliefs, learn new skills, make positive life choices, achieve balance, and heal.
![Photo of Mikaela Elaine Hines, MA, LMHC, NCC, Counselor](https://photos.psychologytoday.com/0c819c28-ef2a-4785-9b12-467ff97548a6/2/320x400.jpeg)
Mikaela Elaine Hines
Counselor, MA, LMHC, NCC
Verified Verified
1 Endorsed
Ridgefield, WA 98642
Not accepting new clients
Hello, my name is Mikaela! I am a passionate and relational therapist who believes every individual has a unique and valuable story to tell. I aim to help individuals process their pain while also learning to celebrate their strengths and view themselves with greater acceptance, love, and compassion. In my work, I create space for you to share your story as you are ready, offering gentle direction and helpful coping skills as you learn to navigate life’s challenges.
Hello, my name is Mikaela! I am a passionate and relational therapist who believes every individual has a unique and valuable story to tell. I aim to help individuals process their pain while also learning to celebrate their strengths and view themselves with greater acceptance, love, and compassion. In my work, I create space for you to share your story as you are ready, offering gentle direction and helpful coping skills as you learn to navigate life’s challenges.
![Photo of Ariel Villaseñor, MA, LMHC, NCC, Counselor](https://photos.psychologytoday.com/0bdf5a34-00eb-4d39-8193-7f76596a2e16/2/320x400.jpeg)
Ariel Villaseñor
Counselor, MA, LMHC, NCC
Verified Verified
1 Endorsed
Ridgefield, WA 98642
Not accepting new clients
Hi, I’m Ariel! As a therapist, I consider it a joy and a privilege to partner with kids (11+), teens, and adults in working through the inevitable challenges of life. I believe that each person has the capacity to change and to heal no matter the hand they have been dealt or what they have experienced. With this perspective, I aim to collaboratively work with each person in gaining insight into their own strengths, as well as perspective on their pain, within the context of a safe relationship.
Hi, I’m Ariel! As a therapist, I consider it a joy and a privilege to partner with kids (11+), teens, and adults in working through the inevitable challenges of life. I believe that each person has the capacity to change and to heal no matter the hand they have been dealt or what they have experienced. With this perspective, I aim to collaboratively work with each person in gaining insight into their own strengths, as well as perspective on their pain, within the context of a safe relationship.
![Photo of Hannah May Williams, MS, LMHCA, Pre-Licensed Professional](https://photos.psychologytoday.com/b917e894-857b-4cf2-ab46-31bfaac8e7da/1/320x400.jpeg)
Hannah May Williams
Pre-Licensed Professional, MS, LMHCA
Verified Verified
Ridgefield, WA 98642 (Online Only)
Not accepting new clients
I work with clients who have a wide range of concerns, including trauma, anxiety, ADHD, OCD or obsessive-compulsive behaviors, identity exploration, and people who identify as adult children of emotionally immature parents. I am passionate about providing affirming care for trans, nonbinary/GNC, and LGBTQIA+ folks. I believe that growth happens when people feel empowered to fully be who they are and make changes to connect with their most genuine self. Through humor and empathy, I'll walk alongside you on your journey toward authenticity and peace.
I work with clients who have a wide range of concerns, including trauma, anxiety, ADHD, OCD or obsessive-compulsive behaviors, identity exploration, and people who identify as adult children of emotionally immature parents. I am passionate about providing affirming care for trans, nonbinary/GNC, and LGBTQIA+ folks. I believe that growth happens when people feel empowered to fully be who they are and make changes to connect with their most genuine self. Through humor and empathy, I'll walk alongside you on your journey toward authenticity and peace.
![Photo of Lindsay Hansen, LMFT, Marriage & Family Therapist](https://photos.psychologytoday.com/bef1f88c-d0b1-4117-905c-e007a298e82f/2/320x400.jpeg)
Lindsay Hansen
Marriage & Family Therapist, LMFT
Verified Verified
1 Endorsed
Ridgefield, WA 98642
Not accepting new clients
Not accepting new at this time. I work with anxiety, relational trauma, holistic health. I provide individual, family, and couples therapy; my age rages are 8 and above. I offer a "Relationship in Transition" couples therapy package to address relationship changes (children, marriage, elder care or health scares). I often incorporate any spiritual beliefs my clients find strength in.
Not accepting new at this time. I work with anxiety, relational trauma, holistic health. I provide individual, family, and couples therapy; my age rages are 8 and above. I offer a "Relationship in Transition" couples therapy package to address relationship changes (children, marriage, elder care or health scares). I often incorporate any spiritual beliefs my clients find strength in.
More Therapists Nearby
![Photo of Barbara A. Woodworth, LICSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/d4d27f1a-9e23-4bd0-ba3b-702361e97c82/2/320x400.jpeg)
Barbara A. Woodworth
Clinical Social Work/Therapist, LICSW
Verified Verified
1 Endorsed
Vancouver, WA 98660 (Online Only)
Hello! My name is Barbara and I am a licensed clinical social worker (LICSW) in the state of Washington, with over 25 years of experience in the mental health and social work fields. I can help you navigate your emotional journey towards well-being and personal growth. You may have felt like a "black sheep"- different from others, neurodivergent, unconventional, outside the norm, quirky, on the edge, or even a bit rebellious. Or you may be someone who has followed a more direct route in the past, and now find yourself dealing with the twists and turns of life transitions. I am here to help guide you on your unique path.
Hello! My name is Barbara and I am a licensed clinical social worker (LICSW) in the state of Washington, with over 25 years of experience in the mental health and social work fields. I can help you navigate your emotional journey towards well-being and personal growth. You may have felt like a "black sheep"- different from others, neurodivergent, unconventional, outside the norm, quirky, on the edge, or even a bit rebellious. Or you may be someone who has followed a more direct route in the past, and now find yourself dealing with the twists and turns of life transitions. I am here to help guide you on your unique path.
![Photo of Emily Jackson, LMHC, Counselor](https://photos.psychologytoday.com/337f48e1-7bd3-4d39-b80f-784c8b9f31f7/1/320x400.jpeg)
If you’ve ever felt lost, confused, or disconnected, you may also know what it feels like to bring those vulnerable feelings to someone you trusted only to be met with dismissive, invalidating, judgmental, or even downright hateful comments. I believe that the cornerstone of healing is in relation to others and aim to provide a space where you can feel free to ask yourself any question and share any part of you- especially the parts that have been rejected- by you or others.
If you’ve ever felt lost, confused, or disconnected, you may also know what it feels like to bring those vulnerable feelings to someone you trusted only to be met with dismissive, invalidating, judgmental, or even downright hateful comments. I believe that the cornerstone of healing is in relation to others and aim to provide a space where you can feel free to ask yourself any question and share any part of you- especially the parts that have been rejected- by you or others.
![Photo of Blake Frey @ Everstronger Counseling, MA, LMHC, Counselor](https://photos.psychologytoday.com/a9088ac1-d214-4cf7-a3d7-a65d452be41d/1/320x400.jpeg)
Blake Frey @ Everstronger Counseling
Counselor, MA, LMHC
Verified Verified
Vancouver, WA 98662 (Online Only)
Welcome. We all need spaces to come as we are and just talk. In our sessions we will move towards the topics that matter most to you. Clients report that they experience a safe and attuned space to show up authentically, without the worry of judgment, so they can explore important circumstances that are bringing challenges. Everstronger is a term that invites leaning a bit more towards the parts of us that have been pained, stuck, muted, or are stirring to find expression and relief in new ways.
Welcome. We all need spaces to come as we are and just talk. In our sessions we will move towards the topics that matter most to you. Clients report that they experience a safe and attuned space to show up authentically, without the worry of judgment, so they can explore important circumstances that are bringing challenges. Everstronger is a term that invites leaning a bit more towards the parts of us that have been pained, stuck, muted, or are stirring to find expression and relief in new ways.
See more therapy options for Ridgefield
Nearby BlueCross BlueShield Therapists Searches for Ridgefield
See More BlueCross BlueShield TherapistsNearby Searches for Ridgefield
- Battle Ground
- Brush Prairie
- Camas
- Carson
- Castle Rock
- Hazel Dell
- Kelso
- La Center
- Longview
- Vancouver
- Washougal
- Woodland
BlueCross BlueShield Therapists
Does insurance cover therapy, prescriptions and other behavioral health services?
In general, yes. Laws in the U.S. require insurers to cover essential behavioral health care at the same level as other health care services. Most health plans require a medical diagnosis and treatments that are evidence based and medically essential. This means that life coaching and alternative therapies are not covered, nor is therapy without a diagnosis. Call the number on the back or your insurance card or visit your insurance company's website to review your Summary of Benefits. If you have insurance through your employer, your Human Resources department may also be able to answer questions.
How much does therapy cost with insurance?
The cost of therapy depends on your region, how much training and experience your therapist has, and the type of treatment. The rate for talk therapy generally falls between $100 and $250. For a client seeing an in-network provider, the cost of therapy is often similar to the cost of other health care services. Clients pay co-pays and may need to satisfy a plan’s deductible before benefits kick in.
What is the difference between In-Network and Out-of-Network insurance coverage?
An in-network provider has contracted with an insurer to get paid directly for services, and to accept the insurer’s rate of compensation. Clients are responsible for deductibles and copays. If a therapist is out of network, that means that the client pays the therapist directly for services at the therapist’s regular fee. Out-of-Network providers often give clients a receipt so that they can file for partial reimbursement with their insurance company.
Is it difficult to find an In-Network therapist?
It is not unusual for therapists to limit the number of insurance patients in their practice, so it’s important to check in-network availability when you schedule your first appointment. In regions and times where therapy is in high demand it may take longer to get scheduled with an in-network therapist.
What is the difference between HMO and PPO insurance plans?
HMO health plans only cover in-network services, there is no reimbursement for out-of-network providers. PPO plans often cover both in- and out-of-network services, though the client may pay more for out-of-network services.
What is a Superbill?
A superbill is a receipt for therapy services. It provides all the information required by insurance companies to reimburse you for out-of-network services, including the diagnostic codes for your care, the amount paid, and the dates and duration of care.
Does insurance cover Online therapy?
Many therapists who shifted their practice to online therapy during the pandemic have kept that arrangement. And most insurers continue to cover telehealth services, with a few exceptions. Preventive care (such as an annual depression screening) is often required to be in-person to be covered, and some states require prescribers of controlled substances to see those patients in person.
Does insurance cover Group therapy?
Many insurance plans provide coverage for group therapy provided there is a medical diagnosis for group members, but there are some noteworthy exceptions. For example, Medicare does not always cover group therapy. Group therapy tends to cost less than individual therapy.
Does insurance cover Couples therapy?
Most insurance companies do not cover the cost of couples therapy because there is no medical diagnosis or medically necessary treatment. However, a few plans will offer a limited benefit, so it is still worth checking with your insurance company. Sometimes therapy is covered for a couple when one person has a diagnosis and another family member joins them for joint therapy, but it is considered therapy for the medical condition that includes a family member as a listener or helper, not couples counseling. Without insurance, most clients pay between $100-300 per 60-90 min session for couples therapy. Often clients can find classes or workshops that make it more affordable to work on their relationship. And some employers offer benefit plans that help defray the cost of couples therapy.
Learn more about Insurance Coverage and Finding Affordable Therapy
Learn more about Insurance Coverage and Finding Affordable Therapy