Blue Cross Therapists in Monroe, WA
![Photo of Desirée Helfrick, MA, MHP, LMHC, Counselor](https://photos.psychologytoday.com/4e0f881b-46cd-11ea-a6ad-06142c356176/2/320x400.jpeg)
Desirée Helfrick
Counselor, MA, MHP, LMHC
Verified Verified
6 Endorsed
Monroe, WA 98272 (Online Only)
Waitlist for new clients
As an EMDR Therapist, I specialize in supporting individuals aged 18 and older to rebuild confidence, cultivate self-esteem, and develop the skills needed to recover from difficult and traumatic experiences. My goal as an EMDR therapist is to help you rediscover your innate ability to restore balance in your life. I offer a warm, compassionate, and empathetic approach aimed at empowering you to develop resilience, overcome stress, and achieve your personal goals. In my practice, I integrate insights from attachment theory, interpersonal neurobiology, and mindfulness to tailor our sessions to your unique needs.
As an EMDR Therapist, I specialize in supporting individuals aged 18 and older to rebuild confidence, cultivate self-esteem, and develop the skills needed to recover from difficult and traumatic experiences. My goal as an EMDR therapist is to help you rediscover your innate ability to restore balance in your life. I offer a warm, compassionate, and empathetic approach aimed at empowering you to develop resilience, overcome stress, and achieve your personal goals. In my practice, I integrate insights from attachment theory, interpersonal neurobiology, and mindfulness to tailor our sessions to your unique needs.
![Photo of Christina Harpster - CH Counseling- Christina Harpster, MS , LMFT, CMHS, Marriage & Family Therapist](https://photos.psychologytoday.com/75fde3c0-2315-4b9e-b7b5-2831918c4a29/3/320x400.jpeg)
CH Counseling- Christina Harpster
Marriage & Family Therapist, MS , LMFT, CMHS
Verified Verified
1 Endorsed
Monroe, WA 98272
PracticeOpenings! At CH Counseling, the clients we work with come into therapy with a variety of symptoms and concerns that are interfering with their every day life. Some of the common symptoms clients come in for are: depression, self-harming behaviors, anxiety, low self-esteem, numbing or detached feelings from others, and suicidal ideations. I am the owner of CH Counseling and want to provide the utmost professional and therapeutic experience for the people I work with. My approach always depends upon what works best for the individual or family.
PracticeOpenings! At CH Counseling, the clients we work with come into therapy with a variety of symptoms and concerns that are interfering with their every day life. Some of the common symptoms clients come in for are: depression, self-harming behaviors, anxiety, low self-esteem, numbing or detached feelings from others, and suicidal ideations. I am the owner of CH Counseling and want to provide the utmost professional and therapeutic experience for the people I work with. My approach always depends upon what works best for the individual or family.
![Photo of Lori D. Wolff, MA, MHP, LMFT, CMHS, Marriage & Family Therapist](https://photos.psychologytoday.com/462b0fc0-46cd-11ea-a6ad-06142c356176/2/320x400.jpeg)
Lori D. Wolff
Marriage & Family Therapist, MA, MHP, LMFT, CMHS
Verified Verified
Monroe, WA 98272 (Online Only)
Waitlist for new clients
The ultimate goal at Harmony in Tranquility: Counseling for the Soul, is to support individuals and families in building healthier and happier lives. Starting internally, creating further external success and happiness. My expertise includes individual, family, and couple's therapy (to include child and adolescent treatment). I believe in the utmost respect of individuals and emphasize the importance of dignity and worth within each person. See Link(s): https://youtu.be/XvoWIkFik5o / https://youtu.be/nlF-L2VqeVI / https://harmonyintranquility.clientsecure.me/
The ultimate goal at Harmony in Tranquility: Counseling for the Soul, is to support individuals and families in building healthier and happier lives. Starting internally, creating further external success and happiness. My expertise includes individual, family, and couple's therapy (to include child and adolescent treatment). I believe in the utmost respect of individuals and emphasize the importance of dignity and worth within each person. See Link(s): https://youtu.be/XvoWIkFik5o / https://youtu.be/nlF-L2VqeVI / https://harmonyintranquility.clientsecure.me/
![Photo of Stories Of Hope- Rosy De Prado, MS, LMFT, MHP, Marriage & Family Therapist](https://photos.psychologytoday.com/55b007be-faa4-4974-b5e7-4daf62987390/1/320x400.jpeg)
Stories Of Hope- Rosy De Prado
Marriage & Family Therapist, MS, LMFT, MHP
Verified Verified
Monroe, WA 98272
Waitlist for new clients
Stories of Hope offers liberating healing processes with experience and evidence-based approaches. We celebrate diversity and are especially committed to QTBIPOC (Queer, Trans, Black, Indigenous, People of Color). We are rooted in social justice perspective and cultural humility for understanding diverse living contexts, values, and traditions. We provide bilingual and bicultural counseling in English and Spanish. Our identities, behaviors, emotions, and personalities are affected and shaped by relationships with family, friends, and people in general. Talking about relationships is an important piece of our counseling approach.
Stories of Hope offers liberating healing processes with experience and evidence-based approaches. We celebrate diversity and are especially committed to QTBIPOC (Queer, Trans, Black, Indigenous, People of Color). We are rooted in social justice perspective and cultural humility for understanding diverse living contexts, values, and traditions. We provide bilingual and bicultural counseling in English and Spanish. Our identities, behaviors, emotions, and personalities are affected and shaped by relationships with family, friends, and people in general. Talking about relationships is an important piece of our counseling approach.
![Photo of Ozlem Yalcin, MA, LMFTA, Marriage & Family Therapist Associate](https://photos.psychologytoday.com/9e32a63c-b2a8-449c-ab06-d0ef62a3aed4/1/320x400.jpeg)
Many of us seek therapy at different periods of our lives for different reasons, such as couple and family conflicts, losing loved ones, life transition issues, addiction, sadness, anxiety, and depression. We sometimes may not figure out what we are going through. Unknowns and uncertainties may increase in our lives and become unmanageable, or we are unable to fulfill our search for meaning. Therapy helps us cope with difficult and painful emotions, figure out what we are going through, and name it. Carl Rogers defines growth as any kind of movement toward “self-esteem, flexibility, or respect and compassion for self and others."
Many of us seek therapy at different periods of our lives for different reasons, such as couple and family conflicts, losing loved ones, life transition issues, addiction, sadness, anxiety, and depression. We sometimes may not figure out what we are going through. Unknowns and uncertainties may increase in our lives and become unmanageable, or we are unable to fulfill our search for meaning. Therapy helps us cope with difficult and painful emotions, figure out what we are going through, and name it. Carl Rogers defines growth as any kind of movement toward “self-esteem, flexibility, or respect and compassion for self and others."
![Photo of Natalie Goobes, MS, LMFTA, MedFT, Marriage & Family Therapist Associate](https://photos.psychologytoday.com/964aee34-6207-44d1-8329-cea88be40141/2/320x400.jpeg)
Natalie Goobes
Marriage & Family Therapist Associate, MS, LMFTA, MedFT
Verified Verified
3 Endorsed
Monroe, WA 98272
Currently Accepting New Clients! I work with couples, families, and individuals with a systems perspective. I have experience working with Anxiety, PTSD, ADHD, Depression, adjustment to a change or stressor, and self-development skills. I am currently in training to work with people dealing with Cancer and additional chronic medical conditions. I have supplementary education in social justice and cultural studies.
Currently Accepting New Clients! I work with couples, families, and individuals with a systems perspective. I have experience working with Anxiety, PTSD, ADHD, Depression, adjustment to a change or stressor, and self-development skills. I am currently in training to work with people dealing with Cancer and additional chronic medical conditions. I have supplementary education in social justice and cultural studies.
![Photo of Danielle Thayer - HopeLife Therapy Danielle Thayer , BA, MS, LMFTA, Marriage & Family Therapist Associate](https://photos.psychologytoday.com/8f892d07-b3f4-4dd8-b75d-1adbabdc4d32/2/320x400.jpeg)
HopeLife Therapy Danielle Thayer
Marriage & Family Therapist Associate, BA, MS, LMFTA
Verified Verified
3 Endorsed
Monroe, WA 98272
I am passionate about people and helping them become all they are created to be. I engage my clients with compassion, openness, and curiosity where we can learn and grow together. My hope is that every client moves toward a greater understanding of their preferred self, while experiencing more hope to create healthy goals and changes in their life. I believe therapy provides an opportunity to deeply explore oneself and our relationship with others. I understand that life can be challenging, and sometimes we need support to navigate through difficult times. At HopeLife Therapy, I provide a safe and confidential space to grow.
I am passionate about people and helping them become all they are created to be. I engage my clients with compassion, openness, and curiosity where we can learn and grow together. My hope is that every client moves toward a greater understanding of their preferred self, while experiencing more hope to create healthy goals and changes in their life. I believe therapy provides an opportunity to deeply explore oneself and our relationship with others. I understand that life can be challenging, and sometimes we need support to navigate through difficult times. At HopeLife Therapy, I provide a safe and confidential space to grow.
![Photo of Maggie Credeur, LICSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/45168c8d-46cd-11ea-a6ad-06142c356176/2/320x400.jpeg)
Maggie Credeur
Clinical Social Work/Therapist, LICSW
Verified Verified
Monroe, WA 98272
Not accepting new clients
Anyone can benefit from therapy, whether you are struggling with a specific issue or have a desire to learn more about yourself for personal growth. Sometimes we need a supportive and objective person to guide us so we can uncover and break down any barriers that interfere with our happiness. My goal is to provide the space for you to do just that - to explore your thoughts, emotions, and behavior patterns in a safe, judgment-free environment. I am especially interested in working with those dealing with adoption related and gender identity related issues.
Anyone can benefit from therapy, whether you are struggling with a specific issue or have a desire to learn more about yourself for personal growth. Sometimes we need a supportive and objective person to guide us so we can uncover and break down any barriers that interfere with our happiness. My goal is to provide the space for you to do just that - to explore your thoughts, emotions, and behavior patterns in a safe, judgment-free environment. I am especially interested in working with those dealing with adoption related and gender identity related issues.
![Photo of Eric Gordon Huffman, MSW, LICSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/3e773cd9-46cd-11ea-a6ad-06142c356176/3/320x400.jpeg)
Eric Gordon Huffman
Clinical Social Work/Therapist, MSW, LICSW
Verified Verified
Monroe, WA 98272
Not accepting new clients
For 20+ years I have been providing individual psychotherapy. You might be thinking about therapy because you have a sense that something is wrong or something hurts. Sometimes all you know is you have not felt happy for a long time. Perhaps you are experiencing confusion about a relationship or are having anxiety or depression. You have Bipolar Disorder or ADHD and want help beyond medications. Perhaps you are going through a transition such as divorce. You may find yourself up against the "same old problems" at work or home. You may be trying to manage trauma. I can help.
For 20+ years I have been providing individual psychotherapy. You might be thinking about therapy because you have a sense that something is wrong or something hurts. Sometimes all you know is you have not felt happy for a long time. Perhaps you are experiencing confusion about a relationship or are having anxiety or depression. You have Bipolar Disorder or ADHD and want help beyond medications. Perhaps you are going through a transition such as divorce. You may find yourself up against the "same old problems" at work or home. You may be trying to manage trauma. I can help.
![Photo of Stephanie E Cuevas, LICSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/c646f269-e1a5-4de3-a228-e85245085745/1/320x400.jpeg)
Stephanie E Cuevas
Clinical Social Work/Therapist, LICSW
Verified Verified
Monroe, WA 98272 (Online Only)
Not accepting new clients
Feeling stuck? Having thoughts like “I’m not good enough”, "you’re letting everyone down", or just feeling overwhelmed with anxiety. It feels like there’s so much happening…You try so hard for everyone else in your life and there’s nothing left for you. It can feel like drowning. These feelings, while normal, are very isolating. As a late ADHD-er/neuro-spicy individual I know how complicated all these things can be. I've worked 12 years in the mental health field with adults navigating issues of anxiety, ADHD, trauma, family of origin stuff and burnout with the goal of improving self-esteem and quality of life.
Feeling stuck? Having thoughts like “I’m not good enough”, "you’re letting everyone down", or just feeling overwhelmed with anxiety. It feels like there’s so much happening…You try so hard for everyone else in your life and there’s nothing left for you. It can feel like drowning. These feelings, while normal, are very isolating. As a late ADHD-er/neuro-spicy individual I know how complicated all these things can be. I've worked 12 years in the mental health field with adults navigating issues of anxiety, ADHD, trauma, family of origin stuff and burnout with the goal of improving self-esteem and quality of life.
More Therapists Nearby
![Photo of Johanna Wender, MA, LMHC, CMHS, Counselor](https://photos.psychologytoday.com/27170883-acd1-4a66-b337-b2508d2fd2a8/1/320x400.jpeg)
Welcome to Bravura Counseling. I proudly specialize in mental health wellness for active duty and retired first responders, as well as military members and veterans, and their family members, throughout Washington State. I focus on providing counseling that addresses some of the most urgent mental health conditions affecting our first responder and military communities, including: PTSD, critical incident trauma, anxiety, depression, suicide prevention, burnout/workplace stress, substance abuse, and work/life balance.
Welcome to Bravura Counseling. I proudly specialize in mental health wellness for active duty and retired first responders, as well as military members and veterans, and their family members, throughout Washington State. I focus on providing counseling that addresses some of the most urgent mental health conditions affecting our first responder and military communities, including: PTSD, critical incident trauma, anxiety, depression, suicide prevention, burnout/workplace stress, substance abuse, and work/life balance.
![Photo of Michelle A. Lechnyr, MA, LMFT, CDC®, Marriage & Family Therapist](https://photos.psychologytoday.com/7189dde7-4fa5-46ec-939f-e28b3686d532/1/320x400.jpeg)
Michelle A. Lechnyr
Marriage & Family Therapist, MA, LMFT, CDC®
Verified Verified
3 Endorsed
Snohomish, WA 98296 (Online Only)
My goal is to equip you with effective strategies for shifting your thought patterns, easing anxious thoughts, and overcoming depression. I specialize in addressing a range of issues including anxiety, depression, postpartum depression, divorce, infidelity, life transitions, and complex trauma. My therapeutic approach encompasses Cognitive Behavioral Therapy (CBT), mindfulness, and EMDR. As a certified divorce coach, I provide guidance to help you navigate relationship challenges and make informed decisions.Additionally, I offer support to individuals grappling with a cancer diagnosis. Gottman trained: Bringing Baby Home Educator.
My goal is to equip you with effective strategies for shifting your thought patterns, easing anxious thoughts, and overcoming depression. I specialize in addressing a range of issues including anxiety, depression, postpartum depression, divorce, infidelity, life transitions, and complex trauma. My therapeutic approach encompasses Cognitive Behavioral Therapy (CBT), mindfulness, and EMDR. As a certified divorce coach, I provide guidance to help you navigate relationship challenges and make informed decisions.Additionally, I offer support to individuals grappling with a cancer diagnosis. Gottman trained: Bringing Baby Home Educator.
![Photo of Michelle Sells, MSW, LICSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/5526037f-491c-4277-a3b2-b2e63c6d4c31/2/320x400.jpeg)
Michelle Sells
Clinical Social Work/Therapist, MSW, LICSW
Verified Verified
1 Endorsed
Snohomish, WA 98290 (Online Only)
I have many years of experience working with children, teens, adults and families in varying situations. I have an extensive background in working with children, teens, families, LGBTQIA+ folks, adults, and those who are retired. I have done work around complex trauma, stress, depression, anxiety, transitions, self-esteem, parenting issues, as well as a specialty in grief/loss, anticipatory grief, end of life, hospice and chronic medical issues.
I have many years of experience working with children, teens, adults and families in varying situations. I have an extensive background in working with children, teens, families, LGBTQIA+ folks, adults, and those who are retired. I have done work around complex trauma, stress, depression, anxiety, transitions, self-esteem, parenting issues, as well as a specialty in grief/loss, anticipatory grief, end of life, hospice and chronic medical issues.
![Photo of Desiree Silapaxay, MSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/6f215af7-5903-494f-ae69-a229b8fecc2b/2/320x400.jpeg)
Desiree Silapaxay
Clinical Social Work/Therapist, MSW
Verified Verified
Snohomish, WA 98290 (Online Only)
I am a Master of Social Work (MSW). My focus is identifying how an individual functions in the different systems they must navigate daily. I support individuals in coping with the stress, anxiety, depression, or other feelings and thoughts that may come with this. I work with individuals who wish to explore self- identity and learn self-compassion.
I am a Master of Social Work (MSW). My focus is identifying how an individual functions in the different systems they must navigate daily. I support individuals in coping with the stress, anxiety, depression, or other feelings and thoughts that may come with this. I work with individuals who wish to explore self- identity and learn self-compassion.
![Photo of Rie Takeuchi, MSW, LICSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/e6557afa-67ed-4fd1-8948-a3a1498cc4d8/1/320x400.jpeg)
Welcome! Life can be challenging and can lead us to unexpected places sometimes. Whether you’re feeling stuck or experiencing stress, grief and loss, depression, anxiety, relationship issues, life transitions, parenting issues, trauma, or other concerns, I will come alongside you to help navigate your journey towards hope and healing. With my gentle, yet direct, compassionate, and non-judgmental approach, I can help you discover the tools that you have within yourself for learning new skills that serve you better to create lasting, positive change. Let's work together to help you set and achieve your goals!
Welcome! Life can be challenging and can lead us to unexpected places sometimes. Whether you’re feeling stuck or experiencing stress, grief and loss, depression, anxiety, relationship issues, life transitions, parenting issues, trauma, or other concerns, I will come alongside you to help navigate your journey towards hope and healing. With my gentle, yet direct, compassionate, and non-judgmental approach, I can help you discover the tools that you have within yourself for learning new skills that serve you better to create lasting, positive change. Let's work together to help you set and achieve your goals!
![Photo of Bre Arthur, LMHCA, Counselor](https://photos.psychologytoday.com/7ca9fec7-2d77-4a6a-bc3b-2d894d72097c/1/320x400.jpeg)
Bre Arthur
Counselor, LMHCA
Verified Verified
3 Endorsed
Snohomish, WA 98290
Waitlist for new clients
I am a relational depth-centered therapist who specializes in anxiety, trauma, and life transitions. I am passionate about helping people, especially women, grow and heal. I utilize psychoanalytic, Internal Family Systems, ecotherapy, and person-centered methods. My approach is both practical and deep, exploring coping skills that work best for you to manage your everyday life, as well as connecting your past to your present to get to the root of the issue. It is a joy to be able to walk alongside individuals and watch their brain’s profound ability to change through the process of therapy.
I am a relational depth-centered therapist who specializes in anxiety, trauma, and life transitions. I am passionate about helping people, especially women, grow and heal. I utilize psychoanalytic, Internal Family Systems, ecotherapy, and person-centered methods. My approach is both practical and deep, exploring coping skills that work best for you to manage your everyday life, as well as connecting your past to your present to get to the root of the issue. It is a joy to be able to walk alongside individuals and watch their brain’s profound ability to change through the process of therapy.
![Photo of Sophia Lundquist, MSW, LSWAIC, Clinical Social Work/Therapist](https://photos.psychologytoday.com/0f16b0a6-7655-4027-965e-ddcc82a5ac73/1/320x400.jpeg)
Hello! My name is Sophia, thank you for visiting my profile! I applaud you for making this first step in your growth journey. I have a strengths-based, trauma-informed perspective to therapy practice. My experience includes working with people from ages 5-60 years old facing an array of challenges including grief, relationship conflict, and difficulty managing mental health conditions in daily life. These conditions include anxiety, depression, obsessive-compulsive disorder, specific phobia, trauma-related disorders, and other mood disorders.
Hello! My name is Sophia, thank you for visiting my profile! I applaud you for making this first step in your growth journey. I have a strengths-based, trauma-informed perspective to therapy practice. My experience includes working with people from ages 5-60 years old facing an array of challenges including grief, relationship conflict, and difficulty managing mental health conditions in daily life. These conditions include anxiety, depression, obsessive-compulsive disorder, specific phobia, trauma-related disorders, and other mood disorders.
![Photo of Cella Oreta, LMFT, Marriage & Family Therapist](https://photos.psychologytoday.com/ec4cbb1c-7d59-4f7e-8d1a-4337ab7e2413/2/320x400.jpeg)
Becoming an adult is challenging under the best of circumstances, especially as you balance leaving adolescence and learning about adulthood. Perhaps too many changes are creating new stress you did not anticipate. Maybe adulthood is not what you imagined. Or the disconnect is creating questions about your purpose or identity as an adult. Cella will help you build skills for managing challenging times and will support you in exploring and creating the life you desire. She is eager to join your journey toward a life filled with purpose and meaningful relationships where your values, dreams, and reality are all aligned.
Becoming an adult is challenging under the best of circumstances, especially as you balance leaving adolescence and learning about adulthood. Perhaps too many changes are creating new stress you did not anticipate. Maybe adulthood is not what you imagined. Or the disconnect is creating questions about your purpose or identity as an adult. Cella will help you build skills for managing challenging times and will support you in exploring and creating the life you desire. She is eager to join your journey toward a life filled with purpose and meaningful relationships where your values, dreams, and reality are all aligned.
![Photo of Douglas Chandler - Counseling Centers of North Puget Sound, LICSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/4960ea80-e9c2-447c-835e-c3dc90f1d247/2/320x400.jpeg)
Counseling Centers of North Puget Sound
Clinical Social Work/Therapist, LICSW
Verified Verified
Snohomish, WA 98290
NOTE: We accept new appointment requests only through our confidential online portal: www.bit.ly/newcounseling. We work with individuals, couples, and families, all ages, and can work with a broad range of issues. We are committed to fostering an environment of safety and respect for people of all beliefs, backgrounds, abilities and lifestyles. We achieve our mission by offering affordable, best practice, behavioral science and faith-integrative offerings. No specific faith practice is required to receive services with us.
NOTE: We accept new appointment requests only through our confidential online portal: www.bit.ly/newcounseling. We work with individuals, couples, and families, all ages, and can work with a broad range of issues. We are committed to fostering an environment of safety and respect for people of all beliefs, backgrounds, abilities and lifestyles. We achieve our mission by offering affordable, best practice, behavioral science and faith-integrative offerings. No specific faith practice is required to receive services with us.
![Photo of Ammanfil Oreta, MA, LMHC, Counselor](https://photos.psychologytoday.com/f31a9b42-2aab-42e0-8a83-1b977332740c/2/320x400.jpeg)
Ammanfil (Pronounced Aw-Min-Phil) is passionate about trauma & Post-Traumatic Stress Disorder work, mindfulness, and pushing back against toxic shame narratives that may keep us stuck. Ammanfil has experience working alongside a wide range of clients of intersectional identities and enjoys working with college students, Millennials, and Gen Z's in identity exploration, developing skills, strengthening motivation, and overcoming barriers to cultivate meaningful lives. Ammanfil incorporates psycho-education, feedback, and homework as a part of care.
Ammanfil (Pronounced Aw-Min-Phil) is passionate about trauma & Post-Traumatic Stress Disorder work, mindfulness, and pushing back against toxic shame narratives that may keep us stuck. Ammanfil has experience working alongside a wide range of clients of intersectional identities and enjoys working with college students, Millennials, and Gen Z's in identity exploration, developing skills, strengthening motivation, and overcoming barriers to cultivate meaningful lives. Ammanfil incorporates psycho-education, feedback, and homework as a part of care.
See more therapy options for Monroe
Nearby Blue Cross Therapists Searches for Monroe
- Bothell
- Carnation
- Duvall
- Everett
- Kenmore
- Kirkland
- Lake Stevens
- Mill Creek
- Redmond
- Sammamish
- Snohomish
- Woodinville
Blue Cross Therapists
Does insurance cover therapy, prescriptions and other behavioral health services?
In general, yes. Laws in the U.S. require insurers to cover essential behavioral health care at the same level as other health care services. Most health plans require a medical diagnosis and treatments that are evidence based and medically essential. This means that life coaching and alternative therapies are not covered, nor is therapy without a diagnosis. Call the number on the back or your insurance card or visit your insurance company's website to review your Summary of Benefits. If you have insurance through your employer, your Human Resources department may also be able to answer questions.
How much does therapy cost with insurance?
The cost of therapy depends on your region, how much training and experience your therapist has, and the type of treatment. The rate for talk therapy generally falls between $100 and $250. For a client seeing an in-network provider, the cost of therapy is often similar to the cost of other health care services. Clients pay co-pays and may need to satisfy a plan’s deductible before benefits kick in.
What is the difference between In-Network and Out-of-Network insurance coverage?
An in-network provider has contracted with an insurer to get paid directly for services, and to accept the insurer’s rate of compensation. Clients are responsible for deductibles and copays. If a therapist is out of network, that means that the client pays the therapist directly for services at the therapist’s regular fee. Out-of-Network providers often give clients a receipt so that they can file for partial reimbursement with their insurance company.
Is it difficult to find an In-Network therapist?
It is not unusual for therapists to limit the number of insurance patients in their practice, so it’s important to check in-network availability when you schedule your first appointment. In regions and times where therapy is in high demand it may take longer to get scheduled with an in-network therapist.
What is the difference between HMO and PPO insurance plans?
HMO health plans only cover in-network services, there is no reimbursement for out-of-network providers. PPO plans often cover both in- and out-of-network services, though the client may pay more for out-of-network services.
What is a Superbill?
A superbill is a receipt for therapy services. It provides all the information required by insurance companies to reimburse you for out-of-network services, including the diagnostic codes for your care, the amount paid, and the dates and duration of care.
Does insurance cover Online therapy?
Many therapists who shifted their practice to online therapy during the pandemic have kept that arrangement. And most insurers continue to cover telehealth services, with a few exceptions. Preventive care (such as an annual depression screening) is often required to be in-person to be covered, and some states require prescribers of controlled substances to see those patients in person.
Does insurance cover Group therapy?
Many insurance plans provide coverage for group therapy provided there is a medical diagnosis for group members, but there are some noteworthy exceptions. For example, Medicare does not always cover group therapy. Group therapy tends to cost less than individual therapy.
Does insurance cover Couples therapy?
Most insurance companies do not cover the cost of couples therapy because there is no medical diagnosis or medically necessary treatment. However, a few plans will offer a limited benefit, so it is still worth checking with your insurance company. Sometimes therapy is covered for a couple when one person has a diagnosis and another family member joins them for joint therapy, but it is considered therapy for the medical condition that includes a family member as a listener or helper, not couples counseling. Without insurance, most clients pay between $100-300 per 60-90 min session for couples therapy. Often clients can find classes or workshops that make it more affordable to work on their relationship. And some employers offer benefit plans that help defray the cost of couples therapy.
Learn more about Insurance Coverage and Finding Affordable Therapy
Learn more about Insurance Coverage and Finding Affordable Therapy