Blue Cross Therapists in Lake Stevens, WA
![Photo of Viola Schrantz - I'm Listening Counseling Services PLLC , MS, LMHC, MHP, Counselor](https://photos.psychologytoday.com/f7572cd4-8bf4-441b-9ce4-b81b13f0979a/1/320x400.jpeg)
I'm Listening Counseling Services PLLC
Counselor, MS, LMHC, MHP
Verified Verified
1 Endorsed
Lake Stevens, WA 98258 (Online Only)
I'm Listening Counseling Services PLLC provides mental health therapies to individuals ages 12 and up (ages under 12, please email me). I provide a non-judgmental, empathetic, compassionate safe space, where therapy is designed specifically for the unique individual. I have worked with the spectrum of mental illnesses focusing on trauma, crisis intervention, depression, anxiety and gender dysphoria. I focus on the whole person with support of evidence based approaches. I hold a MS in Mental Health Counseling. I have my mental health professional and child mental health specialist recognition from Washington state.
I'm Listening Counseling Services PLLC provides mental health therapies to individuals ages 12 and up (ages under 12, please email me). I provide a non-judgmental, empathetic, compassionate safe space, where therapy is designed specifically for the unique individual. I have worked with the spectrum of mental illnesses focusing on trauma, crisis intervention, depression, anxiety and gender dysphoria. I focus on the whole person with support of evidence based approaches. I hold a MS in Mental Health Counseling. I have my mental health professional and child mental health specialist recognition from Washington state.
![Photo of Erik Bohlin, LMHC, NCC, MAC, Counselor](https://photos.psychologytoday.com/3d36bd63-46cd-11ea-a6ad-06142c356176/3/320x400.jpeg)
It is tough times right now! People are struggling. I am here to give you the tools to feel better and to heal whatever you have gone through. I help people work through addiction recovery, anxiety, depression and difficult relationships. Having a strength-based approach that focuses on wellness and getting unstuck from repeating cycles is the approach I take. I work with anxiety, OCD, depression, addiction (alcohol, sexual, drug, spending, overeating, and work). I also work with chronic pain issues from a place of helping people express emotion. I do both in person and teleconferencing counseling at this time.
It is tough times right now! People are struggling. I am here to give you the tools to feel better and to heal whatever you have gone through. I help people work through addiction recovery, anxiety, depression and difficult relationships. Having a strength-based approach that focuses on wellness and getting unstuck from repeating cycles is the approach I take. I work with anxiety, OCD, depression, addiction (alcohol, sexual, drug, spending, overeating, and work). I also work with chronic pain issues from a place of helping people express emotion. I do both in person and teleconferencing counseling at this time.
![Photo of Mindy Mowers Stone, LMHC, CMHS, CART, CTMH, C-DBT, Counselor](https://photos.psychologytoday.com/1b386800-3da0-4d04-b83f-e743dc711d68/2/320x400.jpeg)
Mindy Mowers Stone
Counselor, LMHC, CMHS, CART, CTMH, C-DBT
Verified Verified
1 Endorsed
Lake Stevens, WA 98258 (Online Only)
I have a dual Master of Arts Degree in Mental Health Counseling and Child, Couple, Family Therapy. I am a Licensed Mental Health Counselor (LMHC), a Child Mental Health Specialist (CMHS), a Certified Anger Resolution Therapist (CART), a Certified Clinical Telemental Health Provider (CTMH), a Certified Clinical Anxiety Treatment Professional (CCATP), and a Certified Dialectical Behavioral Therapist (C-DBT). I have experience with Inpatient & Outpatient Treatment, School and Work Support, Probation Requirements as well as facilitated Couple, Family and Group Therapy since 2001.
I have a dual Master of Arts Degree in Mental Health Counseling and Child, Couple, Family Therapy. I am a Licensed Mental Health Counselor (LMHC), a Child Mental Health Specialist (CMHS), a Certified Anger Resolution Therapist (CART), a Certified Clinical Telemental Health Provider (CTMH), a Certified Clinical Anxiety Treatment Professional (CCATP), and a Certified Dialectical Behavioral Therapist (C-DBT). I have experience with Inpatient & Outpatient Treatment, School and Work Support, Probation Requirements as well as facilitated Couple, Family and Group Therapy since 2001.
![Photo of Mekenzie Sutton, LMHC, CN, Counselor](https://photos.psychologytoday.com/022f911e-98d8-4079-8d25-05f6bf6d4928/2/320x400.jpeg)
My name is Mekenzie (she/her), and I am a Health at Every Size® and fat-positive therapist and Certified Nutritionist. Like many in this field, my call to this work came from my own long journey with mental health, body, and food, and the life-saving discovery of the fat-positive world, Intuitive Eating, Body Trust®, and social justice/anti-racism/anti-colonialism work that helped me realize my body was not the problem. I do this work now in hopes to walk alongside others as they discover their body is not the problem either, and other truths on their unique path to healing. (www.mekenziesutton.com)
My name is Mekenzie (she/her), and I am a Health at Every Size® and fat-positive therapist and Certified Nutritionist. Like many in this field, my call to this work came from my own long journey with mental health, body, and food, and the life-saving discovery of the fat-positive world, Intuitive Eating, Body Trust®, and social justice/anti-racism/anti-colonialism work that helped me realize my body was not the problem. I do this work now in hopes to walk alongside others as they discover their body is not the problem either, and other truths on their unique path to healing. (www.mekenziesutton.com)
![Photo of Marline Rostom - Sound Psychotherapy & Counseling Services PLLC , MA, LMHC, Counselor](https://photos.psychologytoday.com/01ed8565-e707-4952-af01-31f327d01026/1/320x400.jpeg)
Sound Psychotherapy & Counseling Services PLLC
Counselor, MA, LMHC
Verified Verified
3 Endorsed
Lake Stevens, WA 98258
We are a group of therapists that believe therapy is an important life choice that people make when things get tough. This courageous decision must be honored with compassion, empathy, and sincerity. We are passionate about helping and sharing in the journey towards greater health and happiness. It is important to feel safe in therapy, and thus feel free to say what is on one's mind and in one's hearts while always being met with compassionate understanding. We believe that every person deserves safety, dignity, and peace of mind. We love working with people who are seeking to live their best life
We are a group of therapists that believe therapy is an important life choice that people make when things get tough. This courageous decision must be honored with compassion, empathy, and sincerity. We are passionate about helping and sharing in the journey towards greater health and happiness. It is important to feel safe in therapy, and thus feel free to say what is on one's mind and in one's hearts while always being met with compassionate understanding. We believe that every person deserves safety, dignity, and peace of mind. We love working with people who are seeking to live their best life
![Photo of Shoshana Rosenthal, MA, LHMC, Counselor](https://photos.psychologytoday.com/ce8eaf9b-c1e9-4a5d-90ca-2017258fe32a/1/320x400.jpeg)
Shoshana Rosenthal
Counselor, MA, LHMC
Verified Verified
1 Endorsed
Lake Stevens, WA 98258
Waitlist for new clients
Life can be difficult, painful, wonderful, confusing, and more. As a therapist it is my goal to provide space in this complicated world for people to feel seen and heard, learn about their difficulties and create positive change. I enjoy working with children, adolescents, adults, couples and families. I am most interested in helping clients understand how environmental dynamics of past and present have come to impact a person, then learn to shift from unhelpful to more helpful patterns of living. Those I have worked with often tell me that I am honest, caring, silly, and “down to Earth”.
Life can be difficult, painful, wonderful, confusing, and more. As a therapist it is my goal to provide space in this complicated world for people to feel seen and heard, learn about their difficulties and create positive change. I enjoy working with children, adolescents, adults, couples and families. I am most interested in helping clients understand how environmental dynamics of past and present have come to impact a person, then learn to shift from unhelpful to more helpful patterns of living. Those I have worked with often tell me that I am honest, caring, silly, and “down to Earth”.
![Photo of Brianna Amador, MA, LMHCA, Counselor](https://photos.psychologytoday.com/1ea17b83-0567-4da8-b6ac-4a8edefb3f2a/1/320x400.png)
Brianna Amador
Counselor, MA, LMHCA
Verified Verified
1 Endorsed
Lake Stevens, WA 98258 (Online Only)
My name is Brianna and I am a therapist in Washington State. Therapy is an opportunity to engage in self-exploration in a world that can commonly feel uncertain and grey. Let's face it, life can be confusing at times for everybody. No matter what age, it can be hard to manage life stressors and cope with daily challenges, which is why building a strong therapeutic relationship is so important. As a therapist, it is my goal to create a safe space for you to build upon self-awareness in order to find the best version of you.
My name is Brianna and I am a therapist in Washington State. Therapy is an opportunity to engage in self-exploration in a world that can commonly feel uncertain and grey. Let's face it, life can be confusing at times for everybody. No matter what age, it can be hard to manage life stressors and cope with daily challenges, which is why building a strong therapeutic relationship is so important. As a therapist, it is my goal to create a safe space for you to build upon self-awareness in order to find the best version of you.
![Photo of Leah Rhodes, MEd, LMHCA, Counselor](https://photos.psychologytoday.com/3a1929de-1c98-46b3-917a-073cef8a21d4/2/320x400.jpeg)
Leah has an authentic style that appeals to adults who are ready to resolve problems and live more fully. She is effective with people who aren’t sure of their next step but are willing to learn the skills to get there. She is also effective with those who know their next step but want someone to guide them around the barriers to success. She respects that the client is always the expert about themselves. Leah teaches strong coping skills and powerful self-acceptance.
Leah has an authentic style that appeals to adults who are ready to resolve problems and live more fully. She is effective with people who aren’t sure of their next step but are willing to learn the skills to get there. She is also effective with those who know their next step but want someone to guide them around the barriers to success. She respects that the client is always the expert about themselves. Leah teaches strong coping skills and powerful self-acceptance.
![Photo of Cecilia Hamill, MS, MEd, LMHC, Counselor](https://photos.psychologytoday.com/45c2d922-46cd-11ea-a6ad-06142c356176/1/320x400.jpeg)
I am a proponent of holistic healing - treating the whole person (mind, body, spirit). I enjoy employing creative mediums in the therapeutic process to include symbolic (Jungian), artistic, musical and written expression. There are many constructive ways to channel life's challenges, stressors and traumas. It is imperative to find meaningful, healthy ways to cope. My clinical background is diverse and has included work with teens and adults in the area of trauma and addiction. Additionally, I have many years of experience working with individuals and families contending with various physical and/or developmental disabilities.
I am a proponent of holistic healing - treating the whole person (mind, body, spirit). I enjoy employing creative mediums in the therapeutic process to include symbolic (Jungian), artistic, musical and written expression. There are many constructive ways to channel life's challenges, stressors and traumas. It is imperative to find meaningful, healthy ways to cope. My clinical background is diverse and has included work with teens and adults in the area of trauma and addiction. Additionally, I have many years of experience working with individuals and families contending with various physical and/or developmental disabilities.
![Photo of Zita Fekete - Sound Soul Counseling, MA, LMHC, Counselor](https://photos.psychologytoday.com/3c13d855-46cd-11ea-a6ad-06142c356176/2/320x400.jpeg)
Sound Soul Counseling
Counselor, MA, LMHC
Verified Verified
2 Endorsed
Lake Stevens, WA 98258
Not accepting new clients
Struggling with confusion and anger? Family, friends, co-workers taking you for granted, or don't listen? That's frustrating, and I'd love to help! Can't sleep, work, or focus on important matters because of ongoing arguments in your head, or an urge to find someone to blame? Maybe you feel trapped, and no matter what you do, that feeling of not getting anywhere makes it worse. It's so upsetting that slowly you are losing confidence in your sanity. Everybody experiences something like this occasionally. But your life doesn't have to constantly be this way.
Struggling with confusion and anger? Family, friends, co-workers taking you for granted, or don't listen? That's frustrating, and I'd love to help! Can't sleep, work, or focus on important matters because of ongoing arguments in your head, or an urge to find someone to blame? Maybe you feel trapped, and no matter what you do, that feeling of not getting anywhere makes it worse. It's so upsetting that slowly you are losing confidence in your sanity. Everybody experiences something like this occasionally. But your life doesn't have to constantly be this way.
More Therapists Nearby
![Photo of Michelle Sells, MSW, LICSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/5526037f-491c-4277-a3b2-b2e63c6d4c31/2/320x400.jpeg)
Michelle Sells
Clinical Social Work/Therapist, MSW, LICSW
Verified Verified
1 Endorsed
Snohomish, WA 98290 (Online Only)
I have many years of experience working with children, teens, adults and families in varying situations. I have an extensive background in working with children, teens, families, LGBTQIA+ folks, adults, and those who are retired. I have done work around complex trauma, stress, depression, anxiety, transitions, self-esteem, parenting issues, as well as a specialty in grief/loss, anticipatory grief, end of life, hospice and chronic medical issues.
I have many years of experience working with children, teens, adults and families in varying situations. I have an extensive background in working with children, teens, families, LGBTQIA+ folks, adults, and those who are retired. I have done work around complex trauma, stress, depression, anxiety, transitions, self-esteem, parenting issues, as well as a specialty in grief/loss, anticipatory grief, end of life, hospice and chronic medical issues.
![Photo of Karine Artin, Clinical Social Work/Therapist](https://photos.psychologytoday.com/75971699-082e-4a9e-acc7-5bd3bcf23385/1/320x400.jpeg)
Karine Artin
Clinical Social Work/Therapist
Verified Verified
1 Endorsed
Everett, WA 98201 (Online Only)
If you have difficulty of letting go of negative thoughts, if the anxious feelings and feelings of sadness hinder you to live a content life and you want support to understand yourself, feel empowered with your story, and make a difference in your life, then counseling is for you. If you are tired of your critical mind, and you are ready for self-discovery journey to feeling better and learning effective ways of coping with diverse situations, then counseling is for you. If you have powerful emotions that are difficult to navigate alone and you want to achieve balance and control over your emotions, then counseling is for you.
If you have difficulty of letting go of negative thoughts, if the anxious feelings and feelings of sadness hinder you to live a content life and you want support to understand yourself, feel empowered with your story, and make a difference in your life, then counseling is for you. If you are tired of your critical mind, and you are ready for self-discovery journey to feeling better and learning effective ways of coping with diverse situations, then counseling is for you. If you have powerful emotions that are difficult to navigate alone and you want to achieve balance and control over your emotions, then counseling is for you.
![Photo of Julie Hanson, PsyD, LMHC, Counselor](https://photos.psychologytoday.com/67079a35-32e6-4e79-8892-a9abb2ac81ba/2/320x400.jpeg)
Are you sometimes overwhelmed by your feelings, as though they are in control of your life? Do you find yourself running into the same frustrations in your life or relationships and confused about how to make meaningful change to those patterns? I help clients heal and move beyond difficult emotions and life experiences. Perhaps you are finding yourself stuck at a crossroads. I help clients discover what will bring them happiness and peace and then take the steps of realizing that vision.
Are you sometimes overwhelmed by your feelings, as though they are in control of your life? Do you find yourself running into the same frustrations in your life or relationships and confused about how to make meaningful change to those patterns? I help clients heal and move beyond difficult emotions and life experiences. Perhaps you are finding yourself stuck at a crossroads. I help clients discover what will bring them happiness and peace and then take the steps of realizing that vision.
![Photo of Elizabeth Silva, LSWAIC, Pre-Licensed Professional](https://photos.psychologytoday.com/05229781-895b-4f92-a326-768add959535/1/320x400.jpeg)
Elizabeth Silva
Pre-Licensed Professional, LSWAIC
Verified Verified
1 Endorsed
Everett, WA 98201 (Online Only)
What we control in life is limited to our own inner world. While trying to process and reconstruct the inner world, there are coping strategies that can help you through the process. We do influence those around us, but how we do is not up to us. Resilience is the top predictor of a contented and peaceful existence, in spite of the influence of past experiences, current situational factors, and real future prospects. I want to help people find and build their inner core. When we feel grounded, balanced, and aware of the human chemistry around us, we can feel more confident navigating that space.
What we control in life is limited to our own inner world. While trying to process and reconstruct the inner world, there are coping strategies that can help you through the process. We do influence those around us, but how we do is not up to us. Resilience is the top predictor of a contented and peaceful existence, in spite of the influence of past experiences, current situational factors, and real future prospects. I want to help people find and build their inner core. When we feel grounded, balanced, and aware of the human chemistry around us, we can feel more confident navigating that space.
![Photo of Gabe Molinaro, MA, LMFTA, Marriage & Family Therapist Associate](https://photos.psychologytoday.com/32d5718b-698a-4d48-9a90-f57a4975f87a/1/320x400.jpeg)
Gabe Molinaro
Marriage & Family Therapist Associate, MA, LMFTA
Verified Verified
3 Endorsed
Everett, WA 98201
Gabe (they/them) is a Licensed Marriage and Family Associate Therapist who works with adolescents, adults, intimate partnerships and families. Gabe’s work is rooted in the conviction that you are worthy of experiencing peace, safety, satisfaction in relationships, spiritual well-being and self-love. You deserve these things without having to sacrifice or push down essential parts of yourself.
Gabe (they/them) is a Licensed Marriage and Family Associate Therapist who works with adolescents, adults, intimate partnerships and families. Gabe’s work is rooted in the conviction that you are worthy of experiencing peace, safety, satisfaction in relationships, spiritual well-being and self-love. You deserve these things without having to sacrifice or push down essential parts of yourself.
![Photo of Billie-June Damon, LMFT, Marriage & Family Therapist](https://photos.psychologytoday.com/2da55fd9-cb7f-4c5e-a3ce-f7e7a8da7faa/1/320x400.jpeg)
We all continue to develop from infancy to seniority and so we keep changing. Some stages or issues get left behind or tangled up and those knots bump against our strengths, goals and often, our important relationships. Mental health research of the last century has taught us insight is not enough. Another's perspective can shed new light on old material, identify a change of direction and help to learn skills and feel better. I enjoy working with others and am committed to helping clients overcome challenges, so they live a life they want.
We all continue to develop from infancy to seniority and so we keep changing. Some stages or issues get left behind or tangled up and those knots bump against our strengths, goals and often, our important relationships. Mental health research of the last century has taught us insight is not enough. Another's perspective can shed new light on old material, identify a change of direction and help to learn skills and feel better. I enjoy working with others and am committed to helping clients overcome challenges, so they live a life they want.
![Photo of Rie Takeuchi, MSW, LICSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/e6557afa-67ed-4fd1-8948-a3a1498cc4d8/1/320x400.jpeg)
Welcome! Life can be challenging and can lead us to unexpected places sometimes. Whether you’re feeling stuck or experiencing stress, grief and loss, depression, anxiety, relationship issues, life transitions, parenting issues, trauma, or other concerns, I will come alongside you to help navigate your journey towards hope and healing. With my gentle, yet direct, compassionate, and non-judgmental approach, I can help you discover the tools that you have within yourself for learning new skills that serve you better to create lasting, positive change. Let's work together to help you set and achieve your goals!
Welcome! Life can be challenging and can lead us to unexpected places sometimes. Whether you’re feeling stuck or experiencing stress, grief and loss, depression, anxiety, relationship issues, life transitions, parenting issues, trauma, or other concerns, I will come alongside you to help navigate your journey towards hope and healing. With my gentle, yet direct, compassionate, and non-judgmental approach, I can help you discover the tools that you have within yourself for learning new skills that serve you better to create lasting, positive change. Let's work together to help you set and achieve your goals!
![Photo of Jessica Ahrens, LICSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/512ea20c-46cd-11ea-a6ad-06142c356176/2/320x400.jpeg)
Jessica Ahrens
Clinical Social Work/Therapist, LICSW
Verified Verified
Snohomish, WA 98290 (Online Only)
CURRENT limited openings. Anxiety, depression, self doubt, and daily stress can be so pervasive. Does the stress of daily life feel anxiety provoking and overwhelming? Are your job, relationships or friendships feeling stressful? Perhaps feeling stuck or unsettled is becoming a daily reality. It may feel like it's getting harder to thrive and telling people “no” feels hard or unmanageable. You may feel like you are alone, isolated and that you can’t talk with the people in your life about these issues. I want to help you figure some of this out, to learn to love and thrive in life again.
CURRENT limited openings. Anxiety, depression, self doubt, and daily stress can be so pervasive. Does the stress of daily life feel anxiety provoking and overwhelming? Are your job, relationships or friendships feeling stressful? Perhaps feeling stuck or unsettled is becoming a daily reality. It may feel like it's getting harder to thrive and telling people “no” feels hard or unmanageable. You may feel like you are alone, isolated and that you can’t talk with the people in your life about these issues. I want to help you figure some of this out, to learn to love and thrive in life again.
![Photo of Mark Virostek, LMHC, Counselor](https://photos.psychologytoday.com/ef457d32-fd27-42e4-a609-f6ef35af013a/1/320x400.jpeg)
I have 36 years of experience working in behavioral health. I have a Master of Science degree in counseling psychology and actives licenses to practice in Washington and Georgia for the past 22 years. I have decades of experience working with adults in the Gay Community with depression, substance use, PTSD, bipolar, depression, anxiety, and stress management. I will guide you into revealing new awarenesses about how you can make better choices and will change your thoughts, feelings, and behaviors in order to have better outcomes with issues in your life.
I have 36 years of experience working in behavioral health. I have a Master of Science degree in counseling psychology and actives licenses to practice in Washington and Georgia for the past 22 years. I have decades of experience working with adults in the Gay Community with depression, substance use, PTSD, bipolar, depression, anxiety, and stress management. I will guide you into revealing new awarenesses about how you can make better choices and will change your thoughts, feelings, and behaviors in order to have better outcomes with issues in your life.
![Photo of David Bradshaw, MS, LMHC, NCC, Counselor](https://photos.psychologytoday.com/fd9b0684-e372-4933-b764-b9111d8ce3a3/3/320x400.jpeg)
I'm David Bradshaw, I am from Washington State, and I currently live in Birch Bay WA. I was born in 1990, I'm an avid reader, I also enjoy Chess, Meditation, Backpacking, Hunting, and Boxing. I'm a bit of a nerd as well, and I build my own desktop computers. I would say the Pasayten Wilderness Area is one of my happy places. I practice Adlerian Therapy, Cognitive Behavioral Therapy, and Dialectical Behavior Therapy. I work with clients aged 12 and up, including adults and couples. I am also a Clinical Supervisor and can train new counselors helping them earn hours toward their licensure.
I'm David Bradshaw, I am from Washington State, and I currently live in Birch Bay WA. I was born in 1990, I'm an avid reader, I also enjoy Chess, Meditation, Backpacking, Hunting, and Boxing. I'm a bit of a nerd as well, and I build my own desktop computers. I would say the Pasayten Wilderness Area is one of my happy places. I practice Adlerian Therapy, Cognitive Behavioral Therapy, and Dialectical Behavior Therapy. I work with clients aged 12 and up, including adults and couples. I am also a Clinical Supervisor and can train new counselors helping them earn hours toward their licensure.
See more therapy options for Lake Stevens
Nearby Blue Cross Therapists Searches for Lake Stevens
- Arlington
- Bothell
- Edmonds
- Everett
- Langley
- Marysville
- Mill Creek
- Monroe
- Mountlake Terrace
- Mukilteo
- Snohomish
- Woodinville
Blue Cross Therapists
Does insurance cover therapy, prescriptions and other behavioral health services?
In general, yes. Laws in the U.S. require insurers to cover essential behavioral health care at the same level as other health care services. Most health plans require a medical diagnosis and treatments that are evidence based and medically essential. This means that life coaching and alternative therapies are not covered, nor is therapy without a diagnosis. Call the number on the back or your insurance card or visit your insurance company's website to review your Summary of Benefits. If you have insurance through your employer, your Human Resources department may also be able to answer questions.
How much does therapy cost with insurance?
The cost of therapy depends on your region, how much training and experience your therapist has, and the type of treatment. The rate for talk therapy generally falls between $100 and $250. For a client seeing an in-network provider, the cost of therapy is often similar to the cost of other health care services. Clients pay co-pays and may need to satisfy a plan’s deductible before benefits kick in.
What is the difference between In-Network and Out-of-Network insurance coverage?
An in-network provider has contracted with an insurer to get paid directly for services, and to accept the insurer’s rate of compensation. Clients are responsible for deductibles and copays. If a therapist is out of network, that means that the client pays the therapist directly for services at the therapist’s regular fee. Out-of-Network providers often give clients a receipt so that they can file for partial reimbursement with their insurance company.
Is it difficult to find an In-Network therapist?
It is not unusual for therapists to limit the number of insurance patients in their practice, so it’s important to check in-network availability when you schedule your first appointment. In regions and times where therapy is in high demand it may take longer to get scheduled with an in-network therapist.
What is the difference between HMO and PPO insurance plans?
HMO health plans only cover in-network services, there is no reimbursement for out-of-network providers. PPO plans often cover both in- and out-of-network services, though the client may pay more for out-of-network services.
What is a Superbill?
A superbill is a receipt for therapy services. It provides all the information required by insurance companies to reimburse you for out-of-network services, including the diagnostic codes for your care, the amount paid, and the dates and duration of care.
Does insurance cover Online therapy?
Many therapists who shifted their practice to online therapy during the pandemic have kept that arrangement. And most insurers continue to cover telehealth services, with a few exceptions. Preventive care (such as an annual depression screening) is often required to be in-person to be covered, and some states require prescribers of controlled substances to see those patients in person.
Does insurance cover Group therapy?
Many insurance plans provide coverage for group therapy provided there is a medical diagnosis for group members, but there are some noteworthy exceptions. For example, Medicare does not always cover group therapy. Group therapy tends to cost less than individual therapy.
Does insurance cover Couples therapy?
Most insurance companies do not cover the cost of couples therapy because there is no medical diagnosis or medically necessary treatment. However, a few plans will offer a limited benefit, so it is still worth checking with your insurance company. Sometimes therapy is covered for a couple when one person has a diagnosis and another family member joins them for joint therapy, but it is considered therapy for the medical condition that includes a family member as a listener or helper, not couples counseling. Without insurance, most clients pay between $100-300 per 60-90 min session for couples therapy. Often clients can find classes or workshops that make it more affordable to work on their relationship. And some employers offer benefit plans that help defray the cost of couples therapy.
Learn more about Insurance Coverage and Finding Affordable Therapy
Learn more about Insurance Coverage and Finding Affordable Therapy