UnitedHealthcare UHC | UBH Therapists in Salt Lake City, UT
![Photo of Anne Petersen, CSW, Pre-Licensed Professional](https://photos.psychologytoday.com/60107780-b2b3-4f22-ad28-f18c91edeac0/3/320x400.jpeg)
Hi, I am Anne! I am here to help young adults, older adults, and anyone in-between overcome life's obstacles with a side of humor and a heap of empathy. I work with adults who are struggling with anxiety, trauma, depression, grief, faith transitions, and issues specific to the LGBTQIA+ community. I also have experience working with people in hospice, those with chronic or terminal illness, and caregivers. In sessions I use evidence-based and trauma-informed approaches such as ACT, CBT, ART (Accelerated Resolution Therapy) and several mindfulness techniques.
Hi, I am Anne! I am here to help young adults, older adults, and anyone in-between overcome life's obstacles with a side of humor and a heap of empathy. I work with adults who are struggling with anxiety, trauma, depression, grief, faith transitions, and issues specific to the LGBTQIA+ community. I also have experience working with people in hospice, those with chronic or terminal illness, and caregivers. In sessions I use evidence-based and trauma-informed approaches such as ACT, CBT, ART (Accelerated Resolution Therapy) and several mindfulness techniques.
![Photo of Brittany Bickley, CSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/4329f60c-1fba-4fb3-9a64-b8594cd02904/1/320x400.jpeg)
Brittany Bickley
Clinical Social Work/Therapist, CSW
Verified Verified
2 Endorsed
Salt Lake City, UT 84111
My approach to therapy is based in my trust in the resilience of people and my passion for helping people grow and heal. I serve individuals by integrating a range of therapeutic techniques catered to the individual needs of my clients. I often work with people on addressing anxiety, depression, trauma, and OCD. Making the decision to start counseling is a brave and hopeful act. I'm committed to providing a safe environment where you may talk about your struggles and sources of inspiration.
My approach to therapy is based in my trust in the resilience of people and my passion for helping people grow and heal. I serve individuals by integrating a range of therapeutic techniques catered to the individual needs of my clients. I often work with people on addressing anxiety, depression, trauma, and OCD. Making the decision to start counseling is a brave and hopeful act. I'm committed to providing a safe environment where you may talk about your struggles and sources of inspiration.
![Photo of Clara Garrido, CSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/6ed4496f-6475-4609-8bf3-38270cc1504f/1/320x400.jpeg)
Clara Garrido
Clinical Social Work/Therapist, CSW
Verified Verified
2 Endorsed
Salt Lake City, UT 84111
Waitlist for new clients
My experience, before joining Blue Skies Counseling, includes working as a family service case manager, providing direct care for adolescents in a crisis residential setting, and inpatient crisis stabilization for adults and youth. I offer extensive knowledge working with individuals including LGBTQ+ navigating depression, ADHD, OCD, mood disorders, self-esteem and anxiety. I am passionate about my work with adolescents and adults with a wide range of diversity and cultures.
My experience, before joining Blue Skies Counseling, includes working as a family service case manager, providing direct care for adolescents in a crisis residential setting, and inpatient crisis stabilization for adults and youth. I offer extensive knowledge working with individuals including LGBTQ+ navigating depression, ADHD, OCD, mood disorders, self-esteem and anxiety. I am passionate about my work with adolescents and adults with a wide range of diversity and cultures.
![Photo of Clifton Rueben Uckerman - Outpatient Behavioral Health, LCSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/11642604-8d9c-403c-883d-b5790b81c7a0/1/320x400.jpeg)
Outpatient Behavioral Health
Clinical Social Work/Therapist, LCSW
Verified Verified
4 Endorsed
Salt Lake City, UT 84115
Do you have previous treatment trauma? Had a bad experience with the traditional service delivery system? Need help de-consuming from unhelpful consumables including psych meds? Looking for Medical Cannabis? Ready for more holistic health and wellness? Are you experiencing signs of unresolved trauma, loss/grief, or shame? OBH is a liberation clinic, that is anti-racist, and focuses on the underlying traumas related to health & abilities, gender, sexuality, race, immigration, religion, etc. that forms to express as anxiety, depression, bi-polar disorder, addiction, and ADHD. We can help with FMLA and student registration appeals.
Do you have previous treatment trauma? Had a bad experience with the traditional service delivery system? Need help de-consuming from unhelpful consumables including psych meds? Looking for Medical Cannabis? Ready for more holistic health and wellness? Are you experiencing signs of unresolved trauma, loss/grief, or shame? OBH is a liberation clinic, that is anti-racist, and focuses on the underlying traumas related to health & abilities, gender, sexuality, race, immigration, religion, etc. that forms to express as anxiety, depression, bi-polar disorder, addiction, and ADHD. We can help with FMLA and student registration appeals.
![Photo of Krista D. Clement, MSW, LCSW, GCP, Clinical Social Work/Therapist](https://photos.psychologytoday.com/364ea3af-83e9-4b56-b3b5-d105aee72bf6/1/320x400.jpeg)
Krista D. Clement
Clinical Social Work/Therapist, MSW, LCSW, GCP
Verified Verified
Salt Lake City, UT 84106
Loss is hard. Change is hard. Relationships are hard. I offer a warm, safe, collaborative space to assist you on needs and goals, improve relationships, heal abuse and trauma, and go from surviving to thriving. Even though healing is hard it can also be an exciting, playful, and soul expanding journey! I am trauma trained and informed (ART, EMDR, Flash method, IFS) and approach therapy from an integrative and experiential standpoint. “If we climb high enough, we will reach a height from which tragedy ceases to look tragic.” (Yalom).
Loss is hard. Change is hard. Relationships are hard. I offer a warm, safe, collaborative space to assist you on needs and goals, improve relationships, heal abuse and trauma, and go from surviving to thriving. Even though healing is hard it can also be an exciting, playful, and soul expanding journey! I am trauma trained and informed (ART, EMDR, Flash method, IFS) and approach therapy from an integrative and experiential standpoint. “If we climb high enough, we will reach a height from which tragedy ceases to look tragic.” (Yalom).
![Photo of Sherri Galbraith, CSW, Pre-Licensed Professional](https://photos.psychologytoday.com/65c20ab9-84a4-44b2-8c3d-d3e631ed256b/1/320x400.jpeg)
My goal is to meet each person where they are along their journey and provide culturally appropriate mental health services to increase well-being and self-determination. I strive to create a safe space where strengths are explored and expanded, where skills are offered and incorporated, and where connection and collaboration are infused within the therapeutic process. I find joy in empowering those I work with to find and embrace hope, meaning, purpose, and resiliency.
My goal is to meet each person where they are along their journey and provide culturally appropriate mental health services to increase well-being and self-determination. I strive to create a safe space where strengths are explored and expanded, where skills are offered and incorporated, and where connection and collaboration are infused within the therapeutic process. I find joy in empowering those I work with to find and embrace hope, meaning, purpose, and resiliency.
![Photo of Jeff Lavallee, MFT, Marriage & Family Therapist](https://photos.psychologytoday.com/eb4efa4d-3a59-47f2-896b-fcec9175fa5f/2/320x400.jpeg)
Jeff Lavallee
Marriage & Family Therapist, MFT
Verified Verified
Salt Lake City, UT 84101 (Online Only)
Are you longing for a happier, more fulfilling life free from depression, anxiety, or relationship and parenting problems? Meet Jeff Lavallee, a Utah-based LMFT with over three decades of experience. Jeff’s counseling style is warm, interactive, and supportive. Using a blend of cognitive-behavioral, humanistic, psycho-dynamic, and rational-emotive counseling approaches, he treats everyone with respect, sensitivity, and compassion, while avoiding stigmatizing labels.
Are you longing for a happier, more fulfilling life free from depression, anxiety, or relationship and parenting problems? Meet Jeff Lavallee, a Utah-based LMFT with over three decades of experience. Jeff’s counseling style is warm, interactive, and supportive. Using a blend of cognitive-behavioral, humanistic, psycho-dynamic, and rational-emotive counseling approaches, he treats everyone with respect, sensitivity, and compassion, while avoiding stigmatizing labels.
![Photo of Jared N Powell, LCSW, MSW, JD, Clinical Social Work/Therapist](https://photos.psychologytoday.com/9a396f3b-8ad9-4b32-ad51-091306394289/3/320x400.jpeg)
Jared N Powell
Clinical Social Work/Therapist, LCSW, MSW, JD
Verified Verified
6 Endorsed
Salt Lake City, UT 84106
Our true strength is often found while bravely exploring fear and vulnerability. My clients enjoy relief, depth of understanding, and a restored sense of freedom and power. I provide a private space to experience lasting change. I focus on healing your wounds, instead of judging your choices Let's discuss whether I’m a good fit for you. Due to low availability, I’m limiting new cases to those situations where I’ve brought the best results: trauma survivors (both women and men) and specifically women with other concerns such as anxiety, depression/bipolar, chronic pain, recovery from narcissistic abuse, loss of sex drive, etc.
Our true strength is often found while bravely exploring fear and vulnerability. My clients enjoy relief, depth of understanding, and a restored sense of freedom and power. I provide a private space to experience lasting change. I focus on healing your wounds, instead of judging your choices Let's discuss whether I’m a good fit for you. Due to low availability, I’m limiting new cases to those situations where I’ve brought the best results: trauma survivors (both women and men) and specifically women with other concerns such as anxiety, depression/bipolar, chronic pain, recovery from narcissistic abuse, loss of sex drive, etc.
![Photo of Skylar Gamble, LCSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/43b86496-dcc2-46f5-a9bc-fdf9af984cf9/2/320x400.jpeg)
Skylar Gamble
Clinical Social Work/Therapist, LCSW
Verified Verified
1 Endorsed
Salt Lake City, UT 84102
Waitlist for new clients
One of the most challenging steps of seeking help is trying to identify who you want to trust to help guide you through the process. Finding the right therapist can be a difficult and pain-staking process and I applaud you for taking this step. As your therapist, I want to support you in navigating difficult emotions, finding better understanding of yourself and accessing your strengths so you can face the challenges that life hands us. I want to create a safe and supportive environment where you can explore your thoughts and feelings, develop coping strategies, and work towards positive change.
One of the most challenging steps of seeking help is trying to identify who you want to trust to help guide you through the process. Finding the right therapist can be a difficult and pain-staking process and I applaud you for taking this step. As your therapist, I want to support you in navigating difficult emotions, finding better understanding of yourself and accessing your strengths so you can face the challenges that life hands us. I want to create a safe and supportive environment where you can explore your thoughts and feelings, develop coping strategies, and work towards positive change.
![Photo of Ashley Higa Miller, CSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/d5358d1b-61b5-4c02-95c7-5e1db58bf809/1/320x400.jpeg)
Ashley specializes in work with children and adolescents. Ashley believes in the innate power of everyone and loves to create an environment with unconditional support to help people grow and understand themselves. She approaches therapy in many different ways to help facilitate growth - whether it be through art, play, games, writing, or traditional talk therapy. Ashley has had experience teaching preschoolers and children on the autism spectrum in an educational setting.
Ashley specializes in work with children and adolescents. Ashley believes in the innate power of everyone and loves to create an environment with unconditional support to help people grow and understand themselves. She approaches therapy in many different ways to help facilitate growth - whether it be through art, play, games, writing, or traditional talk therapy. Ashley has had experience teaching preschoolers and children on the autism spectrum in an educational setting.
![Photo of Alisa Evans, LCMHC, Counselor](https://photos.psychologytoday.com/4d628bc8-cc67-49ca-8539-2f7950c01e2f/1/320x400.jpeg)
No matter how capable and resilient we are, at times we are faced with challenges that require professional help. I believe that the therapeutic relationship is the most important aspect of therapy. I offer a client-centered, strength based approach to therapy. I help clients identify their thinking errors and behavior patterns that are causing harm and standing in the way of them accomplishing their goals. I have experience working with people who face depression, anxiety, substance abuse, trauma, ADHD and other issues. I currently work with adult clients (18 yrs old and up).
No matter how capable and resilient we are, at times we are faced with challenges that require professional help. I believe that the therapeutic relationship is the most important aspect of therapy. I offer a client-centered, strength based approach to therapy. I help clients identify their thinking errors and behavior patterns that are causing harm and standing in the way of them accomplishing their goals. I have experience working with people who face depression, anxiety, substance abuse, trauma, ADHD and other issues. I currently work with adult clients (18 yrs old and up).
15 Second Videos
Clara Garrido
Outpatient Behavioral Health
Dane Joseph Burns
Candice Townsend
Jasmine Fitzsimmons
Cody Lockyer
Kristy Morell
Cottonwood Movement Therapy
David Kolker
Scott Parker
Brian Z. Andelin
Joseph Gouveia
Sandra Chacon
Brightside Health
Ripple Counseling and Consultation PLLC
Sam Cook
Michele D Catten
Therapy Collective
Amanda Downs
Kristi Riecker
Grisel Lopez-Escobar
Grace Larson
Nick Koontz
Adriana Nuncio Zúñiga
Lauren Moriarty
Hunter Benson
James Michael Preston
Gaby Zabka
Austin Ryan-Mas
Kylee Ford
Jason Stevens
Vanessa Benedict The Trauma Alchemist
Bryan Lepinske
Full Circle Yoga & Therapy
Nate Anderson
Tairou Smith
Miriam Gomez
Shad Scott
Breeann Hamp
Emma Mansour
Madyson Weinmann
Sanj Kushnir
Nicolaus Garcia
Nancy Le
Jordan Gibby at Intimo Couples Counseling
Meridian Counseling
Ct Wilkes
Paniz Allameh
Vashonna Etienne
Amy Raswant
![Photo of Holly Ringler, LMFT, Marriage & Family Therapist](https://photos.psychologytoday.com/6331fbf2-7c13-4503-9dc1-9757cc59730c/2/320x400.jpeg)
Holly Ringler
Marriage & Family Therapist, LMFT
Verified Verified
1 Endorsed
Salt Lake City, UT 84111 (Online Only)
With over a decade of experience as a Licensed Marriage and Family Therapist (LMFT), I specialize in supporting individuals facing mental health concerns, family dynamics, relationship challenges, and women's issues. My goal is to empower you on your journey to happiness and health. Together, we will set meaningful goals and break down barriers to make those goals achievable. As the expert of your own life, I am here to provide open, empathetic, and validating therapy that respects your unique experiences.
With over a decade of experience as a Licensed Marriage and Family Therapist (LMFT), I specialize in supporting individuals facing mental health concerns, family dynamics, relationship challenges, and women's issues. My goal is to empower you on your journey to happiness and health. Together, we will set meaningful goals and break down barriers to make those goals achievable. As the expert of your own life, I am here to provide open, empathetic, and validating therapy that respects your unique experiences.
![Photo of Susan Haight Pinegar, LCSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/9e0fb4bd-ba2e-4523-a2cf-d8a4a643c686/1/320x400.jpeg)
Susan Haight Pinegar
Clinical Social Work/Therapist, LCSW
Verified Verified
Salt Lake City, UT 84121 (Online Only)
Do you want to make meaningful change but feel stuck? Are you overwhelmed, confused, unfulfilled? I use a strengths-based, person-centered approach to help people confront what is holding them back. I can help you prioritize what really matters, take action, and improve your overall well-being. Therapy, and/or coaching can help you define what you want in life, foster a clearer state of mind, and help you move forward. Learn how to express yourself, be authentic and operate from a place of possibilities to create the life you want.
Do you want to make meaningful change but feel stuck? Are you overwhelmed, confused, unfulfilled? I use a strengths-based, person-centered approach to help people confront what is holding them back. I can help you prioritize what really matters, take action, and improve your overall well-being. Therapy, and/or coaching can help you define what you want in life, foster a clearer state of mind, and help you move forward. Learn how to express yourself, be authentic and operate from a place of possibilities to create the life you want.
![Photo of Michael DeBerard, Psy D, Psychologist](https://photos.psychologytoday.com/f09d4d8c-248a-4d69-8460-60c43a6d0e69/1/320x400.jpeg)
Looking for an experienced clinical psychologist who uses a client-centered, problem-focused approach? Meet our licensed clinical psychologist with a Ph.D., currently a full professor of psychology at Utah State University, and boasting over 30 years of experience. They offer an approach tailored to the individual’s needs, utilizing a variety of specific interventions, including Cognitive Behavioral Therapy (CBT), mindfulness, and problem-solving.
Looking for an experienced clinical psychologist who uses a client-centered, problem-focused approach? Meet our licensed clinical psychologist with a Ph.D., currently a full professor of psychology at Utah State University, and boasting over 30 years of experience. They offer an approach tailored to the individual’s needs, utilizing a variety of specific interventions, including Cognitive Behavioral Therapy (CBT), mindfulness, and problem-solving.
![Photo of Petra Pallos, LMHC, Counselor](https://photos.psychologytoday.com/524dadf9-c1b5-4078-9d8d-207b9857ce27/1/320x400.jpeg)
Petra Pallos is a Licensed Mental Health Counselor (LMHC) in Utah. She is a non religious LGBTQ friendly and warm individual who creates a safe environment for you to explore your feelings and relationships in a therapeutic setting. She specializes in treating depression, anxiety, addictions, body image issues, relationship issues, grief and friendship loss, faith crisis or life transitions, and marital or partner problems. She uses Mindfulness techniques, Internal Family Systems Therapy (IFS), Cognitive Behavioral Therapy (CBT), Dialectical Behavioral Therapy (DBT), and Acceptance and Commitment Therapy (ACT) to help her clients.
Petra Pallos is a Licensed Mental Health Counselor (LMHC) in Utah. She is a non religious LGBTQ friendly and warm individual who creates a safe environment for you to explore your feelings and relationships in a therapeutic setting. She specializes in treating depression, anxiety, addictions, body image issues, relationship issues, grief and friendship loss, faith crisis or life transitions, and marital or partner problems. She uses Mindfulness techniques, Internal Family Systems Therapy (IFS), Cognitive Behavioral Therapy (CBT), Dialectical Behavioral Therapy (DBT), and Acceptance and Commitment Therapy (ACT) to help her clients.
![Photo of David Ward, LCMHC, Counselor](https://photos.psychologytoday.com/afe1b631-533b-4997-b9d3-dd3cb37f1b91/1/320x400.jpeg)
David is a licensed Clinical Mental Health Counselor and has been working in the psychology field since 1996, with over 20 years of treating clients. There is a zen saying, “when the student is ready, the teacher will appear.” You are ready to start to heal. Using a short-term brief reality therapy model influenced by Motivational Interviewing (MI), Core Focus Therapy (CFT), Cognitive Behavior Therapy (CBT), and Dialectical Behavior Therapy (DBT), with a high emphasis on client choice, David helps clients focus on opportunities and growth. David has experience treating mental health, opiate addiction, and substance dependence.
David is a licensed Clinical Mental Health Counselor and has been working in the psychology field since 1996, with over 20 years of treating clients. There is a zen saying, “when the student is ready, the teacher will appear.” You are ready to start to heal. Using a short-term brief reality therapy model influenced by Motivational Interviewing (MI), Core Focus Therapy (CFT), Cognitive Behavior Therapy (CBT), and Dialectical Behavior Therapy (DBT), with a high emphasis on client choice, David helps clients focus on opportunities and growth. David has experience treating mental health, opiate addiction, and substance dependence.
![Photo of Page Speiser - Page Speiser LCSW, LCSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/45d1de82-46cd-11ea-a6ad-06142c356176/3/320x400.jpeg)
Do you feel sad, anxious, or unmotivated? Were you a trauma victim? Are you having problems communicating with your spouse or partner? Do you feel stuck in a relationship? A troubling affair? Do you want a more meaningful life?
My first goal will be to come to know you, understand your situation and your hopes. In the first few sessions, working together, we will develop a detailed plan for change, with focused steps, beginning right away, to help you make important progress.
Do you feel sad, anxious, or unmotivated? Were you a trauma victim? Are you having problems communicating with your spouse or partner? Do you feel stuck in a relationship? A troubling affair? Do you want a more meaningful life?
My first goal will be to come to know you, understand your situation and your hopes. In the first few sessions, working together, we will develop a detailed plan for change, with focused steps, beginning right away, to help you make important progress.
![Photo of Penny Bergeron - Sego Lily Counseling, LCSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/eecc72a2-7ef3-449f-b3fa-fbf6218b8328/1/320x400.jpeg)
Sego Lily Counseling
Clinical Social Work/Therapist, LCSW
Verified Verified
1 Endorsed
Salt Lake City, UT 84105
Welcome to Sego Lily Counseling! We know that finding the right therapist can feel like an overwhelming task. We have over 20 clinicians at our 4 locations so we can find the right fit for you! We have therapists who specialize in anxiety, depression, OCD, eating disorders, self-harming behaviors, trauma, play therapy, relationships, LGBTQ+ issues, faith transitions and more. Our therapists are trained in EMDR, ACT, ERP, CBT, DBT, and more. We would love to talk with you to help match you with the right clinician.
Welcome to Sego Lily Counseling! We know that finding the right therapist can feel like an overwhelming task. We have over 20 clinicians at our 4 locations so we can find the right fit for you! We have therapists who specialize in anxiety, depression, OCD, eating disorders, self-harming behaviors, trauma, play therapy, relationships, LGBTQ+ issues, faith transitions and more. Our therapists are trained in EMDR, ACT, ERP, CBT, DBT, and more. We would love to talk with you to help match you with the right clinician.
![Photo of Annalise John, MSW, LCSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/2d4c5b81-cb2d-4eab-bc22-f57f3369481f/2/320x400.jpeg)
Annalise John
Clinical Social Work/Therapist, MSW, LCSW
Verified Verified
2 Endorsed
Salt Lake City, UT 84111
I am passionate about helping people find a deep connection to themselves. I specialize in helping teens and young adults heal, grow, and move through life’s difficulties. My ultimate goal for my clients is for them to develop a strong sense of self-awareness, self-acceptance, and self-compassion, build healthy coping strategies, enhance their emotional intelligence, and foster positive relationships with themselves and others. I can help you navigate through this critical phase of life with a sense of balance, inner peace, and a clearer direction for their future.
I am passionate about helping people find a deep connection to themselves. I specialize in helping teens and young adults heal, grow, and move through life’s difficulties. My ultimate goal for my clients is for them to develop a strong sense of self-awareness, self-acceptance, and self-compassion, build healthy coping strategies, enhance their emotional intelligence, and foster positive relationships with themselves and others. I can help you navigate through this critical phase of life with a sense of balance, inner peace, and a clearer direction for their future.
![Photo of Jessica Robertson, CSW, Pre-Licensed Professional](https://photos.psychologytoday.com/bf5300a8-cce2-4cd8-8640-3fbcb3dd2262/1/320x400.jpeg)
Jessica Robertson
Pre-Licensed Professional, CSW
Verified Verified
1 Endorsed
Salt Lake City, UT 84107
I see so much greatness in each of my clients I work with whether they see it or not. I take great care into having a safe, non-judgmental, supportive, and affirming space for my clients so that they can look inward and find their unique strengths and pull that goodness out.
I see so much greatness in each of my clients I work with whether they see it or not. I take great care into having a safe, non-judgmental, supportive, and affirming space for my clients so that they can look inward and find their unique strengths and pull that goodness out.
See more therapy options for Salt Lake City
Nearby UnitedHealthcare UHC | UBH Therapists Searches for Salt Lake City
- Cottonwood
- Cottonwood Heights
- Holladay
- Midvale
- Mill Creek
- Millcreek
- Murray
- North Salt Lake
- South Salt Lake
- Taylorsville
- West Jordan
- West Valley City
UnitedHealthcare UHC | UBH Therapists
Does insurance cover therapy, prescriptions and other behavioral health services?
In general, yes. Laws in the U.S. require insurers to cover essential behavioral health care at the same level as other health care services. Most health plans require a medical diagnosis and treatments that are evidence based and medically essential. This means that life coaching and alternative therapies are not covered, nor is therapy without a diagnosis. Call the number on the back or your insurance card or visit your insurance company's website to review your Summary of Benefits. If you have insurance through your employer, your Human Resources department may also be able to answer questions.
How much does therapy cost with insurance?
The cost of therapy depends on your region, how much training and experience your therapist has, and the type of treatment. The rate for talk therapy generally falls between $100 and $250. For a client seeing an in-network provider, the cost of therapy is often similar to the cost of other health care services. Clients pay co-pays and may need to satisfy a plan’s deductible before benefits kick in.
What is the difference between In-Network and Out-of-Network insurance coverage?
An in-network provider has contracted with an insurer to get paid directly for services, and to accept the insurer’s rate of compensation. Clients are responsible for deductibles and copays. If a therapist is out of network, that means that the client pays the therapist directly for services at the therapist’s regular fee. Out-of-Network providers often give clients a receipt so that they can file for partial reimbursement with their insurance company.
Is it difficult to find an In-Network therapist?
It is not unusual for therapists to limit the number of insurance patients in their practice, so it’s important to check in-network availability when you schedule your first appointment. In regions and times where therapy is in high demand it may take longer to get scheduled with an in-network therapist.
What is the difference between HMO and PPO insurance plans?
HMO health plans only cover in-network services, there is no reimbursement for out-of-network providers. PPO plans often cover both in- and out-of-network services, though the client may pay more for out-of-network services.
What is a Superbill?
A superbill is a receipt for therapy services. It provides all the information required by insurance companies to reimburse you for out-of-network services, including the diagnostic codes for your care, the amount paid, and the dates and duration of care.
Does insurance cover Online therapy?
Many therapists who shifted their practice to online therapy during the pandemic have kept that arrangement. And most insurers continue to cover telehealth services, with a few exceptions. Preventive care (such as an annual depression screening) is often required to be in-person to be covered, and some states require prescribers of controlled substances to see those patients in person.
Does insurance cover Group therapy?
Many insurance plans provide coverage for group therapy provided there is a medical diagnosis for group members, but there are some noteworthy exceptions. For example, Medicare does not always cover group therapy. Group therapy tends to cost less than individual therapy.
Does insurance cover Couples therapy?
Most insurance companies do not cover the cost of couples therapy because there is no medical diagnosis or medically necessary treatment. However, a few plans will offer a limited benefit, so it is still worth checking with your insurance company. Sometimes therapy is covered for a couple when one person has a diagnosis and another family member joins them for joint therapy, but it is considered therapy for the medical condition that includes a family member as a listener or helper, not couples counseling. Without insurance, most clients pay between $100-300 per 60-90 min session for couples therapy. Often clients can find classes or workshops that make it more affordable to work on their relationship. And some employers offer benefit plans that help defray the cost of couples therapy.
Learn more about Insurance Coverage and Finding Affordable Therapy
Learn more about Insurance Coverage and Finding Affordable Therapy