Carelon Behavioral Health Therapists in Missouri City, TX
![Photo of Andrea Galiette Skoglund, MSW, LCSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/42b46832-46cd-11ea-a6ad-06142c356176/3/320x400.jpeg)
Andrea Galiette Skoglund
Clinical Social Work/Therapist, MSW, LCSW
Verified Verified
Missouri City, TX 77459
EMDR CERTIFIED. Whether you face stress at home, work, school or your health, I can help you develop strategies to enhance coping. I work with couples to identify interpersonal stressors to enhance communication and restore harmony. I work with teenagers and young adults on issues of independence, self esteem, depression and anxiety. I have extensive experience working with family caregivers facing illness, advance care planning, death/dying and bereavement. I work with women to enhance their ability to cope with stressors across the lifespan, including infertility, post-partum depression and empty nest challenges.
EMDR CERTIFIED. Whether you face stress at home, work, school or your health, I can help you develop strategies to enhance coping. I work with couples to identify interpersonal stressors to enhance communication and restore harmony. I work with teenagers and young adults on issues of independence, self esteem, depression and anxiety. I have extensive experience working with family caregivers facing illness, advance care planning, death/dying and bereavement. I work with women to enhance their ability to cope with stressors across the lifespan, including infertility, post-partum depression and empty nest challenges.
![Photo of Laura Perez Boudreaux, LPC, NCC, Licensed Professional Counselor](https://photos.psychologytoday.com/50a7c380-46cd-11ea-a6ad-06142c356176/3/320x400.jpeg)
Laura Perez Boudreaux
Licensed Professional Counselor, LPC, NCC
Verified Verified
4 Endorsed
Missouri City, TX 77489
Serving Law Enforcement and First Responders that have experienced a Critical Incident. I work with First Responders,Law Enforcement,Fire Fighters,Military,Doctors, Nurses, EMS, Animal Controllers and Dispatchers.Do you find yourself struggling with primary or secondary trauma, depression, anxiety, post incident stress and trauma to include; stuck images, smells,and negative thoughts. I provide crisis response and post shooting debriefings. Sometimes situations can trigger a wide range of emotions and we are not sure what to do with the way we are feeling. Together we will work through these and get back to living the life you want.
Serving Law Enforcement and First Responders that have experienced a Critical Incident. I work with First Responders,Law Enforcement,Fire Fighters,Military,Doctors, Nurses, EMS, Animal Controllers and Dispatchers.Do you find yourself struggling with primary or secondary trauma, depression, anxiety, post incident stress and trauma to include; stuck images, smells,and negative thoughts. I provide crisis response and post shooting debriefings. Sometimes situations can trigger a wide range of emotions and we are not sure what to do with the way we are feeling. Together we will work through these and get back to living the life you want.
![Photo of Iristela Rodriguez, LMFT, LPC, Marriage & Family Therapist](https://photos.psychologytoday.com/422b4520-46cd-11ea-a6ad-06142c356176/1/320x400.jpeg)
I am a Licensed Marriage and Family Therapist with experience providing individual, couples and family counseling. I provide a therapeutic environment that promotes safety, empathy, and support. I believe in a strength based approach in order to attain desired goals. Treatment focuses on processing and working out any individual or family issues that are impeding one from attaining goals. I have been working with individuals and families for 18 years. My treatment specializations include anxiety, depression, ADHD, relational problems, family dynamics, divorce, blended families, military families, and parenting.
I am a Licensed Marriage and Family Therapist with experience providing individual, couples and family counseling. I provide a therapeutic environment that promotes safety, empathy, and support. I believe in a strength based approach in order to attain desired goals. Treatment focuses on processing and working out any individual or family issues that are impeding one from attaining goals. I have been working with individuals and families for 18 years. My treatment specializations include anxiety, depression, ADHD, relational problems, family dynamics, divorce, blended families, military families, and parenting.
![Photo of Jennifer O'Brien, LCSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/947c9866-4955-4fbc-b36d-57bee1b98a03/1/320x400.jpeg)
Jennifer O'Brien is a Licensed Clinical Social Worker and certified life coach with over 5 years of clinical experience working with individuals, couples, and families of all ages. Her clinical work includes working in the foster care and adoption community, where she provided clinical support to staff, foster families, and youth in care. Her work focuses on identifying ineffective behaviors, habits, beliefs, or other internal or external factors that hold people back from enjoying the life they want.
Jennifer O'Brien is a Licensed Clinical Social Worker and certified life coach with over 5 years of clinical experience working with individuals, couples, and families of all ages. Her clinical work includes working in the foster care and adoption community, where she provided clinical support to staff, foster families, and youth in care. Her work focuses on identifying ineffective behaviors, habits, beliefs, or other internal or external factors that hold people back from enjoying the life they want.
![Photo of Cheryl Clansy, LPC-S, Licensed Professional Counselor](https://photos.psychologytoday.com/9a60bc2a-4da2-48b8-9f9b-cda1251ead24/1/320x400.jpeg)
Cheryl Clansy
Licensed Professional Counselor, LPC-S
Verified Verified
Missouri City, TX 77459 (Online Only)
Cheryl Clansy is a Licensed Professional Counselor Supervisor (LPC-S), trained Mediator, and Life Coach with 20 years of experience in the mental health field. Cheryl is passionate about helping adolescents, adults, and couples address their unique challenges, resolve conflicts, and live more fulfilled lives. She specializes in anxiety, grief, relationship issues, school issues, and major life transitions. Cheryl completed her doctoral degree at Grambling State University. She has professional experience in public education, postsecondary education, and the nonprofit sector.
Cheryl Clansy is a Licensed Professional Counselor Supervisor (LPC-S), trained Mediator, and Life Coach with 20 years of experience in the mental health field. Cheryl is passionate about helping adolescents, adults, and couples address their unique challenges, resolve conflicts, and live more fulfilled lives. She specializes in anxiety, grief, relationship issues, school issues, and major life transitions. Cheryl completed her doctoral degree at Grambling State University. She has professional experience in public education, postsecondary education, and the nonprofit sector.
![Photo of Shanna C Gardner, MEd, LPC-S, Licensed Professional Counselor](https://photos.psychologytoday.com/8b9068e0-fd21-44c0-962e-14d58e78ec46/2/320x400.jpeg)
Shanna C Gardner
Licensed Professional Counselor, MEd, LPC-S
Verified Verified
Missouri City, TX 77459
My name is Shanna Gardner, LPC-S. I believe the counseling process will help you identify effective strategies to cope with difficult situations in an open, supportive, and confidential environment to address the issues concerning YOU! I am a Licensed Professional Counselor in the state of Texas. Mental Health is about self-care. It’s about time we learn to put ourselves first. So, put yourself first and take time for healing and self-exploration. Self-care and healing are part of finding balance in life. I can assist potential clients in identifying roadblocks to the healing journey.
My name is Shanna Gardner, LPC-S. I believe the counseling process will help you identify effective strategies to cope with difficult situations in an open, supportive, and confidential environment to address the issues concerning YOU! I am a Licensed Professional Counselor in the state of Texas. Mental Health is about self-care. It’s about time we learn to put ourselves first. So, put yourself first and take time for healing and self-exploration. Self-care and healing are part of finding balance in life. I can assist potential clients in identifying roadblocks to the healing journey.
![Photo of Debbie Sandberg, LCSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/226c59fc-495a-485a-a5a4-54211bcf1888/1/320x400.jpeg)
Debbie Sandberg is a Licensed Clinical Social Worker with +20 years of experience in the mental health field. She is driven to support individuals and families including adolescents and adults with their challenges and identifying their strengths for improvement. Her experience includes all ages starting with troubled youth, adoptions and couples experiencing infertility and/or life changes, family discord, and geriatrics with issues related to different levels of dementia and end-of-life issues. Debbie specializes in CBT, mood, grief, relationship issues, lifestyle changes, and self-care/self-esteem.
Debbie Sandberg is a Licensed Clinical Social Worker with +20 years of experience in the mental health field. She is driven to support individuals and families including adolescents and adults with their challenges and identifying their strengths for improvement. Her experience includes all ages starting with troubled youth, adoptions and couples experiencing infertility and/or life changes, family discord, and geriatrics with issues related to different levels of dementia and end-of-life issues. Debbie specializes in CBT, mood, grief, relationship issues, lifestyle changes, and self-care/self-esteem.
![Photo of Carolyn Clansy Miller, PhD, Psychologist](https://photos.psychologytoday.com/ed8029e2-9000-4761-84ef-22e9e7d168e5/3/320x400.jpeg)
No one is immune to life-challenges and sometimes you need a professional who knows how to guide you through difficult circumstances compassionately, skillfully and efficiently.
With nearly 20 years of experience providing individual, group, and couples therapy for children, adolescents and adults, I not only understand the many colors of pain, I also know pathways to healing.
Because of my passion to help as many people as I can, I received broad-based training and have established a general practice focused on treating common conditions including depression, grief, anxiety, divorce, abuse, ADHD, marital difficulties, anger, infertility, childhood disorders, PTSD, and many others.
No one is immune to life-challenges and sometimes you need a professional who knows how to guide you through difficult circumstances compassionately, skillfully and efficiently.
With nearly 20 years of experience providing individual, group, and couples therapy for children, adolescents and adults, I not only understand the many colors of pain, I also know pathways to healing.
Because of my passion to help as many people as I can, I received broad-based training and have established a general practice focused on treating common conditions including depression, grief, anxiety, divorce, abuse, ADHD, marital difficulties, anger, infertility, childhood disorders, PTSD, and many others.
![Photo of Shannon Marie Eells, MA, LPC, NCC, Licensed Professional Counselor](https://photos.psychologytoday.com/e0d09c9d-2285-444b-930f-e33a5655f51a/2/320x400.jpeg)
Shannon Marie Eells
Licensed Professional Counselor, MA, LPC, NCC
Verified Verified
Missouri City, TX 77459
I provide quality care to my clients in a non-judgmental, personalized and caring manner. I specialize in Anxiety, which I am familiar with by the way it manifested itself in my own experience, as well as the most current and effective treatment modalities. Depression is also a specialty. I am proficient in dealing with this particular problem along with the painful symptoms that frequently accompany depression .My clients and their wellbeing is of the utmost concern to me and I am willing to share in the process with you as we work together on a brighter and less stressful future ahead!
I provide quality care to my clients in a non-judgmental, personalized and caring manner. I specialize in Anxiety, which I am familiar with by the way it manifested itself in my own experience, as well as the most current and effective treatment modalities. Depression is also a specialty. I am proficient in dealing with this particular problem along with the painful symptoms that frequently accompany depression .My clients and their wellbeing is of the utmost concern to me and I am willing to share in the process with you as we work together on a brighter and less stressful future ahead!
![Photo of Candy H Ratliff - Ratliff Consultants, Inc., EdD, LPC-S, LSOTP, CART, Licensed Professional Counselor](https://photos.psychologytoday.com/3ca9a9a9-46cd-11ea-a6ad-06142c356176/3/320x400.jpeg)
Ratliff Consultants, Inc.
Licensed Professional Counselor, EdD, LPC-S, LSOTP, CART
Verified Verified
Missouri City, TX 77489
On the road of life there are twists and turns, hills and valleys, and at times you may feel lost and all alone, or don't know which way to go. Help is only a telephone call or e-mail away. I use solution-focused brief and cognitive behavior therapies in therapeutic collaboration with adolescents, individual adults and couples to facilitate and promote change in their lives. In addition, I offer parenting, pre-marital and anger management sessions. Evening and weekend appointments are available.
On the road of life there are twists and turns, hills and valleys, and at times you may feel lost and all alone, or don't know which way to go. Help is only a telephone call or e-mail away. I use solution-focused brief and cognitive behavior therapies in therapeutic collaboration with adolescents, individual adults and couples to facilitate and promote change in their lives. In addition, I offer parenting, pre-marital and anger management sessions. Evening and weekend appointments are available.
![Photo of Terri Lively, LCSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/3d955e99-46cd-11ea-a6ad-06142c356176/2/320x400.jpeg)
Terri Lively
Clinical Social Work/Therapist, LCSW
Verified Verified
Missouri City, TX 77459 (Online Only)
Hi Welcome and thanks for clicking on my profile. Do you feel like you have lost your joy? Or perhaps you have lost your way in life? I am a therapist with 25 years experience with all levels of care, and I can help. Let's figure out what is holding you back...together. I have a special interest in women's issues and teenagers. I also am experienced in helping families improve relationships.
Hi Welcome and thanks for clicking on my profile. Do you feel like you have lost your joy? Or perhaps you have lost your way in life? I am a therapist with 25 years experience with all levels of care, and I can help. Let's figure out what is holding you back...together. I have a special interest in women's issues and teenagers. I also am experienced in helping families improve relationships.
![Photo of Kandys R McKinley, DMFT, LPC-S, LSOTP-S, Licensed Professional Counselor](https://photos.psychologytoday.com/4098d4ea-46cd-11ea-a6ad-06142c356176/3/320x400.jpeg)
Kandys R McKinley
Licensed Professional Counselor, DMFT, LPC-S, LSOTP-S
Verified Verified
1 Endorsed
Missouri City, TX 77489 (Online Only)
At our first session, we will focus on your concerns, what brought you into therapy, and any other contributing factors. I will ask questions to clarify my understanding of your concerns, and to get you to begin thinking differently about your situation. We'll discuss your goals and expectations, and how you will know when things are better. My intent will be to help you get "unstuck" from psychological problems, and become the best problem-solver you can be. While collectively working to restore your self-respect, self-worth, and self-mastery.
At our first session, we will focus on your concerns, what brought you into therapy, and any other contributing factors. I will ask questions to clarify my understanding of your concerns, and to get you to begin thinking differently about your situation. We'll discuss your goals and expectations, and how you will know when things are better. My intent will be to help you get "unstuck" from psychological problems, and become the best problem-solver you can be. While collectively working to restore your self-respect, self-worth, and self-mastery.
![Photo of Barbara J. Washington, MA, LPC-S, CART, Licensed Professional Counselor](https://photos.psychologytoday.com/54bd39e9-46cd-11ea-a6ad-06142c356176/2/320x400.jpeg)
Barbara J. Washington
Licensed Professional Counselor, MA, LPC-S, CART
Verified Verified
1 Endorsed
Missouri City, TX 77459 (Online Only)
I have successfully taught children as early as those in Program Head Start, before becoming a Texas Teacher & School Counselor, and ultimately a LPC-Supervisor . As a child advocate who tries to understand the needs of the child in hopes of helping with mental or emotional turmoil. One may say or think that I specialize in treating children? This would be false, because I can't recall a situation where I could help the child without helping the parents, and even the whole family. Family history and dynamics plays a "Huge" role in your child's development and behaviors.
I have successfully taught children as early as those in Program Head Start, before becoming a Texas Teacher & School Counselor, and ultimately a LPC-Supervisor . As a child advocate who tries to understand the needs of the child in hopes of helping with mental or emotional turmoil. One may say or think that I specialize in treating children? This would be false, because I can't recall a situation where I could help the child without helping the parents, and even the whole family. Family history and dynamics plays a "Huge" role in your child's development and behaviors.
![Photo of Kewana M Davis - Kay Counseling Services PLLC, EdD, LPC-S, CART, NCC, EMDR, Licensed Professional Counselor](https://photos.psychologytoday.com/be6caec0-4e6b-4787-8340-d1c1312f4270/1/320x400.png)
Kay Counseling Services PLLC
Licensed Professional Counselor, EdD, LPC-S, CART, NCC, EMDR
Verified Verified
Missouri City, TX 77489
Thank you for visiting. Are you willing to work in a non-judgmental environment where you are free from biases? Are you ready to explore the challenging thoughts that are troubling you and bringing anxiety and fear into your life? As a knowledgeable and caring therapist, I can help you work through your life challenging issues. Everyone deserves to have an empathetic listener that affords trust and understanding in their counseling experience. Everyone has uniqueness within and deserve an opportunity for peace and understanding. "The peace of God, which passeth all understanding, shall keep your hearts and minds through Christ Jesus" Philippians 4:7.
Thank you for visiting. Are you willing to work in a non-judgmental environment where you are free from biases? Are you ready to explore the challenging thoughts that are troubling you and bringing anxiety and fear into your life? As a knowledgeable and caring therapist, I can help you work through your life challenging issues. Everyone deserves to have an empathetic listener that affords trust and understanding in their counseling experience. Everyone has uniqueness within and deserve an opportunity for peace and understanding. "The peace of God, which passeth all understanding, shall keep your hearts and minds through Christ Jesus" Philippians 4:7.
![Photo of Kerry Ledwig-Newman, MS, LPC, Licensed Professional Counselor](https://photos.psychologytoday.com/7f05556e-8e81-4e6d-9787-d2956744bd50/1/320x400.png)
Kerry Ledwig-Newman
Licensed Professional Counselor, MS, LPC
Verified Verified
1 Endorsed
Missouri City, TX 77489
I truly enjoy helping people and love what I do. I aim to create an encouraging, safe, and comfortable environment for my clients to open up, and clients have described me as warm and empathic. I assist my clients in discovering how to help themselves and developing the tools and techniques necessary to make lasting and positive changes. Helping my clients reach their goals on their journey of self-discovery is sincerely my honor. I work with individuals, couples, and families using a variety of modalities including Cognitive Behavioral Therapy, Interpersonal Psychotherapy, and Mindfulness-based techniques.
I truly enjoy helping people and love what I do. I aim to create an encouraging, safe, and comfortable environment for my clients to open up, and clients have described me as warm and empathic. I assist my clients in discovering how to help themselves and developing the tools and techniques necessary to make lasting and positive changes. Helping my clients reach their goals on their journey of self-discovery is sincerely my honor. I work with individuals, couples, and families using a variety of modalities including Cognitive Behavioral Therapy, Interpersonal Psychotherapy, and Mindfulness-based techniques.
![Photo of Michael C. Thompson, MA, LPC, Licensed Professional Counselor](https://photos.psychologytoday.com/5e87a380-7e40-4069-ba9c-01a57f9b9007/2/320x400.png)
Michael C. Thompson
Licensed Professional Counselor, MA, LPC
Verified Verified
Missouri City, TX 77489 (Online Only)
Empowering Your Journey to Mental Well-Being: I am a Licensed Professional Counselor (LPC) with over ten years of experience assisting individuals and couples in navigating difficult times. I believe in the power of personal autonomy and self-determination, and my mission is to assist you in attaining optimal mental health, emotional well-being, and personal empowerment. I create a safe space in therapy for you to freely explore your thoughts and feelings, discover your strengths, and overcome any obstacles in your path.
Empowering Your Journey to Mental Well-Being: I am a Licensed Professional Counselor (LPC) with over ten years of experience assisting individuals and couples in navigating difficult times. I believe in the power of personal autonomy and self-determination, and my mission is to assist you in attaining optimal mental health, emotional well-being, and personal empowerment. I create a safe space in therapy for you to freely explore your thoughts and feelings, discover your strengths, and overcome any obstacles in your path.
![Photo of Ritasha Taylor, LCSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/65a2fd8f-8524-4092-afe1-017a522cf331/1/320x400.jpeg)
Ritasha Taylor
Clinical Social Work/Therapist, LCSW
Verified Verified
1 Endorsed
Missouri City, TX 77459
In sessions, we will focus on the client's experience with depression, anxiety, fear, grief and loss, attention issues, behavioral concerns, family conflict, addictions & more. My therapeutic approach is catered to meet the needs of each client who is ready for a change & even a few who aren't there yet. I specialize in working with individuals whose thoughts or moods have created hurdles in their day-to-day life. My Solution Focused and Cognitive approaches help me to connect with those who are are desperate to identify peace and happiness in their lives.
In sessions, we will focus on the client's experience with depression, anxiety, fear, grief and loss, attention issues, behavioral concerns, family conflict, addictions & more. My therapeutic approach is catered to meet the needs of each client who is ready for a change & even a few who aren't there yet. I specialize in working with individuals whose thoughts or moods have created hurdles in their day-to-day life. My Solution Focused and Cognitive approaches help me to connect with those who are are desperate to identify peace and happiness in their lives.
![Photo of Zareen Bhandara, MEd, LPC, Licensed Professional Counselor](https://photos.psychologytoday.com/6b2f7a33-4552-4932-93df-d29c6fa8b209/2/320x400.jpeg)
Zareen works with adult individuals who are looking to gain insight into themselves and improve their quality of life. She seeks to understand each individual holistically, including their backgrounds and the strengths they already possess to provide an individualized approach. Zareen believes that creating and fostering a strong therapeutic alliance with her clients are essential for long-term success. Through this alliance, she partners with her clients to explore and address negative, unhelpful thought and behavior patterns that serve as barriers in life and interpersonal relationships.
Zareen works with adult individuals who are looking to gain insight into themselves and improve their quality of life. She seeks to understand each individual holistically, including their backgrounds and the strengths they already possess to provide an individualized approach. Zareen believes that creating and fostering a strong therapeutic alliance with her clients are essential for long-term success. Through this alliance, she partners with her clients to explore and address negative, unhelpful thought and behavior patterns that serve as barriers in life and interpersonal relationships.
![Photo of Stephanie Franklin, MSW, LCSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/adf40627-d329-443a-9fe5-2199e4123e62/1/320x400.jpeg)
Stephanie Franklin
Clinical Social Work/Therapist, MSW, LCSW
Verified Verified
Missouri City, TX 77459
Stephanie Franklin is a Licensed Clinical Social Worker in Texas who has been practicing since 2012. What sets Stephanie apart is her commitment to personalized solutions tailored to a client’s specific needs. In doing so, she would take the time to understand the client’s goals, challenges, and inspirations. Stephanie’s ability to empathize and communicate effectively ensures clients understand complex concepts and feel comfortable sharing. Outside of work, Stephanie enjoys traveling, bowling, and pottery.
Stephanie Franklin is a Licensed Clinical Social Worker in Texas who has been practicing since 2012. What sets Stephanie apart is her commitment to personalized solutions tailored to a client’s specific needs. In doing so, she would take the time to understand the client’s goals, challenges, and inspirations. Stephanie’s ability to empathize and communicate effectively ensures clients understand complex concepts and feel comfortable sharing. Outside of work, Stephanie enjoys traveling, bowling, and pottery.
![Photo of Randall Wade McIntyre - Dr Randall McIntyre - Anew Era TMS & Psychiatry, MD](https://photos.psychologytoday.com/bd822f52-ea55-459f-9fb9-5e43a90981d3/2/320x400.jpeg)
Dr. Randall McIntyre has been practicing Child, Adolescent, and Adult Psychiatry in the Austin area for over thirty years. He was raised in Midland, Texas. He holds a BA- in biology from The University of Texas - Austin, and an MD from The University of Texas Medical School-Houston. He did his internship in Family Practice at Southwestern Medical School in Dallas. Subsequently, he completed residencies in General and Child Psychiatry at UTHSC-Houston. He is doubly Boarded in Child and Adult Psychiatry by the American Board of Psychiatry and Neurology.
Dr. Randall McIntyre has been practicing Child, Adolescent, and Adult Psychiatry in the Austin area for over thirty years. He was raised in Midland, Texas. He holds a BA- in biology from The University of Texas - Austin, and an MD from The University of Texas Medical School-Houston. He did his internship in Family Practice at Southwestern Medical School in Dallas. Subsequently, he completed residencies in General and Child Psychiatry at UTHSC-Houston. He is doubly Boarded in Child and Adult Psychiatry by the American Board of Psychiatry and Neurology.
See more therapy options for Missouri City
Nearby Carelon Behavioral Health Therapists Searches for Missouri City
- Bellaire
- Fresno
- Friendswood
- Houston
- Manvel
- Park Row
- Pearland
- Richmond
- Rosenberg
- Stafford
- Sugar Land
- West University Place
Carelon Behavioral Health Therapists
Does insurance cover therapy, prescriptions and other behavioral health services?
In general, yes. Laws in the U.S. require insurers to cover essential behavioral health care at the same level as other health care services. Most health plans require a medical diagnosis and treatments that are evidence based and medically essential. This means that life coaching and alternative therapies are not covered, nor is therapy without a diagnosis. Call the number on the back or your insurance card or visit your insurance company's website to review your Summary of Benefits. If you have insurance through your employer, your Human Resources department may also be able to answer questions.
How much does therapy cost with insurance?
The cost of therapy depends on your region, how much training and experience your therapist has, and the type of treatment. The rate for talk therapy generally falls between $100 and $250. For a client seeing an in-network provider, the cost of therapy is often similar to the cost of other health care services. Clients pay co-pays and may need to satisfy a plan’s deductible before benefits kick in.
What is the difference between In-Network and Out-of-Network insurance coverage?
An in-network provider has contracted with an insurer to get paid directly for services, and to accept the insurer’s rate of compensation. Clients are responsible for deductibles and copays. If a therapist is out of network, that means that the client pays the therapist directly for services at the therapist’s regular fee. Out-of-Network providers often give clients a receipt so that they can file for partial reimbursement with their insurance company.
Is it difficult to find an In-Network therapist?
It is not unusual for therapists to limit the number of insurance patients in their practice, so it’s important to check in-network availability when you schedule your first appointment. In regions and times where therapy is in high demand it may take longer to get scheduled with an in-network therapist.
What is the difference between HMO and PPO insurance plans?
HMO health plans only cover in-network services, there is no reimbursement for out-of-network providers. PPO plans often cover both in- and out-of-network services, though the client may pay more for out-of-network services.
What is a Superbill?
A superbill is a receipt for therapy services. It provides all the information required by insurance companies to reimburse you for out-of-network services, including the diagnostic codes for your care, the amount paid, and the dates and duration of care.
Does insurance cover Online therapy?
Many therapists who shifted their practice to online therapy during the pandemic have kept that arrangement. And most insurers continue to cover telehealth services, with a few exceptions. Preventive care (such as an annual depression screening) is often required to be in-person to be covered, and some states require prescribers of controlled substances to see those patients in person.
Does insurance cover Group therapy?
Many insurance plans provide coverage for group therapy provided there is a medical diagnosis for group members, but there are some noteworthy exceptions. For example, Medicare does not always cover group therapy. Group therapy tends to cost less than individual therapy.
Does insurance cover Couples therapy?
Most insurance companies do not cover the cost of couples therapy because there is no medical diagnosis or medically necessary treatment. However, a few plans will offer a limited benefit, so it is still worth checking with your insurance company. Sometimes therapy is covered for a couple when one person has a diagnosis and another family member joins them for joint therapy, but it is considered therapy for the medical condition that includes a family member as a listener or helper, not couples counseling. Without insurance, most clients pay between $100-300 per 60-90 min session for couples therapy. Often clients can find classes or workshops that make it more affordable to work on their relationship. And some employers offer Employee Assistance Plans that help defray the cost of couples therapy.
What is an Employee Assistance Plan (EAP)?
Employee Assistance Plans are purchased by employers for the benefit of their employees. EAPs typically assist employees with referrals and may also provide the first few sessions of therapy free of charge, with the patient's regular health insurance kicking in after those initial sessions. EAP benefits often apply to all types of therapy without the need for a medical diagnosis, making it easier to access couples therapy, therapy for life transitions, and other non-medical counseling. Just as with standard health insurance, clients should always check that a provider accepts their EAP benefits before scheduling.
Learn more about Insurance Coverage and Finding Affordable Therapy
Learn more about Insurance Coverage and Finding Affordable Therapy