Photo of Wanda J Jeffcoat, MS, LPC-MH, QMHP, Licensed Professional Counselor
Wanda J Jeffcoat
Licensed Professional Counselor, MS, LPC-MH, QMHP
Verified Verified
5 Endorsed
Sioux Falls, SD 57108
It is a privilege to offer support and walk with individuals and families who are affected by the struggles of daily life such as anxiety and depression, or those who have experienced trauma, abuse, or neglect. I enjoy working with individuals with chronic pain or medical conditions, and believe in the importance of collaborative care. I understand the struggles of parenting and balancing family life, and am willing to walk alongside parents who desire stronger family connections. I am passionate about suicide prevention and awareness, and am available to provide presentations in the field of suicide prevention, assessment, and treatment.
It is a privilege to offer support and walk with individuals and families who are affected by the struggles of daily life such as anxiety and depression, or those who have experienced trauma, abuse, or neglect. I enjoy working with individuals with chronic pain or medical conditions, and believe in the importance of collaborative care. I understand the struggles of parenting and balancing family life, and am willing to walk alongside parents who desire stronger family connections. I am passionate about suicide prevention and awareness, and am available to provide presentations in the field of suicide prevention, assessment, and treatment.
(605) 574-1176 View (605) 574-1176
Photo of Emily Gislason, PhD, LPC-MH, RPT-S™, QMHP, NCC, Licensed Professional Counselor
Emily Gislason
Licensed Professional Counselor, PhD, LPC-MH, RPT-S™, QMHP, NCC
Verified Verified
Sioux Falls, SD 57110
Are you looking for a Registered Play Therapist? One of my greatest passions in life is to help children reach their full potential. As a Registered Play Therapist, I offer individual, sibling and family therapy services. I have worked with women, teens and children impacted by physical abuse, domestic violence, sexual abuse and secondary victimization. In addition, I have experience with a variety of child related difficulties including anxiety, depression, behavioral difficulties, family disruptions, foster care involvement, adjustment difficulties, self esteem difficulties and cognitive delays. Please let me know how I can best support your child, yourself or your family.
Are you looking for a Registered Play Therapist? One of my greatest passions in life is to help children reach their full potential. As a Registered Play Therapist, I offer individual, sibling and family therapy services. I have worked with women, teens and children impacted by physical abuse, domestic violence, sexual abuse and secondary victimization. In addition, I have experience with a variety of child related difficulties including anxiety, depression, behavioral difficulties, family disruptions, foster care involvement, adjustment difficulties, self esteem difficulties and cognitive delays. Please let me know how I can best support your child, yourself or your family.
(605) 609-1015 View (605) 609-1015
Photo of Amanda Karlen - Center for Therapeutic Svcs & Psychodiagnostics, Counselor
Center for Therapeutic Svcs & Psychodiagnostics
Counselor
Verified Verified
Sioux Falls, SD 57101
At Center for Therapeutic Services and Psychodiagnostics, we are committed to helping you with the most comprehensive, holistic services that are established in evidence-based treatment. You are unique and your circumstances are unique! We will apply a broad range of dynamic assessments that are individualized and tailored to fit your unique needs. We take a creative approach to treating complex mental health problems both on an individual and group level.
At Center for Therapeutic Services and Psychodiagnostics, we are committed to helping you with the most comprehensive, holistic services that are established in evidence-based treatment. You are unique and your circumstances are unique! We will apply a broad range of dynamic assessments that are individualized and tailored to fit your unique needs. We take a creative approach to treating complex mental health problems both on an individual and group level.
(779) 704-4110 View (779) 704-4110
Photo of Jen Zerfas, LPC-MH, LAC, NCC, Licensed Professional Counselor
Jen Zerfas
Licensed Professional Counselor, LPC-MH, LAC, NCC
Verified Verified
1 Endorsed
Sioux Falls, SD 57108
(605) 250-3665 View (605) 250-3665

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Does insurance cover therapy, prescriptions and other behavioral health services?

In general, yes. Laws in the U.S. require insurers to cover essential behavioral health care at the same level as other health care services. Most health plans require a medical diagnosis and treatments that are evidence based and medically essential. This means that life coaching and alternative therapies are not covered, nor is therapy without a diagnosis. Call the number on the back or your insurance card or visit your insurance company's website to review your Summary of Benefits. If you have insurance through your employer, your Human Resources department may also be able to answer questions.

How much does therapy cost with insurance?

The cost of therapy depends on your region, how much training and experience your therapist has, and the type of treatment. The rate for talk therapy generally falls between $100 and $250. For a client seeing an in-network provider, the cost of therapy is often similar to the cost of other health care services. Clients pay co-pays and may need to satisfy a plan’s deductible before benefits kick in.

What is the difference between In-Network and Out-of-Network insurance coverage?

An in-network provider has contracted with an insurer to get paid directly for services, and to accept the insurer’s rate of compensation. Clients are responsible for deductibles and copays. If a therapist is out of network, that means that the client pays the therapist directly for services at the therapist’s regular fee. Out-of-Network providers often give clients a receipt so that they can file for partial reimbursement with their insurance company.

Is it difficult to find an In-Network therapist?

It is not unusual for therapists to limit the number of insurance patients in their practice, so it’s important to check in-network availability when you schedule your first appointment. In regions and times where therapy is in high demand it may take longer to get scheduled with an in-network therapist.

What is the difference between HMO and PPO insurance plans?

HMO health plans only cover in-network services, there is no reimbursement for out-of-network providers. PPO plans often cover both in- and out-of-network services, though the client may pay more for out-of-network services.

What is a Superbill?

A superbill is a receipt for therapy services. It provides all the information required by insurance companies to reimburse you for out-of-network services, including the diagnostic codes for your care, the amount paid, and the dates and duration of care.

Does insurance cover Online therapy?

Many therapists who shifted their practice to online therapy during the pandemic have kept that arrangement. And most insurers continue to cover telehealth services, with a few exceptions. Preventive care (such as an annual depression screening) is often required to be in-person to be covered, and some states require prescribers of controlled substances to see those patients in person.

Does insurance cover Group therapy?

Many insurance plans provide coverage for group therapy provided there is a medical diagnosis for group members, but there are some noteworthy exceptions. For example, Medicare does not always cover group therapy. Group therapy tends to cost less than individual therapy.

Does insurance cover Couples therapy?

Most insurance companies do not cover the cost of couples therapy because there is no medical diagnosis or medically necessary treatment. However, a few plans will offer a limited benefit, so it is still worth checking with your insurance company. Sometimes therapy is covered for a couple when one person has a diagnosis and another family member joins them for joint therapy, but it is considered therapy for the medical condition that includes a family member as a listener or helper, not couples counseling. Without insurance, most clients pay between $100-300 per 60-90 min session for couples therapy. Often clients can find classes or workshops that make it more affordable to work on their relationship. And some employers offer Employee Assistance Plans that help defray the cost of couples therapy.

What is an Employee Assistance Plan (EAP)?

Employee Assistance Plans are purchased by employers for the benefit of their employees. EAPs typically assist employees with referrals and may also provide the first few sessions of therapy free of charge, with the patient's regular health insurance kicking in after those initial sessions. EAP benefits often apply to all types of therapy without the need for a medical diagnosis, making it easier to access couples therapy, therapy for life transitions, and other non-medical counseling. The EAP for the U.S. Armed Forces is Military OneSource. Just as with standard health insurance, clients should always check that a provider accepts their EAP benefits before scheduling.

Learn more about Insurance Coverage and Finding Affordable Therapy