Magellan Therapists in Villanova, PA
![Photo of Dawn DeBracco, PsyD, Psychologist](https://photos.psychologytoday.com/30b64f4e-cf10-4723-a8b8-ae412210bed4/1/320x400.jpeg)
When despite all that may feel out of your control, it’s empowering when you recognize there are things that you can do to make your life better. I want others to learn about themselves and what they are capable of is more than they believe. I begin this process by assessing all factors in a person’s life that be contributing to their overall health and distress. Therefore, my approach to treatment is fluid, dependent upon the issue, what is driving the issue (function/underlying factors) and which evidence-based treatment best fits the needs of the person.
When despite all that may feel out of your control, it’s empowering when you recognize there are things that you can do to make your life better. I want others to learn about themselves and what they are capable of is more than they believe. I begin this process by assessing all factors in a person’s life that be contributing to their overall health and distress. Therefore, my approach to treatment is fluid, dependent upon the issue, what is driving the issue (function/underlying factors) and which evidence-based treatment best fits the needs of the person.
![Photo of Donna Toro - Complete Mind Care LLC , PsyD, Psychologist](https://photos.psychologytoday.com/82ec7b39-9725-4a16-a422-d5f48c975395/1/320x400.jpeg)
Dr. Toro’s approach is client-centered, emphasizing cognitive behavioral therapy (CBT) to address a range of issues. She focuses on creating a welcoming, kind, and attentive therapeutic environment that fosters emotional safety, allowing clients to openly share their concerns. By listening intently and validating emotions, she works collaboratively with clients to build treatment plans that respect their cultural values and achieve their personal goals. Her practice is dedicated to helping clients increase their self-reflection and develop healthier coping mechanisms for life’s challenges.
Dr. Toro’s approach is client-centered, emphasizing cognitive behavioral therapy (CBT) to address a range of issues. She focuses on creating a welcoming, kind, and attentive therapeutic environment that fosters emotional safety, allowing clients to openly share their concerns. By listening intently and validating emotions, she works collaboratively with clients to build treatment plans that respect their cultural values and achieve their personal goals. Her practice is dedicated to helping clients increase their self-reflection and develop healthier coping mechanisms for life’s challenges.
![Photo of Michele Lulewicz - Complete Mind Care of PA, LMFT, MA, Marriage & Family Therapist](https://photos.psychologytoday.com/8138cfd3-87f8-4d31-a04d-68a333b0c5b4/1/320x400.jpeg)
Complete Mind Care of PA
Marriage & Family Therapist, LMFT, MA
Verified Verified
Villanova, PA 19085
My approach to treating is… working off a strength-based philosophy. I look for internal resources and personal strengths that can be pulled from the patient in order to help create empowerment and self-compassion. My approaches are largely emotion centered and relational. I identify individual strengths/areas of resource, challenge disruptive patterns/thought processes, and help replace with skills that acknowledge the rooted pain, while at the same time, encourage stepping outside areas of comfort. I also include sessions for self-exploration, to help clients better understand the whys and how’s of their own internal processes
My approach to treating is… working off a strength-based philosophy. I look for internal resources and personal strengths that can be pulled from the patient in order to help create empowerment and self-compassion. My approaches are largely emotion centered and relational. I identify individual strengths/areas of resource, challenge disruptive patterns/thought processes, and help replace with skills that acknowledge the rooted pain, while at the same time, encourage stepping outside areas of comfort. I also include sessions for self-exploration, to help clients better understand the whys and how’s of their own internal processes
![Photo of Diane Gibfried, MSS, LCSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/3a381c17-678d-47c1-bdce-a8ea1fbf64c3/4/320x400.jpeg)
Diane Gibfried
Clinical Social Work/Therapist, MSS, LCSW
Verified Verified
Villanova, PA 19085
Waitlist for new clients
I offer an opportunity to address multiple issues with an emphasis on the effects of trauma, anxiety, depression, grief and loss. Trauma and emotional pain can lead to a sense of being stuck. This can feel like being stuck in responses to situations and events and people that maintain our pain and present obstacles to our growth and flourishing. A warm and trusting therapeutic relationship can create an opportunity to get unstuck. This can manifest as increased confidence and a feeling that you are more present in your life. It can foster self awareness and improvement in your relationship with yourself and others.
I offer an opportunity to address multiple issues with an emphasis on the effects of trauma, anxiety, depression, grief and loss. Trauma and emotional pain can lead to a sense of being stuck. This can feel like being stuck in responses to situations and events and people that maintain our pain and present obstacles to our growth and flourishing. A warm and trusting therapeutic relationship can create an opportunity to get unstuck. This can manifest as increased confidence and a feeling that you are more present in your life. It can foster self awareness and improvement in your relationship with yourself and others.
![Photo of Daniel Auerbach, LCSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/e72d620e-7133-43bd-b07e-c835d1f280a9/2/320x400.jpeg)
Daniel provides personalized counseling services to adolescents, adults, and families. Grounded in his education and 20 years counseling experience, Daniel offers an integrative approach which is respectful of an individual's experience and focuses on improving existing strengths while developing new skills. Daniel works with people from mid-teens through adulthood and he enjoys helping people navigate life's challenges. Daniel has a special interest in men's health and helping young men understand and overcome unique challenges in work, school, family and peer relationships, and sexual orientation.
Daniel provides personalized counseling services to adolescents, adults, and families. Grounded in his education and 20 years counseling experience, Daniel offers an integrative approach which is respectful of an individual's experience and focuses on improving existing strengths while developing new skills. Daniel works with people from mid-teens through adulthood and he enjoys helping people navigate life's challenges. Daniel has a special interest in men's health and helping young men understand and overcome unique challenges in work, school, family and peer relationships, and sexual orientation.
![Photo of Abraham Klein, LPC, Licensed Professional Counselor](https://photos.psychologytoday.com/a719598f-7ab3-4a54-83f1-a3b89ca72585/1/320x400.jpeg)
Abe received his masters in professional counseling at La Salle University and is a Licensed Professional Counselor, and has been working in the field since 2016 as a therapist for various populations. He specializes in working with adolescents, teens, and young adults (14-25) and has experience working with older adults as well. Throughout his career he has developed experience and specialization helping clients work through anxiety, interpersonal difficulties, LGBTQIA+ issues, emotional struggles connected to chronic illness, and transitional life difficulties.
Abe received his masters in professional counseling at La Salle University and is a Licensed Professional Counselor, and has been working in the field since 2016 as a therapist for various populations. He specializes in working with adolescents, teens, and young adults (14-25) and has experience working with older adults as well. Throughout his career he has developed experience and specialization helping clients work through anxiety, interpersonal difficulties, LGBTQIA+ issues, emotional struggles connected to chronic illness, and transitional life difficulties.
![Photo of Anna Morrow, LPC, Licensed Professional Counselor](https://photos.psychologytoday.com/967d8c71-3efc-425e-8395-9a3fc36a8f34/1/320x400.jpeg)
Anna is a Licensed Professional Counselor (LP) who has been practicing for over 5 years. Anna graduated with her MS. Ed. and M. Phil from the University of Pennsylvania in 2017 and became licensed in the state of Pennsylvania in 2019. Anna has worked with many clients (adolescents and adults) who have struggled with depression, anxiety, ADHD, work burnout and trauma. Anna enjoys using a holistic and person-centered approach while also incorporating cognitive behavioral therapy (CBT), embodiment and energy psychology, as well as some mindfulness-based practices to help her clients meet their specific goals.
Anna is a Licensed Professional Counselor (LP) who has been practicing for over 5 years. Anna graduated with her MS. Ed. and M. Phil from the University of Pennsylvania in 2017 and became licensed in the state of Pennsylvania in 2019. Anna has worked with many clients (adolescents and adults) who have struggled with depression, anxiety, ADHD, work burnout and trauma. Anna enjoys using a holistic and person-centered approach while also incorporating cognitive behavioral therapy (CBT), embodiment and energy psychology, as well as some mindfulness-based practices to help her clients meet their specific goals.
![Photo of Celine Weinstein, LPC, Licensed Professional Counselor](https://photos.psychologytoday.com/b9b2fd9b-4a3f-4c50-a85d-96b8e8abb105/1/320x400.jpeg)
Celine Weinstein is a Licensed Professional Counselor (LPC). She graduated from West Chester University with a degree in Counseling and Educational Psychology. Celine spent 13 years working in various K -12 schools as a school counselor. She specializes in treating children and young adults who are experiencing depression, ADHD, anxiety as well as behavioral and adjustment issues. Celine believes everyone is entitled to living their best life, but sometimes they require additional support.
Celine Weinstein is a Licensed Professional Counselor (LPC). She graduated from West Chester University with a degree in Counseling and Educational Psychology. Celine spent 13 years working in various K -12 schools as a school counselor. She specializes in treating children and young adults who are experiencing depression, ADHD, anxiety as well as behavioral and adjustment issues. Celine believes everyone is entitled to living their best life, but sometimes they require additional support.
![Photo of Kelsea Chavis, LCSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/65090e91-b951-4297-86c3-7dde8fe6987b/1/320x400.jpeg)
Kelsea is a Licensed Clinical Social Worker (LCSW) with over six years of therapeutic experience. She Graduated from Temple University in 2016 with her Master of Social Work (MSW) degree and went on to obtain her clinical licensure in 2019. She works with a variety of populations and age groups and concerns. Kelsea has experience with treating a wide range of concerns such as trauma, grief/loss, ADHD, anxiety, depression, OCD, substance abuse, mood disorders and self-image difficulties. Kelsea utilizes an eclectic approach to therapy, and she enjoys tailoring the treatment process to fit each individual's needs.
Kelsea is a Licensed Clinical Social Worker (LCSW) with over six years of therapeutic experience. She Graduated from Temple University in 2016 with her Master of Social Work (MSW) degree and went on to obtain her clinical licensure in 2019. She works with a variety of populations and age groups and concerns. Kelsea has experience with treating a wide range of concerns such as trauma, grief/loss, ADHD, anxiety, depression, OCD, substance abuse, mood disorders and self-image difficulties. Kelsea utilizes an eclectic approach to therapy, and she enjoys tailoring the treatment process to fit each individual's needs.
![Photo of Virginia Gardiner, LPC, Licensed Professional Counselor](https://photos.psychologytoday.com/a615b6b3-b7d0-4990-b99d-8e23fc4af3d7/1/320x400.jpeg)
Virginia Gardiner is a Licensed Professional Counselor in Pennsylvania who has been practicing since 2012. She has a B.A. from the University of Delaware, an M. B.A. from Villanova University, and an M. A. from Eastern University. Virginia has been in practice for more than 10 years and values helping a wide variety of clients overcome various mental health issues. She has a special interest and expertise in working with trauma survivors, but also helps clients with "everyday" challenges like anxiety and mild-moderate depression. Virginia is trained in EMDR, an evidence-based trauma treatment approach.
Virginia Gardiner is a Licensed Professional Counselor in Pennsylvania who has been practicing since 2012. She has a B.A. from the University of Delaware, an M. B.A. from Villanova University, and an M. A. from Eastern University. Virginia has been in practice for more than 10 years and values helping a wide variety of clients overcome various mental health issues. She has a special interest and expertise in working with trauma survivors, but also helps clients with "everyday" challenges like anxiety and mild-moderate depression. Virginia is trained in EMDR, an evidence-based trauma treatment approach.
![Photo of Samantha Ciambro, MA, LPC, NCC, Licensed Professional Counselor](https://photos.psychologytoday.com/2dd0ff0c-415f-4eb2-b1f5-d301528327fd/2/320x400.jpeg)
Samantha Ciambro
Licensed Professional Counselor, MA, LPC, NCC
Verified Verified
1 Endorsed
Villanova, PA 19085 (Online Only)
Constant overthinking, poor self-esteem, relationship issues, people-pleasing tendencies, depressed mood. If this describes something that you are going through, you don't have to go through it alone. Life itself is hard and even more difficult when dealing with mental health struggles and life transitions. As a therapist, I'm here to walk along side you as you navigate life's difficulties. We can work together to find a unique therapeutic plan that meets your needs in order for you to obtain your goals and be in the place you want to be in.
Constant overthinking, poor self-esteem, relationship issues, people-pleasing tendencies, depressed mood. If this describes something that you are going through, you don't have to go through it alone. Life itself is hard and even more difficult when dealing with mental health struggles and life transitions. As a therapist, I'm here to walk along side you as you navigate life's difficulties. We can work together to find a unique therapeutic plan that meets your needs in order for you to obtain your goals and be in the place you want to be in.
![Photo of Dalton Rumfield - Alliance Counseling and Wellness Coaching, LLC, MS, NCC, LPC, BCC, Licensed Professional Counselor](https://photos.psychologytoday.com/a14a57bf-446c-4907-969d-483a40fb2156/1/320x400.jpeg)
Alliance Counseling and Wellness Coaching, LLC
Licensed Professional Counselor, MS, NCC, LPC, BCC
Verified Verified
Villanova, PA 19085
Do you struggle with the stress and anxiety? Do you find it hard to maintain the ability to manage work, and family responsibilities and parenting and child management? Is it difficult for you to find time for your own self care, hobbies and interests? Are you noticing that relationships in your life are suffering? If you answered YES to any of these, counseling can help! In addition, I specialize in helping men in all aspects of life. I also focus on helping givers and helpers, mental health professionals, medical providers and first responders.
Do you struggle with the stress and anxiety? Do you find it hard to maintain the ability to manage work, and family responsibilities and parenting and child management? Is it difficult for you to find time for your own self care, hobbies and interests? Are you noticing that relationships in your life are suffering? If you answered YES to any of these, counseling can help! In addition, I specialize in helping men in all aspects of life. I also focus on helping givers and helpers, mental health professionals, medical providers and first responders.
![Photo of Dr. David T Weibel, PhD, Psychologist](https://photos.psychologytoday.com/026301d6-e929-4043-9140-b92b50b072da/1/320x400.jpeg)
Gain an ally to help you improve your life. Together, we can help you overcome limiting beliefs or relational patterns. We can help you embrace new perspectives and solve the problems that need solving. We can help you transcend any setbacks you have experienced, and help you appreciate what you have to offer others. Therapy does not have to be rigid; humor is encouraged. We can have fun while applying the best techniques psychology has produced.
Gain an ally to help you improve your life. Together, we can help you overcome limiting beliefs or relational patterns. We can help you embrace new perspectives and solve the problems that need solving. We can help you transcend any setbacks you have experienced, and help you appreciate what you have to offer others. Therapy does not have to be rigid; humor is encouraged. We can have fun while applying the best techniques psychology has produced.
More Therapists Nearby
![Photo of Francesca Santacroce - Serenity Behavioral Health, LMFT, IOP, OP, LPC, PMHNP](https://photos.psychologytoday.com/6b3f5d36-7d19-482c-aba8-bf7677ecb7c3/1/320x400.png)
In-person & In-network. Serenity specializes in mental health and substance use counseling for teens and young adults ages 14-28. We provide personalized intensive outpatient (IOP) and outpatient services with an emphasis on peer support and family involvement. At Serenity, we'll work together to identify what works best for you and provide a serene therapeutic space to connect, get support & make positive changes. Most clients begin in our IOP level of care before stepping down to outpatient. Services Include: Comprehensive Assessments, Individual, Group & Family Therapy, Medication Management, Parent Support, Life-Skills, & more.
In-person & In-network. Serenity specializes in mental health and substance use counseling for teens and young adults ages 14-28. We provide personalized intensive outpatient (IOP) and outpatient services with an emphasis on peer support and family involvement. At Serenity, we'll work together to identify what works best for you and provide a serene therapeutic space to connect, get support & make positive changes. Most clients begin in our IOP level of care before stepping down to outpatient. Services Include: Comprehensive Assessments, Individual, Group & Family Therapy, Medication Management, Parent Support, Life-Skills, & more.
![Photo of Sara Ralph, MA, LPC, NCC, Licensed Professional Counselor](https://photos.psychologytoday.com/542ae31c-46cd-11ea-a6ad-06142c356176/3/320x400.jpeg)
Sara Ralph
Licensed Professional Counselor, MA, LPC, NCC
Verified Verified
7 Endorsed
Bryn Mawr, PA 19010
Anxious. Overwhelmed. Stressed. Going away to college. Graduating college. Going through a break-up. Starting a new job. Moving. Newly married. Trying to figure out who you are in this season. Sound familiar? Let's chat! My clients are women in their 20s (some in college, some post-college trying to adjust to "real life") & 30s. Many are high achievers with great insight and are trying to gain clarity into their life's calling and/or relationships, while others have high-functioning anxiety, and still others are experiencing a stressful season of life and need help getting "unstuck."
Anxious. Overwhelmed. Stressed. Going away to college. Graduating college. Going through a break-up. Starting a new job. Moving. Newly married. Trying to figure out who you are in this season. Sound familiar? Let's chat! My clients are women in their 20s (some in college, some post-college trying to adjust to "real life") & 30s. Many are high achievers with great insight and are trying to gain clarity into their life's calling and/or relationships, while others have high-functioning anxiety, and still others are experiencing a stressful season of life and need help getting "unstuck."
![Photo of Ellen Cary Furman - Ellen C. Furman, MS, LPC, NCC, Licensed Professional Counselor](https://photos.psychologytoday.com/3c1f5105-46cd-11ea-a6ad-06142c356176/2/320x400.jpeg)
Ellen C. Furman
Licensed Professional Counselor, MS, LPC, NCC
Verified Verified
Bryn Mawr, PA 19010 (Online Only)
Neuroptimal Neurofeedback is a proven technique to increase SAT scores, improve althletic skills and facilitate healthier behaviors and mood regardless what you may be experiencing.
I offer both talk therapy and Neurofeedback to create an opportunity for you to face your difficulties constructively. To assist and develop new possibilities.
Board certified, state licensed & Insurance credentialed.
I have extensive experience with individuals experiencing: Anxiety, Depression, Drug & Alcohol Abuse, Addictions, Eating Disorders, Loss, Grief, Divorce, Marriage & Family Counseling, Adolescents, Hypnosis, Interpersonal Complexities and Personality Disorders.
Neuroptimal Neurofeedback is a proven technique to increase SAT scores, improve althletic skills and facilitate healthier behaviors and mood regardless what you may be experiencing.
I offer both talk therapy and Neurofeedback to create an opportunity for you to face your difficulties constructively. To assist and develop new possibilities.
Board certified, state licensed & Insurance credentialed.
I have extensive experience with individuals experiencing: Anxiety, Depression, Drug & Alcohol Abuse, Addictions, Eating Disorders, Loss, Grief, Divorce, Marriage & Family Counseling, Adolescents, Hypnosis, Interpersonal Complexities and Personality Disorders.
![Photo of Meredith Lisa Kramer, LCSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/97da904d-b2de-4240-9532-0b33e367c65f/1/320x400.jpeg)
Meredith Lisa Kramer
Clinical Social Work/Therapist, LCSW
Verified Verified
Bryn Mawr, PA 19010 (Online Only)
I believe that everyone has the potential to live a fuller, happier and more enriching life. Therapy is an excellent way to achieve the life you want to live and be the best you. Therapy provides an opportunity for you to look at what you are doing, thinking and feeling on a daily basis and what is or is not working well in your life. This information will forge a path that will empower you to feel more confident in both personal and work relationships. The goal is to help you feel less anxious, depressed, angry, helpless or whatever symptom is bringing you into therapy. I also offer video therapy or tele-therapy at the present time
I believe that everyone has the potential to live a fuller, happier and more enriching life. Therapy is an excellent way to achieve the life you want to live and be the best you. Therapy provides an opportunity for you to look at what you are doing, thinking and feeling on a daily basis and what is or is not working well in your life. This information will forge a path that will empower you to feel more confident in both personal and work relationships. The goal is to help you feel less anxious, depressed, angry, helpless or whatever symptom is bringing you into therapy. I also offer video therapy or tele-therapy at the present time
![Photo of Liz Somsanith, LCSW, PMH-C, Clinical Social Work/Therapist](https://photos.psychologytoday.com/55ce08e0-3562-403b-9371-70e65e7ad2e4/1/320x400.jpeg)
Liz Somsanith
Clinical Social Work/Therapist, LCSW, PMH-C
Verified Verified
1 Endorsed
Bryn Mawr, PA 19010 (Online Only)
Looking for a therapist is a courageous first step and making yourself vulnerable with a stranger can feel intimidating. I consider it a great privilege to sit with others, listen to their stories, and walk alongside them as they make steps towards change. I am highly empathetic, down to earth, & non-judgmental. I use relational and collaborative approaches in therapy and draw from cognitive behavioral techniques, eco-systemic structural family therapy, motivational interviewing, and mindfulness based strategies.
Looking for a therapist is a courageous first step and making yourself vulnerable with a stranger can feel intimidating. I consider it a great privilege to sit with others, listen to their stories, and walk alongside them as they make steps towards change. I am highly empathetic, down to earth, & non-judgmental. I use relational and collaborative approaches in therapy and draw from cognitive behavioral techniques, eco-systemic structural family therapy, motivational interviewing, and mindfulness based strategies.
![Photo of Alyssa Lopez, LPC, Licensed Professional Counselor](https://photos.psychologytoday.com/fb081f32-ef52-4a5e-83cf-3dc294dc8d1c/1/320x400.jpeg)
Alyssa C. Lopez is a Licensed Professional Counselor in Pennsylvania who has been practicing since 2019. She obtained her Master's Degree in Clinical Mental Health Counseling from Immaculata and also holds her Bachelor of Science in Psychology from Saint Joseph's University. Alyssa approaches mental wellbeing from a holistic perspective, integrating aspects of healing the mind, body, and spirit. She offers a compassionate look at the foundational beliefs about yourself and the world that contribute to symptoms of depression, anxiety, obsessions, and reactivity, and help to realign these beliefs to get "unstuck" from old patterns.
Alyssa C. Lopez is a Licensed Professional Counselor in Pennsylvania who has been practicing since 2019. She obtained her Master's Degree in Clinical Mental Health Counseling from Immaculata and also holds her Bachelor of Science in Psychology from Saint Joseph's University. Alyssa approaches mental wellbeing from a holistic perspective, integrating aspects of healing the mind, body, and spirit. She offers a compassionate look at the foundational beliefs about yourself and the world that contribute to symptoms of depression, anxiety, obsessions, and reactivity, and help to realign these beliefs to get "unstuck" from old patterns.
![Photo of Rivki Nicole Nyer, M Ed, MFT, Pre-Licensed Professional](https://photos.psychologytoday.com/9a43fac4-52e9-4361-bb22-6cb55772a900/1/320x400.png)
Rivki Nicole Nyer
Pre-Licensed Professional, M Ed, MFT
Verified Verified
Bryn Mawr, PA 19010 (Online Only)
Welcome! I am passionate about helping individuals, couples, and families find healing and growth. I aim to create a safe and non-judgmental space where you can comfortably explore your thoughts, emotions, and experiences. Everyone has within them the capacity for self-healing and transformation. I work with individuals struggling with anxious thoughts, feelings of sadness and hopelessness, traumatic memories, and family conflicts. My approach is empathetic, creative, humorous, and collaborative. Therapy is a partnership; together, we will work towards your goals and understand your true self on a deeper level.
Welcome! I am passionate about helping individuals, couples, and families find healing and growth. I aim to create a safe and non-judgmental space where you can comfortably explore your thoughts, emotions, and experiences. Everyone has within them the capacity for self-healing and transformation. I work with individuals struggling with anxious thoughts, feelings of sadness and hopelessness, traumatic memories, and family conflicts. My approach is empathetic, creative, humorous, and collaborative. Therapy is a partnership; together, we will work towards your goals and understand your true self on a deeper level.
See more therapy options for Villanova
Nearby Magellan Therapists Searches for Villanova
- Ardmore
- Bridgeport
- Bryn Mawr
- Conshohocken
- Gladwyne
- Haverford
- Havertown
- King Of Prussia
- Newtown Square
- Radnor
- Wayne
- Wynnewood
Magellan Therapists
Does insurance cover therapy, prescriptions and other behavioral health services?
In general, yes. Laws in the U.S. require insurers to cover essential behavioral health care at the same level as other health care services. Most health plans require a medical diagnosis and treatments that are evidence based and medically essential. This means that life coaching and alternative therapies are not covered, nor is therapy without a diagnosis. Call the number on the back or your insurance card or visit your insurance company's website to review your Summary of Benefits. If you have insurance through your employer, your Human Resources department may also be able to answer questions.
How much does therapy cost with insurance?
The cost of therapy depends on your region, how much training and experience your therapist has, and the type of treatment. The rate for talk therapy generally falls between $100 and $250. For a client seeing an in-network provider, the cost of therapy is often similar to the cost of other health care services. Clients pay co-pays and may need to satisfy a plan’s deductible before benefits kick in.
What is the difference between In-Network and Out-of-Network insurance coverage?
An in-network provider has contracted with an insurer to get paid directly for services, and to accept the insurer’s rate of compensation. Clients are responsible for deductibles and copays. If a therapist is out of network, that means that the client pays the therapist directly for services at the therapist’s regular fee. Out-of-Network providers often give clients a receipt so that they can file for partial reimbursement with their insurance company.
Is it difficult to find an In-Network therapist?
It is not unusual for therapists to limit the number of insurance patients in their practice, so it’s important to check in-network availability when you schedule your first appointment. In regions and times where therapy is in high demand it may take longer to get scheduled with an in-network therapist.
What is the difference between HMO and PPO insurance plans?
HMO health plans only cover in-network services, there is no reimbursement for out-of-network providers. PPO plans often cover both in- and out-of-network services, though the client may pay more for out-of-network services.
What is a Superbill?
A superbill is a receipt for therapy services. It provides all the information required by insurance companies to reimburse you for out-of-network services, including the diagnostic codes for your care, the amount paid, and the dates and duration of care.
Does insurance cover Online therapy?
Many therapists who shifted their practice to online therapy during the pandemic have kept that arrangement. And most insurers continue to cover telehealth services, with a few exceptions. Preventive care (such as an annual depression screening) is often required to be in-person to be covered, and some states require prescribers of controlled substances to see those patients in person.
Does insurance cover Group therapy?
Many insurance plans provide coverage for group therapy provided there is a medical diagnosis for group members, but there are some noteworthy exceptions. For example, Medicare does not always cover group therapy. Group therapy tends to cost less than individual therapy.
Does insurance cover Couples therapy?
Most insurance companies do not cover the cost of couples therapy because there is no medical diagnosis or medically necessary treatment. However, a few plans will offer a limited benefit, so it is still worth checking with your insurance company. Sometimes therapy is covered for a couple when one person has a diagnosis and another family member joins them for joint therapy, but it is considered therapy for the medical condition that includes a family member as a listener or helper, not couples counseling. Without insurance, most clients pay between $100-300 per 60-90 min session for couples therapy. Often clients can find classes or workshops that make it more affordable to work on their relationship. And some employers offer Employee Assistance Plans that help defray the cost of couples therapy.
What is an Employee Assistance Plan (EAP)?
Employee Assistance Plans are purchased by employers for the benefit of their employees. EAPs typically assist employees with referrals and may also provide the first few sessions of therapy free of charge, with the patient's regular health insurance kicking in after those initial sessions. EAP benefits often apply to all types of therapy without the need for a medical diagnosis, making it easier to access couples therapy, therapy for life transitions, and other non-medical counseling. Just as with standard health insurance, clients should always check that a provider accepts their EAP benefits before scheduling.
Learn more about Insurance Coverage and Finding Affordable Therapy
Learn more about Insurance Coverage and Finding Affordable Therapy