Aetna Therapists in Northern Liberties, Philadelphia, PA
![Photo of Shayan Salar, MSW, LCSW, LCADC, Clinical Social Work/Therapist](https://photos.psychologytoday.com/c7688e1d-5b49-4d71-9811-621ab335de16/1/320x400.jpeg)
Shayan Salar
Clinical Social Work/Therapist, MSW, LCSW, LCADC
Verified Verified
1 Endorsed
Northern Liberties, Philadelphia, PA 19123 (Online Only)
People are so sick of holding their tongue, wearing costumes, and being inauthentic when navigating social relations. To me, therapy is a place to say the thing and acknowledge the parts of us that many won’t see or hear. The freedom that follows from that experience alone can make all the difference. My hope for our therapeutic relationship is to make space for all of that and more.
People are so sick of holding their tongue, wearing costumes, and being inauthentic when navigating social relations. To me, therapy is a place to say the thing and acknowledge the parts of us that many won’t see or hear. The freedom that follows from that experience alone can make all the difference. My hope for our therapeutic relationship is to make space for all of that and more.
![Photo of Monica Santiago, MSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/01be2231-68f7-4692-8067-d929575c473c/1/320x400.jpeg)
Monica Santiago
Clinical Social Work/Therapist, MSW
Verified Verified
3 Endorsed
Northern Liberties, Philadelphia, PA 19123 (Online Only)
Seeking help and support is a sign of personal strength, not an admission of weakness. However, this is not the message we always receive from those around us. Engaging in therapy can be a scary thing to sign up for. I take this into account when meeting with my clients. I believe in providing my clients with a sincere effort to build a therapeutic relationship by getting to know each person and providing professional, honest feedback to move forward towards their personal growth. I believe in addressing personal goals and checking in on where the client’s mindset is, as life tends to throw us unexpected changes at unexpected times.
Seeking help and support is a sign of personal strength, not an admission of weakness. However, this is not the message we always receive from those around us. Engaging in therapy can be a scary thing to sign up for. I take this into account when meeting with my clients. I believe in providing my clients with a sincere effort to build a therapeutic relationship by getting to know each person and providing professional, honest feedback to move forward towards their personal growth. I believe in addressing personal goals and checking in on where the client’s mindset is, as life tends to throw us unexpected changes at unexpected times.
![Photo of Jonathan Toman, MA, LMFT, Marriage & Family Therapist](https://photos.psychologytoday.com/eb391c04-fc2d-4414-996f-7a54e9b8cce9/1/320x400.jpeg)
Jonathan Toman
Marriage & Family Therapist, MA, LMFT
Verified Verified
7 Endorsed
Northern Liberties, Philadelphia, PA 19123
Waitlist for new clients
Hello, thanks for visiting my profile. I realize you may be going through a tough time. Perhaps you’re experiencing a significant transition, a loss, or feelings you’re not sure how to deal with. This can be scary and difficult. Sometimes the hardest part is acknowledging the need for help. I have hope for you. I believe we all have the internal resources to heal and grow, and I would like to help you uncover this healing power within yourself.
Hello, thanks for visiting my profile. I realize you may be going through a tough time. Perhaps you’re experiencing a significant transition, a loss, or feelings you’re not sure how to deal with. This can be scary and difficult. Sometimes the hardest part is acknowledging the need for help. I have hope for you. I believe we all have the internal resources to heal and grow, and I would like to help you uncover this healing power within yourself.
![Photo of Jessica Renee Blanding-Coleman, MS, LPC, Licensed Professional Counselor](https://photos.psychologytoday.com/53e1adf2-46cd-11ea-a6ad-06142c356176/2/320x400.jpeg)
Jessica Renee Blanding-Coleman
Licensed Professional Counselor, MS, LPC
Verified Verified
Northern Liberties, Philadelphia, PA 19123 (Online Only)
If only life were as easy as scrolling through counselor profiles. Let me help you bring healing and understanding to life's difficulties so you can move past them and into a better mind space. I am experienced in all areas of mental health, but I am highly effective in treating stress, anxiety, and depression. In addition to working with those experiencing difficult life transitions such as loss and divorce, I also enjoy working with women's issues such as infertility, postpartum conditions, parenting issues, and adjustments dealing with weight loss.
If only life were as easy as scrolling through counselor profiles. Let me help you bring healing and understanding to life's difficulties so you can move past them and into a better mind space. I am experienced in all areas of mental health, but I am highly effective in treating stress, anxiety, and depression. In addition to working with those experiencing difficult life transitions such as loss and divorce, I also enjoy working with women's issues such as infertility, postpartum conditions, parenting issues, and adjustments dealing with weight loss.
![Photo of Elizabeth Cohane, MSW, LCSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/ce2523e7-0ed8-4501-afca-96bf71f1dde8/3/320x400.jpeg)
Elizabeth Cohane
Clinical Social Work/Therapist, MSW, LCSW
Verified Verified
2 Endorsed
Northern Liberties, Philadelphia, PA 19125 (Online Only)
Sometimes it can feel like life is just passing us by, and we can't seem to find a rhythm; where we feel settled and satisfied. Life can feel really hard sometimes, and no one should have to struggle alone when things are overwhelming. My goal is to empower you, and help you break down the barriers that stand in the way of you living a happy and fulfilled life. I specialize in working with adolescence, young adults, and adults struggling with (but not limited to) life transitions, self-esteem issues, anxiety, depression, ADHD, and those experiencing relationship issues.
Sometimes it can feel like life is just passing us by, and we can't seem to find a rhythm; where we feel settled and satisfied. Life can feel really hard sometimes, and no one should have to struggle alone when things are overwhelming. My goal is to empower you, and help you break down the barriers that stand in the way of you living a happy and fulfilled life. I specialize in working with adolescence, young adults, and adults struggling with (but not limited to) life transitions, self-esteem issues, anxiety, depression, ADHD, and those experiencing relationship issues.
![Photo of Christopher Brown - Full Being Services, LPC, DAAETS, Licensed Professional Counselor](https://photos.psychologytoday.com/d8a7658e-35e8-4f71-a460-8d0d811d0a3d/2/320x400.jpeg)
Full Being Services
Licensed Professional Counselor, LPC, DAAETS
Verified Verified
Northern Liberties, Philadelphia, PA 19123
Whether you are experiencing life transitions, a family crisis, or have a diagnosable mental health concern, the Full Being team is here to support. We provide comprehensive wellness care in a culturally responsive manner. Often time clinicians may just focus on the cognitive, or the emotional. We believe in a holistic concept; working with you to support your growth and address your needs in the mind, body and spirit. Our clinicians have training in Cognitive Behavioral Therapy (CBT), Motivational Interviewing (MI), Trauma-Focused CBT, Mindfulness, and more. Services offered include individual, family & couples sessions.
Whether you are experiencing life transitions, a family crisis, or have a diagnosable mental health concern, the Full Being team is here to support. We provide comprehensive wellness care in a culturally responsive manner. Often time clinicians may just focus on the cognitive, or the emotional. We believe in a holistic concept; working with you to support your growth and address your needs in the mind, body and spirit. Our clinicians have training in Cognitive Behavioral Therapy (CBT), Motivational Interviewing (MI), Trauma-Focused CBT, Mindfulness, and more. Services offered include individual, family & couples sessions.
![Photo of Nikki Walter, MFT, Pre-Licensed Professional](https://photos.psychologytoday.com/543bee48-9dee-4ce2-a7c5-1bb5d7bd6665/3/320x400.jpeg)
Nikki Walter
Pre-Licensed Professional, MFT
Verified Verified
1 Endorsed
Northern Liberties, Philadelphia, PA 19123 (Online Only)
I specialize in treating depression, anxiety, trauma, and PTSD using a relational lens. If you're looking for an authentic, transparent clinician who utilizes humor and compassion to help clients navigate the complexities of life, we'll likely be a great match.. My therapist vibe is "professional friend" and while we will explore heavy, painful topics, therapy is not going to be a huge bummer the whole time. We will joke, we will riff, we will come up for air. No matter what you're going through, or have faced in the past, I sincerely believe that healing is possible and would be honored to support you on that journey.
I specialize in treating depression, anxiety, trauma, and PTSD using a relational lens. If you're looking for an authentic, transparent clinician who utilizes humor and compassion to help clients navigate the complexities of life, we'll likely be a great match.. My therapist vibe is "professional friend" and while we will explore heavy, painful topics, therapy is not going to be a huge bummer the whole time. We will joke, we will riff, we will come up for air. No matter what you're going through, or have faced in the past, I sincerely believe that healing is possible and would be honored to support you on that journey.
![Photo of Linda Suzanne Elma - Life Skills Management Services LLC, MBA, MSW, LCSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/91811fcb-702b-43ec-84a7-7ce75bca68d6/3/320x400.jpeg)
Life Skills Management Services LLC
Clinical Social Work/Therapist, MBA, MSW, LCSW
Verified Verified
Northern Liberties, Philadelphia, PA 19123 (Online Only)
We are licensed in Oregon, Maine, Minnesota, Florida, Pennsylvania, New York, New Jersey, North Carolina and Colorado. We currently offer telehealth and virtual therapeutic services. We work with individuals with a wide range of concerns including depression, mood disorders, family relations issues, substance use disorders, and co-occurring disorders. We combine different therapeutic approaches based on client's presenting concerns, goals, and motivation, such as, cognitive-behavioral, brief therapy, mindfulness, client-centered, solution-focused therapy.
We are licensed in Oregon, Maine, Minnesota, Florida, Pennsylvania, New York, New Jersey, North Carolina and Colorado. We currently offer telehealth and virtual therapeutic services. We work with individuals with a wide range of concerns including depression, mood disorders, family relations issues, substance use disorders, and co-occurring disorders. We combine different therapeutic approaches based on client's presenting concerns, goals, and motivation, such as, cognitive-behavioral, brief therapy, mindfulness, client-centered, solution-focused therapy.
![Photo of Maddie Plummer, MEd, LPC, Licensed Professional Counselor](https://photos.psychologytoday.com/f20c54e8-3c76-4b5a-8f82-9fc507c3cad8/3/320x400.jpeg)
Maddie Plummer
Licensed Professional Counselor, MEd, LPC
Verified Verified
1 Endorsed
Northern Liberties, Philadelphia, PA 19123 (Online Only)
I am a licensed therapist and provide individual therapy to adults. I offer a warm and supportive therapeutic approach during sessions in order to provide a space for clients to feel safe and comfortable. I encourage openness so that we can explore your thoughts and emotions together in session.
I am a licensed therapist and provide individual therapy to adults. I offer a warm and supportive therapeutic approach during sessions in order to provide a space for clients to feel safe and comfortable. I encourage openness so that we can explore your thoughts and emotions together in session.
![Photo of Sharea Farmer - RS Counseling & Wellness Center, MSW, LCSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/e68420b0-0a3a-48d9-afe0-e1c5fc2f9dc7/1/320x400.png)
RS Counseling & Wellness Center
Clinical Social Work/Therapist, MSW, LCSW
Verified Verified
Northern Liberties, Philadelphia, PA 19123 (Online Only)
We are a group practice with multiple approaches in helping clients recover from anxiety, depression and low self-esteem. We have therapist that have worked in a variety of clinical settings where they received specialized training in the following therapeutic practices: Cognitive Behavioral Therapy, Narrative Theory, Motivational Interviewing, Dialectical Behavioral Therapy and more. We are now accepting new clients for therapist with available space, we have a passion for working with individuals, couples, families and groups to improve their quality of life. Let us join you on your journey of healing and growth.
We are a group practice with multiple approaches in helping clients recover from anxiety, depression and low self-esteem. We have therapist that have worked in a variety of clinical settings where they received specialized training in the following therapeutic practices: Cognitive Behavioral Therapy, Narrative Theory, Motivational Interviewing, Dialectical Behavioral Therapy and more. We are now accepting new clients for therapist with available space, we have a passion for working with individuals, couples, families and groups to improve their quality of life. Let us join you on your journey of healing and growth.
![Photo of Hilary Bayley Loielo, MSS, LCSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/50972902-46cd-11ea-a6ad-06142c356176/3/320x400.jpeg)
Hilary Bayley Loielo
Clinical Social Work/Therapist, MSS, LCSW
Verified Verified
Northern Liberties, Philadelphia, PA 19123
Struggling with mental health issues and life transitions can feel isolating and overwhelming. My goal as a psychotherapist is to help you feel less alone and empowered to make meaningful changes in your life. I emphasize the therapeutic relationship and work from a place of empathy, authenticity and compassion for the self. My areas of experience include anxiety, depression, grief and loss, relationship issues, life transitions, addiction, and PTSD. Additionally, I am experienced in postpartum and perinatal anxiety and depression. I work with individuals, couples and families.
Struggling with mental health issues and life transitions can feel isolating and overwhelming. My goal as a psychotherapist is to help you feel less alone and empowered to make meaningful changes in your life. I emphasize the therapeutic relationship and work from a place of empathy, authenticity and compassion for the self. My areas of experience include anxiety, depression, grief and loss, relationship issues, life transitions, addiction, and PTSD. Additionally, I am experienced in postpartum and perinatal anxiety and depression. I work with individuals, couples and families.
15 Second Videos
Full Being Services
Nikki Walter
Kara Lacey
![Photo of Kara Lacey, LMFT, Marriage & Family Therapist](https://photos.psychologytoday.com/18af8ef6-22fe-4a40-b0b2-7495b715adde/2/320x400.png)
Kara Lacey
Marriage & Family Therapist, LMFT
Verified Verified
2 Endorsed
Northern Liberties, Philadelphia, PA 19123 (Online Only)
Being a human comes with all sorts of challenging and rewarding experiences. Sometimes, those experiences are overwhelming, confusing, and emotionally exhausting. I believe that people are resilient and have the ability for change. My approach to therapy is collaborative, with a focus on self-exploration, increasing insight, and empowering a person to be the best version of themselves.
Being a human comes with all sorts of challenging and rewarding experiences. Sometimes, those experiences are overwhelming, confusing, and emotionally exhausting. I believe that people are resilient and have the ability for change. My approach to therapy is collaborative, with a focus on self-exploration, increasing insight, and empowering a person to be the best version of themselves.
Online Therapists
![Photo of Michelle Perna, LPC, Licensed Professional Counselor](https://photos.psychologytoday.com/caad737c-17aa-48d7-a4b3-9efea9bc16f5/1/320x400.png)
I am experienced in depression, anxiety, stress, trauma, relational conflict, family systems, addiction, criminal justice, anger management, eating disorders/body image, and mood disorders. The ideal client actively wants to explore their behaviors and thinking patterns and identify the underlying causes of these behaviors. In addition, the ideal client will be willing to tackle goals inside & outside therapy sessions. My ideal client would be an individual who is internally and externally motivated to change their life. They show up to sessions on time consistently and make a conscious effort to engage in the therapeutic process.
I am experienced in depression, anxiety, stress, trauma, relational conflict, family systems, addiction, criminal justice, anger management, eating disorders/body image, and mood disorders. The ideal client actively wants to explore their behaviors and thinking patterns and identify the underlying causes of these behaviors. In addition, the ideal client will be willing to tackle goals inside & outside therapy sessions. My ideal client would be an individual who is internally and externally motivated to change their life. They show up to sessions on time consistently and make a conscious effort to engage in the therapeutic process.
![Photo of Xin Zou, LPC, MPhilEd, MBA, Licensed Professional Counselor](https://photos.psychologytoday.com/8113b592-136d-4965-957d-cb6fd37d05ce/2/320x400.jpeg)
Xin Zou
Licensed Professional Counselor, LPC, MPhilEd, MBA
Verified Verified
1 Endorsed
Philadelphia, PA 19123 (Online Only)
Welcome! If you’re here, you’re likely motivated to grow and open to exploring your inner world. Whether you’re dealing with anxiety, depression, low self-esteem, or relationship challenges, you’re looking for a safe space to express your thoughts and emotions without fear of judgment. My goal is to help you understand the roots of your struggles, develop healthier coping mechanisms, and build stronger, more fulfilling relationships. Together, we can work towards the growth and healing you seek.
Welcome! If you’re here, you’re likely motivated to grow and open to exploring your inner world. Whether you’re dealing with anxiety, depression, low self-esteem, or relationship challenges, you’re looking for a safe space to express your thoughts and emotions without fear of judgment. My goal is to help you understand the roots of your struggles, develop healthier coping mechanisms, and build stronger, more fulfilling relationships. Together, we can work towards the growth and healing you seek.
![Photo of Petra Artz, MPS, ATR-BC, Licensed Professional Counselor](https://photos.psychologytoday.com/a40a2eb2-eb8c-4050-950d-4883da6c0556/1/320x400.jpeg)
Petra Artz
Licensed Professional Counselor, MPS, ATR-BC
Verified Verified
1 Endorsed
Philadelphia, PA 19125 (Online Only)
Congratulations on taking the crucial step of searching for a therapist. It’s often the hardest part of the journey—navigating through numerous profiles to find someone who feels right, who will listen, and who you can trust. Everyone needs connection and support at different points in their lives, and you've just made a significant move toward finding that. I work with clients who are seeking to change the things they cannot accept and to find peace with the things they cannot change. Together, we’ll explore your challenges and aspirations, aiming for meaningful progress and acceptance.
Congratulations on taking the crucial step of searching for a therapist. It’s often the hardest part of the journey—navigating through numerous profiles to find someone who feels right, who will listen, and who you can trust. Everyone needs connection and support at different points in their lives, and you've just made a significant move toward finding that. I work with clients who are seeking to change the things they cannot accept and to find peace with the things they cannot change. Together, we’ll explore your challenges and aspirations, aiming for meaningful progress and acceptance.
![Photo of Claudette Guider, LPC, Licensed Professional Counselor](https://photos.psychologytoday.com/d5e7e9ba-f8e6-4be5-96a2-a92dfcd1c817/2/320x400.jpeg)
Claudette Guider
Licensed Professional Counselor, LPC
Verified Verified
1 Endorsed
Philadelphia, PA 19102 (Online Only)
Hello and Welcome! Are you struggling with showing yourself self-compassion? Are you ready to regain your spark and power? Are you a domestic violence survivor or struggling to get out of an unhealthy relationship? Are you ready to start your journey to Self-Love? If you answered yes to one or more of these questions, than you are in the right place! For the past 18 years, as a Mental Health Therapist, I have been working with adolescents and adults that struggle with symptoms of trauma such as PTSD, depression, anxiety, loss of sense "Who I am", low self-worth, and mistrust by helping them find their purpose and their "WHY".
Hello and Welcome! Are you struggling with showing yourself self-compassion? Are you ready to regain your spark and power? Are you a domestic violence survivor or struggling to get out of an unhealthy relationship? Are you ready to start your journey to Self-Love? If you answered yes to one or more of these questions, than you are in the right place! For the past 18 years, as a Mental Health Therapist, I have been working with adolescents and adults that struggle with symptoms of trauma such as PTSD, depression, anxiety, loss of sense "Who I am", low self-worth, and mistrust by helping them find their purpose and their "WHY".
![Photo of David Steinberg - David Steinberg, PhD, LCSW, PhD, LCSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/3b95483d-46cd-11ea-a6ad-06142c356176/1/320x400.jpeg)
David Steinberg, PhD, LCSW
Clinical Social Work/Therapist, PhD, LCSW
Verified Verified
Philadelphia, PA 19119
Your feelings and experiences are unique. You may need a supportive presence to help you explore and affirm your core values, or perhaps you need to be challenged? I can help you find ways to improve the way you feel about yourself, and how you negotiate relationships in love and work. In spite of our super-connected high-tech world, modern life can be fraught with feelings of isolation and loneliness. Everything you need to know in order to live life to its fullest is already inside of you. Let me help you make deeper contact with yourself and others. Pick up the phone and make call me now to get started.
Your feelings and experiences are unique. You may need a supportive presence to help you explore and affirm your core values, or perhaps you need to be challenged? I can help you find ways to improve the way you feel about yourself, and how you negotiate relationships in love and work. In spite of our super-connected high-tech world, modern life can be fraught with feelings of isolation and loneliness. Everything you need to know in order to live life to its fullest is already inside of you. Let me help you make deeper contact with yourself and others. Pick up the phone and make call me now to get started.
![Photo of Thomas DeGeorge, LPC, Licensed Professional Counselor](https://photos.psychologytoday.com/6b1d0acd-cb92-4014-bd5d-e1b1b33dfddf/1/320x400.png)
Thomas DeGeorge
Licensed Professional Counselor, LPC
Verified Verified
Philadelphia, PA 19103 (Online Only)
Dr. DeGeorge has presented at the International Association of Martial and Family Counselors in New Orleans, Louisiana, the IAMFCA conference in Oxford, England, and The Asia/Pacific Conference in Brisbane, Australia. A native Philadelphian, Dr. DeGeorge has returned after nearly 28 years of living in the Pittsburgh area. He is an Assistant Professor in the Graduate Counseling Department at Rosemont College.
Dr. DeGeorge has presented at the International Association of Martial and Family Counselors in New Orleans, Louisiana, the IAMFCA conference in Oxford, England, and The Asia/Pacific Conference in Brisbane, Australia. A native Philadelphian, Dr. DeGeorge has returned after nearly 28 years of living in the Pittsburgh area. He is an Assistant Professor in the Graduate Counseling Department at Rosemont College.
![Photo of Yvonne Argento, LCSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/1036f6f8-6beb-4aff-9d54-0f538ffc9909/1/320x400.jpeg)
Yvonne Argento
Clinical Social Work/Therapist, LCSW
Verified Verified
1 Endorsed
Philadelphia, PA 19102
I am a Licensed Clinical Social Worker who is dedicated to improving the lives of others. I have been practicing for 24 years and greatly enjoy the work that I do. I use a more directive, active approach to sessions to help clients meet their own goals for self-improvement.
I am a Licensed Clinical Social Worker who is dedicated to improving the lives of others. I have been practicing for 24 years and greatly enjoy the work that I do. I use a more directive, active approach to sessions to help clients meet their own goals for self-improvement.
![Photo of Jennifer Padgett, LPC , Licensed Professional Counselor](https://photos.psychologytoday.com/dc79bc06-36be-4084-9dcb-24277b5be8b0/1/320x400.png)
Jennifer Padgett
Licensed Professional Counselor, LPC
Verified Verified
Philadelphia, PA 19134 (Online Only)
My legal name is Jennifer Padgett, I prefer to be called Jay. I have my LPC in the state of Pennsylvania. My approach to therapy is eclectic, I come from a person-centered place, allowing my clients to lead a session. My approach to therapy is eclectic, I come from a person-centered place, allowing my clients to lead a session. I use interventions from many different schools of thought including DBT, CBT, Mindfulness, IFS, and MBCT, amongst others.
My legal name is Jennifer Padgett, I prefer to be called Jay. I have my LPC in the state of Pennsylvania. My approach to therapy is eclectic, I come from a person-centered place, allowing my clients to lead a session. My approach to therapy is eclectic, I come from a person-centered place, allowing my clients to lead a session. I use interventions from many different schools of thought including DBT, CBT, Mindfulness, IFS, and MBCT, amongst others.
See more therapy options for Northern Liberties, Philadelphia
Nearby Aetna Therapists Searches for Northern Liberties, Philadelphia
- City Center East
- Fairmount
- Fairmount-Spring Garden
- Fishtown
- Hartranft
- Kensington
- Midtown Village
- Old City
- Poplar
- Poplar-Ludlow-Yorktowne
- Riverfront
- Society Hill
Aetna Therapists
Does insurance cover therapy, prescriptions and other behavioral health services?
In general, yes. Laws in the U.S. require insurers to cover essential behavioral health care at the same level as other health care services. Most health plans require a medical diagnosis and treatments that are evidence based and medically essential. This means that life coaching and alternative therapies are not covered, nor is therapy without a diagnosis. Call the number on the back or your insurance card or visit your insurance company's website to review your Summary of Benefits. If you have insurance through your employer, your Human Resources department may also be able to answer questions.
How much does therapy cost with insurance?
The cost of therapy depends on your region, how much training and experience your therapist has, and the type of treatment. The rate for talk therapy generally falls between $100 and $250. For a client seeing an in-network provider, the cost of therapy is often similar to the cost of other health care services. Clients pay co-pays and may need to satisfy a plan’s deductible before benefits kick in.
What is the difference between In-Network and Out-of-Network insurance coverage?
An in-network provider has contracted with an insurer to get paid directly for services, and to accept the insurer’s rate of compensation. Clients are responsible for deductibles and copays. If a therapist is out of network, that means that the client pays the therapist directly for services at the therapist’s regular fee. Out-of-Network providers often give clients a receipt so that they can file for partial reimbursement with their insurance company.
Is it difficult to find an In-Network therapist?
It is not unusual for therapists to limit the number of insurance patients in their practice, so it’s important to check in-network availability when you schedule your first appointment. In regions and times where therapy is in high demand it may take longer to get scheduled with an in-network therapist.
What is the difference between HMO and PPO insurance plans?
HMO health plans only cover in-network services, there is no reimbursement for out-of-network providers. PPO plans often cover both in- and out-of-network services, though the client may pay more for out-of-network services.
What is a Superbill?
A superbill is a receipt for therapy services. It provides all the information required by insurance companies to reimburse you for out-of-network services, including the diagnostic codes for your care, the amount paid, and the dates and duration of care.
Does insurance cover Online therapy?
Many therapists who shifted their practice to online therapy during the pandemic have kept that arrangement. And most insurers continue to cover telehealth services, with a few exceptions. Preventive care (such as an annual depression screening) is often required to be in-person to be covered, and some states require prescribers of controlled substances to see those patients in person.
Does insurance cover Group therapy?
Many insurance plans provide coverage for group therapy provided there is a medical diagnosis for group members, but there are some noteworthy exceptions. For example, Medicare does not always cover group therapy. Group therapy tends to cost less than individual therapy.
Does insurance cover Couples therapy?
Most insurance companies do not cover the cost of couples therapy because there is no medical diagnosis or medically necessary treatment. However, a few plans will offer a limited benefit, so it is still worth checking with your insurance company. Sometimes therapy is covered for a couple when one person has a diagnosis and another family member joins them for joint therapy, but it is considered therapy for the medical condition that includes a family member as a listener or helper, not couples counseling. Without insurance, most clients pay between $100-300 per 60-90 min session for couples therapy. Often clients can find classes or workshops that make it more affordable to work on their relationship. And some employers offer Employee Assistance Plans that help defray the cost of couples therapy.
What is an Employee Assistance Plan (EAP)?
Employee Assistance Plans are purchased by employers for the benefit of their employees. EAPs typically assist employees with referrals and may also provide the first few sessions of therapy free of charge, with the patient's regular health insurance kicking in after those initial sessions. EAP benefits often apply to all types of therapy without the need for a medical diagnosis, making it easier to access couples therapy, therapy for life transitions, and other non-medical counseling. Just as with standard health insurance, clients should always check that a provider accepts their EAP benefits before scheduling.
Learn more about Insurance Coverage and Finding Affordable Therapy
Learn more about Insurance Coverage and Finding Affordable Therapy