Therapists in Saugerties, NY
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Check out therapists located nearby or offering teletherapy in New York below.Online Therapists
![Photo of Wana Ulysse, LMSW](https://photos.psychologytoday.com/a8f4fb04-d854-4c34-a9fc-9d1cf7441f92/2/320x400.jpeg)
Creating Connections is a culturally sensitive practice and our therapists are passionate about helping to foster the healing process of those in need. Wana Ulysse, is a Licensed Master Social Worker in the state of New York. She graduated from Adelphi University, and has over 15 years of experience working with children and families. Her specialties include working with adolescents, family counseling, anxiety, depression, PTSD, life changes (divorce, break ups, etc..), career changes and chronic illness. Wana is bilingual in Haitian Creole. She will always provide a safe and nonjudgmental space for you to express yourself.
Creating Connections is a culturally sensitive practice and our therapists are passionate about helping to foster the healing process of those in need. Wana Ulysse, is a Licensed Master Social Worker in the state of New York. She graduated from Adelphi University, and has over 15 years of experience working with children and families. Her specialties include working with adolescents, family counseling, anxiety, depression, PTSD, life changes (divorce, break ups, etc..), career changes and chronic illness. Wana is bilingual in Haitian Creole. She will always provide a safe and nonjudgmental space for you to express yourself.
![Photo of Marlisha Germain, LMSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/9acdbf4d-6988-44ba-9718-cdbeafbb1f48/1/320x400.jpeg)
Hello, my name is Marlisha. I received my Bachelor of Arts in Interpersonal/Intercultural Communication and Black Studies from SUNY New Paltz. I have a Master in Social Work from SUNY Albany. I have 13 years of social work experience working primarily with adults and elderly population. I also have experience working with children and family. I am passionate about working with and learning about diverse cultures. I am also proficient in Creole French, Sak pase. Sak pase is hi, what's up, a greeting. Like Spanish como estas.
Hello, my name is Marlisha. I received my Bachelor of Arts in Interpersonal/Intercultural Communication and Black Studies from SUNY New Paltz. I have a Master in Social Work from SUNY Albany. I have 13 years of social work experience working primarily with adults and elderly population. I also have experience working with children and family. I am passionate about working with and learning about diverse cultures. I am also proficient in Creole French, Sak pase. Sak pase is hi, what's up, a greeting. Like Spanish como estas.
![Photo of Luckdjyne L Neas - Neas Mindfulness Therapy LCSW , LCSW , CASAC, Clinical Social Work/Therapist](https://photos.psychologytoday.com/c22900df-e7d4-49df-aa4d-82bdb58c813d/3/320x400.jpeg)
Neas Mindfulness Therapy LCSW
Clinical Social Work/Therapist, LCSW , CASAC
Verified Verified
Pomona, NY 10970 (Online Only)
I am bilingual and speak creole.
Are you overwhelmed by anxiety and depression? Are you struggling to manage your mixed emotions? Are you feeling stuck or just unsatisfied with your life right now? Are you faced with the loss of a love one, the end of a relationship or a stressful workplace? You have made an incredible first step by just being here ! Mental health can be a new and difficult experience for many of us. Sometimes people need an ear of support to help them regroup or take a step back and better understand what is happening and to help develop a plan to make progress.You have the ability to be in full control of your peace,happiness, joy and destiny.
I am bilingual and speak creole.
Are you overwhelmed by anxiety and depression? Are you struggling to manage your mixed emotions? Are you feeling stuck or just unsatisfied with your life right now? Are you faced with the loss of a love one, the end of a relationship or a stressful workplace? You have made an incredible first step by just being here ! Mental health can be a new and difficult experience for many of us. Sometimes people need an ear of support to help them regroup or take a step back and better understand what is happening and to help develop a plan to make progress.You have the ability to be in full control of your peace,happiness, joy and destiny.
![Photo of Carolyn Nussbaum - TMR Mental Health Care PC - Queens, MSW , LCSW , Clinical Social Work/Therapist](https://photos.psychologytoday.com/89e1b785-d7d3-40d2-a09d-37caa868dbc9/3/320x400.jpeg)
TMR Mental Health Care PC - Queens
Clinical Social Work/Therapist, MSW , LCSW
Verified Verified
Flushing, NY 11385
There is a therapist for every one at TMR, we speak various languages including Spanish, French/Creole, Hindi, and Arabic.
TMR, which stands for "Treat Me Right" is a private practice that offers a comprehensive integrative approach to mental health care. We offer psychotherapeutic services to people of all ages. We offer support to individuals, couples, groups, and families. Our services include, psychotherapy, nutrition counseling, psychopharmacology and psychological testing.
There is a therapist for every one at TMR, we speak various languages including Spanish, French/Creole, Hindi, and Arabic.
TMR, which stands for "Treat Me Right" is a private practice that offers a comprehensive integrative approach to mental health care. We offer psychotherapeutic services to people of all ages. We offer support to individuals, couples, groups, and families. Our services include, psychotherapy, nutrition counseling, psychopharmacology and psychological testing.
![Photo of Dr. Remy Nelson, PhD, LMHC, NCC, CCMHC, Counselor](https://photos.psychologytoday.com/6a4d51a2-00ec-413e-bd9f-8682f4ead69f/3/320x400.jpeg)
Dr. Remy Nelson
Counselor, PhD, LMHC, NCC, CCMHC
Verified Verified
7 Endorsed
New York, NY 10001 (Online Only)
I am a Teletherapy/Videocounseling services provider in Florida and accept insurance and private payments. However, outside Florida, I only accept private payments. Taking the step to seek counseling is a brave and patient choice that can help you develop coping skills and improve your life. I have assisted clients dealing with anxiety, depression, grief, and relationship issues in the past. You can purchase a set of 64 Therapy Cards in English, French, and Spanish on Amazon. These cards motivate you on your journey to improved mental health.
I am a Teletherapy/Videocounseling services provider in Florida and accept insurance and private payments. However, outside Florida, I only accept private payments. Taking the step to seek counseling is a brave and patient choice that can help you develop coping skills and improve your life. I have assisted clients dealing with anxiety, depression, grief, and relationship issues in the past. You can purchase a set of 64 Therapy Cards in English, French, and Spanish on Amazon. These cards motivate you on your journey to improved mental health.
![Photo of Patricia Telfort, LMSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/88f36a34-019a-4b91-a04b-9934465a73d0/1/320x400.jpeg)
Patricia Telfort
Clinical Social Work/Therapist, LMSW
Verified Verified
1 Endorsed
Rego Park, NY 11374
Hello, I am Patricia. I am a multilingual, Licensed Master Social Worker with over 10 years of providing supportive counseling and therapy from a strengths based perspective. I have experience with Cognitive Behavioral Therapy which is solutions focused to help clients move from crisis to confidence. I earned my Sociology Bachelor’s of Arts from New York University and my Master’s of Science in Social Work from Columbia University. I have worked in various clinical settings and care systems for over 14 years.
Hello, I am Patricia. I am a multilingual, Licensed Master Social Worker with over 10 years of providing supportive counseling and therapy from a strengths based perspective. I have experience with Cognitive Behavioral Therapy which is solutions focused to help clients move from crisis to confidence. I earned my Sociology Bachelor’s of Arts from New York University and my Master’s of Science in Social Work from Columbia University. I have worked in various clinical settings and care systems for over 14 years.
![Photo of Felicia Ivey - Mind-Body And Inner-Self Mental Health Counseling, PhD, LMHC, SAP, MCAP, CAMS-II, Counselor](https://photos.psychologytoday.com/4c8e3732-46cd-11ea-a6ad-06142c356176/3/320x400.jpeg)
Mind-Body And Inner-Self Mental Health Counseling
Counselor, PhD, LMHC, SAP, MCAP, CAMS-II
Verified Verified
5 Endorsed
Kew Gardens, NY 11415
Are you saying to yourself that you will give your all to being a better person? Are you living your dreams? Do you have a secret that you need to share or serve in an active duty war zone? We all have moments where we need some extra help. I work within a group practice and we will listen to your relationship, family members, pain, depression, anxiety, addiction and how you really feel. We want to talk to you and offer open feedback without judgment. I work with seniors, adults, teens. We are motivating and optimistic therapists with years of experience working with employment, mental health and substance abuse addictions.
Are you saying to yourself that you will give your all to being a better person? Are you living your dreams? Do you have a secret that you need to share or serve in an active duty war zone? We all have moments where we need some extra help. I work within a group practice and we will listen to your relationship, family members, pain, depression, anxiety, addiction and how you really feel. We want to talk to you and offer open feedback without judgment. I work with seniors, adults, teens. We are motivating and optimistic therapists with years of experience working with employment, mental health and substance abuse addictions.
![Photo of Fazeeda Abdur-Rahman - Vibrant Women Wellness Counseling, LCSW, PLLC, PhD, LCSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/f14ba2d2-d360-4093-b5b0-b98ef9f15992/3/320x400.jpeg)
Vibrant Women Wellness Counseling, LCSW, PLLC
Clinical Social Work/Therapist, PhD, LCSW
Verified Verified
Fresh Meadows, NY 11366 (Online Only)
As a woman tending to multiple roles and responsibilities, it can be easy to lose sight of caring for your own needs. You may feel overwhelmed by your responsibilities, feel anxious, depressed, and even experience physical and spiritual burnout related to issues you are struggling with. You may also be experiencing difficulty maintaining relationships with others including those closest to you- partners, children, and or other family members. Your reality can be hard to deal with because it is very different than the life you envisioned for yourself. Though is difficult to have hope amidst your situation, all hope is not lost.
As a woman tending to multiple roles and responsibilities, it can be easy to lose sight of caring for your own needs. You may feel overwhelmed by your responsibilities, feel anxious, depressed, and even experience physical and spiritual burnout related to issues you are struggling with. You may also be experiencing difficulty maintaining relationships with others including those closest to you- partners, children, and or other family members. Your reality can be hard to deal with because it is very different than the life you envisioned for yourself. Though is difficult to have hope amidst your situation, all hope is not lost.
![Photo of Anacaona Nedgé Antoine, LCSW-LP](https://photos.psychologytoday.com/e9936491-cb89-4d2b-ab21-ae9fe8d1463d/1/320x400.jpeg)
Hello! Are you feeling pulled in many directions? Is life feeling daunting and overwhelming? Sometimes stress can take us to a place of feeling lost. Well fortunately you have a community that can help you navigate through tough times. My name is Anacaona Antoine. I go by my middle name Nedgé. I have been a clinician for the past 11 years and utilize a solution-focused approach in my work. I believe in meeting where my clients are and guiding them to where they want to be. Sometimes all we need is a shift in our mindset and perceptions of ourselves and the people in our lives.
Hello! Are you feeling pulled in many directions? Is life feeling daunting and overwhelming? Sometimes stress can take us to a place of feeling lost. Well fortunately you have a community that can help you navigate through tough times. My name is Anacaona Antoine. I go by my middle name Nedgé. I have been a clinician for the past 11 years and utilize a solution-focused approach in my work. I believe in meeting where my clients are and guiding them to where they want to be. Sometimes all we need is a shift in our mindset and perceptions of ourselves and the people in our lives.
![Photo of Kandie Fonrose, MS, Pre-Licensed Professional](https://photos.psychologytoday.com/71cce3f4-d1df-46ab-9136-8181353169fd/2/320x400.jpeg)
“Never be ashamed of seeking help.” -National Alliance on Mental Illness
“Never be ashamed of seeking help.” -National Alliance on Mental Illness
![Photo of Linda Suzanne Elma - Life Skills Management Services, LLC, MBA, MSW, LCSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/739fbeea-f81e-407d-b759-d73c6db1c6c5/3/320x400.jpeg)
Life Skills Management Services, LLC
Clinical Social Work/Therapist, MBA, MSW, LCSW
Verified Verified
New York, NY 10016
We are licensed in Oregon, Maine, Minnesota, Florida, Pennsylvania, New York, New Jersey and Colorado. We currently offer telehealth and virtual therapeutic services. We work with individuals with a wide range of concerns including depression, mood disorders, family relations issues, substance use disorders, and co-occurring disorders. We combine different therapeutic approaches based on client's presenting concerns, goals, and motivation, such as, cognitive-behavioral, brief therapy, mindfulness, client-centered, solution-focused therapy.
We are licensed in Oregon, Maine, Minnesota, Florida, Pennsylvania, New York, New Jersey and Colorado. We currently offer telehealth and virtual therapeutic services. We work with individuals with a wide range of concerns including depression, mood disorders, family relations issues, substance use disorders, and co-occurring disorders. We combine different therapeutic approaches based on client's presenting concerns, goals, and motivation, such as, cognitive-behavioral, brief therapy, mindfulness, client-centered, solution-focused therapy.
![Photo of Marie V. Aristilde, PsyD, Psychologist](https://photos.psychologytoday.com/0a737725-0a19-43bd-9411-29ecdf2a324d/2/320x400.jpeg)
Marie V. Aristilde
Psychologist, PsyD
Verified Verified
2 Endorsed
Kings Park, NY 11754
Waitlist for new clients
Are you struggling with life’s challenges? Do you feel out of sorts and need help in restructuring your life’s path? Are you constantly questioning your self worth? Are you in search of your purpose in life? Is your child in need of help? Is your child easily angered, irritable, argumentative, and lacks interest in activities that were previously enjoyed? Does your child have a Learning Disability that has impacted their self-esteem? Does your child self-harm? Do they have difficulty sleeping, complains of headaches and stomachaches that have no underlying medical cause?
Are you struggling with life’s challenges? Do you feel out of sorts and need help in restructuring your life’s path? Are you constantly questioning your self worth? Are you in search of your purpose in life? Is your child in need of help? Is your child easily angered, irritable, argumentative, and lacks interest in activities that were previously enjoyed? Does your child have a Learning Disability that has impacted their self-esteem? Does your child self-harm? Do they have difficulty sleeping, complains of headaches and stomachaches that have no underlying medical cause?
![Photo of Magdala Nelson, LCSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/d50783af-706e-48c3-a2cd-f2976c4cecb9/3/320x400.jpeg)
Magdala Nelson
Clinical Social Work/Therapist, LCSW
Verified Verified
Brooklyn, NY 11236 (Online Only)
Self-betterment is an investment that is aligned with self-love and positive reinforcement. I believe that identifying the underlying issues is imperative to effectively manage and increase your resilience against daily stressors. My ultimate goal is to build a trusting client-therapist relationship that will promote change and lead to a positive psychotherapy outcome.
Self-betterment is an investment that is aligned with self-love and positive reinforcement. I believe that identifying the underlying issues is imperative to effectively manage and increase your resilience against daily stressors. My ultimate goal is to build a trusting client-therapist relationship that will promote change and lead to a positive psychotherapy outcome.
![Photo of Orly Bentata Goldenberg - Smart Therapy PC, LMHC, Counselor](https://photos.psychologytoday.com/013d7298-7d90-48dd-b514-fd9416edd675/1/320x400.jpeg)
We get it! Starting your healing journey can be nerve-wracking as you step out of your comfort zone and into the unknown. But guess what? You're not alone... Welcome to Smart Therapy PC where our virtual sessions bring our cozy therapy space to you, wherever you are! No need to commute or worry about the perfect outfit, just bring your authentic self. Taking that first step can feel like a leap into uncharted waters. But fear not! At Smart Therapy PC, we're your companions, your cheerleaders, and your warm hug throughout the process.
We get it! Starting your healing journey can be nerve-wracking as you step out of your comfort zone and into the unknown. But guess what? You're not alone... Welcome to Smart Therapy PC where our virtual sessions bring our cozy therapy space to you, wherever you are! No need to commute or worry about the perfect outfit, just bring your authentic self. Taking that first step can feel like a leap into uncharted waters. But fear not! At Smart Therapy PC, we're your companions, your cheerleaders, and your warm hug throughout the process.
![Photo of Patrice Toussaint-Corielus - Streams Of Wellness™, LCSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/2e935797-b9d4-48f2-b710-f4cbd93e7aa6/1/320x400.jpeg)
Patrice Toussaint-Corielus - Streams Of Wellness™
Clinical Social Work/Therapist, LCSW
Verified Verified
1 Endorsed
Middletown, NY 10940 (Online Only)
You are at the right place, at the right time. No matter what is driving you forward to seek help, it takes tremendous courage to start therapy. However, it is one decision you will not regret. Therapy is not a bad word and seeking help is okay. It is okay not to be okay. Life is made of twists and turns, mountains and valleys for which, I believe we learn, grow and journey into our purpose and deepen self-discovery. If you find yourself struggling through depression, anxiety, trauma, loss, infertility/post partum, your Christian faith or are in a difficult life transition, I would love to help you navigate through this time.
You are at the right place, at the right time. No matter what is driving you forward to seek help, it takes tremendous courage to start therapy. However, it is one decision you will not regret. Therapy is not a bad word and seeking help is okay. It is okay not to be okay. Life is made of twists and turns, mountains and valleys for which, I believe we learn, grow and journey into our purpose and deepen self-discovery. If you find yourself struggling through depression, anxiety, trauma, loss, infertility/post partum, your Christian faith or are in a difficult life transition, I would love to help you navigate through this time.
![Photo of Josephine Narcisse, LMHC, NCC, ACS](https://photos.psychologytoday.com/5fd23701-0655-47fb-9c62-aa90506790f8/2/320x400.jpeg)
My name is Josephine Narcisse, M.A., LMHC I am a mental health professional striving to build a therapeutic connection that can be shared outside my therapeutic space. I received my Master of Arts in mental health counseling and wellness from New York University about two years ago. Before becoming a therapist, I worked for ten years in a residential setting, helping people who are diagnosed with mental and physical disabilities to enhance their quality of life. I have developed a passion for helping others and strengthening the significance of mental health. I look forward to hearing from you.
My name is Josephine Narcisse, M.A., LMHC I am a mental health professional striving to build a therapeutic connection that can be shared outside my therapeutic space. I received my Master of Arts in mental health counseling and wellness from New York University about two years ago. Before becoming a therapist, I worked for ten years in a residential setting, helping people who are diagnosed with mental and physical disabilities to enhance their quality of life. I have developed a passion for helping others and strengthening the significance of mental health. I look forward to hearing from you.
![Photo of Patricia Benjamin, LCSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/c9f7d307-2fe3-42d1-b32e-721828e1db44/1/320x400.png)
Patricia Benjamin
Clinical Social Work/Therapist, LCSW
Verified Verified
New York, NY 10025 (Online Only)
Tired of feeling ashamed, rejected or abused? I have worked with people experiencing anxiety, depression, anger, PTSD, trauma, victims of abuse, micro aggressions, systemic harm, relationship issues, multigenerational trauma and life transitions which have impacted your well being. Maybe you had to do what you had to do to get through & that's okay. I have worked with many populations such as First Responders, Military (& spouses), LGBT and those who have struggled with eating issues.
Tired of feeling ashamed, rejected or abused? I have worked with people experiencing anxiety, depression, anger, PTSD, trauma, victims of abuse, micro aggressions, systemic harm, relationship issues, multigenerational trauma and life transitions which have impacted your well being. Maybe you had to do what you had to do to get through & that's okay. I have worked with many populations such as First Responders, Military (& spouses), LGBT and those who have struggled with eating issues.
![Photo of Phadia Jean-Pierre, LMSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/292e085e-47ae-40ce-b62f-2fe8a82aee1e/2/320x400.jpeg)
Phadia Jean-Pierre
Clinical Social Work/Therapist, LMSW
Verified Verified
1 Endorsed
Brooklyn, NY 11201
Hi, my name is Phadia. I believe in therapy because I have been in therapy myself. Are you wondering if counseling is really for you? I may understand - because I have dealt with my own challenges and questioned if therapy could help. I now believe anyone can get through his or her trauma with the right support. I work with a team of amazing therapists. We like to say – we make dreams come true! That’s because we know when you’re able to get past this hurdle, you will be able to focus on all the things you’ve always dreamt about.
Hi, my name is Phadia. I believe in therapy because I have been in therapy myself. Are you wondering if counseling is really for you? I may understand - because I have dealt with my own challenges and questioned if therapy could help. I now believe anyone can get through his or her trauma with the right support. I work with a team of amazing therapists. We like to say – we make dreams come true! That’s because we know when you’re able to get past this hurdle, you will be able to focus on all the things you’ve always dreamt about.
![Photo of Agathe C Pierre-Louis - Embrace Therapy-Bronx- We are not taking new pts. , PsyD, Psychologist](https://photos.psychologytoday.com/2f0ef5d0-d6b3-4546-b38a-50d50ccfcacb/1/320x400.jpeg)
Embrace Therapy-Bronx- We are not taking new pts.
Psychologist, PsyD
Verified Verified
Bronx, NY 10461
When you seek the emotional growth that you deserve, you will experience change and improvements in your relationships. The therapeutic process will push you beyond the limits of your comfort; but at the end of the journey, you will experience growth, change in perspective, increase self-awareness and increase coping skills to improve the quality of your life. We are a private practice group that provides general psychotherapy treatment such as anxiety, depression and also specializes in women's maternal mental wellbeing such as postpartum, infertility and stillbirth. We are dedicated to restoring our client’s mental wellbeing.
When you seek the emotional growth that you deserve, you will experience change and improvements in your relationships. The therapeutic process will push you beyond the limits of your comfort; but at the end of the journey, you will experience growth, change in perspective, increase self-awareness and increase coping skills to improve the quality of your life. We are a private practice group that provides general psychotherapy treatment such as anxiety, depression and also specializes in women's maternal mental wellbeing such as postpartum, infertility and stillbirth. We are dedicated to restoring our client’s mental wellbeing.
![Photo of Kathy Dor, LCSW-R, Clinical Social Work/Therapist](https://photos.psychologytoday.com/e52941f0-820f-4ebe-811e-4a2c252f6aed/3/320x400.jpeg)
Kathy Dor
Clinical Social Work/Therapist, LCSW-R
Verified Verified
2 Endorsed
Westbury, NY 11590 (Online Only)
Hi, my name is Kathy Dor and I’m a psychotherapist who believes in an individual’s ability to transform their lives and manifest the success they wish to achieve. Whether it’s helping individuals improve their mental well-being , healing couple and family relationships, or addressing work-related issues, together we can explore any negative pathology & negative perceptions that you may have about yourself or the world that’s holding you back from being the best you can be. Through various, treatment approaches I will help guide you in building the knowledge, focus, and courage to overcome any obstacle with ease and grace.
Hi, my name is Kathy Dor and I’m a psychotherapist who believes in an individual’s ability to transform their lives and manifest the success they wish to achieve. Whether it’s helping individuals improve their mental well-being , healing couple and family relationships, or addressing work-related issues, together we can explore any negative pathology & negative perceptions that you may have about yourself or the world that’s holding you back from being the best you can be. Through various, treatment approaches I will help guide you in building the knowledge, focus, and courage to overcome any obstacle with ease and grace.
See more therapy options for Saugerties
Optum Therapists
Does insurance cover therapy, prescriptions and other behavioral health services?
In general, yes. Laws in the U.S. require insurers to cover essential behavioral health care at the same level as other health care services. Most health plans require a medical diagnosis and treatments that are evidence based and medically essential. This means that life coaching and alternative therapies are not covered, nor is therapy without a diagnosis. Call the number on the back or your insurance card or visit your insurance company's website to review your Summary of Benefits. If you have insurance through your employer, your Human Resources department may also be able to answer questions.
How much does therapy cost with insurance?
The cost of therapy depends on your region, how much training and experience your therapist has, and the type of treatment. The rate for talk therapy generally falls between $100 and $250. For a client seeing an in-network provider, the cost of therapy is often similar to the cost of other health care services. Clients pay co-pays and may need to satisfy a plan’s deductible before benefits kick in.
What is the difference between In-Network and Out-of-Network insurance coverage?
An in-network provider has contracted with an insurer to get paid directly for services, and to accept the insurer’s rate of compensation. Clients are responsible for deductibles and copays. If a therapist is out of network, that means that the client pays the therapist directly for services at the therapist’s regular fee. Out-of-Network providers often give clients a receipt so that they can file for partial reimbursement with their insurance company.
Is it difficult to find an In-Network therapist?
It is not unusual for therapists to limit the number of insurance patients in their practice, so it’s important to check in-network availability when you schedule your first appointment. In regions and times where therapy is in high demand it may take longer to get scheduled with an in-network therapist.
What is the difference between HMO and PPO insurance plans?
HMO health plans only cover in-network services, there is no reimbursement for out-of-network providers. PPO plans often cover both in- and out-of-network services, though the client may pay more for out-of-network services.
What is a Superbill?
A superbill is a receipt for therapy services. It provides all the information required by insurance companies to reimburse you for out-of-network services, including the diagnostic codes for your care, the amount paid, and the dates and duration of care.
Does insurance cover Online therapy?
Many therapists who shifted their practice to online therapy during the pandemic have kept that arrangement. And most insurers continue to cover telehealth services, with a few exceptions. Preventive care (such as an annual depression screening) is often required to be in-person to be covered, and some states require prescribers of controlled substances to see those patients in person.
Does insurance cover Group therapy?
Many insurance plans provide coverage for group therapy provided there is a medical diagnosis for group members, but there are some noteworthy exceptions. For example, Medicare does not always cover group therapy. Group therapy tends to cost less than individual therapy.
Does insurance cover Couples therapy?
Most insurance companies do not cover the cost of couples therapy because there is no medical diagnosis or medically necessary treatment. However, a few plans will offer a limited benefit, so it is still worth checking with your insurance company. Sometimes therapy is covered for a couple when one person has a diagnosis and another family member joins them for joint therapy, but it is considered therapy for the medical condition that includes a family member as a listener or helper, not couples counseling. Without insurance, most clients pay between $100-300 per 60-90 min session for couples therapy. Often clients can find classes or workshops that make it more affordable to work on their relationship. And some employers offer Employee Assistance Plans that help defray the cost of couples therapy.
What is an Employee Assistance Plan (EAP)?
Employee Assistance Plans are purchased by employers for the benefit of their employees. EAPs typically assist employees with referrals and may also provide the first few sessions of therapy free of charge, with the patient's regular health insurance kicking in after those initial sessions. EAP benefits often apply to all types of therapy without the need for a medical diagnosis, making it easier to access couples therapy, therapy for life transitions, and other non-medical counseling. Just as with standard health insurance, clients should always check that a provider accepts their EAP benefits before scheduling.
Learn more about Insurance Coverage and Finding Affordable Therapy
Learn more about Insurance Coverage and Finding Affordable Therapy