Cigna and Evernorth Therapists in Williamstown, NJ
![Photo of Amber P Monserrate, MS, LPC, LCADC, Licensed Professional Counselor](https://photos.psychologytoday.com/49fca2cb-46cd-11ea-a6ad-06142c356176/2/320x400.jpeg)
Amber P Monserrate
Licensed Professional Counselor, MS, LPC, LCADC
Verified Verified
Williamstown, NJ 08094
Amber Monserrate, MS, LPC, LCADC is the owner of Advanced Counseling Services, LLC and the director of The Gloucester County IDRC. Licensed Professional Counselor and Licensed Clinical Alcohol & Drug Counselor with a Master's in Psychiatric Rehabilitation Counseling. Amber is also an adjunct professor at local colleges teaching counseling and psychology. Trained in providing various assessments and therapeutic interventions for mental health (such as anxiety, depression, trauma) and substance use disorder. ACS now has a male and female therapist.
Amber Monserrate, MS, LPC, LCADC is the owner of Advanced Counseling Services, LLC and the director of The Gloucester County IDRC. Licensed Professional Counselor and Licensed Clinical Alcohol & Drug Counselor with a Master's in Psychiatric Rehabilitation Counseling. Amber is also an adjunct professor at local colleges teaching counseling and psychology. Trained in providing various assessments and therapeutic interventions for mental health (such as anxiety, depression, trauma) and substance use disorder. ACS now has a male and female therapist.
![Photo of Elizabeth McKernan - Holding Hope Advanced Counseling NJ, LLC, MFT LPC, Licensed Professional Counselor](https://photos.psychologytoday.com/b525f333-2993-4375-9644-93b637c928d5/2/320x400.jpeg)
Holding Hope Advanced Counseling NJ, LLC
Licensed Professional Counselor, MFT LPC
Verified Verified
1 Endorsed
Williamstown, NJ 08094 (Online Only)
Narcissistic abuse in a relationship diminishes your self esteem, self confidence & overall self worth. Gaslighting, meaning you begin to question your own reality, is just one of the many aspects of this abuse. Depression, Anxiety and PTSD are also common symptoms of this abuse. I have 27 yrs. experience as a therapist & my area of expertise is treating victims of narcissistic abuse/trauma. In addition, I have vast experience working with adults & adolescents who have histories of anxiety, depression, PTSD, trauma, relationship/marital issues, divorce & life transitions and warriors/families of childhood cancer.
Narcissistic abuse in a relationship diminishes your self esteem, self confidence & overall self worth. Gaslighting, meaning you begin to question your own reality, is just one of the many aspects of this abuse. Depression, Anxiety and PTSD are also common symptoms of this abuse. I have 27 yrs. experience as a therapist & my area of expertise is treating victims of narcissistic abuse/trauma. In addition, I have vast experience working with adults & adolescents who have histories of anxiety, depression, PTSD, trauma, relationship/marital issues, divorce & life transitions and warriors/families of childhood cancer.
![Photo of Fred Henry Jacobs, MSCC, LPC, NCC, Licensed Professional Counselor](https://photos.psychologytoday.com/04bc5b2c-ad0a-44f1-a878-a1261437a89b/1/320x400.jpeg)
Fred Henry Jacobs
Licensed Professional Counselor, MSCC, LPC, NCC
Verified Verified
Williamstown, NJ 08094
Fred is a therapist who uses solution-focused and holistic techniques. He received training in the Gottman method for marriage counseling. However, clients will find that Fred is clear about listening to understand their unique personal issues and help them develop a plan to lead them out of the pain, problems, and practices causing them relationships and family problems. The counseling environment is HIPPA compliant, and privacy is a priority built on trust.
Fred is a therapist who uses solution-focused and holistic techniques. He received training in the Gottman method for marriage counseling. However, clients will find that Fred is clear about listening to understand their unique personal issues and help them develop a plan to lead them out of the pain, problems, and practices causing them relationships and family problems. The counseling environment is HIPPA compliant, and privacy is a priority built on trust.
![Photo of Gina M Rothmaller, LCSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/40a0d8ef-cce4-4db7-a8f2-560d01015cb8/1/320x400.jpeg)
Gina M Rothmaller
Clinical Social Work/Therapist, LCSW
Verified Verified
Williamstown, NJ 08094 (Online Only)
My name is Gina Rothmalle and I am a LCSW specializing in individual therapy. I graduated from Rutgers University in 2013 with a Masters in Social Work. I have over 9 years experience working with children, teenagers and adults as a case manager, school social worker, in-home and residential therapist. I have worked with various diagnoses such as anxiety, depression, mood disorders and adjustment issues. I believe that each person is a unique being, which is why I feel it is important to tailor sessions according to their specific needs. My goal is to work with clients collaboratively to explore their struggles, highlight
My name is Gina Rothmalle and I am a LCSW specializing in individual therapy. I graduated from Rutgers University in 2013 with a Masters in Social Work. I have over 9 years experience working with children, teenagers and adults as a case manager, school social worker, in-home and residential therapist. I have worked with various diagnoses such as anxiety, depression, mood disorders and adjustment issues. I believe that each person is a unique being, which is why I feel it is important to tailor sessions according to their specific needs. My goal is to work with clients collaboratively to explore their struggles, highlight
![Photo of Jacqueline Garth - Jacqueline Garth, LLC, MS, LCADC, Drug & Alcohol Counselor](https://photos.psychologytoday.com/2b221452-5ee7-4d9f-86fe-75a4ffd6eec5/2/320x400.jpeg)
Jacqueline Garth, LLC
Drug & Alcohol Counselor, MS, LCADC
Verified Verified
1 Endorsed
Williamstown, NJ 08094 (Online Only)
My mission as a Licensed Clinical Alcohol and Drug Counselor LCADC, is to see you free from the struggles of life situations without the use of alcohol and other drugs. Life is full of trials and tribulations, but you can overcome them with the necessary coping skills. I want to be able to assist individuals with a holistic approach and allow individuals be their authentic selves by setting goals to change.
My mission as a Licensed Clinical Alcohol and Drug Counselor LCADC, is to see you free from the struggles of life situations without the use of alcohol and other drugs. Life is full of trials and tribulations, but you can overcome them with the necessary coping skills. I want to be able to assist individuals with a holistic approach and allow individuals be their authentic selves by setting goals to change.
![Photo of Brian Legg - The Psych Center, PsyD, Psychologist](https://photos.psychologytoday.com/429dcbe3-46cd-11ea-a6ad-06142c356176/2/320x400.jpeg)
Welcome to the Psych Center. We are a private practice that aims to provide quality services to children, adults, and their families. We understand the sensitivity and compassion it takes to help our clients succeed. Furthermore, we strive to be collaborative and work with you on identifying and accomplishing the goals you set forth. Please explore our page which addresses our services, fees, and other important information. We look forward to hearing from you. For questions, comments, or to schedule an appointment, please call: 201-606-2592 or email us.
Welcome to the Psych Center. We are a private practice that aims to provide quality services to children, adults, and their families. We understand the sensitivity and compassion it takes to help our clients succeed. Furthermore, we strive to be collaborative and work with you on identifying and accomplishing the goals you set forth. Please explore our page which addresses our services, fees, and other important information. We look forward to hearing from you. For questions, comments, or to schedule an appointment, please call: 201-606-2592 or email us.
![Photo of Amanda Ferrogine, LPC, NCC, Licensed Professional Counselor](https://photos.psychologytoday.com/e631e33d-79e7-4419-a638-d70dc65915ca/1/320x400.jpeg)
Amanda Ferrogine
Licensed Professional Counselor, LPC, NCC
Verified Verified
Williamstown, NJ 08094 (Online Only)
I help adolescents (age 16+) and adults who experienced or are currently experiencing unhealthy and toxic relationships. I worked to help my clients set boundaries, feel empowered and cope in a healthy way while navigating through the impact of these difficult relationships. I also address a wide range of issues including but not limited to anxiety, depression, life's transitions, grief and bereavement.
I help adolescents (age 16+) and adults who experienced or are currently experiencing unhealthy and toxic relationships. I worked to help my clients set boundaries, feel empowered and cope in a healthy way while navigating through the impact of these difficult relationships. I also address a wide range of issues including but not limited to anxiety, depression, life's transitions, grief and bereavement.
![Photo of Associated Counselors Pa, PhD, Clinical Social Work/Therapist](https://photos.psychologytoday.com/ef4b3c2c-5fa4-4a67-934a-95187636531c/2/320x400.jpeg)
Associated Counselors Pa
Clinical Social Work/Therapist, PhD
Verified Verified
Williamstown, NJ 08094 (Online Only)
Our office offers a male with our lead therapist being Dr. Smith who holds a Master Degree in Social Work Administration, and is certified as a Licensed Clinical Social Worker. His Doctorate degree was earned in the Department of Health Sciences at Temple University in Philadelphia, PA with a concentration in Kinesiology. Some of Dr. Smith’s other areas of expertise are counseling, therapeutic intervention, motivational speaking, and staff development and training. In addition, many years in the public schools has solidified for him the vital importance of effective communication in all walks of life.
Our office offers a male with our lead therapist being Dr. Smith who holds a Master Degree in Social Work Administration, and is certified as a Licensed Clinical Social Worker. His Doctorate degree was earned in the Department of Health Sciences at Temple University in Philadelphia, PA with a concentration in Kinesiology. Some of Dr. Smith’s other areas of expertise are counseling, therapeutic intervention, motivational speaking, and staff development and training. In addition, many years in the public schools has solidified for him the vital importance of effective communication in all walks of life.
![Photo of Delia Livres, LPC, Clinical Social Work/Therapist](https://photos.psychologytoday.com/1e05ea46-d629-4473-ab70-fb4f83ccfc7e/1/320x400.png)
Delia Livres
Clinical Social Work/Therapist, LPC
Verified Verified
Williamstown, NJ 08094 (Online Only)
Are you struggling with grief, sadness, or depression? Is the pain and overwhelm of life changes like loss, divorce, moving, or a new job getting to you? I specialize in life transitions, divorce, grief, infidelity, depression, and anxiety. Now might be the time to work with a specialized therapist to help you work through this difficult time. Let us work together to develop a plan tailored to your unique needs that allows you to get back to living life fully.
Are you struggling with grief, sadness, or depression? Is the pain and overwhelm of life changes like loss, divorce, moving, or a new job getting to you? I specialize in life transitions, divorce, grief, infidelity, depression, and anxiety. Now might be the time to work with a specialized therapist to help you work through this difficult time. Let us work together to develop a plan tailored to your unique needs that allows you to get back to living life fully.
![Photo of Cecelia Gaines, MEd, LPC, Licensed Professional Counselor](https://photos.psychologytoday.com/84b8a23d-45c1-4081-8a1d-d4c68ad16fc5/1/320x400.jpeg)
Cecelia Gaines
Licensed Professional Counselor, MEd, LPC
Verified Verified
Williamstown, NJ 08094 (Online Only)
Are you feeling overwhelmed with everyday life, relationships, or grief and loss? I’m here to help you get to a place of peace and acceptance. You’ve already taken the first step in becoming a better you. With empathy and compassion you will feel supported and understood during our sessions. My goal is to guide you through life’s ups and downs. I will provide a safe and nonjudgmental environment where you feel comfortable sharing your life stories and work towards healing.
Are you feeling overwhelmed with everyday life, relationships, or grief and loss? I’m here to help you get to a place of peace and acceptance. You’ve already taken the first step in becoming a better you. With empathy and compassion you will feel supported and understood during our sessions. My goal is to guide you through life’s ups and downs. I will provide a safe and nonjudgmental environment where you feel comfortable sharing your life stories and work towards healing.
![Photo of Taunjenette Poole - Holistic Counseling Services, MTS, MSW, LCSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/cd5ff893-3a40-4160-850c-75a66b1d769e/1/320x400.jpeg)
Holistic Counseling Services
Clinical Social Work/Therapist, MTS, MSW, LCSW
Verified Verified
Williamstown, NJ 08094 (Online Only)
The ideal client for Taunjenette Poole would be individuals, couples, women, children, and families seeking compassionate and effective therapy. They may be facing various mental health challenges and life issues. Their needs include quality evidence-based treatment and support to heal and overcome life's obstacles. Their goals are to improve their well-being, develop healthier relationships, enhance coping skills, and find resilience. They seek a therapist who values responsiveness and treats them with the same level of care they would want for their own family members.
The ideal client for Taunjenette Poole would be individuals, couples, women, children, and families seeking compassionate and effective therapy. They may be facing various mental health challenges and life issues. Their needs include quality evidence-based treatment and support to heal and overcome life's obstacles. Their goals are to improve their well-being, develop healthier relationships, enhance coping skills, and find resilience. They seek a therapist who values responsiveness and treats them with the same level of care they would want for their own family members.
![Photo of Alicia Day, MS, LPC, ACS, Licensed Professional Counselor](https://photos.psychologytoday.com/6b48c5df-e589-496b-9784-e8a1a794ee30/1/320x400.jpeg)
Alicia Day
Licensed Professional Counselor, MS, LPC, ACS
Verified Verified
1 Endorsed
Williamstown, NJ 08094 (Online Only)
I help high achieving professionals focus on improving life balance through self confidence, assertiveness and feeling empowered enough to set healthy boundaries. Our relationships are hard. Having courage to ask for and accept help is hard. Creating a work/personal life balance is hard. In general, life is hard and sometimes the "hard" can be too overwhelming.
I help high achieving professionals focus on improving life balance through self confidence, assertiveness and feeling empowered enough to set healthy boundaries. Our relationships are hard. Having courage to ask for and accept help is hard. Creating a work/personal life balance is hard. In general, life is hard and sometimes the "hard" can be too overwhelming.
![Photo of Jane Bohn, LPC, Licensed Professional Counselor](https://photos.psychologytoday.com/f0c44718-ed0c-4b48-9c3e-5a62fb986531/3/320x400.jpeg)
Jane has a Master’s degree in Mental Health Counseling and a Bachelor’s degree in Sociology. Prior to starting in the mental health field 6 years ago, Jane spent 27 years working in long term care and ran grief and loss and caregiver support groups. Jane also has experience working with the special needs population and has an adult son with Autism so she has personal experience advocating for this population and an understanding of the challenges faced by this population and their families.
Jane has a Master’s degree in Mental Health Counseling and a Bachelor’s degree in Sociology. Prior to starting in the mental health field 6 years ago, Jane spent 27 years working in long term care and ran grief and loss and caregiver support groups. Jane also has experience working with the special needs population and has an adult son with Autism so she has personal experience advocating for this population and an understanding of the challenges faced by this population and their families.
![Photo of Laurie Lowe, LAC, Counselor](https://photos.psychologytoday.com/cb5596d8-b7b3-4006-800b-d4420efa6ea1/1/320x400.jpeg)
Whether you're struggling with seeking relief from distressing memories, postpartum depression, managing an autoimmune disorder, or improving the quality of your marriage I am here to support you. I am an EMDR therapist whose expertise extends to the Flash Technique, providing rapid relief from distressing memories. I am also Gottman trained offering personalized couples therapy, both in person and online. My approach is client-centered, empowering you to navigate challenges and reclaim your well-being. Through collaboration and support, I will guide you on a journey toward greater self-awareness, emotional growth and healing.
Whether you're struggling with seeking relief from distressing memories, postpartum depression, managing an autoimmune disorder, or improving the quality of your marriage I am here to support you. I am an EMDR therapist whose expertise extends to the Flash Technique, providing rapid relief from distressing memories. I am also Gottman trained offering personalized couples therapy, both in person and online. My approach is client-centered, empowering you to navigate challenges and reclaim your well-being. Through collaboration and support, I will guide you on a journey toward greater self-awareness, emotional growth and healing.
![Photo of Desiree Guyton, MA, LPC, CCTP, Licensed Professional Counselor](https://photos.psychologytoday.com/1d45e94e-ff5d-4d8c-af49-332032bbb1c5/1/320x400.jpeg)
Desiree Guyton
Licensed Professional Counselor, MA, LPC, CCTP
Verified Verified
Williamstown, NJ 08094
How do you know if your heart wound is controlling you? Do you want to stop hurting yourself and others? Are you feeling stuck? How can we heal from generational pain and not transmit it to the next generation? How can we create healing in our communities? How can we make good decisions and set boundaries for personal and family growth? These questions fuel and energize me to help others. We all have a story. I desire to hear yours and walk with you on the journey toward healing, hope, faith, trust, and good decision-making.
How do you know if your heart wound is controlling you? Do you want to stop hurting yourself and others? Are you feeling stuck? How can we heal from generational pain and not transmit it to the next generation? How can we create healing in our communities? How can we make good decisions and set boundaries for personal and family growth? These questions fuel and energize me to help others. We all have a story. I desire to hear yours and walk with you on the journey toward healing, hope, faith, trust, and good decision-making.
![Photo of Rikki Zahler, LCSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/587c1e37-17b8-4f2b-a315-7af6da93a03b/1/320x400.jpeg)
Rikki Zahler
Clinical Social Work/Therapist, LCSW
Verified Verified
2 Endorsed
Williamstown, NJ 08094
Is waking up in the morning so challenging that you can barely enjoy your cup of coffee? Maybe you get so bogged down by excessive worry or chronic health concerns that you just can’t sleep anymore. Perhaps you’ve had a recent loss and don’t know how to cope on a daily basis, or maybe your emotions fluctuate so much between extremes that you feel out of control. I know how coping with your day to day can be hard and it may feel like you want to curl up in a ball and escape until all your overwhelming challenges disappear.
Is waking up in the morning so challenging that you can barely enjoy your cup of coffee? Maybe you get so bogged down by excessive worry or chronic health concerns that you just can’t sleep anymore. Perhaps you’ve had a recent loss and don’t know how to cope on a daily basis, or maybe your emotions fluctuate so much between extremes that you feel out of control. I know how coping with your day to day can be hard and it may feel like you want to curl up in a ball and escape until all your overwhelming challenges disappear.
![Photo of Carole Thompson, EdS, NCC, LPC, Licensed Professional Counselor](https://photos.psychologytoday.com/d76d320e-76fb-4ac2-836c-11f772fc953e/1/320x400.jpeg)
Carole Thompson
Licensed Professional Counselor, EdS, NCC, LPC
Verified Verified
Williamstown, NJ 08094
Life can seem limiting, discouraging, and overwhelming. A Licensed Professional Counselor, Carole is passionate about helping people work through trauma, grief, infidelity/relationship issues, depression, and anxiety to heal, embrace change, and move forward. Carole collaborates with clients and couples to change limiting and sabotaging beliefs, thoughts, and behaviors to live life fully present. If you’re experiencing anxiety, depression, life transitions, school, relationship, multicultural issues, spiritual issues and more, I offer a safe, nonjudgmental space to achieve counseling goals.
Life can seem limiting, discouraging, and overwhelming. A Licensed Professional Counselor, Carole is passionate about helping people work through trauma, grief, infidelity/relationship issues, depression, and anxiety to heal, embrace change, and move forward. Carole collaborates with clients and couples to change limiting and sabotaging beliefs, thoughts, and behaviors to live life fully present. If you’re experiencing anxiety, depression, life transitions, school, relationship, multicultural issues, spiritual issues and more, I offer a safe, nonjudgmental space to achieve counseling goals.
![Photo of Tyvon A Foster, LCSW, CAMS, REBT, Clinical Social Work/Therapist](https://photos.psychologytoday.com/47dd7bdc-7526-4a3d-b29f-38fed3b674f4/3/320x400.jpeg)
Tyvon A Foster
Clinical Social Work/Therapist, LCSW, CAMS, REBT
Verified Verified
1 Endorsed
Williamstown, NJ 08094 (Online Only)
For many of us, we experience trauma or otherwise harmful events that impact our mental health significantly. Oftentimes it makes us doubt our worth, question if we matter, or makes us uncontrollably angry, for example. For me, I find it important to provide therapy to those who struggle with such issues, who believe there isn't another side. I'm here to tell you, there is.
For many of us, we experience trauma or otherwise harmful events that impact our mental health significantly. Oftentimes it makes us doubt our worth, question if we matter, or makes us uncontrollably angry, for example. For me, I find it important to provide therapy to those who struggle with such issues, who believe there isn't another side. I'm here to tell you, there is.
![Photo of Courtney Freeman, LCSW, JSOCCP, Clinical Social Work/Therapist](https://photos.psychologytoday.com/b949a4b6-15a3-41ff-af43-4847c594efe5/2/320x400.jpeg)
Courtney Freeman
Clinical Social Work/Therapist, LCSW, JSOCCP
Verified Verified
Williamstown, NJ 08094 (Online Only)
Feeling anxious? Stressed and not sure how to cope? Experiencing unhealthy boundaries in your relationships? Having a difficult time coping with life circumstances? Just know you don't have to go through this journey alone. Seeking therapy is not an easy decision but with a safe space to explore complex feelings it makes the process less overwhelming. I have extensive experience and training providing direct clinical services to clients ages 3 and up. I specialize in treating a variety of needs including anxiety, depression, trauma, stress management, emotional-regulation, self-esteem, and relationship conflicts.
Feeling anxious? Stressed and not sure how to cope? Experiencing unhealthy boundaries in your relationships? Having a difficult time coping with life circumstances? Just know you don't have to go through this journey alone. Seeking therapy is not an easy decision but with a safe space to explore complex feelings it makes the process less overwhelming. I have extensive experience and training providing direct clinical services to clients ages 3 and up. I specialize in treating a variety of needs including anxiety, depression, trauma, stress management, emotional-regulation, self-esteem, and relationship conflicts.
![Photo of Monique La-Ruth Hart - 3Q's & Hart Counseling, LLC, MSW, LCSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/41e32138-4bc9-45af-9067-5d3b8716472c/2/320x400.jpeg)
3Q's & Hart Counseling, LLC
Clinical Social Work/Therapist, MSW, LCSW
Verified Verified
Williamstown, NJ 08094 (Online Only)
Not accepting new clients
Do you worry about what your life will be like in the future? Have you found yourself in one failed relationship after the other and wonder when you will meet the right person? Do you have the desire to move upward in your career, but question your capabilities? Do you find yourself putting everyone before YOU and not making enough time for yourself, your interests, and your dreams? More often than we realize, we lose ourselves in the process of battling the struggles of parenthood, relationships, careers, and other life situations. We become depressed about our current situation and anxious about what will happen next.
Do you worry about what your life will be like in the future? Have you found yourself in one failed relationship after the other and wonder when you will meet the right person? Do you have the desire to move upward in your career, but question your capabilities? Do you find yourself putting everyone before YOU and not making enough time for yourself, your interests, and your dreams? More often than we realize, we lose ourselves in the process of battling the struggles of parenthood, relationships, careers, and other life situations. We become depressed about our current situation and anxious about what will happen next.
See more therapy options for Williamstown
Nearby Cigna and Evernorth Therapists Searches for Williamstown
- Atco
- Berlin
- Blackwood
- Clayton
- Franklinville
- Glassboro
- Laurel Springs
- Lindenwold
- Pitman
- Sewell
- Sicklerville
- Turnersville
Cigna and Evernorth Therapists
Does insurance cover therapy, prescriptions and other behavioral health services?
In general, yes. Laws in the U.S. require insurers to cover essential behavioral health care at the same level as other health care services. Most health plans require a medical diagnosis and treatments that are evidence based and medically essential. This means that life coaching and alternative therapies are not covered, nor is therapy without a diagnosis. Call the number on the back or your insurance card or visit your insurance company's website to review your Summary of Benefits. If you have insurance through your employer, your Human Resources department may also be able to answer questions.
How much does therapy cost with insurance?
The cost of therapy depends on your region, how much training and experience your therapist has, and the type of treatment. The rate for talk therapy generally falls between $100 and $250. For a client seeing an in-network provider, the cost of therapy is often similar to the cost of other health care services. Clients pay co-pays and may need to satisfy a plan’s deductible before benefits kick in.
What is the difference between In-Network and Out-of-Network insurance coverage?
An in-network provider has contracted with an insurer to get paid directly for services, and to accept the insurer’s rate of compensation. Clients are responsible for deductibles and copays. If a therapist is out of network, that means that the client pays the therapist directly for services at the therapist’s regular fee. Out-of-Network providers often give clients a receipt so that they can file for partial reimbursement with their insurance company.
Is it difficult to find an In-Network therapist?
It is not unusual for therapists to limit the number of insurance patients in their practice, so it’s important to check in-network availability when you schedule your first appointment. In regions and times where therapy is in high demand it may take longer to get scheduled with an in-network therapist.
What is the difference between HMO and PPO insurance plans?
HMO health plans only cover in-network services, there is no reimbursement for out-of-network providers. PPO plans often cover both in- and out-of-network services, though the client may pay more for out-of-network services.
What is a Superbill?
A superbill is a receipt for therapy services. It provides all the information required by insurance companies to reimburse you for out-of-network services, including the diagnostic codes for your care, the amount paid, and the dates and duration of care.
Does insurance cover Online therapy?
Many therapists who shifted their practice to online therapy during the pandemic have kept that arrangement. And most insurers continue to cover telehealth services, with a few exceptions. Preventive care (such as an annual depression screening) is often required to be in-person to be covered, and some states require prescribers of controlled substances to see those patients in person.
Does insurance cover Group therapy?
Many insurance plans provide coverage for group therapy provided there is a medical diagnosis for group members, but there are some noteworthy exceptions. For example, Medicare does not always cover group therapy. Group therapy tends to cost less than individual therapy.
Does insurance cover Couples therapy?
Most insurance companies do not cover the cost of couples therapy because there is no medical diagnosis or medically necessary treatment. However, a few plans will offer a limited benefit, so it is still worth checking with your insurance company. Sometimes therapy is covered for a couple when one person has a diagnosis and another family member joins them for joint therapy, but it is considered therapy for the medical condition that includes a family member as a listener or helper, not couples counseling. Without insurance, most clients pay between $100-300 per 60-90 min session for couples therapy. Often clients can find classes or workshops that make it more affordable to work on their relationship. And some employers offer Employee Assistance Plans that help defray the cost of couples therapy.
What is an Employee Assistance Plan (EAP)?
Employee Assistance Plans are purchased by employers for the benefit of their employees. EAPs typically assist employees with referrals and may also provide the first few sessions of therapy free of charge, with the patient's regular health insurance kicking in after those initial sessions. EAP benefits often apply to all types of therapy without the need for a medical diagnosis, making it easier to access couples therapy, therapy for life transitions, and other non-medical counseling. Just as with standard health insurance, clients should always check that a provider accepts their EAP benefits before scheduling.
Learn more about Insurance Coverage and Finding Affordable Therapy
Learn more about Insurance Coverage and Finding Affordable Therapy