TRICARE Therapists in Summit, NJ
![Photo of Rosanne Connolly, MSW, LCSW, LCADC, Clinical Social Work/Therapist](https://photos.psychologytoday.com/3d3b089a-46cd-11ea-a6ad-06142c356176/3/320x400.jpeg)
Rosanne Connolly
Clinical Social Work/Therapist, MSW, LCSW, LCADC
Verified Verified
1 Endorsed
Summit, NJ 07901
People seek therapy for a variety of reasons. Some seek personal growth or are struggling with addictions, depression, anxiety or relationship issues etc. People are individuals who respond in their own particular way to therapy. I work collaboratively with my clients and utilize various therapy techniques depending on their needs. One of the most important factors in therapy is having a positive therapeutic relationship where trust can be formed and the person feels validated.
People seek therapy for a variety of reasons. Some seek personal growth or are struggling with addictions, depression, anxiety or relationship issues etc. People are individuals who respond in their own particular way to therapy. I work collaboratively with my clients and utilize various therapy techniques depending on their needs. One of the most important factors in therapy is having a positive therapeutic relationship where trust can be formed and the person feels validated.
![Photo of Nyree Tchalikian, MSW, LCSW, CCTP, Clinical Social Work/Therapist](https://photos.psychologytoday.com/4092cb8e-46cd-11ea-a6ad-06142c356176/3/320x400.jpeg)
With over 14 years of experience as a Mental Health professional, which includes a ten year role as a Senior Investigator with the Department of Children and Families, Nyree has experience dealing with domestic violence, life transitions, anxiety, depression, bipolar disorder, impulse control, family issues, parenting skills, adolescent issues, substance abuse, trauma, panic disorder, self harm, and anger management. Drawing on this experience, she is currently serving as a private practitioner, helping her clients gain stability in their lives by better managing life's challenges, thereby creating the ability to identify distorted thinking and beliefs. Nyree is available for in office sessions and video conferencing.
With over 14 years of experience as a Mental Health professional, which includes a ten year role as a Senior Investigator with the Department of Children and Families, Nyree has experience dealing with domestic violence, life transitions, anxiety, depression, bipolar disorder, impulse control, family issues, parenting skills, adolescent issues, substance abuse, trauma, panic disorder, self harm, and anger management. Drawing on this experience, she is currently serving as a private practitioner, helping her clients gain stability in their lives by better managing life's challenges, thereby creating the ability to identify distorted thinking and beliefs. Nyree is available for in office sessions and video conferencing.
![Photo of Maria Molina, LCSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/d3eeee9d-2180-4423-b1a7-7dcabcaa3287/2/320x400.png)
Maria Luisa Molina is a licensed clinical social worker. During sessions with Maria, patients can expect a safe, non-judgmental environment where they can explore their struggles and concerns. Maria understands that each of her patients has unique needs and goals. She aims to help them believe they can start implementing changes to accomplish these goals. Maria has been a clinician since 2013. She has worked at intensive in-home therapeutic programs, residential programs, and hospital settings.
Maria Luisa Molina is a licensed clinical social worker. During sessions with Maria, patients can expect a safe, non-judgmental environment where they can explore their struggles and concerns. Maria understands that each of her patients has unique needs and goals. She aims to help them believe they can start implementing changes to accomplish these goals. Maria has been a clinician since 2013. She has worked at intensive in-home therapeutic programs, residential programs, and hospital settings.
![Photo of Elizabeth Fumia, LCSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/ea9f5a12-d5c4-4ecf-ad81-c515c5b820be/2/320x400.png)
Elizabeth Fumia
Clinical Social Work/Therapist, LCSW
Verified Verified
Summit, NJ 07901 (Online Only)
Elizabeth Fumia is a licensed clinical social worker. Elizabeth places a primary emphasis on patient care and treating each patient as an individual. Her ultimate goal is to support patients in becoming the best possible versions of themselves. Elizabeth approaches each session with an eye for productivity and respect, aiming to provide her patients with the encouragement and strength they need to overcome life’s challenges. She combines multiple types of therapy to meet each patient’s individual needs. These include CBT, motivational interviewing, solution-focused therapy, mindfulness, DBT, and strength-based therapy.
Elizabeth Fumia is a licensed clinical social worker. Elizabeth places a primary emphasis on patient care and treating each patient as an individual. Her ultimate goal is to support patients in becoming the best possible versions of themselves. Elizabeth approaches each session with an eye for productivity and respect, aiming to provide her patients with the encouragement and strength they need to overcome life’s challenges. She combines multiple types of therapy to meet each patient’s individual needs. These include CBT, motivational interviewing, solution-focused therapy, mindfulness, DBT, and strength-based therapy.
![Photo of Yevgenia (Gina) Levi, LCSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/fdcc1917-8198-46b6-b619-eeb8de1b72d7/2/320x400.png)
Yevgenia (Gina) Levi
Clinical Social Work/Therapist, LCSW
Verified Verified
Summit, NJ 07901 (Online Only)
Gina Levi has extensive experience working with adults, children, and couples from various cultural backgrounds. Her background consists of various settings including foster care and adoption, school, community centers as well as grief and bereavement counseling. Gina focuses on mindfulness and a holistic approach to help her clients make meaningful changes. Gina creates a safe space where her clients are encouraged to share their feelings as well as set and meet unique goals.
Gina Levi has extensive experience working with adults, children, and couples from various cultural backgrounds. Her background consists of various settings including foster care and adoption, school, community centers as well as grief and bereavement counseling. Gina focuses on mindfulness and a holistic approach to help her clients make meaningful changes. Gina creates a safe space where her clients are encouraged to share their feelings as well as set and meet unique goals.
![Photo of William Hodgdon, LCSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/a90ae35c-44d6-45f8-9117-ba5c8c9e096d/1/320x400.png)
William Hodgdon
Clinical Social Work/Therapist, LCSW
Verified Verified
9 Endorsed
Summit, NJ 07901 (Online Only)
William Hodgdon is a licensed clinical social worker. William has been providing psychotherapy to a wide range of clients with a variety of problems and diagnoses since 1982. His goal is to propel patients into states and experiences, both internally and externally, that they did not initially know they could achieve. By approaching each patient as an individual, with unique problems and life circumstances, he can discover what they would gain from therapy. He uses a combination of solution-oriented therapy, CBT, motivational interviewing, and structured treatment to treat individuals and couples.
William Hodgdon is a licensed clinical social worker. William has been providing psychotherapy to a wide range of clients with a variety of problems and diagnoses since 1982. His goal is to propel patients into states and experiences, both internally and externally, that they did not initially know they could achieve. By approaching each patient as an individual, with unique problems and life circumstances, he can discover what they would gain from therapy. He uses a combination of solution-oriented therapy, CBT, motivational interviewing, and structured treatment to treat individuals and couples.
![Photo of Holly Heston, LCSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/24a3d9db-736a-4d4f-9b98-e67d38b2f288/2/320x400.png)
Holly’s experience as a therapist has led her to understand the importance of connecting with individuals, joining them in their journey to heal, grow and realize their true potential. Guiding clients to develop effective strategies and techniques to recover from a wide range of addictive behaviors, life challenges and mental health concerns while helping them to recognize their own personal strengths and talents has been beneficial in helping clients achieve ongoing success and optimal wellness.
Holly’s experience as a therapist has led her to understand the importance of connecting with individuals, joining them in their journey to heal, grow and realize their true potential. Guiding clients to develop effective strategies and techniques to recover from a wide range of addictive behaviors, life challenges and mental health concerns while helping them to recognize their own personal strengths and talents has been beneficial in helping clients achieve ongoing success and optimal wellness.
![Photo of Christine Ruiz, LCSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/a7d56f5d-c4b2-4591-b76d-8463e7996b4b/2/320x400.png)
Christine Ruiz
Clinical Social Work/Therapist, LCSW
Verified Verified
Summit, NJ 07901 (Online Only)
Christine Ruiz is a licensed clinical social worker. Christine is passionate about supporting people as they work toward their goals. She seeks to inspire her patients so they can become their best selves. Christine focuses on helping individuals heal and tap into their inner strengths. She achieves this by providing a neutral safe space, listening to her patient's concerns, and customizing a treatment plan that factors in the patient's cultural background, life experience, and personal goals. Christine has been providing therapy since 2016 and works with patients ages 12-64.
Christine Ruiz is a licensed clinical social worker. Christine is passionate about supporting people as they work toward their goals. She seeks to inspire her patients so they can become their best selves. Christine focuses on helping individuals heal and tap into their inner strengths. She achieves this by providing a neutral safe space, listening to her patient's concerns, and customizing a treatment plan that factors in the patient's cultural background, life experience, and personal goals. Christine has been providing therapy since 2016 and works with patients ages 12-64.
![Photo of Alepty Krista Dwyer, LCSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/8d7df1b1-2d1a-47b2-b12f-9ad087058a70/2/320x400.png)
Alepty Krista Dwyer
Clinical Social Work/Therapist, LCSW
Verified Verified
1 Endorsed
Summit, NJ 07901 (Online Only)
Krista Dwyer is a licensed clinical social worker. Krista is relaxed, compassionate, and thoughtful in her approach. The care she has for her patients and her passion for her work as a therapist come through in each session. She makes a point to get to know each of her patients, understand their lived experiences, and implement therapeutic strategies that are aligned with their goals. She aims to help patients create meaningful, sustainable life changes. While working with Krista, patients can expect services that are strengths-based and client-centered.
Krista Dwyer is a licensed clinical social worker. Krista is relaxed, compassionate, and thoughtful in her approach. The care she has for her patients and her passion for her work as a therapist come through in each session. She makes a point to get to know each of her patients, understand their lived experiences, and implement therapeutic strategies that are aligned with their goals. She aims to help patients create meaningful, sustainable life changes. While working with Krista, patients can expect services that are strengths-based and client-centered.
![Photo of Joseph A Demeyer - Joseph A. DeMeyer, PhD, PC & Associates, PhD, Psychologist](https://photos.psychologytoday.com/5848fead-eac7-4099-9b51-8fd517385ffa/2/320x400.jpeg)
to examine deeply and thoroughly motivations, emotions and behavior, especially interpersonal; focused on positive changes leading to long-lasting existential and transformational life improvements and increased self-awareness; responsible in accepting that these changes will affect-for the better- lives of loved ones, friends and other significant persons (including those that are not yet around) ; increased openness towards life-changes ; to take calculated, rational risks, mindful of other persons; serious commitment to longer-term therapy when indicated to be necessary, in order to achieve the above desired results.
to examine deeply and thoroughly motivations, emotions and behavior, especially interpersonal; focused on positive changes leading to long-lasting existential and transformational life improvements and increased self-awareness; responsible in accepting that these changes will affect-for the better- lives of loved ones, friends and other significant persons (including those that are not yet around) ; increased openness towards life-changes ; to take calculated, rational risks, mindful of other persons; serious commitment to longer-term therapy when indicated to be necessary, in order to achieve the above desired results.
![Photo of Julie Roebuck, LCSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/9724b20a-d515-4db4-a357-8baec9b20869/3/320x400.jpeg)
At TCTCS, we are all about providing relief and recovery to our clients. Throughout our life spans, we will experience a variety of transitions and traumas. Everyone experiences these adjustments in different ways. Examples of our traumas include but are not limited to: post partum depression, divorce, bullying, cyber stalking, relationship adjustments and separations, loss, medical illnesses, mental health challenges, domestic and/or sexual violence, betrayals and surviving child abuse etc. We have a team of trauma informed therapists who presently have availability. We speak Hebrew and French and English.
At TCTCS, we are all about providing relief and recovery to our clients. Throughout our life spans, we will experience a variety of transitions and traumas. Everyone experiences these adjustments in different ways. Examples of our traumas include but are not limited to: post partum depression, divorce, bullying, cyber stalking, relationship adjustments and separations, loss, medical illnesses, mental health challenges, domestic and/or sexual violence, betrayals and surviving child abuse etc. We have a team of trauma informed therapists who presently have availability. We speak Hebrew and French and English.
15 Second Videos
Maria Molina
Elizabeth Fumia
Christine Ruiz
StrongHearts Counseling, Nixzaliz Rojas Pridgen
![Photo of Nixzaliz Rojas Pridgen - StrongHearts Counseling, Nixzaliz Rojas Pridgen, LCSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/761203d8-451a-49a2-b791-3f052c47be23/2/320x400.jpeg)
StrongHearts Counseling, Nixzaliz Rojas Pridgen
Clinical Social Work/Therapist, LCSW
Verified Verified
1 Endorsed
Summit, NJ 07902
You’ve been together for so long, yet lately it feels like you're drifting apart. The once familiar warmth and comfort have been replaced by an unsettling feeling of being strangers in your own home. Conversations that used to flow effortlessly now feel strained. The vibrant and passionate connection has faded, leaving you feeling disconnected and alone. Have you fallen into a monotonous routine, a cycle of rejection and emotional distance, and your communication has suffered? Do you want to feel that love and closeness you once had, and repair what you've lost to build a stronger, more fulfilling relationship together?
You’ve been together for so long, yet lately it feels like you're drifting apart. The once familiar warmth and comfort have been replaced by an unsettling feeling of being strangers in your own home. Conversations that used to flow effortlessly now feel strained. The vibrant and passionate connection has faded, leaving you feeling disconnected and alone. Have you fallen into a monotonous routine, a cycle of rejection and emotional distance, and your communication has suffered? Do you want to feel that love and closeness you once had, and repair what you've lost to build a stronger, more fulfilling relationship together?
More Therapists Nearby
![Photo of Tabrina Hargrove, MA, LMFT, Marriage & Family Therapist](https://photos.psychologytoday.com/cc3152cc-70cc-4236-b8f2-e28820f1cfa4/1/320x400.jpeg)
Tabrina Hargrove
Marriage & Family Therapist, MA, LMFT
Verified Verified
1 Endorsed
Mountainside, NJ 07092
It is my therapeutic goal is to help individuals resolve life's challenges by overcoming the hurdles and hurts and get back to a life that is not only satisfactory but victorious. I welcome individuals who are experiencing life difficulties and seek change. It is my hope that by working together in a collaborative and supportive environment that individuals will feel a restored hope and peace. Also provide Christian/Spiritual-Based specific counseling.
It is my therapeutic goal is to help individuals resolve life's challenges by overcoming the hurdles and hurts and get back to a life that is not only satisfactory but victorious. I welcome individuals who are experiencing life difficulties and seek change. It is my hope that by working together in a collaborative and supportive environment that individuals will feel a restored hope and peace. Also provide Christian/Spiritual-Based specific counseling.
![Photo of Michael Evan Schwartz, PhD, Psychologist](https://photos.psychologytoday.com/3b8db6b9-46cd-11ea-a6ad-06142c356176/1/320x400.jpeg)
Thank you for reviewing my listing and considering use of my services. I have been a licensed clinical psychologist for over 15 years. I have extensive experience with patients from all walks of life. My approach is typically cognitive-behavioral in the context of a supportive/empathic relationship. Due to my varied background as a psychology instructor and supervisor of interns and postdoctoral fellows, I also bring a distinctly psycho-educational approach to my clinical practice; I enjoy teaching about psychology and behavior in the service of helping people to gain insight and make positive change in their lives.
Thank you for reviewing my listing and considering use of my services. I have been a licensed clinical psychologist for over 15 years. I have extensive experience with patients from all walks of life. My approach is typically cognitive-behavioral in the context of a supportive/empathic relationship. Due to my varied background as a psychology instructor and supervisor of interns and postdoctoral fellows, I also bring a distinctly psycho-educational approach to my clinical practice; I enjoy teaching about psychology and behavior in the service of helping people to gain insight and make positive change in their lives.
![Photo of Ellen Wilson-Tarpeh, FNP-BC, DNP](https://photos.psychologytoday.com/080a6daf-6e74-419d-aa4d-748de80fc82f/1/320x400.jpeg)
I am a nurse practitioner that has a passion for improving the health and wellness of individuals in her community by offering affordable, high-quality healthcare. My focus is to improve physical/mental health and wellness by utilizing evidence-based research in the treatment of health conditions. I have over 20 years of experience caring for and treating patients in various health settings. I am nationally certified by the American Nursing Credentialing Center (ANCC) in family health.
I am a nurse practitioner that has a passion for improving the health and wellness of individuals in her community by offering affordable, high-quality healthcare. My focus is to improve physical/mental health and wellness by utilizing evidence-based research in the treatment of health conditions. I have over 20 years of experience caring for and treating patients in various health settings. I am nationally certified by the American Nursing Credentialing Center (ANCC) in family health.
![Photo of Tiffany Miller - Lifebulb Counseling & Therapy, LPC, Licensed Professional Counselor](https://photos.psychologytoday.com/97df2031-0932-41ad-8a96-5ed13a0a6eba/1/320x400.png)
Lifebulb Counseling & Therapy
Licensed Professional Counselor, LPC
Verified Verified
Mountainside, NJ 07092 (Online Only)
We're here to help you reach your therapy goals at Lifebulb! We’ll connect you with the best possible therapist for your unique goals, someone who genuinely cares about helping you. We’re all about making therapy enjoyable for both therapists and clients. Our team consists of highly trained and licensed clinicians who are passionate about the therapy process. Let's work together to achieve your goals!
We're here to help you reach your therapy goals at Lifebulb! We’ll connect you with the best possible therapist for your unique goals, someone who genuinely cares about helping you. We’re all about making therapy enjoyable for both therapists and clients. Our team consists of highly trained and licensed clinicians who are passionate about the therapy process. Let's work together to achieve your goals!
![Photo of Asya Rivinson, LCSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/423d28c1-46cd-11ea-a6ad-06142c356176/2/320x400.jpeg)
Asya Rivinson
Clinical Social Work/Therapist, LCSW
Verified Verified
1 Endorsed
Springfield, NJ 07081 (Online Only)
An effective therapist can help you overcome difficulties and enhance your life. I am Asya Rivinson, a licensed psychotherapist practicing in both New Jersey and New York. While I currently run my private practice in these states, my international experience enables me to effectively connect with clients from diverse backgrounds and perspectives. My work as a therapist for almost two decades developed both my skills and my faith in the value of therapy. In my practice, I strive to be supportive, insight-driven, professional, and well-informed.
An effective therapist can help you overcome difficulties and enhance your life. I am Asya Rivinson, a licensed psychotherapist practicing in both New Jersey and New York. While I currently run my private practice in these states, my international experience enables me to effectively connect with clients from diverse backgrounds and perspectives. My work as a therapist for almost two decades developed both my skills and my faith in the value of therapy. In my practice, I strive to be supportive, insight-driven, professional, and well-informed.
![Photo of Roderick Alan Murphy - Murphy Counseling & Consulting LLC, MHS-C, LCADC, LPC, Drug & Alcohol Counselor](https://photos.psychologytoday.com/4887d3c2-46cd-11ea-a6ad-06142c356176/2/320x400.jpeg)
Murphy Counseling & Consulting LLC
Drug & Alcohol Counselor, MHS-C, LCADC, LPC
Verified Verified
Short Hills, NJ 07078 (Online Only)
Over 30 years experience in the Human Services field: Marriage/Couples counseling, Separation Mediation, Multi-talent in Behavioral Health, Mental health Disorders, Substance abuse & Addiction disorders, and Co-occurring & Dual diagnosis disorders populations. Dedicated as a professional to ensure that the health and well being of the consumers are met and that each consumer receive the proper individualized treatment course of action with professional and ethical implementation. I also provide Tele-Therapy/Health sessions. I am also a Veteran of the Armed Forces "Army"..... And open to my brother & sister Veterans to server.
Over 30 years experience in the Human Services field: Marriage/Couples counseling, Separation Mediation, Multi-talent in Behavioral Health, Mental health Disorders, Substance abuse & Addiction disorders, and Co-occurring & Dual diagnosis disorders populations. Dedicated as a professional to ensure that the health and well being of the consumers are met and that each consumer receive the proper individualized treatment course of action with professional and ethical implementation. I also provide Tele-Therapy/Health sessions. I am also a Veteran of the Armed Forces "Army"..... And open to my brother & sister Veterans to server.
![Photo of Dr. Clint C Stankiewicz, MEd, PsyD, MCPC](https://photos.psychologytoday.com/531d92df-2938-491e-871e-37a280148e7d/1/320x400.jpeg)
Despite having reached the pinnacle of my profession after nearly two decades of practice, it was my own struggle with learning disabilities, dual diagnosis and other medical conditions and issues, that changed my perspective and my life. I came to appreciate an approach which focuses on the here and now; solution focused and goal oriented. I found little solace in traditional therapeutic approaches which focused largely on the past, and went on for months with no real relief nor positive impact on my life or functioning. As such, I strive to help my clients achieve their goals and actualize their dreams using a coaching approach.
Despite having reached the pinnacle of my profession after nearly two decades of practice, it was my own struggle with learning disabilities, dual diagnosis and other medical conditions and issues, that changed my perspective and my life. I came to appreciate an approach which focuses on the here and now; solution focused and goal oriented. I found little solace in traditional therapeutic approaches which focused largely on the past, and went on for months with no real relief nor positive impact on my life or functioning. As such, I strive to help my clients achieve their goals and actualize their dreams using a coaching approach.
![Photo of Gail Schrimmer, PhD, Psychologist](https://photos.psychologytoday.com/f2a4d5ed-5a79-4a7c-aba0-41cc55d671a5/1/320x400.jpeg)
Are you seeking individual or group therapy, a psychological evaluation, career testing, or career coaching? Air-filtrated indoor, telehealth, and outdoor sessions are offered, and most in-network insurance plans accepted. With over 20 years of therapy, testing, teaching, and supervising experience, and as both a clinical psychologist and a school psychologist, Dr. Schrimmer has a uniquely comprehensive practice. Calls generally receive a response by the next business day. In addition to daytime appointments, weekend and evening hours are available.
Are you seeking individual or group therapy, a psychological evaluation, career testing, or career coaching? Air-filtrated indoor, telehealth, and outdoor sessions are offered, and most in-network insurance plans accepted. With over 20 years of therapy, testing, teaching, and supervising experience, and as both a clinical psychologist and a school psychologist, Dr. Schrimmer has a uniquely comprehensive practice. Calls generally receive a response by the next business day. In addition to daytime appointments, weekend and evening hours are available.
See more therapy options for Summit
Nearby TRICARE Therapists Searches for Summit
- Cranford
- Elizabeth
- Florham Park
- Livingston
- Madison
- Maplewood
- Millburn
- Morristown
- Scotch Plains
- Union
- West Orange
- Westfield
TRICARE Therapists
Does insurance cover therapy, prescriptions and other behavioral health services?
In general, yes. Laws in the U.S. require insurers to cover essential behavioral health care at the same level as other health care services. Most health plans require a medical diagnosis and treatments that are evidence based and medically essential. This means that life coaching and alternative therapies are not covered, nor is therapy without a diagnosis. Call the number on the back or your insurance card or visit your insurance company's website to review your Summary of Benefits. If you have insurance through your employer, your Human Resources department may also be able to answer questions.
How much does therapy cost with insurance?
The cost of therapy depends on your region, how much training and experience your therapist has, and the type of treatment. The rate for talk therapy generally falls between $100 and $250. For a client seeing an in-network provider, the cost of therapy is often similar to the cost of other health care services. Clients pay co-pays and may need to satisfy a plan’s deductible before benefits kick in.
What is the difference between In-Network and Out-of-Network insurance coverage?
An in-network provider has contracted with an insurer to get paid directly for services, and to accept the insurer’s rate of compensation. Clients are responsible for deductibles and copays. If a therapist is out of network, that means that the client pays the therapist directly for services at the therapist’s regular fee. Out-of-Network providers often give clients a receipt so that they can file for partial reimbursement with their insurance company.
Is it difficult to find an In-Network therapist?
It is not unusual for therapists to limit the number of insurance patients in their practice, so it’s important to check in-network availability when you schedule your first appointment. In regions and times where therapy is in high demand it may take longer to get scheduled with an in-network therapist.
What is the difference between HMO and PPO insurance plans?
HMO health plans only cover in-network services, there is no reimbursement for out-of-network providers. PPO plans often cover both in- and out-of-network services, though the client may pay more for out-of-network services.
What is a Superbill?
A superbill is a receipt for therapy services. It provides all the information required by insurance companies to reimburse you for out-of-network services, including the diagnostic codes for your care, the amount paid, and the dates and duration of care.
Does insurance cover Online therapy?
Many therapists who shifted their practice to online therapy during the pandemic have kept that arrangement. And most insurers continue to cover telehealth services, with a few exceptions. Preventive care (such as an annual depression screening) is often required to be in-person to be covered, and some states require prescribers of controlled substances to see those patients in person.
Does insurance cover Group therapy?
Many insurance plans provide coverage for group therapy provided there is a medical diagnosis for group members, but there are some noteworthy exceptions. For example, Medicare does not always cover group therapy. Group therapy tends to cost less than individual therapy.
Does insurance cover Couples therapy?
Most insurance companies do not cover the cost of couples therapy because there is no medical diagnosis or medically necessary treatment. However, a few plans will offer a limited benefit, so it is still worth checking with your insurance company. Sometimes therapy is covered for a couple when one person has a diagnosis and another family member joins them for joint therapy, but it is considered therapy for the medical condition that includes a family member as a listener or helper, not couples counseling. Without insurance, most clients pay between $100-300 per 60-90 min session for couples therapy. Often clients can find classes or workshops that make it more affordable to work on their relationship. And some employers offer Employee Assistance Plans that help defray the cost of couples therapy.
What is an Employee Assistance Plan (EAP)?
Employee Assistance Plans are purchased by employers for the benefit of their employees. EAPs typically assist employees with referrals and may also provide the first few sessions of therapy free of charge, with the patient's regular health insurance kicking in after those initial sessions. EAP benefits often apply to all types of therapy without the need for a medical diagnosis, making it easier to access couples therapy, therapy for life transitions, and other non-medical counseling. The EAP for the U.S. Armed Forces is Military OneSource. Just as with standard health insurance, clients should always check that a provider accepts their EAP benefits before scheduling.
Learn more about Insurance Coverage and Finding Affordable Therapy
Learn more about Insurance Coverage and Finding Affordable Therapy