Carelon Behavioral Health Therapists in Ocean, NJ
![Photo of Michelle Reno, MS, LAC, NCC, Counselor](https://photos.psychologytoday.com/304ca653-cef0-439d-b961-2ed0483ce794/2/320x400.jpeg)
Seeking therapy can be a significant and powerful first step in one's journey towards healing and fulfillment. I am an empathetic and compassionate therapist who is committed to building a strong and trusting therapeutic relationship with my clients. My goal is to create a safe and inclusive environment for clients where they can engage in self-exploration, growth, and healing. I understand and value the importance of genuine human connection and therefore focus on creating relationships with my clients where they feel understood and where they can have the freedom to fully embrace their authenticity.
Seeking therapy can be a significant and powerful first step in one's journey towards healing and fulfillment. I am an empathetic and compassionate therapist who is committed to building a strong and trusting therapeutic relationship with my clients. My goal is to create a safe and inclusive environment for clients where they can engage in self-exploration, growth, and healing. I understand and value the importance of genuine human connection and therefore focus on creating relationships with my clients where they feel understood and where they can have the freedom to fully embrace their authenticity.
![Photo of Gwyn A Sondike, PhD, LCSW, LCADC, Clinical Social Work/Therapist](https://photos.psychologytoday.com/c0ed46ac-406c-48f9-a496-958ae2e66617/3/320x400.jpeg)
Gwyn A Sondike
Clinical Social Work/Therapist, PhD, LCSW, LCADC
Verified Verified
Ocean, NJ 07712 (Online Only)
My ideal client believes the following: If you stay the course and you believe in yourself, take it one day at a time. There is going to be a light at the end of the tunnel. I believe we can learn coping skills that will enable us to follow our path and to find a more resilient and fulfilling life.
My ideal client believes the following: If you stay the course and you believe in yourself, take it one day at a time. There is going to be a light at the end of the tunnel. I believe we can learn coping skills that will enable us to follow our path and to find a more resilient and fulfilling life.
![Photo of David Joseph Beneduci, LPC, ACS, NCC, Licensed Professional Counselor](https://photos.psychologytoday.com/3c393491-46cd-11ea-a6ad-06142c356176/5/320x400.jpeg)
David Joseph Beneduci
Licensed Professional Counselor, LPC, ACS, NCC
Verified Verified
Ocean, NJ 07712
My counseling style is multi-modal with emphasis on Cognitive/Behavioral, Motivation Enhancement (Motivational Interviewing), Humanistic, and Brief Solution focused therapy. I h experience working with children, adolescents, and families focusing on family crisis, conflict, and relationship issues. I also have experience ( 6 yrs) of providing EAP services for Employee Assistance Programs providing solutions focused interventions for EAP clients. I provide crisis intervention counseling and self harm prevention. My approach is solution focused with an self-insight approach to problem solving. One of my main focuses is improvong motivation in clients and the use of problem solving techniques to produce positive behavioral change in clients.
My counseling style is multi-modal with emphasis on Cognitive/Behavioral, Motivation Enhancement (Motivational Interviewing), Humanistic, and Brief Solution focused therapy. I h experience working with children, adolescents, and families focusing on family crisis, conflict, and relationship issues. I also have experience ( 6 yrs) of providing EAP services for Employee Assistance Programs providing solutions focused interventions for EAP clients. I provide crisis intervention counseling and self harm prevention. My approach is solution focused with an self-insight approach to problem solving. One of my main focuses is improvong motivation in clients and the use of problem solving techniques to produce positive behavioral change in clients.
![Photo of Jennifer Robertson, MA, LPC, ACS, Licensed Professional Counselor](https://photos.psychologytoday.com/acb31e1b-47c6-4cd2-8c43-0d380c74688f/1/320x400.jpeg)
Jennifer Robertson
Licensed Professional Counselor, MA, LPC, ACS
Verified Verified
1 Endorsed
Ocean, NJ 07712
Finding a therapist can be an overwhelming task. You don't want to pick some name off a list. If you are looking for help, you might feel at the end of your rope, you don't know what else to do, like nobody understands or "gets" you, or that you need some simple guidance. We can help. Therapy isn't magic. Most people intellectually know what they need to do, they just need guidance, encouragement, or new skills to get there.
Finding a therapist can be an overwhelming task. You don't want to pick some name off a list. If you are looking for help, you might feel at the end of your rope, you don't know what else to do, like nobody understands or "gets" you, or that you need some simple guidance. We can help. Therapy isn't magic. Most people intellectually know what they need to do, they just need guidance, encouragement, or new skills to get there.
![Photo of Susan Warner - Susan Warner Psychotherapy LLC, LCSW, LCADC, Clinical Social Work/Therapist](https://photos.psychologytoday.com/3eb14876-46cd-11ea-a6ad-06142c356176/3/320x400.jpeg)
Susan Warner Psychotherapy LLC
Clinical Social Work/Therapist, LCSW, LCADC
Verified Verified
Ocean, NJ 07712
The relationship between the therapist and client is the most important predictor of a successful experience in counseling. I treat adults, adolescents, and couples who are experiencing difficulty with anxiety, depression, addiction, divorce, relationships, anger, loss and trauma. I engender an environment of trust and support for clients in a safe, therapeutic atmosphere where clients can feel comfortable discussing personal issues. I use Cognitive Behavioral Therapy, EMDR, and motivational enhancement, as well as protocols for addiction, including smoking cessation.
The relationship between the therapist and client is the most important predictor of a successful experience in counseling. I treat adults, adolescents, and couples who are experiencing difficulty with anxiety, depression, addiction, divorce, relationships, anger, loss and trauma. I engender an environment of trust and support for clients in a safe, therapeutic atmosphere where clients can feel comfortable discussing personal issues. I use Cognitive Behavioral Therapy, EMDR, and motivational enhancement, as well as protocols for addiction, including smoking cessation.
![Photo of Hillary Kindman, MSW, LCSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/438f261f-46cd-11ea-a6ad-06142c356176/2/320x400.jpeg)
Hillary Kindman
Clinical Social Work/Therapist, MSW, LCSW
Verified Verified
Ocean, NJ 07712 (Online Only)
Life holds challenges. Sometimes we can get through them on our own; sometimes we need a little help and someone to talk to. My goal is to help you through those times by providing the safe, caring, collaborative, non-judgmental environment you need to move past those difficulties and become the person you always knew you could be. Just by reading this, you have taken the first step, I commend you. I am an EMDR Clinician with an extensive history of working with clients who have experienced anxiety, loss, trauma, relationship and intimacy issues, and low self-esteem.
Life holds challenges. Sometimes we can get through them on our own; sometimes we need a little help and someone to talk to. My goal is to help you through those times by providing the safe, caring, collaborative, non-judgmental environment you need to move past those difficulties and become the person you always knew you could be. Just by reading this, you have taken the first step, I commend you. I am an EMDR Clinician with an extensive history of working with clients who have experienced anxiety, loss, trauma, relationship and intimacy issues, and low self-esteem.
![Photo of Ray Costa, LPC, LCADC, LMHC, NCC, LLC, Licensed Professional Counselor](https://photos.psychologytoday.com/3cb240c6-46cd-11ea-a6ad-06142c356176/8/320x400.jpeg)
Ray Costa
Licensed Professional Counselor, LPC, LCADC, LMHC, NCC, LLC
Verified Verified
Ocean, NJ 07712
Are you feeling overwhelmed with the direction of your life? Is your job not emotionally or financially satisfying? Do you find yourself having difficult, short-lived relationships, or worse - none at all? Is depression and/or anxiety wearing you down? It is my experience that our difficulties and problems are primarily determined by reactions to how we think and feel. I can help you understand how your thoughts and feelings prevent you from getting what you want, and then help you find ways of creating more success in the areas you desire to change. I offer a relaxed yet interactive environment in a comfortable, private office.
Are you feeling overwhelmed with the direction of your life? Is your job not emotionally or financially satisfying? Do you find yourself having difficult, short-lived relationships, or worse - none at all? Is depression and/or anxiety wearing you down? It is my experience that our difficulties and problems are primarily determined by reactions to how we think and feel. I can help you understand how your thoughts and feelings prevent you from getting what you want, and then help you find ways of creating more success in the areas you desire to change. I offer a relaxed yet interactive environment in a comfortable, private office.
![Photo of Rik Fire, MSW, LCSW, LISW, LICSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/024bdf9b-2dee-4b6c-9cd0-e16f21147818/1/320x400.jpeg)
Rik Fire (aka Manjot Singh Khalsa) is a psychotherapist in private practice since 1996, sacred healer, interfaith minister, teacher and co-creator of Radikal Healing. Radikal Healing is a process of life transformation utilizing a complement of modalities tailored to each client's individual needs including psychotherapy, meditation, Kundalini yoga, Shamanic technology, energy medicine, life coaching and supervised fasting. Village of Radikal Healing in Montgomery County, PA & Radikal Healing Suite Asbury Park, NJ are healing centers that provide opportunities for people to embrace the Radikal Life they were meant to live.
Rik Fire (aka Manjot Singh Khalsa) is a psychotherapist in private practice since 1996, sacred healer, interfaith minister, teacher and co-creator of Radikal Healing. Radikal Healing is a process of life transformation utilizing a complement of modalities tailored to each client's individual needs including psychotherapy, meditation, Kundalini yoga, Shamanic technology, energy medicine, life coaching and supervised fasting. Village of Radikal Healing in Montgomery County, PA & Radikal Healing Suite Asbury Park, NJ are healing centers that provide opportunities for people to embrace the Radikal Life they were meant to live.
![Photo of Cameron Mazzeo - Jewish Family and Children's Service of Monmouth, Clinical Social Work/Therapist](https://photos.psychologytoday.com/a3c74f67-7c63-4a80-b9a6-4b6502f507b9/1/320x400.png)
Jewish Family and Children's Service of Monmouth
Clinical Social Work/Therapist
Verified Verified
Ocean, NJ 07712
JFCS works with clients from a variety of social, cultural, and economic backgrounds. All the therapists work hard to build trusting relationships with their clients, so that they can feel safe and empowered. Clients can meet us at one of our two Monmouth County locations (Asbury Park and Morganville) or via telehealth session. We have a variety of services available including:
JFCS works with clients from a variety of social, cultural, and economic backgrounds. All the therapists work hard to build trusting relationships with their clients, so that they can feel safe and empowered. Clients can meet us at one of our two Monmouth County locations (Asbury Park and Morganville) or via telehealth session. We have a variety of services available including:
![Photo of Modern Therapy - Modern Therapy, LCSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/c50fb39d-75de-48f5-a7c9-c083d1502b1f/1/320x400.jpeg)
Modern Therapy
Clinical Social Work/Therapist, LCSW
Verified Verified
7 Endorsed
Ocean, NJ 07712 (Online Only)
We're a talk therapy practice that offers the expertise of clinically licensed professionals in a way that is tailored to your unique needs. Let's face it, finding a therapist to work with can be difficult. Our goal is to make the process of finding and working with a therapist as easy and convenient for you as possible. That's why we offer therapy exclusively online via a HIPAA-compliant telehealth platform. We work with children, teens, college students, and adults to help make life the best it can be.
We're a talk therapy practice that offers the expertise of clinically licensed professionals in a way that is tailored to your unique needs. Let's face it, finding a therapist to work with can be difficult. Our goal is to make the process of finding and working with a therapist as easy and convenient for you as possible. That's why we offer therapy exclusively online via a HIPAA-compliant telehealth platform. We work with children, teens, college students, and adults to help make life the best it can be.
![Photo of Sherry L. Goldman - Sherry Goldman, LCSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/530fa2ae-46cd-11ea-a6ad-06142c356176/3/320x400.jpeg)
Sherry Goldman
Clinical Social Work/Therapist, LCSW
Verified Verified
1 Endorsed
Ocean, NJ 07712 (Online Only)
Anxiety, depression, and worry are making you miserable and keeping you up at night. Nothing you have tried is helping, and you've tried everything. There's never enough time to get it all done, and the pressure never ends. You’re at your wits ends. When you play it forward you only see things getting worse. The unavoidable consequences to your relationships and family, your work, and your health are constant lurking threats. You keep your stress buried inside because you don’t know what else to do. Everyone thinks you have it all figured out. But the truth is you feel lost. You've worked too hard to feel so unhappy.
Anxiety, depression, and worry are making you miserable and keeping you up at night. Nothing you have tried is helping, and you've tried everything. There's never enough time to get it all done, and the pressure never ends. You’re at your wits ends. When you play it forward you only see things getting worse. The unavoidable consequences to your relationships and family, your work, and your health are constant lurking threats. You keep your stress buried inside because you don’t know what else to do. Everyone thinks you have it all figured out. But the truth is you feel lost. You've worked too hard to feel so unhappy.
More Therapists Nearby
![Photo of Marzena Kobrzynski, MSW, LCSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/4a3f34e7-43bd-4778-ad0e-7dbb9541e9c1/1/320x400.jpeg)
Marzena Kobrzynski
Clinical Social Work/Therapist, MSW, LCSW
Verified Verified
Neptune, NJ 07753 (Online Only)
I am a Licensed Clinical Worker (LCSW) with over 25 years of experience working with children, teens, adults, couples & families. During my career, I have worked with individuals of varied cultural backgrounds, life situations and in settings such as schools (K-8th), outpatient mental health offices, intensive outpatient programs, hospitals, universities and within the military. I am a Certified Clinical Supervisor (LCSW-NJ), Certified School Social Worker (NJ), Disaster Response Crisis Counselor (DRCC-NJ) and former Military Family Life Counselor (MFLC).
I am a Licensed Clinical Worker (LCSW) with over 25 years of experience working with children, teens, adults, couples & families. During my career, I have worked with individuals of varied cultural backgrounds, life situations and in settings such as schools (K-8th), outpatient mental health offices, intensive outpatient programs, hospitals, universities and within the military. I am a Certified Clinical Supervisor (LCSW-NJ), Certified School Social Worker (NJ), Disaster Response Crisis Counselor (DRCC-NJ) and former Military Family Life Counselor (MFLC).
![Photo of Tinamarie Lambiasi-Veniscofski - Tinamarie Veniscofski, LLC, MS, LCADC, Drug & Alcohol Counselor](https://photos.psychologytoday.com/824fc0e2-28a2-4d43-b8e9-d2d5b601aa01/3/320x400.jpeg)
Tinamarie Veniscofski, LLC
Drug & Alcohol Counselor, MS, LCADC
Verified Verified
2 Endorsed
Neptune, NJ 07753
"Therapy... Coping... Life... " Covid-19 continues to devastate our society through addiction, fear, and challenge to cope with "life on life's terms." I am best at helping people develop coping skills to prevent relapse in behavior while building your quality of life...
"Therapy... Coping... Life... " Covid-19 continues to devastate our society through addiction, fear, and challenge to cope with "life on life's terms." I am best at helping people develop coping skills to prevent relapse in behavior while building your quality of life...
![Photo of Lateisha Miller, LSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/c5e0f985-4e4f-45b9-b8c8-ed2fb89e428f/1/320x400.jpeg)
Lateisha Miller
Clinical Social Work/Therapist, LSW
Verified Verified
1 Endorsed
Asbury Park, NJ 07712
My ideal client is someone who has codependency with their parent(s), has low self-esteem, single-mom or dad, with goals and visions of graduating from college. The client will be unmotivated because they feel as though there is nothing that can be changed in their lives right now due to barriers like transportation, child care, lack of financial resources and lack of support from those who live in their home. The client wants to increase their financial status by obtaining a degree and being able to make sure that their child(ren) is well taken care of.
My ideal client is someone who has codependency with their parent(s), has low self-esteem, single-mom or dad, with goals and visions of graduating from college. The client will be unmotivated because they feel as though there is nothing that can be changed in their lives right now due to barriers like transportation, child care, lack of financial resources and lack of support from those who live in their home. The client wants to increase their financial status by obtaining a degree and being able to make sure that their child(ren) is well taken care of.
![Photo of Samantha Campanella, MSW, LCSW, OSW-C, Clinical Social Work/Therapist](https://photos.psychologytoday.com/6b22b85a-b40a-41df-afb7-76b57a4c8662/1/320x400.jpeg)
Samantha Campanella
Clinical Social Work/Therapist, MSW, LCSW, OSW-C
Verified Verified
Neptune, NJ 07753
You are not alone! If you are searching for help managing feelings of anxiety, depression, or if you have been through trauma or even managing chronic illness, help is available! Together, we can get through it and reach your goals! Many changes come with the onset of these issues, and it can be debilitating to a person's lifestyle, self-esteem, relationships, and mental health. Together, we can process these changes, address fears, and collaborate to work as a team. I am certified in working with mood disorders as well as adjustment and chronic illness. I'm happy to help, and excited to help bring healing to your life!
You are not alone! If you are searching for help managing feelings of anxiety, depression, or if you have been through trauma or even managing chronic illness, help is available! Together, we can get through it and reach your goals! Many changes come with the onset of these issues, and it can be debilitating to a person's lifestyle, self-esteem, relationships, and mental health. Together, we can process these changes, address fears, and collaborate to work as a team. I am certified in working with mood disorders as well as adjustment and chronic illness. I'm happy to help, and excited to help bring healing to your life!
![Photo of Patricia Magnotta, LCSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/4ba14825-46cd-11ea-a6ad-06142c356176/3/320x400.jpeg)
You may be ready to take a courageous first step and choose a therapist for your needs. I treat your concerns in a non-judgmental environment of respect and confidentiality. I am certified in Cognitive Behavioral Therapy (CBT). This type of approach helps to better understand how your thoughts contribute to behaviors that may lead to emotional distress. CBT is effective to help anxiety, fears, obsessions/compulsions, relationship issues, self-esteem and depression.
You may be ready to take a courageous first step and choose a therapist for your needs. I treat your concerns in a non-judgmental environment of respect and confidentiality. I am certified in Cognitive Behavioral Therapy (CBT). This type of approach helps to better understand how your thoughts contribute to behaviors that may lead to emotional distress. CBT is effective to help anxiety, fears, obsessions/compulsions, relationship issues, self-esteem and depression.
![Photo of Jessica-Rose O'Gara-Mankowski, LCSW , CCS, Clinical Social Work/Therapist](https://photos.psychologytoday.com/611f3937-8026-453f-8d74-af039299ad53/2/320x400.jpeg)
Jessica-Rose O'Gara-Mankowski
Clinical Social Work/Therapist, LCSW , CCS
Verified Verified
Asbury Park, NJ 07712
I am a (LCSW) and (CCS) in New Jersey with 23 years of professional work experience. I have experience in helping clients with coping with grief and loss, emergency psychiatric issues, addictions, gender, sexuality and LGBT-related issues, intimacy and relationship related struggles, eating disorders and related symptoms/behaviors, and ADHD and Spectrum disorders in both adults and children as well as overall struggles related to day to day stressors.
I am a (LCSW) and (CCS) in New Jersey with 23 years of professional work experience. I have experience in helping clients with coping with grief and loss, emergency psychiatric issues, addictions, gender, sexuality and LGBT-related issues, intimacy and relationship related struggles, eating disorders and related symptoms/behaviors, and ADHD and Spectrum disorders in both adults and children as well as overall struggles related to day to day stressors.
![Photo of Rebecca Tefera, MSW, LSW, LCADCI, Clinical Social Work/Therapist](https://photos.psychologytoday.com/cfc101ce-cde7-4354-8f00-c0e1ef9d236a/1/320x400.png)
Rebecca Tefera
Clinical Social Work/Therapist, MSW, LSW, LCADCI
Verified Verified
1 Endorsed
Asbury Park, NJ 07712
As a therapist I am committed to helping individuals explore the obstacles that may be holding them back in life. My passion lies in supporting clients through a variety of challenges, including addiction, self-esteem issues, relationship difficulties, codependency, impulse control, anger management, anxiety, depression, trauma, and developing effective coping skills. My approach is centered around creating a warm and collaborative environment where you feel safe to explore your experiences and build on your strengths. Together, we’ll develop strategies that empower you to lead a more fulfilling and balanced life.
As a therapist I am committed to helping individuals explore the obstacles that may be holding them back in life. My passion lies in supporting clients through a variety of challenges, including addiction, self-esteem issues, relationship difficulties, codependency, impulse control, anger management, anxiety, depression, trauma, and developing effective coping skills. My approach is centered around creating a warm and collaborative environment where you feel safe to explore your experiences and build on your strengths. Together, we’ll develop strategies that empower you to lead a more fulfilling and balanced life.
![Photo of Heather McCooey, LCSW, LCADC, CCS, Clinical Social Work/Therapist](https://photos.psychologytoday.com/c3f08c63-cf65-403b-8b93-cf614ab3b4c1/1/320x400.jpeg)
Heather McCooey
Clinical Social Work/Therapist, LCSW, LCADC, CCS
Verified Verified
Asbury Park, NJ 07712 (Online Only)
Heather McCooey has experience working with adults with a variety of acute and chronic behavioral health issues such as- anxiety, depression and mood disorders as well as drug and alcohol use disorders and the impacts of these illnesses on families and loved ones. Ms. McCooey provides individual, family and group counseling to adults using cognitive behavioral, motivational and person centered therapies. She offers a thoughtful, down to earth and humorous demeanor and perspective in working with her clients and feels grateful to be a part of their journey towards self knowledge, improvement and change.
Heather McCooey has experience working with adults with a variety of acute and chronic behavioral health issues such as- anxiety, depression and mood disorders as well as drug and alcohol use disorders and the impacts of these illnesses on families and loved ones. Ms. McCooey provides individual, family and group counseling to adults using cognitive behavioral, motivational and person centered therapies. She offers a thoughtful, down to earth and humorous demeanor and perspective in working with her clients and feels grateful to be a part of their journey towards self knowledge, improvement and change.
![Photo of Jessica DeMaio, MSW, LCSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/c78f44f7-1dc3-4099-853f-6c0509237fdf/2/320x400.jpeg)
Jessica DeMaio
Clinical Social Work/Therapist, MSW, LCSW
Verified Verified
2 Endorsed
Bradley Beach, NJ 07720
Often when we struggle, we are having a normal reaction to abnormal circumstances. The world we live in can feel unsupportive of just how hard it is to be a human. I feel it is a privilege to help my clients realize their innate wholeness and courage and I approach the therapy relationship with a genuine, compassionate, and non-judgmental style. I work best with clients who are struggling with the impact of trauma, emotion dysregulation, dissociation, self injury, depression, anxiety, and issues specific to the LGBTQIA+ population.
Often when we struggle, we are having a normal reaction to abnormal circumstances. The world we live in can feel unsupportive of just how hard it is to be a human. I feel it is a privilege to help my clients realize their innate wholeness and courage and I approach the therapy relationship with a genuine, compassionate, and non-judgmental style. I work best with clients who are struggling with the impact of trauma, emotion dysregulation, dissociation, self injury, depression, anxiety, and issues specific to the LGBTQIA+ population.
See more therapy options for Ocean
Nearby Carelon Behavioral Health Therapists Searches for Ocean
- Asbury Park
- Belmar
- Eatontown
- Little Silver
- Long Branch
- Neptune
- Red Bank
- Shrewsbury
- Spring Lake
- Tinton Falls
- Wall
- Wall Township
Carelon Behavioral Health Therapists
Does insurance cover therapy, prescriptions and other behavioral health services?
In general, yes. Laws in the U.S. require insurers to cover essential behavioral health care at the same level as other health care services. Most health plans require a medical diagnosis and treatments that are evidence based and medically essential. This means that life coaching and alternative therapies are not covered, nor is therapy without a diagnosis. Call the number on the back or your insurance card or visit your insurance company's website to review your Summary of Benefits. If you have insurance through your employer, your Human Resources department may also be able to answer questions.
How much does therapy cost with insurance?
The cost of therapy depends on your region, how much training and experience your therapist has, and the type of treatment. The rate for talk therapy generally falls between $100 and $250. For a client seeing an in-network provider, the cost of therapy is often similar to the cost of other health care services. Clients pay co-pays and may need to satisfy a plan’s deductible before benefits kick in.
What is the difference between In-Network and Out-of-Network insurance coverage?
An in-network provider has contracted with an insurer to get paid directly for services, and to accept the insurer’s rate of compensation. Clients are responsible for deductibles and copays. If a therapist is out of network, that means that the client pays the therapist directly for services at the therapist’s regular fee. Out-of-Network providers often give clients a receipt so that they can file for partial reimbursement with their insurance company.
Is it difficult to find an In-Network therapist?
It is not unusual for therapists to limit the number of insurance patients in their practice, so it’s important to check in-network availability when you schedule your first appointment. In regions and times where therapy is in high demand it may take longer to get scheduled with an in-network therapist.
What is the difference between HMO and PPO insurance plans?
HMO health plans only cover in-network services, there is no reimbursement for out-of-network providers. PPO plans often cover both in- and out-of-network services, though the client may pay more for out-of-network services.
What is a Superbill?
A superbill is a receipt for therapy services. It provides all the information required by insurance companies to reimburse you for out-of-network services, including the diagnostic codes for your care, the amount paid, and the dates and duration of care.
Does insurance cover Online therapy?
Many therapists who shifted their practice to online therapy during the pandemic have kept that arrangement. And most insurers continue to cover telehealth services, with a few exceptions. Preventive care (such as an annual depression screening) is often required to be in-person to be covered, and some states require prescribers of controlled substances to see those patients in person.
Does insurance cover Group therapy?
Many insurance plans provide coverage for group therapy provided there is a medical diagnosis for group members, but there are some noteworthy exceptions. For example, Medicare does not always cover group therapy. Group therapy tends to cost less than individual therapy.
Does insurance cover Couples therapy?
Most insurance companies do not cover the cost of couples therapy because there is no medical diagnosis or medically necessary treatment. However, a few plans will offer a limited benefit, so it is still worth checking with your insurance company. Sometimes therapy is covered for a couple when one person has a diagnosis and another family member joins them for joint therapy, but it is considered therapy for the medical condition that includes a family member as a listener or helper, not couples counseling. Without insurance, most clients pay between $100-300 per 60-90 min session for couples therapy. Often clients can find classes or workshops that make it more affordable to work on their relationship. And some employers offer Employee Assistance Plans that help defray the cost of couples therapy.
What is an Employee Assistance Plan (EAP)?
Employee Assistance Plans are purchased by employers for the benefit of their employees. EAPs typically assist employees with referrals and may also provide the first few sessions of therapy free of charge, with the patient's regular health insurance kicking in after those initial sessions. EAP benefits often apply to all types of therapy without the need for a medical diagnosis, making it easier to access couples therapy, therapy for life transitions, and other non-medical counseling. Just as with standard health insurance, clients should always check that a provider accepts their EAP benefits before scheduling.
Learn more about Insurance Coverage and Finding Affordable Therapy
Learn more about Insurance Coverage and Finding Affordable Therapy