Aetna Therapists in Forked River, NJ
![Photo of Dawn Nichols, MSW, LCSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/e03cdf9f-de7f-4c15-9c5b-2c5b5117a72b/3/320x400.jpeg)
Everyone has it within themselves to live their best life. Thoughts and beliefs can either hold you back or propel you forward. We will work together to release negativity while simultaneously strengthening positivity. You can make significant and lasting improvements in your life right now; you will be sleeping better, eating better, FEELING better. Specializing in reducing anxiety and quieting that inside nagging critical voice, my ultimate purpose is to partner with you to accomplish your goals.
Everyone has it within themselves to live their best life. Thoughts and beliefs can either hold you back or propel you forward. We will work together to release negativity while simultaneously strengthening positivity. You can make significant and lasting improvements in your life right now; you will be sleeping better, eating better, FEELING better. Specializing in reducing anxiety and quieting that inside nagging critical voice, my ultimate purpose is to partner with you to accomplish your goals.
![Photo of Stephanie Anilo, MA, LPC, Licensed Professional Counselor](https://photos.psychologytoday.com/be2dcdec-b284-4780-961d-e50b17ce1488/1/320x400.jpeg)
Thanks for visiting my page. I've been in the field of mental health for over two decades helping individuals, couples and families create better lives for themselves and their loved ones.
Thanks for visiting my page. I've been in the field of mental health for over two decades helping individuals, couples and families create better lives for themselves and their loved ones.
![Photo of Theresa Broo - Theresa Broo Counseling, LLC, MEd, LPC, ACS, Licensed Professional Counselor](https://photos.psychologytoday.com/c55422a2-4d0e-4ce6-9cc1-6a693a9ed144/1/320x400.jpeg)
Theresa Broo Counseling, LLC
Licensed Professional Counselor, MEd, LPC, ACS
Verified Verified
Forked River, NJ 08731
Waitlist for new clients
Fear lives in the head and courage lives in the heart. The job is to get from one to the other - Louise Penny. The stress and pressure for children, teens and adults all become the elephant in the room. It takes courage to change the course at any age to grow and become who you really are. At Broo Counseling we explore our surroundings, learn to break the chains that hold us back and challenge ourselves to take new risks. All good things in life can have an element of wild and free, but with a balance of copings mechanisms and support. I love working with children, teens, adults and families in a safe and non-judgemental space.
Fear lives in the head and courage lives in the heart. The job is to get from one to the other - Louise Penny. The stress and pressure for children, teens and adults all become the elephant in the room. It takes courage to change the course at any age to grow and become who you really are. At Broo Counseling we explore our surroundings, learn to break the chains that hold us back and challenge ourselves to take new risks. All good things in life can have an element of wild and free, but with a balance of copings mechanisms and support. I love working with children, teens, adults and families in a safe and non-judgemental space.
![Photo of Michelle Falk, LCSW, LCADC, Clinical Social Work/Therapist](https://photos.psychologytoday.com/51c9c2dc-a5b6-491f-871f-9148fa147eae/1/320x400.jpeg)
Michelle Falk
Clinical Social Work/Therapist, LCSW, LCADC
Verified Verified
1 Endorsed
Forked River, NJ 08731
I have been working in mental health for 2 decades in various settings and disciplines. I consider myself very genuine and affirming. When working with a client, knowledge is essential to being motivated for change. Connecting the mind and body through education is important in understanding the whole body approach to mental health and substance use recovery. I strive to meet clients where they are at regarding needs and direction of the therapeutic relationship. I believe the client is the expert on themselves and I am a facilitator in their journey of healing.
I have been working in mental health for 2 decades in various settings and disciplines. I consider myself very genuine and affirming. When working with a client, knowledge is essential to being motivated for change. Connecting the mind and body through education is important in understanding the whole body approach to mental health and substance use recovery. I strive to meet clients where they are at regarding needs and direction of the therapeutic relationship. I believe the client is the expert on themselves and I am a facilitator in their journey of healing.
![Photo of Kate Ecke : The Unconventional Therapist, LCSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/f7f11a9c-3c61-4163-8c4d-afaf5ed82007/1/320x400.jpeg)
Kate Ecke : The Unconventional Therapist
Clinical Social Work/Therapist, LCSW
Verified Verified
Forked River, NJ 08731
Has everything gone to shit? Are you tired of the stereotypical therapy session where you talk, they take notes & you leave feeling like you just ripped open your soul for a stranger who may or may not think you’re a total wackjob? I have and that’s why I gathered a group of cool ass therapists to help you work through your shit. What we are: a group of therapists and prescribers that are cool, non-judgmental & ready to help you figure your shit out. What we offer: teletherapy sessions that are secure & on your time. What you’ll get: a session that’s focused on you & your needs.
Has everything gone to shit? Are you tired of the stereotypical therapy session where you talk, they take notes & you leave feeling like you just ripped open your soul for a stranger who may or may not think you’re a total wackjob? I have and that’s why I gathered a group of cool ass therapists to help you work through your shit. What we are: a group of therapists and prescribers that are cool, non-judgmental & ready to help you figure your shit out. What we offer: teletherapy sessions that are secure & on your time. What you’ll get: a session that’s focused on you & your needs.
![Photo of Cathleen Lawrence, LCSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/f24e995f-9af3-470b-87e9-f27ffa76b390/2/320x400.jpeg)
Cathleen Lawrence
Clinical Social Work/Therapist, LCSW
Verified Verified
Forked River, NJ 08731
Waitlist for new clients
Whether you already struggle with mental health symptoms or find yourself experiencing new feelings of anxiety, fear, depression or disconnect during this difficult time in our world, I can guide you in processing and gaining insight into troublesome thoughts, new sensations and range of emotions. I consider myself a client centered and relational therapist. I believe in the importance of building a strong therapeutic relationship in a safe environment in order to achieve meaningful growth.
Whether you already struggle with mental health symptoms or find yourself experiencing new feelings of anxiety, fear, depression or disconnect during this difficult time in our world, I can guide you in processing and gaining insight into troublesome thoughts, new sensations and range of emotions. I consider myself a client centered and relational therapist. I believe in the importance of building a strong therapeutic relationship in a safe environment in order to achieve meaningful growth.
![Photo of Dr. Benjamin Steinberg, PsyD, ABPP, Psychologist](https://photos.psychologytoday.com/62b893c4-9ebc-49bb-abf1-08381f154188/1/320x400.jpeg)
In my experience, the best way to address a problem is head-on. If we avoid the things, people, and places that are stressing us out we only prolong our feelings of anxiety and depression. I believe this policy sticks whether we are dealing with avoiding cleaning a messy house, walking on eggshells with a significant other, or feeling at a loss when your child just doesn't listen. My solution-focused approach to problem solving is ideal for assisting you in many of life's challenging moments.
In my experience, the best way to address a problem is head-on. If we avoid the things, people, and places that are stressing us out we only prolong our feelings of anxiety and depression. I believe this policy sticks whether we are dealing with avoiding cleaning a messy house, walking on eggshells with a significant other, or feeling at a loss when your child just doesn't listen. My solution-focused approach to problem solving is ideal for assisting you in many of life's challenging moments.
![Photo of Susan Truland - Ocean Counseling and Family Center, LCSW, ACSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/3e9f5469-46cd-11ea-a6ad-06142c356176/2/320x400.jpeg)
Ocean Counseling and Family Center
Clinical Social Work/Therapist, LCSW, ACSW
Verified Verified
Forked River, NJ 08731
A HEALTHY MIND, A HEALTHY YOU! We all have the power to choose our own destiny when we choose to view ourselves in a positive relationship with the world around us. You have probably been searching for change in your life for some time now, reaching a point where you feel overwhelmed in managing your physical or emotional health, interpersonal relationships, work, school or financial stressors. Change takes hard work, patience, and a conscious commitment. Don't give up! You will see, there is hope and together we will discover a path to A HEALTHY MIND, A HEALTHY YOU!
A HEALTHY MIND, A HEALTHY YOU! We all have the power to choose our own destiny when we choose to view ourselves in a positive relationship with the world around us. You have probably been searching for change in your life for some time now, reaching a point where you feel overwhelmed in managing your physical or emotional health, interpersonal relationships, work, school or financial stressors. Change takes hard work, patience, and a conscious commitment. Don't give up! You will see, there is hope and together we will discover a path to A HEALTHY MIND, A HEALTHY YOU!
![Photo of Rachel LaBarre - The Road Worth Traveling, LAC, NCC, MT-BC, Licensed Professional Counselor](https://photos.psychologytoday.com/2cd398e5-0bf5-4e4b-8e56-e4df1eec1461/1/320x400.jpeg)
The Road Worth Traveling
Licensed Professional Counselor, LAC, NCC, MT-BC
Verified Verified
Forked River, NJ 08731
Rachel holds a dual masters degree in Clinical Mental Health Counseling and Music Therapy from Immaculata University. She is a licensed associate counselor, nationally certified counselor, and board-certified music therapist. She has experience working with a variety of populations including children with intellectual disabilities, individuals with traumatic brain injuries, inpatient psych, and private practice. She spent the last 5 years working in hospice where she aimed to bring comfort to and improve the quality of life for her patients and their families.
Rachel holds a dual masters degree in Clinical Mental Health Counseling and Music Therapy from Immaculata University. She is a licensed associate counselor, nationally certified counselor, and board-certified music therapist. She has experience working with a variety of populations including children with intellectual disabilities, individuals with traumatic brain injuries, inpatient psych, and private practice. She spent the last 5 years working in hospice where she aimed to bring comfort to and improve the quality of life for her patients and their families.
![Photo of Eli Hilman - Eli Hilman, LCSW, LCSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/3f71e7d9-46cd-11ea-a6ad-06142c356176/2/320x400.jpeg)
Eli Hilman, LCSW
Clinical Social Work/Therapist, LCSW
Verified Verified
2 Endorsed
Forked River, NJ 08731
If you're feeling overwhelmed or distressed and would like to enhance your well-being and deepen your self-reflection, I can help. In a non-judgmental and collaborative way, I can provide a space for self-exploration, identity development, and transformation and also help you change and feel happier by connecting to your values. As a therapist, I work with people to gain a fresh perspective on their life and on their relationships. I've successfully treated individuals on how to overcome obstacles, communicate, and live a more fulfilled and satisfying life.
If you're feeling overwhelmed or distressed and would like to enhance your well-being and deepen your self-reflection, I can help. In a non-judgmental and collaborative way, I can provide a space for self-exploration, identity development, and transformation and also help you change and feel happier by connecting to your values. As a therapist, I work with people to gain a fresh perspective on their life and on their relationships. I've successfully treated individuals on how to overcome obstacles, communicate, and live a more fulfilled and satisfying life.
![Photo of Noreen Taggart - Haven Behavioral Health, LCSW, LPC, Clinical Social Work/Therapist](https://photos.psychologytoday.com/ee167efe-8a11-4fef-89b1-f46fe9c0721d/2/320x400.jpeg)
Haven Behavioral Health
Clinical Social Work/Therapist, LCSW, LPC
Verified Verified
Forked River, NJ 08731
Haven Behavioral Health is a private practice with over 30+ years experience and services children, adolescents, and adults. Telehealth services are available by phone or video.
Haven Behavioral Health is a private practice with over 30+ years experience and services children, adolescents, and adults. Telehealth services are available by phone or video.
![Photo of Lynn Karplarczuk - Lynn Kaplarczuk - Mind & Body CCS , LCSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/6fbc99ec-3835-4974-9a73-7d7daddf7a96/1/320x400.jpeg)
Lynn Kaplarczuk - Mind & Body CCS
Clinical Social Work/Therapist, LCSW
Verified Verified
4 Endorsed
Forked River, NJ 08731
I work primarily with adult populations, and have experience with a variety of clientele coming from over 15 years of work as a mental health professional in community healthcare. My personality and approach can be described as empathic, positive, and encouraging. I like to create a comfortable space that is client centered and maintains an open mind for whatever you would like to bring to your session together. I take an affirming and supportive approach to assessing your individualized needs. It's my hope that my clients see themselves on a fulfilling journey together as I guide you to discover a path to meeting your goals.
I work primarily with adult populations, and have experience with a variety of clientele coming from over 15 years of work as a mental health professional in community healthcare. My personality and approach can be described as empathic, positive, and encouraging. I like to create a comfortable space that is client centered and maintains an open mind for whatever you would like to bring to your session together. I take an affirming and supportive approach to assessing your individualized needs. It's my hope that my clients see themselves on a fulfilling journey together as I guide you to discover a path to meeting your goals.
![Photo of Naomi Stuart, MSW, LCSW, CCTP, Clinical Social Work/Therapist](https://photos.psychologytoday.com/392d2223-65e9-448d-af76-2402078174e0/1/320x400.jpeg)
Naomi Stuart
Clinical Social Work/Therapist, MSW, LCSW, CCTP
Verified Verified
Forked River, NJ 08731
In today's world you may be searching for a way to find inner peace as you navigate the daily challenges of life. You may have found yourself following paths on your journey that have led to emotional pain or ineffective ways of managing stressful situations. The ability to create inner peace is within our grasp through mindfulness, caring for your physical self and identifying ineffective ways of thinking. Taking your first step on your path to inner peace will require commitment, patience and willfulness to explore. Let me be your guide and provide a safe path for you on your journey.
In today's world you may be searching for a way to find inner peace as you navigate the daily challenges of life. You may have found yourself following paths on your journey that have led to emotional pain or ineffective ways of managing stressful situations. The ability to create inner peace is within our grasp through mindfulness, caring for your physical self and identifying ineffective ways of thinking. Taking your first step on your path to inner peace will require commitment, patience and willfulness to explore. Let me be your guide and provide a safe path for you on your journey.
![Photo of Marianne Bradley-Arkush - Marianne Bradley-Arkush, LCSW, LLC, MSW, LCSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/4a6d71e2-9fef-4546-b18c-884b7fc3292b/2/320x400.jpeg)
Marianne Bradley-Arkush, LCSW, LLC
Clinical Social Work/Therapist, MSW, LCSW
Verified Verified
1 Endorsed
Forked River, NJ 08731 (Online Only)
Anxiety, depression, self-esteem, grief, eating disorders, relationships, parenting, autism, ADHD, adoption, foster care, oppositional defiance disorder and other challenging childhood diagnoses have been some of the issues I’ve helped people understand and manage. Whether it's how you look at relationships with a spouse, a child, family members, or friends, you can take control of your perspective, which leads to a happier life. I offer a personalized approach helping you make the connection between how thoughts affect your experience, giving you control over both.
Anxiety, depression, self-esteem, grief, eating disorders, relationships, parenting, autism, ADHD, adoption, foster care, oppositional defiance disorder and other challenging childhood diagnoses have been some of the issues I’ve helped people understand and manage. Whether it's how you look at relationships with a spouse, a child, family members, or friends, you can take control of your perspective, which leads to a happier life. I offer a personalized approach helping you make the connection between how thoughts affect your experience, giving you control over both.
![Photo of Cheryl Ann Lemanski - Cheryl A. Lemanski, MSW, LCSW, MSW, LCSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/f790c44c-abfa-45a7-8293-ad028b51111e/2/320x400.jpeg)
Cheryl A. Lemanski, MSW, LCSW
Clinical Social Work/Therapist, MSW, LCSW
Verified Verified
Forked River, NJ 08731
I have experience helping emergency service workers and their families as well as children, adolescents and adults discover hope and achieve their goals. Support, encouragement, feedback and off hours availability as well as an eclectic style of counseling is what I offer. We may laugh together and we may cry together. Together we will work hard to reach your goals. "Symptoms are opportunities to examines one's life, to reconsider one's values and habits, to re-evaluate one's personality and relationships, to expand awareness, and to change." L. Hammer MD
I have experience helping emergency service workers and their families as well as children, adolescents and adults discover hope and achieve their goals. Support, encouragement, feedback and off hours availability as well as an eclectic style of counseling is what I offer. We may laugh together and we may cry together. Together we will work hard to reach your goals. "Symptoms are opportunities to examines one's life, to reconsider one's values and habits, to re-evaluate one's personality and relationships, to expand awareness, and to change." L. Hammer MD
![Photo of Susan Taylor - Mindful Solutions NJ, LLC, LCSW, LPC, PSY, LCADC, Clinical Social Work/Therapist](https://photos.psychologytoday.com/43d3cb94-46cd-11ea-a6ad-06142c356176/2/320x400.jpeg)
Mindful Solutions NJ, LLC
Clinical Social Work/Therapist, LCSW, LPC, PSY, LCADC
Verified Verified
Forked River, NJ 08731
One of the most important factors of successful counseling is to have a good connection with your therapist. Every person entering therapy deserves to have an individualized approach that will meet their specific goals. At Mindful Solutions NJ, we offer a free initial phone consultation so you have the chance to learn about the therapist you would work with prior to committing to fees or a long-term therapeutic relationship. During your consultation, we'll discuss your reasons for seeking counseling. You'll also have the chance to learn about your potential counselor's education, training and counseling approach.
One of the most important factors of successful counseling is to have a good connection with your therapist. Every person entering therapy deserves to have an individualized approach that will meet their specific goals. At Mindful Solutions NJ, we offer a free initial phone consultation so you have the chance to learn about the therapist you would work with prior to committing to fees or a long-term therapeutic relationship. During your consultation, we'll discuss your reasons for seeking counseling. You'll also have the chance to learn about your potential counselor's education, training and counseling approach.
![Photo of Charles Graff, LCSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/efcd9f2d-244f-40b6-9105-f78f34a2f147/3/320x400.jpeg)
Charles Graff
Clinical Social Work/Therapist, LCSW
Verified Verified
1 Endorsed
Forked River, NJ 08731
Charles Graff is a Licensed Clinical Social Worker (LCSW) with more than 7 years of experience in the mental health field. He enjoys working with people of all ages and has served young adults, adults, and seniors struggling with anxiety, depression, ADD/ADHD, anger management, stress, mood disorders, college life, and a variety of other mental health challenges. Charles earned both his Bachelor's and Master's degree in Social Work from Rutgers University.
Charles Graff is a Licensed Clinical Social Worker (LCSW) with more than 7 years of experience in the mental health field. He enjoys working with people of all ages and has served young adults, adults, and seniors struggling with anxiety, depression, ADD/ADHD, anger management, stress, mood disorders, college life, and a variety of other mental health challenges. Charles earned both his Bachelor's and Master's degree in Social Work from Rutgers University.
![Photo of Paul M Santasieri - Pathways Neuropsychology Associates, LPC, Licensed Professional Counselor](https://photos.psychologytoday.com/c80433c2-0baa-40cd-a1c7-968c126381cf/2/320x400.jpeg)
Pathways Neuropsychology Associates
Licensed Professional Counselor, LPC
Verified Verified
Forked River, NJ 08731 (Online Only)
Paul Santasieri is a Licensed Professional Counselor certified in individual and marriage and family therapy, with over 25 years experience in the field. Paul graduated from The College of NJ with a Masters in Counseling. Prior to coming to Pathways, Paul was a full time Lecturer in Psychology at Ocean County College. Prior to that, Paul was the Supervisor of Student Personnel Services at Colts Neck High School. Paul specializes in all facets of therapy including, individual, marriage and family and an emphasis on adolescents.
Paul Santasieri is a Licensed Professional Counselor certified in individual and marriage and family therapy, with over 25 years experience in the field. Paul graduated from The College of NJ with a Masters in Counseling. Prior to coming to Pathways, Paul was a full time Lecturer in Psychology at Ocean County College. Prior to that, Paul was the Supervisor of Student Personnel Services at Colts Neck High School. Paul specializes in all facets of therapy including, individual, marriage and family and an emphasis on adolescents.
![Photo of Christina McCormack, LCSW, VAWC, Clinical Social Work/Therapist](https://photos.psychologytoday.com/5baf76e6-8f72-4d22-8bb4-1468076962bd/1/320x400.jpeg)
Christina McCormack
Clinical Social Work/Therapist, LCSW, VAWC
Verified Verified
Forked River, NJ 08731
Welcome! I’m so glad you’re here. I know sometimes the journey to finding help may be bumpy. So give yourself some props for making it here. At times we all face struggles internal, external, and often a combination of both. I have observed that often we can feel stuck from these experiences, even if we’ve tried to move on from them. That is because we need a little guidance to process and repair the internal sense of disconnection that remains imprinted in our system. It is my hope to help facilitate a path towards increased sense of connection, finding more ease, feeling better, and move towards the life you want.
Welcome! I’m so glad you’re here. I know sometimes the journey to finding help may be bumpy. So give yourself some props for making it here. At times we all face struggles internal, external, and often a combination of both. I have observed that often we can feel stuck from these experiences, even if we’ve tried to move on from them. That is because we need a little guidance to process and repair the internal sense of disconnection that remains imprinted in our system. It is my hope to help facilitate a path towards increased sense of connection, finding more ease, feeling better, and move towards the life you want.
![Photo of Chantiel Love - Nijah Therapeutic Services, MSW, LSW](https://photos.psychologytoday.com/85c0c695-8ddd-44b5-a935-52ef4eef7c00/2/320x400.jpeg)
Hello, My name is Chantiel Love. My passion is working with children, adolescents/teenagers and young adults to help them discover ways to navigate transitions from childhood through adulthood and all the life choices made along the way! I enjoy providing them support along life's journey to becoming who they want to be. I have a mental health career and experience spanning over 20 years. I am a Licensed Social Worker practicing under the supervision of a Licensed Clinical Social Worker, Ms. Zanniah Jones Glover. I do not accept any direct forms of payment. All fees for service are through Nijah Therapeutic Services.
Hello, My name is Chantiel Love. My passion is working with children, adolescents/teenagers and young adults to help them discover ways to navigate transitions from childhood through adulthood and all the life choices made along the way! I enjoy providing them support along life's journey to becoming who they want to be. I have a mental health career and experience spanning over 20 years. I am a Licensed Social Worker practicing under the supervision of a Licensed Clinical Social Worker, Ms. Zanniah Jones Glover. I do not accept any direct forms of payment. All fees for service are through Nijah Therapeutic Services.
See more therapy options for Forked River
Nearby Aetna Therapists Searches for Forked River
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Aetna Therapists
Does insurance cover therapy, prescriptions and other behavioral health services?
In general, yes. Laws in the U.S. require insurers to cover essential behavioral health care at the same level as other health care services. Most health plans require a medical diagnosis and treatments that are evidence based and medically essential. This means that life coaching and alternative therapies are not covered, nor is therapy without a diagnosis. Call the number on the back or your insurance card or visit your insurance company's website to review your Summary of Benefits. If you have insurance through your employer, your Human Resources department may also be able to answer questions.
How much does therapy cost with insurance?
The cost of therapy depends on your region, how much training and experience your therapist has, and the type of treatment. The rate for talk therapy generally falls between $100 and $250. For a client seeing an in-network provider, the cost of therapy is often similar to the cost of other health care services. Clients pay co-pays and may need to satisfy a plan’s deductible before benefits kick in.
What is the difference between In-Network and Out-of-Network insurance coverage?
An in-network provider has contracted with an insurer to get paid directly for services, and to accept the insurer’s rate of compensation. Clients are responsible for deductibles and copays. If a therapist is out of network, that means that the client pays the therapist directly for services at the therapist’s regular fee. Out-of-Network providers often give clients a receipt so that they can file for partial reimbursement with their insurance company.
Is it difficult to find an In-Network therapist?
It is not unusual for therapists to limit the number of insurance patients in their practice, so it’s important to check in-network availability when you schedule your first appointment. In regions and times where therapy is in high demand it may take longer to get scheduled with an in-network therapist.
What is the difference between HMO and PPO insurance plans?
HMO health plans only cover in-network services, there is no reimbursement for out-of-network providers. PPO plans often cover both in- and out-of-network services, though the client may pay more for out-of-network services.
What is a Superbill?
A superbill is a receipt for therapy services. It provides all the information required by insurance companies to reimburse you for out-of-network services, including the diagnostic codes for your care, the amount paid, and the dates and duration of care.
Does insurance cover Online therapy?
Many therapists who shifted their practice to online therapy during the pandemic have kept that arrangement. And most insurers continue to cover telehealth services, with a few exceptions. Preventive care (such as an annual depression screening) is often required to be in-person to be covered, and some states require prescribers of controlled substances to see those patients in person.
Does insurance cover Group therapy?
Many insurance plans provide coverage for group therapy provided there is a medical diagnosis for group members, but there are some noteworthy exceptions. For example, Medicare does not always cover group therapy. Group therapy tends to cost less than individual therapy.
Does insurance cover Couples therapy?
Most insurance companies do not cover the cost of couples therapy because there is no medical diagnosis or medically necessary treatment. However, a few plans will offer a limited benefit, so it is still worth checking with your insurance company. Sometimes therapy is covered for a couple when one person has a diagnosis and another family member joins them for joint therapy, but it is considered therapy for the medical condition that includes a family member as a listener or helper, not couples counseling. Without insurance, most clients pay between $100-300 per 60-90 min session for couples therapy. Often clients can find classes or workshops that make it more affordable to work on their relationship. And some employers offer Employee Assistance Plans that help defray the cost of couples therapy.
What is an Employee Assistance Plan (EAP)?
Employee Assistance Plans are purchased by employers for the benefit of their employees. EAPs typically assist employees with referrals and may also provide the first few sessions of therapy free of charge, with the patient's regular health insurance kicking in after those initial sessions. EAP benefits often apply to all types of therapy without the need for a medical diagnosis, making it easier to access couples therapy, therapy for life transitions, and other non-medical counseling. Just as with standard health insurance, clients should always check that a provider accepts their EAP benefits before scheduling.
Learn more about Insurance Coverage and Finding Affordable Therapy
Learn more about Insurance Coverage and Finding Affordable Therapy