Aetna Therapists in Thomasville, NC
![Photo of Debbie Fritts, LCMHC, Licensed Professional Counselor](https://photos.psychologytoday.com/1f69ee80-2835-4dd2-b87e-02abd1ccceb4/2/320x400.jpeg)
Debbie Fritts
Licensed Professional Counselor, LCMHC
Verified Verified
Thomasville, NC 27360 (Online Only)
Find Hope and Comfort as you navigate Life’s Journey….. It is my privilege and honor to walk your grief journey with you. Grief represents so many things, i.e., death, divorce, loss of a friendship, loss of a job and the list goes on. Life is about uncertainties, losses, and fear of the unknown, leaving us blinded by an overwhelming feeling of stress, depression and anxiety. Life’s journey often feels lonely as we try to feel normal when life is presenting us with a newness that is unfamiliar to us. - I provide PHONE counseling only.
Find Hope and Comfort as you navigate Life’s Journey….. It is my privilege and honor to walk your grief journey with you. Grief represents so many things, i.e., death, divorce, loss of a friendship, loss of a job and the list goes on. Life is about uncertainties, losses, and fear of the unknown, leaving us blinded by an overwhelming feeling of stress, depression and anxiety. Life’s journey often feels lonely as we try to feel normal when life is presenting us with a newness that is unfamiliar to us. - I provide PHONE counseling only.
![Photo of Megan A. Reeves-Denton, MS, LCMHC, Licensed Professional Counselor](https://photos.psychologytoday.com/fbaa22e5-ffc1-4bf2-b7fa-d04a09b3ee3f/3/320x400.jpeg)
Megan A. Reeves-Denton
Licensed Professional Counselor, MS, LCMHC
Verified Verified
Thomasville, NC 27360
I am accepting new clients. I am a Licensed Professional Counselor who specializes in individual, couples, family, and group therapy. I work with children, teens, families, and adults. A total of 15 years in human services, 8 years directly related to therapy. I have provided outpatient therapy, play therapy, and in school therapy. I have experience working with children, teens, couples and adults with a variety of mental health, emotional, and behavioral issues including: ADHD, adjustment/transitions, attachment, ODD, behavioral issues, anxiety, depression, school problems, couple conflict, and family conflicts.
I am accepting new clients. I am a Licensed Professional Counselor who specializes in individual, couples, family, and group therapy. I work with children, teens, families, and adults. A total of 15 years in human services, 8 years directly related to therapy. I have provided outpatient therapy, play therapy, and in school therapy. I have experience working with children, teens, couples and adults with a variety of mental health, emotional, and behavioral issues including: ADHD, adjustment/transitions, attachment, ODD, behavioral issues, anxiety, depression, school problems, couple conflict, and family conflicts.
![Photo of Eric Taylor, LCMHC, LPC, Counselor](https://photos.psychologytoday.com/f7831156-eb42-4864-804d-b5e0cd90bb28/2/320x400.jpeg)
Welcome to Therapy! In order for us to create healthy change and live life on our own terms we have to be willing to become comfortable being uncomfortable. We are all capable of improving the quality of our lives when we learn how to embrace challenges and overcome obstacles/self-doubts in order to create opportunities. I provide a warm, safe, and supportive environment in which my clients can explore the issues and challenges they are facing through a therapeutic approach.
Welcome to Therapy! In order for us to create healthy change and live life on our own terms we have to be willing to become comfortable being uncomfortable. We are all capable of improving the quality of our lives when we learn how to embrace challenges and overcome obstacles/self-doubts in order to create opportunities. I provide a warm, safe, and supportive environment in which my clients can explore the issues and challenges they are facing through a therapeutic approach.
![Photo of Katherine 'katie' Davis, LCMHC, LCAS-A, NCC, Counselor](https://photos.psychologytoday.com/4f122dee-0e25-45ec-9bfb-53723cb70862/1/320x400.jpeg)
Katherine 'katie' Davis
Counselor, LCMHC, LCAS-A, NCC
Verified Verified
Thomasville, NC 27360 (Online Only)
The last few years have been tough. Tougher than we ever thought possible. This has caused chaos, stressful home life, and violence to increase in our communities. If you have been effected recently by these things, I want you to know, you are not alone. You do not need to struggle any longer. As a person who is pro LGBTQ/ BLM/ sex/ body positive, you can feel safe talking through any problem, trauma, and event you need to. With a heart for both the victims and the abusers, you will find I will work hard to ensure you are able to find a positive, hope filled life. Whether you are 5 or 65, you can find a new path of joy.
The last few years have been tough. Tougher than we ever thought possible. This has caused chaos, stressful home life, and violence to increase in our communities. If you have been effected recently by these things, I want you to know, you are not alone. You do not need to struggle any longer. As a person who is pro LGBTQ/ BLM/ sex/ body positive, you can feel safe talking through any problem, trauma, and event you need to. With a heart for both the victims and the abusers, you will find I will work hard to ensure you are able to find a positive, hope filled life. Whether you are 5 or 65, you can find a new path of joy.
![Photo of Laura Deterville, MA, NCC, LCMHC, Licensed Professional Counselor](https://photos.psychologytoday.com/089d82a7-015c-46aa-916a-cd9d9d88d70c/1/320x400.png)
Laura Deterville
Licensed Professional Counselor, MA, NCC, LCMHC
Verified Verified
Thomasville, NC 27360
Hello! I am a Licensed Clinical Mental Health Counselor with over 20 years of experience in a variety of settings including community mental health centers, retirement communities, nursing homes, and youth centers. I specialize in issues including anxiety, depression, grief/loss, work-life balance, stress, relationship struggles, trauma, low self-esteem, life transitions, and personal growth. I tailor counseling to fit the needs of each client, and integrate wellness, solution-focused brief therapy, cognitive behavioral therapy (CBT), structured life review, narrative therapy, person-centered, and strength-based approaches.
Hello! I am a Licensed Clinical Mental Health Counselor with over 20 years of experience in a variety of settings including community mental health centers, retirement communities, nursing homes, and youth centers. I specialize in issues including anxiety, depression, grief/loss, work-life balance, stress, relationship struggles, trauma, low self-esteem, life transitions, and personal growth. I tailor counseling to fit the needs of each client, and integrate wellness, solution-focused brief therapy, cognitive behavioral therapy (CBT), structured life review, narrative therapy, person-centered, and strength-based approaches.
![Photo of Cheri B Henry, MSW, LCSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/49536a1c-46cd-11ea-a6ad-06142c356176/2/320x400.jpeg)
Cheri B Henry
Clinical Social Work/Therapist, MSW, LCSW
Verified Verified
1 Endorsed
Thomasville, NC 27360
The therapeutic relationship can provide an opportunity for you to process emotional, relational, and spiritual issues in a safe, non-judgmental environment. I incorporate a wide range of strategies in my therapeutic philosophy and style based on your need. In addition to individual therapy, I provide marital and family therapy, including mutli-generational family sessions. Much of my previous professional experience has been with relationship issues, grief, women's issues and trauma. I am currently accepting new patients.
The therapeutic relationship can provide an opportunity for you to process emotional, relational, and spiritual issues in a safe, non-judgmental environment. I incorporate a wide range of strategies in my therapeutic philosophy and style based on your need. In addition to individual therapy, I provide marital and family therapy, including mutli-generational family sessions. Much of my previous professional experience has been with relationship issues, grief, women's issues and trauma. I am currently accepting new patients.
![Photo of Claudia Hooker, LCSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/8bb9f0a0-11a1-4760-8ffb-90f4a93aaa97/1/320x400.png)
Claudia Hooker
Clinical Social Work/Therapist, LCSW
Verified Verified
1 Endorsed
Thomasville, NC 27360 (Online Only)
Are you a human being with feelings? Do those feelings sometimes get really big and make it feel like things are out of control? All of us go through this during our lifetime. Maybe you go to the grocery store and it’s so people-y that you feel like you’re going to have a panic attack because you’re still not quite used to being around so many people at once. Or maybe you are struggling with grief and you don’t know how to live without the person you lost. Maybe you don’t enjoy things anymore and the people you love keep asking you what’s wrong and you don’t know how to answer them.
Are you a human being with feelings? Do those feelings sometimes get really big and make it feel like things are out of control? All of us go through this during our lifetime. Maybe you go to the grocery store and it’s so people-y that you feel like you’re going to have a panic attack because you’re still not quite used to being around so many people at once. Or maybe you are struggling with grief and you don’t know how to live without the person you lost. Maybe you don’t enjoy things anymore and the people you love keep asking you what’s wrong and you don’t know how to answer them.
![Photo of Kia Wiggins, MSW, LCSW, CCTP, Clinical Social Work/Therapist](https://photos.psychologytoday.com/a3cdbf72-d75b-4b47-96f2-3b6ca345d9d4/2/320x400.jpeg)
Kia Wiggins
Clinical Social Work/Therapist, MSW, LCSW, CCTP
Verified Verified
1 Endorsed
Thomasville, NC 27360 (Online Only)
Waitlist for new clients
The journey of life comes with many challenges and choosing something new rarely comes easy. If you have found yourself seeking out a therapist it may be fair to believe you've experienced moments when you've found yourself struggling with stress related to family, finances or relationships? Struggling to find a work/life balance? Feeling "stuck" after a big life change? Or notice things from your past continue to get in the way for you?
The journey of life comes with many challenges and choosing something new rarely comes easy. If you have found yourself seeking out a therapist it may be fair to believe you've experienced moments when you've found yourself struggling with stress related to family, finances or relationships? Struggling to find a work/life balance? Feeling "stuck" after a big life change? Or notice things from your past continue to get in the way for you?
![Photo of Dr. Heather Dancy Morgan, DBH, LCSW, CFMHE, CCCE, CCAPT, Clinical Social Work/Therapist](https://photos.psychologytoday.com/a701aad1-ac16-40e8-92e8-94ba851d46ae/2/320x400.jpeg)
Dr. Heather Dancy Morgan
Clinical Social Work/Therapist, DBH, LCSW, CFMHE, CCCE, CCAPT
Verified Verified
Thomasville, NC 27360
Do you feel on overload from anxiety or a deep sadness that won't just go away? Sometimes we reach a point where we feel we need a little extra help to get through a situation we are facing, or sometimes just life in general. I offer a warm, nonjudgmental approach to counseling and welcome those experiencing life's challenges. I have dedicated my life to behavioral health and wellness and specialize in working with those experiencing anxiety, panic attacks, depression, mood disorders, thought disorders and PTSD, among many others. I also offer Mental Health Assessments, Parenting Capacity Assessments and Child Custody Evaluations.
Do you feel on overload from anxiety or a deep sadness that won't just go away? Sometimes we reach a point where we feel we need a little extra help to get through a situation we are facing, or sometimes just life in general. I offer a warm, nonjudgmental approach to counseling and welcome those experiencing life's challenges. I have dedicated my life to behavioral health and wellness and specialize in working with those experiencing anxiety, panic attacks, depression, mood disorders, thought disorders and PTSD, among many others. I also offer Mental Health Assessments, Parenting Capacity Assessments and Child Custody Evaluations.
![Photo of DeeAnnah Brantley, MHS, LCMHCA, NCC, LRT, CTRS, Counselor](https://photos.psychologytoday.com/c9a1bbd7-3809-4afe-b9ca-948839e3506a/2/320x400.jpeg)
DeeAnnah Brantley
Counselor, MHS, LCMHCA, NCC, LRT, CTRS
Verified Verified
2 Endorsed
Thomasville, NC 27360
Accepting new clients! My primary therapeutic approach is Person-Centered, which is based on the notion that clients have a capacity for self-awareness. I believe that clients are capable of healing themselves, can create their own self-growth, & are their own change agents. I consider counseling to be a collaborative process with both the counselor and client. I align with taking an integrative approach because I do not believe in a “one size fits all” approach. In addition to person-centered, I utilize techniques from CBT. Every client has a different narrative and, therefore, should have a unique approach to each scenario.
Accepting new clients! My primary therapeutic approach is Person-Centered, which is based on the notion that clients have a capacity for self-awareness. I believe that clients are capable of healing themselves, can create their own self-growth, & are their own change agents. I consider counseling to be a collaborative process with both the counselor and client. I align with taking an integrative approach because I do not believe in a “one size fits all” approach. In addition to person-centered, I utilize techniques from CBT. Every client has a different narrative and, therefore, should have a unique approach to each scenario.
![Photo of Haylee Champion McFarland, MA, LCMHC, NCC](https://photos.psychologytoday.com/4a17eb64-46cd-11ea-a6ad-06142c356176/2/320x400.jpeg)
Haylee Champion McFarland
Licensed Clinical Mental Health Counselor, MA, LCMHC, NCC
Verified Verified
3 Endorsed
Thomasville, NC 27360 (Online Only)
Waitlist for new clients
I truly believe that we all possess the strength to overcome the issues that life throws us. Sometimes we just need additional training and assistance from others to help us overcome life’s obstacles. In our counseling relationship, we will work together to create a genuine relationship in which you feel heard and motivated to achieve your goals. Throughout my time as a counselor, I have been able to gain experience working with those dealing with anxiety, depression, bipolar disorder, grief and loss, substance misuse, stress management, time management, ADHD, trauma, and adjustment issues.
I truly believe that we all possess the strength to overcome the issues that life throws us. Sometimes we just need additional training and assistance from others to help us overcome life’s obstacles. In our counseling relationship, we will work together to create a genuine relationship in which you feel heard and motivated to achieve your goals. Throughout my time as a counselor, I have been able to gain experience working with those dealing with anxiety, depression, bipolar disorder, grief and loss, substance misuse, stress management, time management, ADHD, trauma, and adjustment issues.
![Photo of Elaine Pendergrass, LCSWA, MSW, PMP](https://photos.psychologytoday.com/be5df5cc-2d96-4778-b798-aeac95a51e85/2/320x400.jpeg)
Elaine Pendergrass
LCSW Associate , LCSWA, MSW, PMP
Verified Verified
1 Endorsed
Thomasville, NC 27360
If you're looking for a hopeful space and a sense of partnership in your therapeutic journey, I am here to walk alongside you. Together, we can discover the path that leads you to a more fulfilling and balanced life. My practice is rooted in the philosophy of offering a 'hand up' rather than a 'handout.' I am committed to empowering you, building upon your strengths, and fostering resilience that sustains you beyond our sessions. My approach is collaborative and focused on taking manageable steps.
If you're looking for a hopeful space and a sense of partnership in your therapeutic journey, I am here to walk alongside you. Together, we can discover the path that leads you to a more fulfilling and balanced life. My practice is rooted in the philosophy of offering a 'hand up' rather than a 'handout.' I am committed to empowering you, building upon your strengths, and fostering resilience that sustains you beyond our sessions. My approach is collaborative and focused on taking manageable steps.
![Photo of Rich Patterson, MA, LCMHC, Licensed Professional Counselor](https://photos.psychologytoday.com/9fc6d851-b102-4ab1-8244-0cd3e21a6518/1/320x400.jpeg)
Hello! Thank you for your interest in me as a counselor. I know it is hard to guess who a good match for you may be based on a short introduction, but I will try my best to let you know who I am and how I can help. My goal is to meet you where you are, make a plan to help you make your life better and get to work making it happen.
Hello! Thank you for your interest in me as a counselor. I know it is hard to guess who a good match for you may be based on a short introduction, but I will try my best to let you know who I am and how I can help. My goal is to meet you where you are, make a plan to help you make your life better and get to work making it happen.
![Photo of Zelma Renee Higgs - Rapunzels Phoenix Counseling Services PLLC, MA, LCMHC, Counselor](https://photos.psychologytoday.com/93a0ca6a-1985-4e62-9765-304193204a8c/1/320x400.jpeg)
Rapunzels Phoenix Counseling Services PLLC
Counselor, MA, LCMHC
Verified Verified
1 Endorsed
Thomasville, NC 27360
Imagine life is like a journey completely in your control but you feel stuck. Choices you make dictate life’s obstacles and they can be tricky. Life’s journey comes with no instruction pamphlet or ready-made companions. A path unfolds and you decide what to do and who to trust along the way. As you journey you begin to see things you want, potential companions, places you want to explore, and tools you can use to make travels simpler. There are so many choices to make with no time to stop and contemplate the best decision; you have to keep going by making choices every day, about everything. Decisions and deadlines do not wait.
Imagine life is like a journey completely in your control but you feel stuck. Choices you make dictate life’s obstacles and they can be tricky. Life’s journey comes with no instruction pamphlet or ready-made companions. A path unfolds and you decide what to do and who to trust along the way. As you journey you begin to see things you want, potential companions, places you want to explore, and tools you can use to make travels simpler. There are so many choices to make with no time to stop and contemplate the best decision; you have to keep going by making choices every day, about everything. Decisions and deadlines do not wait.
More Therapists Nearby
![Photo of Southern Family Medicine - Southern Family Medicine, Inc, LCAS, LCSW, LCMHC, Licensed Professional Counselor](https://photos.psychologytoday.com/4b620ff2-46cd-11ea-a6ad-06142c356176/2/320x400.jpeg)
Southern Family Medicine, Inc
Licensed Professional Counselor, LCAS, LCSW, LCMHC
Not Verified Not Verified
High Point, NC 27263
When you are facing difficulties in your life, it's important to receive treatment that addresses all your needs. At Southern Family Medicine we believe treating the whole person is essential for positive health outcomes. We have three locations, Mooresville, Mocksville and High Point and we offer services and professionals to address not only your social/emotional well being but your physical needs as well.
When you are facing difficulties in your life, it's important to receive treatment that addresses all your needs. At Southern Family Medicine we believe treating the whole person is essential for positive health outcomes. We have three locations, Mooresville, Mocksville and High Point and we offer services and professionals to address not only your social/emotional well being but your physical needs as well.
![Photo of Samantha Perry, MHS, LCMHC, NCC, CCTP-1, CAIMHP, Counselor](https://photos.psychologytoday.com/03d10325-4b80-4bb1-88d0-f39a44f5416b/1/320x400.png)
Samantha Perry
Counselor, MHS, LCMHC, NCC, CCTP-1, CAIMHP
Verified Verified
1 Endorsed
High Point, NC 27262
Overall, I consider therapy to be a beginning point for personal change. My counseling philosophy is built around the principle that understanding a patient in the context of the surroundings that influenced their development is elemental to the therapeutic process. I utilize an integrative approach, combining Behavioral, Interpersonal, and Psychoanalytic techniques. My ultimate goal is to support my patients in achieving a higher degree of contentment and satisfaction as they work towards their desired therapeutic goals.
Overall, I consider therapy to be a beginning point for personal change. My counseling philosophy is built around the principle that understanding a patient in the context of the surroundings that influenced their development is elemental to the therapeutic process. I utilize an integrative approach, combining Behavioral, Interpersonal, and Psychoanalytic techniques. My ultimate goal is to support my patients in achieving a higher degree of contentment and satisfaction as they work towards their desired therapeutic goals.
![Photo of Michelle S. Libby, MEd, LCMHC, CTP, Counselor](https://photos.psychologytoday.com/894c8a94-fa69-4082-8cf5-157e875d5500/2/320x400.jpeg)
I am a licensed clinical mental health counselor with a background in treating teens and adults with anxiety disorders, obsessive-compulsive disorders, trauma and stress-related disorders, depressive disorders, and various other concerns. Additionally, I have experience working with children, adolescents, and teens with neurodevelopment disorders.
I am a licensed clinical mental health counselor with a background in treating teens and adults with anxiety disorders, obsessive-compulsive disorders, trauma and stress-related disorders, depressive disorders, and various other concerns. Additionally, I have experience working with children, adolescents, and teens with neurodevelopment disorders.
![Photo of Connie Louise Dinkler, MA, LMFT, Marriage & Family Therapist](https://photos.psychologytoday.com/bd211fa6-91de-4cc3-9671-8face7fd12a6/2/320x400.jpeg)
I specialize in couples counseling. If you feel unheard, misunderstood or unappreciated in your relationship I can help. By teaching the two of you how to communicate in an effective way, giving you tools to navigate conflict and guiding you to overcome roadblocks to intimacy, I can help you create a more satisfying connection. I am here to listen to you and understand your unique situation and help you identify the negative patterns you are in and help you to escape from them. Together we can make your relationship a happy and long-lasting one.
I specialize in couples counseling. If you feel unheard, misunderstood or unappreciated in your relationship I can help. By teaching the two of you how to communicate in an effective way, giving you tools to navigate conflict and guiding you to overcome roadblocks to intimacy, I can help you create a more satisfying connection. I am here to listen to you and understand your unique situation and help you identify the negative patterns you are in and help you to escape from them. Together we can make your relationship a happy and long-lasting one.
![Photo of Misty Brown Pearson, LCMHC](https://photos.psychologytoday.com/c8a6e841-d09d-4ced-84d2-9f904fe4ee49/1/320x400.png)
Misty Brown Pearson
Licensed Clinical Mental Health Counselor, LCMHC
Verified Verified
Lexington, NC 27295
I have been working in the Behavior and Mental Health Field since 2003. I attended Georgia Southern University, where I received a BS in Sociology with a Minor in Criminal Justice and continued to receive a Master’s in Education, Community Counseling. I am currently licensed as a Clinical Mental Health Counselor in North Carolina and a Licensed Professional Counselor in South Carolina. I have been fully licensed since 2012. I became certified as a Life Coach through The Tony Gaskins Life Coach Academy in 2020. I use a variety of therapeutic models as I believe no two people are exactly alike.
I have been working in the Behavior and Mental Health Field since 2003. I attended Georgia Southern University, where I received a BS in Sociology with a Minor in Criminal Justice and continued to receive a Master’s in Education, Community Counseling. I am currently licensed as a Clinical Mental Health Counselor in North Carolina and a Licensed Professional Counselor in South Carolina. I have been fully licensed since 2012. I became certified as a Life Coach through The Tony Gaskins Life Coach Academy in 2020. I use a variety of therapeutic models as I believe no two people are exactly alike.
![Photo of Esther Mendez, MS, CRC, LCMHC](https://photos.psychologytoday.com/45975927-46cd-11ea-a6ad-06142c356176/2/320x400.jpeg)
Esther Mendez
Licensed Clinical Mental Health Counselor, MS, CRC, LCMHC
Verified Verified
Wallburg, NC 27373
Personal power is necessary when bad things happen to good people. With over 18 years of experience in the mental health field, I've worked with individuals of all ages and their families. So whether it's the end of a marriage or a job; PTSD; depression or the roller coaster of ADHD, Bipolar Disorders, Behavioral Addictions and more, I'm here to help you step through the door of your "old" normal and into improved personal power and an increased sense of personal success that will become your "new" normal with a happier, healthier life.
Personal power is necessary when bad things happen to good people. With over 18 years of experience in the mental health field, I've worked with individuals of all ages and their families. So whether it's the end of a marriage or a job; PTSD; depression or the roller coaster of ADHD, Bipolar Disorders, Behavioral Addictions and more, I'm here to help you step through the door of your "old" normal and into improved personal power and an increased sense of personal success that will become your "new" normal with a happier, healthier life.
See more therapy options for Thomasville
Nearby Aetna Therapists Searches for Thomasville
- Archdale
- Asheboro
- Clemmons
- Greensboro
- High Point
- Jamestown
- Kernersville
- Lexington
- Oak Ridge
- Randleman
- Walkertown
- Winston Salem
Aetna Therapists
Does insurance cover therapy, prescriptions and other behavioral health services?
In general, yes. Laws in the U.S. require insurers to cover essential behavioral health care at the same level as other health care services. Most health plans require a medical diagnosis and treatments that are evidence based and medically essential. This means that life coaching and alternative therapies are not covered, nor is therapy without a diagnosis. Call the number on the back or your insurance card or visit your insurance company's website to review your Summary of Benefits. If you have insurance through your employer, your Human Resources department may also be able to answer questions.
How much does therapy cost with insurance?
The cost of therapy depends on your region, how much training and experience your therapist has, and the type of treatment. The rate for talk therapy generally falls between $100 and $250. For a client seeing an in-network provider, the cost of therapy is often similar to the cost of other health care services. Clients pay co-pays and may need to satisfy a plan’s deductible before benefits kick in.
What is the difference between In-Network and Out-of-Network insurance coverage?
An in-network provider has contracted with an insurer to get paid directly for services, and to accept the insurer’s rate of compensation. Clients are responsible for deductibles and copays. If a therapist is out of network, that means that the client pays the therapist directly for services at the therapist’s regular fee. Out-of-Network providers often give clients a receipt so that they can file for partial reimbursement with their insurance company.
Is it difficult to find an In-Network therapist?
It is not unusual for therapists to limit the number of insurance patients in their practice, so it’s important to check in-network availability when you schedule your first appointment. In regions and times where therapy is in high demand it may take longer to get scheduled with an in-network therapist.
What is the difference between HMO and PPO insurance plans?
HMO health plans only cover in-network services, there is no reimbursement for out-of-network providers. PPO plans often cover both in- and out-of-network services, though the client may pay more for out-of-network services.
What is a Superbill?
A superbill is a receipt for therapy services. It provides all the information required by insurance companies to reimburse you for out-of-network services, including the diagnostic codes for your care, the amount paid, and the dates and duration of care.
Does insurance cover Online therapy?
Many therapists who shifted their practice to online therapy during the pandemic have kept that arrangement. And most insurers continue to cover telehealth services, with a few exceptions. Preventive care (such as an annual depression screening) is often required to be in-person to be covered, and some states require prescribers of controlled substances to see those patients in person.
Does insurance cover Group therapy?
Many insurance plans provide coverage for group therapy provided there is a medical diagnosis for group members, but there are some noteworthy exceptions. For example, Medicare does not always cover group therapy. Group therapy tends to cost less than individual therapy.
Does insurance cover Couples therapy?
Most insurance companies do not cover the cost of couples therapy because there is no medical diagnosis or medically necessary treatment. However, a few plans will offer a limited benefit, so it is still worth checking with your insurance company. Sometimes therapy is covered for a couple when one person has a diagnosis and another family member joins them for joint therapy, but it is considered therapy for the medical condition that includes a family member as a listener or helper, not couples counseling. Without insurance, most clients pay between $100-300 per 60-90 min session for couples therapy. Often clients can find classes or workshops that make it more affordable to work on their relationship. And some employers offer Employee Assistance Plans that help defray the cost of couples therapy.
What is an Employee Assistance Plan (EAP)?
Employee Assistance Plans are purchased by employers for the benefit of their employees. EAPs typically assist employees with referrals and may also provide the first few sessions of therapy free of charge, with the patient's regular health insurance kicking in after those initial sessions. EAP benefits often apply to all types of therapy without the need for a medical diagnosis, making it easier to access couples therapy, therapy for life transitions, and other non-medical counseling. Just as with standard health insurance, clients should always check that a provider accepts their EAP benefits before scheduling.
Learn more about Insurance Coverage and Finding Affordable Therapy
Learn more about Insurance Coverage and Finding Affordable Therapy