Cigna and Evernorth Therapists in Smithfield, NC
![Photo of J-Lee Smith, DSWc, MSW, LCSW, LCASA, Clinical Social Work/Therapist](https://photos.psychologytoday.com/dc53c663-c555-4377-8033-3decd398ea86/3/320x400.jpeg)
J-Lee Smith
Clinical Social Work/Therapist, DSWc, MSW, LCSW, LCASA
Verified Verified
1 Endorsed
Smithfield, NC 27577 (Online Only)
A combination of personal life experiences as a LGBTQ member coupled with decades of professional trainings and educational opportunities over the past 20 plus years of working in the mental health and substance abuse fields, I have developed a large and diverse toolbox of treatment strategies and interventions to support you in achieving your desired self-empowered state of being.
A combination of personal life experiences as a LGBTQ member coupled with decades of professional trainings and educational opportunities over the past 20 plus years of working in the mental health and substance abuse fields, I have developed a large and diverse toolbox of treatment strategies and interventions to support you in achieving your desired self-empowered state of being.
![Photo of LoriAnn Ford - Pawsitive Vibes Counseling, PLLC, MSW, LCSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/2a6cd786-5bb1-4b9b-929a-3eb6a8fe5204/1/320x400.jpeg)
Pawsitive Vibes Counseling, PLLC
Clinical Social Work/Therapist, MSW, LCSW
Verified Verified
Smithfield, NC 27577
Welcome to Pawsitive Vibes Counseling, PLLC! Animal-Assisted Therapy offers numerous benefits for all age groups. Animals can help with stress reduction, emotion regulation, social interaction, and trauma recovery. Working along beside me will be my dog, Piper. She has worked with many children, teens, and adults. Piper wants to help you too!
Welcome to Pawsitive Vibes Counseling, PLLC! Animal-Assisted Therapy offers numerous benefits for all age groups. Animals can help with stress reduction, emotion regulation, social interaction, and trauma recovery. Working along beside me will be my dog, Piper. She has worked with many children, teens, and adults. Piper wants to help you too!
![Photo of Jennifer Snipes, LCSW, LCAS, CCM, Clinical Social Work/Therapist](https://photos.psychologytoday.com/1feccef9-175b-4172-89b3-b9345989e7c8/2/320x400.jpeg)
Jennifer Snipes
Clinical Social Work/Therapist, LCSW, LCAS, CCM
Verified Verified
Smithfield, NC 27577 (Online Only)
Do you catch a glimpse of the finish line, yet it seems out of your grasp? Taking these steps can be overwhelming, occasionally sapping our motivation. The journey from where you are to your destination has countless stages. The unexpected detours that life throws at us can block our path and make navigation seem unmanageable. During these moments, I help you identify your desires and empower you to make those positive changes in your life. I understand that making the decision to seek help can be difficult, so I use an approach that is compassionate, direct, and non-judgmental creating an environment where you feel supported.
Do you catch a glimpse of the finish line, yet it seems out of your grasp? Taking these steps can be overwhelming, occasionally sapping our motivation. The journey from where you are to your destination has countless stages. The unexpected detours that life throws at us can block our path and make navigation seem unmanageable. During these moments, I help you identify your desires and empower you to make those positive changes in your life. I understand that making the decision to seek help can be difficult, so I use an approach that is compassionate, direct, and non-judgmental creating an environment where you feel supported.
![Photo of Linda Sue Fuller, LCMHC, LCASA, NCC, Counselor](https://photos.psychologytoday.com/00b3427d-55fb-417b-a398-662ae362769d/1/320x400.jpeg)
My clients can expect an environment free of judgment, full of understanding and empathy, where they can face the challenges that they have in a supportive environment. My personal background allows me to look at client issues from a different view and offer real world healing that meets the client where they are. My client’s come from various backgrounds, but all seeking to better understand themselves and a better way of coping. Because I’m seeing clients virtually, they feel freer to share more intimate and personal concerns that might be harder to talk about in person.
My clients can expect an environment free of judgment, full of understanding and empathy, where they can face the challenges that they have in a supportive environment. My personal background allows me to look at client issues from a different view and offer real world healing that meets the client where they are. My client’s come from various backgrounds, but all seeking to better understand themselves and a better way of coping. Because I’m seeing clients virtually, they feel freer to share more intimate and personal concerns that might be harder to talk about in person.
![Photo of Renee Watson Adams - Living Beyond It Counseling and Consultations, MS, LCMHCSS, LCAS, CCS](https://photos.psychologytoday.com/aa743568-306d-408b-a207-36e53cf3c522/3/320x400.jpeg)
Living Beyond It Counseling and Consultations
Lic Clinical Mental Health Counselor Supervisor, MS, LCMHCSS, LCAS, CCS
Verified Verified
Smithfield, NC 27577
Our Therapists are Accepting Medicaid and ChampVA....You Can Live Beyond It ... Let us show you how! We have amazing therapist with skills to help you refresh, be happy and find pleasure in life again. If you have never engaged in counseling before, we are easy to talk to. If you have been in therapy before, we will be your last therapist. We listen with unconditional acceptance to assist you in finding solutions and coping skills for that difficult situation you are going through! Email me or follow this link to schedule your appointment NOW www.therapyportal.com/p/reneewatson
Our Therapists are Accepting Medicaid and ChampVA....You Can Live Beyond It ... Let us show you how! We have amazing therapist with skills to help you refresh, be happy and find pleasure in life again. If you have never engaged in counseling before, we are easy to talk to. If you have been in therapy before, we will be your last therapist. We listen with unconditional acceptance to assist you in finding solutions and coping skills for that difficult situation you are going through! Email me or follow this link to schedule your appointment NOW www.therapyportal.com/p/reneewatson
![Photo of Renee Watson Adams, MS, LCMHCS, LCAS, CCS, Licensed Professional Counselor](https://photos.psychologytoday.com/47cdfc1a-5a41-49b9-9e24-4b95fd28d614/1/320x400.jpeg)
Renee Watson Adams
Licensed Professional Counselor, MS, LCMHCS, LCAS, CCS
Verified Verified
6 Endorsed
Smithfield, NC 27577
YOU CAN LIVE BEYOND IT.... LET ME SHOW YOU HOW! I have the skills to help you refresh, be happy and find pleasure in life again. If you have never engaged in counseling before, I am easy to talk to. If you have been in therapy before, I will be your last therapist. I have worked with both children and adults with mental health and substance abuse issues since 1995. I listen with unconditional acceptance to assist you in finding solutions and coping skills for that difficult situation you are going through! Email me or follow this link to schedule your appointment NOW https://www.therapyportal.com/p/reneewatson/
YOU CAN LIVE BEYOND IT.... LET ME SHOW YOU HOW! I have the skills to help you refresh, be happy and find pleasure in life again. If you have never engaged in counseling before, I am easy to talk to. If you have been in therapy before, I will be your last therapist. I have worked with both children and adults with mental health and substance abuse issues since 1995. I listen with unconditional acceptance to assist you in finding solutions and coping skills for that difficult situation you are going through! Email me or follow this link to schedule your appointment NOW https://www.therapyportal.com/p/reneewatson/
![Photo of Fakira Wahid, MA, LCMHC, Counselor](https://photos.psychologytoday.com/28b757b7-48d2-4b5d-8ec3-5028a0913246/2/320x400.jpeg)
I am a Licensed Clinical Mental Health Counselor with thousands of hours of counseling and related experience. I hold a Masters Degree in Professional Counseling from Liberty University. I have experience working with men, women, and children of all ages. My professional experience includes individual counseling, couples counseling, family counseling, and group counseling. I practice from an eclectic style with an emphasis on the Cognitive Behavioral Therapy (CBT) modality. I am an action-oriented clinician who believes outcomes speak for themselves. Visit www.ashaycounselingagency.com for more information.
I am a Licensed Clinical Mental Health Counselor with thousands of hours of counseling and related experience. I hold a Masters Degree in Professional Counseling from Liberty University. I have experience working with men, women, and children of all ages. My professional experience includes individual counseling, couples counseling, family counseling, and group counseling. I practice from an eclectic style with an emphasis on the Cognitive Behavioral Therapy (CBT) modality. I am an action-oriented clinician who believes outcomes speak for themselves. Visit www.ashaycounselingagency.com for more information.
![Photo of Sarah Thomas Mariano, LCSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/433468e8-15ac-4257-bd85-49113d3a7d31/2/320x400.jpeg)
Sarah Thomas Mariano
Clinical Social Work/Therapist, LCSW
Verified Verified
6 Endorsed
Smithfield, NC 27577 (Online Only)
I work from a strengths-based, person-centered appraoch. My goal is to support you in finding skills and talents that can be recognized and built upon through the therapeutic process. I believe that the course of therapy should be individualized, strengths-based and driven by you, the person served. I understand that therapy is not about my agenda but about meeting you where you are, creating space for you to lead the process of healing and growing in a way and at a pace that is meaningful for you.
I work from a strengths-based, person-centered appraoch. My goal is to support you in finding skills and talents that can be recognized and built upon through the therapeutic process. I believe that the course of therapy should be individualized, strengths-based and driven by you, the person served. I understand that therapy is not about my agenda but about meeting you where you are, creating space for you to lead the process of healing and growing in a way and at a pace that is meaningful for you.
I think of therapy as a journey. I see my role as walking along side my client, shedding light on the past, helping make connections between events, thoughts, actions, and feelings. Working collaboratively, we make use of these insights to develop new perspectives on the past and the present. At the end of our time together, I want my client to feel more secure and confident moving forward under their own power, liking who they are and what they have to offer the world.
I think of therapy as a journey. I see my role as walking along side my client, shedding light on the past, helping make connections between events, thoughts, actions, and feelings. Working collaboratively, we make use of these insights to develop new perspectives on the past and the present. At the end of our time together, I want my client to feel more secure and confident moving forward under their own power, liking who they are and what they have to offer the world.
![Photo of Valerie Copeland, MC, LMFT, Marriage & Family Therapist](https://photos.psychologytoday.com/46b825e8-46cd-11ea-a6ad-06142c356176/3/320x400.jpeg)
Valerie Copeland
Marriage & Family Therapist, MC, LMFT
Verified Verified
2 Endorsed
Smithfield, NC 27577
I am experienced with adolescents, disabled veterans, homeless individuals and families, developmentally disabled adults, Individuals, Couples, Teens,Children, and Families of trauma. Treatment includes Group Home settings, Residential Treatment Facilities, In-Patient, homeless shelters, and in the family home I am a certified a Trauma Specialist, I've received training in Gambling addiction, and have completed several hours in Transactional Analysis/Re-decision Therapy at the South East Institute in Chapel Hill, North Carolina. I have been trained in Sexual Offender Treatment and Assessment with upcoming Certification 2016. I have expertise in grief and loss, launching, and communication improvement within the family structure.
I am experienced with adolescents, disabled veterans, homeless individuals and families, developmentally disabled adults, Individuals, Couples, Teens,Children, and Families of trauma. Treatment includes Group Home settings, Residential Treatment Facilities, In-Patient, homeless shelters, and in the family home I am a certified a Trauma Specialist, I've received training in Gambling addiction, and have completed several hours in Transactional Analysis/Re-decision Therapy at the South East Institute in Chapel Hill, North Carolina. I have been trained in Sexual Offender Treatment and Assessment with upcoming Certification 2016. I have expertise in grief and loss, launching, and communication improvement within the family structure.
![Photo of Elaine Sanford-Sawyer, LCSW, LISW-S, Clinical Social Work/Therapist](https://photos.psychologytoday.com/0c37e991-cedc-405b-b4d5-b42e87053b7b/1/320x400.jpeg)
Elaine Sanford-Sawyer
Clinical Social Work/Therapist, LCSW, LISW-S
Verified Verified
Smithfield, NC 27577 (Online Only)
Counseling should be a conversation in a private, peaceful setting where you can explore issues that are impacting your life. In a private peaceful therapeutic environment I will listen to you without judgment, provide support, insight and feedback to help you address current or long standing issues that are impacting your life and possibly interfering with your emotional well-being. I have years of experience working with individual and families to address mood instability, depression, anxiety, personal trauma, grief/loss, relationships and interpersonal problems due to, chronic illness, substance abuse and spiritual concerns.
Counseling should be a conversation in a private, peaceful setting where you can explore issues that are impacting your life. In a private peaceful therapeutic environment I will listen to you without judgment, provide support, insight and feedback to help you address current or long standing issues that are impacting your life and possibly interfering with your emotional well-being. I have years of experience working with individual and families to address mood instability, depression, anxiety, personal trauma, grief/loss, relationships and interpersonal problems due to, chronic illness, substance abuse and spiritual concerns.
15 Second Videos
J-Lee Smith
Jennifer Snipes
Living Beyond It Counseling and Consultations
Renee Watson Adams
![Photo of M Deane Forsythe, LCMHC, LCAS, CSI](https://photos.psychologytoday.com/603f10f1-eded-49cb-9c9b-f7d1f1539744/2/320x400.jpeg)
M Deane Forsythe
Licensed Clinical Mental Health Counselor, LCMHC, LCAS, CSI
Verified Verified
1 Endorsed
Smithfield, NC 27577
Waitlist for new clients
That idea you have in your head about what therapy is and that picture of what a therapist is supposed to be-yeah THAT one-it isn’t like that here. If you've tried therapy before and HATED it, if you're ready to make moves in your life, ready to get real and own your shit, or if you need a safe space to dump with a REAL person that doesn’t give a shit what it is you did or think you did, let me introduce myself. I prefer to see adults but I will make exceptions for adolescents age 16 and over, provided they pass the vibe check. We do real talk here and nothing less-unadulterated authenticity.
That idea you have in your head about what therapy is and that picture of what a therapist is supposed to be-yeah THAT one-it isn’t like that here. If you've tried therapy before and HATED it, if you're ready to make moves in your life, ready to get real and own your shit, or if you need a safe space to dump with a REAL person that doesn’t give a shit what it is you did or think you did, let me introduce myself. I prefer to see adults but I will make exceptions for adolescents age 16 and over, provided they pass the vibe check. We do real talk here and nothing less-unadulterated authenticity.
![Photo of Jamila Ayoubi, MA, LCMHC, LCASA](https://photos.psychologytoday.com/9ba3cfd3-5644-4fc4-8543-609ce3a40901/1/320x400.jpeg)
Jamila Ayoubi
Licensed Clinical Mental Health Counselor, MA, LCMHC, LCASA
Verified Verified
1 Endorsed
Smithfield, NC 27577
Waitlist for new clients
I enjoy working with adults and teens 15 years and older. My previous experience involves working with several populations in the community, including members of the LGBTQIA+ community, survivors of domestic violence and sexual assault, and clients with substance use diagnoses (including those with co-occurring mental health diagnoses). As a therapist, my ultimate goal is to create a safe space where everyone I see feels heard, seen, and accepted in order to facilitate real change through a collaborative approach.
I enjoy working with adults and teens 15 years and older. My previous experience involves working with several populations in the community, including members of the LGBTQIA+ community, survivors of domestic violence and sexual assault, and clients with substance use diagnoses (including those with co-occurring mental health diagnoses). As a therapist, my ultimate goal is to create a safe space where everyone I see feels heard, seen, and accepted in order to facilitate real change through a collaborative approach.
![Photo of Kimberly Morden - Destiny Counseling Connection, PLLC, MA, LPC, LCMHC, Licensed Professional Counselor](https://photos.psychologytoday.com/d4ab556b-9d91-480b-b836-345158db0ed6/3/320x400.jpeg)
Destiny Counseling Connection, PLLC
Licensed Professional Counselor, MA, LPC, LCMHC
Verified Verified
Smithfield, NC 27577
I counsel children, adults and families. I'm a solutions based Christian Counselor that offers many specialties for those who are in need of counseling for Outpatient Behavioral Health Issues, Learning Disorders, Post Traumatic Stress Disorder (PTSD) and many other Disorders. Call for specific issues you are needing and we can help you determine if we treat your needs.
I counsel children, adults and families. I'm a solutions based Christian Counselor that offers many specialties for those who are in need of counseling for Outpatient Behavioral Health Issues, Learning Disorders, Post Traumatic Stress Disorder (PTSD) and many other Disorders. Call for specific issues you are needing and we can help you determine if we treat your needs.
![Photo of Patrice Horton, MA, LCMHC](https://photos.psychologytoday.com/afb15ab0-98c9-42b8-8f7a-b4d2d1b3ef6f/1/320x400.jpeg)
Patrice Horton
Licensed Clinical Mental Health Counselor, MA, LCMHC
Verified Verified
1 Endorsed
Smithfield, NC 27577
Have you been worried, anxious and or depressed? Have past experiences left you feeling stuck and unable to reach your full potential? Are you noticing repetitive and intrusive thoughts that affect your everyday life causing you to feel as if your emotions are spiraling out of control? Perhaps it’s from anxiety, trauma or other life events. As humans, we all face challenges that cause us to feel overwhelmingly distressed and create a sense of imbalance in our lives. Whatever your concern, there is hope! As a therapist, I believe in treating everyone with dignity, respect, and compassion.
Have you been worried, anxious and or depressed? Have past experiences left you feeling stuck and unable to reach your full potential? Are you noticing repetitive and intrusive thoughts that affect your everyday life causing you to feel as if your emotions are spiraling out of control? Perhaps it’s from anxiety, trauma or other life events. As humans, we all face challenges that cause us to feel overwhelmingly distressed and create a sense of imbalance in our lives. Whatever your concern, there is hope! As a therapist, I believe in treating everyone with dignity, respect, and compassion.
![Photo of Tracy Turner Cruse, LCMHC, Licensed Professional Counselor](https://photos.psychologytoday.com/da60b783-1cfd-49a1-83cf-3dd7054e8bb2/1/320x400.jpeg)
Tracy Turner Cruse
Licensed Professional Counselor, LCMHC
Verified Verified
1 Endorsed
Smithfield, NC 27577
I am eager to help you find your best self. Depression, anxiety, and life challenges can try to steal your happiness, but you have the power within to overcome through goal setting, relaxation techniques, and by building coping skills that can strengthen your resiliency. Sometimes it just takes an unbiased listening ear to provide you with the opportunity to express your feelings and thoughts, creating a safe space for you to process and discover who you are, where you want to go, and how you can get there.
I am eager to help you find your best self. Depression, anxiety, and life challenges can try to steal your happiness, but you have the power within to overcome through goal setting, relaxation techniques, and by building coping skills that can strengthen your resiliency. Sometimes it just takes an unbiased listening ear to provide you with the opportunity to express your feelings and thoughts, creating a safe space for you to process and discover who you are, where you want to go, and how you can get there.
![Photo of Karen Driggers, MEd, LCMHCA](https://photos.psychologytoday.com/aee1b746-d9b2-495b-914d-4a5fd717d8f3/1/320x400.png)
Karen Driggers
Licensed Clinical Mental Health Counselor Associate, MEd, LCMHCA
Verified Verified
Smithfield, NC 27577
Knowing suffering and struggle are common to all, I strive to provide hope and direction for people as they face real-world challenges. Symptoms of anxiety, depression, and emotional instability, as well as concerns with unhealthy/low self-concept, anger/frustration, relational challenges, life transitions, grief/loss, and spiritual concerns may feel overwhelming. Acknowledging the need for help is a sign of strength and is a step toward a preferred future. My goal is to foster a safe, comfortable, and accepting atmosphere in which clients can be honest and open, relationships develop, and the work of healing begins.
Knowing suffering and struggle are common to all, I strive to provide hope and direction for people as they face real-world challenges. Symptoms of anxiety, depression, and emotional instability, as well as concerns with unhealthy/low self-concept, anger/frustration, relational challenges, life transitions, grief/loss, and spiritual concerns may feel overwhelming. Acknowledging the need for help is a sign of strength and is a step toward a preferred future. My goal is to foster a safe, comfortable, and accepting atmosphere in which clients can be honest and open, relationships develop, and the work of healing begins.
![Photo of Jenny Compton, MA, LCMHC, LCAS, CFNC](https://photos.psychologytoday.com/e6d1f892-84aa-43b6-a44c-2d4dcae035d2/2/320x400.jpeg)
Jenny Compton
Licensed Clinical Mental Health Counselor, MA, LCMHC, LCAS, CFNC
Verified Verified
Smithfield, NC 27577
Many of us have gone through experiences that leave us feeling stuck, unmotivated, or without hope. The promise of counseling is that it offers us a framework where insight becomes possible and the opportunity for a relationship that is dedicated to knowing you deeply. In this sense, I believe we are partners working to understand your motivations, fears, and hopes so that you can feel a greater sense of freedom and empowerment in your life and future.
Many of us have gone through experiences that leave us feeling stuck, unmotivated, or without hope. The promise of counseling is that it offers us a framework where insight becomes possible and the opportunity for a relationship that is dedicated to knowing you deeply. In this sense, I believe we are partners working to understand your motivations, fears, and hopes so that you can feel a greater sense of freedom and empowerment in your life and future.
![Photo of Gena Pittman Phillips, LCMHCS, LCAS, CCS](https://photos.psychologytoday.com/acbcf880-185a-4c8c-807f-088bcee8de91/2/320x400.jpeg)
Gena Pittman Phillips
Lic Clinical Mental Health Counselor Supervisor, LCMHCS, LCAS, CCS
Verified Verified
1 Endorsed
Smithfield, NC 27577
Not accepting new clients
Since 2000, I’ve helped people break through the obstacles that seem to be holding them back in life. Life's too short to be unhappy, unsure, or unfulfilled. Let me help you recognize and develop better ways to handle the issues that are standing in the way of your goals. If you are seeking a private and relaxed setting where you can leave each session with practical skills and/or information that you can apply in your everyday life, then I am the counselor for you. I also offer quick turn around times for appointments and you will not have to wait in an overcrowded and loud waiting area prior to your appointment.
Since 2000, I’ve helped people break through the obstacles that seem to be holding them back in life. Life's too short to be unhappy, unsure, or unfulfilled. Let me help you recognize and develop better ways to handle the issues that are standing in the way of your goals. If you are seeking a private and relaxed setting where you can leave each session with practical skills and/or information that you can apply in your everyday life, then I am the counselor for you. I also offer quick turn around times for appointments and you will not have to wait in an overcrowded and loud waiting area prior to your appointment.
![Photo of Pam Kuras - Johnston Integrative Counseling, PLLC, MSW, LCSW, GC-C, Clinical Social Work/Therapist](https://photos.psychologytoday.com/4b37f685-645c-44b0-aee6-5bfffccda6af/1/320x400.jpeg)
Johnston Integrative Counseling, PLLC
Clinical Social Work/Therapist, MSW, LCSW, GC-C
Verified Verified
Smithfield, NC 27577
Not accepting new clients
If you have been through a serious loss or the death of someone you love, you know that there is no easy fix for grief. And time alone does NOT heal all wounds. Talk therapy can help. Integrative grief therapy takes talk therapy to the next level. Integrative means bringing all the pieces together to create something whole. This specialized type of therapy addresses your unique experience of grief and loss, and how it has affected all aspects of your life: Past, present, future, body, mind, and spirit.
If you have been through a serious loss or the death of someone you love, you know that there is no easy fix for grief. And time alone does NOT heal all wounds. Talk therapy can help. Integrative grief therapy takes talk therapy to the next level. Integrative means bringing all the pieces together to create something whole. This specialized type of therapy addresses your unique experience of grief and loss, and how it has affected all aspects of your life: Past, present, future, body, mind, and spirit.
See more therapy options for Smithfield
Nearby Cigna and Evernorth Therapists Searches for Smithfield
See More Cigna and Evernorth TherapistsCigna and Evernorth Therapists
Does insurance cover therapy, prescriptions and other behavioral health services?
In general, yes. Laws in the U.S. require insurers to cover essential behavioral health care at the same level as other health care services. Most health plans require a medical diagnosis and treatments that are evidence based and medically essential. This means that life coaching and alternative therapies are not covered, nor is therapy without a diagnosis. Call the number on the back or your insurance card or visit your insurance company's website to review your Summary of Benefits. If you have insurance through your employer, your Human Resources department may also be able to answer questions.
How much does therapy cost with insurance?
The cost of therapy depends on your region, how much training and experience your therapist has, and the type of treatment. The rate for talk therapy generally falls between $100 and $250. For a client seeing an in-network provider, the cost of therapy is often similar to the cost of other health care services. Clients pay co-pays and may need to satisfy a plan’s deductible before benefits kick in.
What is the difference between In-Network and Out-of-Network insurance coverage?
An in-network provider has contracted with an insurer to get paid directly for services, and to accept the insurer’s rate of compensation. Clients are responsible for deductibles and copays. If a therapist is out of network, that means that the client pays the therapist directly for services at the therapist’s regular fee. Out-of-Network providers often give clients a receipt so that they can file for partial reimbursement with their insurance company.
Is it difficult to find an In-Network therapist?
It is not unusual for therapists to limit the number of insurance patients in their practice, so it’s important to check in-network availability when you schedule your first appointment. In regions and times where therapy is in high demand it may take longer to get scheduled with an in-network therapist.
What is the difference between HMO and PPO insurance plans?
HMO health plans only cover in-network services, there is no reimbursement for out-of-network providers. PPO plans often cover both in- and out-of-network services, though the client may pay more for out-of-network services.
What is a Superbill?
A superbill is a receipt for therapy services. It provides all the information required by insurance companies to reimburse you for out-of-network services, including the diagnostic codes for your care, the amount paid, and the dates and duration of care.
Does insurance cover Online therapy?
Many therapists who shifted their practice to online therapy during the pandemic have kept that arrangement. And most insurers continue to cover telehealth services, with a few exceptions. Preventive care (such as an annual depression screening) is often required to be in-person to be covered, and some states require prescribers of controlled substances to see those patients in person.
Does insurance cover Group therapy?
Many insurance plans provide coverage for group therapy provided there is a medical diagnosis for group members, but there are some noteworthy exceptions. For example, Medicare does not always cover group therapy. Group therapy tends to cost less than individual therapy.
Does insurance cover Couples therapy?
Most insurance companies do not cover the cost of couples therapy because there is no medical diagnosis or medically necessary treatment. However, a few plans will offer a limited benefit, so it is still worth checking with your insurance company. Sometimes therapy is covered for a couple when one person has a diagnosis and another family member joins them for joint therapy, but it is considered therapy for the medical condition that includes a family member as a listener or helper, not couples counseling. Without insurance, most clients pay between $100-300 per 60-90 min session for couples therapy. Often clients can find classes or workshops that make it more affordable to work on their relationship. And some employers offer Employee Assistance Plans that help defray the cost of couples therapy.
What is an Employee Assistance Plan (EAP)?
Employee Assistance Plans are purchased by employers for the benefit of their employees. EAPs typically assist employees with referrals and may also provide the first few sessions of therapy free of charge, with the patient's regular health insurance kicking in after those initial sessions. EAP benefits often apply to all types of therapy without the need for a medical diagnosis, making it easier to access couples therapy, therapy for life transitions, and other non-medical counseling. Just as with standard health insurance, clients should always check that a provider accepts their EAP benefits before scheduling.
Learn more about Insurance Coverage and Finding Affordable Therapy
Learn more about Insurance Coverage and Finding Affordable Therapy