Magellan Therapists in Danbury, NC
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Check out therapists located nearby or offering teletherapy in North Carolina below.Online Therapists
![Photo of Ashlyn Vinson, MS, Drug & Alcohol Counselor](https://photos.psychologytoday.com/89f97ec3-f72a-44e4-8cb2-e11a2a166cc6/2/320x400.jpeg)
Ashlyn earned her Bachelor of Arts in Psychology at UNC-Chapel Hill and her Master of Science in Clinical Mental Health Counseling at East Carolina University. She is currently licensed in both mental health and addictions counseling and enjoys learning about the ways in which the two intersect in treatment. Ashlyn's background ranges from inpatient behavioral health to outpatient medication assisted treatment (MAT).
Ashlyn earned her Bachelor of Arts in Psychology at UNC-Chapel Hill and her Master of Science in Clinical Mental Health Counseling at East Carolina University. She is currently licensed in both mental health and addictions counseling and enjoys learning about the ways in which the two intersect in treatment. Ashlyn's background ranges from inpatient behavioral health to outpatient medication assisted treatment (MAT).
![Photo of Angeline Martin Woodson, PhD, LCMHC-S, NCC, Licensed Professional Counselor](https://photos.psychologytoday.com/101a8343-4c7b-47dd-84d7-25fddda3cb4d/1/320x400.jpeg)
Angeline Martin Woodson
Licensed Professional Counselor, PhD, LCMHC-S, NCC
Verified Verified
Raleigh, NC 27607
Today you are one step closer to a new you where you feel empowered and on a positive path to growth and well-being. As a solution-focused therapist, my goal is to help you uncover your true potential and lead a life that is worth celebrating. While we can't change difficult situations of the past, we can work together to better understand and resolve challenges in your life.
Today you are one step closer to a new you where you feel empowered and on a positive path to growth and well-being. As a solution-focused therapist, my goal is to help you uncover your true potential and lead a life that is worth celebrating. While we can't change difficult situations of the past, we can work together to better understand and resolve challenges in your life.
![Photo of Cheryl L Andrews - C. Richardson Counseling and Consulting, LPC, CRC, ACS, NCC, Licensed Professional Counselor](https://photos.psychologytoday.com/977ef5df-a24e-4fa2-b618-b240d4aed913/2/320x400.jpeg)
C. Richardson Counseling and Consulting
Licensed Professional Counselor, LPC, CRC, ACS, NCC
Verified Verified
Charlotte, NC 28262
At times, life can be challenging, frustrating, and complex. As we head into our "new normal," you may notice you are experiencing fear, worry, or angst. Or perhaps you may experience being overwhelmed with feelings of sadness, hopelessness, or despair? You may often feel down and unmotivated, making it challenging to get through your day? If you are experiencing these difficulties, as you return to work in-person or virtually, have challenges identifying a more satisfying career, or lack the confidence to obtain a new role at work, I want to help you to the other side of your journey!
At times, life can be challenging, frustrating, and complex. As we head into our "new normal," you may notice you are experiencing fear, worry, or angst. Or perhaps you may experience being overwhelmed with feelings of sadness, hopelessness, or despair? You may often feel down and unmotivated, making it challenging to get through your day? If you are experiencing these difficulties, as you return to work in-person or virtually, have challenges identifying a more satisfying career, or lack the confidence to obtain a new role at work, I want to help you to the other side of your journey!
![Photo of Precious Jackson, MA, LCMHC-S, BC-TMH, Licensed Professional Counselor](https://photos.psychologytoday.com/f62c8bd8-be50-453b-a978-27d8e3b96bad/2/320x400.jpeg)
Precious Jackson
Licensed Professional Counselor, MA, LCMHC-S, BC-TMH
Verified Verified
Gastonia, NC 28054
I enjoy counseling with all age populations. I will look at interactions, behaviors, and temperaments of the individuals and how family, friends, and society influence reactions. In assessing the situation, we will focus on the here and the now and reflect on the past only to promote change and growth in the present. New skills will be taught, and individuals are encouraged to take responsibility for their actions.
I enjoy counseling with all age populations. I will look at interactions, behaviors, and temperaments of the individuals and how family, friends, and society influence reactions. In assessing the situation, we will focus on the here and the now and reflect on the past only to promote change and growth in the present. New skills will be taught, and individuals are encouraged to take responsibility for their actions.
![Photo of Elizabeth Vaughan, MA, LCMHC](https://photos.psychologytoday.com/c91454b5-1bec-4c59-abdf-9a35eaf580f8/1/320x400.png)
Elizabeth Vaughan
Licensed Clinical Mental Health Counselor, MA, LCMHC
Verified Verified
Statesville, NC 28625
Elizabeth Vaughan holds a Bachelor of Arts degree in Spanish from Messiah College. Once her three children were grown, she furthered her education by obtaining a Master's degree in Professional Counseling from Liberty University. Elizabeth is a Licensed Clinical Mental Health Counselor who enjoys working with children, young adults and women and has previous work experience as a high school Spanish Teacher and a Homeschooling mom as well as 20 years of combined experience as a Children's Ministry Leader and Youth Pastor.
Elizabeth Vaughan holds a Bachelor of Arts degree in Spanish from Messiah College. Once her three children were grown, she furthered her education by obtaining a Master's degree in Professional Counseling from Liberty University. Elizabeth is a Licensed Clinical Mental Health Counselor who enjoys working with children, young adults and women and has previous work experience as a high school Spanish Teacher and a Homeschooling mom as well as 20 years of combined experience as a Children's Ministry Leader and Youth Pastor.
![Photo of Brandon Ostwalt, MA, LCMHC, LCAS, Licensed Professional Counselor](https://photos.psychologytoday.com/e37cee6a-0d53-49bf-b0b6-26022b1f444f/2/320x400.jpeg)
Brandon Ostwalt
Licensed Professional Counselor, MA, LCMHC, LCAS
Verified Verified
Cornelius, NC 28031
If you are reading this, just know that you have taken an important first step in your mental health recovery. It has been my privilege to work with a very diverse group of clients of varying races, ethnicities, nationalities, genders and gender identities, sexual orientations, religions, disabilities, etc. I have also worked with clients of all ages, but most of my work has been with those age 13 and older. I draw mainly from the evidence-based treatments of cognitive behavioral therapy, acceptance and commitment therapy, cognitive processing therapy, and dialectical behavioral-informed therapeutic interventions.
If you are reading this, just know that you have taken an important first step in your mental health recovery. It has been my privilege to work with a very diverse group of clients of varying races, ethnicities, nationalities, genders and gender identities, sexual orientations, religions, disabilities, etc. I have also worked with clients of all ages, but most of my work has been with those age 13 and older. I draw mainly from the evidence-based treatments of cognitive behavioral therapy, acceptance and commitment therapy, cognitive processing therapy, and dialectical behavioral-informed therapeutic interventions.
![Photo of Jenna Derderian, MA, LCMHC, LCAS-A, Clinical Social Work/Therapist](https://photos.psychologytoday.com/565ef1d1-4d43-4824-967a-57a7574bf384/1/320x400.jpeg)
Jenna Derderian
Clinical Social Work/Therapist, MA, LCMHC, LCAS-A
Verified Verified
Charlotte, NC 28269
Jenna Derderian, LCMHC Jenna Derderian is a Licensed Clinical Mental Health Counselor in North Carolina who has been practicing since 2022. She received her BA in Psychology with a Minor in Human Service and Rehabilitation Studies from Assumption College in Worcester, MA. Her education continued at Salve Regina University in Newport, RI, where she graduated with a M. A. Clinical Rehabilitation and Mental Health Counseling Program. Jenna believes in the power of planting seeds and promoting hope that people can change, grow, and heal. Humans are resilient beings that sometimes just need to know someone believes in them.
Jenna Derderian, LCMHC Jenna Derderian is a Licensed Clinical Mental Health Counselor in North Carolina who has been practicing since 2022. She received her BA in Psychology with a Minor in Human Service and Rehabilitation Studies from Assumption College in Worcester, MA. Her education continued at Salve Regina University in Newport, RI, where she graduated with a M. A. Clinical Rehabilitation and Mental Health Counseling Program. Jenna believes in the power of planting seeds and promoting hope that people can change, grow, and heal. Humans are resilient beings that sometimes just need to know someone believes in them.
![Photo of Sharon Lee - Greater Works, DMin, LCMHC, CPC, TPM, BC-TMH, Counselor](https://photos.psychologytoday.com/44e9b530-46cd-11ea-a6ad-06142c356176/2/320x400.jpeg)
Greater Works
Counselor, DMin, LCMHC, CPC, TPM, BC-TMH
Verified Verified
Raleigh, NC 27615 (Online Only)
Waitlist for new clients
I strive to assist my clients in removing barriers to freedom, peace, and balance. We will focus on establishing your personal goals and work together to develop a plan to achieve them.
I strive to assist my clients in removing barriers to freedom, peace, and balance. We will focus on establishing your personal goals and work together to develop a plan to achieve them.
![Photo of Nicole A Bryant, MS, LCMHC](https://photos.psychologytoday.com/ca0dd2f8-0e82-4c40-a34e-202e5d0bb54b/1/320x400.jpeg)
Nicole A Bryant
Licensed Clinical Mental Health Counselor, MS, LCMHC
Verified Verified
Charlotte, NC 28269
Welcome to the Galleria! Initiating a therapy session can produce all types of feelings and thoughts. However, it just may serve as an enjoyable and cathartic experience. Maybe you’re in a transitional period of your life; getting married, getting divorced, going through the loss of a parent or the gain of step-children. Perhaps, you are dealing with life stressors that have now affected your functioning, relationships, and mood. Or maybe, an early childhood traumatic event has resurfaced and is triggering upsetting memories for you. Whatever it is, I am here……to listen. To help you, the client, turn Pieces into MasterPieces!
Welcome to the Galleria! Initiating a therapy session can produce all types of feelings and thoughts. However, it just may serve as an enjoyable and cathartic experience. Maybe you’re in a transitional period of your life; getting married, getting divorced, going through the loss of a parent or the gain of step-children. Perhaps, you are dealing with life stressors that have now affected your functioning, relationships, and mood. Or maybe, an early childhood traumatic event has resurfaced and is triggering upsetting memories for you. Whatever it is, I am here……to listen. To help you, the client, turn Pieces into MasterPieces!
![Photo of Latasha Carter - GoldStar Counseling and Wellness Center, Clinical Social Work/Therapist](https://photos.psychologytoday.com/a4516cbd-69df-4314-ac91-afe6dcc890e8/2/320x400.jpeg)
GoldStar Counseling and Wellness Center
Clinical Social Work/Therapist
Verified Verified
1 Endorsed
Greensboro, NC 27408
GoldStar Counseling & Wellness Center provides client-centered, therapeutic services for individuals seeking constructive solutions to regain daily, emotional stability. Key areas of focus are: sexual, emotional and physical abuse, childhood/adult trauma, depression, grief and loss, anxiety, anger management, relational problems, PTSD in addition to substance abuse and other addictions. GoldStar Counseling & Wellness Center prides itself in providing a safe, welcoming environment for clients to engage in non-judgmental conversations under the trusted guidance of our licensed therapists. Clients have the benefit of exploring both our coaching and counseling services to ensure the most effective results. Ultimately, we listen to and assess each client’s needs based on their unique set of experiences and desired goals, to provide them with the most appropriate pathway for progress. Located in the Piedmont Triad area of North Carolina, GoldStar Counseling & Wellness Center is proud to serve clients in the Greensboro, High Point, Winston Salem, Charlotte, RTP, and surrounding areas.
GoldStar Counseling & Wellness Center provides client-centered, therapeutic services for individuals seeking constructive solutions to regain daily, emotional stability. Key areas of focus are: sexual, emotional and physical abuse, childhood/adult trauma, depression, grief and loss, anxiety, anger management, relational problems, PTSD in addition to substance abuse and other addictions. GoldStar Counseling & Wellness Center prides itself in providing a safe, welcoming environment for clients to engage in non-judgmental conversations under the trusted guidance of our licensed therapists. Clients have the benefit of exploring both our coaching and counseling services to ensure the most effective results. Ultimately, we listen to and assess each client’s needs based on their unique set of experiences and desired goals, to provide them with the most appropriate pathway for progress. Located in the Piedmont Triad area of North Carolina, GoldStar Counseling & Wellness Center is proud to serve clients in the Greensboro, High Point, Winston Salem, Charlotte, RTP, and surrounding areas.
![Photo of Adam Bearman, MSW, LCSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/cea841f5-cc83-445c-a53e-869259e946c0/3/320x400.jpeg)
Adam Bearman
Clinical Social Work/Therapist, MSW, LCSW
Verified Verified
3 Endorsed
Raleigh, NC 27609
I believe that each of us has goals that we may need help to achieve and I would be honored if you would consider letting me help you with your goals. I know that asking for help from others can be a difficult process, but I believe that working together we can make this a stress free process and we can both benefit from working with each other.
Whether it be problems you may be having, problems with your job, with your children, or significant other, let's work together using the skills and strengths that you already have.
I believe that each of us has goals that we may need help to achieve and I would be honored if you would consider letting me help you with your goals. I know that asking for help from others can be a difficult process, but I believe that working together we can make this a stress free process and we can both benefit from working with each other.
Whether it be problems you may be having, problems with your job, with your children, or significant other, let's work together using the skills and strengths that you already have.
![Photo of Jennifer Leddy, LCSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/3cbbbfcb-46cd-11ea-a6ad-06142c356176/3/320x400.jpeg)
Are you having a tough time? You are not alone. Many people are struggling right now. They are experiencing anxiety and depression. They are feeling overwhelmed, stuck and hopeless. They are having difficulty at home, school or work. They are coping with grief and loss. They are feeling unwell in their body with one or more health related issues. They can't sleep. They are unhappy in their relationships. They don't have a close friend. They are feeling isolated and disconnected. They come seeking therapy to help address a specific symptom, problem or issue. Often, they are simply seeking to feel less alone.
Are you having a tough time? You are not alone. Many people are struggling right now. They are experiencing anxiety and depression. They are feeling overwhelmed, stuck and hopeless. They are having difficulty at home, school or work. They are coping with grief and loss. They are feeling unwell in their body with one or more health related issues. They can't sleep. They are unhappy in their relationships. They don't have a close friend. They are feeling isolated and disconnected. They come seeking therapy to help address a specific symptom, problem or issue. Often, they are simply seeking to feel less alone.
![Photo of Edward Curlee, LPC, LCAS, CS-I, Licensed Professional Counselor](https://photos.psychologytoday.com/268c2e75-e592-4855-b8b2-7f9dfdcd5d90/1/320x400.jpeg)
Edward Curlee
Licensed Professional Counselor, LPC, LCAS, CS-I
Verified Verified
Statesville, NC 28677
Waitlist for new clients
I provide discreet professional behavioral health assessment/diagnostics, psychotherapy, individual and group counseling, and addiction-related treatments. I also offer secure video appointments if desired and if appropriate (delivered similar to FaceTime/Skype).
I provide discreet professional behavioral health assessment/diagnostics, psychotherapy, individual and group counseling, and addiction-related treatments. I also offer secure video appointments if desired and if appropriate (delivered similar to FaceTime/Skype).
![Photo of Spencer Simon - Beautiful Mind Behavioral Health Services, PLLC., PA-C, Chap](https://photos.psychologytoday.com/b15cf2de-f088-48c0-b79d-9bdfcec6b00d/2/320x400.jpeg)
We are here to serve clients ages 7 - 77, who are challenged by a multitude of behavioral health concerns to include substance use disorders, and complex mental health scenarios where both medical and psychiatric conditions coexist. Moreover, as a trained Healthcare Chaplain, I seek to provide incarnational care. The aim of " Beautiful Mind" is to be incarnational. Therefore, to provide a holistic treatment approach to all who call upon our services.
We are here to serve clients ages 7 - 77, who are challenged by a multitude of behavioral health concerns to include substance use disorders, and complex mental health scenarios where both medical and psychiatric conditions coexist. Moreover, as a trained Healthcare Chaplain, I seek to provide incarnational care. The aim of " Beautiful Mind" is to be incarnational. Therefore, to provide a holistic treatment approach to all who call upon our services.
![Photo of Rick Rothman, MSW, LCSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/ddb079e7-06a7-4205-9c40-71de493186d4/1/320x400.jpeg)
Rick Rothman
Clinical Social Work/Therapist, MSW, LCSW
Verified Verified
2 Endorsed
Durham, NC 27712 (Online Only)
I strongly believe in treating the person as a unique person given their individual needs. I primarily practice cognitive-behavior therapy utilizing an eclectic style and often use anecdotes, paradoxes, and especially humor in order to enhance, educate, and assist in reaching each person's goals. I have a specialty in treating Obsessive-Compulsive Disorder, Panic Disorders, and Anxiety. While I specialize in treating those suffering OCD, Panic, and Anxiety, I am equally proud of the successes I've had in helping those with Adjustment Disorders, Stress Management, Depression, Relationship Difficulties, and Family Concerns.
I strongly believe in treating the person as a unique person given their individual needs. I primarily practice cognitive-behavior therapy utilizing an eclectic style and often use anecdotes, paradoxes, and especially humor in order to enhance, educate, and assist in reaching each person's goals. I have a specialty in treating Obsessive-Compulsive Disorder, Panic Disorders, and Anxiety. While I specialize in treating those suffering OCD, Panic, and Anxiety, I am equally proud of the successes I've had in helping those with Adjustment Disorders, Stress Management, Depression, Relationship Difficulties, and Family Concerns.
![Photo of Alexandra Lagunas, LCSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/cf3b004f-c5d8-41c0-af8c-b9c3c4589384/1/320x400.jpeg)
Alexandra Lagunas is a Licensed Clinical Social Worker in North Carolina who has been practicing since 2022. She has a Master of Social Work from Aurora University. While attending graduate school, she worked with adolescents who had experienced trauma from sexual abuse. Postgraduate, Alexandra worked at a rape crisis center providing advocacy services and crisis intervention to survivors of sexual assault of all ages. Alexandra has also worked at a private practice and healthcare setting providing therapeutic services for adolescents, adults, and seniors.
Alexandra Lagunas is a Licensed Clinical Social Worker in North Carolina who has been practicing since 2022. She has a Master of Social Work from Aurora University. While attending graduate school, she worked with adolescents who had experienced trauma from sexual abuse. Postgraduate, Alexandra worked at a rape crisis center providing advocacy services and crisis intervention to survivors of sexual assault of all ages. Alexandra has also worked at a private practice and healthcare setting providing therapeutic services for adolescents, adults, and seniors.
![Photo of Anita A Daniels, MSW, LCSW, LCAS, CCS, Clinical Social Work/Therapist](https://photos.psychologytoday.com/d32754f3-0c3d-469a-adb1-2107d671dbe4/2/320x400.jpeg)
Anita A Daniels
Clinical Social Work/Therapist, MSW, LCSW, LCAS, CCS
Verified Verified
1 Endorsed
Durham, NC 27701 (Online Only)
Waitlist for new clients
actualities limited was incorporated February 1, 2002, to encourage individuals seeking counseling to be real with themselves about their strengths, limitations, desires, and fears. No games. No masks. No facades. No excuses. If you are ready to tackle the challenges that are blocking your progress - - actualities limited is right for you, and today is the perfect day for you to contact us. We can help you meet your personal, professional, athletic, and spiritual goals. We're waiting to hear from you . . . . #norolloverminutesinlife #mentalwellness https://actualitiesltd.clientssecure.me
actualities limited was incorporated February 1, 2002, to encourage individuals seeking counseling to be real with themselves about their strengths, limitations, desires, and fears. No games. No masks. No facades. No excuses. If you are ready to tackle the challenges that are blocking your progress - - actualities limited is right for you, and today is the perfect day for you to contact us. We can help you meet your personal, professional, athletic, and spiritual goals. We're waiting to hear from you . . . . #norolloverminutesinlife #mentalwellness https://actualitiesltd.clientssecure.me
![Photo of Joann Governale - Loving Reconnections Behavioral Health PA, MSW, LCSW, BA, Psy, Clinical Social Work/Therapist](https://photos.psychologytoday.com/2e68daa9-1210-4997-921b-5605bb77f01d/1/320x400.jpeg)
Loving Reconnections Behavioral Health PA
Clinical Social Work/Therapist, MSW, LCSW, BA, Psy
Verified Verified
Kernersville, NC 27284
I wholeheartedly believe in the resilience of the human spirit and that each of us are imbued with the desire to achieve, to connect and have peace. Change is usually associated with stress and we are not fond of it; we find comfort in our routine even when that routine is allowing us to feel overwhelmed, underappreciated and at its worst, neglected or abused. Change is what inspires and produces growth. Without growth, we whither and shrink away becoming someone whom we barely recognize. We are life forces and energy that need growth in order to realize our fullest potential
I wholeheartedly believe in the resilience of the human spirit and that each of us are imbued with the desire to achieve, to connect and have peace. Change is usually associated with stress and we are not fond of it; we find comfort in our routine even when that routine is allowing us to feel overwhelmed, underappreciated and at its worst, neglected or abused. Change is what inspires and produces growth. Without growth, we whither and shrink away becoming someone whom we barely recognize. We are life forces and energy that need growth in order to realize our fullest potential
![Photo of Peter Panagakis, PsyD, Psychologist](https://photos.psychologytoday.com/44a34ebd-b865-4c66-a9b2-e3238173c1c0/1/320x400.jpeg)
Dr. Peter Panagakis is a Psychologist in North Carolina who has been practicing since 2007. He has a PsyD from The Chicago School of Professional Psychology and an MA from Boston University. Dr. Peter first became interested in the field of psychology during high school where he had the joy of being introduced to the field by his favorite teacher. An avid sports fan and athlete, Dr. Peter imagined working in a world where sports and psychology were combined "“ a dream he later achieved through his background in Sports Psychology before realizing that his true passion is for traditional psychotherapy.
Dr. Peter Panagakis is a Psychologist in North Carolina who has been practicing since 2007. He has a PsyD from The Chicago School of Professional Psychology and an MA from Boston University. Dr. Peter first became interested in the field of psychology during high school where he had the joy of being introduced to the field by his favorite teacher. An avid sports fan and athlete, Dr. Peter imagined working in a world where sports and psychology were combined "“ a dream he later achieved through his background in Sports Psychology before realizing that his true passion is for traditional psychotherapy.
![Photo of Barbara Miller, LCMCHS](https://photos.psychologytoday.com/c4de63a8-41ae-4444-9048-b0f4e0d3d22f/1/320x400.jpeg)
Barbara Miller
Licensed Clinical Mental Health Counselor, LCMCHS
Verified Verified
Statesville, NC 28625
Barbara Miller is a North Carolina Licensed Clinical Mental Health Counselor Supervisor. She earned her Master's at Nova University in Florida. She has 30 years' experience in individual, family and group therapy in office and school settings, over telehealth and, when warranted, in the home. She enjoys working with children, adolescents and their families, as well as adults. Barbara is proud to offer multiple therapy techniques including CBT, DBT, Reality, Person Centered, Motivational Interviewing and Psychoeducation to help each client reach their unique life goals.
Barbara Miller is a North Carolina Licensed Clinical Mental Health Counselor Supervisor. She earned her Master's at Nova University in Florida. She has 30 years' experience in individual, family and group therapy in office and school settings, over telehealth and, when warranted, in the home. She enjoys working with children, adolescents and their families, as well as adults. Barbara is proud to offer multiple therapy techniques including CBT, DBT, Reality, Person Centered, Motivational Interviewing and Psychoeducation to help each client reach their unique life goals.
Magellan Therapists
Does insurance cover therapy, prescriptions and other behavioral health services?
In general, yes. Laws in the U.S. require insurers to cover essential behavioral health care at the same level as other health care services. Most health plans require a medical diagnosis and treatments that are evidence based and medically essential. This means that life coaching and alternative therapies are not covered, nor is therapy without a diagnosis. Call the number on the back or your insurance card or visit your insurance company's website to review your Summary of Benefits. If you have insurance through your employer, your Human Resources department may also be able to answer questions.
How much does therapy cost with insurance?
The cost of therapy depends on your region, how much training and experience your therapist has, and the type of treatment. The rate for talk therapy generally falls between $100 and $250. For a client seeing an in-network provider, the cost of therapy is often similar to the cost of other health care services. Clients pay co-pays and may need to satisfy a plan’s deductible before benefits kick in.
What is the difference between In-Network and Out-of-Network insurance coverage?
An in-network provider has contracted with an insurer to get paid directly for services, and to accept the insurer’s rate of compensation. Clients are responsible for deductibles and copays. If a therapist is out of network, that means that the client pays the therapist directly for services at the therapist’s regular fee. Out-of-Network providers often give clients a receipt so that they can file for partial reimbursement with their insurance company.
Is it difficult to find an In-Network therapist?
It is not unusual for therapists to limit the number of insurance patients in their practice, so it’s important to check in-network availability when you schedule your first appointment. In regions and times where therapy is in high demand it may take longer to get scheduled with an in-network therapist.
What is the difference between HMO and PPO insurance plans?
HMO health plans only cover in-network services, there is no reimbursement for out-of-network providers. PPO plans often cover both in- and out-of-network services, though the client may pay more for out-of-network services.
What is a Superbill?
A superbill is a receipt for therapy services. It provides all the information required by insurance companies to reimburse you for out-of-network services, including the diagnostic codes for your care, the amount paid, and the dates and duration of care.
Does insurance cover Online therapy?
Many therapists who shifted their practice to online therapy during the pandemic have kept that arrangement. And most insurers continue to cover telehealth services, with a few exceptions. Preventive care (such as an annual depression screening) is often required to be in-person to be covered, and some states require prescribers of controlled substances to see those patients in person.
Does insurance cover Group therapy?
Many insurance plans provide coverage for group therapy provided there is a medical diagnosis for group members, but there are some noteworthy exceptions. For example, Medicare does not always cover group therapy. Group therapy tends to cost less than individual therapy.
Does insurance cover Couples therapy?
Most insurance companies do not cover the cost of couples therapy because there is no medical diagnosis or medically necessary treatment. However, a few plans will offer a limited benefit, so it is still worth checking with your insurance company. Sometimes therapy is covered for a couple when one person has a diagnosis and another family member joins them for joint therapy, but it is considered therapy for the medical condition that includes a family member as a listener or helper, not couples counseling. Without insurance, most clients pay between $100-300 per 60-90 min session for couples therapy. Often clients can find classes or workshops that make it more affordable to work on their relationship. And some employers offer Employee Assistance Plans that help defray the cost of couples therapy.
What is an Employee Assistance Plan (EAP)?
Employee Assistance Plans are purchased by employers for the benefit of their employees. EAPs typically assist employees with referrals and may also provide the first few sessions of therapy free of charge, with the patient's regular health insurance kicking in after those initial sessions. EAP benefits often apply to all types of therapy without the need for a medical diagnosis, making it easier to access couples therapy, therapy for life transitions, and other non-medical counseling. Just as with standard health insurance, clients should always check that a provider accepts their EAP benefits before scheduling.
Learn more about Insurance Coverage and Finding Affordable Therapy
Learn more about Insurance Coverage and Finding Affordable Therapy