Aetna Therapists in Cary, NC
![Photo of Evann Lavender, MSW, LCSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/8e721a2f-5b82-458a-9ef8-a19aa4ab9939/1/320x400.png)
Evann Lavender
Clinical Social Work/Therapist, MSW, LCSW
Verified Verified
Cary, NC 27511 (Online Only)
Are you feeling overwhelmed by past experiences that continue to haunt you, affecting your daily life and relationships? Maybe you've tried talk therapy before, but it just didn't seem to get to the heart of what you're going through, and didn’t get to the root of the problems? You're seeking relief, understanding, and a way to break free from the patterns that hold you back. You want to reclaim control over your emotions, find inner peace, and build a life filled with meaning and fulfillment.
Are you feeling overwhelmed by past experiences that continue to haunt you, affecting your daily life and relationships? Maybe you've tried talk therapy before, but it just didn't seem to get to the heart of what you're going through, and didn’t get to the root of the problems? You're seeking relief, understanding, and a way to break free from the patterns that hold you back. You want to reclaim control over your emotions, find inner peace, and build a life filled with meaning and fulfillment.
![Photo of Maria Hinckley, LCSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/4687aa4e-b65c-4e9f-9af4-5c36a0006842/4/320x400.jpeg)
In today's fast-paced and demanding world, finding inner strength is essential for women to navigate the challenges they face daily. Koru Counseling Services is a holistic practice that empowers women to discover their inner strength and overcome obstacles in their lives. In therapy, women gain invaluable insights into their emotions, behaviors, and thought patterns. This deep self-awareness enables them to cultivate resilience, develop better coping mechanisms, and build a strong foundation for a fulfilling and meaningful life.
In today's fast-paced and demanding world, finding inner strength is essential for women to navigate the challenges they face daily. Koru Counseling Services is a holistic practice that empowers women to discover their inner strength and overcome obstacles in their lives. In therapy, women gain invaluable insights into their emotions, behaviors, and thought patterns. This deep self-awareness enables them to cultivate resilience, develop better coping mechanisms, and build a strong foundation for a fulfilling and meaningful life.
![Photo of Christine DeCarolis - Beyond Plateaus Psychotherapy](https://photos.psychologytoday.com/4cf84b1c-fac0-4e16-b9bb-29e289822e0f/1/320x400.png)
Beyond Plateaus Psychotherapy
Licensed Clinical Mental Health Counselor
Verified Verified
Cary, NC 27511
Current Openings! - Beyond Plateaus Psychotherapy is dedicated to providing compassionate and inclusive psychotherapy services that prioritize the well-being of each individual. Our mission is to create a safe and welcoming space where you can openly discuss your mental health concerns without fear of judgment or stigma. We empower our patients through evidence-based therapeutic approaches, promoting healing, resilience, and personal growth.
Current Openings! - Beyond Plateaus Psychotherapy is dedicated to providing compassionate and inclusive psychotherapy services that prioritize the well-being of each individual. Our mission is to create a safe and welcoming space where you can openly discuss your mental health concerns without fear of judgment or stigma. We empower our patients through evidence-based therapeutic approaches, promoting healing, resilience, and personal growth.
![Photo of Adriana Gomez-Nichols, MA, LCMHC, Licensed Professional Counselor](https://photos.psychologytoday.com/f77e7adc-0584-440b-a0d9-31f7b13dc033/3/320x400.jpeg)
Adriana Gomez-Nichols
Licensed Professional Counselor, MA, LCMHC
Verified Verified
2 Endorsed
Cary, NC 27511 (Online Only)
Waitlist for new clients
New clients welcomed! Feeling seen, heard, and understood can be some of the most empowering feelings we experience in life. On the other hand, feeling lost, misunderstood, disconnected, and overwhelmed can be extremely isolating. Whether this is due to trauma, life transitions, identity, relationships, dysfunctional family dynamics, anxious/depressive thoughts, etc. I know how hard it is to feel alone. Therapy can be a great tool to know yourself fully, work through those isolating experiences and feelings, and ultimately live more authentically.
New clients welcomed! Feeling seen, heard, and understood can be some of the most empowering feelings we experience in life. On the other hand, feeling lost, misunderstood, disconnected, and overwhelmed can be extremely isolating. Whether this is due to trauma, life transitions, identity, relationships, dysfunctional family dynamics, anxious/depressive thoughts, etc. I know how hard it is to feel alone. Therapy can be a great tool to know yourself fully, work through those isolating experiences and feelings, and ultimately live more authentically.
![Photo of Krista Allen - KSA Mental Health Services, PLLC, LCSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/4a00fd90-4739-4a4b-b251-352460f16448/1/320x400.jpeg)
KSA Mental Health Services, PLLC
Clinical Social Work/Therapist, LCSW
Verified Verified
Cary, NC 27511
Hi, I'm Krista, and have been a practicing Licensed Clinical Social Worker since 2015. I believe individuals seek therapy because they are seeking some extra support with accepting something in their life and/or wanting to think, feel and/or have something be different. Whatever that may be for you, I am ready to support you in rediscovering your inherent abilities and strengths, teach you new skills if needed and help support you in achieving your goals.
Hi, I'm Krista, and have been a practicing Licensed Clinical Social Worker since 2015. I believe individuals seek therapy because they are seeking some extra support with accepting something in their life and/or wanting to think, feel and/or have something be different. Whatever that may be for you, I am ready to support you in rediscovering your inherent abilities and strengths, teach you new skills if needed and help support you in achieving your goals.
![Photo of Carole Cox, LMFT, Marriage & Family Therapist](https://photos.psychologytoday.com/4ddc878e-5e4f-48bd-a896-eb83a672e34b/1/320x400.jpeg)
Carole Netherton is a Licensed Marriage and Family Therapist (LMFT) with 40 years of experience in the mental health field. Carole has a history of working with people with dual diagnoses, people with a diagnosis of Alzheimer's disease and related dementias, and individuals and families who are facing life cycle adjustments. These adjustments can include caring for an elderly parent, marriage, divorce, and grief and loss. Carole has also had experience providing mediation for those who are in need of making difficult life transition decisions and require a coach or mediator.
Carole Netherton is a Licensed Marriage and Family Therapist (LMFT) with 40 years of experience in the mental health field. Carole has a history of working with people with dual diagnoses, people with a diagnosis of Alzheimer's disease and related dementias, and individuals and families who are facing life cycle adjustments. These adjustments can include caring for an elderly parent, marriage, divorce, and grief and loss. Carole has also had experience providing mediation for those who are in need of making difficult life transition decisions and require a coach or mediator.
![Photo of Melinda J Lopez - Melinda J Lopez, LCSW, CAMS-II, PC, P.L.L.C., Clinical Social Work/Therapist](https://photos.psychologytoday.com/aaf6db4f-b102-4e23-90c2-024b94c8ab35/1/320x400.jpeg)
Melinda J Lopez, LCSW, CAMS-II, PC, P.L.L.C.
Clinical Social Work/Therapist
Verified Verified
2 Endorsed
Cary, NC 27511 (Online Only)
I specialize in assisting individuals or couples facing high conflict relationships or divorce. Both are devastating and difficult to navigate on a "good" day. Gaslighting, accusations, manipulation, long drawn-out legal battles, and difficulty co-parenting can take a toll on even the most resilient person. Many of my clients are questioning if they are in an abusive relationship, are considering leaving, are ready to leave but need guidance and support on how to do so in a safer manner or have left and are trying to rebuild a new life.
I specialize in assisting individuals or couples facing high conflict relationships or divorce. Both are devastating and difficult to navigate on a "good" day. Gaslighting, accusations, manipulation, long drawn-out legal battles, and difficulty co-parenting can take a toll on even the most resilient person. Many of my clients are questioning if they are in an abusive relationship, are considering leaving, are ready to leave but need guidance and support on how to do so in a safer manner or have left and are trying to rebuild a new life.
![Photo of Maira Munir, LCSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/eff830ff-7307-485a-bddc-4300bcb6f3a4/2/320x400.jpeg)
Maira Munir
Clinical Social Work/Therapist, LCSW
Verified Verified
Cary, NC 27511
Not accepting new clients
As a second-generation immigrant with a bicultural identity, I am keenly aware that conversations about mental health concerns can feel confusing. Navigating the intersections of our identities, values, relationships and experiences can feel like we are constantly pulled in many different directions and struggle to feel at peace. This can negatively impact our self-esteem, self-confidence and how well we are able to be present in the different areas of our lives. My passion is to inspire curiosity about oneself and revive the path of intentional and heartful living.
As a second-generation immigrant with a bicultural identity, I am keenly aware that conversations about mental health concerns can feel confusing. Navigating the intersections of our identities, values, relationships and experiences can feel like we are constantly pulled in many different directions and struggle to feel at peace. This can negatively impact our self-esteem, self-confidence and how well we are able to be present in the different areas of our lives. My passion is to inspire curiosity about oneself and revive the path of intentional and heartful living.
![Photo of Caitlyn Dowdy, MS, LCMHC](https://photos.psychologytoday.com/f00dc8b6-a3c1-4e52-b478-4f7bed9f45e5/2/320x400.jpeg)
As a Licensed Clinical Mental Health Counselor, my passion has been to assist others with finding that light on the other side of a seemingly dark tunnel. I am passionate and dedicated to each individual client that I have the pleasure to assist. I have the understanding and personal experience that therapy can be scary, it can be difficult and overwhelming, but I also know that the therapeutic process is something that you have control over. You are the conductor of the train and I am simply the track to help guide you along the way.
As a Licensed Clinical Mental Health Counselor, my passion has been to assist others with finding that light on the other side of a seemingly dark tunnel. I am passionate and dedicated to each individual client that I have the pleasure to assist. I have the understanding and personal experience that therapy can be scary, it can be difficult and overwhelming, but I also know that the therapeutic process is something that you have control over. You are the conductor of the train and I am simply the track to help guide you along the way.
![Photo of Elizabeth Marlatt-Murdoch - Thrive Counseling & Consulting, PLLC, MA, LCMHC, LCAS, LMFT, NCC](https://photos.psychologytoday.com/5085815e-46cd-11ea-a6ad-06142c356176/2/320x400.jpeg)
Thrive Counseling & Consulting, PLLC
Licensed Clinical Mental Health Counselor, MA, LCMHC, LCAS, LMFT, NCC
Verified Verified
5 Endorsed
Cary, NC 27511
Our goal is to help you uncover your true potential and lead a life worth celebrating. We all experience moments that leave us feeling hopeless, sad, frustrated, angry, or frightened. However, life is not meant to be lived in that place of darkness. While we can't change the past, we can work together to better understand and resolve challenges in your life. Using complementary therapy approaches and techniques, we will help unearth old behavior patterns or negative perceptions that may be holding you back from experiencing a more fulfilling and meaningful life. If you're ready to take steps forward, we are ready to help.
Our goal is to help you uncover your true potential and lead a life worth celebrating. We all experience moments that leave us feeling hopeless, sad, frustrated, angry, or frightened. However, life is not meant to be lived in that place of darkness. While we can't change the past, we can work together to better understand and resolve challenges in your life. Using complementary therapy approaches and techniques, we will help unearth old behavior patterns or negative perceptions that may be holding you back from experiencing a more fulfilling and meaningful life. If you're ready to take steps forward, we are ready to help.
![Photo of Rebecca Meyer, MA, LMFT, Marriage & Family Therapist](https://photos.psychologytoday.com/a3496fb7-3498-42e1-93b7-8b437b8818dd/1/320x400.jpeg)
Sometimes in our lives we are bogged down by our fears, insecurities, and the pressure we dish out for ourselves. I would love to come along side you in your journey towards becoming more connected, bettering your relationships, and feeling like a weight has been lifted from your body. I conceptualize therapy through an attachment lens. We all come from early experiences that have shaped us into the people we are. These experiences should be acknowledged and understood.
Sometimes in our lives we are bogged down by our fears, insecurities, and the pressure we dish out for ourselves. I would love to come along side you in your journey towards becoming more connected, bettering your relationships, and feeling like a weight has been lifted from your body. I conceptualize therapy through an attachment lens. We all come from early experiences that have shaped us into the people we are. These experiences should be acknowledged and understood.
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![Photo of Kelsey S. Crowe, LCSW, LCAS, CCS, Clinical Social Work/Therapist](https://photos.psychologytoday.com/10b9ec69-2780-45dc-a3dd-a19d35c15a80/4/320x400.jpeg)
Kelsey S. Crowe
Clinical Social Work/Therapist, LCSW, LCAS, CCS
Verified Verified
1 Endorsed
Cary, NC 27511 (Online Only)
“Tell me, What is it that you plan to do with your one wild and precious life?” –Mary Oliver I am licensed in NC, SC and VA. I truly believe that we already have the answers within us. I want my clients to not only survive the things that challenge them the most, but to thrive and fall in love with their life. I love the process of supporting people in reconnecting to themselves, especially during times of life’s inevitable transitions. You may find yourself separating, becoming a parent or beginning to shift your identity. I am dedicated to providing a safe space where you experience and identity will be celebrated.
“Tell me, What is it that you plan to do with your one wild and precious life?” –Mary Oliver I am licensed in NC, SC and VA. I truly believe that we already have the answers within us. I want my clients to not only survive the things that challenge them the most, but to thrive and fall in love with their life. I love the process of supporting people in reconnecting to themselves, especially during times of life’s inevitable transitions. You may find yourself separating, becoming a parent or beginning to shift your identity. I am dedicated to providing a safe space where you experience and identity will be celebrated.
![Photo of Kacie Salamanca, LCMHCA, Counselor](https://photos.psychologytoday.com/5237251c-4d54-42a6-95c2-07e22712f03d/1/320x400.jpeg)
Hi! My name is Kacie Salamanca and I am a therapist at Mathews Counseling. My passion is walking alongside you as you take the next steps in your wellness journey as we work together toward restoration. I primarily work with children, adolescents, and young adults. I work with clients who struggle with mental health and wellness concerns including depression, family relationships, school stressors, anxiety, stress-management, grief, trauma, and coping skills. I want to help you or your child re-discover the confidence and strength that is already there.
Hi! My name is Kacie Salamanca and I am a therapist at Mathews Counseling. My passion is walking alongside you as you take the next steps in your wellness journey as we work together toward restoration. I primarily work with children, adolescents, and young adults. I work with clients who struggle with mental health and wellness concerns including depression, family relationships, school stressors, anxiety, stress-management, grief, trauma, and coping skills. I want to help you or your child re-discover the confidence and strength that is already there.
![Photo of Meredith Turnbull Wilson - Meredith Wilson LCSW, PC, LCSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/0e91e57d-1f7e-44fa-a70e-7fa300987c5c/2/320x400.jpeg)
Meredith Wilson LCSW, PC
Clinical Social Work/Therapist, LCSW
Verified Verified
Cary, NC 27511
Not accepting new clients
My treatment philosophy is to meet people where they are and work collaboratively to help define a more positive and joyful path forward. I look to my clients as experts on their situation, thought processes and experiences. It is through this shared work that I best utilize my clinical skills to help individuals identify unhelpful thinking patterns, self defeating behaviors, as well as any barriers to reaching identified goals. Once we identify what is standing in the way, I help my clients implement relevant strategies and coping skills to assist in independent emotional regulation.
My treatment philosophy is to meet people where they are and work collaboratively to help define a more positive and joyful path forward. I look to my clients as experts on their situation, thought processes and experiences. It is through this shared work that I best utilize my clinical skills to help individuals identify unhelpful thinking patterns, self defeating behaviors, as well as any barriers to reaching identified goals. Once we identify what is standing in the way, I help my clients implement relevant strategies and coping skills to assist in independent emotional regulation.
![Photo of Ariel Dale, LMFTA, Marriage & Family Therapist Associate](https://photos.psychologytoday.com/5ed5ad82-102b-432f-a834-ab670eebb607/1/320x400.jpeg)
My approach to therapy is non judgemental, trauma-informed, and LGBTQIA+/gender affirming. I specialize in working with clients who are exploring gender or sexual identities, childhood trauma, PTSD, individuals late diagnosed with ADHD or seeking ADHD diagnosis, depression, borderline personality disorder, and anxiety. I work with children, adults and couples to support you through difficult moments, explore how the past impacts you today, strengthen your relationships, and build awareness and understanding of your emotions.
My approach to therapy is non judgemental, trauma-informed, and LGBTQIA+/gender affirming. I specialize in working with clients who are exploring gender or sexual identities, childhood trauma, PTSD, individuals late diagnosed with ADHD or seeking ADHD diagnosis, depression, borderline personality disorder, and anxiety. I work with children, adults and couples to support you through difficult moments, explore how the past impacts you today, strengthen your relationships, and build awareness and understanding of your emotions.
![Photo of Louise Carter, LCMHC, CRC, Counselor](https://photos.psychologytoday.com/e4abade2-4e0c-476f-bfaa-62ddee0635e7/2/320x400.jpeg)
Accepting new clients for daytime only-no evening sessions currently available. Are you someone who usually loves to help others, but suddenly you are just so tired? Are you feeling burnt out? Exhausted? Overthinking and questioning everything? It's easy to stay busy all the time and sometimes when we say "yes" to all the things we love to do, we might find ourselves being just TOO busy. When you get busy, overwhelmed, and overstimulated, that's when you start to snap at the people you love, or find yourself wanting to just be left alone.
Accepting new clients for daytime only-no evening sessions currently available. Are you someone who usually loves to help others, but suddenly you are just so tired? Are you feeling burnt out? Exhausted? Overthinking and questioning everything? It's easy to stay busy all the time and sometimes when we say "yes" to all the things we love to do, we might find ourselves being just TOO busy. When you get busy, overwhelmed, and overstimulated, that's when you start to snap at the people you love, or find yourself wanting to just be left alone.
![Photo of Kathryn Figaro, LCMHC, NCC](https://photos.psychologytoday.com/46effcf1-3590-4b90-a4ce-53b96cd1952c/6/320x400.jpeg)
Kathryn Figaro
Licensed Clinical Mental Health Counselor, LCMHC, NCC
Verified Verified
Cary, NC 27513
When the "storms of life" happen, we desire to feel safe and to find support. Maybe for you, a relationship isn't going well, or your mental health is weighing you down, or life isn't turning out the way you thought it would. Whatever your "storm" may be, we long to be seen, heard, and cared for in what matters most to us. We need the assurance that we are not alone and that we will find the strength to make it through. I would love to offer that refuge to you in therapy. I value building a genuine relationship with you, in which you can be your authentic self and find healing.
When the "storms of life" happen, we desire to feel safe and to find support. Maybe for you, a relationship isn't going well, or your mental health is weighing you down, or life isn't turning out the way you thought it would. Whatever your "storm" may be, we long to be seen, heard, and cared for in what matters most to us. We need the assurance that we are not alone and that we will find the strength to make it through. I would love to offer that refuge to you in therapy. I value building a genuine relationship with you, in which you can be your authentic self and find healing.
![Photo of Lillian Kui, MA, LCMHCA, NCC, Counselor](https://photos.psychologytoday.com/901abf41-5c1a-4b12-acb8-0b4128841a44/1/320x400.jpeg)
Lillian Kui
Counselor, MA, LCMHCA, NCC
Verified Verified
1 Endorsed
Cary, NC 27518 (Online Only)
Waitlist for new clients
Hello! My name is Lillian and I am a Mental Health Counselor. I am passionate about supporting other's healing, growth, and development. By creating a safe environment conducive for self-reflecting and self exploration, and with the guidance of a counselor providing unconditional positive regard and acceptance, one can reach the hidden parts of oneself, thus allowing for healing, change, and growth. Ultimately progressing towards self-awareness, self-acceptance and self-love. I work with adolescents, young adults, older adults and families to improve communications and strengthen relationships.
Hello! My name is Lillian and I am a Mental Health Counselor. I am passionate about supporting other's healing, growth, and development. By creating a safe environment conducive for self-reflecting and self exploration, and with the guidance of a counselor providing unconditional positive regard and acceptance, one can reach the hidden parts of oneself, thus allowing for healing, change, and growth. Ultimately progressing towards self-awareness, self-acceptance and self-love. I work with adolescents, young adults, older adults and families to improve communications and strengthen relationships.
![Photo of Mathews Counseling - Mathews Counseling, PhD, LMFT, Marriage & Family Therapist](https://photos.psychologytoday.com/62c8dfb7-f251-4a2e-af87-a06153af2d02/1/320x400.jpeg)
Mathews Counseling
Marriage & Family Therapist, PhD, LMFT
Verified Verified
5 Endorsed
Cary, NC 27511
The relationship you have with your counselor is a very personal one and is vital to bringing about the change you want in your life. We view the counseling relationship as a process of mutual respect and trust, where we work collaboratively together to meet your goals. We focus on expanding the strengths and resources you have and getting results quickly, all in a comfortable and inviting home-like setting. We strive to make therapy as comfortable as possible and work with you to establish clear goals and workable, creative strategies to achieve those goals.
The relationship you have with your counselor is a very personal one and is vital to bringing about the change you want in your life. We view the counseling relationship as a process of mutual respect and trust, where we work collaboratively together to meet your goals. We focus on expanding the strengths and resources you have and getting results quickly, all in a comfortable and inviting home-like setting. We strive to make therapy as comfortable as possible and work with you to establish clear goals and workable, creative strategies to achieve those goals.
![Photo of Carla Huff, MEd, MSW, LCSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/f626c053-9983-41ba-8d9d-f9a99c6c118f/2/320x400.jpeg)
Carla Huff
Clinical Social Work/Therapist, MEd, MSW, LCSW
Verified Verified
1 Endorsed
Cary, NC 27511
Adults I work with are interested in setting boundaries, overcoming negative thought patterns, processing a loss, enhancing personal relationships and learning how to live intentionally rather than just checking boxes. I currently only have evening and weekend availability.
Adults I work with are interested in setting boundaries, overcoming negative thought patterns, processing a loss, enhancing personal relationships and learning how to live intentionally rather than just checking boxes. I currently only have evening and weekend availability.
See more therapy options for Cary
Nearby Aetna Therapists Searches for Cary
- Apex
- Chapel Hill
- Durham
- Fuquay Varina
- Garner
- Holly Springs
- Knightdale
- Morrisville
- Raleigh
- Research Triangle
- Research Triangle Park
- Willow Spring
Aetna Therapists
Does insurance cover therapy, prescriptions and other behavioral health services?
In general, yes. Laws in the U.S. require insurers to cover essential behavioral health care at the same level as other health care services. Most health plans require a medical diagnosis and treatments that are evidence based and medically essential. This means that life coaching and alternative therapies are not covered, nor is therapy without a diagnosis. Call the number on the back or your insurance card or visit your insurance company's website to review your Summary of Benefits. If you have insurance through your employer, your Human Resources department may also be able to answer questions.
How much does therapy cost with insurance?
The cost of therapy depends on your region, how much training and experience your therapist has, and the type of treatment. The rate for talk therapy generally falls between $100 and $250. For a client seeing an in-network provider, the cost of therapy is often similar to the cost of other health care services. Clients pay co-pays and may need to satisfy a plan’s deductible before benefits kick in.
What is the difference between In-Network and Out-of-Network insurance coverage?
An in-network provider has contracted with an insurer to get paid directly for services, and to accept the insurer’s rate of compensation. Clients are responsible for deductibles and copays. If a therapist is out of network, that means that the client pays the therapist directly for services at the therapist’s regular fee. Out-of-Network providers often give clients a receipt so that they can file for partial reimbursement with their insurance company.
Is it difficult to find an In-Network therapist?
It is not unusual for therapists to limit the number of insurance patients in their practice, so it’s important to check in-network availability when you schedule your first appointment. In regions and times where therapy is in high demand it may take longer to get scheduled with an in-network therapist.
What is the difference between HMO and PPO insurance plans?
HMO health plans only cover in-network services, there is no reimbursement for out-of-network providers. PPO plans often cover both in- and out-of-network services, though the client may pay more for out-of-network services.
What is a Superbill?
A superbill is a receipt for therapy services. It provides all the information required by insurance companies to reimburse you for out-of-network services, including the diagnostic codes for your care, the amount paid, and the dates and duration of care.
Does insurance cover Online therapy?
Many therapists who shifted their practice to online therapy during the pandemic have kept that arrangement. And most insurers continue to cover telehealth services, with a few exceptions. Preventive care (such as an annual depression screening) is often required to be in-person to be covered, and some states require prescribers of controlled substances to see those patients in person.
Does insurance cover Group therapy?
Many insurance plans provide coverage for group therapy provided there is a medical diagnosis for group members, but there are some noteworthy exceptions. For example, Medicare does not always cover group therapy. Group therapy tends to cost less than individual therapy.
Does insurance cover Couples therapy?
Most insurance companies do not cover the cost of couples therapy because there is no medical diagnosis or medically necessary treatment. However, a few plans will offer a limited benefit, so it is still worth checking with your insurance company. Sometimes therapy is covered for a couple when one person has a diagnosis and another family member joins them for joint therapy, but it is considered therapy for the medical condition that includes a family member as a listener or helper, not couples counseling. Without insurance, most clients pay between $100-300 per 60-90 min session for couples therapy. Often clients can find classes or workshops that make it more affordable to work on their relationship. And some employers offer Employee Assistance Plans that help defray the cost of couples therapy.
What is an Employee Assistance Plan (EAP)?
Employee Assistance Plans are purchased by employers for the benefit of their employees. EAPs typically assist employees with referrals and may also provide the first few sessions of therapy free of charge, with the patient's regular health insurance kicking in after those initial sessions. EAP benefits often apply to all types of therapy without the need for a medical diagnosis, making it easier to access couples therapy, therapy for life transitions, and other non-medical counseling. Just as with standard health insurance, clients should always check that a provider accepts their EAP benefits before scheduling.
Learn more about Insurance Coverage and Finding Affordable Therapy
Learn more about Insurance Coverage and Finding Affordable Therapy