Medicare Therapists in Clayton, MO
![Photo of Mark Thomas Schillinger, MSW, LCSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/b5f4e8d3-a6ab-4a95-bb42-67b9f86d587b/1/320x400.jpeg)
Mark Thomas Schillinger
Clinical Social Work/Therapist, MSW, LCSW
Verified Verified
Clayton, MO 63105
Do you get caught in a rollercoaster of thoughts about what you “should” be doing with your life? Do you need help meeting deadlines for work projects? When your alarm blares in the morning, do you grumble, put your head under the covers, and wish you could sleep all day? If so, you are not alone. Life is increasingly more complicated, which makes it difficult to complete everyday tasks, not to mention trying to achieve your more aspirational goals. Therapy is a safe, non-judgmental space to be open about your past and present challenges. Therapy is about being willing to take action to create positive changes in your life.
Do you get caught in a rollercoaster of thoughts about what you “should” be doing with your life? Do you need help meeting deadlines for work projects? When your alarm blares in the morning, do you grumble, put your head under the covers, and wish you could sleep all day? If so, you are not alone. Life is increasingly more complicated, which makes it difficult to complete everyday tasks, not to mention trying to achieve your more aspirational goals. Therapy is a safe, non-judgmental space to be open about your past and present challenges. Therapy is about being willing to take action to create positive changes in your life.
![Photo of Deborah L Tannenbaum, MSW, LCSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/de015187-f080-4dda-b549-9d2d139f48d4/2/320x400.jpeg)
Change is one of the few things life guarantees us. If you're going through a transition in your life you may be feeling lost and confused. Maybe you're feeling stuck and wondering how you will ever get through this. Other people seem to skate through life effortlessly so why do you keep hitting every bump? Everything you're thinking and feeling right now is normal. Change is a difficult but necessary part of life. The good news is that you will get through this and come out a happier and stronger person on the other side.
Change is one of the few things life guarantees us. If you're going through a transition in your life you may be feeling lost and confused. Maybe you're feeling stuck and wondering how you will ever get through this. Other people seem to skate through life effortlessly so why do you keep hitting every bump? Everything you're thinking and feeling right now is normal. Change is a difficult but necessary part of life. The good news is that you will get through this and come out a happier and stronger person on the other side.
![Photo of R. Renee McLaurine - SFC Cares, LLC - Renee McLaurine, LCSW, LCSW, LMSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/363e1343-c832-48c8-96cb-9d8512cecce2/2/320x400.jpeg)
SFC Cares, LLC - Renee McLaurine, LCSW
Clinical Social Work/Therapist, LCSW, LMSW
Verified Verified
Clayton, MO 63105 (Online Only)
Embarking on the path to healing from trauma is a courageous and deeply personal journey. It requires individualized and compassionate support in a safe and confidential space that allows you to openly explore your emotions, thoughts, and concerns. Your journey is distinct, and together, we delve into the roots of trauma empowering you to process and integrate these experiences in a way that fosters lasting healing. Through our collaborative work, you will be awakened to your unique gifts and strengths so that you may face and overcome your fears and begin pursuing the life you want.
Embarking on the path to healing from trauma is a courageous and deeply personal journey. It requires individualized and compassionate support in a safe and confidential space that allows you to openly explore your emotions, thoughts, and concerns. Your journey is distinct, and together, we delve into the roots of trauma empowering you to process and integrate these experiences in a way that fosters lasting healing. Through our collaborative work, you will be awakened to your unique gifts and strengths so that you may face and overcome your fears and begin pursuing the life you want.
![Photo of Melissa Anderson, LPC, Counselor](https://photos.psychologytoday.com/e08df13a-943b-46ba-82a9-fde741dc3c54/3/320x400.jpeg)
Life can be incredibly hard at times. We can't control or change what has happened to us, what we needed but didn't get, or how isolating and confusing things can be. Sometimes we don't understand why we feel the way we do, how people interact with us, our reactions, or what to do next. Maybe we don't feel much at all. We don't have to keep repeating the same patterns or relating to ourselves and others in the same ways, even though that might feel impossible right now. I know reflecting on our behaviors, thought patterns, and life experiences can be incredibly difficult, and I’m here to support you through that process.
Life can be incredibly hard at times. We can't control or change what has happened to us, what we needed but didn't get, or how isolating and confusing things can be. Sometimes we don't understand why we feel the way we do, how people interact with us, our reactions, or what to do next. Maybe we don't feel much at all. We don't have to keep repeating the same patterns or relating to ourselves and others in the same ways, even though that might feel impossible right now. I know reflecting on our behaviors, thought patterns, and life experiences can be incredibly difficult, and I’m here to support you through that process.
![Photo of Allison White, ACSW, LCSW, CCDP-D, Clinical Social Work/Therapist](https://photos.psychologytoday.com/3f7c6fb9-46cd-11ea-a6ad-06142c356176/3/320x400.jpeg)
Allison White
Clinical Social Work/Therapist, ACSW, LCSW, CCDP-D
Verified Verified
Clayton, MO 63105
Do you have long periods of low mood, sadness or anxiety that makes it difficult to face life challenges? Do you have trouble getting motivated? Do you have a history of adverse life experiences or trauma that makes it difficult to cope? There are reasons why you feel the way you do and together, we can discover what is keeping you feeling "stuck." I use a mind-body approach to help resolve issues so you can increase the quality of your life.
Do you have long periods of low mood, sadness or anxiety that makes it difficult to face life challenges? Do you have trouble getting motivated? Do you have a history of adverse life experiences or trauma that makes it difficult to cope? There are reasons why you feel the way you do and together, we can discover what is keeping you feeling "stuck." I use a mind-body approach to help resolve issues so you can increase the quality of your life.
![Photo of Gladys Smith, PsyD, LPC, NCC, MAC, CCMHC, Licensed Professional Counselor](https://photos.psychologytoday.com/fffdb42a-3fcc-4b6f-8f13-5ee187213f48/1/320x400.jpeg)
Gladys Smith
Licensed Professional Counselor, PsyD, LPC, NCC, MAC, CCMHC
Verified Verified
Clayton, MO 63105 (Online Only)
I have extensive training in trauma, addiction, depression and anxiety, as well as stress and adjustment. I address the whole person in treatment planning. Individuals that work with me are empowered and encourages to meet their selected goal to achieve balance in their lives. We work together to form goals and I help you navigate the journey to wellness. We will use the body as a resource, as well as art, movement and poetry if a person chooses.This is a veteran owned business. I served 27 years in the United States Navy as a Hospital Corpsman (Medic), I work with first Responders and thrir families, veterans and MST.
I have extensive training in trauma, addiction, depression and anxiety, as well as stress and adjustment. I address the whole person in treatment planning. Individuals that work with me are empowered and encourages to meet their selected goal to achieve balance in their lives. We work together to form goals and I help you navigate the journey to wellness. We will use the body as a resource, as well as art, movement and poetry if a person chooses.This is a veteran owned business. I served 27 years in the United States Navy as a Hospital Corpsman (Medic), I work with first Responders and thrir families, veterans and MST.
![Photo of Aya B Kawasaki, LCSW, MSW, LLM, Clinical Social Work/Therapist](https://photos.psychologytoday.com/3c5e972f-46cd-11ea-a6ad-06142c356176/6/320x400.jpeg)
I work with adolescents, adults, and seniors. In home, in school services are available. Clients are encouraged to have specific goals in order to have a personalized treatment plan. I also like to incorporate relaxation exercise.
I work with adolescents, adults, and seniors. In home, in school services are available. Clients are encouraged to have specific goals in order to have a personalized treatment plan. I also like to incorporate relaxation exercise.
![Photo of Dr. Jameca Woody Cooper - Emergence Psychological Services, PhD, ABPP, Psychologist](https://photos.psychologytoday.com/d33304d5-4d20-4118-99f1-216726a3d0af/1/320x400.jpeg)
The word “emerge” means to come into view or become exposed. Accordingly, the mission of Emergence Psychological Services is to help every client evolve, giving rise to a more aware, healed, and balanced version of themselves. At Emergence Psychological Services we value and respect every person, regardless of race, ethnicity, gender, sexuality, ability, age, religion, or socioeconomic status. By recognizing and valuing the unique strengths and abilities of each person, we at Emergence Psychological Services are committed to creating a more inclusive and equitable world where everyone has the chance to thrive.
The word “emerge” means to come into view or become exposed. Accordingly, the mission of Emergence Psychological Services is to help every client evolve, giving rise to a more aware, healed, and balanced version of themselves. At Emergence Psychological Services we value and respect every person, regardless of race, ethnicity, gender, sexuality, ability, age, religion, or socioeconomic status. By recognizing and valuing the unique strengths and abilities of each person, we at Emergence Psychological Services are committed to creating a more inclusive and equitable world where everyone has the chance to thrive.
![Photo of Shelby Arsenault, LCSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/159828ea-cfd9-40b3-b211-5411a5e3b85d/1/320x400.jpeg)
Shelby Arsenault
Clinical Social Work/Therapist, LCSW
Verified Verified
Clayton, MO 63105 (Online Only)
Life has a lot of challenges. I want to help you work through your struggles and find more hope. I offer a safe and supportive environment where together we can process your feelings and frustrations. I think in order to create real, lasting change that you not only have to challenge your thoughts and behaviors, but also address the underlying feelings and emotions that contribute to them. If you are tired of feeling stuck I will work with you to identify and change your unhealthy patterns so that you can move forward.
Life has a lot of challenges. I want to help you work through your struggles and find more hope. I offer a safe and supportive environment where together we can process your feelings and frustrations. I think in order to create real, lasting change that you not only have to challenge your thoughts and behaviors, but also address the underlying feelings and emotions that contribute to them. If you are tired of feeling stuck I will work with you to identify and change your unhealthy patterns so that you can move forward.
![Photo of Bayla M. Myer, PhD, Psychologist](https://photos.psychologytoday.com/3bf5262a-46cd-11ea-a6ad-06142c356176/3/320x400.jpeg)
I have over thirty-five years of experience treating individuals, couples, and families dealing with depression, anxiety disorders, marital discord, and family dysfunction. Changing oneself, therefore changing others around you, can lead to happier relationships. Understanding and insight can raise self-esteem. I provide a safe, confidential, and trusting environment to explore one's feelings and consider options to produce different and improved results. Video and telehealth sessions have been added to accommodate the COVID-19 safety protocols.
I have over thirty-five years of experience treating individuals, couples, and families dealing with depression, anxiety disorders, marital discord, and family dysfunction. Changing oneself, therefore changing others around you, can lead to happier relationships. Understanding and insight can raise self-esteem. I provide a safe, confidential, and trusting environment to explore one's feelings and consider options to produce different and improved results. Video and telehealth sessions have been added to accommodate the COVID-19 safety protocols.
![Photo of John A Ware, MSW, JD, LCSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/3c7d4de5-46cd-11ea-a6ad-06142c356176/2/320x400.jpeg)
I see my role as one who can help clarify and encourage strategies to strengthen one's ability to navigate through stresses and pain. Together, we can develop plans to deal with challenging issues and life transitions in marriage, family, and professional or work situations. My career and life experiences have provided me with unique real world insights into the issues facing men and women today. I understand people who are coping with the difficult balancing of inter-personal relationships, family relationships, and work-related issues including, with increasing frequency, the stress, anxiety and uncertainty created by job loss or career transition.
I see my role as one who can help clarify and encourage strategies to strengthen one's ability to navigate through stresses and pain. Together, we can develop plans to deal with challenging issues and life transitions in marriage, family, and professional or work situations. My career and life experiences have provided me with unique real world insights into the issues facing men and women today. I understand people who are coping with the difficult balancing of inter-personal relationships, family relationships, and work-related issues including, with increasing frequency, the stress, anxiety and uncertainty created by job loss or career transition.
15 Second Videos
Emergence Psychological Services
Brenda Lee Casey
Open Arms Wellness Therapy and Counseling
![Photo of Connie Trunk, MEd, LPC, NCC, NBCCHH, Hypnosi, Licensed Professional Counselor](https://photos.psychologytoday.com/39f2d1db-4e49-434b-a099-65f5f3839244/3/320x400.jpeg)
Connie Trunk
Licensed Professional Counselor, MEd, LPC, NCC, NBCCHH, Hypnosi
Verified Verified
Clayton, MO 63105
Professional Counseling and Clinical Hypnotherapi Sessions,Regression Therapist: Go Back to past to Heal the present symptom. Energy Psychotherapy:Body,Mind Spirit & Aura.Depression,Anxiety,Relationships,Couples Therapy, Addictive Relationships:Are you Addicted to someone? Specializing in Women's Issues,etc. Counseling Sessions Internal Family Systems (IFS)Parts Therapy,Inner Child Work,Clinical Hypnosis,Regression Therapy: Go back to past,Spiritual Healing,Reiki Master,Intuitive. Couples Counseling in my Office or by Internet, Counseling sessions and Hypnosis sessions for Grief Loss,Spiritual Healing,Intuitive,Energy Psych.
Professional Counseling and Clinical Hypnotherapi Sessions,Regression Therapist: Go Back to past to Heal the present symptom. Energy Psychotherapy:Body,Mind Spirit & Aura.Depression,Anxiety,Relationships,Couples Therapy, Addictive Relationships:Are you Addicted to someone? Specializing in Women's Issues,etc. Counseling Sessions Internal Family Systems (IFS)Parts Therapy,Inner Child Work,Clinical Hypnosis,Regression Therapy: Go back to past,Spiritual Healing,Reiki Master,Intuitive. Couples Counseling in my Office or by Internet, Counseling sessions and Hypnosis sessions for Grief Loss,Spiritual Healing,Intuitive,Energy Psych.
![Photo of Karen R Moist, MA, LPC, Licensed Professional Counselor](https://photos.psychologytoday.com/4896b87c-46cd-11ea-a6ad-06142c356176/2/320x400.jpeg)
Karen R Moist
Licensed Professional Counselor, MA, LPC
Verified Verified
Clayton, MO 63105
Waitlist for new clients
In my practice I work with families and children who have experienced trauma and are having attachment difficulties. Many children I see have pre-verbal trauma from parental stress during pregnancy, adoption, neglect, or abuse. Some of the children I see are experiencing traumatic stress due to gender fluidity or gender dysphoria. Because trauma is the result of feeling helpless in a situation, many of the families I see have never thought of their child's behavior as a symptom of a life trauma. This shift in perspective is often the beginning of the healing process.
In my practice I work with families and children who have experienced trauma and are having attachment difficulties. Many children I see have pre-verbal trauma from parental stress during pregnancy, adoption, neglect, or abuse. Some of the children I see are experiencing traumatic stress due to gender fluidity or gender dysphoria. Because trauma is the result of feeling helpless in a situation, many of the families I see have never thought of their child's behavior as a symptom of a life trauma. This shift in perspective is often the beginning of the healing process.
![Photo of Naaman L Lauderdale - First Choice Counseling Professional Corporation, ThD Psy, PhD CES, LPCCS, MAC, NCC, Licensed Professional Counselor](https://photos.psychologytoday.com/59b6a6f5-c52d-4fcd-bf0d-192ba138849b/1/320x400.jpeg)
First Choice Counseling Professional Corporation
Licensed Professional Counselor, ThD Psy, PhD CES, LPCCS, MAC, NCC
Verified Verified
Clayton, MO 63105
Our patients are individuals, couples or groups who have been struggling with depression, anxiety, mood disorder and other behavioral challenges that have made ordinary day to day functioning impossible or extremely difficult. Through evidence-based clinical mental health therapy that includes EMDR, CBT, DBT, and SFBT, we assess, and diagnose individuals, couples and groups providing evidenced-based treatment plans.
Our patients are individuals, couples or groups who have been struggling with depression, anxiety, mood disorder and other behavioral challenges that have made ordinary day to day functioning impossible or extremely difficult. Through evidence-based clinical mental health therapy that includes EMDR, CBT, DBT, and SFBT, we assess, and diagnose individuals, couples and groups providing evidenced-based treatment plans.
![Photo of Kelli Eckert, LCSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/6a8e3970-dcbc-4ec0-a1d4-77d227b2d7db/1/320x400.jpeg)
Kelli Eckert is a Licensed Clinical Social Worker who’s provided services to clients for 20+ years. She understands that everyone has their own unique reasons for seeking therapy and brings empathy and authenticity to her person-centered, strengths-based approach. She builds trusted and effective partnerships with her clients to help them create lives of peace and stability. Throughout her career, she’s worked with clients of all ages dealing with issues including anxiety, depression, trauma, loss, and relationship difficulties. She specializes in emotional regulation, problem-solving, conflict resolution, and behavior modification.
Kelli Eckert is a Licensed Clinical Social Worker who’s provided services to clients for 20+ years. She understands that everyone has their own unique reasons for seeking therapy and brings empathy and authenticity to her person-centered, strengths-based approach. She builds trusted and effective partnerships with her clients to help them create lives of peace and stability. Throughout her career, she’s worked with clients of all ages dealing with issues including anxiety, depression, trauma, loss, and relationship difficulties. She specializes in emotional regulation, problem-solving, conflict resolution, and behavior modification.
![Photo of Kris Wilson, LCSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/ddf83897-e3bf-419c-922a-c675853de42a/2/320x400.jpeg)
Many of my clients have had previous experiences in therapy before reaching my office. They feel at the end of their rope as traditional talk therapy hasn't facilitated the changes they need. They often hear how resilient or insightful they are but struggle to feel closeness and safety in relationships or to access positive emotions. Or, they might have been told that the intensity of their emotions is too much for their therapist or loved ones to handle. Overall, they are looking for therapist with an in-depth approach for their specific concerns, and are ready connect with a clinician who is invested in doing just that.
Many of my clients have had previous experiences in therapy before reaching my office. They feel at the end of their rope as traditional talk therapy hasn't facilitated the changes they need. They often hear how resilient or insightful they are but struggle to feel closeness and safety in relationships or to access positive emotions. Or, they might have been told that the intensity of their emotions is too much for their therapist or loved ones to handle. Overall, they are looking for therapist with an in-depth approach for their specific concerns, and are ready connect with a clinician who is invested in doing just that.
![Photo of Brenda Lee Casey, MSW, LCSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/7e00324b-c7fe-4254-ab89-a1c47cf5bbe4/3/320x400.jpeg)
Brenda Lee Casey
Clinical Social Work/Therapist, MSW, LCSW
Verified Verified
1 Endorsed
Clayton, MO 63124 (Online Only)
Waitlist for new clients
Are there times when you feel over-whelmed, or perhaps 'stuck' in your current situation? Would you like to learn how to positively cope with issues of anxiety, depression, anger management or life transitions? Ms. Casey is a non-judgmental, cognitive behavioral therapist with an extensive background in empowering clients. Brenda believes in utilizing a holistic point of view where all aspects of your current life are taken into consideration when designing your treatment plan. Sessions are geared toward forward movement through positive rephrasing of thoughts and encouraging behavioral changes through practice and repetition.
Are there times when you feel over-whelmed, or perhaps 'stuck' in your current situation? Would you like to learn how to positively cope with issues of anxiety, depression, anger management or life transitions? Ms. Casey is a non-judgmental, cognitive behavioral therapist with an extensive background in empowering clients. Brenda believes in utilizing a holistic point of view where all aspects of your current life are taken into consideration when designing your treatment plan. Sessions are geared toward forward movement through positive rephrasing of thoughts and encouraging behavioral changes through practice and repetition.
![Photo of Jessica Rosenberg - Open Arms Wellness Therapy and Counseling, LPC, PhD, Licensed Professional Counselor](https://photos.psychologytoday.com/9f5d43d6-81cf-421c-b6d0-8fb973e9072d/3/320x400.jpeg)
Open Arms Wellness Therapy and Counseling
Licensed Professional Counselor, LPC, PhD
Verified Verified
1 Endorsed
Clayton, MO 63105
Frustrated with calling therapists and not receiving a call back? We pride ourselves in finding expert clinicians in each speciality in the greater St. Louis area and we have openings. We can help match you to a clinician that has proven success helping clients with similar issues. Our approach assists clients in exploring the source of their problems. We listen. We find unique strategies that build on your passions to bring healing to your life. You won't believe how much better it can get when you work with our handpicked professionals.
Frustrated with calling therapists and not receiving a call back? We pride ourselves in finding expert clinicians in each speciality in the greater St. Louis area and we have openings. We can help match you to a clinician that has proven success helping clients with similar issues. Our approach assists clients in exploring the source of their problems. We listen. We find unique strategies that build on your passions to bring healing to your life. You won't believe how much better it can get when you work with our handpicked professionals.
![Photo of Amy Ziegler, LPC, JD, Licensed Professional Counselor](https://photos.psychologytoday.com/17846cc6-d29c-4036-b96f-1882255a3773/2/320x400.jpeg)
Amy Ziegler
Licensed Professional Counselor, LPC, JD
Verified Verified
4 Endorsed
Clayton, MO 63105
Not accepting new clients
My clients are experiencing conflict, emotional abuse, anxiety, addiction, depression, or grief. I see individuals and couples who are ready to change or are looking for help sorting out what to do. Some have been hurt deeply by a breach of trust. Others are dealing with devastating adult or childhood trauma. Through my training and professional background as an attorney and counselor, I help them find a path to recovery. Clients gain clarity and insight, and learn to manage anxiety, depression, grief, fear and traumatic memories. I am formally trained in CBT, EMDR, DBT and have taught couples counseling at the graduate level.
My clients are experiencing conflict, emotional abuse, anxiety, addiction, depression, or grief. I see individuals and couples who are ready to change or are looking for help sorting out what to do. Some have been hurt deeply by a breach of trust. Others are dealing with devastating adult or childhood trauma. Through my training and professional background as an attorney and counselor, I help them find a path to recovery. Clients gain clarity and insight, and learn to manage anxiety, depression, grief, fear and traumatic memories. I am formally trained in CBT, EMDR, DBT and have taught couples counseling at the graduate level.
![Photo of Patricia Shaw, PhD, Psychologist](https://photos.psychologytoday.com/3cdf4681-46cd-11ea-a6ad-06142c356176/2/320x400.jpeg)
With over two decades of experience, Dr. Patricia Shaw practices with gentle expertise in helping individuals and couples heal from the wounds of the past, appreciate and savor the present and plan for a successful future.
With years of positive results in treating depression and all manner of fears and anxiety, clients have come to rely and trust Dr. Shaw's therapeutic approach. Those with eating disorders receive understanding and guidance toward health and self-acceptance.
With over two decades of experience, Dr. Patricia Shaw practices with gentle expertise in helping individuals and couples heal from the wounds of the past, appreciate and savor the present and plan for a successful future.
With years of positive results in treating depression and all manner of fears and anxiety, clients have come to rely and trust Dr. Shaw's therapeutic approach. Those with eating disorders receive understanding and guidance toward health and self-acceptance.
See more therapy options for Clayton
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Medicare Therapists
Does insurance cover therapy, prescriptions and other behavioral health services?
In general, yes. Laws in the U.S. require insurers to cover essential behavioral health care at the same level as other health care services. Most health plans require a medical diagnosis and treatments that are evidence based and medically essential. This means that life coaching and alternative therapies are not covered, nor is therapy without a diagnosis. Call the number on the back or your insurance card or visit your insurance company's website to review your Summary of Benefits. If you have insurance through your employer, your Human Resources department may also be able to answer questions.
How much does therapy cost with insurance?
The cost of therapy depends on your region, how much training and experience your therapist has, and the type of treatment. The rate for talk therapy generally falls between $100 and $250. For a client seeing an in-network provider, the cost of therapy is often similar to the cost of other health care services. Clients pay co-pays and may need to satisfy a plan’s deductible before benefits kick in.
What is the difference between In-Network and Out-of-Network insurance coverage?
An in-network provider has contracted with an insurer to get paid directly for services, and to accept the insurer’s rate of compensation. Clients are responsible for deductibles and copays. If a therapist is out of network, that means that the client pays the therapist directly for services at the therapist’s regular fee. Out-of-Network providers often give clients a receipt so that they can file for partial reimbursement with their insurance company.
Is it difficult to find an In-Network therapist?
It is not unusual for therapists to limit the number of insurance patients in their practice, so it’s important to check in-network availability when you schedule your first appointment. In regions and times where therapy is in high demand it may take longer to get scheduled with an in-network therapist.
What is the difference between HMO and PPO insurance plans?
HMO health plans only cover in-network services, there is no reimbursement for out-of-network providers. PPO plans often cover both in- and out-of-network services, though the client may pay more for out-of-network services.
What is a Superbill?
A superbill is a receipt for therapy services. It provides all the information required by insurance companies to reimburse you for out-of-network services, including the diagnostic codes for your care, the amount paid, and the dates and duration of care.
Does insurance cover Online therapy?
Many therapists who shifted their practice to online therapy during the pandemic have kept that arrangement. And most insurers continue to cover telehealth services, with a few exceptions. Preventive care (such as an annual depression screening) is often required to be in-person to be covered, and some states require prescribers of controlled substances to see those patients in person.
Does insurance cover Group therapy?
Many insurance plans provide coverage for group therapy provided there is a medical diagnosis for group members, but there are some noteworthy exceptions. For example, Medicare does not always cover group therapy. Group therapy tends to cost less than individual therapy.
Does insurance cover Couples therapy?
Most insurance companies do not cover the cost of couples therapy because there is no medical diagnosis or medically necessary treatment. However, a few plans will offer a limited benefit, so it is still worth checking with your insurance company. Sometimes therapy is covered for a couple when one person has a diagnosis and another family member joins them for joint therapy, but it is considered therapy for the medical condition that includes a family member as a listener or helper, not couples counseling. Without insurance, most clients pay between $100-300 per 60-90 min session for couples therapy. Often clients can find classes or workshops that make it more affordable to work on their relationship. And some employers offer benefit plans that help defray the cost of couples therapy.
Learn more about Insurance Coverage and Finding Affordable Therapy
Learn more about Insurance Coverage and Finding Affordable Therapy