TRICARE Therapists in Maryland

Photo of Laura A Hollister, MDiv, LCPC, NCC, Counselor
Laura A Hollister
Counselor, MDiv, LCPC, NCC
Verified Verified
Ellicott City, MD 21042
Waitlist for new clients
I treat clients of all ethnicities, faiths and gender identities, from middle-school and high- schoolers to college-age, and adults of any age who are seeking to recover from trauma; struggling with mental health disorders; or crippled by shame and low self-esteem. I also work with couples and families who need help to restore communications and develop trust.
I treat clients of all ethnicities, faiths and gender identities, from middle-school and high- schoolers to college-age, and adults of any age who are seeking to recover from trauma; struggling with mental health disorders; or crippled by shame and low self-esteem. I also work with couples and families who need help to restore communications and develop trust.
(443) 733-6904 View (443) 733-6904
Photo of Trelease Hartfield, NCC
Trelease Hartfield
NCC
Verified Verified
1 Endorsed
Aberdeen, MD 21001  (Online Only)
You are in charge of your happiness! I believe it takes 3 steps to find your happiness....think, talk, and trust. I will be there to guide you along the way. I am passionate about working with children and teens. I believe that reaching the children first is the best way to get to becoming a happy adults. I believe that if the focus is you and your way of thinking, you can go find the happiness that you have been looking for.
You are in charge of your happiness! I believe it takes 3 steps to find your happiness....think, talk, and trust. I will be there to guide you along the way. I am passionate about working with children and teens. I believe that reaching the children first is the best way to get to becoming a happy adults. I believe that if the focus is you and your way of thinking, you can go find the happiness that you have been looking for.
(410) 498-7184 View (410) 498-7184
Photo of Hillel Kerman, LCSW-C, Clinical Social Work/Therapist
Hillel Kerman
Clinical Social Work/Therapist, LCSW-C
Verified Verified
1 Endorsed
Baltimore, MD 21209  (Online Only)
I assist hard working individuals grappling with the challenges of addiction and the complexities of mental health disorders find help and support. My clients seek relief and find in me someone who has the capacity to understand them and their needs. Their needs extend beyond symptom management; they desire a compassionate and knowledgeable guide to help them navigate the intricate path towards healing. Together, we will explore your goals and cultivate a sense of confidence in your own ability to change. Understanding that each person's journey is unique, I am committed to tailoring my approach to address your specific needs.
I assist hard working individuals grappling with the challenges of addiction and the complexities of mental health disorders find help and support. My clients seek relief and find in me someone who has the capacity to understand them and their needs. Their needs extend beyond symptom management; they desire a compassionate and knowledgeable guide to help them navigate the intricate path towards healing. Together, we will explore your goals and cultivate a sense of confidence in your own ability to change. Understanding that each person's journey is unique, I am committed to tailoring my approach to address your specific needs.
(410) 431-3872 View (410) 431-3872
Photo of Allison Y Stenson - Therapy Café®, BS, ICF, Coach, DD
Therapy Café®
BS, ICF, Coach, DD
Verified Verified
3 Endorsed
I am a certified professional Spiritual/Life/Executive Coach and Ordained Minister who specializes in personal growth, relationship. romance, sex and career coaching. I am part of a private practice in Prince Frederick, Maryland. I serve as a private practitioner working with a broad spectrum of clients. I am a collaborative, solution-focused Life Coach. Through this approach, I provide support and practical feedback to help clients effectively address personal life challenges.
I am a certified professional Spiritual/Life/Executive Coach and Ordained Minister who specializes in personal growth, relationship. romance, sex and career coaching. I am part of a private practice in Prince Frederick, Maryland. I serve as a private practitioner working with a broad spectrum of clients. I am a collaborative, solution-focused Life Coach. Through this approach, I provide support and practical feedback to help clients effectively address personal life challenges.
(443) 295-8955 View (443) 295-8955
Photo of Jessica McKinnie, LCSW-C, Clinical Social Work/Therapist
Jessica McKinnie
Clinical Social Work/Therapist, LCSW-C
Verified Verified
Bowie, MD 20720  (Online Only)
I believe that it is possible to be at peace with yourself and the world around you. As a clinical therapist I work with individuals from all walks of life on the path towards happiness, healing and rest. I am there every step of the way to facilitate the therapeutic process: helping you gain deeper insight into yourself, feel in control of your life and reach personal goals. I work from a strengths based perspective and specialize in trauma recovery, healthy relationships, motivation, adjustment to life changes, grief, depression and anxiety.
I believe that it is possible to be at peace with yourself and the world around you. As a clinical therapist I work with individuals from all walks of life on the path towards happiness, healing and rest. I am there every step of the way to facilitate the therapeutic process: helping you gain deeper insight into yourself, feel in control of your life and reach personal goals. I work from a strengths based perspective and specialize in trauma recovery, healthy relationships, motivation, adjustment to life changes, grief, depression and anxiety.
(240) 303-3602 View (240) 303-3602
Photo of Danielle Black, BA, Pre-Licensed Professional
Danielle Black
Pre-Licensed Professional, BA
Verified Verified
Owings Mills, MD 21117
Looking for a therapist is a huge step! I hope you take a moment to recognize your efforts. As a clinician, I center laughter, your passions, patience, silence, and honesty. I am deeply passionate about the liberation of marginalized people and believe that we are deserving of joy, of rest, of pleasure, and of being our whole selves. I offer a collaborative and empathic approach to support you in navigating life’s challenges. In sessions, we will work together to create a safe and open therapeutic relationship to explore who you are, to understand how your contexts shape your experiences, and to reach your goals. ​
Looking for a therapist is a huge step! I hope you take a moment to recognize your efforts. As a clinician, I center laughter, your passions, patience, silence, and honesty. I am deeply passionate about the liberation of marginalized people and believe that we are deserving of joy, of rest, of pleasure, and of being our whole selves. I offer a collaborative and empathic approach to support you in navigating life’s challenges. In sessions, we will work together to create a safe and open therapeutic relationship to explore who you are, to understand how your contexts shape your experiences, and to reach your goals. ​
(410) 403-3144 View (410) 403-3144
Photo of Andrea Griffin, PhD, Psychologist
Andrea Griffin
Psychologist, PhD
Verified Verified
Crofton, MD 21114
Andrea Griffin, PhD Andrea Griffin is a Psychologist in Maryland who has been practicing since 2006. She has a Bachelor of Arts Degree in Psychology, a Master of Science in Education Degree in Early Childhood Education, and a Doctor of Philosophy Degree in Counseling Psychology. Andrea specializes in Cognitive Behavioral Therapy and aims to help facilitate a person's deeper understanding of the origin of his or her presenting problem(s). She also provides a supportive and safe space to assist a person through relevant/appropriate strategies to reach his or her individualized goal(s).
Andrea Griffin, PhD Andrea Griffin is a Psychologist in Maryland who has been practicing since 2006. She has a Bachelor of Arts Degree in Psychology, a Master of Science in Education Degree in Early Childhood Education, and a Doctor of Philosophy Degree in Counseling Psychology. Andrea specializes in Cognitive Behavioral Therapy and aims to help facilitate a person's deeper understanding of the origin of his or her presenting problem(s). She also provides a supportive and safe space to assist a person through relevant/appropriate strategies to reach his or her individualized goal(s).
(410) 888-0447 View (410) 888-0447
Photo of Greg Pelletier, LCPC
Greg Pelletier
Licensed Clinical Professional Counselor, LCPC
Verified Verified
1 Endorsed
Towson, MD 21286
Greg works with adults struggling with anxiety, depression, grief/loss, relationship difficulties, ADHD, and trauma. He focuses on treating each person as unique and seeks to understand them from their specific life experience. Greg works collaboratively with clients to develop a mindfulness perspective to address anxiety, sadness, and depression so that they may experience a sense of peace and joy in their life.
Greg works with adults struggling with anxiety, depression, grief/loss, relationship difficulties, ADHD, and trauma. He focuses on treating each person as unique and seeks to understand them from their specific life experience. Greg works collaboratively with clients to develop a mindfulness perspective to address anxiety, sadness, and depression so that they may experience a sense of peace and joy in their life.
(443) 222-0969 View (443) 222-0969
Photo of Carly Compton, LCPC, Counselor
Carly Compton
Counselor, LCPC
Verified Verified
Baltimore, MD 21209
Carly Compton is a Licensed Clinical Professional Counselor in Maryland who has been practicing since 2021. Carly believes in treating clients as individuals and collaborating with clients to make sure they feel that their treatment plan is practical and sustainable for their lives. Each person is treated as the most important part of their treatment team, as they are the expert of their experience. Carly practices a person-centered and strengths-based approach. She facilitates clients identifying their own strengths and encourages utilizing those strengths to build a foundation for coping.
Carly Compton is a Licensed Clinical Professional Counselor in Maryland who has been practicing since 2021. Carly believes in treating clients as individuals and collaborating with clients to make sure they feel that their treatment plan is practical and sustainable for their lives. Each person is treated as the most important part of their treatment team, as they are the expert of their experience. Carly practices a person-centered and strengths-based approach. She facilitates clients identifying their own strengths and encourages utilizing those strengths to build a foundation for coping.
(443) 222-9691 View (443) 222-9691
Photo of Margot Hall, MA, LCPC, Counselor
Margot Hall
Counselor, MA, LCPC
Verified Verified
Owings Mills, MD 21117
Are you feeling overwhelmed by the stresses of life? Are you feeling sad or hopeless? Are you struggling with frequent mood changes or intense feelings that you can’t control? My name is Margot and I am here to help navigate you through these challenges. Talking about your thoughts and feelings can be difficult, but therapy is a great place to be heard and understood, and to process the difficult periods in your life. I have experience working in community settings addressing individual life needs and goals, and hope that you will consider reaching out to me as a guide to personal growth and wellness.
Are you feeling overwhelmed by the stresses of life? Are you feeling sad or hopeless? Are you struggling with frequent mood changes or intense feelings that you can’t control? My name is Margot and I am here to help navigate you through these challenges. Talking about your thoughts and feelings can be difficult, but therapy is a great place to be heard and understood, and to process the difficult periods in your life. I have experience working in community settings addressing individual life needs and goals, and hope that you will consider reaching out to me as a guide to personal growth and wellness.
(443) 218-9608 View (443) 218-9608
Photo of Herman Jones, LCSW, Clinical Social Work/Therapist
Herman Jones
Clinical Social Work/Therapist, LCSW
Verified Verified
Glen Burnie, MD 21061
My passion is helping you find peace with your past and present so that you can live the future you want to live. I believe good therapy starts with a trusting and collaborative relationship. My approach to therapy is supportive, down-to-earth, and evidence-based. If you choose to work with me, your treatment will be based on your goals. My goal as a therapist is to help you address the underlying issues that are bringing you into therapy.
My passion is helping you find peace with your past and present so that you can live the future you want to live. I believe good therapy starts with a trusting and collaborative relationship. My approach to therapy is supportive, down-to-earth, and evidence-based. If you choose to work with me, your treatment will be based on your goals. My goal as a therapist is to help you address the underlying issues that are bringing you into therapy.
(443) 232-2676 View (443) 232-2676
Photo of Cassandra D Sanders - CRZCares Counseling Services, LLC, BSN,  RN, MA LCPC
CRZCares Counseling Services, LLC
Licensed Clinical Professional Counselor, BSN, RN, MA LCPC
Verified Verified
1 Endorsed
Accokeek, MD 20607  (Online Only)
ACCEPTING NEW CLIENTS! Hello, I am Cassandra Sanders, licensed by the state of Maryland as a LCPC, Christian Counselor equipped to service all in need of mental health counseling. I am also an approved LCPC Supervisor by the state of Maryland. I served as a military nurse, retiring after 24 years of service. I now devote myself as a counselor bringing a hybrid of experience including working with diverse backgrounds. I provide TELEHEALTH ONLY which allows for my services to help others within my local area, as well as for clients outside of my local area. I am a firm believer in the need for self-care and strong mental health.
ACCEPTING NEW CLIENTS! Hello, I am Cassandra Sanders, licensed by the state of Maryland as a LCPC, Christian Counselor equipped to service all in need of mental health counseling. I am also an approved LCPC Supervisor by the state of Maryland. I served as a military nurse, retiring after 24 years of service. I now devote myself as a counselor bringing a hybrid of experience including working with diverse backgrounds. I provide TELEHEALTH ONLY which allows for my services to help others within my local area, as well as for clients outside of my local area. I am a firm believer in the need for self-care and strong mental health.
(301) 383-9122 View (301) 383-9122
Photo of Lisa M. Ford, LCSW-C, LCSW, LICSW, Clinical Social Work/Therapist
Lisa M. Ford
Clinical Social Work/Therapist, LCSW-C, LCSW, LICSW
Verified Verified
Laurel, MD 20708
For several years before starting a private practice, I worked as a clinician at community-based mental health clinics, nonprofit and private practice groups in Maryland, DC, VA, and Pennsylvania. As a clinical social worker, I am passionate about helping children, adults, couples, families, and immigrants heal and improve their quality of life. My expertise focuses on facilitating a therapeutic process that creates harmony between one's mind, body, and soul. ​ My treatment approach integrates a broad range of interventions influenced by evidence and trauma-based theories, CBT, DBT, and alternative therapies.
For several years before starting a private practice, I worked as a clinician at community-based mental health clinics, nonprofit and private practice groups in Maryland, DC, VA, and Pennsylvania. As a clinical social worker, I am passionate about helping children, adults, couples, families, and immigrants heal and improve their quality of life. My expertise focuses on facilitating a therapeutic process that creates harmony between one's mind, body, and soul. ​ My treatment approach integrates a broad range of interventions influenced by evidence and trauma-based theories, CBT, DBT, and alternative therapies.
(443) 747-7462 View (443) 747-7462
Photo of Amy Weaver, LCSW-C, Clinical Social Work/Therapist
Amy Weaver
Clinical Social Work/Therapist, LCSW-C
Verified Verified
1 Endorsed
Gaithersburg, MD 20878  (Online Only)
I am a masters prepared psychotherapist with years of experience in therapy, yoga, and mindfulness. I will be your support, educator, coach, cheerleader, and guide on the journey. Every journey begins with one step, even if you don't know where you're going. I'll meet you where you are, with compassion and without judgement. I offer an individualized, solutions-focused approach to treatment, combining CBT with mind-body practices to improve outcomes. My goal is to provide tools that empower you to meet your goals; building skills to take care of your whole person and move forward toward the life you want.
I am a masters prepared psychotherapist with years of experience in therapy, yoga, and mindfulness. I will be your support, educator, coach, cheerleader, and guide on the journey. Every journey begins with one step, even if you don't know where you're going. I'll meet you where you are, with compassion and without judgement. I offer an individualized, solutions-focused approach to treatment, combining CBT with mind-body practices to improve outcomes. My goal is to provide tools that empower you to meet your goals; building skills to take care of your whole person and move forward toward the life you want.
(410) 216-5853 View (410) 216-5853
Photo of Preksha Mishra, LPC Intern
Preksha Mishra
LPC Intern
Verified Verified
3 Endorsed
Timonium, MD 21093
When entering a therapeutic space, you want to feel safe. It is natural to seek a place where you feel heard and where you can speak your mind freely. Maybe you're looking for a space where you and your partner can work through communication issues? Are you carrying some heavy emotions that you need to work through? Have you been feeling like you don't belong? In our space, you can feel safe and heard. We can work through your communication and emotional problems. In this space, you can come as yourself and belong!
When entering a therapeutic space, you want to feel safe. It is natural to seek a place where you feel heard and where you can speak your mind freely. Maybe you're looking for a space where you and your partner can work through communication issues? Are you carrying some heavy emotions that you need to work through? Have you been feeling like you don't belong? In our space, you can feel safe and heard. We can work through your communication and emotional problems. In this space, you can come as yourself and belong!
(410) 216-5689 x709 View (410) 216-5689 x709
Photo of Nadine M Centineo, LCSW-C, Clinical Social Work/Therapist
Nadine M Centineo
Clinical Social Work/Therapist, LCSW-C
Verified Verified
Eldersburg, MD 21784  (Online Only)
I am a skilled clinician with experience working with adolescent through adult clients. I have over 20 years experience in outpatient and inpatient settings seeing clients with a wide range of mental health diagnosis. I seek to help clients' negotiate difficulties and optimize their functioning using validation, a person-centered approach, as well as various evidence based and trauma informed treatment modalities. Whether working in an individual, family, or couples setting, my goal is to increase clients' capacity to cope with life stressors and build skills working toward living their best life.
I am a skilled clinician with experience working with adolescent through adult clients. I have over 20 years experience in outpatient and inpatient settings seeing clients with a wide range of mental health diagnosis. I seek to help clients' negotiate difficulties and optimize their functioning using validation, a person-centered approach, as well as various evidence based and trauma informed treatment modalities. Whether working in an individual, family, or couples setting, my goal is to increase clients' capacity to cope with life stressors and build skills working toward living their best life.
(667) 200-0732 View (667) 200-0732
Photo of Steia Williams, LCSW-C, PsyD, Clinical Social Work/Therapist
Steia Williams
Clinical Social Work/Therapist, LCSW-C, PsyD
Verified Verified
1 Endorsed
Prince Frederick, MD 20678  (Online Only)
I believe that therapy is a collaborative process, therefore my role is to assist you in working towards solutions that benefit you in the best way possible. My methods include mindfulness practice, distress tolerance, and cognitive behavioral techniques to target depression, anxiety, and trauma. I provide a safe, warm, and welcoming environment in order to help my clients feel comfortable in expressing their themselves. I strive to create a creative, unorthodox approach by using humor in order to appeal to adolescence.
I believe that therapy is a collaborative process, therefore my role is to assist you in working towards solutions that benefit you in the best way possible. My methods include mindfulness practice, distress tolerance, and cognitive behavioral techniques to target depression, anxiety, and trauma. I provide a safe, warm, and welcoming environment in order to help my clients feel comfortable in expressing their themselves. I strive to create a creative, unorthodox approach by using humor in order to appeal to adolescence.
(443) 295-8955 View (443) 295-8955
Photo of Rebecca Mitch McKee - Anne Arundel Counseling, Inc., PhD, LCPC, CFC, BCTMH
Anne Arundel Counseling, Inc.
Licensed Clinical Professional Counselor, PhD, LCPC, CFC, BCTMH
Verified Verified
Glen Burnie, MD 21061
Anne Arundel Counseling is a highly recognized and regarded MD State Certified provider offering six convenient locations throughout the Annapolis, Baltimore & Washington areas (Annapolis, Glen Burnie, Edgewater, Bowie, Stevensville & Centreville). We pride ourselves on being a diverse group of licensed and experiences psychological, psycho therapeutic and clinical specialists. We are dedicated to the well-being of each client and empowering them to achieve in a warm, supportive and inviting environment. For additional information please visit our website at: www.annearundelcounseling.com To schedule with on one of our experienced male or female providers, please call our office to speak with any one of our administrative staff members: Allison O'Hanlon, Client Coordinator, Michele Kline, Office Manager or Connie Thomas, Practice Manager. Our administrative staff will complete an informal screening to have you scheduled with the most appropriate clinician for your area of need. They will also answer any questions you may have regarding the counseling process, AAC, your clinician or any other related item. Lastly, they will take any insurance or EAP information to perform the billing as appropriate. We look forward to hearing from you and ensure your counseling experience is positive and beneficial.
Anne Arundel Counseling is a highly recognized and regarded MD State Certified provider offering six convenient locations throughout the Annapolis, Baltimore & Washington areas (Annapolis, Glen Burnie, Edgewater, Bowie, Stevensville & Centreville). We pride ourselves on being a diverse group of licensed and experiences psychological, psycho therapeutic and clinical specialists. We are dedicated to the well-being of each client and empowering them to achieve in a warm, supportive and inviting environment. For additional information please visit our website at: www.annearundelcounseling.com To schedule with on one of our experienced male or female providers, please call our office to speak with any one of our administrative staff members: Allison O'Hanlon, Client Coordinator, Michele Kline, Office Manager or Connie Thomas, Practice Manager. Our administrative staff will complete an informal screening to have you scheduled with the most appropriate clinician for your area of need. They will also answer any questions you may have regarding the counseling process, AAC, your clinician or any other related item. Lastly, they will take any insurance or EAP information to perform the billing as appropriate. We look forward to hearing from you and ensure your counseling experience is positive and beneficial.
(410) 415-1851 View (410) 415-1851
Photo of Rony Kusnadi - Notable Life Counseling Services LLC, PhD, LCPC, CCTP
Notable Life Counseling Services LLC
Licensed Clinical Professional Counselor, PhD, LCPC, CCTP
Verified Verified
Bel Air, MD 21015
The clients of Notable Life Counseling Services are diverse and many are accomplished individuals who are trying to make the most of their lives in a fast paced world while embracing full life potential. Through counseling process, our clients are able to rediscover that life is worth living. Life is worthy and remarkable. It is meaningful. Life is the reason why they want to get better, to be happier, to accomplish more, to trust more, to be more prospers psychologically, spiritually, and physically. They want to have purposeful and meaningful life.
The clients of Notable Life Counseling Services are diverse and many are accomplished individuals who are trying to make the most of their lives in a fast paced world while embracing full life potential. Through counseling process, our clients are able to rediscover that life is worth living. Life is worthy and remarkable. It is meaningful. Life is the reason why they want to get better, to be happier, to accomplish more, to trust more, to be more prospers psychologically, spiritually, and physically. They want to have purposeful and meaningful life.
(443) 903-2602 View (443) 903-2602
Photo of Deondra Smith - Breakthrough Therapeutic Concepts, LLC, PsyD, Psychologist
Breakthrough Therapeutic Concepts, LLC
Psychologist, PsyD
Verified Verified
Glen Burnie, MD 21061
BTConcepts is a group private, practice located in Anne Arundel County. We believe that every client, regardless of age, ethnicity/race, religion/spirituality, clinical presentation, or any cultural difference deserves to heard, respected and understood. At BTConcepts, we strive to uphold therapeutic values such as empathy, genuineness and respect, in the work that we do with our clients. As our client, we want you to feel a part of your therapeutic journey and empowered to continue the work once therapy has ended. It is important that you recognize that "YOU" are the pilot behind the wheel called life, and that we are your co-pilot! If you are stuck? Searching for answers? Desiring clarity? We can help!
BTConcepts is a group private, practice located in Anne Arundel County. We believe that every client, regardless of age, ethnicity/race, religion/spirituality, clinical presentation, or any cultural difference deserves to heard, respected and understood. At BTConcepts, we strive to uphold therapeutic values such as empathy, genuineness and respect, in the work that we do with our clients. As our client, we want you to feel a part of your therapeutic journey and empowered to continue the work once therapy has ended. It is important that you recognize that "YOU" are the pilot behind the wheel called life, and that we are your co-pilot! If you are stuck? Searching for answers? Desiring clarity? We can help!
(667) 303-2983 View (667) 303-2983
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TRICARE Therapists

Does insurance cover therapy, prescriptions and other behavioral health services?

In general, yes. Laws in the U.S. require insurers to cover essential behavioral health care at the same level as other health care services. Most health plans require a medical diagnosis and treatments that are evidence based and medically essential. This means that life coaching and alternative therapies are not covered, nor is therapy without a diagnosis. Call the number on the back or your insurance card or visit your insurance company's website to review your Summary of Benefits. If you have insurance through your employer, your Human Resources department may also be able to answer questions.

How much does therapy cost with insurance?

The cost of therapy depends on your region, how much training and experience your therapist has, and the type of treatment. The rate for talk therapy generally falls between $100 and $250. For a client seeing an in-network provider, the cost of therapy is often similar to the cost of other health care services. Clients pay co-pays and may need to satisfy a plan’s deductible before benefits kick in.

What is the difference between In-Network and Out-of-Network insurance coverage?

An in-network provider has contracted with an insurer to get paid directly for services, and to accept the insurer’s rate of compensation. Clients are responsible for deductibles and copays. If a therapist is out of network, that means that the client pays the therapist directly for services at the therapist’s regular fee. Out-of-Network providers often give clients a receipt so that they can file for partial reimbursement with their insurance company.

Is it difficult to find an In-Network therapist?

It is not unusual for therapists to limit the number of insurance patients in their practice, so it’s important to check in-network availability when you schedule your first appointment. In regions and times where therapy is in high demand it may take longer to get scheduled with an in-network therapist.

What is the difference between HMO and PPO insurance plans?

HMO health plans only cover in-network services, there is no reimbursement for out-of-network providers. PPO plans often cover both in- and out-of-network services, though the client may pay more for out-of-network services.

What is a Superbill?

A superbill is a receipt for therapy services. It provides all the information required by insurance companies to reimburse you for out-of-network services, including the diagnostic codes for your care, the amount paid, and the dates and duration of care.

Does insurance cover Online therapy?

Many therapists who shifted their practice to online therapy during the pandemic have kept that arrangement. And most insurers continue to cover telehealth services, with a few exceptions. Preventive care (such as an annual depression screening) is often required to be in-person to be covered, and some states require prescribers of controlled substances to see those patients in person.

Does insurance cover Group therapy?

Many insurance plans provide coverage for group therapy provided there is a medical diagnosis for group members, but there are some noteworthy exceptions. For example, Medicare does not always cover group therapy. Group therapy tends to cost less than individual therapy.

Does insurance cover Couples therapy?

Most insurance companies do not cover the cost of couples therapy because there is no medical diagnosis or medically necessary treatment. However, a few plans will offer a limited benefit, so it is still worth checking with your insurance company. Sometimes therapy is covered for a couple when one person has a diagnosis and another family member joins them for joint therapy, but it is considered therapy for the medical condition that includes a family member as a listener or helper, not couples counseling. Without insurance, most clients pay between $100-300 per 60-90 min session for couples therapy. Often clients can find classes or workshops that make it more affordable to work on their relationship. And some employers offer Employee Assistance Plans that help defray the cost of couples therapy.

What is an Employee Assistance Plan (EAP)?

Employee Assistance Plans are purchased by employers for the benefit of their employees. EAPs typically assist employees with referrals and may also provide the first few sessions of therapy free of charge, with the patient's regular health insurance kicking in after those initial sessions. EAP benefits often apply to all types of therapy without the need for a medical diagnosis, making it easier to access couples therapy, therapy for life transitions, and other non-medical counseling. The EAP for the U.S. Armed Forces is Military OneSource. Just as with standard health insurance, clients should always check that a provider accepts their EAP benefits before scheduling.

Learn more about Insurance Coverage and Finding Affordable Therapy