Cigna and Evernorth Therapists in Norridge, IL
![Photo of Euginia Ivanova, LCSW, CADC, Clinical Social Work/Therapist](https://photos.psychologytoday.com/d9847f7f-44a6-4881-9883-a6582dbc4640/2/320x400.jpeg)
My career as a therapist has afforded me opportunities to work with individuals from all walks of life. I immigrated to the United States from Kiev, Ukraine and feel intimately familiar with the challenges faced by all of the groups I mentioned. I am able to work with children, adolescents, adults, couples and families and treat a wide variety of presenting issues including anxiety, depression, stress, trauma, adjustment difficulties, grief / loss, relationship problems, family conflict, and addiction. I am proud member of Chicagoland’s Ukraine Community and am fluent in the Russian and Ukrainian languages.
My career as a therapist has afforded me opportunities to work with individuals from all walks of life. I immigrated to the United States from Kiev, Ukraine and feel intimately familiar with the challenges faced by all of the groups I mentioned. I am able to work with children, adolescents, adults, couples and families and treat a wide variety of presenting issues including anxiety, depression, stress, trauma, adjustment difficulties, grief / loss, relationship problems, family conflict, and addiction. I am proud member of Chicagoland’s Ukraine Community and am fluent in the Russian and Ukrainian languages.
![Photo of Anita Groll, MA, LCPC, NCC, Counselor](https://photos.psychologytoday.com/3f7ffdc2-46cd-11ea-a6ad-06142c356176/3/320x400.jpeg)
I am a licensed clinical professional counselor providing individual, couple, and family therapy in the Northwest Suburbs. I have over 20 years of counseling experience with children, teens, and adults struggling with anxiety, depression, stress, attachment, ADHD, infertility, grief and loss, dating, relationships, women's issues, aging, and trauma.
I am a licensed clinical professional counselor providing individual, couple, and family therapy in the Northwest Suburbs. I have over 20 years of counseling experience with children, teens, and adults struggling with anxiety, depression, stress, attachment, ADHD, infertility, grief and loss, dating, relationships, women's issues, aging, and trauma.
![Photo of Angela Marie Costanza, MA, LCPC](https://photos.psychologytoday.com/a9823ce1-bd06-47a6-bf43-05fd56493d35/1/320x400.jpeg)
Angela Marie Costanza
Licensed Clinical Professional Counselor, MA, LCPC
Verified Verified
2 Endorsed
Norridge, IL 60706
There are times when everyone needs support, advice and new ways of coping. Whether you are struggling with a particular issue or just feel "stuck", I can help. As a licensed clinician and the founder of PRP, I have spent the last 17 years studying evidence and science based approaches to psychotherapy and the treatment of emotional/psychological issues in some of the country's best universities, including Northwestern University and UW-Madison. These experiences have allowed me to develop a holistic therapeutic approach where I integrate complementary researched-informed modalities to offer personalized and effective treatments.
There are times when everyone needs support, advice and new ways of coping. Whether you are struggling with a particular issue or just feel "stuck", I can help. As a licensed clinician and the founder of PRP, I have spent the last 17 years studying evidence and science based approaches to psychotherapy and the treatment of emotional/psychological issues in some of the country's best universities, including Northwestern University and UW-Madison. These experiences have allowed me to develop a holistic therapeutic approach where I integrate complementary researched-informed modalities to offer personalized and effective treatments.
![Photo of Melanie Schwaba, LCSW, CADC, Clinical Social Work/Therapist](https://photos.psychologytoday.com/364cbca3-b3bd-420f-bf12-e5e643ac113e/1/320x400.jpeg)
Melanie Schwaba
Clinical Social Work/Therapist, LCSW, CADC
Verified Verified
2 Endorsed
Norridge, IL 60634
Everyone deserves empathetic help and support. Clients who are experiencing addiction or are in recovery, as well as their loved ones, are my specialty. Clients affected by anxiety, mood disorders, and trauma are also a population I frequently work with, especially younger adults. No matter what you are coming to therapy for, I strive to build a collaborative relationship with my clients, and to help you to make the changes you are seeking for your life and overall well-being.
Everyone deserves empathetic help and support. Clients who are experiencing addiction or are in recovery, as well as their loved ones, are my specialty. Clients affected by anxiety, mood disorders, and trauma are also a population I frequently work with, especially younger adults. No matter what you are coming to therapy for, I strive to build a collaborative relationship with my clients, and to help you to make the changes you are seeking for your life and overall well-being.
![Photo of Sarah Razo, LCSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/947c8f43-6a17-4784-a5bd-fc39eaadb715/1/320x400.jpeg)
Life pulls us in all different directions. Sometimes the direction is exciting and sometimes it's overwhelming. I'd be honored to help you walk through the parts of life that feel like too much. I specialize in working with people dealing with trauma, chronic illness, grief, and people who care for others. I work with a trauma informed approach and somatic approach to help you reach your goals.
Life pulls us in all different directions. Sometimes the direction is exciting and sometimes it's overwhelming. I'd be honored to help you walk through the parts of life that feel like too much. I specialize in working with people dealing with trauma, chronic illness, grief, and people who care for others. I work with a trauma informed approach and somatic approach to help you reach your goals.
More Therapists Nearby
![Photo of Karen Rothstein Pineda, MA, LCPC, Counselor](https://photos.psychologytoday.com/6c8fff48-f43e-4b08-9641-4e8734f9778f/2/320x400.jpeg)
Many people feel very intimidated at the prospect of looking for a new therapist. It is so important to have a good relationship with them that I see my initial job as supporting you as we mutually decide if we are a good fit. The clients I work with are generally feeling stressors simply because of who they are in this world. I work with people who come from all walks of life who are dealing with issues around their race, ethnicity, sexual orientation and gender identity. In addition, I have begun to work with adults who have been diagnosed or who are realizing that they may have ADHD and/or be on the autism spectrum.
Many people feel very intimidated at the prospect of looking for a new therapist. It is so important to have a good relationship with them that I see my initial job as supporting you as we mutually decide if we are a good fit. The clients I work with are generally feeling stressors simply because of who they are in this world. I work with people who come from all walks of life who are dealing with issues around their race, ethnicity, sexual orientation and gender identity. In addition, I have begun to work with adults who have been diagnosed or who are realizing that they may have ADHD and/or be on the autism spectrum.
![Photo of Pete D Hardy III, MA, CRC, LCPC, CADC, Counselor](https://photos.psychologytoday.com/43933253-46cd-11ea-a6ad-06142c356176/3/320x400.jpeg)
My beliefs are clients hold the keys to their own healing and addressing the trauma in their lives. You have to be the driving force and navigator behind the pursuit of a healthy mind, body, and spirit. The act of being heard and understood is healing in-and-of itself, but an outside view, to guide or push us down the path of self-enlightenment and self-healing, helps. I understand the idea & process of gaining self-awareness via counseling can seem overwhelming and intimidating, but I believe it's actually a safe opportunity for personal growth, development, and achievement.
My beliefs are clients hold the keys to their own healing and addressing the trauma in their lives. You have to be the driving force and navigator behind the pursuit of a healthy mind, body, and spirit. The act of being heard and understood is healing in-and-of itself, but an outside view, to guide or push us down the path of self-enlightenment and self-healing, helps. I understand the idea & process of gaining self-awareness via counseling can seem overwhelming and intimidating, but I believe it's actually a safe opportunity for personal growth, development, and achievement.
![Photo of Carmen Ochoa-Galindo, EdD, LCPC, Counselor](https://photos.psychologytoday.com/0eadc696-3d3e-4371-a5e3-5613f793f963/1/320x400.jpeg)
Life can be overwhelming, so many things coming at us from all different directions. You want support but don't want to be judged or criticized. You want to change or improve something about yourself but not sure what or where to start. This is where someone like me can step in and provide support and guidance in an empathic, compassionate, non-judgmental, and empowering way. My job is not to tell you what to do, but to collaborate with you. I strive to provide a safe space for you to feel comfortable to talk about anything and everything. We are all a work in progress.
Life can be overwhelming, so many things coming at us from all different directions. You want support but don't want to be judged or criticized. You want to change or improve something about yourself but not sure what or where to start. This is where someone like me can step in and provide support and guidance in an empathic, compassionate, non-judgmental, and empowering way. My job is not to tell you what to do, but to collaborate with you. I strive to provide a safe space for you to feel comfortable to talk about anything and everything. We are all a work in progress.
![Photo of Emmanuel Perez, LPC, MACMHC, Counselor](https://photos.psychologytoday.com/c35b4f65-6688-4a02-9173-5b4b2d00ea7d/1/320x400.jpeg)
Struggling with anxiety, depression, stress, or self-esteem? Or are you having a hard time committing to relationships and tasks? I am committed to working with you as you navigate challenges that keep you from experiencing a full and happy life. I enjoy working with people of various cultural and ethnic backgrounds, and specializing in working with individuals struggling with anxiety . depression . substance abuse . trauma . and self-esteem, as well as with couples seeking to improve communication and learn conflict resolution skills. I strive to foster a strong and safe therapeutic relationship by meeting you where you are.
Struggling with anxiety, depression, stress, or self-esteem? Or are you having a hard time committing to relationships and tasks? I am committed to working with you as you navigate challenges that keep you from experiencing a full and happy life. I enjoy working with people of various cultural and ethnic backgrounds, and specializing in working with individuals struggling with anxiety . depression . substance abuse . trauma . and self-esteem, as well as with couples seeking to improve communication and learn conflict resolution skills. I strive to foster a strong and safe therapeutic relationship by meeting you where you are.
![Photo of Allison Joy Stephens - Peace Through Hope Therapy, LCPC](https://photos.psychologytoday.com/52ebe728-46cd-11ea-a6ad-06142c356176/2/320x400.jpeg)
Peace Through Hope Therapy
Licensed Clinical Professional Counselor, LCPC
Verified Verified
Chicago, IL 60634 (Online Only)
If you can change your thoughts, you can change your world. I believe that our day-to-day thoughts directly dictate our emotions and ultimately our decisions and actions. Whether it is childhood trauma, adult anxiety or postpartum depression, we can take captive every self-defeating thought and turn that negative narrative into a powerful and hopeful future. Regaining control over our thoughts and actions can provide such lasting peace and happiness. My focus is to thoroughly get to know my patients, by listening to and trying my best to understand their unique experiences, while working collaboratively toward agreed upon goals.
If you can change your thoughts, you can change your world. I believe that our day-to-day thoughts directly dictate our emotions and ultimately our decisions and actions. Whether it is childhood trauma, adult anxiety or postpartum depression, we can take captive every self-defeating thought and turn that negative narrative into a powerful and hopeful future. Regaining control over our thoughts and actions can provide such lasting peace and happiness. My focus is to thoroughly get to know my patients, by listening to and trying my best to understand their unique experiences, while working collaboratively toward agreed upon goals.
![Photo of Karyn Cihak, PsyD, PsyD, Psychologist](https://photos.psychologytoday.com/1483cbb2-10f1-4942-97b8-9d8a8540f17d/1/320x400.jpeg)
Dr. Karyn Cihak is a Psychologist in Illinois who has been practicing since 1999. They completed their undergraduate degree in Psychology at Augustana College. Their first Master’s Degree focusing on behavioral and family systems as related to clinical psychology is from Eastern Illinois University. After working in the field in inpatient and outpatient behavioral health, Dr. Cihak went on the earn their second Master’s degree and Doctorate in Clinical Psychology from Illinois School of Professional Psychology. Their training focused on neuropsychology and health psychology.
Dr. Karyn Cihak is a Psychologist in Illinois who has been practicing since 1999. They completed their undergraduate degree in Psychology at Augustana College. Their first Master’s Degree focusing on behavioral and family systems as related to clinical psychology is from Eastern Illinois University. After working in the field in inpatient and outpatient behavioral health, Dr. Cihak went on the earn their second Master’s degree and Doctorate in Clinical Psychology from Illinois School of Professional Psychology. Their training focused on neuropsychology and health psychology.
![Photo of Molly Ansari, PhD, LCPC, ATR-BC, Counselor](https://photos.psychologytoday.com/e4487c6d-a09c-496c-b9cd-f776ec63a074/1/320x400.png)
I am a Licensed Clinical Professional Counselor and Board Certified Registered Art Therapist and hold a doctoral degree in Counselor Education and Supervision, working in my own practice, Molly Jo Counseling & Art Therapy Services. I am currently accepting new clients at this location and see children, adults, couples and families. My experience is in both in-patient and out-patient settings focusing on work related to trauma recovery and severe mental health disorders. My area of focus currently is trauma-focused therapy, depression, anxiety, relational issues, and self-esteem.
I am a Licensed Clinical Professional Counselor and Board Certified Registered Art Therapist and hold a doctoral degree in Counselor Education and Supervision, working in my own practice, Molly Jo Counseling & Art Therapy Services. I am currently accepting new clients at this location and see children, adults, couples and families. My experience is in both in-patient and out-patient settings focusing on work related to trauma recovery and severe mental health disorders. My area of focus currently is trauma-focused therapy, depression, anxiety, relational issues, and self-esteem.
![Photo of Dennis R. Verville, PsyD, Psychologist](https://photos.psychologytoday.com/3c9c2961-46cd-11ea-a6ad-06142c356176/3/320x400.jpeg)
I specialize in the assessment and treatment of behavior problems in children and adolescents, as well as depression and anxiety in individuals of all ages. I also specialize in the treatment of relationship problems and the psychological management of acute and chronic medical disorders, particularly cardiovascular disorders and encopresis. I help people gain insights into their difficulties and teach them skills that will facilitate the resolution of their difficulties. When requested, I confer with attending physicians and, in the case of minors, with their teachers and/or school social workers. I am on the medical staff of Lutheran General Hospital in Park Ridge.
I specialize in the assessment and treatment of behavior problems in children and adolescents, as well as depression and anxiety in individuals of all ages. I also specialize in the treatment of relationship problems and the psychological management of acute and chronic medical disorders, particularly cardiovascular disorders and encopresis. I help people gain insights into their difficulties and teach them skills that will facilitate the resolution of their difficulties. When requested, I confer with attending physicians and, in the case of minors, with their teachers and/or school social workers. I am on the medical staff of Lutheran General Hospital in Park Ridge.
![Photo of Valerie Honan, MA, LCPC, NCC](https://photos.psychologytoday.com/6ab13ecc-d9ce-466d-a5a1-2d5978bf75dd/3/320x400.jpeg)
Valerie Honan
Licensed Clinical Professional Counselor, MA, LCPC, NCC
Verified Verified
Chicago, IL 60646 (Online Only)
I am an experienced clinician who provides individual therapy for clients ages 18 and up. My areas of special interest are anxiety, depression, infertility, life changes and trauma. I also enjoy working with first responders. My counseling approach is person-centered utilizing techniques from cognitive behavioral therapy and solution-focused therapy. I encourage clients to engage in self-reflection and help promote personal growth. I am passionate about my work and enjoy being a support for others. I feel honored to be able to help clients improve their mental health and wellness.
I am an experienced clinician who provides individual therapy for clients ages 18 and up. My areas of special interest are anxiety, depression, infertility, life changes and trauma. I also enjoy working with first responders. My counseling approach is person-centered utilizing techniques from cognitive behavioral therapy and solution-focused therapy. I encourage clients to engage in self-reflection and help promote personal growth. I am passionate about my work and enjoy being a support for others. I feel honored to be able to help clients improve their mental health and wellness.
![Photo of Raven M Walker, LCSW, CYT200, Clinical Social Work/Therapist](https://photos.psychologytoday.com/c2029b9c-3735-450c-800d-19e1c1cbcb00/1/320x400.jpeg)
Raven M Walker
Clinical Social Work/Therapist, LCSW, CYT200
Verified Verified
1 Endorsed
Chicago, IL 60641 (Online Only)
Feeling trapped in repetitive cycles or struggling with anxiety and/or depression? I understand how challenging it can be to navigate complex emotions and thoughts. Exploring the past and present can stir up a storm of feelings that deeply affect our well-being, which can be overwhelming and disheartening. In these moments, having a safe and supportive space is essential for processing emotions and experiences and rewiring the nervous system.
Feeling trapped in repetitive cycles or struggling with anxiety and/or depression? I understand how challenging it can be to navigate complex emotions and thoughts. Exploring the past and present can stir up a storm of feelings that deeply affect our well-being, which can be overwhelming and disheartening. In these moments, having a safe and supportive space is essential for processing emotions and experiences and rewiring the nervous system.
![Photo of Jess Albright, LCPC, Counselor](https://photos.psychologytoday.com/7768beb8-de24-4e34-bf3d-9f58dea9f44b/1/320x400.jpeg)
Jess Albright
Counselor, LCPC
Verified Verified
1 Endorsed
Chicago, IL 60634 (Online Only)
Waitlist for new clients
Whether you are looking to cope with mental health concerns or eager to explore and understand yourself more fully, therapy can guide you to a more fulfilling daily experience that you can carry with you over your lifetime. Taking the step to start therapy is a move made out of courage and strength. I believe that through evidence supported treatment, humor, collaboration and a strong, supportive therapeutic relationship, change can begin from the moment we meet. Let's work together to help you build a life worth living!
Whether you are looking to cope with mental health concerns or eager to explore and understand yourself more fully, therapy can guide you to a more fulfilling daily experience that you can carry with you over your lifetime. Taking the step to start therapy is a move made out of courage and strength. I believe that through evidence supported treatment, humor, collaboration and a strong, supportive therapeutic relationship, change can begin from the moment we meet. Let's work together to help you build a life worth living!
![Photo of Jessica Hoyos, LMFT, LCPC, Marriage & Family Therapist](https://photos.psychologytoday.com/330998a7-9f92-4a88-96d3-f3f1027f663c/1/320x400.jpeg)
Jessica Hoyos
Marriage & Family Therapist, LMFT, LCPC
Verified Verified
2 Endorsed
Chicago, IL 60641
Waitlist for new clients
I specialize in providing relationally focused therapy to individuals, couples, children, and families from diverse backgrounds and identities. As a bilingual clinician with Ecuadorian and Colombian heritage, I am particularly committed to serving BIPOC, LGBTQIA+, and migrant communities who may face unique challenges in understanding and accessing mental health resources. By working alongside clients, my goal is to help break down societal beliefs surrounding therapy and identify a better understanding of yourself, and/or your family that is holistically informed by identity, culture, and past experiences.
I specialize in providing relationally focused therapy to individuals, couples, children, and families from diverse backgrounds and identities. As a bilingual clinician with Ecuadorian and Colombian heritage, I am particularly committed to serving BIPOC, LGBTQIA+, and migrant communities who may face unique challenges in understanding and accessing mental health resources. By working alongside clients, my goal is to help break down societal beliefs surrounding therapy and identify a better understanding of yourself, and/or your family that is holistically informed by identity, culture, and past experiences.
![Photo of Elizabeth Hutchinson, LCPC](https://photos.psychologytoday.com/f3edb35f-fb04-4fdc-99cb-1fd7ac431c0e/1/320x400.jpeg)
Elizabeth Hutchinson
Licensed Clinical Professional Counselor, LCPC
Verified Verified
Chicago, IL 60631
In therapy, I use a holistic, empathetic and non-judgmental approach. I also focus on relationship building and trust to create a setting in which clients can work towards their goals and progress. My key areas of clinical experience include anxiety and depression, coping with trauma and abuse, anger issues, crisis intervention, drug and alcohol use, self-injurious behavior, sexual identity, body image/eating disorders, life transitions, and concerns related to outside stressors such as work, relationships or school. For five years, I have worked as a school-based counselor providing counseling to adolescents.
In therapy, I use a holistic, empathetic and non-judgmental approach. I also focus on relationship building and trust to create a setting in which clients can work towards their goals and progress. My key areas of clinical experience include anxiety and depression, coping with trauma and abuse, anger issues, crisis intervention, drug and alcohol use, self-injurious behavior, sexual identity, body image/eating disorders, life transitions, and concerns related to outside stressors such as work, relationships or school. For five years, I have worked as a school-based counselor providing counseling to adolescents.
![Photo of Teresa Yu, LCPC, ATR, Counselor](https://photos.psychologytoday.com/c30719ba-6dce-44cd-aa9d-a5814472730f/1/320x400.png)
Are you experiencing feelings burdening your daily living, are you feeling exhausted with anxiousness, are you occupied by unhelpful thoughts, or do you need a space to feel heard? I am here to honor your courage, your stories, and your willingness to change. I work from a person-centered, cultural relational framework that promotes safety and collaboration. I utilize art therapy and/or Accelerated Resolution Therapy (ART) in addition to talk therapy. Trust and connection are essential foundations to the therapeutic process, my goal is to facilitate an open space where progress, set backs, and feedbacks are valued and acknowledged.
Are you experiencing feelings burdening your daily living, are you feeling exhausted with anxiousness, are you occupied by unhelpful thoughts, or do you need a space to feel heard? I am here to honor your courage, your stories, and your willingness to change. I work from a person-centered, cultural relational framework that promotes safety and collaboration. I utilize art therapy and/or Accelerated Resolution Therapy (ART) in addition to talk therapy. Trust and connection are essential foundations to the therapeutic process, my goal is to facilitate an open space where progress, set backs, and feedbacks are valued and acknowledged.
![Photo of Rachelle Debehnke, LCPC, Counselor](https://photos.psychologytoday.com/bb08dcb6-56c1-4219-be5c-6c98aaf49420/1/320x400.jpeg)
I believe the crux of treatment rests on the collaborative relationship between therapist and client. I use Psychodynamic (relational) , Humanistic, and Existential psychotherapies, as well as Bibliotherapy to guide others toward uncovering deeper insights into the root causes of their distressing thoughts, feelings, and behaviors. Informed by theories of attachment and current research in the neurobiology of Trauma and addictions, I honor the lived experience of each individual, bringing curiosity, humility, warmth, and humor to the therapeutic relationship.
I believe the crux of treatment rests on the collaborative relationship between therapist and client. I use Psychodynamic (relational) , Humanistic, and Existential psychotherapies, as well as Bibliotherapy to guide others toward uncovering deeper insights into the root causes of their distressing thoughts, feelings, and behaviors. Informed by theories of attachment and current research in the neurobiology of Trauma and addictions, I honor the lived experience of each individual, bringing curiosity, humility, warmth, and humor to the therapeutic relationship.
See more therapy options for Norridge
Nearby Cigna and Evernorth Therapists Searches for Norridge
- Elmwood Park
- Forest Park
- Franklin Park
- Lincolnwood
- Maywood
- Melrose Park
- Morton Grove
- Niles
- Oak Park
- Park Ridge
- River Forest
- Skokie
Cigna and Evernorth Therapists
Does insurance cover therapy, prescriptions and other behavioral health services?
In general, yes. Laws in the U.S. require insurers to cover essential behavioral health care at the same level as other health care services. Most health plans require a medical diagnosis and treatments that are evidence based and medically essential. This means that life coaching and alternative therapies are not covered, nor is therapy without a diagnosis. Call the number on the back or your insurance card or visit your insurance company's website to review your Summary of Benefits. If you have insurance through your employer, your Human Resources department may also be able to answer questions.
How much does therapy cost with insurance?
The cost of therapy depends on your region, how much training and experience your therapist has, and the type of treatment. The rate for talk therapy generally falls between $100 and $250. For a client seeing an in-network provider, the cost of therapy is often similar to the cost of other health care services. Clients pay co-pays and may need to satisfy a plan’s deductible before benefits kick in.
What is the difference between In-Network and Out-of-Network insurance coverage?
An in-network provider has contracted with an insurer to get paid directly for services, and to accept the insurer’s rate of compensation. Clients are responsible for deductibles and copays. If a therapist is out of network, that means that the client pays the therapist directly for services at the therapist’s regular fee. Out-of-Network providers often give clients a receipt so that they can file for partial reimbursement with their insurance company.
Is it difficult to find an In-Network therapist?
It is not unusual for therapists to limit the number of insurance patients in their practice, so it’s important to check in-network availability when you schedule your first appointment. In regions and times where therapy is in high demand it may take longer to get scheduled with an in-network therapist.
What is the difference between HMO and PPO insurance plans?
HMO health plans only cover in-network services, there is no reimbursement for out-of-network providers. PPO plans often cover both in- and out-of-network services, though the client may pay more for out-of-network services.
What is a Superbill?
A superbill is a receipt for therapy services. It provides all the information required by insurance companies to reimburse you for out-of-network services, including the diagnostic codes for your care, the amount paid, and the dates and duration of care.
Does insurance cover Online therapy?
Many therapists who shifted their practice to online therapy during the pandemic have kept that arrangement. And most insurers continue to cover telehealth services, with a few exceptions. Preventive care (such as an annual depression screening) is often required to be in-person to be covered, and some states require prescribers of controlled substances to see those patients in person.
Does insurance cover Group therapy?
Many insurance plans provide coverage for group therapy provided there is a medical diagnosis for group members, but there are some noteworthy exceptions. For example, Medicare does not always cover group therapy. Group therapy tends to cost less than individual therapy.
Does insurance cover Couples therapy?
Most insurance companies do not cover the cost of couples therapy because there is no medical diagnosis or medically necessary treatment. However, a few plans will offer a limited benefit, so it is still worth checking with your insurance company. Sometimes therapy is covered for a couple when one person has a diagnosis and another family member joins them for joint therapy, but it is considered therapy for the medical condition that includes a family member as a listener or helper, not couples counseling. Without insurance, most clients pay between $100-300 per 60-90 min session for couples therapy. Often clients can find classes or workshops that make it more affordable to work on their relationship. And some employers offer Employee Assistance Plans that help defray the cost of couples therapy.
What is an Employee Assistance Plan (EAP)?
Employee Assistance Plans are purchased by employers for the benefit of their employees. EAPs typically assist employees with referrals and may also provide the first few sessions of therapy free of charge, with the patient's regular health insurance kicking in after those initial sessions. EAP benefits often apply to all types of therapy without the need for a medical diagnosis, making it easier to access couples therapy, therapy for life transitions, and other non-medical counseling. Just as with standard health insurance, clients should always check that a provider accepts their EAP benefits before scheduling.
Learn more about Insurance Coverage and Finding Affordable Therapy
Learn more about Insurance Coverage and Finding Affordable Therapy