Aetna Therapists in Colbert, GA
![Photo of Mark A. Beach, MA, LPC, Licensed Professional Counselor](https://photos.psychologytoday.com/2fc8dd5e-09f6-4086-81ff-729da1e3790b/1/320x400.jpeg)
Mark A. Beach
Licensed Professional Counselor, MA, LPC
Verified Verified
Colbert, GA 30628 (Online Only)
Reaching out for help takes an enormous amount of courage; by starting your search for a counselor you have taken the first step in seeking a better and more fulfilling life, and I congratulate you on your courage. Finding the time, and the availability of a counselor can be a difficult task. There is a solution, telemental health! For most individuals research suggests that online counseling can be very effective. You can receive the help you desire from the convenience of your own home. I specialize in offering evening, and weekend appointments to all Georgia residents who need non-traditional office hours.
Reaching out for help takes an enormous amount of courage; by starting your search for a counselor you have taken the first step in seeking a better and more fulfilling life, and I congratulate you on your courage. Finding the time, and the availability of a counselor can be a difficult task. There is a solution, telemental health! For most individuals research suggests that online counseling can be very effective. You can receive the help you desire from the convenience of your own home. I specialize in offering evening, and weekend appointments to all Georgia residents who need non-traditional office hours.
![Photo of Porcha Simmons, Pre-Licensed Professional](https://photos.psychologytoday.com/a8aa912e-db4b-4dcf-af9d-3f9567bfd340/1/320x400.png)
Porcha Simmons is a Licensed Master Social Worker (LMSW) with years of mental health counseling experience. She is passionate about helping children, adolescents and young adults navigate life’s stresses including school and transitioning into young adulthood. Porcha specializes in child and adolescent therapy, adjustment struggles, depression, anxiety, low self-esteem-related problems, and relationship issues (romantic, peer, or familial). Porcha completed her Bachelor's degree in Psychology at Piedmont College and earned his Master's degree in Social Work at the University of Georgia.
Porcha Simmons is a Licensed Master Social Worker (LMSW) with years of mental health counseling experience. She is passionate about helping children, adolescents and young adults navigate life’s stresses including school and transitioning into young adulthood. Porcha specializes in child and adolescent therapy, adjustment struggles, depression, anxiety, low self-esteem-related problems, and relationship issues (romantic, peer, or familial). Porcha completed her Bachelor's degree in Psychology at Piedmont College and earned his Master's degree in Social Work at the University of Georgia.
![Photo of Tara Goza-Freeman, LPC, Licensed Professional Counselor](https://photos.psychologytoday.com/3aa901fc-a4d7-4ba5-add3-996886bde97e/2/320x400.png)
Trauma doesn’t have to hold you captive. You can get free from childhood trauma and trauma from traumatic and stressful life experiences. I have special experience working with professional women who have experienced narcissistic abuse and unhealthy relationships. I also love working with clients who have a desire to move up in their careers and make major life changes. I believe every person should have a life filled with joy and purpose. My ultimate goal is for you to be able to heal, create, and enjoy your life.
Trauma doesn’t have to hold you captive. You can get free from childhood trauma and trauma from traumatic and stressful life experiences. I have special experience working with professional women who have experienced narcissistic abuse and unhealthy relationships. I also love working with clients who have a desire to move up in their careers and make major life changes. I believe every person should have a life filled with joy and purpose. My ultimate goal is for you to be able to heal, create, and enjoy your life.
![Photo of Enricka Maddox, LPC, Licensed Professional Counselor](https://photos.psychologytoday.com/54fd34c0-c6e5-4e10-89d6-e85c67011680/1/320x400.jpeg)
I am Enricka Maddox, the founder of Morning Dew Family & Consulting Services in Georgia and a Licensed Professional Counselor (2014), and a specialized coach. I have a Master of Arts Degree in Professional Counseling, and for 20+ years, I have worked in various social service sectors. I specialize in providing adults with individual therapy to address self-esteem, anxiety, low moods, and manage stress/embrace healthy coping strategies to deal with life transitions, women's issues, educator's self-care, work/life balance, life fulfillment/satisfaction, boundary setting, fertility challenges, and pre/post-cosmetic surgical procedures.
I am Enricka Maddox, the founder of Morning Dew Family & Consulting Services in Georgia and a Licensed Professional Counselor (2014), and a specialized coach. I have a Master of Arts Degree in Professional Counseling, and for 20+ years, I have worked in various social service sectors. I specialize in providing adults with individual therapy to address self-esteem, anxiety, low moods, and manage stress/embrace healthy coping strategies to deal with life transitions, women's issues, educator's self-care, work/life balance, life fulfillment/satisfaction, boundary setting, fertility challenges, and pre/post-cosmetic surgical procedures.
![Photo of Chassity Todd, LPC, Licensed Professional Counselor](https://photos.psychologytoday.com/3cf49efe-7fbe-4241-b51c-6af7c8ea1ff4/1/320x400.jpeg)
I help my clients move past a place of hopelessness to one of hopefulness in every area of their lives. I am committed to working with individuals and families who are seeking to identify their strengths, discover skills to accomplish goals or recover from life challenges. My mission is to create a virtual environment that encourages self-exploration, growth, and positive change. This environment is maintained in a non-judgmental space that grants an opportunity to heal and thrive.
I help my clients move past a place of hopelessness to one of hopefulness in every area of their lives. I am committed to working with individuals and families who are seeking to identify their strengths, discover skills to accomplish goals or recover from life challenges. My mission is to create a virtual environment that encourages self-exploration, growth, and positive change. This environment is maintained in a non-judgmental space that grants an opportunity to heal and thrive.
![Photo of Katrice Hollins, LCSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/e621c3de-1f20-4de5-922c-6c4fde8fb20b/1/320x400.png)
Katrice Hollins
Clinical Social Work/Therapist, LCSW
Verified Verified
Colbert, GA 30628 (Online Only)
Katrice Hollins is a Licensed Clinical Social Worker (LCSW) with 19 years of experience in the mental health field. Katrice’s clients are individuals who are feeling stuck or overwhelmed with their current life. She completed her Bachelor of Arts (BA) in Psychology at the University of Maryland-College Park and her Master of Social Work (MSW) at the University of Maryland-Baltimore. Katrice believes that all humans are created equal. Regardless of race, ethnicity, gender, age, ability, sexuality, religion, or spiritual practice, everyone deserves to be respected, treated with dignity, and shown compassion and love.
Katrice Hollins is a Licensed Clinical Social Worker (LCSW) with 19 years of experience in the mental health field. Katrice’s clients are individuals who are feeling stuck or overwhelmed with their current life. She completed her Bachelor of Arts (BA) in Psychology at the University of Maryland-College Park and her Master of Social Work (MSW) at the University of Maryland-Baltimore. Katrice believes that all humans are created equal. Regardless of race, ethnicity, gender, age, ability, sexuality, religion, or spiritual practice, everyone deserves to be respected, treated with dignity, and shown compassion and love.
More Therapists Nearby
![Photo of Marlynn Bohannon, LMSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/a17e49f5-8585-486a-a839-019f2efb40c0/1/320x400.png)
Marlynn Bohannon
Clinical Social Work/Therapist, LMSW
Verified Verified
1 Endorsed
Danielsville, GA 30633
Now accepting new clients. Relationships are vital to our wellbeing. As social creatures, human beings need connection to thrive. This is what makes relational work so important to me. Whether repairing a connection that is broken or improving communication to prevent issues, a trained Couples counselor can help to provide the tools for success. A little about me-I have over 20 years experience in the medical field in which I gained experience in dealing with life transitions, grief, loss and other life changes good and bad. I bring this perspective into my approach. I offer a space that is judgment free and supportive.
Now accepting new clients. Relationships are vital to our wellbeing. As social creatures, human beings need connection to thrive. This is what makes relational work so important to me. Whether repairing a connection that is broken or improving communication to prevent issues, a trained Couples counselor can help to provide the tools for success. A little about me-I have over 20 years experience in the medical field in which I gained experience in dealing with life transitions, grief, loss and other life changes good and bad. I bring this perspective into my approach. I offer a space that is judgment free and supportive.
![Photo of Darlene Cooper, LPC, Licensed Professional Counselor](https://photos.psychologytoday.com/76ea6770-ec7e-4d9e-9d04-ad95cdd35f3b/1/320x400.png)
Hello my name is Darlene and I have been a counselor for over 20 years. I am compassionate, empathetic and goal focused therapist. I create a calm and productive counseling environment to help you at your time of need. My experience includes work with couples, families and individual facing challenging times in their life. Issues that I have helps other with include depression, anxiety, trauma, PTSD, marriage issues, addiction and life issues. I have experience in many different settings such as private practice, Residential treatment, drug/dui courts and college setting.
Hello my name is Darlene and I have been a counselor for over 20 years. I am compassionate, empathetic and goal focused therapist. I create a calm and productive counseling environment to help you at your time of need. My experience includes work with couples, families and individual facing challenging times in their life. Issues that I have helps other with include depression, anxiety, trauma, PTSD, marriage issues, addiction and life issues. I have experience in many different settings such as private practice, Residential treatment, drug/dui courts and college setting.
![Photo of Kathleen Boyce, LPC, Licensed Professional Counselor](https://photos.psychologytoday.com/e7100a72-8a58-40bf-bcc0-5b595a7cb2e2/1/320x400.png)
Kathy Boyce is a Licensed Professional Counselor (LPC) with over 3 years of experience providing care to adult clients seeking assistance with sexual dysfunction, depression, anxiety, and childhood trauma. Kathy can provide insights from both a religious and secular perspective. She is both an LGBTQIA ally and kink-affirming. Kathy received her Master's degree in Counseling from Crown College. She utilizes person-centered approaches, internal family systems therapy, and cognitive behavioral therapy (CBT) to carefully listen to your needs and thoughts and help you set therapeutic goals.
Kathy Boyce is a Licensed Professional Counselor (LPC) with over 3 years of experience providing care to adult clients seeking assistance with sexual dysfunction, depression, anxiety, and childhood trauma. Kathy can provide insights from both a religious and secular perspective. She is both an LGBTQIA ally and kink-affirming. Kathy received her Master's degree in Counseling from Crown College. She utilizes person-centered approaches, internal family systems therapy, and cognitive behavioral therapy (CBT) to carefully listen to your needs and thoughts and help you set therapeutic goals.
![Photo of Alexes Davis, Pre-Licensed Professional](https://photos.psychologytoday.com/192b228d-ecf3-41ff-b090-f16332eb300e/1/320x400.png)
Alexes Davis is a Licensed Associate Professional Counselor (LPC-A) who specializes in working with adult women and couples to navigate the roadblocks that are preventing them from living with peace and pride. Alexes specializes in trauma, grief & loss, LGBTQIA+ issues, depression, anxiety, relationship issues, and stress management. Alexes completed her Master’s degree in Professional Counseling at the University of Georgia. As a trauma survivor and a licensed professional.
Alexes Davis is a Licensed Associate Professional Counselor (LPC-A) who specializes in working with adult women and couples to navigate the roadblocks that are preventing them from living with peace and pride. Alexes specializes in trauma, grief & loss, LGBTQIA+ issues, depression, anxiety, relationship issues, and stress management. Alexes completed her Master’s degree in Professional Counseling at the University of Georgia. As a trauma survivor and a licensed professional.
![Photo of Sonja Shavers, LCSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/979286fe-fdd9-4102-b1ea-fb40fe669668/1/320x400.png)
Welcome, my name is Sonja and I am a Licensed Clinical Social Worker in the state of Georgia with over 25 years of experience. I am also certified as a Health Educator and Food Over Medicine Specialist and am a Personal Wellness Strategist who uses a holistic approach while empowering clients toward health and wholeness. My experience includes treating youth and adults in several settings and my specialization includes the treatment of anxiety, depression, relationship problems, trauma, life stressors such as school and college experiences, separation, divorce, blended families, grief, and aging-related depression and anxiety.
Welcome, my name is Sonja and I am a Licensed Clinical Social Worker in the state of Georgia with over 25 years of experience. I am also certified as a Health Educator and Food Over Medicine Specialist and am a Personal Wellness Strategist who uses a holistic approach while empowering clients toward health and wholeness. My experience includes treating youth and adults in several settings and my specialization includes the treatment of anxiety, depression, relationship problems, trauma, life stressors such as school and college experiences, separation, divorce, blended families, grief, and aging-related depression and anxiety.
![Photo of Kashana Gaines, LCSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/0d75dcf3-071c-4f60-b39c-390876b3df94/1/320x400.jpeg)
Hi there! My name is Kashana Gaines, and I am a Licensed Clinical Social Worker. I am truly passionate about providing supportive psychotherapy to assist my clients in some of their most difficult and vulnerable life challenges. I truly approach therapy as, meeting clients where they are, meaning engaging the client where they are versus telling them where to be. My treatment approach may be a combination of cognitive-behavioral, psychodynamic, humanistic, and rational emotive counseling. I tailor my counseling style to each individual's unique situation. I am a very interactive, and kind person with a non-judgmental attitude.
Hi there! My name is Kashana Gaines, and I am a Licensed Clinical Social Worker. I am truly passionate about providing supportive psychotherapy to assist my clients in some of their most difficult and vulnerable life challenges. I truly approach therapy as, meeting clients where they are, meaning engaging the client where they are versus telling them where to be. My treatment approach may be a combination of cognitive-behavioral, psychodynamic, humanistic, and rational emotive counseling. I tailor my counseling style to each individual's unique situation. I am a very interactive, and kind person with a non-judgmental attitude.
![Photo of Teresa Cipriana Ruiz, MS, LPC, NCC, CFRC, EMDR , Licensed Professional Counselor](https://photos.psychologytoday.com/d5c0da3a-83f2-4dec-9f86-d4ecaf76fb02/2/320x400.jpeg)
Teresa Cipriana Ruiz
Licensed Professional Counselor, MS, LPC, NCC, CFRC, EMDR
Verified Verified
1 Endorsed
Danielsville, GA 30633
Waitlist for new clients
Feelings of depression, fear, anxiety, confusion, anger, grief, trauma, and other struggles beset us all at times. I believe creating an environment where everyone can feel safe and heard is vital, and cultivating a therapeutic alliance to be alongside individuals as a nonjudgmental support in the journey to wholeness and independence. I listen for unique needs and preferences and utilize an eclectic and integrated approach to working with the whole person. With empathy and compassion I will also ask challenging questions to explore ideas, new ways of thinking and understanding, and guide intuitive discovery for meaningful change.
Feelings of depression, fear, anxiety, confusion, anger, grief, trauma, and other struggles beset us all at times. I believe creating an environment where everyone can feel safe and heard is vital, and cultivating a therapeutic alliance to be alongside individuals as a nonjudgmental support in the journey to wholeness and independence. I listen for unique needs and preferences and utilize an eclectic and integrated approach to working with the whole person. With empathy and compassion I will also ask challenging questions to explore ideas, new ways of thinking and understanding, and guide intuitive discovery for meaningful change.
Stephanie Higdon
Clinical Social Work/Therapist, LCSW, CHT, CAADC
Verified Verified
2 Endorsed
Danielsville, GA 30633
It's hard when living just to survive feels utterly defeating & we have unhelpful emotional & mental stressors controlling our every move & thoughts. Too frequently chaotic life events, negative feelings & irrational thoughts distort perceptions and cause dysfunction in our lives that we come to accept as normal! So, as your therapist, my mission is to guide you on a journey of finding a new and healthier state of "normal" - a new way to do life. I help clients manage & mend the MH barriers that block living a happy & productive life that nurtures your inner peace with renewed feelings of control & an improved state of wellbeing.
It's hard when living just to survive feels utterly defeating & we have unhelpful emotional & mental stressors controlling our every move & thoughts. Too frequently chaotic life events, negative feelings & irrational thoughts distort perceptions and cause dysfunction in our lives that we come to accept as normal! So, as your therapist, my mission is to guide you on a journey of finding a new and healthier state of "normal" - a new way to do life. I help clients manage & mend the MH barriers that block living a happy & productive life that nurtures your inner peace with renewed feelings of control & an improved state of wellbeing.
![Photo of Deborah James, LPC, Licensed Professional Counselor](https://photos.psychologytoday.com/2b9d96a4-0b08-44f0-bcd1-fd35327a9596/2/320x400.jpeg)
I am Debbie James, and I am currently licensed in the state of Georgia as a Professional Counselor and Marriage and Family Therapist. I specialize in working with children, adolescents, and their families on coping with feelings of anxiety, stress, and depression. I have a background in athletics and also work with individuals struggling with anxiety and enhancing their athletic performance.
I am Debbie James, and I am currently licensed in the state of Georgia as a Professional Counselor and Marriage and Family Therapist. I specialize in working with children, adolescents, and their families on coping with feelings of anxiety, stress, and depression. I have a background in athletics and also work with individuals struggling with anxiety and enhancing their athletic performance.
![Photo of Janie Thompson, LPC, Licensed Professional Counselor](https://photos.psychologytoday.com/e54f889a-f58e-44fb-8d23-c0a32742dea6/1/320x400.jpeg)
My name is Janie Thompson, and I am a Licensed Professional Counselor (LPC) in Dalton, Georgia working statewide via telehealth. I work with adolescents and adults with an array of issues such as but not limited to anxiety, depression, ADHD, mood disorders using Cognitive Behavioral Therapy along with an eclectic approach to other modalities. My style and approach have been a good fit for teens, young adults, and older adults. Those who are dealing with anxiety, depression, trauma, parenting issues, marital issues, self-esteem, Autism, PTSD, Relationship issues, LGBTQ, and life transitional issues.
My name is Janie Thompson, and I am a Licensed Professional Counselor (LPC) in Dalton, Georgia working statewide via telehealth. I work with adolescents and adults with an array of issues such as but not limited to anxiety, depression, ADHD, mood disorders using Cognitive Behavioral Therapy along with an eclectic approach to other modalities. My style and approach have been a good fit for teens, young adults, and older adults. Those who are dealing with anxiety, depression, trauma, parenting issues, marital issues, self-esteem, Autism, PTSD, Relationship issues, LGBTQ, and life transitional issues.
![Photo of Michael Charnley, LPC, Licensed Professional Counselor](https://photos.psychologytoday.com/a320f3a0-ab64-435d-91bb-5c0b6d7a9b79/1/320x400.jpeg)
My name is Michael Charnley and I am licensed in the state of Georgia, LPC010672. Of course, over 26 years I have become quite eclectic in the therapies I use, but mostly I want to meet the client where they are. Let the session feel like a conversation between 2 acquaintances. Since worked in various agencies when I started I was able to experience a lot of different issues, Depression, Anxiety, Anger Management, Self-Esteem Issues, and since my clients were adolescents, Family Issues. I am also comfortable working with dual diagnosis issues attached to Addiction and Abuse issues.
My name is Michael Charnley and I am licensed in the state of Georgia, LPC010672. Of course, over 26 years I have become quite eclectic in the therapies I use, but mostly I want to meet the client where they are. Let the session feel like a conversation between 2 acquaintances. Since worked in various agencies when I started I was able to experience a lot of different issues, Depression, Anxiety, Anger Management, Self-Esteem Issues, and since my clients were adolescents, Family Issues. I am also comfortable working with dual diagnosis issues attached to Addiction and Abuse issues.
![Photo of Jamie Lewis-Cox, LPC, Licensed Professional Counselor](https://photos.psychologytoday.com/110faca3-1d0f-4569-b8d0-3ec62d0a6726/1/320x400.png)
Hi! I’m an LPC in GA and have worked for 10+ years with all age groups in outpatient/inpatient settings struggling with depression, anxiety, PTSD, ADHD, & suicidal thoughts. My therapeutic approach is integrative, primarily influenced by Cognitive Behavioral, Interpersonal Process, and Acceptance and Commitment Therapies. I have worked with clients diagnosed with depression, anxiety, post-traumatic stress, attention-deficit hyperactivity, and psychotic disorders, as well as those struggling with behavioral and emotional distress, low self-esteem, suicidal thoughts, self-harm, insomnia, and more.
Hi! I’m an LPC in GA and have worked for 10+ years with all age groups in outpatient/inpatient settings struggling with depression, anxiety, PTSD, ADHD, & suicidal thoughts. My therapeutic approach is integrative, primarily influenced by Cognitive Behavioral, Interpersonal Process, and Acceptance and Commitment Therapies. I have worked with clients diagnosed with depression, anxiety, post-traumatic stress, attention-deficit hyperactivity, and psychotic disorders, as well as those struggling with behavioral and emotional distress, low self-esteem, suicidal thoughts, self-harm, insomnia, and more.
![Photo of Sean Williamson, LCSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/be88da70-a033-4070-af2b-9856fac874d4/1/320x400.jpeg)
Sean Williamson
Clinical Social Work/Therapist, LCSW
Verified Verified
Athens, GA 30601 (Online Only)
I have been a counselor for 20 years and have had the privilege to work in community mental health, prison and jails, higher education, K-12, private practice, drug and alcohol rehabilitation, and a hospital system. I use a combination of modalities to treat the people I work with, but primarily work from a foundation of Cognitive Behavioral Therapy. After our initial intake, we will work together to identify thoughts and beliefs that may be bringing you difficulty, then work to change those perceptions.
I have been a counselor for 20 years and have had the privilege to work in community mental health, prison and jails, higher education, K-12, private practice, drug and alcohol rehabilitation, and a hospital system. I use a combination of modalities to treat the people I work with, but primarily work from a foundation of Cognitive Behavioral Therapy. After our initial intake, we will work together to identify thoughts and beliefs that may be bringing you difficulty, then work to change those perceptions.
![Photo of Kathleen C. Dart, LCSW, ACSW, PsyD, CCTP, Clinical Social Work/Therapist](https://photos.psychologytoday.com/555d1858-a7c9-45b6-aa2c-3409a04859ef/1/320x400.jpeg)
Kathleen C. Dart
Clinical Social Work/Therapist, LCSW, ACSW, PsyD, CCTP
Verified Verified
Winterville, GA 30683 (Online Only)
I am a clinical social worker licensed in Georgia and Michigan. I am also an ACSW from the National Association of Social Workers. I draw from 40+ years of personal experiences, career experiences, and education to assist others with their life journey. I have parented biological, step, and foster children. I have extensive experience with hospice and bereavement in my career and personal experiences. I offer comprehensive counseling services, specializing in grief and loss for adults and the elderly. I can assist with difficult life transitions, changes in relationships, advocacy, chronic illness, terminal illness and end of life.
I am a clinical social worker licensed in Georgia and Michigan. I am also an ACSW from the National Association of Social Workers. I draw from 40+ years of personal experiences, career experiences, and education to assist others with their life journey. I have parented biological, step, and foster children. I have extensive experience with hospice and bereavement in my career and personal experiences. I offer comprehensive counseling services, specializing in grief and loss for adults and the elderly. I can assist with difficult life transitions, changes in relationships, advocacy, chronic illness, terminal illness and end of life.
See more therapy options for Colbert
Nearby Aetna Therapists Searches for Colbert
- Arnoldsville
- Athens
- Bishop
- Bogart
- Commerce
- Danielsville
- Elberton
- Hull
- Jefferson
- Statham
- Watkinsville
- Winterville
Aetna Therapists
Does insurance cover therapy, prescriptions and other behavioral health services?
In general, yes. Laws in the U.S. require insurers to cover essential behavioral health care at the same level as other health care services. Most health plans require a medical diagnosis and treatments that are evidence based and medically essential. This means that life coaching and alternative therapies are not covered, nor is therapy without a diagnosis. Call the number on the back or your insurance card or visit your insurance company's website to review your Summary of Benefits. If you have insurance through your employer, your Human Resources department may also be able to answer questions.
How much does therapy cost with insurance?
The cost of therapy depends on your region, how much training and experience your therapist has, and the type of treatment. The rate for talk therapy generally falls between $100 and $250. For a client seeing an in-network provider, the cost of therapy is often similar to the cost of other health care services. Clients pay co-pays and may need to satisfy a plan’s deductible before benefits kick in.
What is the difference between In-Network and Out-of-Network insurance coverage?
An in-network provider has contracted with an insurer to get paid directly for services, and to accept the insurer’s rate of compensation. Clients are responsible for deductibles and copays. If a therapist is out of network, that means that the client pays the therapist directly for services at the therapist’s regular fee. Out-of-Network providers often give clients a receipt so that they can file for partial reimbursement with their insurance company.
Is it difficult to find an In-Network therapist?
It is not unusual for therapists to limit the number of insurance patients in their practice, so it’s important to check in-network availability when you schedule your first appointment. In regions and times where therapy is in high demand it may take longer to get scheduled with an in-network therapist.
What is the difference between HMO and PPO insurance plans?
HMO health plans only cover in-network services, there is no reimbursement for out-of-network providers. PPO plans often cover both in- and out-of-network services, though the client may pay more for out-of-network services.
What is a Superbill?
A superbill is a receipt for therapy services. It provides all the information required by insurance companies to reimburse you for out-of-network services, including the diagnostic codes for your care, the amount paid, and the dates and duration of care.
Does insurance cover Online therapy?
Many therapists who shifted their practice to online therapy during the pandemic have kept that arrangement. And most insurers continue to cover telehealth services, with a few exceptions. Preventive care (such as an annual depression screening) is often required to be in-person to be covered, and some states require prescribers of controlled substances to see those patients in person.
Does insurance cover Group therapy?
Many insurance plans provide coverage for group therapy provided there is a medical diagnosis for group members, but there are some noteworthy exceptions. For example, Medicare does not always cover group therapy. Group therapy tends to cost less than individual therapy.
Does insurance cover Couples therapy?
Most insurance companies do not cover the cost of couples therapy because there is no medical diagnosis or medically necessary treatment. However, a few plans will offer a limited benefit, so it is still worth checking with your insurance company. Sometimes therapy is covered for a couple when one person has a diagnosis and another family member joins them for joint therapy, but it is considered therapy for the medical condition that includes a family member as a listener or helper, not couples counseling. Without insurance, most clients pay between $100-300 per 60-90 min session for couples therapy. Often clients can find classes or workshops that make it more affordable to work on their relationship. And some employers offer Employee Assistance Plans that help defray the cost of couples therapy.
What is an Employee Assistance Plan (EAP)?
Employee Assistance Plans are purchased by employers for the benefit of their employees. EAPs typically assist employees with referrals and may also provide the first few sessions of therapy free of charge, with the patient's regular health insurance kicking in after those initial sessions. EAP benefits often apply to all types of therapy without the need for a medical diagnosis, making it easier to access couples therapy, therapy for life transitions, and other non-medical counseling. Just as with standard health insurance, clients should always check that a provider accepts their EAP benefits before scheduling.
Learn more about Insurance Coverage and Finding Affordable Therapy
Learn more about Insurance Coverage and Finding Affordable Therapy