Carelon Behavioral Health Therapists in Viera, FL
![Photo of Kerry Berner, BSW, MA, EdS, LMHC-QS, RPT-S, Counselor](https://photos.psychologytoday.com/3d7e520b-46cd-11ea-a6ad-06142c356176/3/320x400.jpeg)
Now accepting Counselor Supervision and Play Therapy Supervision! At Brevard Counseling, we have counselors who work with CHILDREN as young as 4 using Play Therapy in our Play Therapy Rooms, ADOLESCENTS (struggling with peer pressure, anxiety, divorce, and school issues), INDIVIDUALS (with grief, anxiety, depression, substance issues), and COUPLES/MARRIAGE utilizing the Gottman Method. We have 2 locations! Merritt Island (4 counseling rooms & 1 Play Therapy room) Rockledge (2 counseling rooms & 1 Play Therapy room). We offer many different rate plans including sliding fees if needed and some insurance plans.
Now accepting Counselor Supervision and Play Therapy Supervision! At Brevard Counseling, we have counselors who work with CHILDREN as young as 4 using Play Therapy in our Play Therapy Rooms, ADOLESCENTS (struggling with peer pressure, anxiety, divorce, and school issues), INDIVIDUALS (with grief, anxiety, depression, substance issues), and COUPLES/MARRIAGE utilizing the Gottman Method. We have 2 locations! Merritt Island (4 counseling rooms & 1 Play Therapy room) Rockledge (2 counseling rooms & 1 Play Therapy room). We offer many different rate plans including sliding fees if needed and some insurance plans.
![Photo of Dr. Stephen E. Nassar, PsyD, LCSW, Psychologist](https://photos.psychologytoday.com/43c39f25-46cd-11ea-a6ad-06142c356176/3/320x400.jpeg)
Are you struggling with depression? Do you find yourself worrying much of the day? Are you having problems with your relationships? Do you feel overwhelmed with all of life's stressors? If so, it would be an honor and a privilege to work with you. Dr. Nassar is a kind and caring professional who is of strong moral character and has at heart the best interest of each and every person he treats.
Are you struggling with depression? Do you find yourself worrying much of the day? Are you having problems with your relationships? Do you feel overwhelmed with all of life's stressors? If so, it would be an honor and a privilege to work with you. Dr. Nassar is a kind and caring professional who is of strong moral character and has at heart the best interest of each and every person he treats.
![Photo of Dr. Gloria King, PhD, LMHC, LMFT, Marriage & Family Therapist](https://photos.psychologytoday.com/581b7eeb-8abf-4aab-bcd7-c3c101245a19/1/320x400.jpeg)
Dr. Gloria King
Marriage & Family Therapist, PhD, LMHC, LMFT
Verified Verified
2 Endorsed
Viera, FL 32940
Do you have difficulty saying "no", people pleasing, and wish you weren't so nice? I specialize in helping you stop those patterns and claim your authentic self. If you are struggling with overcoming the pain and trauma of infidelity and affair recovery I can help you navigate getting through this and finding your way back to one another. I also specialize in separation and divorce adjustment, life transitions that come your way, and women's issues such as mom guilt and loosing your identity in your marriage and children. And I offer faith based counseling if that is something that you feel would be helpful.
Do you have difficulty saying "no", people pleasing, and wish you weren't so nice? I specialize in helping you stop those patterns and claim your authentic self. If you are struggling with overcoming the pain and trauma of infidelity and affair recovery I can help you navigate getting through this and finding your way back to one another. I also specialize in separation and divorce adjustment, life transitions that come your way, and women's issues such as mom guilt and loosing your identity in your marriage and children. And I offer faith based counseling if that is something that you feel would be helpful.
![Photo of Jacqueline Marinaro, MS, RMHCI, CHT](https://photos.psychologytoday.com/4c57bbe6-3dd1-44b3-9e75-c47f064dba4b/2/320x400.jpeg)
Jacqueline Marinaro
Registered Mental Health Counselor Intern, MS, RMHCI, CHT
Verified Verified
Viera, FL 32940
Waitlist for new clients
You find yourself looking through these profiles waiting for someone to jump out and grab your attention. Maybe you’re not sure what you’re looking for exactly: someone to talk to, someone to confide in, someone to help with the emotional pain you’re in, someone to just sit and listen to be in the moment with you. The one thing you do know is that you want to feel different than what you feel right now. You want to know that there is hope to get through the tough times. You want to know that you can be the person you once were or a new version of yourself that you have in mind.
You find yourself looking through these profiles waiting for someone to jump out and grab your attention. Maybe you’re not sure what you’re looking for exactly: someone to talk to, someone to confide in, someone to help with the emotional pain you’re in, someone to just sit and listen to be in the moment with you. The one thing you do know is that you want to feel different than what you feel right now. You want to know that there is hope to get through the tough times. You want to know that you can be the person you once were or a new version of yourself that you have in mind.
![Photo of Tracy Sabas Ramos - Positive Behavioral Solutions, LLC, LMHC](https://photos.psychologytoday.com/4a372d3c-46cd-11ea-a6ad-06142c356176/3/320x400.jpeg)
Positive Behavioral Solutions, LLC
Licensed Mental Health Counselor, LMHC
Verified Verified
Viera, FL 32940
We are a behavioral health agency that provides quality mental health counseling, social services and psychosocial rehabilitation services. Our approach to counseling is solution focused, client centered, supportive and insight oriented and is for those seeking to make a positive change in their life. Our psychosocial rehabilitation services can help you restore social skills, life skills, and vocational skills. These services can be provided in office and the comforts of your home dependent upon your insurance coverage. We are here to assist you with achieving positive outcomes in all aspects of your life.
We are a behavioral health agency that provides quality mental health counseling, social services and psychosocial rehabilitation services. Our approach to counseling is solution focused, client centered, supportive and insight oriented and is for those seeking to make a positive change in their life. Our psychosocial rehabilitation services can help you restore social skills, life skills, and vocational skills. These services can be provided in office and the comforts of your home dependent upon your insurance coverage. We are here to assist you with achieving positive outcomes in all aspects of your life.
![Photo of Frank Bodenmiller, MS, LMHC, LMFT, Counselor](https://photos.psychologytoday.com/4ecaba85-46cd-11ea-a6ad-06142c356176/2/320x400.jpeg)
Frank Bodenmiller
Counselor, MS, LMHC, LMFT
Verified Verified
Viera, FL 32955
Not accepting new clients
Are you always thinking or worrying about something? Does this keep you up at night or make it difficult to fully enjoy your life? Learn how to calm your mind and relax your body. For some, anxiety is more about thoughts that won't stop. For others, it's about difficulty breathing, a rapid heart rate, an upset stomach, or muscle tension. Sometimes this anxiety turns into panic attacks and fear of having another one. You want it to stop.
Are you always thinking or worrying about something? Does this keep you up at night or make it difficult to fully enjoy your life? Learn how to calm your mind and relax your body. For some, anxiety is more about thoughts that won't stop. For others, it's about difficulty breathing, a rapid heart rate, an upset stomach, or muscle tension. Sometimes this anxiety turns into panic attacks and fear of having another one. You want it to stop.
More Therapists Nearby
![Photo of Diane Mary Digeronimo, LCSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/3c3eacd2-46cd-11ea-a6ad-06142c356176/2/320x400.jpeg)
Diane Mary Digeronimo
Clinical Social Work/Therapist, LCSW
Verified Verified
3 Endorsed
Satellite Beach, FL 32937
I AM AN EXPERIENCED, RESULTS ORIENTED THERAPIST. I HAVE BEEN IN PRIVATE PRACTICE SINCE 1990 HERE IN FLORIDA. I BELIEVE EVERYONE WISHES TO BE SUCCESSFUL IN LIFE. THERAPY IN MY OFFICE IS AN EFFECTIVE JOURNEY TO ASSIST YOU TO DEVELOP THE SKILLS TO BE SUCCESSFUL. SMALL STEPS =SUCCESS.
I ATTEMPT TO MAKE YOUR THERAPY A UNIQUE AND ENGAGING EXPERIENCE. I GIVE ONGOING FEEDBACK TO CREATE THE CHANGES THAT YOU HAVE COME FOR.SMALL STEPS=CHANGES YOU ARE SEEKING.
MY YOUNGEST CLIENT HAS BEEN 2 YEARS OLD, AND MY OLDEST, 91 YEARS OLD. I HOPE TO INCLUDE YOU IN THE ENJOYMENT OF THIS IMPORTANT TEAM WORK.
I AM AN EXPERIENCED, RESULTS ORIENTED THERAPIST. I HAVE BEEN IN PRIVATE PRACTICE SINCE 1990 HERE IN FLORIDA. I BELIEVE EVERYONE WISHES TO BE SUCCESSFUL IN LIFE. THERAPY IN MY OFFICE IS AN EFFECTIVE JOURNEY TO ASSIST YOU TO DEVELOP THE SKILLS TO BE SUCCESSFUL. SMALL STEPS =SUCCESS.
I ATTEMPT TO MAKE YOUR THERAPY A UNIQUE AND ENGAGING EXPERIENCE. I GIVE ONGOING FEEDBACK TO CREATE THE CHANGES THAT YOU HAVE COME FOR.SMALL STEPS=CHANGES YOU ARE SEEKING.
MY YOUNGEST CLIENT HAS BEEN 2 YEARS OLD, AND MY OLDEST, 91 YEARS OLD. I HOPE TO INCLUDE YOU IN THE ENJOYMENT OF THIS IMPORTANT TEAM WORK.
![Photo of Michele Leone, RN-DNP, MA-LMHC, Counselor](https://photos.psychologytoday.com/a833f537-a1cf-43b4-ab2d-e785c6f0bd3c/2/320x400.jpeg)
In my practice, I prioritize understanding the unique needs of each client, tailoring my approach to address specific challenges. My goal is to provide a safe space where you can openly explore thoughts and emotions. What sets me apart is my holistic approach, integrating evidence-based therapies with a genuine, compassionate connection. I believe in empowering individuals to harness their inner strengths and resilience. I am here to guide you through your journey of self-discovery, offering tools and strategies to enhance your mental well-being.
In my practice, I prioritize understanding the unique needs of each client, tailoring my approach to address specific challenges. My goal is to provide a safe space where you can openly explore thoughts and emotions. What sets me apart is my holistic approach, integrating evidence-based therapies with a genuine, compassionate connection. I believe in empowering individuals to harness their inner strengths and resilience. I am here to guide you through your journey of self-discovery, offering tools and strategies to enhance your mental well-being.
![Photo of Tracey Spradling - Journey Pure Outpatient Addiction Therapies, Alcohol, & Drugs, Marriage & Family Therapist](https://photos.psychologytoday.com/5304a9e0-46cd-11ea-a6ad-06142c356176/2/320x400.jpeg)
Journey Pure Outpatient Addiction Therapies
Marriage & Family Therapist, Alcohol, & Drugs
Verified Verified
Rockledge, FL 32955
The process is simple. It starts with a friendly conversation to see if you'd be a good fit. You deserve treatment that actually helps you get your life back on track (for good). JourneyPure is backed by 6K+ success stories and hundreds of positive reviews online.
The process is simple. It starts with a friendly conversation to see if you'd be a good fit. You deserve treatment that actually helps you get your life back on track (for good). JourneyPure is backed by 6K+ success stories and hundreds of positive reviews online.
![Photo of Tracy Morin - Clear Mindset Counseling Center, Inc, LCSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/161a5727-822c-41c8-b954-d9dfc9702be0/2/320x400.jpeg)
Clear Mindset Counseling Center, Inc
Clinical Social Work/Therapist, LCSW
Verified Verified
Rockledge, FL 32955
Clear Mindset Counseling Center, Inc. was established with a spark of imagination and wish to better serve our community. We are a family-owned company with a focus on helping our community; there are so many people struggling and that want help but cannot get the help they need in a timely manner. We wanted to put a change to the month’s long waitlists for therapy and support people in Brevard and surrounding areas in Florida need. Our focus is on the person as a whole and their individual needs.
Clear Mindset Counseling Center, Inc. was established with a spark of imagination and wish to better serve our community. We are a family-owned company with a focus on helping our community; there are so many people struggling and that want help but cannot get the help they need in a timely manner. We wanted to put a change to the month’s long waitlists for therapy and support people in Brevard and surrounding areas in Florida need. Our focus is on the person as a whole and their individual needs.
![Photo of Karin M Painter, MS, LMHC, Counselor](https://photos.psychologytoday.com/1b60d1b7-6a04-4cd5-98ac-881eab55632b/1/320x400.jpeg)
I am a mental health professional who provides a non-judgmental, safe, and compassionate environment for you to feel comfortable. We all can be overwhelmed with a variety of life's issues on a daily basis. I focus on helping you deal with life. Whether that be self-esteem, addiction, depression, anxiety, or many more emotions. I can assist couple's/individuals in rebuilding their relationships and providing them the strength to move forward.
I am a mental health professional who provides a non-judgmental, safe, and compassionate environment for you to feel comfortable. We all can be overwhelmed with a variety of life's issues on a daily basis. I focus on helping you deal with life. Whether that be self-esteem, addiction, depression, anxiety, or many more emotions. I can assist couple's/individuals in rebuilding their relationships and providing them the strength to move forward.
![Photo of Beth A Wolfe, PhD, LMHC](https://photos.psychologytoday.com/3f8fbbac-46cd-11ea-a6ad-06142c356176/2/320x400.jpeg)
I have been a therapist for over 30 years and have worked extensively in addiction and mental health. Clients have differing expectations from counseling. Throughout my years as a counselor, I have heard some clients say that they have had counseling in the past but it did not help them. At other times, clients start counseling but then decide it is not the right time for them. Counseling takes commitment on the part of the client and an honest appraisal of what is working and not working in their lives. Counseling is a difficult process but one that yields wonderful, lifetime dividends.
I have been a therapist for over 30 years and have worked extensively in addiction and mental health. Clients have differing expectations from counseling. Throughout my years as a counselor, I have heard some clients say that they have had counseling in the past but it did not help them. At other times, clients start counseling but then decide it is not the right time for them. Counseling takes commitment on the part of the client and an honest appraisal of what is working and not working in their lives. Counseling is a difficult process but one that yields wonderful, lifetime dividends.
![Photo of James Victor Eaton, LMHC, MBA, Counselor](https://photos.psychologytoday.com/820bd975-9019-41ef-a799-9cb1f078cac9/2/320x400.jpeg)
I believe "that we need to face our fears in order to heal", Individuals need to talk about their difficulties rather than act upon them. My belief in treatment is "we need to see and explore the best in each person and help them overcome barriers that impede their potential to grow. Mr. Eaton is a Partner and one of the Original Founder's of Adult and Child Counseling and Psychiatric Center, PA. He specializes in the treatment of trauma related issues, depression, forensic evaluation and treatment, impulse control, addiction treatment, anxiety and depression in adolescents and adults as well as couples counseling.
I believe "that we need to face our fears in order to heal", Individuals need to talk about their difficulties rather than act upon them. My belief in treatment is "we need to see and explore the best in each person and help them overcome barriers that impede their potential to grow. Mr. Eaton is a Partner and one of the Original Founder's of Adult and Child Counseling and Psychiatric Center, PA. He specializes in the treatment of trauma related issues, depression, forensic evaluation and treatment, impulse control, addiction treatment, anxiety and depression in adolescents and adults as well as couples counseling.
![Photo of Beth Breck, LCSW, CEAP, SAP, Clinical Social Work/Therapist](https://photos.psychologytoday.com/4086d346-46cd-11ea-a6ad-06142c356176/2/320x400.jpeg)
Are you looking for an experienced therapist? I work with a range of issues. Behavioral problems, work/ family balance, grief, marital/ relationship issues, family therapy, parent-child, infidelity, sexual issues, alcohol/ drug abuse, domestic violence, depression, anxiety/ panic, emotional/ mental disorders, financial difficulties, life transitions, loss, PTSD, anger management and issues within judicial systems. Acknowledge the problem...Experience the solution. I love my work and problem solving with clients. My work strives to achieve a healthy lifestyle for my clients. I help clients achieve their behavioral goals within the brief compass of six to ten sessions.
Are you looking for an experienced therapist? I work with a range of issues. Behavioral problems, work/ family balance, grief, marital/ relationship issues, family therapy, parent-child, infidelity, sexual issues, alcohol/ drug abuse, domestic violence, depression, anxiety/ panic, emotional/ mental disorders, financial difficulties, life transitions, loss, PTSD, anger management and issues within judicial systems. Acknowledge the problem...Experience the solution. I love my work and problem solving with clients. My work strives to achieve a healthy lifestyle for my clients. I help clients achieve their behavioral goals within the brief compass of six to ten sessions.
![Photo of Cassie Norsworthy, LCSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/c9880e5d-6634-4f7f-9867-f2ba2daa6b2c/2/320x400.jpeg)
Cassie Norsworthy
Clinical Social Work/Therapist, LCSW
Verified Verified
3 Endorsed
Melbourne, FL 32935
Waitlist for new clients
Hello! Are you wanting to feel better? Or maybe your child or teen is having some difficulties and could use someone outside of the family to talk with. I am here to help! I work with individuals of all ages, backgrounds, and beliefs. My areas of expertise include grief and loss, emotional regulation, behavior management, trauma, life transitions, self-esteem, ADHD and autism spectrum disorders. Prior to my current role, my professional experience includes 5 years of child and adolescent therapy and 3 years of grief counseling with adults and seniors.
Hello! Are you wanting to feel better? Or maybe your child or teen is having some difficulties and could use someone outside of the family to talk with. I am here to help! I work with individuals of all ages, backgrounds, and beliefs. My areas of expertise include grief and loss, emotional regulation, behavior management, trauma, life transitions, self-esteem, ADHD and autism spectrum disorders. Prior to my current role, my professional experience includes 5 years of child and adolescent therapy and 3 years of grief counseling with adults and seniors.
![Photo of Linda Ouellette, PhD, LMHC, LMFT, Marriage & Family Therapist](https://photos.psychologytoday.com/127ec4ab-e9bd-4a67-99e7-3f8e6ffba552/1/320x400.jpeg)
I work with individuals, couples, families and groups to overcome life's challenges and live life to the fullest.
I work with individuals, couples, families and groups to overcome life's challenges and live life to the fullest.
![Photo of Gwen A Mundorf - Creative Counseling, LLC, Gwen A. Mundorf, LCSW, MSW, LCSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/776d1e28-d8fe-47cd-8884-7bdbdf0f8abe/3/320x400.jpeg)
Creative Counseling, LLC, Gwen A. Mundorf, LCSW
Clinical Social Work/Therapist, MSW, LCSW
Verified Verified
7 Endorsed
Melbourne, FL 32940 (Online Only)
Thank you for taking the time to view my profile. Do you struggle with life transition issues? Are you anxious or sad? Are you in emotional pain? Is your relationship in jeopardy? Counseling is a collaborative effort between you and your counselor. Working with your professional counselor will help you find your personal strengths and work towards a solution to the issues impacting your life. Please note: I have 2 parts to my practice, Creative Counseling Centers is in person. The other part of my practice is through Grow Therapy and is strictly telehealth.
Thank you for taking the time to view my profile. Do you struggle with life transition issues? Are you anxious or sad? Are you in emotional pain? Is your relationship in jeopardy? Counseling is a collaborative effort between you and your counselor. Working with your professional counselor will help you find your personal strengths and work towards a solution to the issues impacting your life. Please note: I have 2 parts to my practice, Creative Counseling Centers is in person. The other part of my practice is through Grow Therapy and is strictly telehealth.
![Photo of Valisa Singh - New Page Mental Health Counseling PLLC, LMHC, CASAC M, CRC, Counselor](https://photos.psychologytoday.com/67b8dc32-17ac-4495-a7b2-16f318010cf5/2/320x400.jpeg)
New Page Mental Health Counseling PLLC
Counselor, LMHC, CASAC M, CRC
Verified Verified
2 Endorsed
Melbourne, FL 32934 (Online Only)
Are you ready to start a new chapter of your life? It’s challenging to feel sad, anxious, indecisive, and unbalanced. Sometimes it’s just exhausting and lonely. Whether you want to find happiness again, feel confident, control your behaviors, and see your path, it’s possible! I like to think of life as a book. You have pages of experience that influence your life, but you can turn to a new page and live the life you want. I have helped people with their career paths, move towards abstinence from addictive behaviors, and break the cycle of feeling depressed and anxious for fulfillment and confidence.
Are you ready to start a new chapter of your life? It’s challenging to feel sad, anxious, indecisive, and unbalanced. Sometimes it’s just exhausting and lonely. Whether you want to find happiness again, feel confident, control your behaviors, and see your path, it’s possible! I like to think of life as a book. You have pages of experience that influence your life, but you can turn to a new page and live the life you want. I have helped people with their career paths, move towards abstinence from addictive behaviors, and break the cycle of feeling depressed and anxious for fulfillment and confidence.
![Photo of Lindsay Rubel, LCSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/b0f2d780-9fba-413e-bccc-047030a267d1/2/320x400.jpeg)
Lindsay Rubel
Clinical Social Work/Therapist, LCSW
Verified Verified
1 Endorsed
Rockledge, FL 32955
Waitlist for new clients
Life can be hard. Asking for help and guidance can be even more difficult. Lindsay provides convenient night and weekend hours, along with Telehealth, to help make the therapy process easier for you. Everyone has a unique story to be told and no two stories are alike. Every person deserves a personalized approach to therapy. Lindsay believes in empowering clients to find their true potential through individualized, empathetic care. Lindsay's goal is to meet each client where they are and to help them focus on how to achieve their goals.
Life can be hard. Asking for help and guidance can be even more difficult. Lindsay provides convenient night and weekend hours, along with Telehealth, to help make the therapy process easier for you. Everyone has a unique story to be told and no two stories are alike. Every person deserves a personalized approach to therapy. Lindsay believes in empowering clients to find their true potential through individualized, empathetic care. Lindsay's goal is to meet each client where they are and to help them focus on how to achieve their goals.
![Photo of Erin Kelley, MEd, LMHC, CAP, NCC, Counselor](https://photos.psychologytoday.com/14f3d5a6-a4a0-45da-a6b0-6c1640b4bb51/3/320x400.jpeg)
I incorporate mindfulness into the counseling process, which focuses attention on the present moment. This empowers you to address current concerns and symptoms as well as to resolve troublesome patterns. Drawing from cognitive behavioral, solution-focused, family systems, strength-based, and Gestalt practices, I work with you to achieve wholeness, contentment, and well-being.
I incorporate mindfulness into the counseling process, which focuses attention on the present moment. This empowers you to address current concerns and symptoms as well as to resolve troublesome patterns. Drawing from cognitive behavioral, solution-focused, family systems, strength-based, and Gestalt practices, I work with you to achieve wholeness, contentment, and well-being.
See more therapy options for Viera
Nearby Carelon Behavioral Health Therapists Searches for Viera
- Cocoa
- Melbourne
- Merritt Island
- Orlando
- Oviedo
- Palm Bay
- Rockledge
- Saint Cloud
- Satellite Beach
- Sebastian
- Titusville
- Winter Park
Carelon Behavioral Health Therapists
Does insurance cover therapy, prescriptions and other behavioral health services?
In general, yes. Laws in the U.S. require insurers to cover essential behavioral health care at the same level as other health care services. Most health plans require a medical diagnosis and treatments that are evidence based and medically essential. This means that life coaching and alternative therapies are not covered, nor is therapy without a diagnosis. Call the number on the back or your insurance card or visit your insurance company's website to review your Summary of Benefits. If you have insurance through your employer, your Human Resources department may also be able to answer questions.
How much does therapy cost with insurance?
The cost of therapy depends on your region, how much training and experience your therapist has, and the type of treatment. The rate for talk therapy generally falls between $100 and $250. For a client seeing an in-network provider, the cost of therapy is often similar to the cost of other health care services. Clients pay co-pays and may need to satisfy a plan’s deductible before benefits kick in.
What is the difference between In-Network and Out-of-Network insurance coverage?
An in-network provider has contracted with an insurer to get paid directly for services, and to accept the insurer’s rate of compensation. Clients are responsible for deductibles and copays. If a therapist is out of network, that means that the client pays the therapist directly for services at the therapist’s regular fee. Out-of-Network providers often give clients a receipt so that they can file for partial reimbursement with their insurance company.
Is it difficult to find an In-Network therapist?
It is not unusual for therapists to limit the number of insurance patients in their practice, so it’s important to check in-network availability when you schedule your first appointment. In regions and times where therapy is in high demand it may take longer to get scheduled with an in-network therapist.
What is the difference between HMO and PPO insurance plans?
HMO health plans only cover in-network services, there is no reimbursement for out-of-network providers. PPO plans often cover both in- and out-of-network services, though the client may pay more for out-of-network services.
What is a Superbill?
A superbill is a receipt for therapy services. It provides all the information required by insurance companies to reimburse you for out-of-network services, including the diagnostic codes for your care, the amount paid, and the dates and duration of care.
Does insurance cover Online therapy?
Many therapists who shifted their practice to online therapy during the pandemic have kept that arrangement. And most insurers continue to cover telehealth services, with a few exceptions. Preventive care (such as an annual depression screening) is often required to be in-person to be covered, and some states require prescribers of controlled substances to see those patients in person.
Does insurance cover Group therapy?
Many insurance plans provide coverage for group therapy provided there is a medical diagnosis for group members, but there are some noteworthy exceptions. For example, Medicare does not always cover group therapy. Group therapy tends to cost less than individual therapy.
Does insurance cover Couples therapy?
Most insurance companies do not cover the cost of couples therapy because there is no medical diagnosis or medically necessary treatment. However, a few plans will offer a limited benefit, so it is still worth checking with your insurance company. Sometimes therapy is covered for a couple when one person has a diagnosis and another family member joins them for joint therapy, but it is considered therapy for the medical condition that includes a family member as a listener or helper, not couples counseling. Without insurance, most clients pay between $100-300 per 60-90 min session for couples therapy. Often clients can find classes or workshops that make it more affordable to work on their relationship. And some employers offer Employee Assistance Plans that help defray the cost of couples therapy.
What is an Employee Assistance Plan (EAP)?
Employee Assistance Plans are purchased by employers for the benefit of their employees. EAPs typically assist employees with referrals and may also provide the first few sessions of therapy free of charge, with the patient's regular health insurance kicking in after those initial sessions. EAP benefits often apply to all types of therapy without the need for a medical diagnosis, making it easier to access couples therapy, therapy for life transitions, and other non-medical counseling. Just as with standard health insurance, clients should always check that a provider accepts their EAP benefits before scheduling.
Learn more about Insurance Coverage and Finding Affordable Therapy
Learn more about Insurance Coverage and Finding Affordable Therapy