TRICARE Therapists in Fort Walton Beach, FL

Photo of Melody Ray, MS, LMHC, BCBA, Counselor
Melody Ray
Counselor, MS, LMHC, BCBA
Verified Verified
Fort Walton Beach, FL 32548
Making the decision and moving forward with seeking therapy is a huge step and usually, it’s the biggest challenge in therapy. From the moment you step through my door, you’ve already got someone in your corner. I take pride in offering a supportive, calm, accepting, and safe environment for my clients. Today’s environment makes it more difficult for us to find ways to create healthy coping skills. We will work together to identify thought patterns and behaviors, process your emotions, and explore your values and beliefs. We’ll build those healthy coping skills together. It may not always be easy, but it will certainly be worth it.
Making the decision and moving forward with seeking therapy is a huge step and usually, it’s the biggest challenge in therapy. From the moment you step through my door, you’ve already got someone in your corner. I take pride in offering a supportive, calm, accepting, and safe environment for my clients. Today’s environment makes it more difficult for us to find ways to create healthy coping skills. We will work together to identify thought patterns and behaviors, process your emotions, and explore your values and beliefs. We’ll build those healthy coping skills together. It may not always be easy, but it will certainly be worth it.
(850) 279-9971 View (850) 279-9971
Photo of Erin R. Goodson, MS, LMHC, NCC, Counselor
Erin R. Goodson
Counselor, MS, LMHC, NCC
Verified Verified
1 Endorsed
Fort Walton Beach, FL 32548
The ideal client is an individual who desires help. I am not going to work harder than anyone to better themselves. You have to be willing to do the work with me. This work is hard. It is not fun to talk about things that you have struggled with and I deeply understand this. The reason I got into counseling is that I was forced to go to counseling as a child and refused to engage. It was not until I was a teenager and made the decision to ask for help, that it made a difference. Your desire and passion to want to make a difference in your life matters. I can help you on your path.
The ideal client is an individual who desires help. I am not going to work harder than anyone to better themselves. You have to be willing to do the work with me. This work is hard. It is not fun to talk about things that you have struggled with and I deeply understand this. The reason I got into counseling is that I was forced to go to counseling as a child and refused to engage. It was not until I was a teenager and made the decision to ask for help, that it made a difference. Your desire and passion to want to make a difference in your life matters. I can help you on your path.
(850) 220-1971 View (850) 220-1971
Photo of Erica Page, LCSW, RN, Clinical Social Work/Therapist
Erica Page
Clinical Social Work/Therapist, LCSW, RN
Verified Verified
Fort Walton Beach, FL 32548
Prior to beginning my journey as a therapist, I worked as a Registered Nurse for over 20 years in a variety of healthcare settings. My extensive medical training, combined with my education and training as a Licensed Clinical Social Worker (LCSW), provides a unique lens to approach individuals holistically with supportive evidenced-based, medically informed practice.
Prior to beginning my journey as a therapist, I worked as a Registered Nurse for over 20 years in a variety of healthcare settings. My extensive medical training, combined with my education and training as a Licensed Clinical Social Worker (LCSW), provides a unique lens to approach individuals holistically with supportive evidenced-based, medically informed practice.
(850) 616-8586 View (850) 616-8586
Photo of Kelly Micaela Mayor - Mayor Mental Health LLC, LCSW, Clinical Social Work/Therapist
Mayor Mental Health LLC
Clinical Social Work/Therapist, LCSW
Verified Verified
1 Endorsed
Fort Walton Beach, FL 32547
Welcome to Mayor Mental Health LLC! We are a mental health clinic in Fort Walton Beach, offering both virtual and in-person sessions. We are owned by a husband/wife team of licensed therapists- Robert Mayor, LMHC and Kelly Mayor, LCSW. Together we have 24 years combined experience in the mental health field. We have a few other clinicians on our staff as well. We provide high-quality and evidenced-based care to assist our clients with improving their mental health. We love watching our clients succeed in reaching their goals.
Welcome to Mayor Mental Health LLC! We are a mental health clinic in Fort Walton Beach, offering both virtual and in-person sessions. We are owned by a husband/wife team of licensed therapists- Robert Mayor, LMHC and Kelly Mayor, LCSW. Together we have 24 years combined experience in the mental health field. We have a few other clinicians on our staff as well. We provide high-quality and evidenced-based care to assist our clients with improving their mental health. We love watching our clients succeed in reaching their goals.
(850) 990-1276 View (850) 990-1276
Photo of Beverlee King Mueller, LMFT, LMHC, MCAP, Marriage & Family Therapist
Beverlee King Mueller
Marriage & Family Therapist, LMFT, LMHC, MCAP
Verified Verified
3 Endorsed
Fort Walton Beach, FL 32548
I am very boundary and communication oriented. Effective communication originates from the heart - empathy is the goal. You are the driver and I help guide you. Together we create life changing experiences, a new respect for self and others. As a team we teach each other. My job is to help empower you. My approach is eclectic and evidence based. I work with you to help serve your needs - individually, with your family, significant other, or whomever you please. I work well with any combination of family members, blended families, same sex unions, and any religion or non-religious preference.
I am very boundary and communication oriented. Effective communication originates from the heart - empathy is the goal. You are the driver and I help guide you. Together we create life changing experiences, a new respect for self and others. As a team we teach each other. My job is to help empower you. My approach is eclectic and evidence based. I work with you to help serve your needs - individually, with your family, significant other, or whomever you please. I work well with any combination of family members, blended families, same sex unions, and any religion or non-religious preference.
(850) 972-2553 View (850) 972-2553
Photo of Amanda Shoemaker, LCSW, Clinical Social Work/Therapist
Amanda Shoemaker
Clinical Social Work/Therapist, LCSW
Verified Verified
1 Endorsed
Fort Walton Beach, FL 32547  (Online Only)
Depression and anxiety can leave you feeling lonely, scared and vulnerable. But you're not. I work with clients using a combination of Dialectical Behavioral Therapy (DBT) to practice mindfulness, interpersonal effectiveness, emotional regulation and distress tolerance, as well as Cognitive Behavioral Therapy (CBT) to help challenge those irrational thoughts and replace them with more helpful, constructive ones. We will incorporate some solution-focused and strengths-based therapies as well.
Depression and anxiety can leave you feeling lonely, scared and vulnerable. But you're not. I work with clients using a combination of Dialectical Behavioral Therapy (DBT) to practice mindfulness, interpersonal effectiveness, emotional regulation and distress tolerance, as well as Cognitive Behavioral Therapy (CBT) to help challenge those irrational thoughts and replace them with more helpful, constructive ones. We will incorporate some solution-focused and strengths-based therapies as well.
(850) 604-8218 View (850) 604-8218
Photo of Shirley Higgins - Shirley Higgins MA, LADC, LMFT, MCAP, LLC., MA, LADC, LMFT, MCAP, SAP, Marriage & Family Therapist
Shirley Higgins MA, LADC, LMFT, MCAP, LLC.
Marriage & Family Therapist, MA, LADC, LMFT, MCAP, SAP
Verified Verified
Fort Walton Beach, FL 32547
Welcome Veterans, Military, Civilians, and Seniors. I am now Licensed in both Florida and CT, current office location in Florida, with teletherapy in both CT and FL. Accepting Tricare, VA Community Care Network, Medicare, and most commercial insurances. You have a journey, and if there is stress, anxiety or other problems get in your way, lets walk the journey together and figure it all out. We will find your inner strength. Sometimes it helps to talk to someone you can trust. My office is quite private and calm. Let’s Talk.
Welcome Veterans, Military, Civilians, and Seniors. I am now Licensed in both Florida and CT, current office location in Florida, with teletherapy in both CT and FL. Accepting Tricare, VA Community Care Network, Medicare, and most commercial insurances. You have a journey, and if there is stress, anxiety or other problems get in your way, lets walk the journey together and figure it all out. We will find your inner strength. Sometimes it helps to talk to someone you can trust. My office is quite private and calm. Let’s Talk.
(860) 566-8130 View (860) 566-8130
Photo of Colleen L Wenner, MA, LMHC, MCAP, Counselor
Colleen L Wenner
Counselor, MA, LMHC, MCAP
Verified Verified
4 Endorsed
Fort Walton Beach, FL 32547
We want the most life has to offer. At times, circumstances, habits and trauma does not serve us well.... we wake up to find we aren't where we thought. If you're here, you are not alone. Colleen’s compassion, honesty, knowledge and transparency enables you to uncover your own abilities to cope, heal, and move through challenges. Colleen’s strengths include breaking down issues into manageable pieces to empower patients to move toward healing. She uses evidenced based methods like CBT and is also a Certified EMDR trauma-recovery therapist.
We want the most life has to offer. At times, circumstances, habits and trauma does not serve us well.... we wake up to find we aren't where we thought. If you're here, you are not alone. Colleen’s compassion, honesty, knowledge and transparency enables you to uncover your own abilities to cope, heal, and move through challenges. Colleen’s strengths include breaking down issues into manageable pieces to empower patients to move toward healing. She uses evidenced based methods like CBT and is also a Certified EMDR trauma-recovery therapist.
(850) 404-1093 View (850) 404-1093
Photo of Susan Page, MA, LMHC, NCC, Counselor
Susan Page
Counselor, MA, LMHC, NCC
Verified Verified
1 Endorsed
Fort Walton Beach, FL 32548
Asking for help is the first important step you can take on your journey to wholeness. I am here to help you identify, explore, and remove obstacles to your wellbeing. Watson, my therapy dog, offers great comfort as you work through difficult issues. If you are dealing with depression, anxiety, grief, or need to find a way out of an abusive relationship, or break cycles of self-harm, I am here to counsel you in a supportive way that is unique to you. My expertise also helps couples strengthen their relationship, encourages families to develop stronger bonds, and helps children and adolescents overcome struggles during childhood.
Asking for help is the first important step you can take on your journey to wholeness. I am here to help you identify, explore, and remove obstacles to your wellbeing. Watson, my therapy dog, offers great comfort as you work through difficult issues. If you are dealing with depression, anxiety, grief, or need to find a way out of an abusive relationship, or break cycles of self-harm, I am here to counsel you in a supportive way that is unique to you. My expertise also helps couples strengthen their relationship, encourages families to develop stronger bonds, and helps children and adolescents overcome struggles during childhood.
(850) 716-1024 View (850) 716-1024
Photo of Christina Izabele Williams - CW  Holistic Counseling, MS, LMHC, Counselor
CW Holistic Counseling
Counselor, MS, LMHC
Verified Verified
Fort Walton Beach, FL 32547
My name is Christina, I have a Master of Science degree in counseling and psychology. Life is a beautiful journey, but there are moments when it can seem too overwhelming to navigate it alone. Sometimes you need to reach out to someone who can help you find your way forward. If you feel weighed down by feelings of uncertainty or distress, come to see me. Together, we can work to identify and treat the root causes of your difficulties and create a new opportunity for a life with rich experiences and joyful memories.
My name is Christina, I have a Master of Science degree in counseling and psychology. Life is a beautiful journey, but there are moments when it can seem too overwhelming to navigate it alone. Sometimes you need to reach out to someone who can help you find your way forward. If you feel weighed down by feelings of uncertainty or distress, come to see me. Together, we can work to identify and treat the root causes of your difficulties and create a new opportunity for a life with rich experiences and joyful memories.
(850) 600-2784 View (850) 600-2784
Photo of Robert Mayor, LMHC, Counselor
Robert Mayor
Counselor, LMHC
Verified Verified
1 Endorsed
Fort Walton Beach, FL 32547
If you are experiencing anxiety, depression, or stress, I am here to help. In addition, I have experience working with military families and service members. I have helped clients with military unique stressors, combat trauma, sexual assault trauma, nightmares, hyper-vigilance, irritability, and anger. Besides treating PTSD, I have also assisted clients with anxiety, depression, family issues, life stress, parenting challenges, and men's issues. I am trained in EMDR (Eye Movement Desensitization Reprocessing), which is an evidenced based modality for treating PTSD and trauma.
If you are experiencing anxiety, depression, or stress, I am here to help. In addition, I have experience working with military families and service members. I have helped clients with military unique stressors, combat trauma, sexual assault trauma, nightmares, hyper-vigilance, irritability, and anger. Besides treating PTSD, I have also assisted clients with anxiety, depression, family issues, life stress, parenting challenges, and men's issues. I am trained in EMDR (Eye Movement Desensitization Reprocessing), which is an evidenced based modality for treating PTSD and trauma.
(850) 604-8218 View (850) 604-8218
Photo of Brooke L Harrison, LMHC, Counselor
Brooke L Harrison
Counselor, LMHC
Verified Verified
Fort Walton Beach, FL 32547
Welcome, I am passionate about your potential to see change. I have noticed often people accept a harmful pattern, negative emotion or unrealized potential as a permanent part of their lives. I believe change is not only possible, but attainable. If one puts in the effort you can gain insight, recognize patterns, and start on your journey towards change. Your goal may be feeling more balanced or it could be for your child to display improved focus or self esteem. Let us partner together to make pivotal transitions in your life.
Welcome, I am passionate about your potential to see change. I have noticed often people accept a harmful pattern, negative emotion or unrealized potential as a permanent part of their lives. I believe change is not only possible, but attainable. If one puts in the effort you can gain insight, recognize patterns, and start on your journey towards change. Your goal may be feeling more balanced or it could be for your child to display improved focus or self esteem. Let us partner together to make pivotal transitions in your life.
(850) 820-0308 View (850) 820-0308
Photo of Dr. Jody Mowrey, PsyD, LMHC, Counselor
Dr. Jody Mowrey
Counselor, PsyD, LMHC
Verified Verified
Fort Walton Beach, FL 32548
I help clients battling mixed emotions: anxiety, depression, worries, fear, and trauma. They have excessive/some worry that is difficult to control, occurring more days than not for more than 30 days and beyond. They might also experience motor tension, autonomic hyperactivity, and hypervigilance. I work with you to create short- and long-term goals to reduce symptoms' frequency, intensity, and duration so that daily functioning is not impaired. The plan is to stabilize anxiety levels while increasing the ability to function. Help resolve the core conflict causing the anxiety. Enhance ability to cope with daily and life stressors.
I help clients battling mixed emotions: anxiety, depression, worries, fear, and trauma. They have excessive/some worry that is difficult to control, occurring more days than not for more than 30 days and beyond. They might also experience motor tension, autonomic hyperactivity, and hypervigilance. I work with you to create short- and long-term goals to reduce symptoms' frequency, intensity, and duration so that daily functioning is not impaired. The plan is to stabilize anxiety levels while increasing the ability to function. Help resolve the core conflict causing the anxiety. Enhance ability to cope with daily and life stressors.
(850) 749-2066 View (850) 749-2066
Photo of Regina Bright, MS, LMHC, BCST, Counselor
Regina Bright
Counselor, MS, LMHC, BCST
Verified Verified
10 Endorsed
Fort Walton Beach, FL 32548
I am a Licensed Mental Health Counselor, Board Certified Sex Therapist, and Clinical Supervisor who provides individual and couples therapy. I am certified in kink, fetishes, and polyamory. I am also certified in Transgender Care.
I am a Licensed Mental Health Counselor, Board Certified Sex Therapist, and Clinical Supervisor who provides individual and couples therapy. I am certified in kink, fetishes, and polyamory. I am also certified in Transgender Care.
(850) 226-6430 View (850) 226-6430
Photo of Jessica Cowick, LCSW, LAPSW, Clinical Social Work/Therapist
Jessica Cowick
Clinical Social Work/Therapist, LCSW, LAPSW
Verified Verified
Fort Walton Beach, FL 32547  (Online Only)
Welcome to Cowick Mental Health Services! Serving Florida and Kentucky residents - I am an Army Veteran as well as current spouse, so I also can relate to the military lifestyle. All are welcome as my clients! Many people come to therapy with many years of experience in therapy or maybe for the first time. As a client of mine, you can ensure you will find a safe space, free from judgment.
Welcome to Cowick Mental Health Services! Serving Florida and Kentucky residents - I am an Army Veteran as well as current spouse, so I also can relate to the military lifestyle. All are welcome as my clients! Many people come to therapy with many years of experience in therapy or maybe for the first time. As a client of mine, you can ensure you will find a safe space, free from judgment.
(850) 790-2404 View (850) 790-2404
Photo of Kim Marie Losquadro, MS, MA, LMHC, Counselor
Kim Marie Losquadro
Counselor, MS, MA, LMHC
Verified Verified
1 Endorsed
Fort Walton Beach, FL 32547
Congratulations on taking the first step to make positive changes in your life and your relationships. Whether you or your relationship is in crisis, or if you seek change, there is hope. I am committed to helping individuals and couples improve their lives and their most valued relationships. I am passionate about helping individuals overcome personal challenges and tailor my counseling approach to match the needs of my clients thereby empowering you to create the life you have always dreamed of. My work with couples utilizes the Gottman Method Couples Therapy which can enhance your relationships in just 3 sessions.
Congratulations on taking the first step to make positive changes in your life and your relationships. Whether you or your relationship is in crisis, or if you seek change, there is hope. I am committed to helping individuals and couples improve their lives and their most valued relationships. I am passionate about helping individuals overcome personal challenges and tailor my counseling approach to match the needs of my clients thereby empowering you to create the life you have always dreamed of. My work with couples utilizes the Gottman Method Couples Therapy which can enhance your relationships in just 3 sessions.
(850) 972-0257 View (850) 972-0257
Photo of Shevon Peet, MS, LMHC, BCPCC, Counselor
Shevon Peet
Counselor, MS, LMHC, BCPCC
Verified Verified
Fort Walton Beach, FL 32548
I want you to know that there is light at the end of the tunnel and that light is NOT an oncoming bus (smile). You have a purpose in this life, and you are NOT the sum total of your mistakes. As we walk through your trauma and disappointments, we will get off the detour road and find the road you were destined to walk on.
I want you to know that there is light at the end of the tunnel and that light is NOT an oncoming bus (smile). You have a purpose in this life, and you are NOT the sum total of your mistakes. As we walk through your trauma and disappointments, we will get off the detour road and find the road you were destined to walk on.
(850) 863-2873 View (850) 863-2873
Photo of Monique Darnell, MS, LPC, LMHC, CAADC, Licensed Professional Counselor
Monique Darnell
Licensed Professional Counselor, MS, LPC, LMHC, CAADC
Verified Verified
1 Endorsed
Fort Walton Beach, FL 32547  (Online Only)
About your therapist, Hello, my name is Monique Darnell. I am a multi-state Licensed Professional Counselor. I am a therapist that leads and shows compassion. I believe in changing lives, and I believe in what I do. Though days can be rough, I find comfort in the things that bring me joy, reading, resting, and watching a good show. I am a parent, an author and a arts and craft woman. I understand what it is like to work through things and how it feels to be human. When it comes to my therapy approach, I like to think of it as holistic. This kind of therapy integrates spiritual, physical, mental, and emotional forms of well-being. I
About your therapist, Hello, my name is Monique Darnell. I am a multi-state Licensed Professional Counselor. I am a therapist that leads and shows compassion. I believe in changing lives, and I believe in what I do. Though days can be rough, I find comfort in the things that bring me joy, reading, resting, and watching a good show. I am a parent, an author and a arts and craft woman. I understand what it is like to work through things and how it feels to be human. When it comes to my therapy approach, I like to think of it as holistic. This kind of therapy integrates spiritual, physical, mental, and emotional forms of well-being. I
(470) 516-9097 View (470) 516-9097
Photo of Rebecca Bortnyik, MS, LMHC
Rebecca Bortnyik
Mental Health Counselor, MS, LMHC
Verified Verified
Fort Walton Beach, FL 32548
I believe insight and gained knowledge of self, plus learning skills can enable a person to live life to his/her potential. I help clients of all ages gain new perspectives, identify negative thinking patterns, develop a healthy expression of feelings. and problem solve.
I believe insight and gained knowledge of self, plus learning skills can enable a person to live life to his/her potential. I help clients of all ages gain new perspectives, identify negative thinking patterns, develop a healthy expression of feelings. and problem solve.
(850) 204-4959 View (850) 204-4959
Photo of Stephanie Guise, LCSW, Clinical Social Work/Therapist
Stephanie Guise
Clinical Social Work/Therapist, LCSW
Verified Verified
Fort Walton Beach, FL 32547
"Only when we are brave enough to explore the darkness will we discover the infinite power of our life,"-Brene Brown. Does it feel that you are trying to keep your head above water while others are swimming past? Do you find yourself needing assistance in an area of your life? Are you looking to increase your self awareness and personal empowerment? If so, I am here to listen, support, and guide you to successfully deal with life’s everyday challenges. Together, we can foster change and take the steps necessary to meet your goals. I will show you how to become your best self. It's time to be brave and take charge of your life!
"Only when we are brave enough to explore the darkness will we discover the infinite power of our life,"-Brene Brown. Does it feel that you are trying to keep your head above water while others are swimming past? Do you find yourself needing assistance in an area of your life? Are you looking to increase your self awareness and personal empowerment? If so, I am here to listen, support, and guide you to successfully deal with life’s everyday challenges. Together, we can foster change and take the steps necessary to meet your goals. I will show you how to become your best self. It's time to be brave and take charge of your life!
(850) 754-9208 View (850) 754-9208
1

See more therapy options for Fort Walton Beach

TRICARE Therapists

Does insurance cover therapy, prescriptions and other behavioral health services?

In general, yes. Laws in the U.S. require insurers to cover essential behavioral health care at the same level as other health care services. Most health plans require a medical diagnosis and treatments that are evidence based and medically essential. This means that life coaching and alternative therapies are not covered, nor is therapy without a diagnosis. Call the number on the back or your insurance card or visit your insurance company's website to review your Summary of Benefits. If you have insurance through your employer, your Human Resources department may also be able to answer questions.

How much does therapy cost with insurance?

The cost of therapy depends on your region, how much training and experience your therapist has, and the type of treatment. The rate for talk therapy generally falls between $100 and $250. For a client seeing an in-network provider, the cost of therapy is often similar to the cost of other health care services. Clients pay co-pays and may need to satisfy a plan’s deductible before benefits kick in.

What is the difference between In-Network and Out-of-Network insurance coverage?

An in-network provider has contracted with an insurer to get paid directly for services, and to accept the insurer’s rate of compensation. Clients are responsible for deductibles and copays. If a therapist is out of network, that means that the client pays the therapist directly for services at the therapist’s regular fee. Out-of-Network providers often give clients a receipt so that they can file for partial reimbursement with their insurance company.

Is it difficult to find an In-Network therapist?

It is not unusual for therapists to limit the number of insurance patients in their practice, so it’s important to check in-network availability when you schedule your first appointment. In regions and times where therapy is in high demand it may take longer to get scheduled with an in-network therapist.

What is the difference between HMO and PPO insurance plans?

HMO health plans only cover in-network services, there is no reimbursement for out-of-network providers. PPO plans often cover both in- and out-of-network services, though the client may pay more for out-of-network services.

What is a Superbill?

A superbill is a receipt for therapy services. It provides all the information required by insurance companies to reimburse you for out-of-network services, including the diagnostic codes for your care, the amount paid, and the dates and duration of care.

Does insurance cover Online therapy?

Many therapists who shifted their practice to online therapy during the pandemic have kept that arrangement. And most insurers continue to cover telehealth services, with a few exceptions. Preventive care (such as an annual depression screening) is often required to be in-person to be covered, and some states require prescribers of controlled substances to see those patients in person.

Does insurance cover Group therapy?

Many insurance plans provide coverage for group therapy provided there is a medical diagnosis for group members, but there are some noteworthy exceptions. For example, Medicare does not always cover group therapy. Group therapy tends to cost less than individual therapy.

Does insurance cover Couples therapy?

Most insurance companies do not cover the cost of couples therapy because there is no medical diagnosis or medically necessary treatment. However, a few plans will offer a limited benefit, so it is still worth checking with your insurance company. Sometimes therapy is covered for a couple when one person has a diagnosis and another family member joins them for joint therapy, but it is considered therapy for the medical condition that includes a family member as a listener or helper, not couples counseling. Without insurance, most clients pay between $100-300 per 60-90 min session for couples therapy. Often clients can find classes or workshops that make it more affordable to work on their relationship. And some employers offer Employee Assistance Plans that help defray the cost of couples therapy.

What is an Employee Assistance Plan (EAP)?

Employee Assistance Plans are purchased by employers for the benefit of their employees. EAPs typically assist employees with referrals and may also provide the first few sessions of therapy free of charge, with the patient's regular health insurance kicking in after those initial sessions. EAP benefits often apply to all types of therapy without the need for a medical diagnosis, making it easier to access couples therapy, therapy for life transitions, and other non-medical counseling. The EAP for the U.S. Armed Forces is Military OneSource. Just as with standard health insurance, clients should always check that a provider accepts their EAP benefits before scheduling.

Learn more about Insurance Coverage and Finding Affordable Therapy