Cigna and Evernorth Therapists in South San Francisco, CA
![Photo of Anthony Navarro, LMFT, Marriage & Family Therapist](https://photos.psychologytoday.com/fc328dd2-893b-4df4-aed3-5564db173eac/1/320x400.png)
My name is Anthony Navarro and I am a Licensed Marriage and Family Therapist (LMFT) based in Los Angeles, California, and working with clients throughout southern California via telehealth services. I work with adults and adolescents while specializing in depression, anxiety, stress, and anger management while using Solution Focus and Cognitive Behavioral Therapy to help clients reach their mental health goals.
My name is Anthony Navarro and I am a Licensed Marriage and Family Therapist (LMFT) based in Los Angeles, California, and working with clients throughout southern California via telehealth services. I work with adults and adolescents while specializing in depression, anxiety, stress, and anger management while using Solution Focus and Cognitive Behavioral Therapy to help clients reach their mental health goals.
![Photo of Anjana Kathuria, LCSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/b2b42110-b378-40eb-94c9-9192d70377e2/1/320x400.jpeg)
Anjana Kathuria
Clinical Social Work/Therapist, LCSW
Verified Verified
South San Francisco, CA 94080
Hi there, I'm Anjana! Thank you for taking the time to read my profile. I have been a licensed clinical social worker for the last 13 years in California, and I believe that to have a successful outcome in therapy, the client and therapist must build a strong rapport. I am a person-centered counselor with a warm and compassionate style. I believe in treating others with respect and dignity.
Hi there, I'm Anjana! Thank you for taking the time to read my profile. I have been a licensed clinical social worker for the last 13 years in California, and I believe that to have a successful outcome in therapy, the client and therapist must build a strong rapport. I am a person-centered counselor with a warm and compassionate style. I believe in treating others with respect and dignity.
![Photo of Rachel Ongpin, LCSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/c04d241d-984f-4f7b-985c-b77d7d656200/2/320x400.jpeg)
Rachel Ongpin
Clinical Social Work/Therapist, LCSW
Verified Verified
South San Francisco, CA 94080 (Online Only)
Are you looking for ways to get unstuck? We all experience different stressors in life that may impact our everyday lives and we all could use some support to get through these situations. I provide individual therapy that is focused on empathy and collaboration, and have an approach that will challenge while also support you. Healing looks different for everyone and I would like to help give you the tools and insight to make positive changes in your life. My primary focus is working with adults.
Are you looking for ways to get unstuck? We all experience different stressors in life that may impact our everyday lives and we all could use some support to get through these situations. I provide individual therapy that is focused on empathy and collaboration, and have an approach that will challenge while also support you. Healing looks different for everyone and I would like to help give you the tools and insight to make positive changes in your life. My primary focus is working with adults.
![Photo of Nicole Vanneman, LMFT, Marriage & Family Therapist](https://photos.psychologytoday.com/1257b302-eeb2-454d-bddc-b06868257d39/1/320x400.png)
Hi! I’m Nicole. I am a Licensed Marriage and Family Therapist and I know how hard life can be to navigate sometimes. It can shake you up, break you down, and challenge you in ways you never thought it would. It can make you question who you are and where you are going. Seeking therapy can be daunting, but just know, you don’t have to travel this road alone. I love what I do and would consider it an honor to support you on your journey!
Hi! I’m Nicole. I am a Licensed Marriage and Family Therapist and I know how hard life can be to navigate sometimes. It can shake you up, break you down, and challenge you in ways you never thought it would. It can make you question who you are and where you are going. Seeking therapy can be daunting, but just know, you don’t have to travel this road alone. I love what I do and would consider it an honor to support you on your journey!
![Photo of Kristian Elliott, LMFT, Marriage & Family Therapist](https://photos.psychologytoday.com/9f68e733-4f7c-4e40-b9d3-2a8b167decd1/1/320x400.jpeg)
Hi there, I’m Kristian! My name is Kristian Elliott, and I am a Licensed Marriage and Family Therapist (LMFT) based in San Francisco working with clients statewide through telehealth. I work with adults and specialize in anxiety, depression, stress, and life transitions using person-centered therapy and cognitive behavioral therapy to help my clients work towards their goals and start feeling improvement in their daily life.
Hi there, I’m Kristian! My name is Kristian Elliott, and I am a Licensed Marriage and Family Therapist (LMFT) based in San Francisco working with clients statewide through telehealth. I work with adults and specialize in anxiety, depression, stress, and life transitions using person-centered therapy and cognitive behavioral therapy to help my clients work towards their goals and start feeling improvement in their daily life.
![Photo of Michael Evans, LCSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/f180cb7c-7021-45c7-846d-5415609ff3de/1/320x400.jpeg)
Hi! I'm Michael Evans, and I am a Licensed Clinical Social Worker. I have worked in homeless services, psychiatric inpatient and outpatient settings, and medical settings. I hope to come alongside you in your journey towards healing, growth, and change. I have experience treating depression, anxiety, grief, and severe mental illness. I'm a firm believer that each person is unique and deserves a unique approach to their symptoms. I am here to help create that unique approach alongside you.
Hi! I'm Michael Evans, and I am a Licensed Clinical Social Worker. I have worked in homeless services, psychiatric inpatient and outpatient settings, and medical settings. I hope to come alongside you in your journey towards healing, growth, and change. I have experience treating depression, anxiety, grief, and severe mental illness. I'm a firm believer that each person is unique and deserves a unique approach to their symptoms. I am here to help create that unique approach alongside you.
![Photo of Heidi Huffman, LCSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/1b3e988e-aebd-4e8d-bcfd-4e8b409c963e/1/320x400.jpeg)
Heidi Huffman, LCSW 82128. My approach to therapy is based on an individual’s needs and comfort level. I was a licensed vocational nurse (LVN) for many years prior to returning to college to earn a Master’s Degree in Social Work.
Heidi Huffman, LCSW 82128. My approach to therapy is based on an individual’s needs and comfort level. I was a licensed vocational nurse (LVN) for many years prior to returning to college to earn a Master’s Degree in Social Work.
![Photo of Crystal Ruacho, LCSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/32938d91-bafe-4ead-a2dd-4f57e8837530/1/320x400.jpeg)
Hi, my name is Crystal Garcia Ruacho, and I am a Licensed Clinical Social Worker (LCSW) in California. My therapy approach focuses on developing human connection through a trauma informed lens to support the people I work with in reaching their personal mental health goals. I have over 12 years of experience working with school aged children, adolescents, and young adults. I enjoy supporting individuals experiencing PTSD, depression, and anxiety. I am a trauma focused therapist, using EMDR and person centered approach to help clients work through life challenges and bring out the best version of themselves.
Hi, my name is Crystal Garcia Ruacho, and I am a Licensed Clinical Social Worker (LCSW) in California. My therapy approach focuses on developing human connection through a trauma informed lens to support the people I work with in reaching their personal mental health goals. I have over 12 years of experience working with school aged children, adolescents, and young adults. I enjoy supporting individuals experiencing PTSD, depression, and anxiety. I am a trauma focused therapist, using EMDR and person centered approach to help clients work through life challenges and bring out the best version of themselves.
![Photo of Katrina Watkins, LMFT, Marriage & Family Therapist](https://photos.psychologytoday.com/477b26db-1787-4aea-861d-393c4cc98739/2/320x400.png)
Hello, I'm Katrina Watkins, a Licensed Marriage and Family Therapist. My therapeutic approach is client-centered, focusing on creating a safe, empathetic space for you to explore your concerns and strengths. I am dedicated to assisting my clients in the following areas: anxiety and stress management, depression and mood disorders, relationship and family issues, trauma and PTSD, grief and loss, self-esteem and confidence, addiction and substance abuse, mindfulness, work-related stress, LGBTQ+ issues, and more.
Hello, I'm Katrina Watkins, a Licensed Marriage and Family Therapist. My therapeutic approach is client-centered, focusing on creating a safe, empathetic space for you to explore your concerns and strengths. I am dedicated to assisting my clients in the following areas: anxiety and stress management, depression and mood disorders, relationship and family issues, trauma and PTSD, grief and loss, self-esteem and confidence, addiction and substance abuse, mindfulness, work-related stress, LGBTQ+ issues, and more.
![Photo of Vernon Proctor, LMFT, Marriage & Family Therapist](https://photos.psychologytoday.com/7da05cd8-3fa7-45bf-b929-d247ff06e72a/1/320x400.png)
Helping you reach your most significant potential by managing yourself. I have success in assisting people in accomplishing their goals by utilizing active listening and unconditional positive regard to establish a therapeutic relationship where you will feel emotionally safe. I have an effective range of therapeutic experience developed from my combined 21 years of experience as a teacher and therapist. Acceptance and Commitment Therapy, Dialectic Behavior Therapy, Cognitive Behavior therapy, Behavioral Analysis, and Client-Centered Therapy are a few of the tools I use to deliver direct counseling services.
Helping you reach your most significant potential by managing yourself. I have success in assisting people in accomplishing their goals by utilizing active listening and unconditional positive regard to establish a therapeutic relationship where you will feel emotionally safe. I have an effective range of therapeutic experience developed from my combined 21 years of experience as a teacher and therapist. Acceptance and Commitment Therapy, Dialectic Behavior Therapy, Cognitive Behavior therapy, Behavioral Analysis, and Client-Centered Therapy are a few of the tools I use to deliver direct counseling services.
![Photo of Ricardo Moran, LCSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/dd72a065-0fad-4bba-9d6c-88cde1ec347d/1/320x400.jpeg)
Hello, I'm Ricardo Moran, a Licensed Clinical Social Worker. My passion is to support individuals and families to prevent and cope with problems in their everyday lives. Currently, I have been working with young adolescent and adult patients who have depression and anxiety. I understand how these diagnoses can impair someone's overall functioning so it's important to me to support them with managing their symptoms.
Hello, I'm Ricardo Moran, a Licensed Clinical Social Worker. My passion is to support individuals and families to prevent and cope with problems in their everyday lives. Currently, I have been working with young adolescent and adult patients who have depression and anxiety. I understand how these diagnoses can impair someone's overall functioning so it's important to me to support them with managing their symptoms.
![Photo of Claudia Covarrubias, LMFT, Marriage & Family Therapist](https://photos.psychologytoday.com/d8b04699-e76c-4572-896b-283b9f7c1f8f/1/320x400.jpeg)
Claudia Covarrubias
Marriage & Family Therapist, LMFT
Verified Verified
South San Francisco, CA 94080
My name is Claudia Covarrubias, and I am a Licensed Marriage and Family Therapist (LMFT) based in San Diego, California working with clients statewide via telehealth. I am passionate about working with adolescents, individuals, and families. Some of my specialties include depression, anxiety & stress, self-esteem, women's issues, communication & intimacy issues, difficult life transitions, acculturation, and college stressors. I am also bilingual and provide services in Spanish.
My name is Claudia Covarrubias, and I am a Licensed Marriage and Family Therapist (LMFT) based in San Diego, California working with clients statewide via telehealth. I am passionate about working with adolescents, individuals, and families. Some of my specialties include depression, anxiety & stress, self-esteem, women's issues, communication & intimacy issues, difficult life transitions, acculturation, and college stressors. I am also bilingual and provide services in Spanish.
![Photo of Rana Moradhasel, LMFT, Marriage & Family Therapist](https://photos.psychologytoday.com/10882340-c4c6-413d-b0c1-5f999aa1d369/1/320x400.jpeg)
Hello! My name is Rana Moradhasel. I am a licensed Marriage and Family therapist in CA. I have a collaborative non-judgmental approach to therapy. My main focus is to help clients identify thought patterns that are impacting their quality of life and work towards a solution. I am a client-centered therapist with training in CBT and DBT. I utilize existential, spiritual, and solution-focused tools. I treat anxiety, depression, cognitive distortions (negative thought patterns), mood disorders, grief, and adjustment disorders.
Hello! My name is Rana Moradhasel. I am a licensed Marriage and Family therapist in CA. I have a collaborative non-judgmental approach to therapy. My main focus is to help clients identify thought patterns that are impacting their quality of life and work towards a solution. I am a client-centered therapist with training in CBT and DBT. I utilize existential, spiritual, and solution-focused tools. I treat anxiety, depression, cognitive distortions (negative thought patterns), mood disorders, grief, and adjustment disorders.
![Photo of Starr Lee, LMFT, Marriage & Family Therapist](https://photos.psychologytoday.com/3714ced5-b6ec-4815-ae38-d3de860a4f61/2/320x400.jpeg)
My name is Starr Lee, a licensed marriage family therapist (LMFT), working with clients statewide via telehealth. I work with adults and specialize in depression, anxiety, and trauma, using Cognitive Behavioral Therapy and Client-Centered Therapy to help my clients to regain health, wholeness, and wellness. I work to help my clients to develop a more positive and adaptive way of thinking, feeling, behaving and to empower my clients to take an active role in their own lives. My communication style is calm, personable, and collaborative. I want my clients to know I am empathetic and genuine.
My name is Starr Lee, a licensed marriage family therapist (LMFT), working with clients statewide via telehealth. I work with adults and specialize in depression, anxiety, and trauma, using Cognitive Behavioral Therapy and Client-Centered Therapy to help my clients to regain health, wholeness, and wellness. I work to help my clients to develop a more positive and adaptive way of thinking, feeling, behaving and to empower my clients to take an active role in their own lives. My communication style is calm, personable, and collaborative. I want my clients to know I am empathetic and genuine.
![Photo of Lluvia Hetrick, LMFT, Marriage & Family Therapist](https://photos.psychologytoday.com/5cbd4be5-149d-4939-86b4-863ea26f5cab/1/320x400.jpeg)
My approach to therapy focuses on building the therapeutic relationship and supporting each client with an individualized treatment plan to support their needs. I am a trauma-focused therapist and believe presenting problems that bring people to therapy are rooted in earlier experiences. Brainspotting is a gentle yet effective neurobiological approach to treat symptoms of anxiety, depression, panic disorder, PTSD, attachment wounds, etc.
My approach to therapy focuses on building the therapeutic relationship and supporting each client with an individualized treatment plan to support their needs. I am a trauma-focused therapist and believe presenting problems that bring people to therapy are rooted in earlier experiences. Brainspotting is a gentle yet effective neurobiological approach to treat symptoms of anxiety, depression, panic disorder, PTSD, attachment wounds, etc.
![Photo of Erin Bastian, LCSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/57b56afa-b06d-49cb-ab40-33d8b7d6882f/1/320x400.jpeg)
Hello there. I'm Erin Bastian, LCSW. My approach to therapy is meeting you where you are at, being honest, genuine, and finding a therapeutic approach that best meets your needs. There are many therapeutic approaches and all lead to finding meaning and purpose. I utilize a number of theoretical approaches in order to find what fits best for you. My core theoretical foundations include Humanistic, Existential, Integrative, Psychodynamic, and Cognitive. I am simply me. I'm genuine, honest, and open. My desire is to help you find answers, feel safe, feel understood, and feel supported. Connection and good conversation are key.
Hello there. I'm Erin Bastian, LCSW. My approach to therapy is meeting you where you are at, being honest, genuine, and finding a therapeutic approach that best meets your needs. There are many therapeutic approaches and all lead to finding meaning and purpose. I utilize a number of theoretical approaches in order to find what fits best for you. My core theoretical foundations include Humanistic, Existential, Integrative, Psychodynamic, and Cognitive. I am simply me. I'm genuine, honest, and open. My desire is to help you find answers, feel safe, feel understood, and feel supported. Connection and good conversation are key.
![Photo of Amanda Terronez, LMFT, Marriage & Family Therapist](https://photos.psychologytoday.com/a3e6505b-89b8-4d3b-9b3c-eae684b97eb4/1/320x400.jpeg)
Amanda Terronez
Marriage & Family Therapist, LMFT
Verified Verified
South San Francisco, CA 94080 (Online Only)
I'm a therapist with Octave and Evernorth Behavioral Care Group.
My belief is that we can all use someone to support us in processing our thoughts and feelings. It can be difficult finding time, money and energy to find the right therapist. I would love to be of service to you on your journey. I believe the therapeutic relationship is essential to therapy. Together we will work to accomplish the goals you have for yourself. I believe that your core beliefs about yourself will impact the way you behave and feel; therefore, by considering and examining these beliefs, you can gradually alter them and consequently, alter your behaviors and emotions.
I'm a therapist with Octave and Evernorth Behavioral Care Group.
My belief is that we can all use someone to support us in processing our thoughts and feelings. It can be difficult finding time, money and energy to find the right therapist. I would love to be of service to you on your journey. I believe the therapeutic relationship is essential to therapy. Together we will work to accomplish the goals you have for yourself. I believe that your core beliefs about yourself will impact the way you behave and feel; therefore, by considering and examining these beliefs, you can gradually alter them and consequently, alter your behaviors and emotions.
![Photo of Blanca Amaya, LCSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/3d4afcf9-e37e-4c94-8305-8474a29ce6ec/1/320x400.jpeg)
Blanca Amaya
Clinical Social Work/Therapist, LCSW
Verified Verified
South San Francisco, CA 94080 (Online Only)
I'm a therapist with Octave and Evernorth Behavioral Care Group.
I have been in the helping profession for over 10 years, working with adults using evidence-based and alternative practices. I work under a multicultural and trauma-informed lens that allows me to understand your individual needs and meet you where you are in your journey. Together we will focus on your currents needs and goals to help create trust within the therapeutic relationship. I specialize in helping individuals heal from trauma, PTSD, anxiety, and depression.
I'm a therapist with Octave and Evernorth Behavioral Care Group.
I have been in the helping profession for over 10 years, working with adults using evidence-based and alternative practices. I work under a multicultural and trauma-informed lens that allows me to understand your individual needs and meet you where you are in your journey. Together we will focus on your currents needs and goals to help create trust within the therapeutic relationship. I specialize in helping individuals heal from trauma, PTSD, anxiety, and depression.
![Photo of Taylor Wikel, LMFT, Marriage & Family Therapist](https://photos.psychologytoday.com/4c2d0952-51f0-4434-8b61-de83ddc08ca6/1/320x400.jpeg)
Taylor Wikel
Marriage & Family Therapist, LMFT
Verified Verified
South San Francisco, CA 94080 (Online Only)
I'm a therapist with Octave and Evernorth Behavioral Care Group.
Coming to therapy can be a vulnerable experience, which is why I aim to provide a safe, supportive, empathetic and nonjudgmental environment. My professional background and experience applying Dialectical Behavioral Therapy (DBT) and Trauma Focused Cognitive Behavioral Therapy (TF-CBT) has given me a passion to work with individuals with severe mental illness and personality disorders.
I'm a therapist with Octave and Evernorth Behavioral Care Group.
Coming to therapy can be a vulnerable experience, which is why I aim to provide a safe, supportive, empathetic and nonjudgmental environment. My professional background and experience applying Dialectical Behavioral Therapy (DBT) and Trauma Focused Cognitive Behavioral Therapy (TF-CBT) has given me a passion to work with individuals with severe mental illness and personality disorders.
![Photo of Anastasia Rivera, LCSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/299259bd-a980-4ecb-8910-df50f2ba7f0c/1/320x400.jpeg)
Anastasia Rivera
Clinical Social Work/Therapist, LCSW
Verified Verified
South San Francisco, CA 94080
My name is Anastasia. I am a licensed clinical social worker. I also have my PPSC credential and have worked with adults and teens for many years. My approach to therapy is client centered. I bring out your personal skills and coping abilities to restore to your former self. I enjoy working with adults and teens. My expertise includes a wide range of skills to address anxiety, depression, interpersonal struggles and more.
My name is Anastasia. I am a licensed clinical social worker. I also have my PPSC credential and have worked with adults and teens for many years. My approach to therapy is client centered. I bring out your personal skills and coping abilities to restore to your former self. I enjoy working with adults and teens. My expertise includes a wide range of skills to address anxiety, depression, interpersonal struggles and more.
See more therapy options for South San Francisco
Nearby Cigna and Evernorth Therapists Searches for South San Francisco
- Alameda
- Belmont
- Burlingame
- Daly City
- Emeryville
- Foster City
- Millbrae
- Oakland
- Pacifica
- San Bruno
- San Francisco
- San Mateo
Cigna and Evernorth Therapists
Does insurance cover therapy, prescriptions and other behavioral health services?
In general, yes. Laws in the U.S. require insurers to cover essential behavioral health care at the same level as other health care services. Most health plans require a medical diagnosis and treatments that are evidence based and medically essential. This means that life coaching and alternative therapies are not covered, nor is therapy without a diagnosis. Call the number on the back or your insurance card or visit your insurance company's website to review your Summary of Benefits. If you have insurance through your employer, your Human Resources department may also be able to answer questions.
How much does therapy cost with insurance?
The cost of therapy depends on your region, how much training and experience your therapist has, and the type of treatment. The rate for talk therapy generally falls between $100 and $250. For a client seeing an in-network provider, the cost of therapy is often similar to the cost of other health care services. Clients pay co-pays and may need to satisfy a plan’s deductible before benefits kick in.
What is the difference between In-Network and Out-of-Network insurance coverage?
An in-network provider has contracted with an insurer to get paid directly for services, and to accept the insurer’s rate of compensation. Clients are responsible for deductibles and copays. If a therapist is out of network, that means that the client pays the therapist directly for services at the therapist’s regular fee. Out-of-Network providers often give clients a receipt so that they can file for partial reimbursement with their insurance company.
Is it difficult to find an In-Network therapist?
It is not unusual for therapists to limit the number of insurance patients in their practice, so it’s important to check in-network availability when you schedule your first appointment. In regions and times where therapy is in high demand it may take longer to get scheduled with an in-network therapist.
What is the difference between HMO and PPO insurance plans?
HMO health plans only cover in-network services, there is no reimbursement for out-of-network providers. PPO plans often cover both in- and out-of-network services, though the client may pay more for out-of-network services.
What is a Superbill?
A superbill is a receipt for therapy services. It provides all the information required by insurance companies to reimburse you for out-of-network services, including the diagnostic codes for your care, the amount paid, and the dates and duration of care.
Does insurance cover Online therapy?
Many therapists who shifted their practice to online therapy during the pandemic have kept that arrangement. And most insurers continue to cover telehealth services, with a few exceptions. Preventive care (such as an annual depression screening) is often required to be in-person to be covered, and some states require prescribers of controlled substances to see those patients in person.
Does insurance cover Group therapy?
Many insurance plans provide coverage for group therapy provided there is a medical diagnosis for group members, but there are some noteworthy exceptions. For example, Medicare does not always cover group therapy. Group therapy tends to cost less than individual therapy.
Does insurance cover Couples therapy?
Most insurance companies do not cover the cost of couples therapy because there is no medical diagnosis or medically necessary treatment. However, a few plans will offer a limited benefit, so it is still worth checking with your insurance company. Sometimes therapy is covered for a couple when one person has a diagnosis and another family member joins them for joint therapy, but it is considered therapy for the medical condition that includes a family member as a listener or helper, not couples counseling. Without insurance, most clients pay between $100-300 per 60-90 min session for couples therapy. Often clients can find classes or workshops that make it more affordable to work on their relationship. And some employers offer Employee Assistance Plans that help defray the cost of couples therapy.
What is an Employee Assistance Plan (EAP)?
Employee Assistance Plans are purchased by employers for the benefit of their employees. EAPs typically assist employees with referrals and may also provide the first few sessions of therapy free of charge, with the patient's regular health insurance kicking in after those initial sessions. EAP benefits often apply to all types of therapy without the need for a medical diagnosis, making it easier to access couples therapy, therapy for life transitions, and other non-medical counseling. Just as with standard health insurance, clients should always check that a provider accepts their EAP benefits before scheduling.
Learn more about Insurance Coverage and Finding Affordable Therapy
Learn more about Insurance Coverage and Finding Affordable Therapy