UnitedHealthcare UHC | UBH Therapists in Downtown, San Francisco, CA
![Photo of Kathleen Hoffman, LMFT, Clinical Social Work/Therapist](https://photos.psychologytoday.com/9aa8472a-fa40-401e-8eb3-0b7271a850c3/1/320x400.jpeg)
Kathleen Hoffman
Clinical Social Work/Therapist, LMFT
Verified Verified
Downtown, San Francisco, CA 94102
Kathleen Hoffman is a Licensed Marriage and Family Therapist in California who has been practicing since 2014. She graduated from California State University, Sacramento with a Master of Science degree in Marriage and Family Counseling in 2007. Kathleen is multifaceted in her experience working with individuals (adolescents and adults from young to the senior years), couples, children, and families. She began her therapist journey in equine assisted therapy and then transitioned to a clinic setting.
Kathleen Hoffman is a Licensed Marriage and Family Therapist in California who has been practicing since 2014. She graduated from California State University, Sacramento with a Master of Science degree in Marriage and Family Counseling in 2007. Kathleen is multifaceted in her experience working with individuals (adolescents and adults from young to the senior years), couples, children, and families. She began her therapist journey in equine assisted therapy and then transitioned to a clinic setting.
![Photo of Ray Zambo, LCSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/6f143980-e431-4305-b477-c0ec9d04ea32/1/320x400.jpeg)
Ray Zambo
Clinical Social Work/Therapist, LCSW
Verified Verified
Downtown, San Francisco, CA 94102 (Online Only)
Ray Zambo is a Licensed Marriage and Family Therapist in California who has been practicing since 1992. He has a Master's degree from San Diego State University. Ray assists client in discovering their inner strengths and how to use those in overcoming internal/external conflicts, fears, and barriers. He helps them to lead a satisfying and successful life that they can be proud of. Outside of work, Ray enjoys oil painting, dogs, travel, sports, cooking, and eating.
Ray Zambo is a Licensed Marriage and Family Therapist in California who has been practicing since 1992. He has a Master's degree from San Diego State University. Ray assists client in discovering their inner strengths and how to use those in overcoming internal/external conflicts, fears, and barriers. He helps them to lead a satisfying and successful life that they can be proud of. Outside of work, Ray enjoys oil painting, dogs, travel, sports, cooking, and eating.
![Photo of Farhad Ghodsi - Farhad Ghodsi MFT, LMFT, Marriage & Family Therapist](https://photos.psychologytoday.com/2f355755-e0af-49a0-926c-59a71f601e75/2/320x400.jpeg)
Farhad Ghodsi MFT
Marriage & Family Therapist, LMFT
Verified Verified
Downtown, San Francisco, CA 94102 (Online Only)
Are you experiencing some roadblocks that are preventing you from getting where you want to be in life whether it be in your work, school, or relationships with others? When you’re feeling overwhelmed therapy can make the difference between feeling stuck and moving forward. I am a licensed marriage and family therapist located in San Francisco, specializing in psychotherapy for adult individuals and couples. I’ve had the privilege of working within various multidisciplinary teams providing psychotherapy for over a decade.
Are you experiencing some roadblocks that are preventing you from getting where you want to be in life whether it be in your work, school, or relationships with others? When you’re feeling overwhelmed therapy can make the difference between feeling stuck and moving forward. I am a licensed marriage and family therapist located in San Francisco, specializing in psychotherapy for adult individuals and couples. I’ve had the privilege of working within various multidisciplinary teams providing psychotherapy for over a decade.
![Photo of Mariam Parekh, PhD, Psychologist](https://photos.psychologytoday.com/60a1d72d-df90-4c9e-bc04-03ca9dc9f5a3/1/320x400.jpeg)
Dr. Mariam Parekh is a Clinical Psychologist in Colorado who has been practicing since 2016. She has a PhD from Syracuse University and has completed all Ph.D. requirements from American Psychological Association accredited placements. She completed her Internship at White River Junction Veteran Association and Dartmouth University and her Post Graduate work from Loma Linda Veteran Association. Dr. Parekh is well-trained in areas of areas of depression, anxiety, trauma, adjustment and marital counseling.
Dr. Mariam Parekh is a Clinical Psychologist in Colorado who has been practicing since 2016. She has a PhD from Syracuse University and has completed all Ph.D. requirements from American Psychological Association accredited placements. She completed her Internship at White River Junction Veteran Association and Dartmouth University and her Post Graduate work from Loma Linda Veteran Association. Dr. Parekh is well-trained in areas of areas of depression, anxiety, trauma, adjustment and marital counseling.
![Photo of Randi-Marie Owens, LMFT, Marriage & Family Therapist](https://photos.psychologytoday.com/c1c29e77-5a06-4852-9f4d-277f6d5919f0/1/320x400.jpeg)
Randi-Marie Owens
Marriage & Family Therapist, LMFT
Verified Verified
Downtown, San Francisco, CA 94102
Randi-Marie Owens is a Licensed Marriage and Family Therapist in California who started practicing in 2018. She has a Bachelor's Degree in Psychology and a Master's Degree in Psychology from Brandman University. Randi-Marie believes in guiding others to increase happiness and meet their mental health goals through an authentic therapeutic relationship, education, and skill building. In her spare time, Randi-Marie enjoys riding motorcycles, cooking, baking, and working out.
Randi-Marie Owens is a Licensed Marriage and Family Therapist in California who started practicing in 2018. She has a Bachelor's Degree in Psychology and a Master's Degree in Psychology from Brandman University. Randi-Marie believes in guiding others to increase happiness and meet their mental health goals through an authentic therapeutic relationship, education, and skill building. In her spare time, Randi-Marie enjoys riding motorcycles, cooking, baking, and working out.
![Photo of Crystal Compton, MA, LMFT, ATR-BC, Marriage & Family Therapist](https://photos.psychologytoday.com/18533210-19dd-4f46-9d5c-1456e62ce45c/1/320x400.jpeg)
Crystal Compton
Marriage & Family Therapist, MA, LMFT, ATR-BC
Verified Verified
Downtown, San Francisco, CA 94107
Hi there! I am a Licensed Marriage and Family Therapist (LMFT) and Board Certified Art Therapist (ATR-BC) serving California residents. I welcome those experiencing a wide range of challenges, though I love working with anxiety, relationship issues, life-changes, parenting, and perfectionism. I work holistically, meaning that I take into consideration many aspects of your wellbeing. My approach is attachment focused, trauma-informed, and collaborative.
Hi there! I am a Licensed Marriage and Family Therapist (LMFT) and Board Certified Art Therapist (ATR-BC) serving California residents. I welcome those experiencing a wide range of challenges, though I love working with anxiety, relationship issues, life-changes, parenting, and perfectionism. I work holistically, meaning that I take into consideration many aspects of your wellbeing. My approach is attachment focused, trauma-informed, and collaborative.
![Photo of Roshini Kumar, MRC, LPCC, Licensed Professional Counselor](https://photos.psychologytoday.com/620c2633-8959-4020-8614-2e4ad6bc0912/1/320x400.jpeg)
Roshini Kumar
Licensed Professional Counselor, MRC, LPCC
Verified Verified
Downtown, San Francisco, CA 94102
Roshini Kumar is a Licensed Professional Clinical Counselor in California who has been practicing since 2015. She has a Bachelor’s Degree in Psychology and Studio Art from Baylor University and a Master’s Degree in Rehabilitation Counseling Psychology from University of Texas Southwestern Medical Center. As a licensed therapist and a certified Pilates instructor, Roshini values the holistic mind/body approach by using evidence-based therapies of Cognitive Behavioral Therapy and Dialectical Behavior Therapy alongside mindful movement.
Roshini Kumar is a Licensed Professional Clinical Counselor in California who has been practicing since 2015. She has a Bachelor’s Degree in Psychology and Studio Art from Baylor University and a Master’s Degree in Rehabilitation Counseling Psychology from University of Texas Southwestern Medical Center. As a licensed therapist and a certified Pilates instructor, Roshini values the holistic mind/body approach by using evidence-based therapies of Cognitive Behavioral Therapy and Dialectical Behavior Therapy alongside mindful movement.
![Photo of Lisa Padilla, LCSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/214c412f-455a-400f-9991-4867fcfe2329/1/320x400.jpeg)
Lisa Padilla
Clinical Social Work/Therapist, LCSW
Verified Verified
Downtown, San Francisco, CA 94102 (Online Only)
Lisa Padilla is a Licensed Clinical Social Worker in Michigan who has been practicing since 2015. She has a Master's of Clinical Social Work focusing on Psychotherapy and Clinical Social Work from Florida State University. Lisa has a demonstrated history of working in the mental health care industry. She is skilled in Addiction Counseling, Military Mental Health, Treatment Planning, Co-Occuring Disorders, Psychological Assessment, Interpersonal Relationship Issues (Intimacy, Codependency, Trust Rebuilding and more), LGBTQ+ Counseling, and Severe Mental Health Care. Lisa provides in-person services and telehealth treatment.
Lisa Padilla is a Licensed Clinical Social Worker in Michigan who has been practicing since 2015. She has a Master's of Clinical Social Work focusing on Psychotherapy and Clinical Social Work from Florida State University. Lisa has a demonstrated history of working in the mental health care industry. She is skilled in Addiction Counseling, Military Mental Health, Treatment Planning, Co-Occuring Disorders, Psychological Assessment, Interpersonal Relationship Issues (Intimacy, Codependency, Trust Rebuilding and more), LGBTQ+ Counseling, and Severe Mental Health Care. Lisa provides in-person services and telehealth treatment.
![Photo of Tracy Bevington - Pacific Marriage & Family Therapy Network, LMFT, Marriage & Family Therapist](https://photos.psychologytoday.com/3955840e-81f2-44a5-8923-7ac0c5b9343c/1/320x400.jpeg)
Pacific Marriage & Family Therapy Network
Marriage & Family Therapist, LMFT
Verified Verified
Downtown, San Francisco, CA 94108 (Online Only)
Find your best therapist match with us! We are highly skilled, diverse, well-trained and inclusive therapists. We empower you to live the life you want and do so by creating supportive, caring, and non-judgmental relationships with our clients. We work to provide you with the best care possible and reduce obstacles to care. Additional benefits include a concierge billing service for PPO insurance and a wide range of scheduling options (all weekday and weekend mornings, afternoons, and evenings. We work with children, teens, and adults of all ages as individuals, couples, and families.
Find your best therapist match with us! We are highly skilled, diverse, well-trained and inclusive therapists. We empower you to live the life you want and do so by creating supportive, caring, and non-judgmental relationships with our clients. We work to provide you with the best care possible and reduce obstacles to care. Additional benefits include a concierge billing service for PPO insurance and a wide range of scheduling options (all weekday and weekend mornings, afternoons, and evenings. We work with children, teens, and adults of all ages as individuals, couples, and families.
![Photo of Damian Robledo - Core Therapy, LCSW, PhD, Clinical Social Work/Therapist](https://photos.psychologytoday.com/e8df07c7-69d4-4ecd-8708-57e7ba4f710a/1/320x400.jpeg)
Core Therapy
Clinical Social Work/Therapist, LCSW, PhD
Verified Verified
Downtown, San Francisco, CA 94102 (Online Only)
At Core Therapy, we are a dedicated team of mental health therapists committed to guiding you on your journey toward emotional well-being and personal growth. Our mission is to provide a compassionate and confidential space where you can explore and navigate the complexities of your inner world.
At Core Therapy, we are a dedicated team of mental health therapists committed to guiding you on your journey toward emotional well-being and personal growth. Our mission is to provide a compassionate and confidential space where you can explore and navigate the complexities of your inner world.
![Photo of Kim Williams, LMFT, Marriage & Family Therapist](https://photos.psychologytoday.com/4972cd21-ad63-4e46-965f-97cb94679241/1/320x400.jpeg)
Kim Williams
Marriage & Family Therapist, LMFT
Verified Verified
Downtown, San Francisco, CA 94102 (Online Only)
Kim Williams is a Licensed Marriage and Family Therapist in California who has been practicing since 2009. She has a Masters of Arts in Counseling and Psychology. Kim's goal is to provide you with directive feedback to help identify current dynamics in relationships, reach a resolution to long-standing patterns, and support you in your efforts to lead a fulfilling life. Kim offers a truly relaxed environment where you're free to be your true authentic self. "? Outside of work, Kim enjoys spending time with family and friends and watching Netflix.
Kim Williams is a Licensed Marriage and Family Therapist in California who has been practicing since 2009. She has a Masters of Arts in Counseling and Psychology. Kim's goal is to provide you with directive feedback to help identify current dynamics in relationships, reach a resolution to long-standing patterns, and support you in your efforts to lead a fulfilling life. Kim offers a truly relaxed environment where you're free to be your true authentic self. "? Outside of work, Kim enjoys spending time with family and friends and watching Netflix.
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![Photo of Rima Salem, LMFT, Clinical Social Work/Therapist](https://photos.psychologytoday.com/13bbd6a7-0f81-4e91-9563-e67066939f55/2/320x400.jpeg)
Rima Salem
Clinical Social Work/Therapist, LMFT
Verified Verified
Downtown, San Francisco, CA 94102 (Online Only)
Rima is a Licensed Marriage and Family Therapist (LMFT) with over 15 years of clinical experience working with a variety of individuals, children, and families on their goals for overall health and wellbeing. Rima began her professional career as an elementary school teacher, where she developed a desire to help her students and families cope with the stressors in life that made education challenging. Witnessing the struggles of the children in her classroom left a lasting impression on Rima, and she knew that she wanted to help the community in a different way.
Rima is a Licensed Marriage and Family Therapist (LMFT) with over 15 years of clinical experience working with a variety of individuals, children, and families on their goals for overall health and wellbeing. Rima began her professional career as an elementary school teacher, where she developed a desire to help her students and families cope with the stressors in life that made education challenging. Witnessing the struggles of the children in her classroom left a lasting impression on Rima, and she knew that she wanted to help the community in a different way.
![Photo of Lisa Sloan, LMFT, Marriage & Family Therapist Associate](https://photos.psychologytoday.com/bde78009-a55e-4335-b3ba-6aff6c5d7bae/1/320x400.jpeg)
Lisa Sloan
Marriage & Family Therapist Associate, LMFT
Verified Verified
Downtown, San Francisco, CA 94102
Lisa Sloan is a Licensed Marriage and Family Therapist in California who has been practicing since 2013. She has a Masters of Arts degree in Counseling Psychology and a BA in Psychology and Social Behavior. Lisa provides cognitive behavioral therapy uniquely designed for the need of each client. You will work together to create goals and learn coping skills and establish boundaries or improve communication. Lisa is also trained in EMDR for clients with trauma and works to help them overcome the negative effects of abuse or fearful events.
Lisa Sloan is a Licensed Marriage and Family Therapist in California who has been practicing since 2013. She has a Masters of Arts degree in Counseling Psychology and a BA in Psychology and Social Behavior. Lisa provides cognitive behavioral therapy uniquely designed for the need of each client. You will work together to create goals and learn coping skills and establish boundaries or improve communication. Lisa is also trained in EMDR for clients with trauma and works to help them overcome the negative effects of abuse or fearful events.
![Photo of Brittany M Ramirez, LMFT, Marriage & Family Therapist](https://photos.psychologytoday.com/36ee1211-fa49-4762-a147-5ec3c02e9c2a/1/320x400.jpeg)
Brittany M Ramirez
Marriage & Family Therapist, LMFT
Verified Verified
Downtown, San Francisco, CA 94102
Brittany M. Ramirez is a Licensed Marriage and Family Therapist in California who has been practicing since 2013. Brittany helps people figure this "thing" out we call life. As she became a therapist working with clients, it became apparent that what Brittany does is help people with what she believes to be the human experience. So, that's what Brittany unofficially calls herself now: "the human experience therapist. " We all go through challenges, and they look different as we get older, but they never stop.
Brittany M. Ramirez is a Licensed Marriage and Family Therapist in California who has been practicing since 2013. Brittany helps people figure this "thing" out we call life. As she became a therapist working with clients, it became apparent that what Brittany does is help people with what she believes to be the human experience. So, that's what Brittany unofficially calls herself now: "the human experience therapist. " We all go through challenges, and they look different as we get older, but they never stop.
![Photo of Jeannine McAdams, PsyD, Psychologist](https://photos.psychologytoday.com/30ea7a44-626e-4493-86a3-a7ddc4c98b1b/1/320x400.jpeg)
Dr. Jeannine McAdams is a Psychologist in California who has been practicing since 2024. Dr. McAdams supports client to become more selfaware, manage and move through distressing symptoms and mood states, set and reach goals, heal and manage depression, anxiety, PTSD, bipolar, and other mental health issues. Dr. McAdams offers nonjudgmental, heart centered assessment and psychotherapy. Adults, adolescents, couples, families, neurodivergent and LQBTQ+ welcome. In her free time, Dr. McAdams loves to be outdoors, snowboard and surf, garden, and hike. She loves dogs and camping under the stars.
Dr. Jeannine McAdams is a Psychologist in California who has been practicing since 2024. Dr. McAdams supports client to become more selfaware, manage and move through distressing symptoms and mood states, set and reach goals, heal and manage depression, anxiety, PTSD, bipolar, and other mental health issues. Dr. McAdams offers nonjudgmental, heart centered assessment and psychotherapy. Adults, adolescents, couples, families, neurodivergent and LQBTQ+ welcome. In her free time, Dr. McAdams loves to be outdoors, snowboard and surf, garden, and hike. She loves dogs and camping under the stars.
![Photo of Paullette Rosette, LMFT, Marriage & Family Therapist](https://photos.psychologytoday.com/636dd0ea-37e5-442a-ae05-30184f74a073/1/320x400.jpeg)
Paullette Rosette
Marriage & Family Therapist, LMFT
Verified Verified
Downtown, San Francisco, CA 94102
Paullette Rosette is a Licensed Mental and Family Therapist in California who has been practicing since 2018. She has a Master of Arts in Marital and Family Therapy from University of San Diego. Paullette believes it is crucial as an effective therapist to create a safe space for clients from a variety of backgrounds along with a range of needs. She can provide a variety of approaches such as CBT, DBT, and attachment-based therapy depending on the needs and goals of each client. Paullette is also flexible in not only providing individual therapy, but also family therapy and couples therapy.
Paullette Rosette is a Licensed Mental and Family Therapist in California who has been practicing since 2018. She has a Master of Arts in Marital and Family Therapy from University of San Diego. Paullette believes it is crucial as an effective therapist to create a safe space for clients from a variety of backgrounds along with a range of needs. She can provide a variety of approaches such as CBT, DBT, and attachment-based therapy depending on the needs and goals of each client. Paullette is also flexible in not only providing individual therapy, but also family therapy and couples therapy.
![Photo of Hong Guo, PsyD, Psychologist](https://photos.psychologytoday.com/8b00b58a-cf9a-4083-953f-07b5017b3514/2/320x400.jpeg)
As a licensed clinical psychologist fluent in both English and Mandarin, I provide individual psychotherapy. In addition to my general therapy practice, where I treat people struggling with anxiety, depression, work and relationship issues, I also specialize in the treatment of trauma, personality disorders, grief, bereavement, gender issues, major life transitions, and cross-cultural adjustment. Therapy can be beneficial for people seeking understanding of their internal struggles, overwhelming emotional distress, or confusing symptoms and recurring negative experiences.
As a licensed clinical psychologist fluent in both English and Mandarin, I provide individual psychotherapy. In addition to my general therapy practice, where I treat people struggling with anxiety, depression, work and relationship issues, I also specialize in the treatment of trauma, personality disorders, grief, bereavement, gender issues, major life transitions, and cross-cultural adjustment. Therapy can be beneficial for people seeking understanding of their internal struggles, overwhelming emotional distress, or confusing symptoms and recurring negative experiences.
![Photo of Lisa Johnson, PsyD, Psychologist](https://photos.psychologytoday.com/c67d5871-4222-47af-8603-298509750deb/1/320x400.jpeg)
Lisa Johnson is a Psychologist in California who has been practicing since 2000. She has a PsyD and MA from Pepperdine University. Lisa has worked for many years as both a psychologist and small business owner, with particular expertise in addressing matters of workplace stress. Lisa works with adults of all ages and backgrounds to help them hear their own voice in a world that is constantly seeking to influence them for its own purposes. She seeks to understand the present individual, by way of exploring how past successes and disappointments have shaped them.
Lisa Johnson is a Psychologist in California who has been practicing since 2000. She has a PsyD and MA from Pepperdine University. Lisa has worked for many years as both a psychologist and small business owner, with particular expertise in addressing matters of workplace stress. Lisa works with adults of all ages and backgrounds to help them hear their own voice in a world that is constantly seeking to influence them for its own purposes. She seeks to understand the present individual, by way of exploring how past successes and disappointments have shaped them.
![Photo of Akira Olsen, PsyD, Psychologist](https://photos.psychologytoday.com/3d04abf4-dc6b-4732-886d-d6424b547c9d/1/320x400.jpeg)
Dr. Akira Olsen is a board-certified Psychologist in California who has been practicing since 2010. Dr. Akira has clinical experience working with adolescents, parents, families, and adults in various San Francisco Bay Area settings, including community mental health clinics, schools, women's and family shelters, telehealth clinics, and private practice. She worked as a clinical researcher, faculty, and clinical supervisor at Stanford University and Palo Alto University from 2018-2022.
Dr. Akira Olsen is a board-certified Psychologist in California who has been practicing since 2010. Dr. Akira has clinical experience working with adolescents, parents, families, and adults in various San Francisco Bay Area settings, including community mental health clinics, schools, women's and family shelters, telehealth clinics, and private practice. She worked as a clinical researcher, faculty, and clinical supervisor at Stanford University and Palo Alto University from 2018-2022.
![Photo of Becky Grenfell, LPCC, Counselor](https://photos.psychologytoday.com/1cdcad64-a296-4399-94e4-35a2150d4dbd/1/320x400.jpeg)
As a clinician, my objective is to collaboratively tailor a plan that will aid you in achieving your goals. Often individuals seek assistance for depression, anxiety, bipolar disorder, family conflict, relationship difficulties, alcohol and substance use, ADHD, and life stressors. We can work on these together. Along with taking a strengths-based approach, I use a variety of evidence-based and creative techniques such as Cognitive Behavioral Therapy, Motivational Interviewing, behavior modification, mindfulness, relaxation, art and play therapy, development of coping skills, family systems, and more.
As a clinician, my objective is to collaboratively tailor a plan that will aid you in achieving your goals. Often individuals seek assistance for depression, anxiety, bipolar disorder, family conflict, relationship difficulties, alcohol and substance use, ADHD, and life stressors. We can work on these together. Along with taking a strengths-based approach, I use a variety of evidence-based and creative techniques such as Cognitive Behavioral Therapy, Motivational Interviewing, behavior modification, mindfulness, relaxation, art and play therapy, development of coping skills, family systems, and more.
See more therapy options for Downtown, San Francisco
Nearby UnitedHealthcare UHC | UBH Therapists Searches for Downtown, San Francisco
- Barbary Coast
- Civic Center
- Fillmore
- Financial District
- Hayes Valley
- Nob Hill
- North of Market (NoMa)
- Pacific Heights
- South Of Market
- South of Market (SoMa)
- Tenderloin
- Western Addition
UnitedHealthcare UHC | UBH Therapists
Does insurance cover therapy, prescriptions and other behavioral health services?
In general, yes. Laws in the U.S. require insurers to cover essential behavioral health care at the same level as other health care services. Most health plans require a medical diagnosis and treatments that are evidence based and medically essential. This means that life coaching and alternative therapies are not covered, nor is therapy without a diagnosis. Call the number on the back or your insurance card or visit your insurance company's website to review your Summary of Benefits. If you have insurance through your employer, your Human Resources department may also be able to answer questions.
How much does therapy cost with insurance?
The cost of therapy depends on your region, how much training and experience your therapist has, and the type of treatment. The rate for talk therapy generally falls between $100 and $250. For a client seeing an in-network provider, the cost of therapy is often similar to the cost of other health care services. Clients pay co-pays and may need to satisfy a plan’s deductible before benefits kick in.
What is the difference between In-Network and Out-of-Network insurance coverage?
An in-network provider has contracted with an insurer to get paid directly for services, and to accept the insurer’s rate of compensation. Clients are responsible for deductibles and copays. If a therapist is out of network, that means that the client pays the therapist directly for services at the therapist’s regular fee. Out-of-Network providers often give clients a receipt so that they can file for partial reimbursement with their insurance company.
Is it difficult to find an In-Network therapist?
It is not unusual for therapists to limit the number of insurance patients in their practice, so it’s important to check in-network availability when you schedule your first appointment. In regions and times where therapy is in high demand it may take longer to get scheduled with an in-network therapist.
What is the difference between HMO and PPO insurance plans?
HMO health plans only cover in-network services, there is no reimbursement for out-of-network providers. PPO plans often cover both in- and out-of-network services, though the client may pay more for out-of-network services.
What is a Superbill?
A superbill is a receipt for therapy services. It provides all the information required by insurance companies to reimburse you for out-of-network services, including the diagnostic codes for your care, the amount paid, and the dates and duration of care.
Does insurance cover Online therapy?
Many therapists who shifted their practice to online therapy during the pandemic have kept that arrangement. And most insurers continue to cover telehealth services, with a few exceptions. Preventive care (such as an annual depression screening) is often required to be in-person to be covered, and some states require prescribers of controlled substances to see those patients in person.
Does insurance cover Group therapy?
Many insurance plans provide coverage for group therapy provided there is a medical diagnosis for group members, but there are some noteworthy exceptions. For example, Medicare does not always cover group therapy. Group therapy tends to cost less than individual therapy.
Does insurance cover Couples therapy?
Most insurance companies do not cover the cost of couples therapy because there is no medical diagnosis or medically necessary treatment. However, a few plans will offer a limited benefit, so it is still worth checking with your insurance company. Sometimes therapy is covered for a couple when one person has a diagnosis and another family member joins them for joint therapy, but it is considered therapy for the medical condition that includes a family member as a listener or helper, not couples counseling. Without insurance, most clients pay between $100-300 per 60-90 min session for couples therapy. Often clients can find classes or workshops that make it more affordable to work on their relationship. And some employers offer benefit plans that help defray the cost of couples therapy.
Learn more about Insurance Coverage and Finding Affordable Therapy
Learn more about Insurance Coverage and Finding Affordable Therapy