United Medical Resources (UMR) Therapists in Rancho Santa Fe, CA
![Photo of Jesus Leyva, PhD, Psychologist](https://photos.psychologytoday.com/fab20af3-af8e-401f-b14d-f400b6cea2c5/1/320x400.jpeg)
Dr. Jesus Leyva is a clinical psychologist who is licensed in the state of California. Dr. Leyva provides psychological testing and psychotherapy services via Telehealth.
Dr. Jesus Leyva is a clinical psychologist who is licensed in the state of California. Dr. Leyva provides psychological testing and psychotherapy services via Telehealth.
![Photo of Sabrina Meek, PhD, Psychologist](https://photos.psychologytoday.com/cf1d5d83-f9f4-4430-86c8-a71f5a1f2119/1/320x400.jpeg)
My name is Sabrina. I'm a Clinical Psychologist with emphasis in Depth Psychology. What is depth psychology? It’s the deep dark scary stuff we instinctively repress at the first sight of change-a job, relationship, a dream, a virus. Transition and change suck! But, no darkness is too dark, no fear is too crippling, because growth is part of human life. Don't despair alone.
My name is Sabrina. I'm a Clinical Psychologist with emphasis in Depth Psychology. What is depth psychology? It’s the deep dark scary stuff we instinctively repress at the first sight of change-a job, relationship, a dream, a virus. Transition and change suck! But, no darkness is too dark, no fear is too crippling, because growth is part of human life. Don't despair alone.
![Photo of David Sobel, LCSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/be45df51-fe22-4356-90d5-c8d453ebdf20/2/320x400.jpeg)
David Sobel
Clinical Social Work/Therapist, LCSW
Verified Verified
1 Endorsed
Rancho Santa Fe, CA 92067
I have over 30 years of experience working with private practice clients, in-patient medical and psychiatric patients, and Employee Assistance Counseling (EAP). I have worked with clients with a wide range of concerns including depression, anxiety-related issues, parenting problems, career challenges, adjustment to illness, and end of life issues. I have also helped many people who have experienced physical, sexual, or emotional trauma as adults or children. My counseling style is relaxed, accepting, client-focused and non-judgmental. I focus on the client's existing strengths and coping skills.
I have over 30 years of experience working with private practice clients, in-patient medical and psychiatric patients, and Employee Assistance Counseling (EAP). I have worked with clients with a wide range of concerns including depression, anxiety-related issues, parenting problems, career challenges, adjustment to illness, and end of life issues. I have also helped many people who have experienced physical, sexual, or emotional trauma as adults or children. My counseling style is relaxed, accepting, client-focused and non-judgmental. I focus on the client's existing strengths and coping skills.
![Photo of Inez Martinez, LMFT, Marriage & Family Therapist](https://photos.psychologytoday.com/36fa1c40-a1f4-4fd5-8fae-d6c0cfdd7bfc/4/320x400.jpeg)
Inez Martinez
Marriage & Family Therapist, LMFT
Verified Verified
1 Endorsed
Rancho Santa Fe, CA 92067 (Online Only)
Are you struggling with not feeling good enough? Are you wanting to overcome the pattern of being overrun by your thoughts and emotions? Are you feeling overwhelmed by life in general and struggling to implement changes to feel better?
Are you struggling with not feeling good enough? Are you wanting to overcome the pattern of being overrun by your thoughts and emotions? Are you feeling overwhelmed by life in general and struggling to implement changes to feel better?
![Photo of Mali M Reynoso - AAMI Mental Health Services, LMFT, Marriage & Family Therapist](https://photos.psychologytoday.com/429f056d-0cfa-48b9-b91c-5465ae53c96f/2/320x400.jpeg)
AAMI Mental Health Services
Marriage & Family Therapist, LMFT
Verified Verified
Rancho Santa Fe, CA 92091 (Online Only)
Are you feeling stress? Struggling with depression? Is your anxiety preventing you from enjoying your life? Life can be difficult and sometimes we just need someone to listen and guide us or offer fresh ideas that could help us reach a level of satisfaction and improve our quality of life. Ideally, someone with motivation, an open mind and eager to invest in their wellbeing and work on themselves to improve their life and experience joy. I understand the difficulties of maintaining a work-life balance so I offer early morning, late evening and weekend appointments. I accept Aetna, Oxford, Oscar, and United Health Care and Cigna.
Are you feeling stress? Struggling with depression? Is your anxiety preventing you from enjoying your life? Life can be difficult and sometimes we just need someone to listen and guide us or offer fresh ideas that could help us reach a level of satisfaction and improve our quality of life. Ideally, someone with motivation, an open mind and eager to invest in their wellbeing and work on themselves to improve their life and experience joy. I understand the difficulties of maintaining a work-life balance so I offer early morning, late evening and weekend appointments. I accept Aetna, Oxford, Oscar, and United Health Care and Cigna.
More Therapists Nearby
![Photo of Anthony Williams, LMFT, Marriage & Family Therapist](https://photos.psychologytoday.com/c9f60fcc-6d17-4c85-af0c-cc8ddf0b3924/2/320x400.jpeg)
Anthony Williams
Marriage & Family Therapist, LMFT
Verified Verified
Solana Beach, CA 92075 (Online Only)
I am licensed in California with 10 years of professional work experience. I have experience in helping clients with stress and anxiety, family conflicts, coping with grief and loss, & anger management.
I am licensed in California with 10 years of professional work experience. I have experience in helping clients with stress and anxiety, family conflicts, coping with grief and loss, & anger management.
![Photo of Jessica Moya, LCSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/4049e25c-73d8-48d8-bdb1-cc56c974fcf0/1/320x400.jpeg)
Jessica Moya
Clinical Social Work/Therapist, LCSW
Verified Verified
1 Endorsed
Solana Beach, CA 92075 (Online Only)
Hello beautiful human, many of us walk through life with self-doubt, fear, and uncertainty that lead to depression and anxiety. I believe we all have the right to heal and each have the resources, tools, and strength within ourselves to do so. I find it valuable to explore thought work and consider how thoughts are impacting our functioning. This helps to then gain tools and skills on how we can intervene and support ourselves for long-lasting growth. I take on a Feminist approach to recognize how power and oppression impacts our lives and we can gain tools to disrupt and endeavor for change.
Hello beautiful human, many of us walk through life with self-doubt, fear, and uncertainty that lead to depression and anxiety. I believe we all have the right to heal and each have the resources, tools, and strength within ourselves to do so. I find it valuable to explore thought work and consider how thoughts are impacting our functioning. This helps to then gain tools and skills on how we can intervene and support ourselves for long-lasting growth. I take on a Feminist approach to recognize how power and oppression impacts our lives and we can gain tools to disrupt and endeavor for change.
![Photo of Jennifer N Yates, MC, LMFT, CLE, Marriage & Family Therapist](https://photos.psychologytoday.com/3e2eb714-46cd-11ea-a6ad-06142c356176/3/320x400.jpeg)
Jennifer N Yates
Marriage & Family Therapist, MC, LMFT, CLE
Verified Verified
2 Endorsed
Solana Beach, CA 92075
If you are looking to achieve more balance in your life, you are in the right place! You will experience healing, growth and change on your therapeutic journey with me. I believe it takes a great deal of courage to seek help, and I am here for you with genuine care and compassion. I have 25 years of experience in working with individuals, adolescents, and families. I will work with you from a holistic standpoint as I firmly believe that the mind and body are connected, and that there are tools within you that we can access together to guide you.
If you are looking to achieve more balance in your life, you are in the right place! You will experience healing, growth and change on your therapeutic journey with me. I believe it takes a great deal of courage to seek help, and I am here for you with genuine care and compassion. I have 25 years of experience in working with individuals, adolescents, and families. I will work with you from a holistic standpoint as I firmly believe that the mind and body are connected, and that there are tools within you that we can access together to guide you.
![Photo of Amanda M Harmon, LPCC](https://photos.psychologytoday.com/ebbb6132-ab0b-4f14-a1db-48590b125286/2/320x400.jpeg)
Amanda M Harmon
Licensed Professional Clinical Counselor, LPCC
Verified Verified
Solana Beach, CA 92075 (Online Only)
Hi, my name is Amanda Harmon, I am a Licenses Professional Clinical Counselor (LPCC). I approach therapy through a trauma informed lens, simply put "What has happened and how is it affecting you now?" I bring to my practice experience and education. I completed my graduate work in Professional Clinical Counseling at Grand Canyon University and my EMDR training by EMDRIA approved training providers. I am currently receiving consultation for EMDR certification.
Hi, my name is Amanda Harmon, I am a Licenses Professional Clinical Counselor (LPCC). I approach therapy through a trauma informed lens, simply put "What has happened and how is it affecting you now?" I bring to my practice experience and education. I completed my graduate work in Professional Clinical Counseling at Grand Canyon University and my EMDR training by EMDRIA approved training providers. I am currently receiving consultation for EMDR certification.
![Photo of Andrew Enright, LMFT, Marriage & Family Therapist](https://photos.psychologytoday.com/a3f33148-4dc0-4c6b-9501-8e4d44cda3e6/2/320x400.jpeg)
Andrew Enright
Marriage & Family Therapist, LMFT
Verified Verified
Solana Beach, CA 92075 (Online Only)
I am a Licensed Marriage and Family Therapist located in California. I have over a decade of experience working with diverse populations in various settings ranging from outpatient mental health care, crisis stabilization, and residential treatment. I help clients through difficult times and life transitions and empower them to live fulfilling lives with tools necessary to overcome future challenges. I have worked with clients from all walks of life and am eager to support you through whatever challenges arise.
I am a Licensed Marriage and Family Therapist located in California. I have over a decade of experience working with diverse populations in various settings ranging from outpatient mental health care, crisis stabilization, and residential treatment. I help clients through difficult times and life transitions and empower them to live fulfilling lives with tools necessary to overcome future challenges. I have worked with clients from all walks of life and am eager to support you through whatever challenges arise.
![Photo of Jenny Cooney, LMFT, Marriage & Family Therapist](https://photos.psychologytoday.com/108fd978-61d6-4592-999c-a286f94c9f11/2/320x400.jpeg)
Jenny Cooney
Marriage & Family Therapist, LMFT
Verified Verified
Solana Beach, CA 92075 (Online Only)
Hi, I am Jenny.
Hi, I am Jenny.
![Photo of Tessa Jacques, MA, LMFT, Marriage & Family Therapist](https://photos.psychologytoday.com/3d6af816-46cd-11ea-a6ad-06142c356176/2/320x400.jpeg)
Tessa Jacques
Marriage & Family Therapist, MA, LMFT
Verified Verified
3 Endorsed
Solana Beach, CA 92075
Our modern world puts immense demands on all of us, especially mothers. My passion is working with women, specifically mothers, who are looking for guidance and tools to improve their quality of life and relationships. Working together we will identify goals to help you enhance your life in all ways; financial, physical, emotional and spiritual.
Our modern world puts immense demands on all of us, especially mothers. My passion is working with women, specifically mothers, who are looking for guidance and tools to improve their quality of life and relationships. Working together we will identify goals to help you enhance your life in all ways; financial, physical, emotional and spiritual.
![Photo of Melizza Esperanza, LCSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/959b9688-b286-45d4-a20d-abe35ade5f9f/1/320x400.jpeg)
Melizza Esperanza
Clinical Social Work/Therapist, LCSW
Verified Verified
Solana Beach, CA 92075 (Online Only)
Hello, I'm Melizza Esperanza, a licensed clinical social worker dedicated to helping adults on their journey toward healing and growth. Together, we'll explore maladaptive patterns, seeking not only to understand their roots but also to discover new, adaptive patterns and systems that lead to healing and empowerment.
Hello, I'm Melizza Esperanza, a licensed clinical social worker dedicated to helping adults on their journey toward healing and growth. Together, we'll explore maladaptive patterns, seeking not only to understand their roots but also to discover new, adaptive patterns and systems that lead to healing and empowerment.
![Photo of Bob Phillips, LMFT, Marriage & Family Therapist](https://photos.psychologytoday.com/0ca21248-07cf-49ba-9aee-08ab14246a1c/1/320x400.jpeg)
Bob Phillips
Marriage & Family Therapist, LMFT
Verified Verified
Solana Beach, CA 92075 (Online Only)
Hello, my name is Dr. Bob Phillips. I'm a licensed marriage and family therapist. My Masters and PhD are in the area of counseling. I have been counseling individuals and couples in many different settings for 45 years.
Hello, my name is Dr. Bob Phillips. I'm a licensed marriage and family therapist. My Masters and PhD are in the area of counseling. I have been counseling individuals and couples in many different settings for 45 years.
![Photo of Alejandro Maya, LMFT, Marriage & Family Therapist](https://photos.psychologytoday.com/6a6a6a35-e253-4d73-bcba-c67cc899f55b/1/320x400.jpeg)
Alejandro Maya
Marriage & Family Therapist, LMFT
Verified Verified
Solana Beach, CA 92075 (Online Only)
Experienced Marriage and Family and EMDRIA certified therapist with a demonstrated history of working in the mental health industry.
Experienced Marriage and Family and EMDRIA certified therapist with a demonstrated history of working in the mental health industry.
![Photo of Ariel Wiggins, LCSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/f0a0fc0d-ebd0-456a-adff-ac09d9309895/2/320x400.jpeg)
Ariel Wiggins
Clinical Social Work/Therapist, LCSW
Verified Verified
Solana Beach, CA 92075 (Online Only)
I am a Licensed Clinical Social Worker (LCSW) dedicated to helping people to understand their own challenges and ways to overcome them while nurturing their personal goals and the ability to connect with others.
I am a Licensed Clinical Social Worker (LCSW) dedicated to helping people to understand their own challenges and ways to overcome them while nurturing their personal goals and the ability to connect with others.
![Photo of Jennifer Rodriguez, LMFT, Marriage & Family Therapist](https://photos.psychologytoday.com/ed24009f-c1c6-41ad-8940-e262c7445916/1/320x400.jpeg)
Jennifer Rodriguez
Marriage & Family Therapist, LMFT
Verified Verified
Solana Beach, CA 92075 (Online Only)
Jennifer is a US Navy veteran specializing in depression, anxiety, PTSD/trauma, and mood disorders with adolescents, adults, families, and couples. Jennifer holds a strong belief that childhood experiences, both positive and negative, have a profound impact on development and one’s ability to cope with stressors, adversity, relationships, and levels of resiliency. Jennifer’s passion is to help others evolve and rise above negative experiences and become more successful at navigating life. Jennifer loves to explore individual life experiences, unique qualities, strengths, and how world views shape daily life.
Jennifer is a US Navy veteran specializing in depression, anxiety, PTSD/trauma, and mood disorders with adolescents, adults, families, and couples. Jennifer holds a strong belief that childhood experiences, both positive and negative, have a profound impact on development and one’s ability to cope with stressors, adversity, relationships, and levels of resiliency. Jennifer’s passion is to help others evolve and rise above negative experiences and become more successful at navigating life. Jennifer loves to explore individual life experiences, unique qualities, strengths, and how world views shape daily life.
![Photo of Tanya Carrell, LCSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/02799191-b638-46e6-ae63-1bce5921bc5e/1/320x400.jpeg)
Tanya Carrell
Clinical Social Work/Therapist, LCSW
Verified Verified
Solana Beach, CA 92075 (Online Only)
Hello! I'm a Licensed Clinical Social Worker (LCSW), based in California. I received my MSSW in "Mental Health" from the Case Western Reserve University, and I have been practicing for the last seven years. I help clients who are struggling with stress, anxiety and/or depression, heal and become the best versions of themselves. I also have extensive experience in working with adults who are survivors of domestic violence (DV), intimate partner violence (IPT), and those who are suffering from symptoms of PTSD. I also enjoy working with families who may be experiencing triangulation and communication difficulties.
Hello! I'm a Licensed Clinical Social Worker (LCSW), based in California. I received my MSSW in "Mental Health" from the Case Western Reserve University, and I have been practicing for the last seven years. I help clients who are struggling with stress, anxiety and/or depression, heal and become the best versions of themselves. I also have extensive experience in working with adults who are survivors of domestic violence (DV), intimate partner violence (IPT), and those who are suffering from symptoms of PTSD. I also enjoy working with families who may be experiencing triangulation and communication difficulties.
![Photo of Claudia Ramirez, LMFT, Marriage & Family Therapist](https://photos.psychologytoday.com/97f69a50-309e-4fb6-893e-0999f3d828e2/1/320x400.jpeg)
Claudia Ramirez
Marriage & Family Therapist, LMFT
Verified Verified
Solana Beach, CA 92075 (Online Only)
Hola! I'm a Licensed Marriage and Family Therapist (LMFT) based in California. I received my Masters in Psychology and have been practicing for eight years throughout the state and seventeen years experience in the mental health field. I have experience working with high risk cases, working with veterans and law enforcement, correctional facilities and hospital settings.
Hola! I'm a Licensed Marriage and Family Therapist (LMFT) based in California. I received my Masters in Psychology and have been practicing for eight years throughout the state and seventeen years experience in the mental health field. I have experience working with high risk cases, working with veterans and law enforcement, correctional facilities and hospital settings.
![Photo of Lisa Erwin, LCSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/d00a2f11-f7b8-44cb-8a41-19f98d860b68/1/320x400.jpeg)
Lisa Erwin
Clinical Social Work/Therapist, LCSW
Verified Verified
Solana Beach, CA 92075 (Online Only)
Hi, I'm a Licensed Clinical Social Worker, practicing in Northern California for 20+ years. I believe everyone has inner wisdom that is often difficult to access when we have dealt with trauma, fear, shaming and abuse. My goal is to help clients access the parts of themselves that they feel disconnected from or would like to develop further. I believe very strongly that healing and change are possible at any age! I like to teach skills that help with finding the strong parts of each person, that may have been suppressed or cut off, due to life circumstances.
Hi, I'm a Licensed Clinical Social Worker, practicing in Northern California for 20+ years. I believe everyone has inner wisdom that is often difficult to access when we have dealt with trauma, fear, shaming and abuse. My goal is to help clients access the parts of themselves that they feel disconnected from or would like to develop further. I believe very strongly that healing and change are possible at any age! I like to teach skills that help with finding the strong parts of each person, that may have been suppressed or cut off, due to life circumstances.
See more therapy options for Rancho Santa Fe
Nearby United Medical Resources (UMR) Therapists Searches for Rancho Santa Fe
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Does insurance cover therapy, prescriptions and other behavioral health services?
In general, yes. Laws in the U.S. require insurers to cover essential behavioral health care at the same level as other health care services. Most health plans require a medical diagnosis and treatments that are evidence based and medically essential. This means that life coaching and alternative therapies are not covered, nor is therapy without a diagnosis. Call the number on the back or your insurance card or visit your insurance company's website to review your Summary of Benefits. If you have insurance through your employer, your Human Resources department may also be able to answer questions.
How much does therapy cost with insurance?
The cost of therapy depends on your region, how much training and experience your therapist has, and the type of treatment. The rate for talk therapy generally falls between $100 and $250. For a client seeing an in-network provider, the cost of therapy is often similar to the cost of other health care services. Clients pay co-pays and may need to satisfy a plan’s deductible before benefits kick in.
What is the difference between In-Network and Out-of-Network insurance coverage?
An in-network provider has contracted with an insurer to get paid directly for services, and to accept the insurer’s rate of compensation. Clients are responsible for deductibles and copays. If a therapist is out of network, that means that the client pays the therapist directly for services at the therapist’s regular fee. Out-of-Network providers often give clients a receipt so that they can file for partial reimbursement with their insurance company.
Is it difficult to find an In-Network therapist?
It is not unusual for therapists to limit the number of insurance patients in their practice, so it’s important to check in-network availability when you schedule your first appointment. In regions and times where therapy is in high demand it may take longer to get scheduled with an in-network therapist.
What is the difference between HMO and PPO insurance plans?
HMO health plans only cover in-network services, there is no reimbursement for out-of-network providers. PPO plans often cover both in- and out-of-network services, though the client may pay more for out-of-network services.
What is a Superbill?
A superbill is a receipt for therapy services. It provides all the information required by insurance companies to reimburse you for out-of-network services, including the diagnostic codes for your care, the amount paid, and the dates and duration of care.
Does insurance cover Online therapy?
Many therapists who shifted their practice to online therapy during the pandemic have kept that arrangement. And most insurers continue to cover telehealth services, with a few exceptions. Preventive care (such as an annual depression screening) is often required to be in-person to be covered, and some states require prescribers of controlled substances to see those patients in person.
Does insurance cover Group therapy?
Many insurance plans provide coverage for group therapy provided there is a medical diagnosis for group members, but there are some noteworthy exceptions. For example, Medicare does not always cover group therapy. Group therapy tends to cost less than individual therapy.
Does insurance cover Couples therapy?
Most insurance companies do not cover the cost of couples therapy because there is no medical diagnosis or medically necessary treatment. However, a few plans will offer a limited benefit, so it is still worth checking with your insurance company. Sometimes therapy is covered for a couple when one person has a diagnosis and another family member joins them for joint therapy, but it is considered therapy for the medical condition that includes a family member as a listener or helper, not couples counseling. Without insurance, most clients pay between $100-300 per 60-90 min session for couples therapy. Often clients can find classes or workshops that make it more affordable to work on their relationship. And some employers offer benefit plans that help defray the cost of couples therapy.
Learn more about Insurance Coverage and Finding Affordable Therapy
Learn more about Insurance Coverage and Finding Affordable Therapy