United Medical Resources (UMR) Therapists in Ramona, CA
![Photo of Kathryn Riggs - Riggs Counseling and Consultation , LCSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/81344f2c-ffa8-43da-b3e1-58da69de1b6e/2/320x400.jpeg)
Riggs Counseling and Consultation
Clinical Social Work/Therapist, LCSW
Verified Verified
1 Endorsed
Ramona, CA 92065
Kathryn is a psychotherapist with 25 years of experience and has worked with children, adolescents, adults, and couples. Kathryn is passionate and committed to creating the space for you to be you best self. In addition, she is a business and professional coach who can help with any work-related issues.
Kathryn is a psychotherapist with 25 years of experience and has worked with children, adolescents, adults, and couples. Kathryn is passionate and committed to creating the space for you to be you best self. In addition, she is a business and professional coach who can help with any work-related issues.
![Photo of Jason Nerio, LMFT, Marriage & Family Therapist](https://photos.psychologytoday.com/56683360-3323-40c5-86e1-175d6ef9b9aa/1/320x400.png)
Hello, my name is Jason Nerio, Licensed Marriage and Family Therapist. My approach to providing mental health services is by first creating a safe, compassionate, and non-judgmental environment while working through your journey of healing, and growth. I have experience working with a wide range of clients and families, all with different needs and presenting problems including trauma, anxiety, depression, behavioral/emotional disturbance, family conflict, life transitions, among many others. While providing mental health services I most often utilize Client-Centered, Eclectic, Multicultural, and Cognitive Behavioral Therapy.
Hello, my name is Jason Nerio, Licensed Marriage and Family Therapist. My approach to providing mental health services is by first creating a safe, compassionate, and non-judgmental environment while working through your journey of healing, and growth. I have experience working with a wide range of clients and families, all with different needs and presenting problems including trauma, anxiety, depression, behavioral/emotional disturbance, family conflict, life transitions, among many others. While providing mental health services I most often utilize Client-Centered, Eclectic, Multicultural, and Cognitive Behavioral Therapy.
![Photo of Blake Barber, LCP, Psychologist](https://photos.psychologytoday.com/9188677d-5d8f-4f58-9ada-1d576449fe85/2/320x400.jpeg)
My name is Blake Barber. I am a Licensed Clinical Psychologist (Psy.D.) in South Pasadena, California, and work with clients all over California using telehealth (secure videoconference). I use a combination of approaches to help individuals work through past trauma, cope with anxiety, control addictive behaviors, and stabilize and improve their mood.
My name is Blake Barber. I am a Licensed Clinical Psychologist (Psy.D.) in South Pasadena, California, and work with clients all over California using telehealth (secure videoconference). I use a combination of approaches to help individuals work through past trauma, cope with anxiety, control addictive behaviors, and stabilize and improve their mood.
![Photo of Veronica Zepeda, LCSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/b1939901-d370-426f-b9ca-88f6d178bb67/2/320x400.jpeg)
Veronica Zepeda is a licensed clinical social worker who has specialized in providing mental health support to children, adolescents, and young adults. Veronica takes an eclectic approach and is skilled in treating individuals who struggle with trauma, depression, anxiety, attention, impulsivity, and defiant behavior. Veronica's therapeutic framework is guided by trauma-informed care, CBT, solution-focused, reality therapy, and much more. Veronica acknowledges the challenge that comes along with opening up about life experiences that may elicit difficult emotions.
Veronica Zepeda is a licensed clinical social worker who has specialized in providing mental health support to children, adolescents, and young adults. Veronica takes an eclectic approach and is skilled in treating individuals who struggle with trauma, depression, anxiety, attention, impulsivity, and defiant behavior. Veronica's therapeutic framework is guided by trauma-informed care, CBT, solution-focused, reality therapy, and much more. Veronica acknowledges the challenge that comes along with opening up about life experiences that may elicit difficult emotions.
![Photo of Khoeun (Quinn) Baeza, LMFT, Marriage & Family Therapist](https://photos.psychologytoday.com/f993ef2d-1340-4b92-8a54-5e182a5a2bc1/1/320x400.png)
You will always be your own best investment and always worth the work. If you are currently feeling off-balance and can't seem to find your footing, the good news is that you don't have to figure it out alone. I am a California Licensed Marriage and Family Therapist and completed my formal educational training at Fresno State University in 2013. I continued my training at an inpatient perinatal substance abuse program treating children, adults, couples, and families and continued to work their post-degree. Specific treatment areas included trauma, addiction, depression, anxiety, and co-dependency.
You will always be your own best investment and always worth the work. If you are currently feeling off-balance and can't seem to find your footing, the good news is that you don't have to figure it out alone. I am a California Licensed Marriage and Family Therapist and completed my formal educational training at Fresno State University in 2013. I continued my training at an inpatient perinatal substance abuse program treating children, adults, couples, and families and continued to work their post-degree. Specific treatment areas included trauma, addiction, depression, anxiety, and co-dependency.
![Photo of Maricella Kline, LCSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/ace4b35e-ac5e-4741-98ed-ec7971e1a449/1/320x400.jpeg)
Hi! My name is Maricella Kline, I am a Licensed Clinical Social Worker (LCSW) based in Turlock, and serving clients throughout California via Telehealth. My approach to therapy is strength-based, supportive, and focused on developing a safe space and relationship where we can work towards the goals that we develop together.
Hi! My name is Maricella Kline, I am a Licensed Clinical Social Worker (LCSW) based in Turlock, and serving clients throughout California via Telehealth. My approach to therapy is strength-based, supportive, and focused on developing a safe space and relationship where we can work towards the goals that we develop together.
![Photo of Yoon Hee Thomas, LCSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/b1e8e3a3-7a50-4bd5-8d3c-ab71ba4abc4c/1/320x400.jpeg)
"Hello, You have taken a very positive step by deciding to seek therapy. The Outcome of your treatment depends largely on your willingness to engage in this process, which may, at times, result in considerable discomfort. I will walk by you on this journey. Let me introduce myself so that you get to know me a bit better. I am a psychotherapist currently providing Telehealth to children and adults. I also own private practice for counseling to serve people with multicultural backgrounds. Since 2006, my multicultural experience extends from serving Holocaust survivors to incarcerated clients in three different countries.
"Hello, You have taken a very positive step by deciding to seek therapy. The Outcome of your treatment depends largely on your willingness to engage in this process, which may, at times, result in considerable discomfort. I will walk by you on this journey. Let me introduce myself so that you get to know me a bit better. I am a psychotherapist currently providing Telehealth to children and adults. I also own private practice for counseling to serve people with multicultural backgrounds. Since 2006, my multicultural experience extends from serving Holocaust survivors to incarcerated clients in three different countries.
![Photo of Wendy Nuessle, LCSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/84ca8ea8-2638-48cb-a1d5-ba523ed211b9/1/320x400.png)
Health is when you wake up in the morning and want to go out into the world and make a positive impact. Some days are easier than others. Let’s work together to make this true for you as often as possible.
Health is when you wake up in the morning and want to go out into the world and make a positive impact. Some days are easier than others. Let’s work together to make this true for you as often as possible.
![Photo of Amy Childers, LMFT, Marriage & Family Therapist](https://photos.psychologytoday.com/ada0325b-8f10-49b1-93d5-dc77f228e40c/1/320x400.jpeg)
My name is Amy Childers and I am a Licensed Marriage and Family Therapist. I work to provide a safe and supportive environment for my clients to engage to find better ways to manage their symptoms and live a more fulfilling life. I specialize in working with trauma, depression, and anxiety amongst other general life stressors that may come up.
My name is Amy Childers and I am a Licensed Marriage and Family Therapist. I work to provide a safe and supportive environment for my clients to engage to find better ways to manage their symptoms and live a more fulfilling life. I specialize in working with trauma, depression, and anxiety amongst other general life stressors that may come up.
![Photo of Wing Yee Wong, LMFT, Marriage & Family Therapist](https://photos.psychologytoday.com/9a21dd3c-e2be-452c-b3c9-91a3269b134e/1/320x400.jpeg)
Hi there, I'm Wing Yee! You may have been feeling anxious for a while or persistently sad; you may want to correct some dysfunctional patterns in your life and improve the quality of your relationships; you may feel stuck and unable to move forward in life. Perhaps you have found yourself entangled with self-blame or even self-hatred. Whatever you have gone through in the past or what you are going through right now, you do not have to continue to suffer. You have taken the first step towards change.
Hi there, I'm Wing Yee! You may have been feeling anxious for a while or persistently sad; you may want to correct some dysfunctional patterns in your life and improve the quality of your relationships; you may feel stuck and unable to move forward in life. Perhaps you have found yourself entangled with self-blame or even self-hatred. Whatever you have gone through in the past or what you are going through right now, you do not have to continue to suffer. You have taken the first step towards change.
![Photo of Lindsay Coyle, PhD, Psychologist](https://photos.psychologytoday.com/54491914-9ba8-47b9-ac86-5cdfe47bf730/1/320x400.jpeg)
Whatever you are struggling with or whatever goals you have for self-growth, I am here to help. I have over 15 years experience with a wide range of populations and clients from all walks of life. To give you a brief summary, I spent much of my career working in forensic state hospitals and prisons. I also taught and maintained a private practice. I provide a collaborative and safe environment to make you feel comfortable during your therapeutic journey (whatever that may be). My approach is integrative which means I tailor treatment to your needs and goals.
Whatever you are struggling with or whatever goals you have for self-growth, I am here to help. I have over 15 years experience with a wide range of populations and clients from all walks of life. To give you a brief summary, I spent much of my career working in forensic state hospitals and prisons. I also taught and maintained a private practice. I provide a collaborative and safe environment to make you feel comfortable during your therapeutic journey (whatever that may be). My approach is integrative which means I tailor treatment to your needs and goals.
![Photo of Laura Steder-Myers, LCSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/83b8b826-cd41-4331-92bb-9e106ce9d98e/1/320x400.png)
Laura Steder-Myers, LCSW is a licensed clinical social worker, trained at the Smith College School of Social Work in Northampton, MA. Her specialties are children, adolescents and adults who are struggling with depression and anxiety. Her work focuses on helping her clients to achieve their best life and approach every day as a new chance to grow into their authentic selves.
Laura Steder-Myers, LCSW is a licensed clinical social worker, trained at the Smith College School of Social Work in Northampton, MA. Her specialties are children, adolescents and adults who are struggling with depression and anxiety. Her work focuses on helping her clients to achieve their best life and approach every day as a new chance to grow into their authentic selves.
![Photo of Amy Belanger, LMFT, Marriage & Family Therapist](https://photos.psychologytoday.com/9194711c-50ca-41a9-9022-88cfa47f7259/1/320x400.png)
Amy Belanger is a licensed Marriage and Family Therapist. She earned her Bachelor's Degree from San Diego State University in 1994 and her Master's Degree in Counseling Psychology from National University in 1996. Amy has over twenty years of experience working with adults, children, and families. Amy's areas of special interest include trauma and trauma-based disorders, victims of crime, relationship issues, blended family issues, child abuse, and domestic violence. Amy relates to many theoretical approaches but is drawn to solution-focused therapy while also utilizing cognitive behavioral techniques.
Amy Belanger is a licensed Marriage and Family Therapist. She earned her Bachelor's Degree from San Diego State University in 1994 and her Master's Degree in Counseling Psychology from National University in 1996. Amy has over twenty years of experience working with adults, children, and families. Amy's areas of special interest include trauma and trauma-based disorders, victims of crime, relationship issues, blended family issues, child abuse, and domestic violence. Amy relates to many theoretical approaches but is drawn to solution-focused therapy while also utilizing cognitive behavioral techniques.
![Photo of Susan Rae Miller, LMFT, Marriage & Family Therapist](https://photos.psychologytoday.com/4f23536e-3a77-4e71-aad6-ebce15fcc7e7/1/320x400.png)
Susan Rae Miller is a licensed Marriage and Family Therapist with over 35 years experience working with adults, adolescents, and children in an outpatient setting. She received her master's and doctoral degrees from the School of Education at the University of Houston and has extensive post-graduate training in the managed care model of treating depression and anxiety disorders. Her treatment utilizes a solution-oriented, cognitive/behavioral, time-limited approach intended to provide symptom relief to patients. She encourages homework between sessions to practice coping skill and problem solving techniques.
Susan Rae Miller is a licensed Marriage and Family Therapist with over 35 years experience working with adults, adolescents, and children in an outpatient setting. She received her master's and doctoral degrees from the School of Education at the University of Houston and has extensive post-graduate training in the managed care model of treating depression and anxiety disorders. Her treatment utilizes a solution-oriented, cognitive/behavioral, time-limited approach intended to provide symptom relief to patients. She encourages homework between sessions to practice coping skill and problem solving techniques.
![Photo of Ebony Wright, LMFT, Marriage & Family Therapist](https://photos.psychologytoday.com/e41f01d4-980f-42d6-a1ca-00d47e832173/1/320x400.png)
Many individuals do not come to therapy because they think it will make them look “crazy” or like they have “issues”. I want to work with you to change that mindset! Truth is, we have all gone through something, but it’s much more comforting when we do not have to go through it alone. Whether it’s anxiety, stress, depression, grief, or relationship issues, there is always a way for us to overcome. Together, we can work on leading you to the path of healing, growth, and resiliency. Utilizing a mix of humanistic and cognitive-behavioral approaches, we will work together as you walk through your journey.
Many individuals do not come to therapy because they think it will make them look “crazy” or like they have “issues”. I want to work with you to change that mindset! Truth is, we have all gone through something, but it’s much more comforting when we do not have to go through it alone. Whether it’s anxiety, stress, depression, grief, or relationship issues, there is always a way for us to overcome. Together, we can work on leading you to the path of healing, growth, and resiliency. Utilizing a mix of humanistic and cognitive-behavioral approaches, we will work together as you walk through your journey.
![Photo of Anita Harutunian, LMFT, Marriage & Family Therapist](https://photos.psychologytoday.com/b2aca358-859a-4d81-b1f5-38107c4b590e/1/320x400.jpeg)
I'm Anita Harutunian, Licensed Marriage and Family Therapist with 20 years of experience. My strength lies in my ability to develop genuine connections with clients. I believe therapy provides safety, hope, understanding, and a way forward. I work with clients who seek help with depression, anxiety, major life changes, addiction, chemical dependency, and relationship problems. I have 15 years of experience working with individuals who suffer from alcoholism, and addiction, as well as their family members who struggle with boundaries, codependency, and emotional pain.
I'm Anita Harutunian, Licensed Marriage and Family Therapist with 20 years of experience. My strength lies in my ability to develop genuine connections with clients. I believe therapy provides safety, hope, understanding, and a way forward. I work with clients who seek help with depression, anxiety, major life changes, addiction, chemical dependency, and relationship problems. I have 15 years of experience working with individuals who suffer from alcoholism, and addiction, as well as their family members who struggle with boundaries, codependency, and emotional pain.
![Photo of Michelle Paulsen, LMFT, Clinical Social Work/Therapist](https://photos.psychologytoday.com/17ec8e83-8d19-4e30-97a9-a7a6f96f69f8/2/320x400.jpeg)
Michelle Paulsen is a Licensed Marriage Family Therapist with over 10 years of experience specializing in depression, anxiety, trauma, LGBTQ+ issues, OCD and PTSD. Michelle treats patient between the ages of 12 and 90 utilizing Person Centered, Cognitive Behavioral Therapy, DBT, Gestalt, and ERP in her approach with clients. Michelle has extensive experience counseling children, adolescents, adults, families, military, and groups in both clinical and outpatient settings. In her clinical work, Michelle is well versed in both traditional therapeutic techniques as well as creative modalities such as role play and empty chair.
Michelle Paulsen is a Licensed Marriage Family Therapist with over 10 years of experience specializing in depression, anxiety, trauma, LGBTQ+ issues, OCD and PTSD. Michelle treats patient between the ages of 12 and 90 utilizing Person Centered, Cognitive Behavioral Therapy, DBT, Gestalt, and ERP in her approach with clients. Michelle has extensive experience counseling children, adolescents, adults, families, military, and groups in both clinical and outpatient settings. In her clinical work, Michelle is well versed in both traditional therapeutic techniques as well as creative modalities such as role play and empty chair.
![Photo of Victoria Velasquez, LMFT, Marriage & Family Therapist](https://photos.psychologytoday.com/740bf137-2914-41a8-b325-a6cefefcd2e8/1/320x400.jpeg)
Victoria Velasquez
Marriage & Family Therapist, LMFT
Verified Verified
Ramona, CA 92065 (Online Only)
Victoria is a member of the American Association for Marriage and Family Therapy. Victoria has experience working with groups, individuals, couples, and families across different populations and mental health challenges. Victoria aims to create a safe and non-judgmental environment. Including, individualizing therapy according to the needs of the couple, individual and/or family.
Victoria is a member of the American Association for Marriage and Family Therapy. Victoria has experience working with groups, individuals, couples, and families across different populations and mental health challenges. Victoria aims to create a safe and non-judgmental environment. Including, individualizing therapy according to the needs of the couple, individual and/or family.
![Photo of Alma Phillips, LCSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/37a382b1-1c7d-48d5-bde4-7be783de5ad5/1/320x400.png)
Alma Phillips is a Licensed Clinical Social Worker with over twenty years of experience in the mental health field. She received her masters in Social Work from California State University, Long Beach, with an emphasis in children, youth, and families and a B.A. in Psychology from University of California, San Diego. Alma works with children, adolescents, adults, and families. Her specialized certificate in Play Therapy has given her a wealth of experience and training in working with children's issues. She specializes in cognitive behavioral therapy and also offers EMDR (Eye Movement Desensitization and Reprocessing).
Alma Phillips is a Licensed Clinical Social Worker with over twenty years of experience in the mental health field. She received her masters in Social Work from California State University, Long Beach, with an emphasis in children, youth, and families and a B.A. in Psychology from University of California, San Diego. Alma works with children, adolescents, adults, and families. Her specialized certificate in Play Therapy has given her a wealth of experience and training in working with children's issues. She specializes in cognitive behavioral therapy and also offers EMDR (Eye Movement Desensitization and Reprocessing).
![Photo of Alan Liebert, LMFT, Marriage & Family Therapist](https://photos.psychologytoday.com/a3495e66-048f-47a6-964e-ee8d2982ea0a/1/320x400.jpeg)
Alan Liebert Licensed Marriage & Family Therapist License No. LMFT 107210. I have been working as a therapist for 10 years. I currently am a clinical supervisor to therapists. My approach is employing compassion, coupled with multiple modalities, to help facilitate my client's ability to reach their goals and have a more fulfilling life. Historically my practice has evolved around clients with depression, anxiety, age-related, and relationship issues. My approaches are CBT, Humanistic, Solutions Focused. My communication styles are Supportive, compassionate, caring, insightful.
Alan Liebert Licensed Marriage & Family Therapist License No. LMFT 107210. I have been working as a therapist for 10 years. I currently am a clinical supervisor to therapists. My approach is employing compassion, coupled with multiple modalities, to help facilitate my client's ability to reach their goals and have a more fulfilling life. Historically my practice has evolved around clients with depression, anxiety, age-related, and relationship issues. My approaches are CBT, Humanistic, Solutions Focused. My communication styles are Supportive, compassionate, caring, insightful.
See more therapy options for Ramona
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United Medical Resources (UMR) Therapists
Does insurance cover therapy, prescriptions and other behavioral health services?
In general, yes. Laws in the U.S. require insurers to cover essential behavioral health care at the same level as other health care services. Most health plans require a medical diagnosis and treatments that are evidence based and medically essential. This means that life coaching and alternative therapies are not covered, nor is therapy without a diagnosis. Call the number on the back or your insurance card or visit your insurance company's website to review your Summary of Benefits. If you have insurance through your employer, your Human Resources department may also be able to answer questions.
How much does therapy cost with insurance?
The cost of therapy depends on your region, how much training and experience your therapist has, and the type of treatment. The rate for talk therapy generally falls between $100 and $250. For a client seeing an in-network provider, the cost of therapy is often similar to the cost of other health care services. Clients pay co-pays and may need to satisfy a plan’s deductible before benefits kick in.
What is the difference between In-Network and Out-of-Network insurance coverage?
An in-network provider has contracted with an insurer to get paid directly for services, and to accept the insurer’s rate of compensation. Clients are responsible for deductibles and copays. If a therapist is out of network, that means that the client pays the therapist directly for services at the therapist’s regular fee. Out-of-Network providers often give clients a receipt so that they can file for partial reimbursement with their insurance company.
Is it difficult to find an In-Network therapist?
It is not unusual for therapists to limit the number of insurance patients in their practice, so it’s important to check in-network availability when you schedule your first appointment. In regions and times where therapy is in high demand it may take longer to get scheduled with an in-network therapist.
What is the difference between HMO and PPO insurance plans?
HMO health plans only cover in-network services, there is no reimbursement for out-of-network providers. PPO plans often cover both in- and out-of-network services, though the client may pay more for out-of-network services.
What is a Superbill?
A superbill is a receipt for therapy services. It provides all the information required by insurance companies to reimburse you for out-of-network services, including the diagnostic codes for your care, the amount paid, and the dates and duration of care.
Does insurance cover Online therapy?
Many therapists who shifted their practice to online therapy during the pandemic have kept that arrangement. And most insurers continue to cover telehealth services, with a few exceptions. Preventive care (such as an annual depression screening) is often required to be in-person to be covered, and some states require prescribers of controlled substances to see those patients in person.
Does insurance cover Group therapy?
Many insurance plans provide coverage for group therapy provided there is a medical diagnosis for group members, but there are some noteworthy exceptions. For example, Medicare does not always cover group therapy. Group therapy tends to cost less than individual therapy.
Does insurance cover Couples therapy?
Most insurance companies do not cover the cost of couples therapy because there is no medical diagnosis or medically necessary treatment. However, a few plans will offer a limited benefit, so it is still worth checking with your insurance company. Sometimes therapy is covered for a couple when one person has a diagnosis and another family member joins them for joint therapy, but it is considered therapy for the medical condition that includes a family member as a listener or helper, not couples counseling. Without insurance, most clients pay between $100-300 per 60-90 min session for couples therapy. Often clients can find classes or workshops that make it more affordable to work on their relationship. And some employers offer benefit plans that help defray the cost of couples therapy.
Learn more about Insurance Coverage and Finding Affordable Therapy
Learn more about Insurance Coverage and Finding Affordable Therapy