Cigna and Evernorth Therapists in Pacifica, CA
![Photo of Orneya Bilal, LCSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/8dbab2a0-dcd0-42d6-93c8-43691a313c8f/1/320x400.jpeg)
Hello, I am a License Clinical Social worker who enjoys supporting clients through difficult times. I believe that everyone deserves the opportunity to receive tools to manage their mental health in order to experience healing and peace of mind. My client experience includes behavioral intervention with children on the spectrum and with adults experiencing loss, life-changing events, and changes in the level of care as it pertains to end-of-life treatment.
Hello, I am a License Clinical Social worker who enjoys supporting clients through difficult times. I believe that everyone deserves the opportunity to receive tools to manage their mental health in order to experience healing and peace of mind. My client experience includes behavioral intervention with children on the spectrum and with adults experiencing loss, life-changing events, and changes in the level of care as it pertains to end-of-life treatment.
![Photo of Michelle Settergren, LMFT, Marriage & Family Therapist](https://photos.psychologytoday.com/f25d0fa1-acc4-40a8-9a1a-4f8fd666f92e/1/320x400.jpeg)
Hi there! My name is Michelle Settergren and I'm a Licensed Marriage and Family Therapist based in Huntington Beach, providing teletherapy services across California. I've worked in various healing capacities for over 12 years and believe we all have the potential to be self-healers. I'm gender and LGBTQIA+ affirming, and I specialize in working with adults who've suffered from trauma/PTSD, first responder/military trauma, anxiety/social anxiety/agoraphobia, depression, personality disorders, panic disorders, communication issues, addiction, and identity confusion.
Hi there! My name is Michelle Settergren and I'm a Licensed Marriage and Family Therapist based in Huntington Beach, providing teletherapy services across California. I've worked in various healing capacities for over 12 years and believe we all have the potential to be self-healers. I'm gender and LGBTQIA+ affirming, and I specialize in working with adults who've suffered from trauma/PTSD, first responder/military trauma, anxiety/social anxiety/agoraphobia, depression, personality disorders, panic disorders, communication issues, addiction, and identity confusion.
![Photo of Donna Blethen, MFT, Marriage & Family Therapist](https://photos.psychologytoday.com/3bb16a10-46cd-11ea-a6ad-06142c356176/4/320x400.jpeg)
Do you wish your mate listened to you and understood you better? Do you sometimes feel angry that he/she is too controlling and unwilling to compromise? It doesn't have to be this way. Let me help. Loving behaviors are learned. I can teach you to build a stronger and more loving connection. I would love to teach you the simple but powerful skills with which to improve your relationship. Do know that all relationships start with the self. How we treat ourselves internally is often what we allow externally. Let me help you work the inside job and the relationship with other job.
Do you wish your mate listened to you and understood you better? Do you sometimes feel angry that he/she is too controlling and unwilling to compromise? It doesn't have to be this way. Let me help. Loving behaviors are learned. I can teach you to build a stronger and more loving connection. I would love to teach you the simple but powerful skills with which to improve your relationship. Do know that all relationships start with the self. How we treat ourselves internally is often what we allow externally. Let me help you work the inside job and the relationship with other job.
![Photo of Diana Martinez, LCSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/5027a8e2-4182-4972-b588-80d9d0b9a049/1/320x400.jpeg)
Hi I’m Diana Martinez! I am a Licensed Clinical Social Worker (LCSW.) For me, therapy is about getting you back to your previous level of functioning prior to developing mental health illness and assisting you in moving to a better, peaceful you. I have spent the past 20 years working as a therapist to do just that. When I’m not practicing therapy, I’m spending time with my husband, adult children, grandbabies, and hanging out with my large extended family. I enjoy brisk walking, watching movies, organizing, and gardening.
Hi I’m Diana Martinez! I am a Licensed Clinical Social Worker (LCSW.) For me, therapy is about getting you back to your previous level of functioning prior to developing mental health illness and assisting you in moving to a better, peaceful you. I have spent the past 20 years working as a therapist to do just that. When I’m not practicing therapy, I’m spending time with my husband, adult children, grandbabies, and hanging out with my large extended family. I enjoy brisk walking, watching movies, organizing, and gardening.
![Photo of Jennifer Zamorano, LCSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/82ea589e-5331-4ca2-b5d2-6f9f988308cb/2/320x400.jpeg)
I have adopted a solution-focused approach in my practice and I aim to help each client reach their full potential. I have more than 15 years of experience working with children and families in different settings and 8 years working with clients in recovery. I hold a safe space for everyone to explore and process areas that bring challenges, discomfort, and fluctuating emotions. I believe that a lot can be achieved during therapy, but the real work continues between sessions.
I have adopted a solution-focused approach in my practice and I aim to help each client reach their full potential. I have more than 15 years of experience working with children and families in different settings and 8 years working with clients in recovery. I hold a safe space for everyone to explore and process areas that bring challenges, discomfort, and fluctuating emotions. I believe that a lot can be achieved during therapy, but the real work continues between sessions.
![Photo of Sylvia Guzman, LCSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/609cfb6f-54b8-48e1-baed-c0379354ce54/2/320x400.jpeg)
My name is Sylvia Guzman, and I am a Licensed Clinical Social Worker. I work with adults, over the age of 18 and specialize in depression and anxiety. I use Cognitive Behavioral Therapy and Person-Centered therapy. I start where the client is and assist with moving forward to a happier and healthier path. I work with adults starting at age 18. I am able to assist with life stressors and inner difficulties due to past experiences. This causes much depression and anxiety. Together, the client and I identify the causes of these feelings and work together to build skills to resolve the issues and begin to move forward in life.
My name is Sylvia Guzman, and I am a Licensed Clinical Social Worker. I work with adults, over the age of 18 and specialize in depression and anxiety. I use Cognitive Behavioral Therapy and Person-Centered therapy. I start where the client is and assist with moving forward to a happier and healthier path. I work with adults starting at age 18. I am able to assist with life stressors and inner difficulties due to past experiences. This causes much depression and anxiety. Together, the client and I identify the causes of these feelings and work together to build skills to resolve the issues and begin to move forward in life.
![Photo of (Jerry) Hsing-Lu Kao, LMFT, Marriage & Family Therapist](https://photos.psychologytoday.com/039b5ade-8505-4b95-8902-868d9da7226e/1/320x400.png)
Telling someone that you barely know over the internet about your darkest secrets can be scary. However, the fact that you are reaching out and researching at this moment shows strength and courage. As someone who has gone through the process of seeking help from a professional therapist.
Telling someone that you barely know over the internet about your darkest secrets can be scary. However, the fact that you are reaching out and researching at this moment shows strength and courage. As someone who has gone through the process of seeking help from a professional therapist.
![Photo of Claire Castle, LMFT, Marriage & Family Therapist](https://photos.psychologytoday.com/1433d1df-2e93-47a8-a155-2dacebaf1b42/2/320x400.jpeg)
Hello, name is Claire Castle, and I am a Licensed Marriage & Family Therapist (LMFT) based in Long Beach, California and working with clients statewide via telehealth. I work with adolescents and adults specializing in the LGBTQ+ issues, gender identity, women's issues, neurodivergence, anxiety, and depression, using Interpersonal Neurobiology, Dialectical Behavior Therapy, and Narrative Therapy to provide my clients validation and teach them an expanded emotional vocabulary, so they can live the best version of their lives.
Hello, name is Claire Castle, and I am a Licensed Marriage & Family Therapist (LMFT) based in Long Beach, California and working with clients statewide via telehealth. I work with adolescents and adults specializing in the LGBTQ+ issues, gender identity, women's issues, neurodivergence, anxiety, and depression, using Interpersonal Neurobiology, Dialectical Behavior Therapy, and Narrative Therapy to provide my clients validation and teach them an expanded emotional vocabulary, so they can live the best version of their lives.
![Photo of Geeta Davjani, LMFT, Marriage & Family Therapist](https://photos.psychologytoday.com/15cf34fa-0c04-487f-8bcf-e22c019c8764/1/320x400.png)
I'm Geeta Devjani, LMFT, and I'm a bilingual/bi-cultural clinician. I am able to provide clinically and culturally sensitive outpatient mental health services to adults and children. I have experience working with clients from a multi-ethnic, underserved population who present with a range of emotional and behavioral difficulties (e.g., post-traumatic stress responses, attachment difficulties, regulatory and sensory challenges, depression and anxiety). I can support you in your struggle with challenging life transitions, processing of traumatic experiences and challenges with emotional regulation.
I'm Geeta Devjani, LMFT, and I'm a bilingual/bi-cultural clinician. I am able to provide clinically and culturally sensitive outpatient mental health services to adults and children. I have experience working with clients from a multi-ethnic, underserved population who present with a range of emotional and behavioral difficulties (e.g., post-traumatic stress responses, attachment difficulties, regulatory and sensory challenges, depression and anxiety). I can support you in your struggle with challenging life transitions, processing of traumatic experiences and challenges with emotional regulation.
![Photo of Candice Campbell, LCSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/130b5da5-508e-44b8-b3e7-708504fb70f0/1/320x400.png)
My name is Candice Campbell. I'm been licensed for 15 years and enjoy working with the whole person. We can't control the world, but we can help each other deal with it a little better. My focus areas of practice are strength-based, skill-based, cognitive, and psychodynamic. I am credited with trauma-focused cognitive behavioral therapy along with anger replacement therapy. I support an array of skill development and enjoy discovering a person's existing strengths and finding ways to enhance their functioning.
My name is Candice Campbell. I'm been licensed for 15 years and enjoy working with the whole person. We can't control the world, but we can help each other deal with it a little better. My focus areas of practice are strength-based, skill-based, cognitive, and psychodynamic. I am credited with trauma-focused cognitive behavioral therapy along with anger replacement therapy. I support an array of skill development and enjoy discovering a person's existing strengths and finding ways to enhance their functioning.
![Photo of Deborah McCulley-Buckley, LMFT, Marriage & Family Therapist](https://photos.psychologytoday.com/c266975a-36bf-4e71-887a-a63e083dfeca/1/320x400.png)
Hello, my name is Deborah McCulley-Buckley, and I am a Licensed Marriage Family Therapist (LMFT) based in Long Beach, California. I work with adults and couples, and I specialize in anxiety, stress, and intimate relationship conflicts using Cognitive Behavioral Therapy and Solution Focus Therapy to help my clients make progress and start feeling better.
Hello, my name is Deborah McCulley-Buckley, and I am a Licensed Marriage Family Therapist (LMFT) based in Long Beach, California. I work with adults and couples, and I specialize in anxiety, stress, and intimate relationship conflicts using Cognitive Behavioral Therapy and Solution Focus Therapy to help my clients make progress and start feeling better.
![Photo of Jennifer Myers, LMFT, Marriage & Family Therapist](https://photos.psychologytoday.com/e33307cc-060d-4df6-9542-932b76190c99/1/320x400.jpeg)
Are you an “overthinker” with complex feelings that are hard to put into words? Do you feel misunderstood, lonely, isolated, or unfulfilled? Are you striving to please others at the expense of yourself? Perhaps you feel exhausted, overworked, over-stressed, and as though you're never enough. You may crave a deep connection with yourself, your loved ones and the world around you...but may also find yourself struggling to make sense of the world. Unexpectedly life-changing or stressful events can increase these feelings, and hope for change can seem so far away. If so, you're not alone. I warmly welcome you to my practice.
Are you an “overthinker” with complex feelings that are hard to put into words? Do you feel misunderstood, lonely, isolated, or unfulfilled? Are you striving to please others at the expense of yourself? Perhaps you feel exhausted, overworked, over-stressed, and as though you're never enough. You may crave a deep connection with yourself, your loved ones and the world around you...but may also find yourself struggling to make sense of the world. Unexpectedly life-changing or stressful events can increase these feelings, and hope for change can seem so far away. If so, you're not alone. I warmly welcome you to my practice.
![Photo of Sabina Wieczner, LCSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/fa54b0e2-bea6-402c-9165-6afd13ddbea3/1/320x400.jpeg)
My name is Sabina Wieczner and I am a Licensed Clinical Social Worker based in Sacramento, CA. I have experience working with children, adolescents, and adults on many issues including loss, attachment, anxiety, depression, anger, impulsivity, and low self-esteem. I use mindfulness and CBT in my work. The majority of my experience has been with clients having suffered multiple traumas, substance use disorders, grief/loss, depression, unhealthy interpersonal relationships, anxiety, and low self-esteem.
My name is Sabina Wieczner and I am a Licensed Clinical Social Worker based in Sacramento, CA. I have experience working with children, adolescents, and adults on many issues including loss, attachment, anxiety, depression, anger, impulsivity, and low self-esteem. I use mindfulness and CBT in my work. The majority of my experience has been with clients having suffered multiple traumas, substance use disorders, grief/loss, depression, unhealthy interpersonal relationships, anxiety, and low self-esteem.
![Photo of Leora Fulvio, MA, MFT, CCHT, Marriage & Family Therapist](https://photos.psychologytoday.com/45916b5f-46cd-11ea-a6ad-06142c356176/2/320x400.jpeg)
Leora Fulvio
Marriage & Family Therapist, MA, MFT, CCHT
Verified Verified
5 Endorsed
Pacifica, CA 94044
If you are suffering with food & body image issues, issues of self-esteem & self-worth, relationship issues or dealing with trauma, I can help you. There are so many women who feel as though they are not enough. They believe that they somehow have to be better, look different, lose weight, be a whole different person to have a good relationship and a happy life. They beat themselves up constantly and are always trying to change. Do you understand this feeling? If so, I can help you have a loving relationship with yourself and settle into who you really are.
If you are suffering with food & body image issues, issues of self-esteem & self-worth, relationship issues or dealing with trauma, I can help you. There are so many women who feel as though they are not enough. They believe that they somehow have to be better, look different, lose weight, be a whole different person to have a good relationship and a happy life. They beat themselves up constantly and are always trying to change. Do you understand this feeling? If so, I can help you have a loving relationship with yourself and settle into who you really are.
![Photo of Bonnie Ring, Psychologist](https://photos.psychologytoday.com/3f99f360-46cd-11ea-a6ad-06142c356176/4/320x400.jpeg)
As a caring & experienced psychotherapist, I listen carefully & respond honestly in person or by phone, FaceTime, zoom, Skype. Parental neglect or abuse leaves us with low self esteem, unresolved hurts & insufficient coping skills. Self criticism leads to painful and negative beliefs that cause depression and anxiety. We begin with the formative events in your life & your current issues. By drawing on family systems & psychodynamic principles, I use the latest interpersonal, cognitive & behavioral techniques with an informal and collaborative therapeutic approach that leads you toward greater self understanding & positive steps.
As a caring & experienced psychotherapist, I listen carefully & respond honestly in person or by phone, FaceTime, zoom, Skype. Parental neglect or abuse leaves us with low self esteem, unresolved hurts & insufficient coping skills. Self criticism leads to painful and negative beliefs that cause depression and anxiety. We begin with the formative events in your life & your current issues. By drawing on family systems & psychodynamic principles, I use the latest interpersonal, cognitive & behavioral techniques with an informal and collaborative therapeutic approach that leads you toward greater self understanding & positive steps.
![Photo of Crystal Sarbuland, LMFT, Marriage & Family Therapist](https://photos.psychologytoday.com/909b8af2-2a77-45aa-ae70-b37dc36b1824/1/320x400.png)
Hi! My name is Crystal Sarbuland. I am a licensed Marriage and Family therapist who is experienced in multi/dual cultural challenges, life transitions, faith counseling, anxiety and relationship difficulties. I help you explore your thinking patterns in order to identify, challenge and reframe them in order to improve and/or challenge your view of yourself, the world around you and others. I often use a multi-modal approach in order to use every tool available that has the potential to benefit my clients.
Hi! My name is Crystal Sarbuland. I am a licensed Marriage and Family therapist who is experienced in multi/dual cultural challenges, life transitions, faith counseling, anxiety and relationship difficulties. I help you explore your thinking patterns in order to identify, challenge and reframe them in order to improve and/or challenge your view of yourself, the world around you and others. I often use a multi-modal approach in order to use every tool available that has the potential to benefit my clients.
![Photo of Kimberly Nicolson, LCSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/bf24b9b2-b097-46c0-b5cc-99bf5a43bac4/2/320x400.png)
My name is Kim Nicolson, and I am a licensed clinical social worker and a doctor of social work. I specialize in working with adolescent youth, but I am experienced in working with people of all ages. I am educated in several evidence-based approaches, but my most important goal is to learn how each client experiences the world and how to relieve distress and optimize joy.
My name is Kim Nicolson, and I am a licensed clinical social worker and a doctor of social work. I specialize in working with adolescent youth, but I am experienced in working with people of all ages. I am educated in several evidence-based approaches, but my most important goal is to learn how each client experiences the world and how to relieve distress and optimize joy.
![Photo of Maxwell Sleep-Frankel, LCSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/9e184b0e-3b31-4874-a6d7-aa6dbff10c33/2/320x400.png)
My name is Max Sleep-Frankel, a Licensed Clinical Social Worker (LCSW); I am also certified as a Clinical Trauma Professional (CCTP) and a Grief Informed Professional (CGP). I have extensive experience working with older adults and adults with disabilities as they navigate the many life transitions that beset them during this time period. My approach to therapy is to serve as a guide to accomplishing your personal goals and living a more enriched life.
My name is Max Sleep-Frankel, a Licensed Clinical Social Worker (LCSW); I am also certified as a Clinical Trauma Professional (CCTP) and a Grief Informed Professional (CGP). I have extensive experience working with older adults and adults with disabilities as they navigate the many life transitions that beset them during this time period. My approach to therapy is to serve as a guide to accomplishing your personal goals and living a more enriched life.
![Photo of Cat Bilski, LMFT, Marriage & Family Therapist](https://photos.psychologytoday.com/cad3d198-83df-45e1-bd6c-0d9439e6343c/1/320x400.jpeg)
We as human beings desire and long for fulfilling relationships and a sense that we are living to our fullest potential. Many of us along our paths face challenges to achieving our dreams that might make us feel like we are repeating the same mistakes or just feel stuck in not knowing how to move forward. Whether you are facing urgent life challenges and need immediate attention and assistance or you have long-term concerns which require compassionate inquiry, I am here to support you and your needs.
We as human beings desire and long for fulfilling relationships and a sense that we are living to our fullest potential. Many of us along our paths face challenges to achieving our dreams that might make us feel like we are repeating the same mistakes or just feel stuck in not knowing how to move forward. Whether you are facing urgent life challenges and need immediate attention and assistance or you have long-term concerns which require compassionate inquiry, I am here to support you and your needs.
![Photo of Edgar Cervantes, LMFT, Marriage & Family Therapist](https://photos.psychologytoday.com/1a1b6805-6532-4939-929a-4291bb4b63ba/1/320x400.jpeg)
My name is Edgar Cervantes, I am a Licensed Marriage and Family Therapist. I have worked with diverse populations including 6 months old to 92 years old struggling with anxiety, depression, and drugs addiction. I have a multidimensional approach to work with my clients. However, I am more inclined to provide services from client center and DBT approach.
My name is Edgar Cervantes, I am a Licensed Marriage and Family Therapist. I have worked with diverse populations including 6 months old to 92 years old struggling with anxiety, depression, and drugs addiction. I have a multidimensional approach to work with my clients. However, I am more inclined to provide services from client center and DBT approach.
See more therapy options for Pacifica
Nearby Cigna and Evernorth Therapists Searches for Pacifica
- Alameda
- Belmont
- Burlingame
- Daly City
- Foster City
- Half Moon Bay
- Millbrae
- San Bruno
- San Carlos
- San Francisco
- San Mateo
- South San Francisco
Cigna and Evernorth Therapists
Does insurance cover therapy, prescriptions and other behavioral health services?
In general, yes. Laws in the U.S. require insurers to cover essential behavioral health care at the same level as other health care services. Most health plans require a medical diagnosis and treatments that are evidence based and medically essential. This means that life coaching and alternative therapies are not covered, nor is therapy without a diagnosis. Call the number on the back or your insurance card or visit your insurance company's website to review your Summary of Benefits. If you have insurance through your employer, your Human Resources department may also be able to answer questions.
How much does therapy cost with insurance?
The cost of therapy depends on your region, how much training and experience your therapist has, and the type of treatment. The rate for talk therapy generally falls between $100 and $250. For a client seeing an in-network provider, the cost of therapy is often similar to the cost of other health care services. Clients pay co-pays and may need to satisfy a plan’s deductible before benefits kick in.
What is the difference between In-Network and Out-of-Network insurance coverage?
An in-network provider has contracted with an insurer to get paid directly for services, and to accept the insurer’s rate of compensation. Clients are responsible for deductibles and copays. If a therapist is out of network, that means that the client pays the therapist directly for services at the therapist’s regular fee. Out-of-Network providers often give clients a receipt so that they can file for partial reimbursement with their insurance company.
Is it difficult to find an In-Network therapist?
It is not unusual for therapists to limit the number of insurance patients in their practice, so it’s important to check in-network availability when you schedule your first appointment. In regions and times where therapy is in high demand it may take longer to get scheduled with an in-network therapist.
What is the difference between HMO and PPO insurance plans?
HMO health plans only cover in-network services, there is no reimbursement for out-of-network providers. PPO plans often cover both in- and out-of-network services, though the client may pay more for out-of-network services.
What is a Superbill?
A superbill is a receipt for therapy services. It provides all the information required by insurance companies to reimburse you for out-of-network services, including the diagnostic codes for your care, the amount paid, and the dates and duration of care.
Does insurance cover Online therapy?
Many therapists who shifted their practice to online therapy during the pandemic have kept that arrangement. And most insurers continue to cover telehealth services, with a few exceptions. Preventive care (such as an annual depression screening) is often required to be in-person to be covered, and some states require prescribers of controlled substances to see those patients in person.
Does insurance cover Group therapy?
Many insurance plans provide coverage for group therapy provided there is a medical diagnosis for group members, but there are some noteworthy exceptions. For example, Medicare does not always cover group therapy. Group therapy tends to cost less than individual therapy.
Does insurance cover Couples therapy?
Most insurance companies do not cover the cost of couples therapy because there is no medical diagnosis or medically necessary treatment. However, a few plans will offer a limited benefit, so it is still worth checking with your insurance company. Sometimes therapy is covered for a couple when one person has a diagnosis and another family member joins them for joint therapy, but it is considered therapy for the medical condition that includes a family member as a listener or helper, not couples counseling. Without insurance, most clients pay between $100-300 per 60-90 min session for couples therapy. Often clients can find classes or workshops that make it more affordable to work on their relationship. And some employers offer Employee Assistance Plans that help defray the cost of couples therapy.
What is an Employee Assistance Plan (EAP)?
Employee Assistance Plans are purchased by employers for the benefit of their employees. EAPs typically assist employees with referrals and may also provide the first few sessions of therapy free of charge, with the patient's regular health insurance kicking in after those initial sessions. EAP benefits often apply to all types of therapy without the need for a medical diagnosis, making it easier to access couples therapy, therapy for life transitions, and other non-medical counseling. Just as with standard health insurance, clients should always check that a provider accepts their EAP benefits before scheduling.
Learn more about Insurance Coverage and Finding Affordable Therapy
Learn more about Insurance Coverage and Finding Affordable Therapy