ComPsych Therapists in Monterey, CA
![Photo of Eddie Bautista, MA, LMFT, Marriage & Family Therapist](https://photos.psychologytoday.com/539fd43e-46cd-11ea-a6ad-06142c356176/3/320x400.jpeg)
Today you are one step closer to a new you where you feel empowered and on a positive path to growth and well-being. During a lifetime, each of us will experience challenges, loss or difficulties and stress in our relationships. Stress has a way of affecting our bodies/lives, which may range from pain, anxiety or depression. It's during these times of stress that you may want help in seeking change in your life by empowering yourself to be on a positive path/growth and personal balance. Therapy is a partnership/journey between the therapist and the client.
Today you are one step closer to a new you where you feel empowered and on a positive path to growth and well-being. During a lifetime, each of us will experience challenges, loss or difficulties and stress in our relationships. Stress has a way of affecting our bodies/lives, which may range from pain, anxiety or depression. It's during these times of stress that you may want help in seeking change in your life by empowering yourself to be on a positive path/growth and personal balance. Therapy is a partnership/journey between the therapist and the client.
![Photo of Kasey Marie Bogoje - The Mindful Lemon , MA, LMFT, Marriage & Family Therapist](https://photos.psychologytoday.com/0f2072b1-69d0-461d-bfe4-28ad2e50dd95/1/320x400.png)
The Mindful Lemon
Marriage & Family Therapist, MA, LMFT
Verified Verified
Monterey, CA 93940 (Online Only)
Our mission is to provide quality online mental health and substance abuse services while breaking down the barriers of traditional, office based therapy. Traditional mental health and substance abuse treatment tends to focus on what makes you sick, what you are lacking but at The Mindful Lemon, our clinicians let you sit in the driver’s seat, focusing on your strengths and assets to help you become the best version of you! This can be via traditional talk therapy, medication management, mindfulness techniques, an emphasis on health, wellness and fitness or any combination of the above.
Our mission is to provide quality online mental health and substance abuse services while breaking down the barriers of traditional, office based therapy. Traditional mental health and substance abuse treatment tends to focus on what makes you sick, what you are lacking but at The Mindful Lemon, our clinicians let you sit in the driver’s seat, focusing on your strengths and assets to help you become the best version of you! This can be via traditional talk therapy, medication management, mindfulness techniques, an emphasis on health, wellness and fitness or any combination of the above.
![Photo of Marcia O Howard, LCSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/2b5ed7bc-e23e-4527-ba78-0676fee85550/2/320x400.jpeg)
Marcia O Howard
Clinical Social Work/Therapist, LCSW
Verified Verified
1 Endorsed
Monterey, CA 93940 (Online Only)
Hello and thank you for visiting my profile. I am a Licensed Clinical Social Worker (LCSW) with over 20 years of experience in mental health, specializing in trauma and abuse recovery. My journey began in Brazil, where I grew up in a diverse and challenging environment that shaped my understanding of human pain and resilience. Losing my parents at a young age and witnessing widespread trauma in my community instilled in me the compassion and commitment to helping others heal.
Hello and thank you for visiting my profile. I am a Licensed Clinical Social Worker (LCSW) with over 20 years of experience in mental health, specializing in trauma and abuse recovery. My journey began in Brazil, where I grew up in a diverse and challenging environment that shaped my understanding of human pain and resilience. Losing my parents at a young age and witnessing widespread trauma in my community instilled in me the compassion and commitment to helping others heal.
![Photo of Stephanie Chastain, MA, MFT, Marriage & Family Therapist](https://photos.psychologytoday.com/3c7ad230-46cd-11ea-a6ad-06142c356176/2/320x400.jpeg)
Stephanie Chastain
Marriage & Family Therapist, MA, MFT
Not Verified Not Verified
Monterey, CA 93940
Not accepting new clients
If you are experiencing life’s bumps in the road, or feeling like you’re stuck, I can help. I am available to provide you and your family with compassionate, non-judgmental guidance. With 25 years experience, I specialize in relationships, couples, marital issues, divorce recovery, blended families, step parenting, women’s issues and transitions, mid-life changes, step parenting, blended families and military families.
If you are experiencing life’s bumps in the road, or feeling like you’re stuck, I can help. I am available to provide you and your family with compassionate, non-judgmental guidance. With 25 years experience, I specialize in relationships, couples, marital issues, divorce recovery, blended families, step parenting, women’s issues and transitions, mid-life changes, step parenting, blended families and military families.
More Therapists Nearby
![Photo of Tura Johnson - Ray of Hope Child Therapy Services Inc, MA, LMFT, Marriage & Family Therapist](https://photos.psychologytoday.com/733572f3-263d-4e9b-aacc-a555b0a22f00/1/320x400.png)
Ray of Hope Child Therapy Services Inc
Marriage & Family Therapist, MA, LMFT
Verified Verified
1 Endorsed
Seaside, CA 93955 (Online Only)
Ray of Hope Child Therapy Services is an outpatient clinic providing psychotherapy services to children, adolescents, adults and families throughout California. Our mission is to provide services to everyone regardless of their ability to pay. By providing hope, inspiration and a warm supportive environment, we ensure that people reach their wellness goals. We provide a safe place to discuss your thoughts and feelings without fear of being judged. Our goal is to assist with exploring a variety of life situations and help provide coping skills to handle them.
Ray of Hope Child Therapy Services is an outpatient clinic providing psychotherapy services to children, adolescents, adults and families throughout California. Our mission is to provide services to everyone regardless of their ability to pay. By providing hope, inspiration and a warm supportive environment, we ensure that people reach their wellness goals. We provide a safe place to discuss your thoughts and feelings without fear of being judged. Our goal is to assist with exploring a variety of life situations and help provide coping skills to handle them.
Online Therapists
![Photo of Ashwini Gupta - LifeCoach/Shamanic Practioner;Animal Communicator, MA, LMFT, Reiki, Shaman, Marriage & Family Therapist](https://photos.psychologytoday.com/a793c36d-e8d3-4486-a989-c02cb7974fd0/1/320x400.jpeg)
LifeCoach/Shamanic Practioner;Animal Communicator
Marriage & Family Therapist, MA, LMFT, Reiki, Shaman
Verified Verified
Santa Cruz, CA 95060 (Online Only)
Namaste! My goal is to collaboratively explore your unique circumstances and help you develop practical strategies to overcome self-limiting beliefs and unhelpful patterns of thought and behavior. Through compassionate listening, empathic understanding, and evidence-based techniques, I aim to facilitate increased self-awareness, resilience, and a greater sense of well-being. Whether you're facing challenges in your personal or professional life, I welcome individuals of all backgrounds and orientations. Together, we can explore your inner experiences, clarify your values, and work towards a more satisfying and meaningful life.
Namaste! My goal is to collaboratively explore your unique circumstances and help you develop practical strategies to overcome self-limiting beliefs and unhelpful patterns of thought and behavior. Through compassionate listening, empathic understanding, and evidence-based techniques, I aim to facilitate increased self-awareness, resilience, and a greater sense of well-being. Whether you're facing challenges in your personal or professional life, I welcome individuals of all backgrounds and orientations. Together, we can explore your inner experiences, clarify your values, and work towards a more satisfying and meaningful life.
![Photo of Melissa Spina-Brown, LMFT, Marriage & Family Therapist](https://photos.psychologytoday.com/319ef61f-0f0a-4107-a489-beeeb09363ee/1/320x400.jpeg)
Melissa Spina-Brown
Marriage & Family Therapist, LMFT
Verified Verified
San Francisco, CA 94103 (Online Only)
I'm thrilled you are here. Therapy is a journey of getting to know your real self. Difficult at times, therapy is worth it! I am a client centered, strength-based therapist. I want to collaborate with you within your own value system and worldview, help you uncover what's truly important to you, and live your life in a way that's aligned with your true self. Together we will highlight your strengths and resources. I especially love to work with clients who are new to therapy. For those who benefit from homework, I have a treasure trove of take home resources to help you stay in-tune between sessions.
I'm thrilled you are here. Therapy is a journey of getting to know your real self. Difficult at times, therapy is worth it! I am a client centered, strength-based therapist. I want to collaborate with you within your own value system and worldview, help you uncover what's truly important to you, and live your life in a way that's aligned with your true self. Together we will highlight your strengths and resources. I especially love to work with clients who are new to therapy. For those who benefit from homework, I have a treasure trove of take home resources to help you stay in-tune between sessions.
![Photo of Alexandra (Alex) Frank, ASW](https://photos.psychologytoday.com/0cb87865-0dba-4c50-bc9e-eb4a11ce22b9/1/320x400.jpeg)
Alexandra (Alex) Frank
Associate Clinical Social Worker, ASW
Verified Verified
1 Endorsed
Palo Alto, CA 94301 (Online Only)
My goal as your therapist is to help you thrive, not just survive. Together, we’ll co-create a safe therapeutic experience to reflect on how internal narratives and patterns are shaped by systemic, historical, political, or familial stories. I can help you navigate past traumas, tackle current life stressors, or move through major life experiences such as conflict, career/ school/ family transitions, and grief. We’ll explore how interpersonal and structural based trauma manifests in our bodies and pathways to metabolize those experiences in your nervous systems, reconnect with your humanity, find balance and joy.
My goal as your therapist is to help you thrive, not just survive. Together, we’ll co-create a safe therapeutic experience to reflect on how internal narratives and patterns are shaped by systemic, historical, political, or familial stories. I can help you navigate past traumas, tackle current life stressors, or move through major life experiences such as conflict, career/ school/ family transitions, and grief. We’ll explore how interpersonal and structural based trauma manifests in our bodies and pathways to metabolize those experiences in your nervous systems, reconnect with your humanity, find balance and joy.
![Photo of Shawanda Powell, LCSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/5aeb1cbe-bb7e-472a-be05-2430fd39ec64/1/320x400.jpeg)
Shawanda Powell
Clinical Social Work/Therapist, LCSW
Verified Verified
3 Endorsed
San Francisco, CA 94104 (Online Only)
Hello. My name is Shawanda Powell. I am currently an Licensed Clinical Social Worker (LCSW). I received my Masters Degree in Social Work from Mississippi Valley State University, and have been practicing social work for over 10 years in the states of Mississippi, California, and Arkansas. I have experience in providing services to both children and adults in-patient and out-patient.
Hello. My name is Shawanda Powell. I am currently an Licensed Clinical Social Worker (LCSW). I received my Masters Degree in Social Work from Mississippi Valley State University, and have been practicing social work for over 10 years in the states of Mississippi, California, and Arkansas. I have experience in providing services to both children and adults in-patient and out-patient.
![Photo of Dr. James E. Taylor - Sunshine Neuropsychology, Inc., PsyD, MA, CBIS, Psychologist](https://photos.psychologytoday.com/3b2e1720-f369-4685-94c2-798f22a3a410/3/320x400.jpeg)
Sunshine Neuropsychology, Inc.
Psychologist, PsyD, MA, CBIS
Verified Verified
2 Endorsed
Tracy, CA 95377
Sunshine Neuropsychology, Inc. offers a variety of services to improve the life quality of children and adults. Assessments we offer include Neuropsychological, Psychological, ADHD, Autism, Learning Disability, Intellectual Disability, Independent Educational (IEE), Gifted, Pre-Surgical, Chronic Pain, and Political Asylum. Individual psychotherapy is offered to treat a plethora of conditions (e.g., anxiety, depression, grief, posttraumatic stress, limited social skills). Cognitive rehabilitation therapy (i.e., therapy that helps clients improve cognitive functioning after brain injury) is available as well.
Sunshine Neuropsychology, Inc. offers a variety of services to improve the life quality of children and adults. Assessments we offer include Neuropsychological, Psychological, ADHD, Autism, Learning Disability, Intellectual Disability, Independent Educational (IEE), Gifted, Pre-Surgical, Chronic Pain, and Political Asylum. Individual psychotherapy is offered to treat a plethora of conditions (e.g., anxiety, depression, grief, posttraumatic stress, limited social skills). Cognitive rehabilitation therapy (i.e., therapy that helps clients improve cognitive functioning after brain injury) is available as well.
![Photo of Jesse Moon, MA, LMFT, Marriage & Family Therapist](https://photos.psychologytoday.com/3cd918f5-46cd-11ea-a6ad-06142c356176/4/320x400.jpeg)
Are you currently experiencing anxiety, depression, loneliness, low self esteem, conflicts in a significant relationship, couples counseling? Do you need assistance in overcoming an addiction? or someone you care about is struggling with addiction? I believe that I can help you to feel better! Together we will collaborate on a meaningful,symptom reducing treatment.You can achieve an increased sense of well being And esteem.Your relationships can improve, I offer empathetic and individualized counseling tailored to your unique needs and circumstances. I believe in focencouraging your particular strengths. I offer online and telephone counseling and anxiety coaching.
Are you currently experiencing anxiety, depression, loneliness, low self esteem, conflicts in a significant relationship, couples counseling? Do you need assistance in overcoming an addiction? or someone you care about is struggling with addiction? I believe that I can help you to feel better! Together we will collaborate on a meaningful,symptom reducing treatment.You can achieve an increased sense of well being And esteem.Your relationships can improve, I offer empathetic and individualized counseling tailored to your unique needs and circumstances. I believe in focencouraging your particular strengths. I offer online and telephone counseling and anxiety coaching.
![Photo of Hector Saavedra, LMFT, Marriage & Family Therapist](https://photos.psychologytoday.com/80a2a758-4be9-4386-9293-e6693fc9dc1d/2/320x400.jpeg)
Hector Saavedra
Marriage & Family Therapist, LMFT
Verified Verified
2 Endorsed
San Francisco, CA 94104 (Online Only)
I am a dedicated and committed LMFT who is dedicated to guiding clients in their therapeutic journey. I am a graduate of the MFT program at the University of Southern California. In the past, I have worked in various settings such as universities, schools, and clinics; in these settings, I have worked with those struggling with depression, anxiety, ADHD, addiction, and many other issues.
I am a dedicated and committed LMFT who is dedicated to guiding clients in their therapeutic journey. I am a graduate of the MFT program at the University of Southern California. In the past, I have worked in various settings such as universities, schools, and clinics; in these settings, I have worked with those struggling with depression, anxiety, ADHD, addiction, and many other issues.
![Photo of Tayler Lim-Mosier, APCC](https://photos.psychologytoday.com/c847ce32-803c-4112-b363-eb3d75f20519/1/320x400.jpeg)
Tayler Lim-Mosier
Associate Professional Clinical Counselor, APCC
Verified Verified
1 Endorsed
Palo Alto, CA 94301 (Online Only)
Having walked a long way on my own healing journey, I understand the value of learning from painful experiences with compassion for self and others. Transitioning into adulthood can be an amazing, complex, and lonely experience, full of ups and downs. Maybe you are questioning your life paths, searching for community, feeling lost, experiencing the effects of trauma, or trying to figure out how to exist in this wildly complicated world. Whatever you are experiencing, please know that you do not have to go through it alone.
Having walked a long way on my own healing journey, I understand the value of learning from painful experiences with compassion for self and others. Transitioning into adulthood can be an amazing, complex, and lonely experience, full of ups and downs. Maybe you are questioning your life paths, searching for community, feeling lost, experiencing the effects of trauma, or trying to figure out how to exist in this wildly complicated world. Whatever you are experiencing, please know that you do not have to go through it alone.
![Photo of Harmony Rousseau, LMFT, Marriage & Family Therapist](https://photos.psychologytoday.com/21d59463-f3fe-4a23-9d92-2a88c911a9e2/3/320x400.jpeg)
Harmony Rousseau
Marriage & Family Therapist, LMFT
Verified Verified
San Francisco, CA 94103 (Online Only)
I am a strength-based Licensed Marriage and Family Therapist—one who believes we each have the inner resources we need to be successful and happy in our lives. During our life journeys, many of us may need assistance with finding and/or highlighting our inner strengths so we can breakthrough our struggles, whether they be past traumas, family patterns/dynamics, relationship/attachment issues or a simple and current need for change. My hope is to help my clients build on their strengths, pinpoint their patterns, rewrite their stories, and find their way back to the positive aspects of life they deserve to experience.
I am a strength-based Licensed Marriage and Family Therapist—one who believes we each have the inner resources we need to be successful and happy in our lives. During our life journeys, many of us may need assistance with finding and/or highlighting our inner strengths so we can breakthrough our struggles, whether they be past traumas, family patterns/dynamics, relationship/attachment issues or a simple and current need for change. My hope is to help my clients build on their strengths, pinpoint their patterns, rewrite their stories, and find their way back to the positive aspects of life they deserve to experience.
![Photo of Desirae Giraldes, LCSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/c91b50b8-8bdd-452f-bc37-f28848e2ca3e/2/320x400.jpeg)
Desirae Giraldes
Clinical Social Work/Therapist, LCSW
Verified Verified
Palo Alto, CA 94301 (Online Only)
If you're feeling anxious, nervous, restless, or worried, or struggling with low mood, trouble concentrating, or sleeping, I want you to know that I'm here to help. These feelings are more common than you might think, and there's no shame in reaching out for support.
If you're feeling anxious, nervous, restless, or worried, or struggling with low mood, trouble concentrating, or sleeping, I want you to know that I'm here to help. These feelings are more common than you might think, and there's no shame in reaching out for support.
![Photo of Kasey Bogoje - The Mindful Lemon, LMFT, Marriage & Family Therapist](https://photos.psychologytoday.com/3a0ad98f-10ee-4d0c-8f40-7607c0e65696/1/320x400.png)
The Mindful Lemon
Marriage & Family Therapist, LMFT
Verified Verified
Santa Cruz, CA 95062 (Online Only)
Our mission is to provide quality online mental health and substance abuse services while breaking down the barriers of traditional, office based therapy. Traditional mental health and substance abuse treatment tends to focus on what makes you sick, what you are lacking but at The Mindful Lemon, our clinicians let you sit in the driver’s seat, focusing on your strengths and assets to help you become the best version of you! This can be via traditional talk therapy, medication management, mindfulness techniques, an emphasis on health, wellness and fitness or any combination of the above.
Our mission is to provide quality online mental health and substance abuse services while breaking down the barriers of traditional, office based therapy. Traditional mental health and substance abuse treatment tends to focus on what makes you sick, what you are lacking but at The Mindful Lemon, our clinicians let you sit in the driver’s seat, focusing on your strengths and assets to help you become the best version of you! This can be via traditional talk therapy, medication management, mindfulness techniques, an emphasis on health, wellness and fitness or any combination of the above.
![Photo of Tiffany Kindred, LMSW](https://photos.psychologytoday.com/85b78b20-7f3d-4e72-8fe2-961a85dc99b1/2/320x400.jpeg)
Tiffany Kindred
Associate Clinical Social Worker, LMSW
Verified Verified
1 Endorsed
Palo Alto, CA 94301
Too often, we lack a safe space to be our authentic selves. It might be that we identify differently from how we are perceived. Or that we have been marginalized in a place we call home. Or that we find ourselves in a career that doesn’t fit who we are or what we want in life. In today’s society, we are constantly weighed down by external demands: our society’s prejudices, our parents’ hopes for our futures, our partners’ desires, our managers’ requests, and the list goes on. With so many expectations, it can be difficult to tune out the noise and listen to our internal voices.
Too often, we lack a safe space to be our authentic selves. It might be that we identify differently from how we are perceived. Or that we have been marginalized in a place we call home. Or that we find ourselves in a career that doesn’t fit who we are or what we want in life. In today’s society, we are constantly weighed down by external demands: our society’s prejudices, our parents’ hopes for our futures, our partners’ desires, our managers’ requests, and the list goes on. With so many expectations, it can be difficult to tune out the noise and listen to our internal voices.
![Photo of Bobby Farhat - Bobby Farhat, LMFT, Marriage & Family Therapist](https://photos.psychologytoday.com/c19d5243-c3b9-4d57-a6e1-fe4afa15fa75/2/320x400.jpeg)
Feeling stressed out? Are you unable to relax? Wish you could stop the negative thoughts and the inner critic? Are you going to the past a lot with many “what if questions” which often creates depression or going to the future and feeling anxious? Do you suffer from a trauma or things that has happened in the past and you are not able to let go of them? These are all issues that I have helped many of my clients with.
Feeling stressed out? Are you unable to relax? Wish you could stop the negative thoughts and the inner critic? Are you going to the past a lot with many “what if questions” which often creates depression or going to the future and feeling anxious? Do you suffer from a trauma or things that has happened in the past and you are not able to let go of them? These are all issues that I have helped many of my clients with.
![Photo of Efrain Zepeda, PsyD, Psychologist](https://photos.psychologytoday.com/57c8c1eb-3781-4e10-8006-4d0474c10faf/4/320x400.png)
Hello! I am Dr. Efrain Zepeda. I am a bilingual (English/Spanish) Licensed Clinical Psychologist and Clinical Social Worker. In the past 23 years working as a mental health professional, one of the most important lessons I have learned is that the most powerful therapeutic intervention is the interpersonal experience that occurs in the client-therapist relationship. Together we can analyze the past to co-create a new meaning with the goal of achieving healing. I strongly believe that therapy is not about labeling or judging, but rather about personal discovery.
Hello! I am Dr. Efrain Zepeda. I am a bilingual (English/Spanish) Licensed Clinical Psychologist and Clinical Social Worker. In the past 23 years working as a mental health professional, one of the most important lessons I have learned is that the most powerful therapeutic intervention is the interpersonal experience that occurs in the client-therapist relationship. Together we can analyze the past to co-create a new meaning with the goal of achieving healing. I strongly believe that therapy is not about labeling or judging, but rather about personal discovery.
![Photo of Ceccily Bednash, MA, LMFT, ATR, Marriage & Family Therapist](https://photos.psychologytoday.com/c4cbbb46-d3b0-42a4-8a7b-962e1cb17d85/1/320x400.jpeg)
Ceccily Bednash
Marriage & Family Therapist, MA, LMFT, ATR
Verified Verified
Palo Alto, CA 94306 (Online Only)
Are you a creative who is looking for support? Creative people have a unique set of challenges they face and I offer the specialized support that you need. If you identify as a creative person whether you are a writer, singer, actor, visual artist, performer, musician or participate in a creative lifestyle, I can help you. As a creative myself I understand the psychological, emotional, financial and lifestyle challenges that creatives face in a world that prioritizes capitalism over creativity. I will help you to use your unique gifts and talents in order to live your life in the fullest expression of yourself.
Are you a creative who is looking for support? Creative people have a unique set of challenges they face and I offer the specialized support that you need. If you identify as a creative person whether you are a writer, singer, actor, visual artist, performer, musician or participate in a creative lifestyle, I can help you. As a creative myself I understand the psychological, emotional, financial and lifestyle challenges that creatives face in a world that prioritizes capitalism over creativity. I will help you to use your unique gifts and talents in order to live your life in the fullest expression of yourself.
See more therapy options for Monterey
ComPsych Therapists
Does insurance cover therapy, prescriptions and other behavioral health services?
In general, yes. Laws in the U.S. require insurers to cover essential behavioral health care at the same level as other health care services. Most health plans require a medical diagnosis and treatments that are evidence based and medically essential. This means that life coaching and alternative therapies are not covered, nor is therapy without a diagnosis. Call the number on the back or your insurance card or visit your insurance company's website to review your Summary of Benefits. If you have insurance through your employer, your Human Resources department may also be able to answer questions.
How much does therapy cost with insurance?
The cost of therapy depends on your region, how much training and experience your therapist has, and the type of treatment. The rate for talk therapy generally falls between $100 and $250. For a client seeing an in-network provider, the cost of therapy is often similar to the cost of other health care services. Clients pay co-pays and may need to satisfy a plan’s deductible before benefits kick in.
What is the difference between In-Network and Out-of-Network insurance coverage?
An in-network provider has contracted with an insurer to get paid directly for services, and to accept the insurer’s rate of compensation. Clients are responsible for deductibles and copays. If a therapist is out of network, that means that the client pays the therapist directly for services at the therapist’s regular fee. Out-of-Network providers often give clients a receipt so that they can file for partial reimbursement with their insurance company.
Is it difficult to find an In-Network therapist?
It is not unusual for therapists to limit the number of insurance patients in their practice, so it’s important to check in-network availability when you schedule your first appointment. In regions and times where therapy is in high demand it may take longer to get scheduled with an in-network therapist.
What is the difference between HMO and PPO insurance plans?
HMO health plans only cover in-network services, there is no reimbursement for out-of-network providers. PPO plans often cover both in- and out-of-network services, though the client may pay more for out-of-network services.
What is a Superbill?
A superbill is a receipt for therapy services. It provides all the information required by insurance companies to reimburse you for out-of-network services, including the diagnostic codes for your care, the amount paid, and the dates and duration of care.
Does insurance cover Online therapy?
Many therapists who shifted their practice to online therapy during the pandemic have kept that arrangement. And most insurers continue to cover telehealth services, with a few exceptions. Preventive care (such as an annual depression screening) is often required to be in-person to be covered, and some states require prescribers of controlled substances to see those patients in person.
Does insurance cover Group therapy?
Many insurance plans provide coverage for group therapy provided there is a medical diagnosis for group members, but there are some noteworthy exceptions. For example, Medicare does not always cover group therapy. Group therapy tends to cost less than individual therapy.
Does insurance cover Couples therapy?
Most insurance companies do not cover the cost of couples therapy because there is no medical diagnosis or medically necessary treatment. However, a few plans will offer a limited benefit, so it is still worth checking with your insurance company. Sometimes therapy is covered for a couple when one person has a diagnosis and another family member joins them for joint therapy, but it is considered therapy for the medical condition that includes a family member as a listener or helper, not couples counseling. Without insurance, most clients pay between $100-300 per 60-90 min session for couples therapy. Often clients can find classes or workshops that make it more affordable to work on their relationship. And some employers offer Employee Assistance Plans that help defray the cost of couples therapy.
What is an Employee Assistance Plan (EAP)?
Employee Assistance Plans are purchased by employers for the benefit of their employees. EAPs typically assist employees with referrals and may also provide the first few sessions of therapy free of charge, with the patient's regular health insurance kicking in after those initial sessions. EAP benefits often apply to all types of therapy without the need for a medical diagnosis, making it easier to access couples therapy, therapy for life transitions, and other non-medical counseling. Just as with standard health insurance, clients should always check that a provider accepts their EAP benefits before scheduling.
Learn more about Insurance Coverage and Finding Affordable Therapy
Learn more about Insurance Coverage and Finding Affordable Therapy