Aetna Therapists in Highland Park, CA
![Photo of Erika Moreira, MA, LMFT, Marriage & Family Therapist](https://photos.psychologytoday.com/c436c58b-d459-4cad-a72f-be2c34eef32a/2/320x400.jpeg)
Erika Moreira
Marriage & Family Therapist, MA, LMFT
Verified Verified
4 Endorsed
Highland Park, CA 90042
You may've wondered why you couldn't just be happier, more confident, or less anxious. Perhaps you find yourself heartbroken or sense that your relationship is in trouble. You may feel stuck in a career or project with little motivation to move forward. Maybe you're struggling to handle painful emotions or a traumatic past. If left unaddressed, these difficulties may lead to depression, anxiety, or a host of relationship issues that can stop you from creating the life you want.
You may've wondered why you couldn't just be happier, more confident, or less anxious. Perhaps you find yourself heartbroken or sense that your relationship is in trouble. You may feel stuck in a career or project with little motivation to move forward. Maybe you're struggling to handle painful emotions or a traumatic past. If left unaddressed, these difficulties may lead to depression, anxiety, or a host of relationship issues that can stop you from creating the life you want.
![Photo of Frances Fisk, LMFT, Marriage & Family Therapist](https://photos.psychologytoday.com/4239e914-718f-4365-83c5-bc4612a461a0/1/320x400.jpeg)
Frances Fisk
Marriage & Family Therapist, LMFT
Verified Verified
1 Endorsed
Highland Park, CA 90042 (Online Only)
In my practice, I focus on individuals struggling with anxiety and depression. There’s no way you can magically eliminate all the things that bother you, but we can lower the suffering that’s caused by them. I want to help you learn how to to deal with the stuff that life throws at you so that it doesn’t weigh you down so much. I’ll help you build skills to cultivate the positive feelings (joy, strength, connectedness) as well as better handle the uncomfortable ones (fear, anger, sadness). We'll collaborate to unpack the heaviness that’s weighing you down, explore your strengths, and then figure out what practices work best for you.
In my practice, I focus on individuals struggling with anxiety and depression. There’s no way you can magically eliminate all the things that bother you, but we can lower the suffering that’s caused by them. I want to help you learn how to to deal with the stuff that life throws at you so that it doesn’t weigh you down so much. I’ll help you build skills to cultivate the positive feelings (joy, strength, connectedness) as well as better handle the uncomfortable ones (fear, anger, sadness). We'll collaborate to unpack the heaviness that’s weighing you down, explore your strengths, and then figure out what practices work best for you.
![Photo of Heather Williams, MA, Marriage & Family Therapist Associate](https://photos.psychologytoday.com/7a6e799a-9f04-454e-b3d1-e042726eb58d/2/320x400.jpeg)
Heather Williams
Marriage & Family Therapist Associate, MA
Verified Verified
1 Endorsed
Highland Park, CA 90042
Navigating the shift from one phase of life to another can be challenging, especially when past experiences or unresolved attachment issues resurface. As a therapist dedicated to working with young adults like you, I understand how these transitions can impact your well-being and sense of self.
Navigating the shift from one phase of life to another can be challenging, especially when past experiences or unresolved attachment issues resurface. As a therapist dedicated to working with young adults like you, I understand how these transitions can impact your well-being and sense of self.
![Photo of Farah Zerehi, LMFT, MA, MS, Marriage & Family Therapist](https://photos.psychologytoday.com/2ca52c5e-1765-4a01-8c16-75532eda819f/2/320x400.jpeg)
Farah Zerehi
Marriage & Family Therapist, LMFT, MA, MS
Verified Verified
Highland Park, CA 90042 (Online Only)
You feel anxious, stuck, and often made to feel out of control by your own thoughts and fears. Whether you have OCD, are struggling with perinatal or postpartum issues, are in transition, or have a history of trauma, you are tired of letting your fears and doubts run your life and relationships. You're discouraged from continuing toward your dreams. You want nothing more than to feel confident in yourself and live a life aligned with your values, but you are not sure where to start or worry about finding someone who will actually hear you. You've come to the right place, I'm here to work collaboratively with you and really listen.
You feel anxious, stuck, and often made to feel out of control by your own thoughts and fears. Whether you have OCD, are struggling with perinatal or postpartum issues, are in transition, or have a history of trauma, you are tired of letting your fears and doubts run your life and relationships. You're discouraged from continuing toward your dreams. You want nothing more than to feel confident in yourself and live a life aligned with your values, but you are not sure where to start or worry about finding someone who will actually hear you. You've come to the right place, I'm here to work collaboratively with you and really listen.
![Photo of Carly Steinberger-Ocd And High Sensitivity Therapist, LCSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/8ee2ffed-0e1e-487a-ae0f-ef22279a0d89/1/320x400.jpeg)
Carly Steinberger-Ocd And High Sensitivity Therapist
Clinical Social Work/Therapist, LCSW
Verified Verified
4 Endorsed
Highland Park, CA 90042 (Online Only)
Do you always feel preoccupied about something? Do you overthink everything? Is it hard for you to make a decision because you are filled with doubt or you imagine every possible outcome? Are you often easily overwhelmed, finding it hard to shut off your brain at night or when you need to really focus on a task? Does one little thing going wrong ruin your whole day? Are your emotions getting in the way of you building the life you want? Maybe they're even preventing you from being present with your friends and family, leaving you feeling alone.
Do you always feel preoccupied about something? Do you overthink everything? Is it hard for you to make a decision because you are filled with doubt or you imagine every possible outcome? Are you often easily overwhelmed, finding it hard to shut off your brain at night or when you need to really focus on a task? Does one little thing going wrong ruin your whole day? Are your emotions getting in the way of you building the life you want? Maybe they're even preventing you from being present with your friends and family, leaving you feeling alone.
![Photo of Laura Escobar, LCSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/c899e36f-91d6-4592-ada0-4ad20460ee66/1/320x400.jpeg)
Laura Escobar
Clinical Social Work/Therapist, LCSW
Verified Verified
1 Endorsed
Highland Park, CA 90042 (Online Only)
A native Angeleno, Laura believes that healing emerges through intentional everyday practices that transform into rituals of self-care. Using an intersectional and strength-based framework Laura approaches therapy as a collaborative process to navigate the complexities of the individual lived experience and interpersonal relationships. She supports and identifies the strengths and internal resources clients are inherently born with and promotes the connection to self and community. She has been successful in helping professionals, artists, and creative individuals to create healthier relationships with their inner and outer worlds.
A native Angeleno, Laura believes that healing emerges through intentional everyday practices that transform into rituals of self-care. Using an intersectional and strength-based framework Laura approaches therapy as a collaborative process to navigate the complexities of the individual lived experience and interpersonal relationships. She supports and identifies the strengths and internal resources clients are inherently born with and promotes the connection to self and community. She has been successful in helping professionals, artists, and creative individuals to create healthier relationships with their inner and outer worlds.
![Photo of Amy Salgado, MS, LCSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/1fa76f4e-4dba-4e56-8285-84a5002c2f52/2/320x400.jpeg)
Amy Salgado
Clinical Social Work/Therapist, MS, LCSW
Verified Verified
5 Endorsed
Highland Park, CA 90042 (Online Only)
Your story deeply matters to me. I provide relational, integrative, and sex-positive therapy to queer and BIPOC clients. My clients are looking to make their minds and bodies a safe home and are often the first in their families to have the courage to disrupt limiting beliefs and cycles. They seek to challenge expectations as they dare to redefine themselves wholeheartedly. Together, we will make space to explore the impact of generational and personal traumas, navigate the complexities and beauty of intersecting identities, and create meaningful, lasting, and accessible healing practices. Let's connect!
Your story deeply matters to me. I provide relational, integrative, and sex-positive therapy to queer and BIPOC clients. My clients are looking to make their minds and bodies a safe home and are often the first in their families to have the courage to disrupt limiting beliefs and cycles. They seek to challenge expectations as they dare to redefine themselves wholeheartedly. Together, we will make space to explore the impact of generational and personal traumas, navigate the complexities and beauty of intersecting identities, and create meaningful, lasting, and accessible healing practices. Let's connect!
![Photo of Biljana Bujko, PhD, Psychologist](https://photos.psychologytoday.com/4c3f7bfe-46cd-11ea-a6ad-06142c356176/2/320x400.jpeg)
Finding the right therapist from a website is difficult, which is why I offer phone or in-person consultations. It takes courage to address challenges such as relationships, personal problems, or general unhappiness. Your success in treatment will depend on your readiness to open up and my authentic presence that will help create a safe space for you. Together we will work on identifying, experiencing and expanding your capacity to tolerate all ranges of feelings. You will become more conscious of your limiting patterns while developing healthy ones as your sense of a genuine and stronger self emerges.
Finding the right therapist from a website is difficult, which is why I offer phone or in-person consultations. It takes courage to address challenges such as relationships, personal problems, or general unhappiness. Your success in treatment will depend on your readiness to open up and my authentic presence that will help create a safe space for you. Together we will work on identifying, experiencing and expanding your capacity to tolerate all ranges of feelings. You will become more conscious of your limiting patterns while developing healthy ones as your sense of a genuine and stronger self emerges.
![Photo of Damaris Martinez - Eagle Rock Therapy, Progressive & Affirming, MS, LMFT, Marriage & Family Therapist](https://photos.psychologytoday.com/ecf51fdb-14f5-4f17-8108-9179911ddf6d/2/320x400.jpeg)
Eagle Rock Therapy, Progressive & Affirming
Marriage & Family Therapist, MS, LMFT
Verified Verified
4 Endorsed
Highland Park, CA 90042 (Online Only)
Now accepting new clients. Do you work around daily feelings of depression and anxiety? Have you self-diagnosed your symptoms and tried your best to do all the things that are suppose to help? If so, therapy is your next step. Getting someone on your team, like a therapist, to help you sort and solve what is happening inside can make a significant difference. If you've never had therapy before your in for a treat. It's all about YOU for an hour every week. Your thoughts, your feelings and your needs will be held in a kind and gentle atmosphere, allowing you to relax and open to new healing possibilities.
Now accepting new clients. Do you work around daily feelings of depression and anxiety? Have you self-diagnosed your symptoms and tried your best to do all the things that are suppose to help? If so, therapy is your next step. Getting someone on your team, like a therapist, to help you sort and solve what is happening inside can make a significant difference. If you've never had therapy before your in for a treat. It's all about YOU for an hour every week. Your thoughts, your feelings and your needs will be held in a kind and gentle atmosphere, allowing you to relax and open to new healing possibilities.
![Photo of Eve Lorraine Sturges, MA, LMFT, Marriage & Family Therapist](https://photos.psychologytoday.com/b74e4059-91d8-4de4-9a0f-2ce8a1b29e52/1/320x400.jpeg)
Eve Lorraine Sturges
Marriage & Family Therapist, MA, LMFT
Verified Verified
3 Endorsed
Highland Park, CA 90042
Whether your struggle is deeply rooted or a temporary challenge, my role as a therapist is to create a safe space for exploring solutions and finding peace. It is possible to create a life you love with the life you have; let me help you. I also have personal and professional experience with the NPE (non-parent expected, or non paternal event) experience and am extremely comfortable, confident, and empathetic while treating those who have had shocking DNA discoveries. EMAIL IS BEST WAY TO INITIATE COMMUNICATION WITH ME! I am not taking on couples/marriage counseling at this time.
Whether your struggle is deeply rooted or a temporary challenge, my role as a therapist is to create a safe space for exploring solutions and finding peace. It is possible to create a life you love with the life you have; let me help you. I also have personal and professional experience with the NPE (non-parent expected, or non paternal event) experience and am extremely comfortable, confident, and empathetic while treating those who have had shocking DNA discoveries. EMAIL IS BEST WAY TO INITIATE COMMUNICATION WITH ME! I am not taking on couples/marriage counseling at this time.
![Photo of Mark Santarelli, PsyD, LMFT, Marriage & Family Therapist](https://photos.psychologytoday.com/3ba07345-46cd-11ea-a6ad-06142c356176/3/320x400.jpeg)
Mark Santarelli
Marriage & Family Therapist, PsyD, LMFT
Verified Verified
2 Endorsed
Highland Park, CA 90042
Feeling on the outside? isolated? lonely? longing for connections? looking for a relationship? maybe a place to talk about your unrealized passion in life? Let's create a work space, a therapy laboratory! Go on an inner journey; a journey to discover; an emotional archeological excavation! Lets listen to the deeper part of you, the unconscious, explore your dreams. Lets find the child part. Challenge yourself! Then take your show on the road! Try out your changes on the world. Your creative potential is waiting to be realized!
Feeling on the outside? isolated? lonely? longing for connections? looking for a relationship? maybe a place to talk about your unrealized passion in life? Let's create a work space, a therapy laboratory! Go on an inner journey; a journey to discover; an emotional archeological excavation! Lets listen to the deeper part of you, the unconscious, explore your dreams. Lets find the child part. Challenge yourself! Then take your show on the road! Try out your changes on the world. Your creative potential is waiting to be realized!
15 Second Videos
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![Photo of Lauren De Nitto, LCSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/49a48def-46cd-11ea-a6ad-06142c356176/2/320x400.jpeg)
Lauren De Nitto
Clinical Social Work/Therapist, LCSW
Verified Verified
1 Endorsed
Highland Park, CA 90042 (Online Only)
Welcome! I'm Lauren, and I'm looking forward to meeting you. The clients I see come to me for a variety of reasons. Some are having trouble adapting to a change or transition in thier life. Others are seeking to increase motivation or gain insight into patterns they would like to change. I've helped clients navigate tough relationship issues, develop better self confidence, and improve thier feeling of purpose during difficult times. I utilize an eclectic approach, incorporating cognitive behavioral, narrative and person centered therapy in order to help my clients feel better able to cope with what life throws at them.
Welcome! I'm Lauren, and I'm looking forward to meeting you. The clients I see come to me for a variety of reasons. Some are having trouble adapting to a change or transition in thier life. Others are seeking to increase motivation or gain insight into patterns they would like to change. I've helped clients navigate tough relationship issues, develop better self confidence, and improve thier feeling of purpose during difficult times. I utilize an eclectic approach, incorporating cognitive behavioral, narrative and person centered therapy in order to help my clients feel better able to cope with what life throws at them.
![Photo of Tina Marie Del Rosario, LCSW, MSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/688ffcb4-1219-4720-868e-7e39bd0528aa/1/320x400.jpeg)
Tina Marie Del Rosario
Clinical Social Work/Therapist, LCSW, MSW
Verified Verified
4 Endorsed
Highland Park, CA 90042
Do you feel like you aren't operating at your full potential? Do you experience thoughts and feelings that interfere with your life balance? Although there are many reasons one seeks therapy, it is often our desire to feel connection, contentment and happiness. We all have unique stories that have shaped us. I would like to work with you to discover all that has led you to your current situation. To guide and assist you in a journey that will allow you to operate from a place of acceptance, compassion, and understanding for self and others.
Do you feel like you aren't operating at your full potential? Do you experience thoughts and feelings that interfere with your life balance? Although there are many reasons one seeks therapy, it is often our desire to feel connection, contentment and happiness. We all have unique stories that have shaped us. I would like to work with you to discover all that has led you to your current situation. To guide and assist you in a journey that will allow you to operate from a place of acceptance, compassion, and understanding for self and others.
![Photo of Lauren Walden, LCSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/924edfb9-226f-4076-bca7-919a9aed7251/2/320x400.jpeg)
Lauren Walden
Clinical Social Work/Therapist, LCSW
Verified Verified
Highland Park, CA 90042 (Online Only)
Hello! I take a warm and direct approach to therapy as we journey through examining your life. I believe that exploring our core beliefs, relationships, and inner drives can lead to deeper connections to life and to others. I believe you have strengths you haven’t yet recognized in yourself; I believe in your ability to feel grounded, more connected, at ease and whole.
Hello! I take a warm and direct approach to therapy as we journey through examining your life. I believe that exploring our core beliefs, relationships, and inner drives can lead to deeper connections to life and to others. I believe you have strengths you haven’t yet recognized in yourself; I believe in your ability to feel grounded, more connected, at ease and whole.
![Photo of Norma Covarrubias, LMFT, Marriage & Family Therapist](https://photos.psychologytoday.com/ebe075ee-76fd-40e4-a895-80320283a0cd/2/320x400.jpeg)
Norma Covarrubias
Marriage & Family Therapist, LMFT
Verified Verified
1 Endorsed
Highland Park, CA 90042 (Online Only)
Welcome to a space where you can discover new perspectives and strategies to overcome life's challenges. As a trauma-informed, first-generation therapist, let me offer support you on your journey of self-discovery. My main goal is to help you work through intergenerational trauma and empower you to develop resilience and coping strategies for healing. Talk therapy can be the outlet you need to release and heal. I can offer you a safe space to break free from generational patterns. Today is the perfect day to start creating positive changes in your life!
Welcome to a space where you can discover new perspectives and strategies to overcome life's challenges. As a trauma-informed, first-generation therapist, let me offer support you on your journey of self-discovery. My main goal is to help you work through intergenerational trauma and empower you to develop resilience and coping strategies for healing. Talk therapy can be the outlet you need to release and heal. I can offer you a safe space to break free from generational patterns. Today is the perfect day to start creating positive changes in your life!
![Photo of Jacob Voogd - Voogd Family Therapy, LMFT, MMFT, Marriage & Family Therapist](https://photos.psychologytoday.com/4fc216c4-098d-434a-80e7-ebe3e365ba36/3/320x400.jpeg)
Voogd Family Therapy
Marriage & Family Therapist, LMFT, MMFT
Verified Verified
Highland Park, CA 90042
Accepting new clients! 11/03/23 Any of us can be overwhelmed at anytime and seeking help demonstrates your courage and commitment to yourself. After your consultation, we will begin to develop a treatment plan to tackle those specific areas you are looking to change. Here, you will learn to look at these challenges through different perspectives allowing you to gain better insight and awareness of how they are effecting you. These first few steps of your journey are crucial to the ongoing healing you may be looking for.
Accepting new clients! 11/03/23 Any of us can be overwhelmed at anytime and seeking help demonstrates your courage and commitment to yourself. After your consultation, we will begin to develop a treatment plan to tackle those specific areas you are looking to change. Here, you will learn to look at these challenges through different perspectives allowing you to gain better insight and awareness of how they are effecting you. These first few steps of your journey are crucial to the ongoing healing you may be looking for.
![Photo of Megan Elizabeth Irwin, LCSW, MSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/33b14ac9-94f9-4b0d-b78f-561522e0013e/3/320x400.jpeg)
Megan Elizabeth Irwin
Clinical Social Work/Therapist, LCSW, MSW
Verified Verified
Highland Park, CA 90042 (Online Only)
You have the ability to live a self determined life, free from the pain of your past. My approach to therapy is relationship driven, and rooted in helping you understand the way your attachment style and the different parts of your personality influence your relationships and behavior. We will work to understand how your past influences your present, and support new ways for you to respond to old triggers in a more self empowered way. I find I am especially good at supporting people who feel both "too much" and "not enough" at the same time. If that sounds like you, let's talk!
You have the ability to live a self determined life, free from the pain of your past. My approach to therapy is relationship driven, and rooted in helping you understand the way your attachment style and the different parts of your personality influence your relationships and behavior. We will work to understand how your past influences your present, and support new ways for you to respond to old triggers in a more self empowered way. I find I am especially good at supporting people who feel both "too much" and "not enough" at the same time. If that sounds like you, let's talk!
![Photo of Dr. Stacey Dodge, PsyD, Psychologist](https://photos.psychologytoday.com/eba074cc-ae74-4e85-b9c2-4b8dc9606aef/2/320x400.jpeg)
The weight of carrying too much will eventually break even the strongest down. It’s completely okay to feel overwhelmed by the struggles of the world and the personal challenges we each face but perhaps you’re ready to offload some of the weight and look for ways to better understand how to navigate these difficulties going forward. Showing up for yourself in therapy is a brave and powerful step towards healing. My approach is warm and empathic. I believe therapy works best when it is not prescribed as a ‘one size fits all’ but rather as a collaborative and individually tailored approach to accomplish each client’s unique goals.
The weight of carrying too much will eventually break even the strongest down. It’s completely okay to feel overwhelmed by the struggles of the world and the personal challenges we each face but perhaps you’re ready to offload some of the weight and look for ways to better understand how to navigate these difficulties going forward. Showing up for yourself in therapy is a brave and powerful step towards healing. My approach is warm and empathic. I believe therapy works best when it is not prescribed as a ‘one size fits all’ but rather as a collaborative and individually tailored approach to accomplish each client’s unique goals.
![Photo of Rachel Mukai, MA, AMFT, Marriage & Family Therapist Associate](https://photos.psychologytoday.com/3e7f5583-e24e-4bcb-b2d6-1071dece6478/2/320x400.jpeg)
Rachel Mukai
Marriage & Family Therapist Associate, MA, AMFT
Verified Verified
Highland Park, CA 90042
Are you looking for a queer feminist therapist who is as passionate about LGBTQIA+ rights, fat liberation, and healing from religious trauma as they are about Chappell Roan? If so, then you’ve come to the right place! I specialize in helping people navigate the ups and downs of identity, body image, and spiritual recovery with a mix of deep insight and a dash of humor. Whether you're grappling with society’s latest fad diets, questioning long-held religious beliefs, or just trying to figure out where you fit in the ever-expanding rainbow of human experience, I’m here to help you find your path—and have a few laughs along the way.
Are you looking for a queer feminist therapist who is as passionate about LGBTQIA+ rights, fat liberation, and healing from religious trauma as they are about Chappell Roan? If so, then you’ve come to the right place! I specialize in helping people navigate the ups and downs of identity, body image, and spiritual recovery with a mix of deep insight and a dash of humor. Whether you're grappling with society’s latest fad diets, questioning long-held religious beliefs, or just trying to figure out where you fit in the ever-expanding rainbow of human experience, I’m here to help you find your path—and have a few laughs along the way.
![Photo of Adriana Valdez, LCSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/ee42279a-e5cc-4223-ae00-bcdc370153a5/8/320x400.jpeg)
Adriana Valdez
Clinical Social Work/Therapist, LCSW
Verified Verified
1 Endorsed
Highland Park, CA 90042 (Online Only)
Often, people enter therapy feeling overwhelmed by various stressors in their lives. These stressors can manifest in different forms. Many people may not initially realize the profound impact these stressors can have on their overall health. Therapy provides a safe & confidential space for self-discovery, reflection, & the development of coping strategies to navigate life's challenges.
Often, people enter therapy feeling overwhelmed by various stressors in their lives. These stressors can manifest in different forms. Many people may not initially realize the profound impact these stressors can have on their overall health. Therapy provides a safe & confidential space for self-discovery, reflection, & the development of coping strategies to navigate life's challenges.
See more therapy options for Highland Park
Nearby Aetna Therapists Searches for Highland Park
- Alhambra
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- Glendale
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Aetna Therapists
Does insurance cover therapy, prescriptions and other behavioral health services?
In general, yes. Laws in the U.S. require insurers to cover essential behavioral health care at the same level as other health care services. Most health plans require a medical diagnosis and treatments that are evidence based and medically essential. This means that life coaching and alternative therapies are not covered, nor is therapy without a diagnosis. Call the number on the back or your insurance card or visit your insurance company's website to review your Summary of Benefits. If you have insurance through your employer, your Human Resources department may also be able to answer questions.
How much does therapy cost with insurance?
The cost of therapy depends on your region, how much training and experience your therapist has, and the type of treatment. The rate for talk therapy generally falls between $100 and $250. For a client seeing an in-network provider, the cost of therapy is often similar to the cost of other health care services. Clients pay co-pays and may need to satisfy a plan’s deductible before benefits kick in.
What is the difference between In-Network and Out-of-Network insurance coverage?
An in-network provider has contracted with an insurer to get paid directly for services, and to accept the insurer’s rate of compensation. Clients are responsible for deductibles and copays. If a therapist is out of network, that means that the client pays the therapist directly for services at the therapist’s regular fee. Out-of-Network providers often give clients a receipt so that they can file for partial reimbursement with their insurance company.
Is it difficult to find an In-Network therapist?
It is not unusual for therapists to limit the number of insurance patients in their practice, so it’s important to check in-network availability when you schedule your first appointment. In regions and times where therapy is in high demand it may take longer to get scheduled with an in-network therapist.
What is the difference between HMO and PPO insurance plans?
HMO health plans only cover in-network services, there is no reimbursement for out-of-network providers. PPO plans often cover both in- and out-of-network services, though the client may pay more for out-of-network services.
What is a Superbill?
A superbill is a receipt for therapy services. It provides all the information required by insurance companies to reimburse you for out-of-network services, including the diagnostic codes for your care, the amount paid, and the dates and duration of care.
Does insurance cover Online therapy?
Many therapists who shifted their practice to online therapy during the pandemic have kept that arrangement. And most insurers continue to cover telehealth services, with a few exceptions. Preventive care (such as an annual depression screening) is often required to be in-person to be covered, and some states require prescribers of controlled substances to see those patients in person.
Does insurance cover Group therapy?
Many insurance plans provide coverage for group therapy provided there is a medical diagnosis for group members, but there are some noteworthy exceptions. For example, Medicare does not always cover group therapy. Group therapy tends to cost less than individual therapy.
Does insurance cover Couples therapy?
Most insurance companies do not cover the cost of couples therapy because there is no medical diagnosis or medically necessary treatment. However, a few plans will offer a limited benefit, so it is still worth checking with your insurance company. Sometimes therapy is covered for a couple when one person has a diagnosis and another family member joins them for joint therapy, but it is considered therapy for the medical condition that includes a family member as a listener or helper, not couples counseling. Without insurance, most clients pay between $100-300 per 60-90 min session for couples therapy. Often clients can find classes or workshops that make it more affordable to work on their relationship. And some employers offer Employee Assistance Plans that help defray the cost of couples therapy.
What is an Employee Assistance Plan (EAP)?
Employee Assistance Plans are purchased by employers for the benefit of their employees. EAPs typically assist employees with referrals and may also provide the first few sessions of therapy free of charge, with the patient's regular health insurance kicking in after those initial sessions. EAP benefits often apply to all types of therapy without the need for a medical diagnosis, making it easier to access couples therapy, therapy for life transitions, and other non-medical counseling. Just as with standard health insurance, clients should always check that a provider accepts their EAP benefits before scheduling.
Learn more about Insurance Coverage and Finding Affordable Therapy
Learn more about Insurance Coverage and Finding Affordable Therapy