Aetna Therapists in Cardiff By The Sea, CA
![Photo of Daniel McGrath, MFT, Marriage & Family Therapist](https://photos.psychologytoday.com/3eaa6070-46cd-11ea-a6ad-06142c356176/2/320x400.jpeg)
Feeling overwhelmed with managing in this fast paced world? Life is complex and it's often hard to handle the situations we face each day. Whether figuring out what to do about challenging children, issues in a close relationship, or which way to go as you move forward in life, uncertainties can stop anyone in their tracks. Few things are worse than feeling stuck and struggling when it seems like everyone else has it all figured out. It doesn't have to be that way. Things change, children mature, and if we're watching we find opportunities to heal, learn, and grow.
Feeling overwhelmed with managing in this fast paced world? Life is complex and it's often hard to handle the situations we face each day. Whether figuring out what to do about challenging children, issues in a close relationship, or which way to go as you move forward in life, uncertainties can stop anyone in their tracks. Few things are worse than feeling stuck and struggling when it seems like everyone else has it all figured out. It doesn't have to be that way. Things change, children mature, and if we're watching we find opportunities to heal, learn, and grow.
![Photo of Hayley Silverman, PsyD, Psychologist](https://photos.psychologytoday.com/3c45f77d-46cd-11ea-a6ad-06142c356176/3/320x400.jpeg)
The most useful tool in psychotherapy is a thoughtful, interactive dialogue. My goal is to engage clients using their unique strengths and experience, in order to help them create a life that is meaningul to them.
The most useful tool in psychotherapy is a thoughtful, interactive dialogue. My goal is to engage clients using their unique strengths and experience, in order to help them create a life that is meaningul to them.
![Photo of David Sobel, LCSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/be45df51-fe22-4356-90d5-c8d453ebdf20/2/320x400.jpeg)
David Sobel
Clinical Social Work/Therapist, LCSW
Verified Verified
1 Endorsed
Cardiff By The Sea, CA 92007
I have over 30 years of experience working with private practice clients, in-patient medical and psychiatric patients, and Employee Assistance Counseling (EAP). I have worked with clients with a wide range of concerns including depression, anxiety-related issues, parenting problems, career challenges, adjustment to illness, and end of life issues. I have also helped many people who have experienced physical, sexual, or emotional trauma as adults or children. My counseling style is relaxed, accepting, client-focused and non-judgmental. I focus on the client's existing strengths and coping skills.
I have over 30 years of experience working with private practice clients, in-patient medical and psychiatric patients, and Employee Assistance Counseling (EAP). I have worked with clients with a wide range of concerns including depression, anxiety-related issues, parenting problems, career challenges, adjustment to illness, and end of life issues. I have also helped many people who have experienced physical, sexual, or emotional trauma as adults or children. My counseling style is relaxed, accepting, client-focused and non-judgmental. I focus on the client's existing strengths and coping skills.
![Photo of Katherine Queiroz, LCSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/67234bd6-e0da-45bd-8489-f429ea5897b2/2/320x400.png)
Katherine Queiroz
Clinical Social Work/Therapist, LCSW
Verified Verified
1 Endorsed
Cardiff By The Sea, CA 92007 (Online Only)
Hello and Welcome! As a therapist with experience in various settings, I bring a wealth of knowledge and skills to my practice. With a deep commitment to helping my clients take care of their mental health, I provide a supportive and non-judgmental environment where you can explore your thoughts, feelings, and behaviors. I have extensive experience working with a diverse range of individuals and groups, including children, adolescents, and adults. Ultimately, my goal is to help my clients build the skills and resilience they need to cope with life's challenges and achieve optimal mental health and well-being.
Hello and Welcome! As a therapist with experience in various settings, I bring a wealth of knowledge and skills to my practice. With a deep commitment to helping my clients take care of their mental health, I provide a supportive and non-judgmental environment where you can explore your thoughts, feelings, and behaviors. I have extensive experience working with a diverse range of individuals and groups, including children, adolescents, and adults. Ultimately, my goal is to help my clients build the skills and resilience they need to cope with life's challenges and achieve optimal mental health and well-being.
![Photo of Luann Skolnik, LCSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/2c2eddb5-cfbf-4777-b11a-1a5d3c9fb45c/1/320x400.jpeg)
Hi there, I'm LuAnn, a licensed clinical social worker. I have been in practice for over 20 years. I help individuals with issues like depression, anxiety, relationship issues, aging, life coaching, and more. I utilize CBT, IFS, Therapeutic Tapping for anxiety, EMDR, and supportive and empowering treatment modalities. One of my goals is not to create blame but to open up to self-compassion as a way to move forward. I help people explore their past as a way of providing information that will help you create new possibilities. The past does not have to define you; your actions, dreams, and hopes will move you forward on your journey.
Hi there, I'm LuAnn, a licensed clinical social worker. I have been in practice for over 20 years. I help individuals with issues like depression, anxiety, relationship issues, aging, life coaching, and more. I utilize CBT, IFS, Therapeutic Tapping for anxiety, EMDR, and supportive and empowering treatment modalities. One of my goals is not to create blame but to open up to self-compassion as a way to move forward. I help people explore their past as a way of providing information that will help you create new possibilities. The past does not have to define you; your actions, dreams, and hopes will move you forward on your journey.
![Photo of Erica Laks, LMFT, Marriage & Family Therapist](https://photos.psychologytoday.com/8b393d65-20ae-4f6f-b35e-2af764344e9a/2/320x400.png)
Erica Laks
Marriage & Family Therapist, LMFT
Verified Verified
2 Endorsed
Cardiff By The Sea, CA 92007 (Online Only)
Throughout my career as a therapist, I have worked with individuals, families, and couples to navigate through difficult times. With compassion and understanding, I work to create a warm and safe environment so that each individual can build upon their strengths in order to attain the personal growth that they are committed to accomplishing in their lives. In a collaborative environment, support and practical feedback will be offered that effectively addresses personal life challenges. I incorporate complimentary techniques to offer a tailored approach that is personalized to each client.
Throughout my career as a therapist, I have worked with individuals, families, and couples to navigate through difficult times. With compassion and understanding, I work to create a warm and safe environment so that each individual can build upon their strengths in order to attain the personal growth that they are committed to accomplishing in their lives. In a collaborative environment, support and practical feedback will be offered that effectively addresses personal life challenges. I incorporate complimentary techniques to offer a tailored approach that is personalized to each client.
![Photo of Colleen Mullen, PsyD, LMFT, Marriage & Family Therapist](https://photos.psychologytoday.com/41f67c1b-6ef3-4643-b548-7249a1fe1955/1/320x400.jpeg)
Colleen Mullen
Marriage & Family Therapist, PsyD, LMFT
Verified Verified
6 Endorsed
Cardiff By The Sea, CA 92007 (Online Only)
Aug-12/24 No appointments available. Do you struggle between doing it all while also feeling like, "Why do I bother?" Life can be overwhelming. When you've been in "go mode" forever it's difficult to find time to even think about what you might want from your life. I have a deep understanding of the unique struggles faced by ambitious perfectionists. The constant pursuit of excellence can lead to burnout and strain on personal relationships. If you find it difficult to maintain a healthy work-life balance and want to learn to manage the chaos in your life to feel more fulfilled and have more time for what makes you happy, call me.
Aug-12/24 No appointments available. Do you struggle between doing it all while also feeling like, "Why do I bother?" Life can be overwhelming. When you've been in "go mode" forever it's difficult to find time to even think about what you might want from your life. I have a deep understanding of the unique struggles faced by ambitious perfectionists. The constant pursuit of excellence can lead to burnout and strain on personal relationships. If you find it difficult to maintain a healthy work-life balance and want to learn to manage the chaos in your life to feel more fulfilled and have more time for what makes you happy, call me.
![Photo of Jenna Suway, PhD, Psychologist](https://photos.psychologytoday.com/32a938c8-b023-44cb-9534-1758d03751c2/2/320x400.jpeg)
I help adolescents and adults navigate difficulties in their lives. Some of the treatment areas in which I work relate to identity, anxiety, transitions, values, trauma, and mood. My goal is to create an open and safe environment from which to explore, process, and learn. It is an honor to get to know you and to work collaboratively to address whatever brings you to therapy. I look forward to talking with you.
I help adolescents and adults navigate difficulties in their lives. Some of the treatment areas in which I work relate to identity, anxiety, transitions, values, trauma, and mood. My goal is to create an open and safe environment from which to explore, process, and learn. It is an honor to get to know you and to work collaboratively to address whatever brings you to therapy. I look forward to talking with you.
![Photo of Gina Janc: Therapy For Women And Adolescents, LMFT, Marriage & Family Therapist](https://photos.psychologytoday.com/aa15ffa5-53b2-478a-99e6-06330447a586/3/320x400.jpeg)
Gina Janc: Therapy For Women And Adolescents
Marriage & Family Therapist, LMFT
Verified Verified
Cardiff By The Sea, CA 92007
Welcome! I’m a therapist with a deep commitment to supporting women on their journey through motherhood and beyond. My specialization lies in helping mothers heal their younger selves—their inner child—so they can parent with authenticity and centeredness, rather than feeling triggered by past experiences. In addition to my work with mothers, I also bring extensive experience in supporting teens who are facing the challenges of anxiety, depression, school-related stress, and peer pressure. I provide a safe space where teens can explore their feelings, build resilience, and develop healthy coping strategies.
Welcome! I’m a therapist with a deep commitment to supporting women on their journey through motherhood and beyond. My specialization lies in helping mothers heal their younger selves—their inner child—so they can parent with authenticity and centeredness, rather than feeling triggered by past experiences. In addition to my work with mothers, I also bring extensive experience in supporting teens who are facing the challenges of anxiety, depression, school-related stress, and peer pressure. I provide a safe space where teens can explore their feelings, build resilience, and develop healthy coping strategies.
![Photo of Azita Hickey, PhD, Psychologist](https://photos.psychologytoday.com/4c5927d7-46cd-11ea-a6ad-06142c356176/1/320x400.jpeg)
Azita Hickey
Psychologist, PhD
Verified Verified
13 Endorsed
Cardiff By The Sea, CA 92007 (Online Only)
Hello! I am a licensed clinical psychologist that utilizes evidenced based treatment modalities to help you manage stress, depression, anxiety, grief, identity conflicts, and perinatal mental health. I can help you navigate relationship difficulties, managing chronic stress, conquering perfectionism, and finding the balance you seek in life. Life is full of transitions, and I'm dedicated to being your support through them all, whether you're facing graduation, considering a career change, navigating the complexities of breakups and relationships, or dealing with the with the uncertainties of parenthood and fertility.
Hello! I am a licensed clinical psychologist that utilizes evidenced based treatment modalities to help you manage stress, depression, anxiety, grief, identity conflicts, and perinatal mental health. I can help you navigate relationship difficulties, managing chronic stress, conquering perfectionism, and finding the balance you seek in life. Life is full of transitions, and I'm dedicated to being your support through them all, whether you're facing graduation, considering a career change, navigating the complexities of breakups and relationships, or dealing with the with the uncertainties of parenthood and fertility.
More Therapists Nearby
![Photo of Sang Wu, LMFT, Marriage & Family Therapist](https://photos.psychologytoday.com/4a610633-32a5-47a4-bb82-bde742582aa9/1/320x400.jpeg)
Hello, my name is Sang Wu and I am a Licensed Marriage and Family Therapist (LMFT) based in California. I received my Masters from Alliant International University and have been practicing for nine years. I work with adults who feel stuck in their current lives, and individuals who struggle with anxiety and depression. I assist in helping them navigate crucial moments, difficult forks in the road of life, uncertain futures, and help them live their best lives.
Hello, my name is Sang Wu and I am a Licensed Marriage and Family Therapist (LMFT) based in California. I received my Masters from Alliant International University and have been practicing for nine years. I work with adults who feel stuck in their current lives, and individuals who struggle with anxiety and depression. I assist in helping them navigate crucial moments, difficult forks in the road of life, uncertain futures, and help them live their best lives.
![Photo of Susana Atsatt, LMFT, Marriage & Family Therapist](https://photos.psychologytoday.com/ab964f55-fc8d-4fdb-bcca-8dfc5245ea95/2/320x400.jpeg)
Susana Atsatt
Marriage & Family Therapist, LMFT
Verified Verified
Solana Beach, CA 92075 (Online Only)
Susana is a bilingual (Spanish & English) Therapist. She is committed to helping people work toward their goals, heal emotional wounds, and achieve more clarity, meaning, and/or agency in their lives.
Susana is a bilingual (Spanish & English) Therapist. She is committed to helping people work toward their goals, heal emotional wounds, and achieve more clarity, meaning, and/or agency in their lives.
![Photo of Sara Provence, LMFT, Marriage & Family Therapist](https://photos.psychologytoday.com/2ad39d0e-883f-4ad6-aba4-23e1c3c41a13/3/320x400.jpeg)
Sara Provence
Marriage & Family Therapist, LMFT
Verified Verified
2 Endorsed
Encinitas, CA 92024 (Online Only)
“A real sign of progress is when we no longer punish ourselves for our imperfections” - Young Pueblo. I believe that oftentimes our perceived “imperfections” hold stories of pain endured, and that acknowledging their existence, instead of hiding them away can be the first step towards healing. This, however, can be one of the most challenging things to do, as it requires unlearning sometimes lifetimes of messaging from the world around us. Issues such as depression, anxiety and trauma can cause us to feel off, disjointed and as though we need to “fix” the parts of us we perceive as imperfect.
“A real sign of progress is when we no longer punish ourselves for our imperfections” - Young Pueblo. I believe that oftentimes our perceived “imperfections” hold stories of pain endured, and that acknowledging their existence, instead of hiding them away can be the first step towards healing. This, however, can be one of the most challenging things to do, as it requires unlearning sometimes lifetimes of messaging from the world around us. Issues such as depression, anxiety and trauma can cause us to feel off, disjointed and as though we need to “fix” the parts of us we perceive as imperfect.
![Photo of Karina I Rico, MA, LMFT](https://photos.psychologytoday.com/372afaa2-ecaa-4093-b2c0-b934cbbe27af/1/320x400.jpeg)
Hi, I'm a Licensed Marriage and Family Therapist based in California. I received my Masters Degree from National University and have been practicing for 5+ years.
Hi, I'm a Licensed Marriage and Family Therapist based in California. I received my Masters Degree from National University and have been practicing for 5+ years.
![Photo of Laura Egli, LMFT, Marriage & Family Therapist](https://photos.psychologytoday.com/bee71055-7648-4628-8dce-b3ea18343e35/1/320x400.jpeg)
I am a Licensed Marriage and Family Therapist and a Registered Art Therapist. I received my Master of Arts in Marriage and Family Therapy from Notre Dame de Namur University. Classes in the MFT program also met the requirements for the American Art therapy Association for art therapy. I have experience in Acceptance and Commitment Therapy (ACT) supporting clients in gaining a healthier relationship with their thoughts and feelings.
I am a Licensed Marriage and Family Therapist and a Registered Art Therapist. I received my Master of Arts in Marriage and Family Therapy from Notre Dame de Namur University. Classes in the MFT program also met the requirements for the American Art therapy Association for art therapy. I have experience in Acceptance and Commitment Therapy (ACT) supporting clients in gaining a healthier relationship with their thoughts and feelings.
![Photo of Cathy Alicia Ruffin-Melton - Speak 2 Thrive Therapy, LICSW, LCSW-C, Clinical Social Work/Therapist](https://photos.psychologytoday.com/9ff9e77c-e3e1-43f7-8fb9-58f2d1cb2371/1/320x400.jpeg)
Speak 2 Thrive Therapy
Clinical Social Work/Therapist, LICSW, LCSW-C
Verified Verified
Solana Beach, CA 92075 (Online Only)
At Speak 2 Thrive Therapy, you can expect a counseling style that is warm, collaborative and relational. I will create a safe and supportive space to hear your story, explore difficulties, collaborate and guide with the understanding that you are the expert of your own life. I use therapy designed to meet your individual needs and goals. I focus in the areas of anxiety, depression, relationships, life transitions, trauma and loss. I use a biopsychosocial approach which recognizes the importance of addressing the interaction between physical, psychological and social factors in both the prevention and management of disease.
At Speak 2 Thrive Therapy, you can expect a counseling style that is warm, collaborative and relational. I will create a safe and supportive space to hear your story, explore difficulties, collaborate and guide with the understanding that you are the expert of your own life. I use therapy designed to meet your individual needs and goals. I focus in the areas of anxiety, depression, relationships, life transitions, trauma and loss. I use a biopsychosocial approach which recognizes the importance of addressing the interaction between physical, psychological and social factors in both the prevention and management of disease.
![Photo of Ashton Hart, BSHS, MA, LMFT, Marriage & Family Therapist](https://photos.psychologytoday.com/961bcd4d-63c7-4dbe-b53d-c311700e343d/3/320x400.jpeg)
Ashton Hart
Marriage & Family Therapist, BSHS, MA, LMFT
Verified Verified
1 Endorsed
Solana Beach, CA 92075 (Online Only)
I approach my clients with a warm and open mind. It is important to have a safe space to discuss sensitive issues without judgment. I provide therapy services to clients who are struggling with an array of different life stressors. I am here to offer you support whether it is for a few sessions to work on a specific topic, or you are looking for long-term support. I have a flexible schedule offering online video sessions and will do my best to work with your specific needs, whether that be weekly, biweekly, or monthly sessions.
I approach my clients with a warm and open mind. It is important to have a safe space to discuss sensitive issues without judgment. I provide therapy services to clients who are struggling with an array of different life stressors. I am here to offer you support whether it is for a few sessions to work on a specific topic, or you are looking for long-term support. I have a flexible schedule offering online video sessions and will do my best to work with your specific needs, whether that be weekly, biweekly, or monthly sessions.
![Photo of Anna Axotis, LMFT, Marriage & Family Therapist](https://photos.psychologytoday.com/238a0271-0767-47fd-9659-d255bf40599e/2/320x400.jpeg)
Life doesn't always go the way we planned in our heads. Sometimes we are thrown curveballs, presented with a transition we didn't choose, or maybe notice that stress has caught up to us. If you find you could use a space to think out loud, gain insight, develop strategies to move forward and reset your focus I would love to offer that to you.
Life doesn't always go the way we planned in our heads. Sometimes we are thrown curveballs, presented with a transition we didn't choose, or maybe notice that stress has caught up to us. If you find you could use a space to think out loud, gain insight, develop strategies to move forward and reset your focus I would love to offer that to you.
![Photo of Cicily Baird, LMFT, LAADC, CCTP, Marriage & Family Therapist](https://photos.psychologytoday.com/2200d282-fb24-4d14-9d96-0aa6226f4e8d/2/320x400.jpeg)
Cicily Baird
Marriage & Family Therapist, LMFT, LAADC, CCTP
Verified Verified
Solana Beach, CA 92075
Is life getting to be overwhelming? Or has it been for a while now? Want something to be different, but don't know where to start? I would love to help you! I will work with you to provide a non-judgmental and genuine space for you to practice being vulnerable about everything you have been sitting with. My ideal client is someone who is open-minded, wanting to change (but might not know how), a good sense of humor, and doesn't mind a cuss word here or there. I want to work with you as you are the expert on your lived experience.
Is life getting to be overwhelming? Or has it been for a while now? Want something to be different, but don't know where to start? I would love to help you! I will work with you to provide a non-judgmental and genuine space for you to practice being vulnerable about everything you have been sitting with. My ideal client is someone who is open-minded, wanting to change (but might not know how), a good sense of humor, and doesn't mind a cuss word here or there. I want to work with you as you are the expert on your lived experience.
![Photo of Ana Koh, LCSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/3f6fbd49-112d-4bd6-a6a9-b46013742173/1/320x400.jpeg)
Hello, I am so happy you are here! My name is Ana, and I am a bilingual Licensed Clinical Social Worker in California. I have experience working with, Teens, and adults. I have extensive experience with diverse populations in medical, group and community settings.
Hello, I am so happy you are here! My name is Ana, and I am a bilingual Licensed Clinical Social Worker in California. I have experience working with, Teens, and adults. I have extensive experience with diverse populations in medical, group and community settings.
See more therapy options for Cardiff By The Sea
Nearby Aetna Therapists Searches for Cardiff By The Sea
- Bonsall
- Cardiff
- Del Mar
- Encinitas
- Escondido
- La Jolla
- Oceanside
- Poway
- Rancho Santa Fe
- San Marcos
- Solana Beach
- Vista
Aetna Therapists
Does insurance cover therapy, prescriptions and other behavioral health services?
In general, yes. Laws in the U.S. require insurers to cover essential behavioral health care at the same level as other health care services. Most health plans require a medical diagnosis and treatments that are evidence based and medically essential. This means that life coaching and alternative therapies are not covered, nor is therapy without a diagnosis. Call the number on the back or your insurance card or visit your insurance company's website to review your Summary of Benefits. If you have insurance through your employer, your Human Resources department may also be able to answer questions.
How much does therapy cost with insurance?
The cost of therapy depends on your region, how much training and experience your therapist has, and the type of treatment. The rate for talk therapy generally falls between $100 and $250. For a client seeing an in-network provider, the cost of therapy is often similar to the cost of other health care services. Clients pay co-pays and may need to satisfy a plan’s deductible before benefits kick in.
What is the difference between In-Network and Out-of-Network insurance coverage?
An in-network provider has contracted with an insurer to get paid directly for services, and to accept the insurer’s rate of compensation. Clients are responsible for deductibles and copays. If a therapist is out of network, that means that the client pays the therapist directly for services at the therapist’s regular fee. Out-of-Network providers often give clients a receipt so that they can file for partial reimbursement with their insurance company.
Is it difficult to find an In-Network therapist?
It is not unusual for therapists to limit the number of insurance patients in their practice, so it’s important to check in-network availability when you schedule your first appointment. In regions and times where therapy is in high demand it may take longer to get scheduled with an in-network therapist.
What is the difference between HMO and PPO insurance plans?
HMO health plans only cover in-network services, there is no reimbursement for out-of-network providers. PPO plans often cover both in- and out-of-network services, though the client may pay more for out-of-network services.
What is a Superbill?
A superbill is a receipt for therapy services. It provides all the information required by insurance companies to reimburse you for out-of-network services, including the diagnostic codes for your care, the amount paid, and the dates and duration of care.
Does insurance cover Online therapy?
Many therapists who shifted their practice to online therapy during the pandemic have kept that arrangement. And most insurers continue to cover telehealth services, with a few exceptions. Preventive care (such as an annual depression screening) is often required to be in-person to be covered, and some states require prescribers of controlled substances to see those patients in person.
Does insurance cover Group therapy?
Many insurance plans provide coverage for group therapy provided there is a medical diagnosis for group members, but there are some noteworthy exceptions. For example, Medicare does not always cover group therapy. Group therapy tends to cost less than individual therapy.
Does insurance cover Couples therapy?
Most insurance companies do not cover the cost of couples therapy because there is no medical diagnosis or medically necessary treatment. However, a few plans will offer a limited benefit, so it is still worth checking with your insurance company. Sometimes therapy is covered for a couple when one person has a diagnosis and another family member joins them for joint therapy, but it is considered therapy for the medical condition that includes a family member as a listener or helper, not couples counseling. Without insurance, most clients pay between $100-300 per 60-90 min session for couples therapy. Often clients can find classes or workshops that make it more affordable to work on their relationship. And some employers offer Employee Assistance Plans that help defray the cost of couples therapy.
What is an Employee Assistance Plan (EAP)?
Employee Assistance Plans are purchased by employers for the benefit of their employees. EAPs typically assist employees with referrals and may also provide the first few sessions of therapy free of charge, with the patient's regular health insurance kicking in after those initial sessions. EAP benefits often apply to all types of therapy without the need for a medical diagnosis, making it easier to access couples therapy, therapy for life transitions, and other non-medical counseling. Just as with standard health insurance, clients should always check that a provider accepts their EAP benefits before scheduling.
Learn more about Insurance Coverage and Finding Affordable Therapy
Learn more about Insurance Coverage and Finding Affordable Therapy