BlueCross BlueShield Therapists in Campbell, CA
![Photo of Mary Stein, LMFT, Marriage & Family Therapist](https://photos.psychologytoday.com/4993d851-3c00-4569-94dc-7f650ade97ab/1/320x400.jpeg)
Thank you for your interest in therapy. I am Mary Stein, a licensed Marriage and Family Therapist (LMFT). For over twenty years, I have enjoyed working with individuals, couples, and families. In particular, my work includes helping clients who are experiencing symptoms of anxiety, depression, trauma, abuse, grief, and life challenges. My counseling style is warm, accepting, and interactive. I believe in being respectful, kind and providing a safe environment and positive feedback for each client.
Thank you for your interest in therapy. I am Mary Stein, a licensed Marriage and Family Therapist (LMFT). For over twenty years, I have enjoyed working with individuals, couples, and families. In particular, my work includes helping clients who are experiencing symptoms of anxiety, depression, trauma, abuse, grief, and life challenges. My counseling style is warm, accepting, and interactive. I believe in being respectful, kind and providing a safe environment and positive feedback for each client.
![Photo of Monique Brando, LMFT, Marriage & Family Therapist](https://photos.psychologytoday.com/fd872922-3fb1-4823-b4f6-9d36229acfe7/1/320x400.jpeg)
Are you currently experiencing challenges in your life? We all have them, and some we are faced with can feel pretty big, and we don't have to face them alone. When these challenges prevent you from functioning in important areas of your life, and leave you feeling as life is just passing you by, reaching out for help is one of the most courageous things you can do. Much of my experience is working with adolescents, families, and individuals, who experience everything from relationship issues, depression, anxiety, trauma, ADHD, and stress, to name a few. I have worked in Outpatient community settings, schools, homes, and telehealth.
Are you currently experiencing challenges in your life? We all have them, and some we are faced with can feel pretty big, and we don't have to face them alone. When these challenges prevent you from functioning in important areas of your life, and leave you feeling as life is just passing you by, reaching out for help is one of the most courageous things you can do. Much of my experience is working with adolescents, families, and individuals, who experience everything from relationship issues, depression, anxiety, trauma, ADHD, and stress, to name a few. I have worked in Outpatient community settings, schools, homes, and telehealth.
![Photo of Kaye Bishop, MA, MFT, Marriage & Family Therapist](https://photos.psychologytoday.com/4bb8e43e-46cd-11ea-a6ad-06142c356176/2/320x400.jpeg)
I had the great privilege of training with Virginia Satir, a pioneer in a Systems approach to therapy. This approach examines how early learning in the family-of-origin, affects present day behavior. The many concepts she shared about people, how we can change and grow, have have been influential to me personally and inform my work. My wish is to share with others how to better communicate, improve relationships with self and others and, not only better cope with life challenges, but thrive. I join with clients to create a safe atmosphere where people can risk and grow.
I had the great privilege of training with Virginia Satir, a pioneer in a Systems approach to therapy. This approach examines how early learning in the family-of-origin, affects present day behavior. The many concepts she shared about people, how we can change and grow, have have been influential to me personally and inform my work. My wish is to share with others how to better communicate, improve relationships with self and others and, not only better cope with life challenges, but thrive. I join with clients to create a safe atmosphere where people can risk and grow.
![Photo of Phoebe Pantaleon, LMFT, Marriage & Family Therapist](https://photos.psychologytoday.com/cff09bcc-2ec7-4081-8594-7de6152ab8c1/1/320x400.png)
Hello! My name is Phoebe Pantaleon, a Licensed Marriage Family Therapist (LMFT) in California. I have worked in this field since 2015 in various behavioral and mental health clinics, along with all levels of recovery treatment centers with addiction and dual diagnoses. I’m currently in schooling for my Doctorate (PhD) in General Psychology with a Counseling specialization.
Hello! My name is Phoebe Pantaleon, a Licensed Marriage Family Therapist (LMFT) in California. I have worked in this field since 2015 in various behavioral and mental health clinics, along with all levels of recovery treatment centers with addiction and dual diagnoses. I’m currently in schooling for my Doctorate (PhD) in General Psychology with a Counseling specialization.
![Photo of Michelle Samuelson, LMFT, Marriage & Family Therapist](https://photos.psychologytoday.com/65984970-7468-4668-8ab4-62a08bbd145a/1/320x400.png)
I am Michelle Samuelson, a Licensed Marriage and Family Therapist in the state of California. I have over 15 years experience in the mental health field. I have extensive experience working with the military community. I see adults individually who may be in a life transition/adjustment in employment, relationships or health. I also see individuals experiencing general relationship issues who want to address the internal or external barriers they are currently struggling with. With a heart to serve others, I was led into this profession and now I look forward to meeting you.
I am Michelle Samuelson, a Licensed Marriage and Family Therapist in the state of California. I have over 15 years experience in the mental health field. I have extensive experience working with the military community. I see adults individually who may be in a life transition/adjustment in employment, relationships or health. I also see individuals experiencing general relationship issues who want to address the internal or external barriers they are currently struggling with. With a heart to serve others, I was led into this profession and now I look forward to meeting you.
![Photo of Janelle Schmidt, MA, LMFT, Marriage & Family Therapist](https://photos.psychologytoday.com/3cf8df23-46cd-11ea-a6ad-06142c356176/2/320x400.jpeg)
Many people lead busy lives. It's easy to lose direction and feel disconnected from yourself or others. There are times when life 'pulls the rug out from under you' and you need a some help to get moving in the direction you want to go. Perhaps you need more support and aren't feeling resilient enough to cope. You may be longing for a happy, fulfilling life; yet struggle because your important relationships aren't working. For example, your home life is being impacted by parenting issues. You may need help with communicating in a way to be heard by others and learning how you can make the changes you want in your life.
Many people lead busy lives. It's easy to lose direction and feel disconnected from yourself or others. There are times when life 'pulls the rug out from under you' and you need a some help to get moving in the direction you want to go. Perhaps you need more support and aren't feeling resilient enough to cope. You may be longing for a happy, fulfilling life; yet struggle because your important relationships aren't working. For example, your home life is being impacted by parenting issues. You may need help with communicating in a way to be heard by others and learning how you can make the changes you want in your life.
![Photo of Denise Holmes, LCSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/ca463954-db28-41fe-bb7d-1e444ebaa7f7/1/320x400.jpeg)
My name is Denise Holmes, and I'm a Licensed Clinical Social Worker who works with adults and seniors in a number of different specialty areas, including anxiety, depression, medical stress, life adjustments, trauma, goal planning, life transitions, relationships, aging, stress management, and trauma. My treatment approach is eclectic, including Cognitive Behavioral Therapy (CBT), Solution Focused, Narrative and Psychodynamic Theory. My style is empathetic, nonjudgmental, interactive, and collaborative.
My name is Denise Holmes, and I'm a Licensed Clinical Social Worker who works with adults and seniors in a number of different specialty areas, including anxiety, depression, medical stress, life adjustments, trauma, goal planning, life transitions, relationships, aging, stress management, and trauma. My treatment approach is eclectic, including Cognitive Behavioral Therapy (CBT), Solution Focused, Narrative and Psychodynamic Theory. My style is empathetic, nonjudgmental, interactive, and collaborative.
![Photo of Natalie Stockton, LCSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/465bd14b-c740-49d7-897c-3dbcf96b2f8c/1/320x400.jpeg)
Hi! My name is Natalie Stockton. I am a licensed clinical social worker with an additional certification of Social Worker in Healthcare and WPATH training. I strive to empower my clients to make positive changes by meeting them where they are at, providing empathy, compassion, and positive support. My approach is to be strengths-based and client-centered. Areas of experience include but are not limited to depression, anxiety, grief, end-of-life issues, LGTBQ, gender-affirming care, relationship challenges, boundaries, and self-worth.
Hi! My name is Natalie Stockton. I am a licensed clinical social worker with an additional certification of Social Worker in Healthcare and WPATH training. I strive to empower my clients to make positive changes by meeting them where they are at, providing empathy, compassion, and positive support. My approach is to be strengths-based and client-centered. Areas of experience include but are not limited to depression, anxiety, grief, end-of-life issues, LGTBQ, gender-affirming care, relationship challenges, boundaries, and self-worth.
![Photo of Randall Baird, LMFT, Marriage & Family Therapist](https://photos.psychologytoday.com/f858ed19-8ac1-44c3-b155-77592fd793fa/2/320x400.jpeg)
Hello, my name is Randall Baird, and I am a licensed marriage family therapist. My primary specialty is trauma; however, I also work with individuals addressing various mood disorders and life struggles. I am compassionate and caring, and I primarily use cognitive behavioral therapy coupled with solution-focused therapy to help my clients achieve the desired outcome in therapy. I have a fairly extensive background working with individuals who suffer from some form of trauma in their background. I also work with individuals trying to address relationship issues, both familial and intimate.
Hello, my name is Randall Baird, and I am a licensed marriage family therapist. My primary specialty is trauma; however, I also work with individuals addressing various mood disorders and life struggles. I am compassionate and caring, and I primarily use cognitive behavioral therapy coupled with solution-focused therapy to help my clients achieve the desired outcome in therapy. I have a fairly extensive background working with individuals who suffer from some form of trauma in their background. I also work with individuals trying to address relationship issues, both familial and intimate.
![Photo of Karena Petersen, MS, LMFT, Marriage & Family Therapist](https://photos.psychologytoday.com/35baaa92-3370-4cd1-b6be-ee438f0dc8d2/2/320x400.jpeg)
Karena Petersen
Marriage & Family Therapist, MS, LMFT
Verified Verified
Campbell, CA 95008
Waitlist for new clients
At different times we experience unresolved situations that affect our sense of clarity, calm and balance. As a therapist and guide, together we will strive to remove those obstacles and restore hope and engagement. We can achieve this through developing goals and ways to cope that address those often unexpected and sometimes familiar patterns of living. My practice serves individual adults, children/teens, parents including parent and child therapy, and elders. My wish for all clients is to find a trustworthy therapist in me. Please refer to my website to learn more about my specialties and past work history at karenapetersen.com.
At different times we experience unresolved situations that affect our sense of clarity, calm and balance. As a therapist and guide, together we will strive to remove those obstacles and restore hope and engagement. We can achieve this through developing goals and ways to cope that address those often unexpected and sometimes familiar patterns of living. My practice serves individual adults, children/teens, parents including parent and child therapy, and elders. My wish for all clients is to find a trustworthy therapist in me. Please refer to my website to learn more about my specialties and past work history at karenapetersen.com.
![Photo of Elizabeth Scalise, AMFT, Pre-Licensed Professional](https://photos.psychologytoday.com/6ee64ec0-b7c5-4836-807f-5073f712844b/1/320x400.jpeg)
Elizabeth Scalise
Pre-Licensed Professional, AMFT
Verified Verified
1 Endorsed
Campbell, CA 95008 (Online Only)
Struggling to feel understood? Looking to learn more about yourself in a safe, respectful environment? My name is Beth and I am a queer, asexual therapist with ADHD who loves helping others on their journeys with identity, neurodivergence, and coping with life stress and anxiety. My approach to therapy is collaborative and relational- you are the expert in your own life, and I am here to provide the environment where all parts of you are welcome as we explore your goals together. As a therapeutic game master with a passion for ttrpgs, I also love finding ways to incorporate your hobbies into your healing journey.
Struggling to feel understood? Looking to learn more about yourself in a safe, respectful environment? My name is Beth and I am a queer, asexual therapist with ADHD who loves helping others on their journeys with identity, neurodivergence, and coping with life stress and anxiety. My approach to therapy is collaborative and relational- you are the expert in your own life, and I am here to provide the environment where all parts of you are welcome as we explore your goals together. As a therapeutic game master with a passion for ttrpgs, I also love finding ways to incorporate your hobbies into your healing journey.
![Photo of Eun Jung Kim, LMFT, Marriage & Family Therapist](https://photos.psychologytoday.com/24553632-4040-4d32-bef5-d0b130cb2a1a/1/320x400.png)
When we are going through difficult times, we all need someone who can be provide a safe place for you to listen and to provide support. I am someone who has experienced multiple cultures, and am passionate about learning about them. I provide a non-judgmental space to explore and discuss the stressors or issues that my clients are going through as well as making sure their strengths are identified. I specialize in working with addictions, trauma and emotional related issues such as depression and anxiety. I have experience in working with children, youth as well as family and with drug additions.
When we are going through difficult times, we all need someone who can be provide a safe place for you to listen and to provide support. I am someone who has experienced multiple cultures, and am passionate about learning about them. I provide a non-judgmental space to explore and discuss the stressors or issues that my clients are going through as well as making sure their strengths are identified. I specialize in working with addictions, trauma and emotional related issues such as depression and anxiety. I have experience in working with children, youth as well as family and with drug additions.
![Photo of Elizabeth Madrigal, LMFT, Marriage & Family Therapist](https://photos.psychologytoday.com/927ac7ca-578f-40fb-9c37-477458e08de5/1/320x400.jpeg)
Elizabeth Madrigal
Marriage & Family Therapist, LMFT
Verified Verified
Campbell, CA 95008 (Online Only)
I have been fortunate enough to work with people of all ages, and it has taught me that when given the opportunity, each person is able to step into the best version of themselves even when their circumstances are difficult. At the core of our being, we all long to be connected, whether that is with others in relationships or with ourselves. My experience has allowed me to work predominantly with adults who have experienced depression, self-harm, anxiety, postpartum depression, relationship issues, work/life balance, adjustment disorders, and trauma (including various forms of abuse and violence).
I have been fortunate enough to work with people of all ages, and it has taught me that when given the opportunity, each person is able to step into the best version of themselves even when their circumstances are difficult. At the core of our being, we all long to be connected, whether that is with others in relationships or with ourselves. My experience has allowed me to work predominantly with adults who have experienced depression, self-harm, anxiety, postpartum depression, relationship issues, work/life balance, adjustment disorders, and trauma (including various forms of abuse and violence).
![Photo of Emilio Perdomo, LCSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/14bd1f8d-ef5e-4962-b81d-c66ae9d5f1b4/1/320x400.jpeg)
I'm Emilio Perdomo, Licensed Clinical Social Worker. My approach as a therapist, is to be collaborative with my client which means we work together to work through past or present challenges. I have worked with clients ages 12-60 years old. By providing you with a neutral safe space, listening to your concerns and providing education, guidance and commitment to the process, I want to help you move toward achieving your personal therapeutic goals. Most of my clients tend to have anxiety, ADHD or depression. I have experience working with clients who are BICOP or LGBTQIA+.
I'm Emilio Perdomo, Licensed Clinical Social Worker. My approach as a therapist, is to be collaborative with my client which means we work together to work through past or present challenges. I have worked with clients ages 12-60 years old. By providing you with a neutral safe space, listening to your concerns and providing education, guidance and commitment to the process, I want to help you move toward achieving your personal therapeutic goals. Most of my clients tend to have anxiety, ADHD or depression. I have experience working with clients who are BICOP or LGBTQIA+.
![Photo of Marissza Cavin, LMFT, Marriage & Family Therapist](https://photos.psychologytoday.com/dc410d31-798b-4b71-8e53-8aef88b67618/1/320x400.png)
My name is Marissza Cavin, and I am a Licensed Marriage and Family Therapist based out of Orange County, California, conducting Telehealth sessions statewide. I am experienced in working with individuals suffering from anxiety and depression, as well as couples struggling with their communication and life transitions. I use Cognitive Behavioral Therapy, Dialectical Behavioral Therapy, and Acceptance and Commitment Therapy to help clients build insight and coping skills to manage issues more effectively.
My name is Marissza Cavin, and I am a Licensed Marriage and Family Therapist based out of Orange County, California, conducting Telehealth sessions statewide. I am experienced in working with individuals suffering from anxiety and depression, as well as couples struggling with their communication and life transitions. I use Cognitive Behavioral Therapy, Dialectical Behavioral Therapy, and Acceptance and Commitment Therapy to help clients build insight and coping skills to manage issues more effectively.
![Photo of Magaly Zarate, LCSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/f9b223df-970f-47bb-a7cb-de9fae1ba829/2/320x400.jpeg)
Magaly Zarate
Clinical Social Work/Therapist, LCSW
Verified Verified
Campbell, CA 95008 (Online Only)
As a therapist, I aim to provide a space where my clients feel safe and comfortable opening up. I believe the most important aspect of therapy is the therapist and client relationship and I aim to be a safe container. There can be many reasons as to why you are seeking therapy and I am here along your journey. I utilize Cognitive Behavioral Therapy, trauma-informed, and a Holistic approach when treating clients. I will help you become more aware, understand yourself better, and assist in helping you change your thought process. I hope that therapy can be a place for self-exploration, self-connection, and self-actualization.
As a therapist, I aim to provide a space where my clients feel safe and comfortable opening up. I believe the most important aspect of therapy is the therapist and client relationship and I aim to be a safe container. There can be many reasons as to why you are seeking therapy and I am here along your journey. I utilize Cognitive Behavioral Therapy, trauma-informed, and a Holistic approach when treating clients. I will help you become more aware, understand yourself better, and assist in helping you change your thought process. I hope that therapy can be a place for self-exploration, self-connection, and self-actualization.
![Photo of Monica Cruz, LMFT, Marriage & Family Therapist](https://photos.psychologytoday.com/c89de83a-b022-4bae-bc38-a174825c2a39/1/320x400.jpeg)
I am a bilingual therapist with over 17 years of experience. I specialize in serving the LGBTQIA+ and BIPOC communities, understanding the importance of cultural competence and sensitivity. My practice is open to individuals of all genders, sexual orientations, and ethnic backgrounds. I use a combination of evidence-based practices such as Cognitive Behavioral Therapy and Eye Movement Desensitization and Reprocessing which help to reduce symptoms and help you develop coping strategies. Some of my specialties include trauma, anxiety, and grief counseling.
I am a bilingual therapist with over 17 years of experience. I specialize in serving the LGBTQIA+ and BIPOC communities, understanding the importance of cultural competence and sensitivity. My practice is open to individuals of all genders, sexual orientations, and ethnic backgrounds. I use a combination of evidence-based practices such as Cognitive Behavioral Therapy and Eye Movement Desensitization and Reprocessing which help to reduce symptoms and help you develop coping strategies. Some of my specialties include trauma, anxiety, and grief counseling.
I hold a safe nonjudgmental space where you can explore, learn new tools, and challenge beliefs that aren't working anymore. I tailor my approach based on your needs and preferences. I specialize in working with adolescents, treating anxiety with or without medication, nontraditional lifestyles and experiences (polyamory, plant medicine, artists, neurodivergence), and people interested in deeply examining their choices, feelings, and beliefs.
I hold a safe nonjudgmental space where you can explore, learn new tools, and challenge beliefs that aren't working anymore. I tailor my approach based on your needs and preferences. I specialize in working with adolescents, treating anxiety with or without medication, nontraditional lifestyles and experiences (polyamory, plant medicine, artists, neurodivergence), and people interested in deeply examining their choices, feelings, and beliefs.
![Photo of Robert Johnson, MA, LMFT, Marriage & Family Therapist](https://photos.psychologytoday.com/19900d2c-56f1-4b4d-9d89-a9fee8384aeb/1/320x400.png)
I believe in the healing force within each person and its natural inclination to arc towards wholeness and health. If we want it enough, have patience, clarity and support we can heal and feel freedom in life. Growth happens best in relationship and I am here to support you on your path, wherever that might be. I am anchored in Jungian psychology, Existentialism and AEDP/Somatic work. More importantly, I try to cultivate a sense of warmth, care, respect and curiosity in my work with clients. I work with clients experiencing: anxiety, depression, grief, relationship/family issues, PTSD, self-criticism and lack of meaning.
I believe in the healing force within each person and its natural inclination to arc towards wholeness and health. If we want it enough, have patience, clarity and support we can heal and feel freedom in life. Growth happens best in relationship and I am here to support you on your path, wherever that might be. I am anchored in Jungian psychology, Existentialism and AEDP/Somatic work. More importantly, I try to cultivate a sense of warmth, care, respect and curiosity in my work with clients. I work with clients experiencing: anxiety, depression, grief, relationship/family issues, PTSD, self-criticism and lack of meaning.
![Photo of Taeko Bufford, Clinical Social Work/Therapist](https://photos.psychologytoday.com/b088b3ff-6b33-46a6-bcc0-cda6273154b7/1/320x400.jpeg)
My name is Ty Bufford, LCSW. I specialize working with individuals experiencing anxiety, depression, life stressors, relationship issues, generational trauma, grief, addiction, LGBTQ+ issues, and racial trauma. I utilize CBT, motivational interviewing, strength-based therapy, harm reduction, and solution focused therapy in my treatment and consider each person's unique context and cultural background with my interventions and treatment plans. Thank you for taking the first step during these challenging times. Therapy is a journey, and I am here to walk you through this process.
My name is Ty Bufford, LCSW. I specialize working with individuals experiencing anxiety, depression, life stressors, relationship issues, generational trauma, grief, addiction, LGBTQ+ issues, and racial trauma. I utilize CBT, motivational interviewing, strength-based therapy, harm reduction, and solution focused therapy in my treatment and consider each person's unique context and cultural background with my interventions and treatment plans. Thank you for taking the first step during these challenging times. Therapy is a journey, and I am here to walk you through this process.
See more therapy options for Campbell
Nearby BlueCross BlueShield Therapists Searches for Campbell
- Cupertino
- Los Altos
- Los Altos Hills
- Los Gatos
- Milpitas
- Mountain View
- Palo Alto
- San Jose
- Santa Clara
- Saratoga
- Stanford
- Sunnyvale
BlueCross BlueShield Therapists
Does insurance cover therapy, prescriptions and other behavioral health services?
In general, yes. Laws in the U.S. require insurers to cover essential behavioral health care at the same level as other health care services. Most health plans require a medical diagnosis and treatments that are evidence based and medically essential. This means that life coaching and alternative therapies are not covered, nor is therapy without a diagnosis. Call the number on the back or your insurance card or visit your insurance company's website to review your Summary of Benefits. If you have insurance through your employer, your Human Resources department may also be able to answer questions.
How much does therapy cost with insurance?
The cost of therapy depends on your region, how much training and experience your therapist has, and the type of treatment. The rate for talk therapy generally falls between $100 and $250. For a client seeing an in-network provider, the cost of therapy is often similar to the cost of other health care services. Clients pay co-pays and may need to satisfy a plan’s deductible before benefits kick in.
What is the difference between In-Network and Out-of-Network insurance coverage?
An in-network provider has contracted with an insurer to get paid directly for services, and to accept the insurer’s rate of compensation. Clients are responsible for deductibles and copays. If a therapist is out of network, that means that the client pays the therapist directly for services at the therapist’s regular fee. Out-of-Network providers often give clients a receipt so that they can file for partial reimbursement with their insurance company.
Is it difficult to find an In-Network therapist?
It is not unusual for therapists to limit the number of insurance patients in their practice, so it’s important to check in-network availability when you schedule your first appointment. In regions and times where therapy is in high demand it may take longer to get scheduled with an in-network therapist.
What is the difference between HMO and PPO insurance plans?
HMO health plans only cover in-network services, there is no reimbursement for out-of-network providers. PPO plans often cover both in- and out-of-network services, though the client may pay more for out-of-network services.
What is a Superbill?
A superbill is a receipt for therapy services. It provides all the information required by insurance companies to reimburse you for out-of-network services, including the diagnostic codes for your care, the amount paid, and the dates and duration of care.
Does insurance cover Online therapy?
Many therapists who shifted their practice to online therapy during the pandemic have kept that arrangement. And most insurers continue to cover telehealth services, with a few exceptions. Preventive care (such as an annual depression screening) is often required to be in-person to be covered, and some states require prescribers of controlled substances to see those patients in person.
Does insurance cover Group therapy?
Many insurance plans provide coverage for group therapy provided there is a medical diagnosis for group members, but there are some noteworthy exceptions. For example, Medicare does not always cover group therapy. Group therapy tends to cost less than individual therapy.
Does insurance cover Couples therapy?
Most insurance companies do not cover the cost of couples therapy because there is no medical diagnosis or medically necessary treatment. However, a few plans will offer a limited benefit, so it is still worth checking with your insurance company. Sometimes therapy is covered for a couple when one person has a diagnosis and another family member joins them for joint therapy, but it is considered therapy for the medical condition that includes a family member as a listener or helper, not couples counseling. Without insurance, most clients pay between $100-300 per 60-90 min session for couples therapy. Often clients can find classes or workshops that make it more affordable to work on their relationship. And some employers offer benefit plans that help defray the cost of couples therapy.
Learn more about Insurance Coverage and Finding Affordable Therapy
Learn more about Insurance Coverage and Finding Affordable Therapy