Optum Therapists in 94519
![Photo of Thomas Cagle, Marriage & Family Therapist](https://photos.psychologytoday.com/4b615b0d-c2a6-4231-942f-02bfe7d6a622/1/320x400.png)
I am a Marriage and Family Therapist licensed in the State of California. I have over 24 years of experience working with clients with various issues, including schizophrenia, bipolar disorder, depression, substance abuse, anxiety, bereavement/grief, and relationship issues. I've also helped many individuals who have experienced emotional, physical, and sexual abuse, as well as those who are experiencing divorce and family custody issues.
I am a Marriage and Family Therapist licensed in the State of California. I have over 24 years of experience working with clients with various issues, including schizophrenia, bipolar disorder, depression, substance abuse, anxiety, bereavement/grief, and relationship issues. I've also helped many individuals who have experienced emotional, physical, and sexual abuse, as well as those who are experiencing divorce and family custody issues.
![Photo of Mattie Spires-Peppers, L, M, F, T, Marriage & Family Therapist](https://photos.psychologytoday.com/4b2f08d2-46cd-11ea-a6ad-06142c356176/3/320x400.jpeg)
Hello my name is Mattie Spires-Peppers and I am a graduate of J.F.K.U. I work with adolescents, adults, and families providing therapy using a variety of modalities but, work with most clients using Cognitive Behavioral Therapy and Solution Focus Therapy. I have worked with many clients that were experiencing trauma, grief, depression and bullying. As a therapist it is important to provide a safe environment where clients can speak freely without judgement. Clients can work through identify and understand patterns and behaviors in everyday life to promote growth and remove old behaviors causing stress and anxiety.
Hello my name is Mattie Spires-Peppers and I am a graduate of J.F.K.U. I work with adolescents, adults, and families providing therapy using a variety of modalities but, work with most clients using Cognitive Behavioral Therapy and Solution Focus Therapy. I have worked with many clients that were experiencing trauma, grief, depression and bullying. As a therapist it is important to provide a safe environment where clients can speak freely without judgement. Clients can work through identify and understand patterns and behaviors in everyday life to promote growth and remove old behaviors causing stress and anxiety.
![Photo of Brandy Dunn - Silver Lake Psychology, PsyD, Psychologist](https://photos.psychologytoday.com/e2674727-ac23-45d8-82c2-d0e047bf783b/2/320x400.jpeg)
Learn how to feel more connected to yourself, others, and the world around you. Therapy provides all the elements of intimacy: honest communication, vulnerability, and trust. Good therapy is challenging yet warm, providing both structure and empathy for your unique experience.
Learn how to feel more connected to yourself, others, and the world around you. Therapy provides all the elements of intimacy: honest communication, vulnerability, and trust. Good therapy is challenging yet warm, providing both structure and empathy for your unique experience.
![Photo of Rachel Kane-Cooley, LMFT, Marriage & Family Therapist](https://photos.psychologytoday.com/9491f110-c59c-4fdd-9cb2-2e980927de7c/2/320x400.jpeg)
Hi there. My name is Rachel Kane-Cooley and I am a Licensed Marriage and Family Therapist and Licensed Professional Clinical Counselor. I love connecting with and supporting others on their therapeutic journey. I consider this work a delight and a privilege. Over the years, I have met so many wonderful people looking to heal, grow, and evolve. It's a beautiful process and I feel blessed to be a part of it.
Hi there. My name is Rachel Kane-Cooley and I am a Licensed Marriage and Family Therapist and Licensed Professional Clinical Counselor. I love connecting with and supporting others on their therapeutic journey. I consider this work a delight and a privilege. Over the years, I have met so many wonderful people looking to heal, grow, and evolve. It's a beautiful process and I feel blessed to be a part of it.
![Photo of Paul Kramer, EdD, LMFT, Marriage & Family Therapist](https://photos.psychologytoday.com/141df240-20f4-4acb-89e8-12de743b6f82/1/320x400.jpeg)
At some point we all struggle to adjustment to life's changes; it's normal to feel stuck and I believe people have what it takes to adjust. For the past 20 years, I have been working with children and teens who are struggling to balance the demands of school and their social life. I integrate parents in my work as much as possible. I also work with adults and Couples often come to me for help in distress and are confused about how or why their relationship has derailed. I am dedicated to helping people build stronger; more intimate relationships and I use several modalities when attempting to help couples in distress.
At some point we all struggle to adjustment to life's changes; it's normal to feel stuck and I believe people have what it takes to adjust. For the past 20 years, I have been working with children and teens who are struggling to balance the demands of school and their social life. I integrate parents in my work as much as possible. I also work with adults and Couples often come to me for help in distress and are confused about how or why their relationship has derailed. I am dedicated to helping people build stronger; more intimate relationships and I use several modalities when attempting to help couples in distress.
![Photo of Jennifer Oetinger, LMFT, Marriage & Family Therapist](https://photos.psychologytoday.com/16888ca8-c312-4983-85c6-da3642e967ec/2/320x400.jpeg)
Jennifer Oetinger
Marriage & Family Therapist, LMFT
Verified Verified
Concord, CA 94519 (Online Only)
Sometimes life feels overwhelming, hope is difficult to find, and it's unclear what path to take. As a therapist, I believe allowing space to express our thoughts and feelings, understand them, and learn new skills can promote healing and relief. I use a flexible, compassionate, and collaborative approach; I truly enjoy working with people and hearing and honoring their stories. I will strive to work within your goals and highlight the strengths and resilience you already have! There is hope for growth and positive change in your life!
Sometimes life feels overwhelming, hope is difficult to find, and it's unclear what path to take. As a therapist, I believe allowing space to express our thoughts and feelings, understand them, and learn new skills can promote healing and relief. I use a flexible, compassionate, and collaborative approach; I truly enjoy working with people and hearing and honoring their stories. I will strive to work within your goals and highlight the strengths and resilience you already have! There is hope for growth and positive change in your life!
![Photo of Abraham Aviles-Scott, LMFT, Marriage & Family Therapist](https://photos.psychologytoday.com/50950339-46cd-11ea-a6ad-06142c356176/2/320x400.jpeg)
I am a Mexican American, English/Spanish bilingual, and bicultural Licensed Marriage & Family Therapist. My experience includes working with undocumented immigrants; individuals, couples, families, children and youth; substance abuse/recovery; HIV/AIDS issues; and queer issues (such as coming out, same sex couples, and acceptance).
I am a Mexican American, English/Spanish bilingual, and bicultural Licensed Marriage & Family Therapist. My experience includes working with undocumented immigrants; individuals, couples, families, children and youth; substance abuse/recovery; HIV/AIDS issues; and queer issues (such as coming out, same sex couples, and acceptance).
See more therapy options for 94519
Optum Therapists
Does insurance cover therapy, prescriptions and other behavioral health services?
In general, yes. Laws in the U.S. require insurers to cover essential behavioral health care at the same level as other health care services. Most health plans require a medical diagnosis and treatments that are evidence based and medically essential. This means that life coaching and alternative therapies are not covered, nor is therapy without a diagnosis. Call the number on the back or your insurance card or visit your insurance company's website to review your Summary of Benefits. If you have insurance through your employer, your Human Resources department may also be able to answer questions.
How much does therapy cost with insurance?
The cost of therapy depends on your region, how much training and experience your therapist has, and the type of treatment. The rate for talk therapy generally falls between $100 and $250. For a client seeing an in-network provider, the cost of therapy is often similar to the cost of other health care services. Clients pay co-pays and may need to satisfy a plan’s deductible before benefits kick in.
What is the difference between In-Network and Out-of-Network insurance coverage?
An in-network provider has contracted with an insurer to get paid directly for services, and to accept the insurer’s rate of compensation. Clients are responsible for deductibles and copays. If a therapist is out of network, that means that the client pays the therapist directly for services at the therapist’s regular fee. Out-of-Network providers often give clients a receipt so that they can file for partial reimbursement with their insurance company.
Is it difficult to find an In-Network therapist?
It is not unusual for therapists to limit the number of insurance patients in their practice, so it’s important to check in-network availability when you schedule your first appointment. In regions and times where therapy is in high demand it may take longer to get scheduled with an in-network therapist.
What is the difference between HMO and PPO insurance plans?
HMO health plans only cover in-network services, there is no reimbursement for out-of-network providers. PPO plans often cover both in- and out-of-network services, though the client may pay more for out-of-network services.
What is a Superbill?
A superbill is a receipt for therapy services. It provides all the information required by insurance companies to reimburse you for out-of-network services, including the diagnostic codes for your care, the amount paid, and the dates and duration of care.
Does insurance cover Online therapy?
Many therapists who shifted their practice to online therapy during the pandemic have kept that arrangement. And most insurers continue to cover telehealth services, with a few exceptions. Preventive care (such as an annual depression screening) is often required to be in-person to be covered, and some states require prescribers of controlled substances to see those patients in person.
Does insurance cover Group therapy?
Many insurance plans provide coverage for group therapy provided there is a medical diagnosis for group members, but there are some noteworthy exceptions. For example, Medicare does not always cover group therapy. Group therapy tends to cost less than individual therapy.
Does insurance cover Couples therapy?
Most insurance companies do not cover the cost of couples therapy because there is no medical diagnosis or medically necessary treatment. However, a few plans will offer a limited benefit, so it is still worth checking with your insurance company. Sometimes therapy is covered for a couple when one person has a diagnosis and another family member joins them for joint therapy, but it is considered therapy for the medical condition that includes a family member as a listener or helper, not couples counseling. Without insurance, most clients pay between $100-300 per 60-90 min session for couples therapy. Often clients can find classes or workshops that make it more affordable to work on their relationship. And some employers offer Employee Assistance Plans that help defray the cost of couples therapy.
What is an Employee Assistance Plan (EAP)?
Employee Assistance Plans are purchased by employers for the benefit of their employees. EAPs typically assist employees with referrals and may also provide the first few sessions of therapy free of charge, with the patient's regular health insurance kicking in after those initial sessions. EAP benefits often apply to all types of therapy without the need for a medical diagnosis, making it easier to access couples therapy, therapy for life transitions, and other non-medical counseling. Just as with standard health insurance, clients should always check that a provider accepts their EAP benefits before scheduling.
Learn more about Insurance Coverage and Finding Affordable Therapy
Learn more about Insurance Coverage and Finding Affordable Therapy