Aetna Therapists in 60622
![Photo of Jessica Heise, LCSW, RYT, Clinical Social Work/Therapist](https://photos.psychologytoday.com/f7050cd0-7dcd-4ee1-8b5f-e0eeb1e1ceec/1/320x400.jpeg)
Jessica Heise
Clinical Social Work/Therapist, LCSW, RYT
Verified Verified
3 Endorsed
Chicago, IL 60622
Sometimes we struggle with unhealthy patterns and feel lost or less able to cope. Our sessions are a safe place to process relationship issues, work on making changes, & acquire tools to deal with life's stressors. We store much of our emotional past within our physical bodies; together, we'll learn to release that energy using all 5 senses to become more present. My therapy style is warm, collaborative, sexuality and gender-affirming. Since 2009, I have worked with a diversity of people in both inpatient and outpatient settings and helped many of them take the steps to turn pain into growth and regain control of their lives.
Sometimes we struggle with unhealthy patterns and feel lost or less able to cope. Our sessions are a safe place to process relationship issues, work on making changes, & acquire tools to deal with life's stressors. We store much of our emotional past within our physical bodies; together, we'll learn to release that energy using all 5 senses to become more present. My therapy style is warm, collaborative, sexuality and gender-affirming. Since 2009, I have worked with a diversity of people in both inpatient and outpatient settings and helped many of them take the steps to turn pain into growth and regain control of their lives.
![Photo of Jada Choate, LPC, Clinical Social Work/Therapist](https://photos.psychologytoday.com/b7df9d10-73cc-49d2-b34e-65753b14e512/1/320x400.jpeg)
Jada is a licensed social worker who earned her bachelor of arts and science in psychology with a minor in sociology from Quinnipiac University. Jada also holds a master’s of arts in social work from the University of Chicago. Prior to joining Willis Counseling and Consulting, Jada worked supervising a mental health support and suicide prevention text line for teens. At WCC, Jada hopes to work with those age seven and older who struggle with addiction, anger, anxiety, body dysmorphia (BDD), boundaries, dating and relationships, decision making, depression and domestic violence.
Jada is a licensed social worker who earned her bachelor of arts and science in psychology with a minor in sociology from Quinnipiac University. Jada also holds a master’s of arts in social work from the University of Chicago. Prior to joining Willis Counseling and Consulting, Jada worked supervising a mental health support and suicide prevention text line for teens. At WCC, Jada hopes to work with those age seven and older who struggle with addiction, anger, anxiety, body dysmorphia (BDD), boundaries, dating and relationships, decision making, depression and domestic violence.
![Photo of Jessica Hoyos, LMFT, LCPC, Marriage & Family Therapist](https://photos.psychologytoday.com/330998a7-9f92-4a88-96d3-f3f1027f663c/1/320x400.jpeg)
Jessica Hoyos
Marriage & Family Therapist, LMFT, LCPC
Verified Verified
2 Endorsed
Chicago, IL 60622
Waitlist for new clients
I specialize in providing relationally focused therapy to individuals, couples, children, and families from diverse backgrounds and identities. As a bilingual clinician with Ecuadorian and Colombian heritage, I am particularly committed to serving BIPOC, LGBTQIA+, and migrant communities who may face unique challenges in understanding and accessing mental health resources. By working alongside clients, my goal is to help break down societal beliefs surrounding therapy and identify a better understanding of yourself, and/or your family that is holistically informed by identity, culture, and past experiences.
I specialize in providing relationally focused therapy to individuals, couples, children, and families from diverse backgrounds and identities. As a bilingual clinician with Ecuadorian and Colombian heritage, I am particularly committed to serving BIPOC, LGBTQIA+, and migrant communities who may face unique challenges in understanding and accessing mental health resources. By working alongside clients, my goal is to help break down societal beliefs surrounding therapy and identify a better understanding of yourself, and/or your family that is holistically informed by identity, culture, and past experiences.
![Photo of Edwin Caraballo, LCSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/45dee9b1-46cd-11ea-a6ad-06142c356176/1/320x400.jpeg)
Edwin Caraballo
Clinical Social Work/Therapist, LCSW
Verified Verified
Chicago, IL 60622 (Online Only)
Another day of feeling overwhelmed with anxiety. Another day of dealing with past events impacting current realities. Sometimes it feels as if you are feeling your way in the dark. The shame and guilt you face make you feel like you are drowning in the ocean. While I enjoy working with different types of people, my ideal client is someone who is able to accept me as a support throughout their journey. Together we will develop a healthy plan that works best for them, rather than looking for total direction from me.
Another day of feeling overwhelmed with anxiety. Another day of dealing with past events impacting current realities. Sometimes it feels as if you are feeling your way in the dark. The shame and guilt you face make you feel like you are drowning in the ocean. While I enjoy working with different types of people, my ideal client is someone who is able to accept me as a support throughout their journey. Together we will develop a healthy plan that works best for them, rather than looking for total direction from me.
![Photo of Luke Edward Muzyka, MSW, LSW](https://photos.psychologytoday.com/b34d0eca-9435-4cc8-bfed-3b69977258d8/1/320x400.jpeg)
Many dynamics may affect your health and sense of well being. Interpersonal relations and social forces create regular stress that challenges daily life. Witnessing resilience in people who manage these challenges makes me passionate about the process. I have worked with people experiencing acute crises, PTSD, depression, anxiety, addiction, identity issues and personal health issues. My approach is rooted in compassion and I provide a genuine space to feel safe and be heard. Therapy is for everyone and I see this work as a collaboration.
Many dynamics may affect your health and sense of well being. Interpersonal relations and social forces create regular stress that challenges daily life. Witnessing resilience in people who manage these challenges makes me passionate about the process. I have worked with people experiencing acute crises, PTSD, depression, anxiety, addiction, identity issues and personal health issues. My approach is rooted in compassion and I provide a genuine space to feel safe and be heard. Therapy is for everyone and I see this work as a collaboration.
![Photo of Michael Zakalik - Dr. Michael Zakalik, PsyD, Psychologist](https://photos.psychologytoday.com/de867992-18d2-49aa-93ec-a5698602179f/1/320x400.jpeg)
Parenting can be challenging and may leave you struggling to interact positively with your child(ren). Psychologist for Parenting helps parent(s) in 37 PSYPACT participating states (listed below) to gain awareness of their blinders, which helps build insight into family dynamics that are interfering with relationships and communication challenges. (Accepting clients who reside in: AL, AZ, AR, CO, CT, DE, DC, FL, GA, ID, IL, IN, KS, KY, ME, MD, MI, MN, MO, NE, NV, NH, NJ, NC, OH, OK, PA, RI, SC TN, TX, UT, VA, WA, WV, WI, WY).
Parenting can be challenging and may leave you struggling to interact positively with your child(ren). Psychologist for Parenting helps parent(s) in 37 PSYPACT participating states (listed below) to gain awareness of their blinders, which helps build insight into family dynamics that are interfering with relationships and communication challenges. (Accepting clients who reside in: AL, AZ, AR, CO, CT, DE, DC, FL, GA, ID, IL, IN, KS, KY, ME, MD, MI, MN, MO, NE, NV, NH, NJ, NC, OH, OK, PA, RI, SC TN, TX, UT, VA, WA, WV, WI, WY).
![Photo of Dr. Dylan Lanoff, PsyD, Pre-Licensed Professional](https://photos.psychologytoday.com/b43924eb-47a0-4a4b-8b65-c1654da2ae7a/1/320x400.jpeg)
I believe the most important part of therapy is the genuine connection I form with my clients, and I will show up as my authentic self in therapy sessions with you. I prioritize providing validation and support, while also providing my own insight and gently challenging you during therapy. Together we will explore how your previous experiences may have shaped your current beliefs and ideas about yourself, the world, and others. I believe being vulnerable enough to confront and experience difficult emotions is one of the bravest things a person can do.
I believe the most important part of therapy is the genuine connection I form with my clients, and I will show up as my authentic self in therapy sessions with you. I prioritize providing validation and support, while also providing my own insight and gently challenging you during therapy. Together we will explore how your previous experiences may have shaped your current beliefs and ideas about yourself, the world, and others. I believe being vulnerable enough to confront and experience difficult emotions is one of the bravest things a person can do.
![Photo of Quenton Anderson, LCSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/3d7a3a56-1dcd-494f-a6e3-a4255c11d2c0/1/320x400.png)
Quenton Anderson
Clinical Social Work/Therapist, LCSW
Verified Verified
2 Endorsed
Chicago, IL 60622
Quenton C Anderson, a dedicated Licensed Clinical Social Worker and therapist, is a stalwart figure in mental health care. Born and raised on the South Side of Chicago, Quenton’s unique cultural perspective, combined with his professional expertise, equips him to provide exceptional therapeutic services to individuals and young adults.
Quenton C Anderson, a dedicated Licensed Clinical Social Worker and therapist, is a stalwart figure in mental health care. Born and raised on the South Side of Chicago, Quenton’s unique cultural perspective, combined with his professional expertise, equips him to provide exceptional therapeutic services to individuals and young adults.
![Photo of Josie Hanson, MSW, Pre-Licensed Professional](https://photos.psychologytoday.com/3553c3bc-54f3-4d14-90d1-49fa60ad286e/2/320x400.jpeg)
As a therapist, I am dedicated to providing a safe, comfortable space where you can be your most authentic self as you explore your strengths and needs in life. I acknowledge that it can be challenging to begin therapy and take the first steps toward personal growth, so I do everything I can to make your journey as comfortable and effective as possible. My approach to therapy aligns with the belief that you are the expert of your own story, and my role is to act as a partner in your growth. I use a mixture of modalities in session including CBT, ACT, and ERP.
As a therapist, I am dedicated to providing a safe, comfortable space where you can be your most authentic self as you explore your strengths and needs in life. I acknowledge that it can be challenging to begin therapy and take the first steps toward personal growth, so I do everything I can to make your journey as comfortable and effective as possible. My approach to therapy aligns with the belief that you are the expert of your own story, and my role is to act as a partner in your growth. I use a mixture of modalities in session including CBT, ACT, and ERP.
![Photo of Lina Neidhardt, LSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/c2d9989d-a57e-4fde-8da5-1b6afcc8f496/1/320x400.png)
Lina Neidhardt
Clinical Social Work/Therapist, LSW
Verified Verified
Chicago, IL 60622
Waitlist for new clients
I believe a deep, exploratory approach to therapy allows us to uncover the underlying roots of unresolved emotions, unmet needs, and internal conflicts. While I do have training in behavioral therapies and can offer practical techniques for handling distress, my practice centers around helping clients explore the interplay between past experiences, recurring patterns, and present-day behaviors to gain meaningful insight into emotional triggers and coping mechanisms. I developed this approach from my work with people who are experiencing anxiety, depression, chronic distress, difficulty with relationships, and eating disorders.
I believe a deep, exploratory approach to therapy allows us to uncover the underlying roots of unresolved emotions, unmet needs, and internal conflicts. While I do have training in behavioral therapies and can offer practical techniques for handling distress, my practice centers around helping clients explore the interplay between past experiences, recurring patterns, and present-day behaviors to gain meaningful insight into emotional triggers and coping mechanisms. I developed this approach from my work with people who are experiencing anxiety, depression, chronic distress, difficulty with relationships, and eating disorders.
![Photo of Alexander Bauman, LSW, CADC, Clinical Social Work/Therapist](https://photos.psychologytoday.com/7b465beb-aa5b-4bd7-b17c-886fa344b891/1/320x400.jpeg)
The basis of an ideal client in my lens does not have a select issue. Everyone has their own life challenges and emotional weight they carry with them. In the end, what I want for my clients is a common goal to be the best version of themselves they can be while being open-minded in facing tasks related to that goal. Whether it is an interpersonal relationship problem, anxiety, substance abuse, etc; the ultimate goal is to be better in comparison to yourself yesterday rather than someone else. That common ideal goal is what I aim for with every client I work with through the use of problem-solving strategies and coping mechanisms.
The basis of an ideal client in my lens does not have a select issue. Everyone has their own life challenges and emotional weight they carry with them. In the end, what I want for my clients is a common goal to be the best version of themselves they can be while being open-minded in facing tasks related to that goal. Whether it is an interpersonal relationship problem, anxiety, substance abuse, etc; the ultimate goal is to be better in comparison to yourself yesterday rather than someone else. That common ideal goal is what I aim for with every client I work with through the use of problem-solving strategies and coping mechanisms.
15 Second Videos
Jessica Heise
Jada Choate
Edwin Caraballo
Quenton Anderson
Amber Konopa
Diamond Montgomery
Ra'eesa Sadat
Alexander Bauman
Jodi Craft Bates
Amber Reed
Canentra Williams
Cindy Guzman
Alan Trachtenberg
Yessenia Gonzalez
Tiffany Wilson
Amy Strausberger
Velma Oliver
Jessica Emelia
Stephanie Willis
Evette Addai
Sean Murphy
Geraldine Taylor-Filer
Gwen Clancy
Samantha McGlumphy
Rebecca Davis
Heather Schultz
Yekaterina Shcherbakova
Alyssa Cline
Theonita Wright
Kaylyn Howley
Michele Petersmark
Willis Counseling and Consulting
Linda Puetz
Karri Christiansen
Estrella Askren-Gonzalez
Erica M. Walker
Gemstone Wellness
Anxiety Trauma And Postpartum Specialist Mary-Lauren Ocrowley
Margot Greer
Chelsea Dillavou
Alyssa Fatigato
Rebecca Balch
Lafayette Bagley
Kyra Ehrlich
Jaci Biere
Adam Kessler
Samantha Perry
Sarah Newhall Harty
Samantha Greenwald
Chelsea Cooks
![Photo of Amber Konopa, LCPC, Counselor](https://photos.psychologytoday.com/6a98a81d-40ca-46eb-9b32-2c60f7148748/2/320x400.png)
Amber Konopa is a dedicated and compassionate therapist with a versatile skill set that spans across various therapeutic modalities and demographic groups. With a deep commitment to her clients, she specializes in Acceptance and Commitment Therapy (ACT), Cognitive Behavioral Therapy (CBT), Trauma-focused CBT (TF-CBT), Dialectical Behavioral Therapy (DBT), and several other approaches tailored to individual needs. Her services cater to individuals, families, children over 10, teenagers, young adults, adults, older adults, first responders, and military personnel, demonstrating her wide-reaching expertise and inclusivity.
Amber Konopa is a dedicated and compassionate therapist with a versatile skill set that spans across various therapeutic modalities and demographic groups. With a deep commitment to her clients, she specializes in Acceptance and Commitment Therapy (ACT), Cognitive Behavioral Therapy (CBT), Trauma-focused CBT (TF-CBT), Dialectical Behavioral Therapy (DBT), and several other approaches tailored to individual needs. Her services cater to individuals, families, children over 10, teenagers, young adults, adults, older adults, first responders, and military personnel, demonstrating her wide-reaching expertise and inclusivity.
![Photo of Diamond Montgomery, LSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/3a985fb4-896a-4a11-8fbe-c11acc7c4713/2/320x400.png)
Diamond Montgomery
Clinical Social Work/Therapist, LSW
Verified Verified
1 Endorsed
Chicago, IL 60622
Diamond Montgomery is an outspoken, independent, and brilliant therapist based in Chicago, Illinois. With a Master’s Degree in Social Work from Aurora University, she is a Licensed Social Worker who deeply believes in the healing power of therapy. Serving a broad demographic ranging from teenagers to middle-aged individuals, Diamond possesses a unique blend of clinical skills, tailoring each session with a strength-based and client-centered approach.
Diamond Montgomery is an outspoken, independent, and brilliant therapist based in Chicago, Illinois. With a Master’s Degree in Social Work from Aurora University, she is a Licensed Social Worker who deeply believes in the healing power of therapy. Serving a broad demographic ranging from teenagers to middle-aged individuals, Diamond possesses a unique blend of clinical skills, tailoring each session with a strength-based and client-centered approach.
![Photo of Tracey Bell-Hodgman, LCSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/bdc54291-7b57-494d-9491-26673acfbe7e/1/320x400.jpeg)
Tracey Bell-Hodgman
Clinical Social Work/Therapist, LCSW
Verified Verified
Chicago, IL 60622 (Online Only)
Waitlist for new clients
I aim to provide a non-judgemental holding space fueled by curiosity for your experiences. We are in a particularly interesting time where community and support is needed more than ever to help us navigate the world. Therapy is one piece of the puzzle to more sustainable wellness overall. In therapy we are allowed space to explore the meaning we’ve made from past experiences, societal expectations, and world views. I’ve worked in residential facilities for young families and community mental health with ages throughout the lifespan.
I aim to provide a non-judgemental holding space fueled by curiosity for your experiences. We are in a particularly interesting time where community and support is needed more than ever to help us navigate the world. Therapy is one piece of the puzzle to more sustainable wellness overall. In therapy we are allowed space to explore the meaning we’ve made from past experiences, societal expectations, and world views. I’ve worked in residential facilities for young families and community mental health with ages throughout the lifespan.
![Photo of Ra'eesa Sadat, LCSW, MSW, MPH, Clinical Social Work/Therapist](https://photos.psychologytoday.com/43e6d5e3-7a61-4b4a-888c-4ddfb7c576b6/3/320x400.jpeg)
Ra'eesa Sadat
Clinical Social Work/Therapist, LCSW, MSW, MPH
Verified Verified
2 Endorsed
Chicago, IL 60622
Previously, Ra’eesa provided physical, emotional and educational support during pregnancy and labor and also she provided supportive counseling around adjustment to illness, hospitalization and outpatient care. She believes that therapy helps to remind people that their light continues to shine in the dark, and that the darkness has not overcome it.
Previously, Ra’eesa provided physical, emotional and educational support during pregnancy and labor and also she provided supportive counseling around adjustment to illness, hospitalization and outpatient care. She believes that therapy helps to remind people that their light continues to shine in the dark, and that the darkness has not overcome it.
![Photo of Alexander Bauman, LSW, CADC, Clinical Social Work/Therapist](https://photos.psychologytoday.com/b95bded5-c178-4c4d-83d4-ed3c501ec08e/2/320x400.png)
Alexander Bauman
Clinical Social Work/Therapist, LSW, CADC
Verified Verified
1 Endorsed
Chicago, IL 60622
Alexander Bauman is a dedicated and compassionate Licensed Social Worker (LSW) and Certified Alcohol and Drug Counselor (CADC) based in Illinois. Holding an MSW from the University of Kentucky and a BSW from Northeastern Illinois University, Alexander has amassed experience working with dual diagnosis substance abuse mental health clients in inpatient settings. His diverse therapeutic expertise includes Acceptance and Commitment Therapy (ACT), Cognitive Behavioral Therapy (CBT), Dialectical Behavioral Therapy (DBT), and more.
Alexander Bauman is a dedicated and compassionate Licensed Social Worker (LSW) and Certified Alcohol and Drug Counselor (CADC) based in Illinois. Holding an MSW from the University of Kentucky and a BSW from Northeastern Illinois University, Alexander has amassed experience working with dual diagnosis substance abuse mental health clients in inpatient settings. His diverse therapeutic expertise includes Acceptance and Commitment Therapy (ACT), Cognitive Behavioral Therapy (CBT), Dialectical Behavioral Therapy (DBT), and more.
![Photo of Claudia Hall, LSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/ae57f5a3-9c5b-4bb1-8085-02f68f337b9d/1/320x400.jpeg)
I believe that therapy can be a fulfilling and empowering experience for people in all walks of life. I work with individuals in late adolescence, young adults, and adults who are experiencing symptoms of anxiety, depression, ADHD, other anxiety and mood disorders, trauma, relationship challenges, life transitions, career wounds, family challenges, burnout, and other situational symptoms and challenges. No reason is too trivial or too big to bring to therapy. I strive to provide a warm, welcoming, and unconditionally supportive environment for all of my clients.
I believe that therapy can be a fulfilling and empowering experience for people in all walks of life. I work with individuals in late adolescence, young adults, and adults who are experiencing symptoms of anxiety, depression, ADHD, other anxiety and mood disorders, trauma, relationship challenges, life transitions, career wounds, family challenges, burnout, and other situational symptoms and challenges. No reason is too trivial or too big to bring to therapy. I strive to provide a warm, welcoming, and unconditionally supportive environment for all of my clients.
![Photo of Dr. Monica Zabinski, PsyD, MA, LCPC, Counselor](https://photos.psychologytoday.com/3a0abae4-5cea-4aa7-bbc6-8aa0de1bca18/1/320x400.png)
A metaphor I feel that encapsulates therapy: When cleaning out the garage, you often begin by pulling everything down to see what you have. You initially make a bigger mess. Yet this is an important step that allows you to see everything, sort through items individually, and decide whether it is something you still need in your life. As you progress through the clean out, you may find you have more space to rearrange the remaining pieces and make room for new experiences. The goal is to have the garage more comfortable, accessible, and organized so you not only know what you have but you can also find what you need when you need it.
A metaphor I feel that encapsulates therapy: When cleaning out the garage, you often begin by pulling everything down to see what you have. You initially make a bigger mess. Yet this is an important step that allows you to see everything, sort through items individually, and decide whether it is something you still need in your life. As you progress through the clean out, you may find you have more space to rearrange the remaining pieces and make room for new experiences. The goal is to have the garage more comfortable, accessible, and organized so you not only know what you have but you can also find what you need when you need it.
![Photo of Jodi Craft Bates, LPC, CSAT, Licensed Professional Counselor](https://photos.psychologytoday.com/0b6b9796-af30-4049-947c-0a28425d1e9b/1/320x400.jpeg)
Jodi Craft Bates
Licensed Professional Counselor, LPC, CSAT
Verified Verified
2 Endorsed
Chicago, IL 60622
I have experience in the treatment of addictions, anxiety, and depression. I am also experienced working with trauma, bipolar and borderline personality disorders. I graduated from Colorado Christian University in 2020 with my Master’s in Clinical Mental Health Counseling. I am currently working on my CSAT certification. Prior to gaining my Master's in Clinical Mental Health, I worked in non-profit outreach providing services such as psychoeducation in anger management to marginalized population groups and people operations providing recruiting, career development, and human resources support.
I have experience in the treatment of addictions, anxiety, and depression. I am also experienced working with trauma, bipolar and borderline personality disorders. I graduated from Colorado Christian University in 2020 with my Master’s in Clinical Mental Health Counseling. I am currently working on my CSAT certification. Prior to gaining my Master's in Clinical Mental Health, I worked in non-profit outreach providing services such as psychoeducation in anger management to marginalized population groups and people operations providing recruiting, career development, and human resources support.
![Photo of Matt Cavanaugh, LCSW, Clinical Social Work/Therapist](https://photos.psychologytoday.com/1698cf8d-8d62-43a4-97b6-49a783a218f9/2/320x400.jpeg)
Folks enter into therapy to examine the internal and external barriers that keep them from cultivating the kind of life they want to lead. Working with a therapist can help you not only recognize the way these barriers impact your life, but help you break through them by utilizing many of the skills and strengths you already possess. Together, we’ll also work to build bridges leading to new skills and strengths, guiding you to the kind of life you truly want to live. My main focus is on creating a safe, supportive and trusting environment where clients can share their story and know that it will be received with positive regard.
Folks enter into therapy to examine the internal and external barriers that keep them from cultivating the kind of life they want to lead. Working with a therapist can help you not only recognize the way these barriers impact your life, but help you break through them by utilizing many of the skills and strengths you already possess. Together, we’ll also work to build bridges leading to new skills and strengths, guiding you to the kind of life you truly want to live. My main focus is on creating a safe, supportive and trusting environment where clients can share their story and know that it will be received with positive regard.
See more therapy options for 60622
Aetna Therapists
Does insurance cover therapy, prescriptions and other behavioral health services?
In general, yes. Laws in the U.S. require insurers to cover essential behavioral health care at the same level as other health care services. Most health plans require a medical diagnosis and treatments that are evidence based and medically essential. This means that life coaching and alternative therapies are not covered, nor is therapy without a diagnosis. Call the number on the back or your insurance card or visit your insurance company's website to review your Summary of Benefits. If you have insurance through your employer, your Human Resources department may also be able to answer questions.
How much does therapy cost with insurance?
The cost of therapy depends on your region, how much training and experience your therapist has, and the type of treatment. The rate for talk therapy generally falls between $100 and $250. For a client seeing an in-network provider, the cost of therapy is often similar to the cost of other health care services. Clients pay co-pays and may need to satisfy a plan’s deductible before benefits kick in.
What is the difference between In-Network and Out-of-Network insurance coverage?
An in-network provider has contracted with an insurer to get paid directly for services, and to accept the insurer’s rate of compensation. Clients are responsible for deductibles and copays. If a therapist is out of network, that means that the client pays the therapist directly for services at the therapist’s regular fee. Out-of-Network providers often give clients a receipt so that they can file for partial reimbursement with their insurance company.
Is it difficult to find an In-Network therapist?
It is not unusual for therapists to limit the number of insurance patients in their practice, so it’s important to check in-network availability when you schedule your first appointment. In regions and times where therapy is in high demand it may take longer to get scheduled with an in-network therapist.
What is the difference between HMO and PPO insurance plans?
HMO health plans only cover in-network services, there is no reimbursement for out-of-network providers. PPO plans often cover both in- and out-of-network services, though the client may pay more for out-of-network services.
What is a Superbill?
A superbill is a receipt for therapy services. It provides all the information required by insurance companies to reimburse you for out-of-network services, including the diagnostic codes for your care, the amount paid, and the dates and duration of care.
Does insurance cover Online therapy?
Many therapists who shifted their practice to online therapy during the pandemic have kept that arrangement. And most insurers continue to cover telehealth services, with a few exceptions. Preventive care (such as an annual depression screening) is often required to be in-person to be covered, and some states require prescribers of controlled substances to see those patients in person.
Does insurance cover Group therapy?
Many insurance plans provide coverage for group therapy provided there is a medical diagnosis for group members, but there are some noteworthy exceptions. For example, Medicare does not always cover group therapy. Group therapy tends to cost less than individual therapy.
Does insurance cover Couples therapy?
Most insurance companies do not cover the cost of couples therapy because there is no medical diagnosis or medically necessary treatment. However, a few plans will offer a limited benefit, so it is still worth checking with your insurance company. Sometimes therapy is covered for a couple when one person has a diagnosis and another family member joins them for joint therapy, but it is considered therapy for the medical condition that includes a family member as a listener or helper, not couples counseling. Without insurance, most clients pay between $100-300 per 60-90 min session for couples therapy. Often clients can find classes or workshops that make it more affordable to work on their relationship. And some employers offer Employee Assistance Plans that help defray the cost of couples therapy.
What is an Employee Assistance Plan (EAP)?
Employee Assistance Plans are purchased by employers for the benefit of their employees. EAPs typically assist employees with referrals and may also provide the first few sessions of therapy free of charge, with the patient's regular health insurance kicking in after those initial sessions. EAP benefits often apply to all types of therapy without the need for a medical diagnosis, making it easier to access couples therapy, therapy for life transitions, and other non-medical counseling. Just as with standard health insurance, clients should always check that a provider accepts their EAP benefits before scheduling.
Learn more about Insurance Coverage and Finding Affordable Therapy
Learn more about Insurance Coverage and Finding Affordable Therapy