Cigna and Evernorth Therapists in 20008

Lisa M Brown
Licensed Professional Counselor, MS, LPC
Verified Verified
Washington, DC 20008
Are life's challenges getting the best of you? Feeling stressed, anxious, angry or tired? It may be time to make your emotional wellness a priority. I welcome the opportunity to assist you.
Are life's challenges getting the best of you? Feeling stressed, anxious, angry or tired? It may be time to make your emotional wellness a priority. I welcome the opportunity to assist you.
(202) 891-4765 View (202) 891-4765
Photo of Shelley Marfori, Psy D, Psychologist
Shelley Marfori
Psychologist, Psy D
Verified Verified
Washington, DC 20008  (Online Only)
Expressions Therapy offers a wide array of therapeutic modalities for individuals, groups, and couples. Our approach is eclectic and flexible, founded in empathy and curiosity, where your unique needs and goals are centered. We are a practice that understands that support is vital even outside of prescribed session times, and while healthy boundaries are established and respected, so is an atmosphere of support and radical acceptance. Anxiety and trauma can live in our bodies. Together, we will create a relationship that fosters dynamic and lasting growth, tapping into undiscovered reserves of resiliency you didn't know you had.
Expressions Therapy offers a wide array of therapeutic modalities for individuals, groups, and couples. Our approach is eclectic and flexible, founded in empathy and curiosity, where your unique needs and goals are centered. We are a practice that understands that support is vital even outside of prescribed session times, and while healthy boundaries are established and respected, so is an atmosphere of support and radical acceptance. Anxiety and trauma can live in our bodies. Together, we will create a relationship that fosters dynamic and lasting growth, tapping into undiscovered reserves of resiliency you didn't know you had.
(202) 933-3027 x779 View (202) 933-3027 x779
Photo of Renana Brooks, PhD, Psychologist
Renana Brooks
Psychologist, PhD
Verified Verified
Washington, DC 20008
Clients with a strong desire to fix their relationships in the most profound ways fit well with my practice .This is true even if you don’t know what is wrong or your partner disagrees about what the problem is. The change is not just communication patterns but also underlying intense emotional distress or explosive patterns of expression. We address complaints such as lack of sex or affection or emotional withdrawal.We stop couples from divorce and fix communication problems by training partners how to best be supportive and to understand underlying psychological messages unwittingly communicated between partners.
Clients with a strong desire to fix their relationships in the most profound ways fit well with my practice .This is true even if you don’t know what is wrong or your partner disagrees about what the problem is. The change is not just communication patterns but also underlying intense emotional distress or explosive patterns of expression. We address complaints such as lack of sex or affection or emotional withdrawal.We stop couples from divorce and fix communication problems by training partners how to best be supportive and to understand underlying psychological messages unwittingly communicated between partners.
(703) 420-7312 View (703) 420-7312
Photo of Jack Werstein - Jack Werstein, MA, LPC, MA, LPC, Licensed Professional Counselor
Jack Werstein, MA, LPC
Licensed Professional Counselor, MA, LPC
Verified Verified
Washington, DC 20008
I am licensed to practice in Washington DC, Maryland, Virginia and Texas. My mission is to provide ethical and professional clinical services to those overcoming trauma and those struggling with identity and relationship issues. My commitment to my patients is to empower, support, and guide them on a journey of healing and growth. I employ an integrative treatment approach in order to effectively meet my client’s needs. I work with clients in person and/or using Zoom.
I am licensed to practice in Washington DC, Maryland, Virginia and Texas. My mission is to provide ethical and professional clinical services to those overcoming trauma and those struggling with identity and relationship issues. My commitment to my patients is to empower, support, and guide them on a journey of healing and growth. I employ an integrative treatment approach in order to effectively meet my client’s needs. I work with clients in person and/or using Zoom.
(512) 601-4595 View (512) 601-4595
Photo of Katie Bascuas, LPC, Licensed Professional Counselor
Katie Bascuas
Licensed Professional Counselor, LPC
Verified Verified
1 Endorsed
Washington, DC 20008  (Online Only)
Taking the first step and seeking out a therapist can feel overwhelming and scary. No one wants to feel judged. In my practice, I aim to create a warm, trusting environment where clients feel safe to explore more about themselves and whatever challenges they may be facing. As a licensed professional counselor, I have experience working with clients from different backgrounds with a variety of presenting issues. I use an eclectic approach, incorporating evidence-based techniques, because every client is unique. We’ll explore strategies that resonate with you and your personality.
Taking the first step and seeking out a therapist can feel overwhelming and scary. No one wants to feel judged. In my practice, I aim to create a warm, trusting environment where clients feel safe to explore more about themselves and whatever challenges they may be facing. As a licensed professional counselor, I have experience working with clients from different backgrounds with a variety of presenting issues. I use an eclectic approach, incorporating evidence-based techniques, because every client is unique. We’ll explore strategies that resonate with you and your personality.
(888) 449-0907 View (888) 449-0907
Photo of Yael Adef Eiserike - Yael Eiserike - Anxiety, Stress, Work/Life Balance, JD, LCSW, Clinical Social Work/Therapist
Yael Eiserike - Anxiety, Stress, Work/Life Balance
Clinical Social Work/Therapist, JD, LCSW
Verified Verified
Washington, DC 20008  (Online Only)
As a lawyer-turned-therapist, I know the power of a good question. My clients are anxious professionals who have taken all the “right” steps only to wonder why they aren’t feeling satisfied. They share that I have helped them work through anxiety, insomnia, or stress from high-intensity careers. I enjoy helping people find sustainable work-life balance, in addition to moving through grief and loss. Whether it be the loss of a loved one, a career, or way of life, I can be a strong partner for you. My pragmatic approach is tailored and collaborative, helping you identify and implement strategies to both resolve and prevent problems.
As a lawyer-turned-therapist, I know the power of a good question. My clients are anxious professionals who have taken all the “right” steps only to wonder why they aren’t feeling satisfied. They share that I have helped them work through anxiety, insomnia, or stress from high-intensity careers. I enjoy helping people find sustainable work-life balance, in addition to moving through grief and loss. Whether it be the loss of a loved one, a career, or way of life, I can be a strong partner for you. My pragmatic approach is tailored and collaborative, helping you identify and implement strategies to both resolve and prevent problems.
(202) 978-4558 View (202) 978-4558
Photo of Dr. Shelley L Marfori, Psy D, Psychologist
Dr. Shelley L Marfori
Psychologist, Psy D
Verified Verified
Washington, DC 20008  (Online Only)
As a member of the LGBTQIA+ community, a trauma survivor, and someone with a chronic pain disorder; I approach the work that I do from a place of empathy and personal understanding. I have an intense passion for understanding personal identity and the way race, culture, class, and sexuality come together to form what we believe about ourselves and what we feel we can accomplish in our lives. Anxiety and trauma can live in our bodies - together we will create a relationship that fosters dynamic and lasting growth, tapping into undiscovered reserves of resiliency that will help navigate the past and prepare for a more hopeful future.
As a member of the LGBTQIA+ community, a trauma survivor, and someone with a chronic pain disorder; I approach the work that I do from a place of empathy and personal understanding. I have an intense passion for understanding personal identity and the way race, culture, class, and sexuality come together to form what we believe about ourselves and what we feel we can accomplish in our lives. Anxiety and trauma can live in our bodies - together we will create a relationship that fosters dynamic and lasting growth, tapping into undiscovered reserves of resiliency that will help navigate the past and prepare for a more hopeful future.
(202) 919-6929 x779 View (202) 919-6929 x779
Photo of Danielle Saliman, LCSW, Clinical Social Work/Therapist
Danielle Saliman
Clinical Social Work/Therapist, LCSW
Verified Verified
1 Endorsed
Washington, DC 20008  (Online Only)
You feel stuck. Day in and day out, the monotony of your life is so draining. You know you want to make a change, but what kind of change? A new job, new location, going to school, a different relationship... It is all so overwhelming. Where do you even start? And that's where you get stuck. Knowing you want this change but feeling paralyzed by the anxiety of the unknown. Or maybe even worse, the fear of making the WRONG decision. So you keep trudging along. Day after day. Stuck in this constant loop. You want to escape this, but you just need help!
You feel stuck. Day in and day out, the monotony of your life is so draining. You know you want to make a change, but what kind of change? A new job, new location, going to school, a different relationship... It is all so overwhelming. Where do you even start? And that's where you get stuck. Knowing you want this change but feeling paralyzed by the anxiety of the unknown. Or maybe even worse, the fear of making the WRONG decision. So you keep trudging along. Day after day. Stuck in this constant loop. You want to escape this, but you just need help!
(619) 492-4356 View (619) 492-4356
Photo of Mary Work, LICSW, Clinical Social Work/Therapist
Mary Work
Clinical Social Work/Therapist, LICSW
Verified Verified
Washington, DC 20008
People come to therapy for different reasons You may be experiencing depression, grief, anxiety, have a chronic illness or struggling with another life issue. I am here to help you to explore the issues that matter to you. I specialize people with disabilities. Our working relationship will be based on respect and trust.I am here to assist you in sorting out issues and coming up with your own solutions.
People come to therapy for different reasons You may be experiencing depression, grief, anxiety, have a chronic illness or struggling with another life issue. I am here to help you to explore the issues that matter to you. I specialize people with disabilities. Our working relationship will be based on respect and trust.I am here to assist you in sorting out issues and coming up with your own solutions.
(202) 517-8169 View (202) 517-8169
Photo of Gwen F Melnick, LCSW, LICSW, Clinical Social Work/Therapist
Gwen F Melnick
Clinical Social Work/Therapist, LCSW, LICSW
Verified Verified
Washington, DC 20008
Would you like to feel less overwhelmed, anxious, sad, fearful, depressed or unsure of yourself? Are you going through a life transition, dealing with chronic illness, or are unproductive behaviors holding you back? Perhaps you’re unhappy at work/school, experiencing grief/loss, uncertain about your professional goals, or dissatisfied with your relationships. Life issues may seem insurmountable. Once you begin therapy with me, we'll work collaboratively to increase your self-understanding & insight. I'll help you identify & effectuate necessary life changes (step by step), embrace self acceptance, or move toward a little of both.
Would you like to feel less overwhelmed, anxious, sad, fearful, depressed or unsure of yourself? Are you going through a life transition, dealing with chronic illness, or are unproductive behaviors holding you back? Perhaps you’re unhappy at work/school, experiencing grief/loss, uncertain about your professional goals, or dissatisfied with your relationships. Life issues may seem insurmountable. Once you begin therapy with me, we'll work collaboratively to increase your self-understanding & insight. I'll help you identify & effectuate necessary life changes (step by step), embrace self acceptance, or move toward a little of both.
(412) 356-9859 View (412) 356-9859
Photo of Dr. Lude Pierre - Caring Through Healing, LLC, LPC, PsyD, Licensed Professional Counselor
Caring Through Healing, LLC
Licensed Professional Counselor, LPC, PsyD
Verified Verified
1 Endorsed
Washington, DC 20008
I am a licensed professional counselor who has a passion for helping individuals explore and solve their own problems. I have over 17 years of experience in the field of mental health working with a diverse population. I am an innovative and effective professional with outstanding therapeutic and interpersonal skills. I have a talent for motivating, teaching, supporting, and effectively collaborating with individuals to meet their treatment goals. I am highly motivated and conscientious. I can offer a wealth of knowledge, experience, and transferable skills in therapeutic sessions.
I am a licensed professional counselor who has a passion for helping individuals explore and solve their own problems. I have over 17 years of experience in the field of mental health working with a diverse population. I am an innovative and effective professional with outstanding therapeutic and interpersonal skills. I have a talent for motivating, teaching, supporting, and effectively collaborating with individuals to meet their treatment goals. I am highly motivated and conscientious. I can offer a wealth of knowledge, experience, and transferable skills in therapeutic sessions.
(571) 946-2957 View (571) 946-2957
Photo of Itselda Shand, LPC, LCPC, Licensed Professional Counselor
Itselda Shand
Licensed Professional Counselor, LPC, LCPC
Verified Verified
Washington, DC 20008
I have been a psychotherapist for over ten years working with diverse clients on an individual, group and couples basis. I am adept at working with persons who have intra- and interpersonal concerns. I assist clients with developing strategies and healthier coping skills to address the challenges of life. The theories, strategies and techniques I use in sessions are based solely on the needs of the client. My theoretical tool box can range from specific approaches such as Cognitive Behavioral Therapy and Psychodynamic to more Eclectic Approach.
I have been a psychotherapist for over ten years working with diverse clients on an individual, group and couples basis. I am adept at working with persons who have intra- and interpersonal concerns. I assist clients with developing strategies and healthier coping skills to address the challenges of life. The theories, strategies and techniques I use in sessions are based solely on the needs of the client. My theoretical tool box can range from specific approaches such as Cognitive Behavioral Therapy and Psychodynamic to more Eclectic Approach.
(202) 509-9399 View (202) 509-9399
Photo of Tameka M Tucker, PhD, Psychologist
Tameka M Tucker
Psychologist, PhD
Verified Verified
2 Endorsed
Washington, DC 20008
The most important goal of providing services is the ability to develop a rapport with my clients in a meaningful way....I work to facilitate the process and assist them in working through challenging situations and developing new insights.
The most important goal of providing services is the ability to develop a rapport with my clients in a meaningful way....I work to facilitate the process and assist them in working through challenging situations and developing new insights.
(703) 223-8348 View (703) 223-8348
Photo of Tyffany L Kidd, MS, LPC, NCC, Licensed Professional Counselor
Tyffany L Kidd
Licensed Professional Counselor, MS, LPC, NCC
Verified Verified
Washington, DC 20008  (Online Only)
Thank you for visiting my profile page on Psychology Today! It takes strength and courage for you to reach out for help. You took the first step. I am a Licensed Professional Counselor who is National Board Certified in Counseling. I provide a safe and supportive environment for you to explore challenges that are present in your life. You may be dealing with loneliness, inner-conflict, anxiety, depression, sadness, grief, anger, or other feelings that come along when dealing with life transitions and I can help you. Whatever the feelings are, I can help you with processing your emotions and guiding you through living a more authentic life. The therapeutic relationship is an opportunity for you to build the blocks you need to get through whatever problems you are encountering and envisioning and seeing hope that will help you live a more prosperous life.
Thank you for visiting my profile page on Psychology Today! It takes strength and courage for you to reach out for help. You took the first step. I am a Licensed Professional Counselor who is National Board Certified in Counseling. I provide a safe and supportive environment for you to explore challenges that are present in your life. You may be dealing with loneliness, inner-conflict, anxiety, depression, sadness, grief, anger, or other feelings that come along when dealing with life transitions and I can help you. Whatever the feelings are, I can help you with processing your emotions and guiding you through living a more authentic life. The therapeutic relationship is an opportunity for you to build the blocks you need to get through whatever problems you are encountering and envisioning and seeing hope that will help you live a more prosperous life.
(202) 902-9698 View (202) 902-9698
Photo of Jasmin Alostaz, MFT, Counselor
Jasmin Alostaz
Counselor, MFT
Verified Verified
1 Endorsed
Washington, DC 20008
If you want to thrive, let loose of guilt and shame, and have deep, meaningful relationships, I can't wait to work with you! Our work together will help you know yourself better and improve your relationships with others. Using a collaborative approach, I will guide you to new ways of thinking, skills, and experiences that can enhance your life. Our work together will be light hearted and non-judgmental. This allows us to face challenging topics like cultural differences, shame, depression, and anxiety.
If you want to thrive, let loose of guilt and shame, and have deep, meaningful relationships, I can't wait to work with you! Our work together will help you know yourself better and improve your relationships with others. Using a collaborative approach, I will guide you to new ways of thinking, skills, and experiences that can enhance your life. Our work together will be light hearted and non-judgmental. This allows us to face challenging topics like cultural differences, shame, depression, and anxiety.
(202) 991-1019 View (202) 991-1019
Photo of Rachel Annable - Modern Owl Counseling, LICSW, Clinical Social Work/Therapist
Modern Owl Counseling
Clinical Social Work/Therapist, LICSW
Verified Verified
Washington, DC 20008
Welcome to Modern Owl Counseling. We are a group of Clinical Social Workers who believe that everyone deserves someone to talk to who is non-judgmental or biased. You are the expert on you! There are many different kinds of people and different kinds of therapists. It's most important that you and your therapist are a good fit and you feel comfortable opening up to them. Please see our website for therapist bio's and techniques used. We are here to work as a team with you to establish and meet your goals. Together we can create change and improve your symptoms.
Welcome to Modern Owl Counseling. We are a group of Clinical Social Workers who believe that everyone deserves someone to talk to who is non-judgmental or biased. You are the expert on you! There are many different kinds of people and different kinds of therapists. It's most important that you and your therapist are a good fit and you feel comfortable opening up to them. Please see our website for therapist bio's and techniques used. We are here to work as a team with you to establish and meet your goals. Together we can create change and improve your symptoms.
(202) 919-8790 View (202) 919-8790
Photo of Amy Gordon, MFT, Pre-Licensed Professional
Amy Gordon
Pre-Licensed Professional, MFT
Verified Verified
1 Endorsed
Washington, DC 20008  (Online Only)
Life’s challenges can feel overwhelming, especially when you’re navigating the impacts of a difficult childhood, struggling to maintain healthy relationships, or dealing with stress, anxiety, and perfectionism. If you’re finding it hard to set boundaries or build self-worth, you’re not alone. I’m here to help you explore these issues in a supportive and safe environment, where you can start making meaningful changes that align with your true self. In our work together, we’ll draw on a blend of approaches, including Cognitive Behavioral Therapy, Attachment Theory, and the Gottman Method.
Life’s challenges can feel overwhelming, especially when you’re navigating the impacts of a difficult childhood, struggling to maintain healthy relationships, or dealing with stress, anxiety, and perfectionism. If you’re finding it hard to set boundaries or build self-worth, you’re not alone. I’m here to help you explore these issues in a supportive and safe environment, where you can start making meaningful changes that align with your true self. In our work together, we’ll draw on a blend of approaches, including Cognitive Behavioral Therapy, Attachment Theory, and the Gottman Method.
(833) 736-0812 View (833) 736-0812
Photo of Kimberly Sherman, LCSW-C, LICSW, LCSW, Clinical Social Work/Therapist
Kimberly Sherman
Clinical Social Work/Therapist, LCSW-C, LICSW, LCSW
Verified Verified
Washington, DC 20008  (Online Only)
Waitlist for new clients
Dealing with processing and healing from past experiences, whether they happened recently or in childhood? Not sure how you want to show up in your relationships, or how to set boundaries to have healthier dynamics in your relationships? Experiencing imposter syndrome as you enter new phases in your life, whether it be college, employment or relationships? Feeling overwhelmed with the daily requirements of being a human in the current world? Therapy can help unpack all these feelings so you can show up in your daily life the way you want!
Dealing with processing and healing from past experiences, whether they happened recently or in childhood? Not sure how you want to show up in your relationships, or how to set boundaries to have healthier dynamics in your relationships? Experiencing imposter syndrome as you enter new phases in your life, whether it be college, employment or relationships? Feeling overwhelmed with the daily requirements of being a human in the current world? Therapy can help unpack all these feelings so you can show up in your daily life the way you want!
(571) 946-4695 View (571) 946-4695
Photo of Edward Geraty, Clinical Social Work/Therapist
Edward Geraty
Clinical Social Work/Therapist
Verified Verified
Washington, DC 20008  (Online Only)
I only offer video therapy sessions. Text me at 410-804-1934 to be added as a client. II have expertise in the integration of Eastern and Western psychotherapies with modern psychodynamic principles, Non-Dual approaches, and contemplative and meditative practices. This approach encompasses a holistic approach. It is my experience that a persons deeper beliefs (what I call Meta-principles) determine life experiences. It is my belief and practice that we are more than our limited thinking minds.
I only offer video therapy sessions. Text me at 410-804-1934 to be added as a client. II have expertise in the integration of Eastern and Western psychotherapies with modern psychodynamic principles, Non-Dual approaches, and contemplative and meditative practices. This approach encompasses a holistic approach. It is my experience that a persons deeper beliefs (what I call Meta-principles) determine life experiences. It is my belief and practice that we are more than our limited thinking minds.
(844) 658-8669 View (844) 658-8669
Photo of Sarah Pearl Jones, LPC, Licensed Professional Counselor
Sarah Pearl Jones
Licensed Professional Counselor, LPC
Verified Verified
Washington, DC 20008  (Online Only)
Sarah Jones is a Licensed Professional Counselor and an Art Therapist with 10 years of experience in individual therapy and child and family consultation work. She is passionate about combining art therapy and play techniques in her practice to help clients with adjustment issues, depression, anxiety, grief, trauma, relationship issues, and major life transitions. During the pandemic, she opened her practice to more adult-focused work, performing telehealth sessions and leading group art therapy for cancer survivors. Sarah completed her Master of Science in Counseling and Art Therapy from Mount Mary University.
Sarah Jones is a Licensed Professional Counselor and an Art Therapist with 10 years of experience in individual therapy and child and family consultation work. She is passionate about combining art therapy and play techniques in her practice to help clients with adjustment issues, depression, anxiety, grief, trauma, relationship issues, and major life transitions. During the pandemic, she opened her practice to more adult-focused work, performing telehealth sessions and leading group art therapy for cancer survivors. Sarah completed her Master of Science in Counseling and Art Therapy from Mount Mary University.
(833) 658-9118 View (833) 658-9118
1
Cigna and Evernorth Therapists

Does insurance cover therapy, prescriptions and other behavioral health services?

In general, yes. Laws in the U.S. require insurers to cover essential behavioral health care at the same level as other health care services. Most health plans require a medical diagnosis and treatments that are evidence based and medically essential. This means that life coaching and alternative therapies are not covered, nor is therapy without a diagnosis. Call the number on the back or your insurance card or visit your insurance company's website to review your Summary of Benefits. If you have insurance through your employer, your Human Resources department may also be able to answer questions.

How much does therapy cost with insurance?

The cost of therapy depends on your region, how much training and experience your therapist has, and the type of treatment. The rate for talk therapy generally falls between $100 and $250. For a client seeing an in-network provider, the cost of therapy is often similar to the cost of other health care services. Clients pay co-pays and may need to satisfy a plan’s deductible before benefits kick in.

What is the difference between In-Network and Out-of-Network insurance coverage?

An in-network provider has contracted with an insurer to get paid directly for services, and to accept the insurer’s rate of compensation. Clients are responsible for deductibles and copays. If a therapist is out of network, that means that the client pays the therapist directly for services at the therapist’s regular fee. Out-of-Network providers often give clients a receipt so that they can file for partial reimbursement with their insurance company.

Is it difficult to find an In-Network therapist?

It is not unusual for therapists to limit the number of insurance patients in their practice, so it’s important to check in-network availability when you schedule your first appointment. In regions and times where therapy is in high demand it may take longer to get scheduled with an in-network therapist.

What is the difference between HMO and PPO insurance plans?

HMO health plans only cover in-network services, there is no reimbursement for out-of-network providers. PPO plans often cover both in- and out-of-network services, though the client may pay more for out-of-network services.

What is a Superbill?

A superbill is a receipt for therapy services. It provides all the information required by insurance companies to reimburse you for out-of-network services, including the diagnostic codes for your care, the amount paid, and the dates and duration of care.

Does insurance cover Online therapy?

Many therapists who shifted their practice to online therapy during the pandemic have kept that arrangement. And most insurers continue to cover telehealth services, with a few exceptions. Preventive care (such as an annual depression screening) is often required to be in-person to be covered, and some states require prescribers of controlled substances to see those patients in person.

Does insurance cover Group therapy?

Many insurance plans provide coverage for group therapy provided there is a medical diagnosis for group members, but there are some noteworthy exceptions. For example, Medicare does not always cover group therapy. Group therapy tends to cost less than individual therapy.

Does insurance cover Couples therapy?

Most insurance companies do not cover the cost of couples therapy because there is no medical diagnosis or medically necessary treatment. However, a few plans will offer a limited benefit, so it is still worth checking with your insurance company. Sometimes therapy is covered for a couple when one person has a diagnosis and another family member joins them for joint therapy, but it is considered therapy for the medical condition that includes a family member as a listener or helper, not couples counseling. Without insurance, most clients pay between $100-300 per 60-90 min session for couples therapy. Often clients can find classes or workshops that make it more affordable to work on their relationship. And some employers offer Employee Assistance Plans that help defray the cost of couples therapy.

What is an Employee Assistance Plan (EAP)?

Employee Assistance Plans are purchased by employers for the benefit of their employees. EAPs typically assist employees with referrals and may also provide the first few sessions of therapy free of charge, with the patient's regular health insurance kicking in after those initial sessions. EAP benefits often apply to all types of therapy without the need for a medical diagnosis, making it easier to access couples therapy, therapy for life transitions, and other non-medical counseling. Just as with standard health insurance, clients should always check that a provider accepts their EAP benefits before scheduling.

Learn more about Insurance Coverage and Finding Affordable Therapy