Cigna and Evernorth Psychiatrists in Lacey, WA
![Photo of Cheryl Dann - Caring Minds LLC , ARNP, PMHNPBC, Psychiatric Nurse Practitioner](https://photos.psychologytoday.com/fd363f0f-bad7-4515-839f-b6067daff587/2/320x400.jpeg)
Caring Minds LLC
Psychiatric Nurse Practitioner, ARNP, PMHNPBC
Verified Verified
Lacey, WA 98503 (Online Only)
I am a licensed, Board Certified Psychiatric Mental Health Nurse Practitioner in the states of Washington and Oregon. I welcome adolescent and adult clients with mental health conditions. My approach in treatment is collaborative, partnering with clients in pursuit of their mental wellbeing. I incorporate the growing practice of nutrition psychiatry in my treatment plans as I see the benefits of natural remedies complementary with traditional treatments.
I am a licensed, Board Certified Psychiatric Mental Health Nurse Practitioner in the states of Washington and Oregon. I welcome adolescent and adult clients with mental health conditions. My approach in treatment is collaborative, partnering with clients in pursuit of their mental wellbeing. I incorporate the growing practice of nutrition psychiatry in my treatment plans as I see the benefits of natural remedies complementary with traditional treatments.
![Photo of David Penner, MD, Psychiatrist](https://photos.psychologytoday.com/bc57ceec-cff1-441a-82e9-fa3b2d21b117/2/320x400.jpeg)
I am a double board-certified Harvard-trained child, adolescent, and adult psychiatrist specializing in treating hard-to-treat depression through Transcranial Magnetic Stimulation (TMS). For over ten years, I've treated adults and children with a wide range of acute and chronic mental illnesses and implemented TMS into my services when I saw the incredible results my patients were achieving.
I am a double board-certified Harvard-trained child, adolescent, and adult psychiatrist specializing in treating hard-to-treat depression through Transcranial Magnetic Stimulation (TMS). For over ten years, I've treated adults and children with a wide range of acute and chronic mental illnesses and implemented TMS into my services when I saw the incredible results my patients were achieving.
![Photo of Margie Williams - Elroi Mental Health Services PLLC, MSN, APRN, PMHNP, Psychiatric Nurse Practitioner](https://photos.psychologytoday.com/41375156-2571-4fed-a047-18fa0baac32e/2/320x400.jpeg)
Elroi Mental Health Services PLLC
Psychiatric Nurse Practitioner, MSN, APRN, PMHNP
Verified Verified
2 Endorsed
Lacey, WA 98503
Looking for a provider of Christian faith, who understands and has a relationship with God? Holistic mental healthcare does not require you to sacrifice your faith. Margie Williams is a Board Certified Psychiatric Mental Health Nurse Practitioner (PMHNP-BC) qualified to practice psychiatry, diagnose, treat, and prescribe psychiatric medications across the lifespan, and provides Gene-Testing for medications. ElroiMHS, treats the whole person and are a BIPOC and LGBTQ+ supportive office. We are accepting new clients and are here to provide a chance for you to get through life with positivity and clarity within yourself!
Looking for a provider of Christian faith, who understands and has a relationship with God? Holistic mental healthcare does not require you to sacrifice your faith. Margie Williams is a Board Certified Psychiatric Mental Health Nurse Practitioner (PMHNP-BC) qualified to practice psychiatry, diagnose, treat, and prescribe psychiatric medications across the lifespan, and provides Gene-Testing for medications. ElroiMHS, treats the whole person and are a BIPOC and LGBTQ+ supportive office. We are accepting new clients and are here to provide a chance for you to get through life with positivity and clarity within yourself!
![Photo of Judith Maduh, APRN, PMHNP, -BC, Psychiatric Nurse Practitioner](https://photos.psychologytoday.com/999d480f-62fd-4dc2-93b2-75460f5bc722/1/320x400.jpeg)
Judith Maduh
Psychiatric Nurse Practitioner, APRN, PMHNP, -BC
Verified Verified
4 Endorsed
Lacey, WA 98503
Hello! I'm Judy, a PMHNP provider who enjoys working with children, adolescents and adults; especially ones who's been through trauma. I have wealth of experiences managing several mental illness in this population. I have been privileged to train with many but especially 2 of the renowned child-adolescent psychiatrists in North Texas. Using my compassionate care model, my clients receive comprehensive evaluation, diagnosis, and evident treatment plan for a successful improvement of their symptoms. Always happy to hear them report they have gotten their life back! I want to take this journey with you, please reach out soon.
Hello! I'm Judy, a PMHNP provider who enjoys working with children, adolescents and adults; especially ones who's been through trauma. I have wealth of experiences managing several mental illness in this population. I have been privileged to train with many but especially 2 of the renowned child-adolescent psychiatrists in North Texas. Using my compassionate care model, my clients receive comprehensive evaluation, diagnosis, and evident treatment plan for a successful improvement of their symptoms. Always happy to hear them report they have gotten their life back! I want to take this journey with you, please reach out soon.
![Photo of Al Jerome Cruz, DNP, FNP, PMHNP, Psychiatric Nurse Practitioner](https://photos.psychologytoday.com/8d345bbd-05c0-4dc3-bcfc-61b6b560c7b0/2/320x400.png)
Al Jerome Cruz
Psychiatric Nurse Practitioner, DNP, FNP, PMHNP
Verified Verified
2 Endorsed
Lacey, WA 98503
Al Jerome (AJ) is a dual board-certified Family & Psychiatric Mental Health Nurse Practitioner specializing in adult psychiatric medication management. He also offers Medical Weight loss and Nutritional Psychiatry services. He received his Doctoral degree and post-graduate psychiatric mental health certificate at Duke University. He utilizes a holistic, collaborative, and integrative approach to provide personalized, evidence-based, and non-judgmental psychiatric care. AJ highly values a therapeutic provider-client relationship built in trust, respect, and empathy.
Al Jerome (AJ) is a dual board-certified Family & Psychiatric Mental Health Nurse Practitioner specializing in adult psychiatric medication management. He also offers Medical Weight loss and Nutritional Psychiatry services. He received his Doctoral degree and post-graduate psychiatric mental health certificate at Duke University. He utilizes a holistic, collaborative, and integrative approach to provide personalized, evidence-based, and non-judgmental psychiatric care. AJ highly values a therapeutic provider-client relationship built in trust, respect, and empathy.
![Photo of Harvey Hall, PMHNP, FNP-C, CCM-R, ARNP, Psychiatric Nurse Practitioner](https://photos.psychologytoday.com/0cfee37f-1781-4b80-a571-ce95b3e86b35/3/320x400.jpeg)
Harvey Hall
Psychiatric Nurse Practitioner, PMHNP, FNP-C, CCM-R, ARNP
Verified Verified
Lacey, WA 98503
Accepting New Patients, even on Saturday and can see patients through Telepsychiatry or Telemedicine, and we do have some evening appts available as well. Trained as a family and psychiatric nurse practitioner. Master’s trained from the University of Cincinnati and Touro University; also have degrees from Pacific Lutheran University in Nursing and the University of Oklahoma. I have a background in military medicine, and have served populations that have been diverse and underserved. I have also served in case management for Washington State DSHS, working with social workers and caregivers for and in behalf of foster children.
Accepting New Patients, even on Saturday and can see patients through Telepsychiatry or Telemedicine, and we do have some evening appts available as well. Trained as a family and psychiatric nurse practitioner. Master’s trained from the University of Cincinnati and Touro University; also have degrees from Pacific Lutheran University in Nursing and the University of Oklahoma. I have a background in military medicine, and have served populations that have been diverse and underserved. I have also served in case management for Washington State DSHS, working with social workers and caregivers for and in behalf of foster children.
![Photo of Harvey Hall - Genuine Healthcare, PLLC, ARNP, Psychiatric Nurse Practitioner](https://photos.psychologytoday.com/3e325fc7-c9ca-433d-ad3c-8cafe8f22a20/1/320x400.png)
Now accepting new patients! Genuine Healthcare is proud to serve a diverse population of mental health clients. We see patients from all walks of life and in all age groups, providing support for children as young as six years old. By offering our appointments both in person or via telemedicine, we are able to serve a wider community across the state of Washington. We value the importance of building a strong patient-provider relationship, which is why we have four providers from various backgrounds so that you may find one who fits your specific needs. To explore our providers' bios, visit the About Us section of our website.
Now accepting new patients! Genuine Healthcare is proud to serve a diverse population of mental health clients. We see patients from all walks of life and in all age groups, providing support for children as young as six years old. By offering our appointments both in person or via telemedicine, we are able to serve a wider community across the state of Washington. We value the importance of building a strong patient-provider relationship, which is why we have four providers from various backgrounds so that you may find one who fits your specific needs. To explore our providers' bios, visit the About Us section of our website.
![Photo of Lindsay Nourse, DMSc, PA-C, Physician Assistant](https://photos.psychologytoday.com/c3851b09-5410-47a2-a8b6-f43f3976e7e5/1/320x400.jpeg)
Lindsay Nourse
Physician Assistant, DMSc, PA-C
Verified Verified
Lacey, WA 98516
Not accepting new clients
I have 12 years of experience working in family medicine. While working in family medicine, I developed a passion for treating those with mental health conditions and decided I wanted to practice in this area of medicine full time. I am a native of the Pacific Northwest, and earned my undergraduate degree from the University of Oregon. I earned her master’s degree and P.A. education at Rocky Mountain College in Billings, MT.
I have 12 years of experience working in family medicine. While working in family medicine, I developed a passion for treating those with mental health conditions and decided I wanted to practice in this area of medicine full time. I am a native of the Pacific Northwest, and earned my undergraduate degree from the University of Oregon. I earned her master’s degree and P.A. education at Rocky Mountain College in Billings, MT.
![Photo of Claire A Tilley, DNP, ARNP, PMHNP, Psychiatric Nurse](https://photos.psychologytoday.com/3e9b90a9-46cd-11ea-a6ad-06142c356176/2/320x400.jpeg)
Claire A Tilley
Psychiatric Nurse, DNP, ARNP, PMHNP
Verified Verified
4 Endorsed
Lacey, WA 98503 (Online Only)
Not accepting new clients
I am a board certified Family Psychiatric Mental Health Nurse Practitioner (PMHNP), and earned my Doctorate of Nursing Practice degree from The University of Washington. The services I provide include psychiatric diagnostic evaluations, evidence-based medication management, and supportive therapy. I am experienced in helping people with anxiety, depression, ADD/ADHD, panic disorders, OCD, PTSD & bipolar disorders. I appreciate the unique strengths and insights that all people develop through their life experiences.
I am a board certified Family Psychiatric Mental Health Nurse Practitioner (PMHNP), and earned my Doctorate of Nursing Practice degree from The University of Washington. The services I provide include psychiatric diagnostic evaluations, evidence-based medication management, and supportive therapy. I am experienced in helping people with anxiety, depression, ADD/ADHD, panic disorders, OCD, PTSD & bipolar disorders. I appreciate the unique strengths and insights that all people develop through their life experiences.
More Psychiatrists Nearby
![Photo of Albert Quainoo, Psychiatric Nurse Practitioner](https://photos.psychologytoday.com/ba0a06c7-8dc8-4430-a7ed-501c5d2a5983/2/320x400.jpeg)
Need URGENT psychiatric care? Book a Free 10 minutes Consultation Call 888-877-7022 now to start your healing journey. We understand how stress, anxiety, ADHD, depression, burnout, & overwhelming emotions can prevent you from living your best life. At AB Holistic, we believe in a compassionate, integrative approach. We offer personalized treatment plans that include traditional medications, therapy, counseling & holistic therapies to address the root causes of your distress. We're dedicated to supporting you every step of the way. Find the relief you deserve. We offer flexible hours, and have telehealth options available.
Need URGENT psychiatric care? Book a Free 10 minutes Consultation Call 888-877-7022 now to start your healing journey. We understand how stress, anxiety, ADHD, depression, burnout, & overwhelming emotions can prevent you from living your best life. At AB Holistic, we believe in a compassionate, integrative approach. We offer personalized treatment plans that include traditional medications, therapy, counseling & holistic therapies to address the root causes of your distress. We're dedicated to supporting you every step of the way. Find the relief you deserve. We offer flexible hours, and have telehealth options available.
![Photo of Christle Stanton, PMHNP , Psychiatric Nurse Practitioner](https://photos.psychologytoday.com/cdbac110-4aee-4e8c-bead-249b4781a278/1/320x400.jpeg)
Christle Stanton
Psychiatric Nurse Practitioner, PMHNP
Verified Verified
1 Endorsed
Olympia, WA 98501 (Online Only)
This profile is managed by Cerebral. To get connected with Christle and directly schedule, please click the "my website" button! Christle is a board-certified Family Medicine and Psychiatric Mental Health Nurse Practitioner. She began her healthcare career over 15 years ago as a registered nurse. She then obtained a Master of Science in Nursing with a concentration in family medicine in 2012. To see if you are eligible for insurance coverage, please use your phone's camera app to scan the QR code below.
This profile is managed by Cerebral. To get connected with Christle and directly schedule, please click the "my website" button! Christle is a board-certified Family Medicine and Psychiatric Mental Health Nurse Practitioner. She began her healthcare career over 15 years ago as a registered nurse. She then obtained a Master of Science in Nursing with a concentration in family medicine in 2012. To see if you are eligible for insurance coverage, please use your phone's camera app to scan the QR code below.
![Photo of Chasity Spring Langman, MSc, MSN, PMHNP, Psychiatric Nurse Practitioner](https://photos.psychologytoday.com/964f4016-fe2e-4120-9a1c-cade10542cb9/2/320x400.jpeg)
Chasity Spring Langman
Psychiatric Nurse Practitioner, MSc, MSN, PMHNP
Verified Verified
1 Endorsed
Olympia, WA 98503 (Online Only)
Let's face it; life can be hard sometimes. Maybe you don't have the right people in your life to offer you a safe space to express yourself. Sometimes you need medication to help with the lows of life, deal with depression, stress, or whatever else that is going on preventing you from thriving. You want a non-judgmental space where you can talk about anything and everything. I often hear from my clients that it's too exhausting to re-tell their story to someone else if their therapist suggests a psychiatrist or vice versa. I do both; you won't have to find someone else to share with to get the care you need.
Let's face it; life can be hard sometimes. Maybe you don't have the right people in your life to offer you a safe space to express yourself. Sometimes you need medication to help with the lows of life, deal with depression, stress, or whatever else that is going on preventing you from thriving. You want a non-judgmental space where you can talk about anything and everything. I often hear from my clients that it's too exhausting to re-tell their story to someone else if their therapist suggests a psychiatrist or vice versa. I do both; you won't have to find someone else to share with to get the care you need.
![Photo of Ryan Thebo, DNP, PMHNP, FNP, CICP, Psychiatric Nurse Practitioner](https://photos.psychologytoday.com/133098b2-af8c-4dbc-964f-36229859d9e6/1/320x400.jpeg)
Ryan Thebo
Psychiatric Nurse Practitioner, DNP, PMHNP, FNP, CICP
Verified Verified
3 Endorsed
Olympia, WA 98501
Unsure if medication is right for you or need help optimizing your current treatment? While medication can be beneficial, the most effective approach to mental health challenges often combines the right medications with holistic treatments. Sadly, the profit-driven mental healthcare system may not always prioritize your well-being. My goal is to help you thrive through holistic psychiatry, enabling you to achieve optimal wellness. Easily schedule an online appointment for personalized medication management at www.pwpsychiatry.com/CA and take the first step towards a healthier you.
Unsure if medication is right for you or need help optimizing your current treatment? While medication can be beneficial, the most effective approach to mental health challenges often combines the right medications with holistic treatments. Sadly, the profit-driven mental healthcare system may not always prioritize your well-being. My goal is to help you thrive through holistic psychiatry, enabling you to achieve optimal wellness. Easily schedule an online appointment for personalized medication management at www.pwpsychiatry.com/CA and take the first step towards a healthier you.
![Photo of James McLemore, ARNP, DNP, PMHNP, Psychiatric Nurse Practitioner](https://photos.psychologytoday.com/1956289c-0e38-4738-89ec-1334326f51c3/1/320x400.jpeg)
My goal is to provide quality mental health medication management services to the residents of Washington State in an accessible manner. I work primarily with adults and have experience in diagnosing and treating a wide variety of mental health concerns, if you have specific questions or concerns please reach out and we can discuss this. I am an Army Veteran and so can relate to the experience of former and current service members. It is my goal to provide comprehensive care to those with whom i work and ensure that all of their concerns are heard and addressed.
My goal is to provide quality mental health medication management services to the residents of Washington State in an accessible manner. I work primarily with adults and have experience in diagnosing and treating a wide variety of mental health concerns, if you have specific questions or concerns please reach out and we can discuss this. I am an Army Veteran and so can relate to the experience of former and current service members. It is my goal to provide comprehensive care to those with whom i work and ensure that all of their concerns are heard and addressed.
![Photo of Anna Salinas, MSN, APRN, PMHNP, Psychiatric Nurse](https://photos.psychologytoday.com/fca1a49d-90c6-4ac1-b70d-cea63a584a68/1/320x400.jpeg)
Anna Salinas
Psychiatric Nurse, MSN, APRN, PMHNP
Verified Verified
1 Endorsed
Olympia, WA 98501 (Online Only)
Accepting new patients from anywhere in Washington. Do you have difficulties concentrating or focusing? Do you feel anxious or nervous? Do your thoughts and feelings affect your everyday life? Do you feel like no one is listening or no one cares? I can help.
Accepting new patients from anywhere in Washington. Do you have difficulties concentrating or focusing? Do you feel anxious or nervous? Do your thoughts and feelings affect your everyday life? Do you feel like no one is listening or no one cares? I can help.
![Photo of Diana Wilcox, PMHNP, Psychiatric Nurse Practitioner](https://photos.psychologytoday.com/6389d60c-d94f-4c57-929a-6819f195f545/2/320x400.jpeg)
Accepting new patients! Is your battle with depression taking too much out of you? Is your child in need of mental health support? I am a board-certified Gonzaga Trained Psychiatric Mental Health Nurse Practitioner. My main focus is on offering medication-free treatment for depression through Transcranial Magnetic Stimulation (TMS). In addition to TMS treatments, I work with children and adolescents. Our office is the only one in Tumwater that offers TMS for adolescents ages 15 and up. We have impressive remision rates of depression - 62 percent. No medication!
Accepting new patients! Is your battle with depression taking too much out of you? Is your child in need of mental health support? I am a board-certified Gonzaga Trained Psychiatric Mental Health Nurse Practitioner. My main focus is on offering medication-free treatment for depression through Transcranial Magnetic Stimulation (TMS). In addition to TMS treatments, I work with children and adolescents. Our office is the only one in Tumwater that offers TMS for adolescents ages 15 and up. We have impressive remision rates of depression - 62 percent. No medication!
![Photo of Harvey William Hall - Genuine Healthcare, PLLC, Psychiatric Nurse Practitioner](https://photos.psychologytoday.com/12fb8141-c7af-4d58-b554-761b8f24a497/2/320x400.png)
Now accepting new patients! Genuine Healthcare is proud to serve a diverse population of mental health clients. We see patients from all walks of life and in all age groups, providing support for children as young as six years old. By offering our appointments both in person or via telemedicine, we are able to serve a wider community across the state of Washington. We value the importance of building a strong patient-provider relationship, which is why we have four providers from various backgrounds so that you may find one who fits your specific needs. To explore our providers' bios, visit the About Us section of our website.
Now accepting new patients! Genuine Healthcare is proud to serve a diverse population of mental health clients. We see patients from all walks of life and in all age groups, providing support for children as young as six years old. By offering our appointments both in person or via telemedicine, we are able to serve a wider community across the state of Washington. We value the importance of building a strong patient-provider relationship, which is why we have four providers from various backgrounds so that you may find one who fits your specific needs. To explore our providers' bios, visit the About Us section of our website.
![Photo of Diana Wilcox - ClearTMS+, PMHNP, Psychiatric Nurse Practitioner](https://photos.psychologytoday.com/10d9ba3e-9488-4d4e-9907-e76e86632948/2/320x400.png)
Accepting new patients! Are you feeling overwhelmed by depression or other mental health challenges? We understand how difficult it can be to find a treatment that works for you. But there's no need to lose hope. TMS Therapy is an FDA-approved, revolutionary, and non-invasive solution that can help you unlock a brighter tomorrow. At ClearTMS+, we believe in transforming minds and elevating lives. That's why we offer a personalized, safe, and effective approach that can help you revitalize your well-being. We understand that every journey to mental health is unique, which is why we tailor our therapy to meet your specific needs. With TMS Therapy, you can elevate your mood, restore balance, and rediscover the joy of living. Experience the transformative power of non-invasive technology and embrace a brighter, healthier tomorrow. Schedule a TMS therapy consultation with us today and join the journey to mental well-being.
Accepting new patients! Are you feeling overwhelmed by depression or other mental health challenges? We understand how difficult it can be to find a treatment that works for you. But there's no need to lose hope. TMS Therapy is an FDA-approved, revolutionary, and non-invasive solution that can help you unlock a brighter tomorrow. At ClearTMS+, we believe in transforming minds and elevating lives. That's why we offer a personalized, safe, and effective approach that can help you revitalize your well-being. We understand that every journey to mental health is unique, which is why we tailor our therapy to meet your specific needs. With TMS Therapy, you can elevate your mood, restore balance, and rediscover the joy of living. Experience the transformative power of non-invasive technology and embrace a brighter, healthier tomorrow. Schedule a TMS therapy consultation with us today and join the journey to mental well-being.
![Photo of Kelechi Nwaorgu - Three Points Healing, DNP, PMHNP, RDN, LMHC, LICSW, Psychiatric Nurse Practitioner](https://photos.psychologytoday.com/ed58d12e-8b7c-4bf1-96d6-7d19ec16e5f3/1/320x400.jpeg)
Three Points Healing
Psychiatric Nurse Practitioner, DNP, PMHNP, RDN, LMHC, LICSW
Verified Verified
Olympia, WA 98506
Three Points Healing offers new wellness tools such as Psychotherapy, Medication Management, IV Ketamine, Nasal Esketamine, Transcranial Magnetic Stimulation, Medication-Assisted Treatment (MAT), Nutritional Counseling, Medical Nutritional Therapy, Weight loss, Massage Therapy, and Rejuvenating self-care services (Spa Therapy). This holistic approach allows patients to create new connections within their bodies, adopt a positive mindset, and reach a deeper healing state.
Three Points Healing offers new wellness tools such as Psychotherapy, Medication Management, IV Ketamine, Nasal Esketamine, Transcranial Magnetic Stimulation, Medication-Assisted Treatment (MAT), Nutritional Counseling, Medical Nutritional Therapy, Weight loss, Massage Therapy, and Rejuvenating self-care services (Spa Therapy). This holistic approach allows patients to create new connections within their bodies, adopt a positive mindset, and reach a deeper healing state.
![Photo of Febbie Mutindori, PMHNP, Psychiatric Nurse Practitioner](https://photos.psychologytoday.com/b61032e1-8e02-451b-adc4-23da776665aa/5/320x400.png)
Febbie Mutindori
Psychiatric Nurse Practitioner, PMHNP
Verified Verified
1 Endorsed
Tumwater, WA 98501
I am a board-certified Psychiatric Mental Health Nurse Practitioner (PMHNP-BC), passionate about helping individuals achieve emotional well-being. I hold a Master's degree in Nursing, specializing in Psychiatric Mental Health.
I am a board-certified Psychiatric Mental Health Nurse Practitioner (PMHNP-BC), passionate about helping individuals achieve emotional well-being. I hold a Master's degree in Nursing, specializing in Psychiatric Mental Health.
See more therapy options for Lacey
Nearby Cigna and Evernorth Psychiatrists Searches for Lacey
- Auburn
- Bonney Lake
- Chehalis
- Federal Way
- Gig Harbor
- Lakewood
- Olympia
- Port Orchard
- Puyallup
- Tacoma
- Tumwater
- University Place
Cigna and Evernorth Psychiatrists
Does insurance cover therapy, prescriptions and other behavioral health services?
In general, yes. Laws in the U.S. require insurers to cover essential behavioral health care at the same level as other health care services. Most health plans require a medical diagnosis and treatments that are evidence based and medically essential. This means that life coaching and alternative therapies are not covered, nor is therapy without a diagnosis. Call the number on the back or your insurance card or visit your insurance company's website to review your Summary of Benefits. If you have insurance through your employer, your Human Resources department may also be able to answer questions.
How much does therapy cost with insurance?
The cost of therapy depends on your region, how much training and experience your therapist has, and the type of treatment. The rate for talk therapy generally falls between $100 and $250. For a client seeing an in-network provider, the cost of therapy is often similar to the cost of other health care services. Clients pay co-pays and may need to satisfy a plan’s deductible before benefits kick in.
What is the difference between In-Network and Out-of-Network insurance coverage?
An in-network provider has contracted with an insurer to get paid directly for services, and to accept the insurer’s rate of compensation. Clients are responsible for deductibles and copays. If a therapist is out of network, that means that the client pays the therapist directly for services at the therapist’s regular fee. Out-of-Network providers often give clients a receipt so that they can file for partial reimbursement with their insurance company.
Is it difficult to find an In-Network therapist?
It is not unusual for therapists to limit the number of insurance patients in their practice, so it’s important to check in-network availability when you schedule your first appointment. In regions and times where therapy is in high demand it may take longer to get scheduled with an in-network therapist.
What is the difference between HMO and PPO insurance plans?
HMO health plans only cover in-network services, there is no reimbursement for out-of-network providers. PPO plans often cover both in- and out-of-network services, though the client may pay more for out-of-network services.
What is a Superbill?
A superbill is a receipt for therapy services. It provides all the information required by insurance companies to reimburse you for out-of-network services, including the diagnostic codes for your care, the amount paid, and the dates and duration of care.
Does insurance cover Online therapy?
Many therapists who shifted their practice to online therapy during the pandemic have kept that arrangement. And most insurers continue to cover telehealth services, with a few exceptions. Preventive care (such as an annual depression screening) is often required to be in-person to be covered, and some states require prescribers of controlled substances to see those patients in person.
Does insurance cover Group therapy?
Many insurance plans provide coverage for group therapy provided there is a medical diagnosis for group members, but there are some noteworthy exceptions. For example, Medicare does not always cover group therapy. Group therapy tends to cost less than individual therapy.
Does insurance cover Couples therapy?
Most insurance companies do not cover the cost of couples therapy because there is no medical diagnosis or medically necessary treatment. However, a few plans will offer a limited benefit, so it is still worth checking with your insurance company. Sometimes therapy is covered for a couple when one person has a diagnosis and another family member joins them for joint therapy, but it is considered therapy for the medical condition that includes a family member as a listener or helper, not couples counseling. Without insurance, most clients pay between $100-300 per 60-90 min session for couples therapy. Often clients can find classes or workshops that make it more affordable to work on their relationship. And some employers offer Employee Assistance Plans that help defray the cost of couples therapy.
What is an Employee Assistance Plan (EAP)?
Employee Assistance Plans are purchased by employers for the benefit of their employees. EAPs typically assist employees with referrals and may also provide the first few sessions of therapy free of charge, with the patient's regular health insurance kicking in after those initial sessions. EAP benefits often apply to all types of therapy without the need for a medical diagnosis, making it easier to access couples therapy, therapy for life transitions, and other non-medical counseling. Just as with standard health insurance, clients should always check that a provider accepts their EAP benefits before scheduling.
Learn more about Insurance Coverage and Finding Affordable Therapy
Learn more about Insurance Coverage and Finding Affordable Therapy