TRICARE Psychiatrists in McKinney, TX
![Photo of Jill Grant - McKinney Psychotherapy and Counseling, APRN, CNS, APMH, Psychiatric Nurse](https://photos.psychologytoday.com/3f37e4d5-46cd-11ea-a6ad-06142c356176/2/320x400.jpeg)
McKinney Psychotherapy and Counseling
Psychiatric Nurse, APRN, CNS, APMH
Verified Verified
McKinney, TX 75069
The greatest psychological need of human beings is to be understood. Not being understood, or worse, being misunderstood, is a very lonely and painful experience. Our highest aim at McKinney Psychotherapy and Counseling, is to understand you as a person, and to understand what you are going through in your struggles. Being able to talk about your difficulties in a supportive, non-judgmental, and confidential setting, and to be deeply understood is, in itself, a very healing experience. From this point, problems can be viewed from a more insightful, and objective perspective, and specific and effective ways to bring about change can be found.
The greatest psychological need of human beings is to be understood. Not being understood, or worse, being misunderstood, is a very lonely and painful experience. Our highest aim at McKinney Psychotherapy and Counseling, is to understand you as a person, and to understand what you are going through in your struggles. Being able to talk about your difficulties in a supportive, non-judgmental, and confidential setting, and to be deeply understood is, in itself, a very healing experience. From this point, problems can be viewed from a more insightful, and objective perspective, and specific and effective ways to bring about change can be found.
![Photo of Dr. Carnika Donald, DNP, APRN, PMHNP, BC, ADHD-C, Psychiatric Nurse Practitioner](https://photos.psychologytoday.com/6e096d28-a24d-4888-b88c-61185e641f59/2/320x400.jpeg)
Dr. Carnika Donald
Psychiatric Nurse Practitioner, DNP, APRN, PMHNP, BC, ADHD-C
Verified Verified
McKinney, TX 75071
Our licensed and board-certified collaborating Psychiatrist and Psychiatric Mental Health Nurse Practitioners have rigorous training and credentialing in the specialty area of child, adolescent and adult psychiatry. Our providers possess years of varied training and experience. Our licensed and board-certified providers specializes in psychopharmacology - the medications which treat psychiatric disorders, working with a wide range of psychiatric disorders. Our professional staff provides a wide range of high-quality, affordable, and accessible services to keep you emotionally healthy and physically active. High quality care is delivered in an environment that promotes safety, confidentiality and privacy.
Our licensed and board-certified collaborating Psychiatrist and Psychiatric Mental Health Nurse Practitioners have rigorous training and credentialing in the specialty area of child, adolescent and adult psychiatry. Our providers possess years of varied training and experience. Our licensed and board-certified providers specializes in psychopharmacology - the medications which treat psychiatric disorders, working with a wide range of psychiatric disorders. Our professional staff provides a wide range of high-quality, affordable, and accessible services to keep you emotionally healthy and physically active. High quality care is delivered in an environment that promotes safety, confidentiality and privacy.
![Photo of Dr. Cassandra Boduch, MD, Psychiatrist](https://photos.psychologytoday.com/c2c68eeb-1c97-4290-9cdd-daced53497c2/1/320x400.png)
Cassandra Boduch, MD is a board-certified psychiatrist with a passion for improving healthcare outcomes and enhancing patient experiences. After completing a rigorous medical education and training at Texas A&M College of Medicine she received her Medical Doctorate and embarked on a career dedicated to patient care, research, and advocacy. She completed her psychiatry residency at UTHealth Houston, focusing on treatment of personality disorders, mood disorders, and the specific psychiatric treatment of children and adolescents.
Cassandra Boduch, MD is a board-certified psychiatrist with a passion for improving healthcare outcomes and enhancing patient experiences. After completing a rigorous medical education and training at Texas A&M College of Medicine she received her Medical Doctorate and embarked on a career dedicated to patient care, research, and advocacy. She completed her psychiatry residency at UTHealth Houston, focusing on treatment of personality disorders, mood disorders, and the specific psychiatric treatment of children and adolescents.
![Photo of Raigina Preston - Best You Mental Health Clinic, Psychiatric Nurse Practitioner](https://photos.psychologytoday.com/260761e9-4752-4e1e-91e0-64531fd221a6/1/320x400.jpeg)
Best You Mental Health Clinic
Psychiatric Nurse Practitioner
Verified Verified
2 Endorsed
McKinney, TX 75071
Dr. Raigina Preston, PMHNP, and Emery Chapa, PMHNP, understand that seeking mental health treatment can seem uncomfortable. Whether it’s your first time or you’ve traveled this road before, YOU'RE moving in the right direction of becoming the BEST You.
Dr. Raigina Preston, PMHNP, and Emery Chapa, PMHNP, understand that seeking mental health treatment can seem uncomfortable. Whether it’s your first time or you’ve traveled this road before, YOU'RE moving in the right direction of becoming the BEST You.
![Photo of Omolara Oloye-Adelusi - Crystal Mind Psychiatry and Counseling, MSN, APRN, PMHNP, Psychiatric Nurse Practitioner](https://photos.psychologytoday.com/4c70b13f-e31b-4914-a57b-10def82181d0/2/320x400.jpeg)
Crystal Mind Psychiatry and Counseling
Psychiatric Nurse Practitioner, MSN, APRN, PMHNP
Verified Verified
16 Endorsed
McKinney, TX 75069
Embarking on a mental health journey? Struggling with anxiety, depression, insomnia, or ADHD, hindering your optimal functioning? We prioritize evidence-based practices, grounded in research to enhance your well-being. Offering Same DAY Appointments with NO waitlist. After-hours and WEEKEND appointments are available upon request. Welcoming NEW clients across Texas, Colorado, and Arizona. We offer In-person and Telepsychiatry Services from the Comfort of your home. Accepting major insurances such as BCBS, UHC / UBH, Medicare, Optum, CIGNA, Aetna, Oscar Health, and Private Pay. Your path to mental wellness starts here.
Embarking on a mental health journey? Struggling with anxiety, depression, insomnia, or ADHD, hindering your optimal functioning? We prioritize evidence-based practices, grounded in research to enhance your well-being. Offering Same DAY Appointments with NO waitlist. After-hours and WEEKEND appointments are available upon request. Welcoming NEW clients across Texas, Colorado, and Arizona. We offer In-person and Telepsychiatry Services from the Comfort of your home. Accepting major insurances such as BCBS, UHC / UBH, Medicare, Optum, CIGNA, Aetna, Oscar Health, and Private Pay. Your path to mental wellness starts here.
![Photo of Jonathan Ariel Kaminar, MSN, APRN, PMHNP, Psychiatric Nurse Practitioner](https://photos.psychologytoday.com/71b8cefc-1b88-4842-9ffb-b487cfe38d61/3/320x400.jpeg)
Jonathan Ariel Kaminar
Psychiatric Nurse Practitioner, MSN, APRN, PMHNP
Verified Verified
McKinney, TX 75071
I am a licensed and board certified Psychiatric Mental Health Nurse Practitioner at Excel Psychiatry servicing all of Texas. We are located in McKinney, TX near Prosper and Frisco. I offer psychiatric evaluation, medication management, and therapy to adults from ages 18-65. I work with my clients to find a treatment plan that best suits them, and incorporate both medication and psychotherapy to meet their needs. For those with complex or chronic mental health needs, we offer both Spravato and Transcranial Magnetic Stimulation (TMS) treatments. Visit our website and book with me at www.excel-psychiatry.com or look for me on Zocdoc!
I am a licensed and board certified Psychiatric Mental Health Nurse Practitioner at Excel Psychiatry servicing all of Texas. We are located in McKinney, TX near Prosper and Frisco. I offer psychiatric evaluation, medication management, and therapy to adults from ages 18-65. I work with my clients to find a treatment plan that best suits them, and incorporate both medication and psychotherapy to meet their needs. For those with complex or chronic mental health needs, we offer both Spravato and Transcranial Magnetic Stimulation (TMS) treatments. Visit our website and book with me at www.excel-psychiatry.com or look for me on Zocdoc!
![Photo of Dr. Zainab Zia - Excel Psychiatry, MD, Psychiatrist](https://photos.psychologytoday.com/261571b8-4708-4bd5-80c5-dfc4aaed7719/2/320x400.jpeg)
Schedule appointment online at www.excel-psychiatry.com or call at designated number. Dr. Zia is a Double Board-Certified Adult and Child & Adolescent Psychiatrist with 10 years of experience in diagnosing and treating common Psychiatric conditions including Depression, Anxiety, PTSD, ADHD, bipolar disorder, and psychosis. Dr. Zia completed her residency training at the Department of Psychiatry and Behavioral Sciences, Meharry Medical College, Nashville, Tennessee. She did her fellowship from University of Texas Southwestern Medial School, Dallas, TX in Child & Adolescent Psychiatry.
Schedule appointment online at www.excel-psychiatry.com or call at designated number. Dr. Zia is a Double Board-Certified Adult and Child & Adolescent Psychiatrist with 10 years of experience in diagnosing and treating common Psychiatric conditions including Depression, Anxiety, PTSD, ADHD, bipolar disorder, and psychosis. Dr. Zia completed her residency training at the Department of Psychiatry and Behavioral Sciences, Meharry Medical College, Nashville, Tennessee. She did her fellowship from University of Texas Southwestern Medial School, Dallas, TX in Child & Adolescent Psychiatry.
![Photo of Raigina Preston, DNP, APRN, PMHNP, Psychiatric Nurse Practitioner](https://photos.psychologytoday.com/bbb10716-e872-44f2-a7a8-6f9aa7613d75/3/320x400.jpeg)
Raigina Preston
Psychiatric Nurse Practitioner, DNP, APRN, PMHNP
Verified Verified
5 Endorsed
McKinney, TX 75071
I understand that seeking mental health treatment can sometimes seem like a task. Whether it’s your first time opening up or you’ve seen someone before, and now you have to retell your story all over again. Either way, you’ve taken a step in the right direction, and that’s to start the process of feeling better because MENTAL HEALTH IS NOT A TREND. IT IS A LIFESTYLE.
I understand that seeking mental health treatment can sometimes seem like a task. Whether it’s your first time opening up or you’ve seen someone before, and now you have to retell your story all over again. Either way, you’ve taken a step in the right direction, and that’s to start the process of feeling better because MENTAL HEALTH IS NOT A TREND. IT IS A LIFESTYLE.
![Photo of Lameck Symekah - Healing Souls Psychiatry , PMHNP, MSN, Psychiatric Nurse Practitioner](https://photos.psychologytoday.com/3a8b4c82-1660-4a51-a914-78ff643caf7f/3/320x400.jpeg)
Healing Souls Psychiatry
Psychiatric Nurse Practitioner, PMHNP, MSN
Verified Verified
1 Endorsed
McKinney, TX 75070
At Healing Souls psychiatry, we strive for the best health outcome by making every effort to offer personalized, non-judgmental, compassionate, and evidence-based treatment. Our focus is to work collaboratively with each client to live a productive and more fulfilled lifestyle. We believe in an individualized, collaborative, and evidence-based care approach to meet the unique needs of our clients.
At Healing Souls psychiatry, we strive for the best health outcome by making every effort to offer personalized, non-judgmental, compassionate, and evidence-based treatment. Our focus is to work collaboratively with each client to live a productive and more fulfilled lifestyle. We believe in an individualized, collaborative, and evidence-based care approach to meet the unique needs of our clients.
![Photo of Lovette Okoh, DNP, APRN, PMHNP, Psychiatric Nurse Practitioner](https://photos.psychologytoday.com/b764721b-2a87-487d-966f-d469544e62d2/1/320x400.jpeg)
Lovette Okoh
Psychiatric Nurse Practitioner, DNP, APRN, PMHNP
Verified Verified
McKinney, TX 75070 (Online Only)
Taking new clients within 48 hours ! We offer effective outpatient, individualized, psychological care. We treat a number of mental health disorders, and provide a neutral ground to individuals so that you may begin the healing process and find your true self again.
Taking new clients within 48 hours ! We offer effective outpatient, individualized, psychological care. We treat a number of mental health disorders, and provide a neutral ground to individuals so that you may begin the healing process and find your true self again.
![Photo of Dr. Riz Ahmad - Dr. Riz @ Evolve Psychiatry, MD, Psychiatrist](https://photos.psychologytoday.com/a17cc039-5d1d-48bb-baab-a85aa96b46c4/4/320x400.jpeg)
Tired of the relentless cycle of self-doubt, fatigue, and panic attacks? Struggling with poor concentration, restless sleep, or irrational fears? Feeling hypersensitive or overwhelmed by a need for control? Are these emotional and behavioral patterns fixable? Which ones stem from genetics or brain chemistry, and which are rooted in upbringing or circumstances? These uncertainties can leave us in a never ending struggle that keeps us from achieving our true potential. If you’re finally ready to find out answers, then you need Evolve Psychiatry to navigate you out of this maze.
Tired of the relentless cycle of self-doubt, fatigue, and panic attacks? Struggling with poor concentration, restless sleep, or irrational fears? Feeling hypersensitive or overwhelmed by a need for control? Are these emotional and behavioral patterns fixable? Which ones stem from genetics or brain chemistry, and which are rooted in upbringing or circumstances? These uncertainties can leave us in a never ending struggle that keeps us from achieving our true potential. If you’re finally ready to find out answers, then you need Evolve Psychiatry to navigate you out of this maze.
![Photo of Dr. Ivy Jones - Dr. Ivy Jones - PMHNP, DNP, APRN, PMHNP, BC, Psychiatric Nurse Practitioner](https://photos.psychologytoday.com/ce52c878-536c-4799-9dba-cffe6d5861e5/3/320x400.png)
Dr. Ivy Jones - PMHNP
Psychiatric Nurse Practitioner, DNP, APRN, PMHNP, BC
Verified Verified
McKinney, TX 75069
Dr. Ivy Jones holds a Doctorate of Nursing Degree & is board certified through American Nurses Credentialing Center as a Psychiatric Mental Health Nurse Practitioner (PMHNP). She is a highly-skilled professional clinician with over 5 years of providing direct patient care to persons receiving treatment for psychiatric disorders, & over 13 years of Registered Nursing. Dr. Ivy' holistic approach & evidenced based treatment modalities include pharmacologic management and psychotherapeutic interventions. She's skilled in addressing acute and chronic illnesses while maintaining a collaborative, warm and non-judgmental stance.
Dr. Ivy Jones holds a Doctorate of Nursing Degree & is board certified through American Nurses Credentialing Center as a Psychiatric Mental Health Nurse Practitioner (PMHNP). She is a highly-skilled professional clinician with over 5 years of providing direct patient care to persons receiving treatment for psychiatric disorders, & over 13 years of Registered Nursing. Dr. Ivy' holistic approach & evidenced based treatment modalities include pharmacologic management and psychotherapeutic interventions. She's skilled in addressing acute and chronic illnesses while maintaining a collaborative, warm and non-judgmental stance.
![Photo of Lovette Okoh, MSN, APRN, PMHNP, Psychiatric Nurse Practitioner](https://photos.psychologytoday.com/71c8eaf7-aaa9-4d97-9fb6-33ded8230f1e/1/320x400.jpeg)
Accepting new clients within 48 hours. We offer effective outpatient, individualized, psychological care. We treat a number of mental health disorders, and provide a neutral ground to individuals so that you may begin the healing process and find your true self again. Our licensed and board-certified collaborating Psychiatrist , Psychiatric Mental Health Nurse Practitioners, and Physician Assistants have rigorous training and credentialing in the specialty area of child, adolescent, and adult psychiatry.
Accepting new clients within 48 hours. We offer effective outpatient, individualized, psychological care. We treat a number of mental health disorders, and provide a neutral ground to individuals so that you may begin the healing process and find your true self again. Our licensed and board-certified collaborating Psychiatrist , Psychiatric Mental Health Nurse Practitioners, and Physician Assistants have rigorous training and credentialing in the specialty area of child, adolescent, and adult psychiatry.
![Photo of Alejandro Perez - Dr Perez @ Evolve Psychiatry, MD, Psychiatrist](https://photos.psychologytoday.com/bdbc33a8-6f0b-4f51-be92-c4415ba9184b/1/320x400.png)
Struggling with poor concentration, restless sleep, or irrational fears? Feeling hypersensitive or overwhelmed by a need for control? Tired of the relentless cycle of self-doubt, fatigue, and panic attacks? Which emotions stem from genetics and which are rooted in circumstances? How can you even begin to accurately express yourself? How much change is even possible? What if medications change you for the worse? These uncertainties can leave us in a never ending struggle that keeps us from achieving our true potential. If you’re finally ready to find out answers, then you need Evolve Psychiatry to navigate you out of this maze.
Struggling with poor concentration, restless sleep, or irrational fears? Feeling hypersensitive or overwhelmed by a need for control? Tired of the relentless cycle of self-doubt, fatigue, and panic attacks? Which emotions stem from genetics and which are rooted in circumstances? How can you even begin to accurately express yourself? How much change is even possible? What if medications change you for the worse? These uncertainties can leave us in a never ending struggle that keeps us from achieving our true potential. If you’re finally ready to find out answers, then you need Evolve Psychiatry to navigate you out of this maze.
![Photo of Jean Awosoga - Mindful Behavioral Solutions (MBS), MSN, APRN, PMHNP, Psychiatric Nurse Practitioner](https://photos.psychologytoday.com/34438cfe-f3cb-48cf-bc4e-b57c4e954ea5/1/320x400.jpeg)
Mindful Behavioral Solutions (MBS)
Psychiatric Nurse Practitioner, MSN, APRN, PMHNP
Verified Verified
1 Endorsed
McKinney, TX 75070
Now Accepting NEW Patients. Are you experiencing Depression and Anxiety? We can help you. Get your life back today. Our goal is to provide you and your family with high-quality evidence-based care. Jean is caring and compassionate about mental health. She provides unique person-centered mental health services to children, adults, and elderly population suffering from mental health disorders. We offer virtual and in-person visits. Schedule your consultation today by calling -888-550-4842 or Text 469-722-7334. Visit our website: www.mbspsych.org.
Now Accepting NEW Patients. Are you experiencing Depression and Anxiety? We can help you. Get your life back today. Our goal is to provide you and your family with high-quality evidence-based care. Jean is caring and compassionate about mental health. She provides unique person-centered mental health services to children, adults, and elderly population suffering from mental health disorders. We offer virtual and in-person visits. Schedule your consultation today by calling -888-550-4842 or Text 469-722-7334. Visit our website: www.mbspsych.org.
![Photo of Doris Cudjoe - Doris Cudjoe - Anew Era TMS & Psychiatry, PMHNP, Psychiatric Nurse Practitioner](https://photos.psychologytoday.com/9f0aa7df-2f0b-4e6d-93ca-4cd79372a441/1/320x400.jpeg)
Doris Cudjoe - Anew Era TMS & Psychiatry
Psychiatric Nurse Practitioner, PMHNP
Verified Verified
McKinney, TX 75069
Doris Cudjoe is a board certified Psychiatric Mental Health Nurse Practitioner. She has over 12 years of critical care and psychiatric nursing experience, and has worked for non-profit organizations as well as the federal government. She received a Bachelor of Arts in Philosophy from University of Ghana, a Bachelor of Science in Nursing and a Masters of Science in Nursing from University of Texas. Doris treats every patient as the unique individual they are. She is compassionate in her care and she pays attention to detail. Doris practices patient and family-centered care. She is married and has 3 beautiful daughters.
Doris Cudjoe is a board certified Psychiatric Mental Health Nurse Practitioner. She has over 12 years of critical care and psychiatric nursing experience, and has worked for non-profit organizations as well as the federal government. She received a Bachelor of Arts in Philosophy from University of Ghana, a Bachelor of Science in Nursing and a Masters of Science in Nursing from University of Texas. Doris treats every patient as the unique individual they are. She is compassionate in her care and she pays attention to detail. Doris practices patient and family-centered care. She is married and has 3 beautiful daughters.
![Photo of Kourtney Ruff, PA-C, Physician Assistant](https://photos.psychologytoday.com/894f5aa7-355e-4aa9-aa3f-1fec6d86331c/1/320x400.jpeg)
I am a physician assistant and have been providing mental health services for 1 years in outpatient and in home settings. I see individuals and I address autism spectrum disorder, career transitions, eating disorders, insomnia, and relationship counseling.
I am a physician assistant and have been providing mental health services for 1 years in outpatient and in home settings. I see individuals and I address autism spectrum disorder, career transitions, eating disorders, insomnia, and relationship counseling.
![Photo of Dr. Joy Ichie Pmhnp-Bc Dnp, PMHNP, BC, DNP, Psychiatric Nurse Practitioner](https://photos.psychologytoday.com/8fc6ae33-b48f-40f2-9820-b5d96f048e58/1/320x400.jpeg)
Dr. Joy Ichie Pmhnp-Bc Dnp
Psychiatric Nurse Practitioner, PMHNP, BC, DNP
Verified Verified
1 Endorsed
McKinney, TX 75069 (Online Only)
Now accepting new patients with virtual flexible evening, holiday and weekend availabilities across the state of Texas. I am a licensed and board-certified family psychiatric mental health nurse practitioner. I have over 10 years of experience in psychiatry with all age groups in both outpatient and inpatient settings. If you have been feeling sad, angry, not sleeping well, unable to focus, anxious, or have experienced a traumatic event or any other concerns then give me a call. Let us work together and identify the proper treatment options for optimal functioning.
Now accepting new patients with virtual flexible evening, holiday and weekend availabilities across the state of Texas. I am a licensed and board-certified family psychiatric mental health nurse practitioner. I have over 10 years of experience in psychiatry with all age groups in both outpatient and inpatient settings. If you have been feeling sad, angry, not sleeping well, unable to focus, anxious, or have experienced a traumatic event or any other concerns then give me a call. Let us work together and identify the proper treatment options for optimal functioning.
![Photo of Olubunmi Oladosu, PMHNP, Psychiatrist](https://photos.psychologytoday.com/842cc9a8-d22f-4e46-86b7-30e50f617050/1/320x400.jpeg)
My passion is working with people who want to make their lives better. If you are experiencing stress, struggling with low self-esteem. I use evidence-based practices in my assesement to determine if you have a diagnosis that medication can help. If so, we discuss options that may improve the quality of your life. You will find that I truly seek to understand you..... who you are, how you feel, and why you feel the way you do.
My passion is working with people who want to make their lives better. If you are experiencing stress, struggling with low self-esteem. I use evidence-based practices in my assesement to determine if you have a diagnosis that medication can help. If so, we discuss options that may improve the quality of your life. You will find that I truly seek to understand you..... who you are, how you feel, and why you feel the way you do.
![Photo of Emery Chapa - Emery Chapa, PMHNP at Allen Psychiatry, TMS & IOP, APRN, PMHNP, Psychiatric Nurse Practitioner](https://photos.psychologytoday.com/31fd697c-fdff-4023-a7f1-af369b8f49ef/1/320x400.jpeg)
Emery Chapa, PMHNP at Allen Psychiatry, TMS & IOP
Psychiatric Nurse Practitioner, APRN, PMHNP
Verified Verified
1 Endorsed
McKinney, TX 75070
I am an experienced Psychiatric Mental Health Nurse Practitioner (PMHNP) with clinical experience in both In-patient and Out-patient care of adolescents and adults. In conjunction with Shahla Ali, MD, I evaluate, diagnose and treat a wide variety of psychiatric disorders including Attention-Deficit Hyperactivity, Major Depression, Bipolar, anxiety disorders, eating disorders, Obsessive-Compulsive Disorder, Post-traumatic Stress Disorder and Substance Use Disorders. We are now providing one of the most advanced FDA cleared treatments for depression including NeuroStar TMS Therapy and Spravato (Esketamine) Nasal Spray
I am an experienced Psychiatric Mental Health Nurse Practitioner (PMHNP) with clinical experience in both In-patient and Out-patient care of adolescents and adults. In conjunction with Shahla Ali, MD, I evaluate, diagnose and treat a wide variety of psychiatric disorders including Attention-Deficit Hyperactivity, Major Depression, Bipolar, anxiety disorders, eating disorders, Obsessive-Compulsive Disorder, Post-traumatic Stress Disorder and Substance Use Disorders. We are now providing one of the most advanced FDA cleared treatments for depression including NeuroStar TMS Therapy and Spravato (Esketamine) Nasal Spray
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Does insurance cover therapy, prescriptions and other behavioral health services?
In general, yes. Laws in the U.S. require insurers to cover essential behavioral health care at the same level as other health care services. Most health plans require a medical diagnosis and treatments that are evidence based and medically essential. This means that life coaching and alternative therapies are not covered, nor is therapy without a diagnosis. Call the number on the back or your insurance card or visit your insurance company's website to review your Summary of Benefits. If you have insurance through your employer, your Human Resources department may also be able to answer questions.
How much does therapy cost with insurance?
The cost of therapy depends on your region, how much training and experience your therapist has, and the type of treatment. The rate for talk therapy generally falls between $100 and $250. For a client seeing an in-network provider, the cost of therapy is often similar to the cost of other health care services. Clients pay co-pays and may need to satisfy a plan’s deductible before benefits kick in.
What is the difference between In-Network and Out-of-Network insurance coverage?
An in-network provider has contracted with an insurer to get paid directly for services, and to accept the insurer’s rate of compensation. Clients are responsible for deductibles and copays. If a therapist is out of network, that means that the client pays the therapist directly for services at the therapist’s regular fee. Out-of-Network providers often give clients a receipt so that they can file for partial reimbursement with their insurance company.
Is it difficult to find an In-Network therapist?
It is not unusual for therapists to limit the number of insurance patients in their practice, so it’s important to check in-network availability when you schedule your first appointment. In regions and times where therapy is in high demand it may take longer to get scheduled with an in-network therapist.
What is the difference between HMO and PPO insurance plans?
HMO health plans only cover in-network services, there is no reimbursement for out-of-network providers. PPO plans often cover both in- and out-of-network services, though the client may pay more for out-of-network services.
What is a Superbill?
A superbill is a receipt for therapy services. It provides all the information required by insurance companies to reimburse you for out-of-network services, including the diagnostic codes for your care, the amount paid, and the dates and duration of care.
Does insurance cover Online therapy?
Many therapists who shifted their practice to online therapy during the pandemic have kept that arrangement. And most insurers continue to cover telehealth services, with a few exceptions. Preventive care (such as an annual depression screening) is often required to be in-person to be covered, and some states require prescribers of controlled substances to see those patients in person.
Does insurance cover Group therapy?
Many insurance plans provide coverage for group therapy provided there is a medical diagnosis for group members, but there are some noteworthy exceptions. For example, Medicare does not always cover group therapy. Group therapy tends to cost less than individual therapy.
Does insurance cover Couples therapy?
Most insurance companies do not cover the cost of couples therapy because there is no medical diagnosis or medically necessary treatment. However, a few plans will offer a limited benefit, so it is still worth checking with your insurance company. Sometimes therapy is covered for a couple when one person has a diagnosis and another family member joins them for joint therapy, but it is considered therapy for the medical condition that includes a family member as a listener or helper, not couples counseling. Without insurance, most clients pay between $100-300 per 60-90 min session for couples therapy. Often clients can find classes or workshops that make it more affordable to work on their relationship. And some employers offer Employee Assistance Plans that help defray the cost of couples therapy.
What is an Employee Assistance Plan (EAP)?
Employee Assistance Plans are purchased by employers for the benefit of their employees. EAPs typically assist employees with referrals and may also provide the first few sessions of therapy free of charge, with the patient's regular health insurance kicking in after those initial sessions. EAP benefits often apply to all types of therapy without the need for a medical diagnosis, making it easier to access couples therapy, therapy for life transitions, and other non-medical counseling. The EAP for the U.S. Armed Forces is Military OneSource. Just as with standard health insurance, clients should always check that a provider accepts their EAP benefits before scheduling.
Learn more about Insurance Coverage and Finding Affordable Therapy
Learn more about Insurance Coverage and Finding Affordable Therapy