Cigna and Evernorth Psychiatrists in Nashville, TN
![Photo of Ocean Ray, MSN, APRN, PMHNP, Psychiatric Nurse Practitioner](https://photos.psychologytoday.com/d6832657-ef70-4398-a24f-e98ee41e242d/1/320x400.jpeg)
Ocean Ray
Psychiatric Nurse Practitioner, MSN, APRN, PMHNP
Verified Verified
2 Endorsed
Nashville, TN 37212
I am a psychiatric mental health nurse practitioner serving clients in Tennessee. I specialize in helping clients manage depression, anxiety, OCD, mood disorders, insomnia and more with a combination of medication and therapy. I enjoy thoroughly educating clients about treatment options and working collaboratively to make sure clients have the information they need to make the best decisions for their care. I also adopt a health at every size approach in my practice and encourage seeing the good and strength in all bodies and all beings. We can also explore pharmacogenetic testing to help guide your treatment.
I am a psychiatric mental health nurse practitioner serving clients in Tennessee. I specialize in helping clients manage depression, anxiety, OCD, mood disorders, insomnia and more with a combination of medication and therapy. I enjoy thoroughly educating clients about treatment options and working collaboratively to make sure clients have the information they need to make the best decisions for their care. I also adopt a health at every size approach in my practice and encourage seeing the good and strength in all bodies and all beings. We can also explore pharmacogenetic testing to help guide your treatment.
![Photo of Amber Kerby, MSN, APRN, PMHNPBC, Psychiatric Nurse Practitioner](https://photos.psychologytoday.com/9f3e99ae-5d74-4e4d-90b2-baf999c59bcd/1/320x400.jpeg)
Amber Kerby
Psychiatric Nurse Practitioner, MSN, APRN, PMHNPBC
Verified Verified
8 Endorsed
Nashville, TN 37203 (Online Only)
NEW clients BOOK an appointment on my WEBSITE: www.amethystmentalhealth.com/book-an-appointment ...My primary goal is to provide compassionate and evidence-based care to individuals struggling with mental health issues. I understand that seeking help can be daunting, and my approach is WHOLE-istic, incorporating the mind, body, spirit, empathy and understanding. My focus is on building strong therapeutic relationships with my patients, where we can work collaboratively towards a fulfilling life.
NEW clients BOOK an appointment on my WEBSITE: www.amethystmentalhealth.com/book-an-appointment ...My primary goal is to provide compassionate and evidence-based care to individuals struggling with mental health issues. I understand that seeking help can be daunting, and my approach is WHOLE-istic, incorporating the mind, body, spirit, empathy and understanding. My focus is on building strong therapeutic relationships with my patients, where we can work collaboratively towards a fulfilling life.
![Photo of Kristian Dambrino, MSN, APRN, PMHNP, Psychiatric Nurse Practitioner](https://photos.psychologytoday.com/883bb5ad-afa8-4677-97a6-71fb52897455/2/320x400.jpeg)
Kristian Dambrino
Psychiatric Nurse Practitioner, MSN, APRN, PMHNP
Verified Verified
2 Endorsed
Nashville, TN 37203
Treating patients, ages 14+, I utilize a highly individualized treatment approach in prescribing medications for a variety of diagnostic symptoms. There is no template for a human being. Therefore, I believe every person deserves to be heard, so that no nuance is missed. Patients who are struggling with depression, psychosis, mood swings, difficulty with concentration, sleep, motivation, bipolar illness, trauma, anxiety, addiction, eating disorders, and more, must be able to share freely what their specific treatment needs are. My goal is to hold space for everyone needing affordable, accessible, quality mental health care.
Treating patients, ages 14+, I utilize a highly individualized treatment approach in prescribing medications for a variety of diagnostic symptoms. There is no template for a human being. Therefore, I believe every person deserves to be heard, so that no nuance is missed. Patients who are struggling with depression, psychosis, mood swings, difficulty with concentration, sleep, motivation, bipolar illness, trauma, anxiety, addiction, eating disorders, and more, must be able to share freely what their specific treatment needs are. My goal is to hold space for everyone needing affordable, accessible, quality mental health care.
![Photo of Rachael Tanner-Smith, PMHNP, LPC, Psychiatric Nurse Practitioner](https://photos.psychologytoday.com/3beb5ad0-a14e-4c6b-b8df-e93a483a210d/2/320x400.jpeg)
Rachael Tanner-Smith
Psychiatric Nurse Practitioner, PMHNP, LPC
Verified Verified
7 Endorsed
Nashville, TN 37207
Are you struggling to get the traction or depth in therapy that you want? Psychiatric medicines can help support your therapeutic gains. We can work together on a plan for how medicines can help support your healing journey so that you can create a life you love. As one of the only dualy licensed professional counselors & nurse practitioners in the middle TN area I’m uniquely qualified to treat the whole you. I provide compassionate, gentle care to people who are suffering through psychiatric evaluation & medication management.
Are you struggling to get the traction or depth in therapy that you want? Psychiatric medicines can help support your therapeutic gains. We can work together on a plan for how medicines can help support your healing journey so that you can create a life you love. As one of the only dualy licensed professional counselors & nurse practitioners in the middle TN area I’m uniquely qualified to treat the whole you. I provide compassionate, gentle care to people who are suffering through psychiatric evaluation & medication management.
![Photo of Yolanda Owens, MSN-Ed, APRN, PMHNP, Psychiatric Nurse Practitioner](https://photos.psychologytoday.com/67a850d0-ec86-4aea-a343-2f0eaabac4cd/3/320x400.jpeg)
Yolanda Owens
Psychiatric Nurse Practitioner, MSN-Ed, APRN, PMHNP
Verified Verified
4 Endorsed
Nashville, TN 37203
At Restoring Minds, we seek to reduce the stigma around mental illness by providing a safe space for you to heal. Our holistic approach to mental health will engage, educate, and empower you toward a restored sense of purpose and a life balance. The road to healing is paved differently for everyone. Though your healing journey is unique, you don't have to handle it alone.
At Restoring Minds, we seek to reduce the stigma around mental illness by providing a safe space for you to heal. Our holistic approach to mental health will engage, educate, and empower you toward a restored sense of purpose and a life balance. The road to healing is paved differently for everyone. Though your healing journey is unique, you don't have to handle it alone.
![Photo of Lindsay Works, DO, Psychiatrist](https://photos.psychologytoday.com/db91d8cb-f6df-4793-a5b2-d472ec732df9/1/320x400.jpeg)
Dr. Lindsay Works is board certified in Psychiatry as well as Addiction Medicine. Before joining Talkiatry, Dr. Works was a staff Psychiatrist at Blanchfield Army Community Hospital and the clinical consultant for substance abuse treatment at Fort Campbell, KY, providing patient care in an inpatient and outpatient setting. After completing 8 years of active duty service, Dr. Works honorably left army service at the rank of Major.
Dr. Lindsay Works is board certified in Psychiatry as well as Addiction Medicine. Before joining Talkiatry, Dr. Works was a staff Psychiatrist at Blanchfield Army Community Hospital and the clinical consultant for substance abuse treatment at Fort Campbell, KY, providing patient care in an inpatient and outpatient setting. After completing 8 years of active duty service, Dr. Works honorably left army service at the rank of Major.
![Photo of Tianlai Tang, MD, PhD, Psychiatrist](https://photos.psychologytoday.com/4c6997d8-46cd-11ea-a6ad-06142c356176/3/320x400.jpeg)
We welcome new patients and accept most insurances except for UHC/Optum, Medicaid, Beacon. At Nashvill Brain Institute, we offer full psychiatric and neurological services. We are specialized in depression, anxiety, PTSD, dementia, brain trauma, suboxone detox treatment. We have therapists working in the same clinic. The psychiatrist and therapist developed a customized treatment plan together for our clients. We offer holistic approach of mental health treatment by using genetic testing, TMS (transcranial magnetic stimulation) treatment, Ketamine and natural medicines.
We welcome new patients and accept most insurances except for UHC/Optum, Medicaid, Beacon. At Nashvill Brain Institute, we offer full psychiatric and neurological services. We are specialized in depression, anxiety, PTSD, dementia, brain trauma, suboxone detox treatment. We have therapists working in the same clinic. The psychiatrist and therapist developed a customized treatment plan together for our clients. We offer holistic approach of mental health treatment by using genetic testing, TMS (transcranial magnetic stimulation) treatment, Ketamine and natural medicines.
![Photo of Mary Bartek, MD, Psychiatrist](https://photos.psychologytoday.com/c4fdf65b-e184-4c9d-998a-446c3d1f4794/2/320x400.jpeg)
Dr. Bartek is a Staff Psychiatrist at Talkiatry. She is board-certified in General Psychiatry and Pediatrics, and board-eligible in child and adolescent psychiatry and adult psychiatry. She has been caring for children and adolescents as a physician for 15 years. Dr. Bartek’s approach is holistic, collaborative, supportive, and patient-centered. Dr. Bartek draws on her years as a pediatrician working with families and children in her work as a psychiatrist. Dr. Bartek incorporates therapeutic techniques into medication management visits, but she may also recommend adding a therapist to your care team for the best results.
Dr. Bartek is a Staff Psychiatrist at Talkiatry. She is board-certified in General Psychiatry and Pediatrics, and board-eligible in child and adolescent psychiatry and adult psychiatry. She has been caring for children and adolescents as a physician for 15 years. Dr. Bartek’s approach is holistic, collaborative, supportive, and patient-centered. Dr. Bartek draws on her years as a pediatrician working with families and children in her work as a psychiatrist. Dr. Bartek incorporates therapeutic techniques into medication management visits, but she may also recommend adding a therapist to your care team for the best results.
![Photo of Ali Wittenberg, DNP, APRN, PMHNP, Psychiatric Nurse Practitioner](https://photos.psychologytoday.com/3d7d0f5f-76f1-47c6-93f3-1ca9f3928e5c/3/320x400.jpeg)
Ali Wittenberg
Psychiatric Nurse Practitioner, DNP, APRN, PMHNP
Verified Verified
Nashville, TN 37215
Waitlist for new clients
I aim to provide individualized care to help folks feel like themselves again. I’m acutely aware that psychiatric care is intimidating, so I invite you to look at our first appointment as a chat where you tell me all about yourself—your interests, the important people in your life and what it’s like to be you. After getting to know you, we can come up with a plan that may include medication or nonpharmacologic treatments like psychotherapy or Transcranial Magnetic Stimulation (TMS). I offer all three of these services at the clinic, and it is my goal to work with you to achieve your treatment goals.
I aim to provide individualized care to help folks feel like themselves again. I’m acutely aware that psychiatric care is intimidating, so I invite you to look at our first appointment as a chat where you tell me all about yourself—your interests, the important people in your life and what it’s like to be you. After getting to know you, we can come up with a plan that may include medication or nonpharmacologic treatments like psychotherapy or Transcranial Magnetic Stimulation (TMS). I offer all three of these services at the clinic, and it is my goal to work with you to achieve your treatment goals.
![Photo of Kerrie Wilder - Women's Mental Health Specialist, CNM, PMHNP, Psychiatric Nurse Practitioner](https://photos.psychologytoday.com/a56370e7-ddaf-4f11-a3c8-8f84b61fb834/1/320x400.jpeg)
Kerrie Wilder - Women's Mental Health Specialist
Psychiatric Nurse Practitioner, CNM, PMHNP
Verified Verified
4 Endorsed
Nashville, TN 37211 (Online Only)
My goals are to help you feel your best, in all areas of your life! Whether you have had mental health struggles before or are seeking mental health support for the first time. I have firsthand experience and knowledge of the options available - from complex medication management to therapy options. Together we can close the gap between mental and physical healthcare.
My goals are to help you feel your best, in all areas of your life! Whether you have had mental health struggles before or are seeking mental health support for the first time. I have firsthand experience and knowledge of the options available - from complex medication management to therapy options. Together we can close the gap between mental and physical healthcare.
![Photo of Rachel Ortiz - Ruby Mental Wellness, MSN, APRN, PMHNP, Psychiatric Nurse Practitioner](https://photos.psychologytoday.com/4b371b91-0f2e-4138-b664-02e74958fc21/2/320x400.jpeg)
Ruby Mental Wellness
Psychiatric Nurse Practitioner, MSN, APRN, PMHNP
Verified Verified
Nashville, TN 37204
Are you feeling stuck in a mental health rut? Tired of the same old strategies that just aren't working? Maybe you're navigating life transitions or struggling with persistent symptoms. At Ruby Mental Wellness, we understand the frustration of feeling like you're on your own. We offer a collaborative approach to mental health, combining medication management with lifestyle support and practical coping skills. If you're ready to invest in your well-being and create lasting change, we're here to partner with you on your journey. Our convenient virtual appointments and in-network insurance make accessing care easy and affordable.
Are you feeling stuck in a mental health rut? Tired of the same old strategies that just aren't working? Maybe you're navigating life transitions or struggling with persistent symptoms. At Ruby Mental Wellness, we understand the frustration of feeling like you're on your own. We offer a collaborative approach to mental health, combining medication management with lifestyle support and practical coping skills. If you're ready to invest in your well-being and create lasting change, we're here to partner with you on your journey. Our convenient virtual appointments and in-network insurance make accessing care easy and affordable.
15 Second Videos
Kerrie Wilder - Women's Mental Health Specialist
Belle Meade Addiction Medicine & Psychiatry, PLLC
Stephanie Sweeny, Women's Mental Health Specialist
Stephanie Hubbell ~ Women's Mental Health Specilaists
Lynn Wolf
Rachel Ortiz
Laura Pohl - Women's Mental Health Specialist
Toksy Akinleye
Lori Jenkins
Ilu Amin @ Tennessee Mental Wellness
Toksy Akinleye
![Photo of Paula Wilt, MD, Psychiatrist](https://photos.psychologytoday.com/8a3ce1de-4a63-49c1-8b13-4501ebc022fc/1/320x400.jpeg)
Dr. Wilt is board certified in adult psychiatry. She earned her medical degree from Louisiana State University in New Orleans where she also completed her four-year residency in psychiatry. Dr. Wilt takes a biopsychosocial approach to mental health and has over 13 years of experience with an array of mental health diagnoses including Depression, anxiety, ADHD, PTSD, bipolar disorder, and sleep disorders. Dr. Wilt enjoys spending time getting to know her patients and working hand in hand with them to accurately diagnose and treat the symptoms they are experiencing.
Dr. Wilt is board certified in adult psychiatry. She earned her medical degree from Louisiana State University in New Orleans where she also completed her four-year residency in psychiatry. Dr. Wilt takes a biopsychosocial approach to mental health and has over 13 years of experience with an array of mental health diagnoses including Depression, anxiety, ADHD, PTSD, bipolar disorder, and sleep disorders. Dr. Wilt enjoys spending time getting to know her patients and working hand in hand with them to accurately diagnose and treat the symptoms they are experiencing.
![Photo of Michael Lukowski, MD, Psychiatrist](https://photos.psychologytoday.com/966cef6d-e100-4708-91a2-b274b0781920/3/320x400.jpeg)
Dr. Michael Lukowski is an adult psychiatrist who holds board certification with the American Board of Psychiatry and Neurology. He has been practicing medicine for over 8 years. Dr. Lukowski focuses on medication management combined with supportive therapy in 30-minute follow-up visits. He practices whole-person medicine, caring for the wellness of your mind, body, and spirit and helping you enjoy your relationships with those around you.
Dr. Michael Lukowski is an adult psychiatrist who holds board certification with the American Board of Psychiatry and Neurology. He has been practicing medicine for over 8 years. Dr. Lukowski focuses on medication management combined with supportive therapy in 30-minute follow-up visits. He practices whole-person medicine, caring for the wellness of your mind, body, and spirit and helping you enjoy your relationships with those around you.
![Photo of Roger Starner Jones - Belle Meade Addiction Medicine & Psychiatry, PLLC, MD, Psychiatrist](https://photos.psychologytoday.com/3507a3c6-702a-4a4b-b3fb-240ea66c35f5/1/320x400.png)
Belle Meade Addiction Medicine & Psychiatry, PLLC
Psychiatrist, MD
Verified Verified
Nashville, TN 37205
ACCEPTING NEW PATIENTS - We help patients establish a professional relationship with a dedicated physician who knows their medical history and medication regimen. This provides the patient with continuity of care and on-demand access to a doctor through telemedicine or in-person appointments. We manage a wide spectrum of illnesses, including anxiety, depression, bipolar disorder, post-traumatic stress disorder, OCD, ADHD and insomnia. Patients with these conditions have the best chance of improvement when they have regular appointments with the same physician who works with the patient in a professional setting.
ACCEPTING NEW PATIENTS - We help patients establish a professional relationship with a dedicated physician who knows their medical history and medication regimen. This provides the patient with continuity of care and on-demand access to a doctor through telemedicine or in-person appointments. We manage a wide spectrum of illnesses, including anxiety, depression, bipolar disorder, post-traumatic stress disorder, OCD, ADHD and insomnia. Patients with these conditions have the best chance of improvement when they have regular appointments with the same physician who works with the patient in a professional setting.
![Photo of Stephanie Sweeny - Stephanie Sweeny, Women's Mental Health Specialist, PMHNP, CNM, Psychiatric Nurse Practitioner](https://photos.psychologytoday.com/20078a04-9b61-4e06-9ba7-49ea4f3e3dd9/1/320x400.jpeg)
Stephanie Sweeny, Women's Mental Health Specialist
Psychiatric Nurse Practitioner, PMHNP, CNM
Verified Verified
1 Endorsed
Nashville, TN 37211 (Online Only)
The services we provide are designed to alleviate emotional and mental health symptoms for women who feel alone and stuck and are experiencing emotional or mental health symptoms. As women, there is a need for support, guidance, and help to identify what is normal. Our providers strive to help you reach your goals and live a happy and fulfilling life.
The services we provide are designed to alleviate emotional and mental health symptoms for women who feel alone and stuck and are experiencing emotional or mental health symptoms. As women, there is a need for support, guidance, and help to identify what is normal. Our providers strive to help you reach your goals and live a happy and fulfilling life.
![Photo of Nicole Libert, PMHNP, Psychiatric Nurse Practitioner](https://photos.psychologytoday.com/92a0ad99-188f-4080-ab03-85eb4fc2b456/1/320x400.jpeg)
Nicole Libert
Psychiatric Nurse Practitioner, PMHNP
Verified Verified
1 Endorsed
Nashville, TN 37209
I view all of my clients as the leaders in this journey towards improved wellbeing, and my goal is to act as a guide that gives options, a variety of evidence-based treatment modalities and maintain safety standards throughout the process. I look forward to hearing your story.
I view all of my clients as the leaders in this journey towards improved wellbeing, and my goal is to act as a guide that gives options, a variety of evidence-based treatment modalities and maintain safety standards throughout the process. I look forward to hearing your story.
![Photo of Dianna Smith, PMHNP, DNP-c, Psychiatric Nurse Practitioner](https://photos.psychologytoday.com/3f54f378-58e6-4b81-8228-68e063884fd7/1/320x400.jpeg)
Dianna Smith
Psychiatric Nurse Practitioner, PMHNP, DNP-c
Verified Verified
Nashville, TN 37203 (Online Only)
Dianna Smith, MSN, PMHNP-C, DNP-c is a board-certified Psychiatric-Mental Health Nurse Practitioner with more than 10 years of professional nursing experience caring for psychiatric, mental health/behavioral, developmental/intellectual disability, and substance abuse clients in the community and acute settings. She loves providing direct care and values her expanded capacity to serve as a Provider. Diana states she is honored and reverent that her practice role allows the responsibility of managing and facilitating care;
Dianna Smith, MSN, PMHNP-C, DNP-c is a board-certified Psychiatric-Mental Health Nurse Practitioner with more than 10 years of professional nursing experience caring for psychiatric, mental health/behavioral, developmental/intellectual disability, and substance abuse clients in the community and acute settings. She loves providing direct care and values her expanded capacity to serve as a Provider. Diana states she is honored and reverent that her practice role allows the responsibility of managing and facilitating care;
![Photo of Mark Varela, MD, Psychiatrist](https://photos.psychologytoday.com/3230c27a-c4ae-4b68-8c85-79b266bec70e/2/320x400.jpeg)
Dr. Mark Varela is a board-eligible psychiatrist joining Talkiatry directly out of residency. He focuses primarily on medication management, often accompanied by brief cognitive, motivational, or supportive therapy. He may request that you also meet with a therapist regularly for your benefit.
Dr. Mark Varela is a board-eligible psychiatrist joining Talkiatry directly out of residency. He focuses primarily on medication management, often accompanied by brief cognitive, motivational, or supportive therapy. He may request that you also meet with a therapist regularly for your benefit.
![Photo of Stasha Hampton, APRN, PMHNP, BC, Psychiatric Nurse Practitioner](https://photos.psychologytoday.com/61c3a4fa-6ec5-4aeb-99ec-1aeaa435f9ae/1/320x400.jpeg)
Stasha Hampton
Psychiatric Nurse Practitioner, APRN, PMHNP, BC
Verified Verified
Nashville, TN 37209
Our vision at Prosperity Mental Wellness Center is to provide holistic care that balances eastern & western philosophies to assist patients in achieving & maintaining mental wellness. We believe in the importance of creating a personalized care plan for each of our patients, taking into account their medical history, lifestyle, & personal goals. We strive to create a healthy space where patients will feel safe and supported to begin their healing journey. We are dedicated to highlighting the power of the brain & body conversation in order to improve the overall health & wellbeing of our patients.
Our vision at Prosperity Mental Wellness Center is to provide holistic care that balances eastern & western philosophies to assist patients in achieving & maintaining mental wellness. We believe in the importance of creating a personalized care plan for each of our patients, taking into account their medical history, lifestyle, & personal goals. We strive to create a healthy space where patients will feel safe and supported to begin their healing journey. We are dedicated to highlighting the power of the brain & body conversation in order to improve the overall health & wellbeing of our patients.
![Photo of Dominique Holley, DO, Psychiatrist](https://photos.psychologytoday.com/2b402fd3-fc28-4085-90e3-df8bba89e116/1/320x400.jpeg)
Dr. Dominique Holley is a triple board-certified psychiatrist in Adult Psychiatry, Child and Adolescent Psychiatry, and Addiction Medicine. Dr. Holley completed her post-doctoral residency and fellowship training at Walter Reed National Military Medical Center. She has served as an active US Army officer and recently separated from the US Army after 11 years of service. In her most recent role, she served as the Deputy Chief of the Department of Behavioral Health at Fort Campbell, KY where she provided clinical and administrative supervision, as well as mentorship and guidance for an interdisciplinary team of over 140 personnel.
Dr. Dominique Holley is a triple board-certified psychiatrist in Adult Psychiatry, Child and Adolescent Psychiatry, and Addiction Medicine. Dr. Holley completed her post-doctoral residency and fellowship training at Walter Reed National Military Medical Center. She has served as an active US Army officer and recently separated from the US Army after 11 years of service. In her most recent role, she served as the Deputy Chief of the Department of Behavioral Health at Fort Campbell, KY where she provided clinical and administrative supervision, as well as mentorship and guidance for an interdisciplinary team of over 140 personnel.
See more therapy options for Nashville
Nearby Cigna and Evernorth Psychiatrists Searches for Nashville
- Antioch
- Brentwood
- Franklin
- Gallatin
- Goodlettsville
- Hendersonville
- Lebanon
- Madison
- Mount Juliet
- Old Hickory
- Smyrna
- Springfield
Cigna and Evernorth Psychiatrists
Does insurance cover therapy, prescriptions and other behavioral health services?
In general, yes. Laws in the U.S. require insurers to cover essential behavioral health care at the same level as other health care services. Most health plans require a medical diagnosis and treatments that are evidence based and medically essential. This means that life coaching and alternative therapies are not covered, nor is therapy without a diagnosis. Call the number on the back or your insurance card or visit your insurance company's website to review your Summary of Benefits. If you have insurance through your employer, your Human Resources department may also be able to answer questions.
How much does therapy cost with insurance?
The cost of therapy depends on your region, how much training and experience your therapist has, and the type of treatment. The rate for talk therapy generally falls between $100 and $250. For a client seeing an in-network provider, the cost of therapy is often similar to the cost of other health care services. Clients pay co-pays and may need to satisfy a plan’s deductible before benefits kick in.
What is the difference between In-Network and Out-of-Network insurance coverage?
An in-network provider has contracted with an insurer to get paid directly for services, and to accept the insurer’s rate of compensation. Clients are responsible for deductibles and copays. If a therapist is out of network, that means that the client pays the therapist directly for services at the therapist’s regular fee. Out-of-Network providers often give clients a receipt so that they can file for partial reimbursement with their insurance company.
Is it difficult to find an In-Network therapist?
It is not unusual for therapists to limit the number of insurance patients in their practice, so it’s important to check in-network availability when you schedule your first appointment. In regions and times where therapy is in high demand it may take longer to get scheduled with an in-network therapist.
What is the difference between HMO and PPO insurance plans?
HMO health plans only cover in-network services, there is no reimbursement for out-of-network providers. PPO plans often cover both in- and out-of-network services, though the client may pay more for out-of-network services.
What is a Superbill?
A superbill is a receipt for therapy services. It provides all the information required by insurance companies to reimburse you for out-of-network services, including the diagnostic codes for your care, the amount paid, and the dates and duration of care.
Does insurance cover Online therapy?
Many therapists who shifted their practice to online therapy during the pandemic have kept that arrangement. And most insurers continue to cover telehealth services, with a few exceptions. Preventive care (such as an annual depression screening) is often required to be in-person to be covered, and some states require prescribers of controlled substances to see those patients in person.
Does insurance cover Group therapy?
Many insurance plans provide coverage for group therapy provided there is a medical diagnosis for group members, but there are some noteworthy exceptions. For example, Medicare does not always cover group therapy. Group therapy tends to cost less than individual therapy.
Does insurance cover Couples therapy?
Most insurance companies do not cover the cost of couples therapy because there is no medical diagnosis or medically necessary treatment. However, a few plans will offer a limited benefit, so it is still worth checking with your insurance company. Sometimes therapy is covered for a couple when one person has a diagnosis and another family member joins them for joint therapy, but it is considered therapy for the medical condition that includes a family member as a listener or helper, not couples counseling. Without insurance, most clients pay between $100-300 per 60-90 min session for couples therapy. Often clients can find classes or workshops that make it more affordable to work on their relationship. And some employers offer Employee Assistance Plans that help defray the cost of couples therapy.
What is an Employee Assistance Plan (EAP)?
Employee Assistance Plans are purchased by employers for the benefit of their employees. EAPs typically assist employees with referrals and may also provide the first few sessions of therapy free of charge, with the patient's regular health insurance kicking in after those initial sessions. EAP benefits often apply to all types of therapy without the need for a medical diagnosis, making it easier to access couples therapy, therapy for life transitions, and other non-medical counseling. Just as with standard health insurance, clients should always check that a provider accepts their EAP benefits before scheduling.
Learn more about Insurance Coverage and Finding Affordable Therapy
Learn more about Insurance Coverage and Finding Affordable Therapy