Cigna and Evernorth Psychiatrists in Tampa, FL
![Photo of Helen Lancy, NP, Psychiatric Nurse Practitioner](https://photos.psychologytoday.com/bc71d781-9f9e-40d7-8d82-70d8196c1809/1/320x400.jpeg)
Helen Lancy
Psychiatric Nurse Practitioner, NP
Verified Verified
1 Endorsed
Tampa, FL 33647 (Online Only)
Helen Lancy is a board-certified Nurse Practitioner with a Master’s in Nursing from Spring Arbor University, pursuing a Doctor of Nursing in Psychiatric Mental Health from the University of Missouri. With four years of adult-gerontology psychiatry experience, she specializes in anxiety, depression, mood disorders, ADHD, and trauma in adults 18+. Passionate about providing evidence-based, compassionate care, Helen is dedicated to serving patients from diverse backgrounds, particularly those in underserved communities. Helen champions patient empowerment, guiding her patients to take control of their health and emotional wellbeing.
Helen Lancy is a board-certified Nurse Practitioner with a Master’s in Nursing from Spring Arbor University, pursuing a Doctor of Nursing in Psychiatric Mental Health from the University of Missouri. With four years of adult-gerontology psychiatry experience, she specializes in anxiety, depression, mood disorders, ADHD, and trauma in adults 18+. Passionate about providing evidence-based, compassionate care, Helen is dedicated to serving patients from diverse backgrounds, particularly those in underserved communities. Helen champions patient empowerment, guiding her patients to take control of their health and emotional wellbeing.
![Photo of Jasmine Graves, MSN, APRN, PMHNP, Psychiatric Nurse Practitioner](https://photos.psychologytoday.com/e50d84f7-50a4-4d37-8c00-23b3426ddbcb/1/320x400.jpeg)
Jasmine Graves
Psychiatric Nurse Practitioner, MSN, APRN, PMHNP
Verified Verified
1 Endorsed
Tampa, FL 33617 (Online Only)
Are you finding yourself struggling with anxiety, depression, PTSD, and or grief due to life stressors like work pressures, family dynamics, relationship challenges, career uncertainties, or past traumas? Do you often feel overwhelmed by your emotions and circumstances, impacting your daily life? If so, you might benefit from a compassionate and understanding therapeutic environment where you can explore your feelings and experiences without judgment. I offer evidence-based interventions tailored to your unique needs. Would you like to discuss how we might work together to address these challenges?
Are you finding yourself struggling with anxiety, depression, PTSD, and or grief due to life stressors like work pressures, family dynamics, relationship challenges, career uncertainties, or past traumas? Do you often feel overwhelmed by your emotions and circumstances, impacting your daily life? If so, you might benefit from a compassionate and understanding therapeutic environment where you can explore your feelings and experiences without judgment. I offer evidence-based interventions tailored to your unique needs. Would you like to discuss how we might work together to address these challenges?
![Photo of Christen McNew, PMHNP, BC, Psychiatric Nurse Practitioner](https://photos.psychologytoday.com/766b4e37-284d-414c-8f8e-979b8d175be4/1/320x400.jpeg)
Christen McNew
Psychiatric Nurse Practitioner, PMHNP, BC
Verified Verified
3 Endorsed
Tampa, FL 33647 (Online Only)
Waitlist for new clients
Accepting new patients for medication management! I only provide medication management, no therapy services. Please email me or call to set up an appointment! I have worked with many patients on an outpatient basis, and have treated disorders including Anxiety, Depression, PTSD, Bipolar Disorder, Schizophrenia, and ADHD. I enjoy what I do and I look forward to working with you and helping you to be your best self again!
Accepting new patients for medication management! I only provide medication management, no therapy services. Please email me or call to set up an appointment! I have worked with many patients on an outpatient basis, and have treated disorders including Anxiety, Depression, PTSD, Bipolar Disorder, Schizophrenia, and ADHD. I enjoy what I do and I look forward to working with you and helping you to be your best self again!
![Photo of Johnny Tran, APRN, PMHNP, Psychiatric Nurse Practitioner](https://photos.psychologytoday.com/f9279ada-6795-4e96-9206-71246083ce10/2/320x400.png)
Johnny Tran
Psychiatric Nurse Practitioner, APRN, PMHNP
Verified Verified
Tampa, FL 33618 (Online Only)
I understand the challenges you might be facing – whether it's struggles with anxiety, depression, addiction, insomnia, or any other mental health concern. Maybe you're seeking a safe space to explore your identity and the unique challenges you face. I'm here to tell you that you're not alone. My approach to mental health care is all about partnership and compassion. I strive to listen deeply to understand your specific needs and work together to create a treatment plan that feels right for you.
I understand the challenges you might be facing – whether it's struggles with anxiety, depression, addiction, insomnia, or any other mental health concern. Maybe you're seeking a safe space to explore your identity and the unique challenges you face. I'm here to tell you that you're not alone. My approach to mental health care is all about partnership and compassion. I strive to listen deeply to understand your specific needs and work together to create a treatment plan that feels right for you.
![Photo of Crystal Blair - Dr Kinsler & Associates, ARNP, Psychiatric Nurse Practitioner](https://photos.psychologytoday.com/44a35ee8-46cd-11ea-a6ad-06142c356176/2/320x400.jpeg)
A Psychiatric Mental Health Nurse Practitioner and an Adult-Gerontology Primary Care Nurse Practitioner. She received her Master's in Nursing at the University of Florida and completed her Postmasters at Florida International University. A majority of Crystal's professional nursing career has been within the VA Healthcare system. Crystal's practice philosophy is that of holistic care. She believes in order to keep one well, attention must be given to the interconnections of the physical, mental and spiritual beings. Crystal is continuing her Doctoral studies at the University of Florida, where her capstone is a policy analysis on Florida's new Controlled Substance Act.
A Psychiatric Mental Health Nurse Practitioner and an Adult-Gerontology Primary Care Nurse Practitioner. She received her Master's in Nursing at the University of Florida and completed her Postmasters at Florida International University. A majority of Crystal's professional nursing career has been within the VA Healthcare system. Crystal's practice philosophy is that of holistic care. She believes in order to keep one well, attention must be given to the interconnections of the physical, mental and spiritual beings. Crystal is continuing her Doctoral studies at the University of Florida, where her capstone is a policy analysis on Florida's new Controlled Substance Act.
![Photo of Faizi Ahmed - The Neuropsychiatry and TMS Group, MD, Psychiatrist](https://photos.psychologytoday.com/4401e50d-46cd-11ea-a6ad-06142c356176/3/320x400.jpeg)
Dr. Ahmed is an Affiliate Assistant Professor of Psychiatry and Behavioral Neurosciences at the University of South Florida. He completed his residency training at Temple University Hospital in psychiatry and then joined Johns Hopkins School of Medicine where he completed a two-year fellowship in Neuropsychiatry and Behavioral Neurology. He moved to Tampa in 2016 to start his private neuropsychiatry practice, Tampa Neuropsychiatry LLC. Dr. Ahmed specializes in the treatment of psychiatric disorders including depression, anxiety, bipolar disorder, PTSD, schizophrenia, and adult ADHD. He also has subspecialty training in dementia including Alzheimer's and brain injuries.
Dr. Ahmed is an Affiliate Assistant Professor of Psychiatry and Behavioral Neurosciences at the University of South Florida. He completed his residency training at Temple University Hospital in psychiatry and then joined Johns Hopkins School of Medicine where he completed a two-year fellowship in Neuropsychiatry and Behavioral Neurology. He moved to Tampa in 2016 to start his private neuropsychiatry practice, Tampa Neuropsychiatry LLC. Dr. Ahmed specializes in the treatment of psychiatric disorders including depression, anxiety, bipolar disorder, PTSD, schizophrenia, and adult ADHD. He also has subspecialty training in dementia including Alzheimer's and brain injuries.
Yonatan Breiter
Psychiatric Nurse Practitioner, MSN, PMHNP, CNL
Verified Verified
1 Endorsed
Tampa, FL 33609
I am a board-certified Psychiatric Nurse Practitioner by the American Nurses Credentialing Center (ANCC) in the specialty of Psychiatric-Mental Health Nurse Practitioner Across the Life Span. I have extensive clinical experience in multiple areas, including crisis stabilization units, emergency departments, and outpatient settings. I manage psychiatric issues, including, but not limited to depression, anxiety, ADD/ADHD, post-traumatic stress disorder, bipolar disorders, schizophrenia, and other mood and personality disorders.
I am a board-certified Psychiatric Nurse Practitioner by the American Nurses Credentialing Center (ANCC) in the specialty of Psychiatric-Mental Health Nurse Practitioner Across the Life Span. I have extensive clinical experience in multiple areas, including crisis stabilization units, emergency departments, and outpatient settings. I manage psychiatric issues, including, but not limited to depression, anxiety, ADD/ADHD, post-traumatic stress disorder, bipolar disorders, schizophrenia, and other mood and personality disorders.
![Photo of Fallon Page Shelton - Fallon Shelton Concierge Mental Health PLLC , MSN, APRN, PMHNPBC, Psychiatric Nurse Practitioner](https://photos.psychologytoday.com/44e360c1-6104-475c-bfe0-e3044d9ae0bb/1/320x400.jpeg)
Fallon Shelton Concierge Mental Health PLLC
Psychiatric Nurse Practitioner, MSN, APRN, PMHNPBC
Verified Verified
1 Endorsed
Tampa, FL 33611 (Online Only)
I bring with me a unique set of work experiences that have fostered my passion for helping those that suffer from mental health disorders. My own personal experiences and past employment endeavors have given me empathy to help patients with mental health disorders. As a psychiatric mental health nurse practitioner, it is my goal to advocate for patients who struggle to be heard or respected, and to manage their treatment with compassion, understanding, and attention to holistic care. I will do all I can to assist individuals and their families in recognizing, without stigma, the value of psychiatric assistance.
I bring with me a unique set of work experiences that have fostered my passion for helping those that suffer from mental health disorders. My own personal experiences and past employment endeavors have given me empathy to help patients with mental health disorders. As a psychiatric mental health nurse practitioner, it is my goal to advocate for patients who struggle to be heard or respected, and to manage their treatment with compassion, understanding, and attention to holistic care. I will do all I can to assist individuals and their families in recognizing, without stigma, the value of psychiatric assistance.
![Photo of Eloy Franco, MD, Psychiatrist](https://photos.psychologytoday.com/03bccc2b-9568-4b37-908f-c6e919fe479d/2/320x400.jpeg)
Hi there! My name is Dr. Eloy Franco, MD and I am a board certified psychiatrist with 16 years of experience in treating and managing a wide range of mental health conditions. I completed my training at the Cleveland Clinic in Ohio, and then moved to Tampa in 2010. I enjoy caring for patients of all walks of life in a way that is warm, empathic, inquisitive and empowering! If you would like to join my diverse group of patients, please feel free to give us a call. You can find more information about my practice and myself at my website: dreloyfranco.com I look forward to helping and knowing you! Se Habla Español.
Hi there! My name is Dr. Eloy Franco, MD and I am a board certified psychiatrist with 16 years of experience in treating and managing a wide range of mental health conditions. I completed my training at the Cleveland Clinic in Ohio, and then moved to Tampa in 2010. I enjoy caring for patients of all walks of life in a way that is warm, empathic, inquisitive and empowering! If you would like to join my diverse group of patients, please feel free to give us a call. You can find more information about my practice and myself at my website: dreloyfranco.com I look forward to helping and knowing you! Se Habla Español.
![Photo of Nicole Michele Silva - Pathos Psychiatry and Psychotherapy , MD, Psychiatrist](https://photos.psychologytoday.com/d10ab943-655b-426a-acb2-2744d7adb505/1/320x400.jpeg)
Pathos Psychiatry and Psychotherapy
Psychiatrist, MD
Verified Verified
Tampa, FL 33609 (Online Only)
I truly love psychiatry and psychotherapy and feel fortunate to be able to help people reach the best forms of themselves. I want to hear your story so we can work together to help you reach your goals, dreams, and aspirations. I use a combination of medications and psychotherapy along with a humanistic approach of nonjudgmental compassionate positive regard in our interactions to build a relationship based in trust, kindness, and honesty. I look forward to working with you as a team and using all of the tools available to help you along in your life journey.
I truly love psychiatry and psychotherapy and feel fortunate to be able to help people reach the best forms of themselves. I want to hear your story so we can work together to help you reach your goals, dreams, and aspirations. I use a combination of medications and psychotherapy along with a humanistic approach of nonjudgmental compassionate positive regard in our interactions to build a relationship based in trust, kindness, and honesty. I look forward to working with you as a team and using all of the tools available to help you along in your life journey.
![Photo of Erica Hand, APRN, FNP, PMHNP, Psychiatric Nurse Practitioner](https://photos.psychologytoday.com/86f4c6af-f9a2-4c02-8f2c-a2cc231800dc/1/320x400.jpeg)
Erica Hand
Psychiatric Nurse Practitioner, APRN, FNP, PMHNP
Verified Verified
4 Endorsed
Tampa, FL 33607 (Online Only)
My ideal client is YOU! You with all of your flaws, imperfections, and quirks. If you're reading this you were meant to be here. You've made a promise to change and you want to but haven't...that's ok. If you want to be better then I want to support you. I am a mother to two teenage boys, a wife, a sister, and a friend. I understand the struggle of trying to balance it all and falling short. I enjoy helping my clients gain skills and success as they navigate through the transitions of life. Your treatment plan may include a combination of exercise, sleep, nutrition, &/or medication. -Schedule your consultation at WELLITI.COM
My ideal client is YOU! You with all of your flaws, imperfections, and quirks. If you're reading this you were meant to be here. You've made a promise to change and you want to but haven't...that's ok. If you want to be better then I want to support you. I am a mother to two teenage boys, a wife, a sister, and a friend. I understand the struggle of trying to balance it all and falling short. I enjoy helping my clients gain skills and success as they navigate through the transitions of life. Your treatment plan may include a combination of exercise, sleep, nutrition, &/or medication. -Schedule your consultation at WELLITI.COM
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![Photo of Samuel Battle, PMHNP, Psychiatric Nurse Practitioner](https://photos.psychologytoday.com/787a2ab8-3f0d-4a1e-94f3-79299a68ab71/1/320x400.jpeg)
Life can be hard, and the issues of living it can at times overwhelm the mind, emotions or even the body. It is at these times, when we feel fatigued and frustrated, that we need a little help. A person to help us unravel issues that have us in knots and guide us toward solutions for a brighter tomorrow, that person is me. Together, you and I will find a more peaceful, brighter tomorrow for you.
Life can be hard, and the issues of living it can at times overwhelm the mind, emotions or even the body. It is at these times, when we feel fatigued and frustrated, that we need a little help. A person to help us unravel issues that have us in knots and guide us toward solutions for a brighter tomorrow, that person is me. Together, you and I will find a more peaceful, brighter tomorrow for you.
![Photo of Alisha Martin, PMHNP, Psychiatric Nurse Practitioner](https://photos.psychologytoday.com/012ce33e-ed0b-4db2-9e3d-26132b29ffcd/2/320x400.png)
Alisha is a Certified Psychiatric Mental Health Nurse Practitioner on the Mindful Care team practicing out of Florida.
Alisha is a Certified Psychiatric Mental Health Nurse Practitioner on the Mindful Care team practicing out of Florida.
![Photo of Gillian C Jackman - Namaste Psychiatry, MSN, APRN, PMHNP-B, Psychiatric Nurse Practitioner](https://photos.psychologytoday.com/3f309340-fe5c-4408-91fd-b9163c9ec9f4/1/320x400.jpeg)
Namaste Psychiatry
Psychiatric Nurse Practitioner, MSN, APRN, PMHNP-B
Verified Verified
2 Endorsed
Tampa, FL 33637 (Online Only)
Are worry, anxiety, depression, sadness, and insomnia engulfing your life? Join me on a transformative journey of self-discovery and mental wellness at Namaste Psychiatry. Our compassionate, board-certified psychiatric nurse practitioner specializes in treating various psychological conditions. Our mission is to empower clients like you to overcome challenges and achieve lasting mental wellness. Whether you're dealing with anxiety, depression, trauma, ADHD or any other mental health concern, we offer comprehensive and compassionate care. Our goal is to help you cultivate empowerment, resilience, and inner peace to reclaim your life.
Are worry, anxiety, depression, sadness, and insomnia engulfing your life? Join me on a transformative journey of self-discovery and mental wellness at Namaste Psychiatry. Our compassionate, board-certified psychiatric nurse practitioner specializes in treating various psychological conditions. Our mission is to empower clients like you to overcome challenges and achieve lasting mental wellness. Whether you're dealing with anxiety, depression, trauma, ADHD or any other mental health concern, we offer comprehensive and compassionate care. Our goal is to help you cultivate empowerment, resilience, and inner peace to reclaim your life.
![Photo of Georges Coupet, PMHNP, BC, Psychiatric Nurse Practitioner](https://photos.psychologytoday.com/2d89dd94-492e-4a3c-97fc-6333034d7bfa/1/320x400.png)
Georges Coupet
Psychiatric Nurse Practitioner, PMHNP, BC
Verified Verified
Tampa, FL 33647 (Online Only)
Georges Coupet is a personable and enthusiastic clinician with over 7 years of experience in Psychiatry. He believes in a patient-centered and humanistic approach to treatment. He develops an individualized treatment plan for each client that includes pharmacology, depending on the needs of the client. “My goal is to make my clients as comfortable as possible in order to establish a trusting working relationship. No judgment zone.”
Georges Coupet is a personable and enthusiastic clinician with over 7 years of experience in Psychiatry. He believes in a patient-centered and humanistic approach to treatment. He develops an individualized treatment plan for each client that includes pharmacology, depending on the needs of the client. “My goal is to make my clients as comfortable as possible in order to establish a trusting working relationship. No judgment zone.”
![Photo of Vinod Bhandari - VirtualPsych™, MD, Psychiatrist](https://photos.psychologytoday.com/c47ca565-cf1b-4340-a63e-c794e89efb8a/1/320x400.jpeg)
VirtualPsych allows for telepsych healthcare remotely in an easy to use environment. Our physicians specialize in the treatment of conditions such as anxiety, depression and bipolar disorder and have over 30 years of experience in psychiatry and mental health. We accept a variety of insurance plans from providers including Aetna, Humana and United Healthcare. We have appointments available on a daily basis and the time to see a physician is typically less than a few days. Please call us at (813) 491-1956 if you have any questions or would like to set up an appointment.
VirtualPsych allows for telepsych healthcare remotely in an easy to use environment. Our physicians specialize in the treatment of conditions such as anxiety, depression and bipolar disorder and have over 30 years of experience in psychiatry and mental health. We accept a variety of insurance plans from providers including Aetna, Humana and United Healthcare. We have appointments available on a daily basis and the time to see a physician is typically less than a few days. Please call us at (813) 491-1956 if you have any questions or would like to set up an appointment.
![Photo of Ashley Espinoza, PMHNP, APRN, CPN, Psychiatric Nurse Practitioner](https://photos.psychologytoday.com/4898ca1f-41b3-4d60-88ee-a8e7ad0a8024/3/320x400.jpeg)
Ashley Espinoza
Psychiatric Nurse Practitioner, PMHNP, APRN, CPN
Verified Verified
2 Endorsed
Tampa, FL 33625 (Online Only)
Many of my patients are individuals struggling with some sort of undesirable symptom/s related to their mental health and find me to see if medication may be something that can help them. Taking this step can feel vulnerable and talking with a provider can feel intimidating. The work I do comes from an innate passion to empower others to take control of their lives, their mental health, and their quality of life. I partner with my patients to discover and create a plan for their mental health that feels comfortable, doable and sustainable.
Many of my patients are individuals struggling with some sort of undesirable symptom/s related to their mental health and find me to see if medication may be something that can help them. Taking this step can feel vulnerable and talking with a provider can feel intimidating. The work I do comes from an innate passion to empower others to take control of their lives, their mental health, and their quality of life. I partner with my patients to discover and create a plan for their mental health that feels comfortable, doable and sustainable.
![Photo of Heather Christenson, PMHNP, Psychiatric Nurse Practitioner](https://photos.psychologytoday.com/c0a8b8ef-31dc-44c9-b1d8-4ee2bdc1fd07/1/320x400.jpeg)
Heather Christenson
Psychiatric Nurse Practitioner, PMHNP
Verified Verified
Tampa, FL 33602 (Online Only)
Many people struggle with mental health conditions and there’s no need to be embarrassed or feel alone. I am here to help you explore these feelings and to discuss medication options to find the one that will work best for you. I believe in educating clients on their mental health disorders and developing a plan of care together to best suit your needs.
Many people struggle with mental health conditions and there’s no need to be embarrassed or feel alone. I am here to help you explore these feelings and to discuss medication options to find the one that will work best for you. I believe in educating clients on their mental health disorders and developing a plan of care together to best suit your needs.
![Photo of Alexa Merchant, APRN, PMHNPBC, AGNP-C, Psychiatric Nurse Practitioner](https://photos.psychologytoday.com/e15688f9-e8e4-4326-be4d-3dee57625560/2/320x400.jpeg)
Alexa Merchant
Psychiatric Nurse Practitioner, APRN, PMHNPBC, AGNP-C
Verified Verified
Tampa, FL 33602
I am a dual board certified Psychiatric Mental Health Nurse Practitioner (PMHNP) and Adult Geriatric Primary Care Nurse Practitioner (AGNP) located in Tampa and St. Petersburg, Florida. I attended the University of Miami and the University of California Irvine. My goal is to provide patients with a convenient, safe, and stigma free environment for psychiatric treatment. I offer treatment for a variety of psychiatric disorders including depression/anxiety, insomnia, mood disorders, ADHD, PTSD, OCD, and substance use disorder.
I am a dual board certified Psychiatric Mental Health Nurse Practitioner (PMHNP) and Adult Geriatric Primary Care Nurse Practitioner (AGNP) located in Tampa and St. Petersburg, Florida. I attended the University of Miami and the University of California Irvine. My goal is to provide patients with a convenient, safe, and stigma free environment for psychiatric treatment. I offer treatment for a variety of psychiatric disorders including depression/anxiety, insomnia, mood disorders, ADHD, PTSD, OCD, and substance use disorder.
![Photo of Brittany Barber, PMHNP, BC, Psychiatric Nurse Practitioner](https://photos.psychologytoday.com/d4e86daa-ef0a-4308-89f6-8cde446a0766/3/320x400.jpeg)
Brittany Barber
Psychiatric Nurse Practitioner, PMHNP, BC
Verified Verified
Tampa, FL 33647 (Online Only)
Brittany Barber is a board-certified mental health nurse practitioner. Her goal is to provide excellent care to individuals suffering from mental illnesses that negatively impact their quality of life. Together, she works with patients to target the symptoms causing them distress and uses evidence-based practices to develop treatments plan that improves their quality of life. She provides medication management and supportive therapy to help patients navigate difficult life transitions. By helping patients identify the symptoms causing the most negative impact on their lives, her treatment plans are directed toward fixing symptoms.
Brittany Barber is a board-certified mental health nurse practitioner. Her goal is to provide excellent care to individuals suffering from mental illnesses that negatively impact their quality of life. Together, she works with patients to target the symptoms causing them distress and uses evidence-based practices to develop treatments plan that improves their quality of life. She provides medication management and supportive therapy to help patients navigate difficult life transitions. By helping patients identify the symptoms causing the most negative impact on their lives, her treatment plans are directed toward fixing symptoms.
See more therapy options for Tampa
Nearby Cigna and Evernorth Psychiatrists Searches for Tampa
- Apollo Beach
- Brandon
- Clearwater
- Land O Lakes
- Lutz
- Oldsmar
- Palm Harbor
- Pinellas Park
- Riverview
- Ruskin
- Sun City Center
- Valrico
Cigna and Evernorth Psychiatrists
Does insurance cover therapy, prescriptions and other behavioral health services?
In general, yes. Laws in the U.S. require insurers to cover essential behavioral health care at the same level as other health care services. Most health plans require a medical diagnosis and treatments that are evidence based and medically essential. This means that life coaching and alternative therapies are not covered, nor is therapy without a diagnosis. Call the number on the back or your insurance card or visit your insurance company's website to review your Summary of Benefits. If you have insurance through your employer, your Human Resources department may also be able to answer questions.
How much does therapy cost with insurance?
The cost of therapy depends on your region, how much training and experience your therapist has, and the type of treatment. The rate for talk therapy generally falls between $100 and $250. For a client seeing an in-network provider, the cost of therapy is often similar to the cost of other health care services. Clients pay co-pays and may need to satisfy a plan’s deductible before benefits kick in.
What is the difference between In-Network and Out-of-Network insurance coverage?
An in-network provider has contracted with an insurer to get paid directly for services, and to accept the insurer’s rate of compensation. Clients are responsible for deductibles and copays. If a therapist is out of network, that means that the client pays the therapist directly for services at the therapist’s regular fee. Out-of-Network providers often give clients a receipt so that they can file for partial reimbursement with their insurance company.
Is it difficult to find an In-Network therapist?
It is not unusual for therapists to limit the number of insurance patients in their practice, so it’s important to check in-network availability when you schedule your first appointment. In regions and times where therapy is in high demand it may take longer to get scheduled with an in-network therapist.
What is the difference between HMO and PPO insurance plans?
HMO health plans only cover in-network services, there is no reimbursement for out-of-network providers. PPO plans often cover both in- and out-of-network services, though the client may pay more for out-of-network services.
What is a Superbill?
A superbill is a receipt for therapy services. It provides all the information required by insurance companies to reimburse you for out-of-network services, including the diagnostic codes for your care, the amount paid, and the dates and duration of care.
Does insurance cover Online therapy?
Many therapists who shifted their practice to online therapy during the pandemic have kept that arrangement. And most insurers continue to cover telehealth services, with a few exceptions. Preventive care (such as an annual depression screening) is often required to be in-person to be covered, and some states require prescribers of controlled substances to see those patients in person.
Does insurance cover Group therapy?
Many insurance plans provide coverage for group therapy provided there is a medical diagnosis for group members, but there are some noteworthy exceptions. For example, Medicare does not always cover group therapy. Group therapy tends to cost less than individual therapy.
Does insurance cover Couples therapy?
Most insurance companies do not cover the cost of couples therapy because there is no medical diagnosis or medically necessary treatment. However, a few plans will offer a limited benefit, so it is still worth checking with your insurance company. Sometimes therapy is covered for a couple when one person has a diagnosis and another family member joins them for joint therapy, but it is considered therapy for the medical condition that includes a family member as a listener or helper, not couples counseling. Without insurance, most clients pay between $100-300 per 60-90 min session for couples therapy. Often clients can find classes or workshops that make it more affordable to work on their relationship. And some employers offer Employee Assistance Plans that help defray the cost of couples therapy.
What is an Employee Assistance Plan (EAP)?
Employee Assistance Plans are purchased by employers for the benefit of their employees. EAPs typically assist employees with referrals and may also provide the first few sessions of therapy free of charge, with the patient's regular health insurance kicking in after those initial sessions. EAP benefits often apply to all types of therapy without the need for a medical diagnosis, making it easier to access couples therapy, therapy for life transitions, and other non-medical counseling. Just as with standard health insurance, clients should always check that a provider accepts their EAP benefits before scheduling.
Learn more about Insurance Coverage and Finding Affordable Therapy
Learn more about Insurance Coverage and Finding Affordable Therapy