TRICARE Psychiatrists in Saint Augustine, FL
![Photo of Heather Luing - Florida Center for TMS, MD, Psychiatrist](https://photos.psychologytoday.com/4ff008bb-46cd-11ea-a6ad-06142c356176/2/320x400.jpeg)
Florida Center for TMS is a specialized psychiatry clinic that specializes in Transcranial Magnetic Stimulation (TMS) as well as other advanced psychiatric treatments. Dr. Luing and Dr. Broder are board certified psychiatrists offering this FDA approved treatment to patients in St Johns, Duval, Clay, Putnam, and Flagler counties. TMS is approved by the FDA for treatment resistant depression and is covered by all major insurance including Medicare for this indication. TMS is also used for off label indications including anxiety, OCD, PTSD, chronic pain, and cognitive enhancement for an affordable cash pay rate.
Florida Center for TMS is a specialized psychiatry clinic that specializes in Transcranial Magnetic Stimulation (TMS) as well as other advanced psychiatric treatments. Dr. Luing and Dr. Broder are board certified psychiatrists offering this FDA approved treatment to patients in St Johns, Duval, Clay, Putnam, and Flagler counties. TMS is approved by the FDA for treatment resistant depression and is covered by all major insurance including Medicare for this indication. TMS is also used for off label indications including anxiety, OCD, PTSD, chronic pain, and cognitive enhancement for an affordable cash pay rate.
![Photo of Dinar Sajan, MD, Psychiatrist](https://photos.psychologytoday.com/7e2c4542-6823-4d20-9b69-fb4438862a61/1/320x400.jpeg)
Our mission is to restore hope, promote well-being, and cultivate harmony in the lives of our patients. In the dynamic landscape of today's society, characterized by daily stress and constant challenges, we recognize the crucial demand for a tranquil and stable environment.
Our mission is to restore hope, promote well-being, and cultivate harmony in the lives of our patients. In the dynamic landscape of today's society, characterized by daily stress and constant challenges, we recognize the crucial demand for a tranquil and stable environment.
![Photo of Todd Broder - Florida Center for TMS, MD, Psychiatrist](https://photos.psychologytoday.com/c843d511-52a5-483f-9137-2ed831b307da/1/320x400.jpeg)
Now Offering Medication Management and therapy! We are specialists in depression and anxiety. Stop just existing and start living! Our cutting edge treatments can help. Transcranial Magnetic Stimulation (TMS) and Esketamine (Spravato) are safe, FDA cleared treatments used to treat depression and covered by insurance. Contact us to learn more information or visit our website www.floridacenterfortms.com. Providing TMS in STA since 2017. Let our board certified, nationally known psychiatrists and well trained psychiatric NP/PA find treatment options for you. Three convenient locations: St Augustine, Ponte Vedra and downtown Orlando.
Now Offering Medication Management and therapy! We are specialists in depression and anxiety. Stop just existing and start living! Our cutting edge treatments can help. Transcranial Magnetic Stimulation (TMS) and Esketamine (Spravato) are safe, FDA cleared treatments used to treat depression and covered by insurance. Contact us to learn more information or visit our website www.floridacenterfortms.com. Providing TMS in STA since 2017. Let our board certified, nationally known psychiatrists and well trained psychiatric NP/PA find treatment options for you. Three convenient locations: St Augustine, Ponte Vedra and downtown Orlando.
![Photo of Siddharth Arora - Care Clinic, DO, MS, DABPN, Psychiatrist](https://photos.psychologytoday.com/4539237d-46cd-11ea-a6ad-06142c356176/2/320x400.jpeg)
At the CARE Clinic, we provide our patients with up-to-date, evidenced based practices along with some of the most experienced and dedicated healthcare professionals in the field. Our mission has been to provide quality care in a safe environment - earning us a reputation as the clinic most often recommended by family members and colleagues alike. From Addiction Medicine to Brain Health and Wellness, our personalized services allow us to cater to your individual needs. We truly believe that recovery can be a reality for everyone.
At the CARE Clinic, we provide our patients with up-to-date, evidenced based practices along with some of the most experienced and dedicated healthcare professionals in the field. Our mission has been to provide quality care in a safe environment - earning us a reputation as the clinic most often recommended by family members and colleagues alike. From Addiction Medicine to Brain Health and Wellness, our personalized services allow us to cater to your individual needs. We truly believe that recovery can be a reality for everyone.
![Photo of Imtiaz Rasul - Jacksonville Psychiatric Association, Inc., MD, Psychiatrist](https://photos.psychologytoday.com/40b348ea-46cd-11ea-a6ad-06142c356176/2/320x400.jpeg)
Jacksonville Psychiatric Association, Inc.
Psychiatrist, MD
Verified Verified
Saint Augustine, FL 32092
New Child-Adolescent and Adult psychiatrist in Jacksonville, FL. Same day appointments are available. Dr. Imtiaz Rasul is specialized both in Child-Adolescent and Adult psychiatry. We are located just across from The Avenues mall. We are devoted to providing quality comprehensive psychiatric services and delivering excellent high quality health care.
New Child-Adolescent and Adult psychiatrist in Jacksonville, FL. Same day appointments are available. Dr. Imtiaz Rasul is specialized both in Child-Adolescent and Adult psychiatry. We are located just across from The Avenues mall. We are devoted to providing quality comprehensive psychiatric services and delivering excellent high quality health care.
![Photo of James Tully, MSN , APRN, PMHNP, Psychiatric Nurse Practitioner](https://photos.psychologytoday.com/4c495476-d17c-4e4e-bf63-908a369d6566/2/320x400.jpeg)
James Tully
Psychiatric Nurse Practitioner, MSN , APRN, PMHNP
Not Verified Not Verified
Saint Augustine, FL 32092
Mr. Tully graduated from Jacksonville University with a Masters in Nursing and is board certified by the American Nurses Credentialing Center as a Psychiatric Mental Health Nurse Practitioner. He currently works full time at an outpatient office, treating adults with mood disorders, ADHD, anxiety disorders, eating disorders, thought disorders, abuse, trauma, and behavioral issues.
Mr. Tully graduated from Jacksonville University with a Masters in Nursing and is board certified by the American Nurses Credentialing Center as a Psychiatric Mental Health Nurse Practitioner. He currently works full time at an outpatient office, treating adults with mood disorders, ADHD, anxiety disorders, eating disorders, thought disorders, abuse, trauma, and behavioral issues.
![Photo of Angela T Kalem, DNP, APRN, PMHNP, Psychiatric Nurse Practitioner](https://photos.psychologytoday.com/37209683-4ba8-4077-a471-153709288290/1/320x400.jpeg)
Angela T Kalem
Psychiatric Nurse Practitioner, DNP, APRN, PMHNP
Verified Verified
Saint Augustine, FL 32092
As a Psychiatric Nurse Practitioner, I offer evidence-based, comprehensive care that emphasizes the treatment of the whole person, not just the symptoms. Every client is treated as an individual. The need for medications or other services is assessed through a detailed medical, psychiatric, and social evaluation. The evaluation is followed by a collaborative discussion of treatment options guided by the client. Respecting the patients' role in the treatment process and encouraging self-care is an aspect of holistic care which leads to therapeutic consultation, hope, dignity, self-discipline, a sense of autonomy, vigor and vitality.
As a Psychiatric Nurse Practitioner, I offer evidence-based, comprehensive care that emphasizes the treatment of the whole person, not just the symptoms. Every client is treated as an individual. The need for medications or other services is assessed through a detailed medical, psychiatric, and social evaluation. The evaluation is followed by a collaborative discussion of treatment options guided by the client. Respecting the patients' role in the treatment process and encouraging self-care is an aspect of holistic care which leads to therapeutic consultation, hope, dignity, self-discipline, a sense of autonomy, vigor and vitality.
![Photo of Hailey Lafferty, APRN, PMHNP, Psychiatric Nurse Practitioner](https://photos.psychologytoday.com/23c845b4-67cc-4fc2-8706-bb1c1730497e/2/320x400.jpeg)
Hailey Lafferty
Psychiatric Nurse Practitioner, APRN, PMHNP
Verified Verified
Saint Augustine, FL 32080
I am a board certified Psychiatric Mental Health Nurse Practitioner. I take a holistic approach to mental well being. I understand that our physical health and mental health are connected and heavily based upon our life experiences and genetics. I know that stability and healing require hard work and I want to partner alongside clients with education and shared decision making to help them become the healthiest versions of themselves. I have completed perinatal mental health training and I recognize the difficulties adjusting to motherhood, seeking to be a support for those along this journey.
I am a board certified Psychiatric Mental Health Nurse Practitioner. I take a holistic approach to mental well being. I understand that our physical health and mental health are connected and heavily based upon our life experiences and genetics. I know that stability and healing require hard work and I want to partner alongside clients with education and shared decision making to help them become the healthiest versions of themselves. I have completed perinatal mental health training and I recognize the difficulties adjusting to motherhood, seeking to be a support for those along this journey.
![Photo of Kelly Anderson, MSN, APRN, PMHNP, BC, Psychiatric Nurse Practitioner](https://photos.psychologytoday.com/29c13d93-b9ef-4e83-8ff3-f771c139da88/2/320x400.jpeg)
Kelly Anderson
Psychiatric Nurse Practitioner, MSN, APRN, PMHNP, BC
Verified Verified
2 Endorsed
Saint Augustine, FL 32085
I am most passionate about working with all-inclusive clientele within a wide-range of mental health needs. My experience includes depression, anxiety, insomnia, ADHD, C-PTSD/trauma, bipolar disorder (d/o), autism, BPD, other personality d/o, OCD, schizophrenia/schizoaffective d/o, psychosis, AVH (hallucinations), conversion or somatization d/o, eating d/o, adjustment d/o, self-harm, SI/HI, alcohol/opiate/benzo use d/o, women's issues, intellectual disabilities, LGBTQIA2S+, military/vets, 1st responders & more. I am very easy to talk to & look forward to us concluding all encounters, with you much more at ease every time we meet.
I am most passionate about working with all-inclusive clientele within a wide-range of mental health needs. My experience includes depression, anxiety, insomnia, ADHD, C-PTSD/trauma, bipolar disorder (d/o), autism, BPD, other personality d/o, OCD, schizophrenia/schizoaffective d/o, psychosis, AVH (hallucinations), conversion or somatization d/o, eating d/o, adjustment d/o, self-harm, SI/HI, alcohol/opiate/benzo use d/o, women's issues, intellectual disabilities, LGBTQIA2S+, military/vets, 1st responders & more. I am very easy to talk to & look forward to us concluding all encounters, with you much more at ease every time we meet.
![Photo of Bethanie Simmons-Becil, DNP, MSN, PMHNP, Psychiatric Nurse Practitioner](https://photos.psychologytoday.com/9b89ec3f-8ec8-4d55-9f5c-f8cef155f790/2/320x400.png)
Bethanie Simmons-Becil
Psychiatric Nurse Practitioner, DNP, MSN, PMHNP
Verified Verified
Saint Augustine, FL 32080
I am a dedicated Psychiatric Mental Health Nurse Practitioner (PMHNP) and graduate educator with over 14 years of experience providing evidence-based, holistically focused mental health care to multiple patient populations. I am passionate about integrating novel psychopharmacology and science-backed holistic interventions in psychiatric care. I enjoy working with people from all walks of life, regardless of circumstance, and helping them with their depression, anxiety, and mood so that they may find joy in their life again.
I am a dedicated Psychiatric Mental Health Nurse Practitioner (PMHNP) and graduate educator with over 14 years of experience providing evidence-based, holistically focused mental health care to multiple patient populations. I am passionate about integrating novel psychopharmacology and science-backed holistic interventions in psychiatric care. I enjoy working with people from all walks of life, regardless of circumstance, and helping them with their depression, anxiety, and mood so that they may find joy in their life again.
![Photo of De-Shaunah Dixon, DNP, APRN, PMMHNP, Psychiatric Nurse Practitioner](https://photos.psychologytoday.com/f7c326dc-b6f1-4f13-bb1a-c2b13409b7fa/2/320x400.jpeg)
De-Shaunah Dixon
Psychiatric Nurse Practitioner, DNP, APRN, PMMHNP
Verified Verified
1 Endorsed
Saint Augustine, FL 32095 (Online Only)
Now Accepting New Clients! My ideal client is one who is ready for a change in treating their mental health concerns. I am open, nonjudgmental, and bring to you many years' experience in treating various mental health disorders such as depression, anxiety, bipolar disorder, etc. Many clients struggle with the stigma of receiving mental health treatment, I would like to offer a breath of fresh air in our approach to treating your mental health concerns, and dispel any doubts you may have about improving your mental health.
Now Accepting New Clients! My ideal client is one who is ready for a change in treating their mental health concerns. I am open, nonjudgmental, and bring to you many years' experience in treating various mental health disorders such as depression, anxiety, bipolar disorder, etc. Many clients struggle with the stigma of receiving mental health treatment, I would like to offer a breath of fresh air in our approach to treating your mental health concerns, and dispel any doubts you may have about improving your mental health.
![Photo of Magenta Hall - Healthy Self Mental Wellness, DNP, PMHNP , APRN, Psychiatric Nurse Practitioner](https://photos.psychologytoday.com/3fc7fee6-578e-496a-b0da-af240033a5a9/2/320x400.jpeg)
Healthy Self Mental Wellness
Psychiatric Nurse Practitioner, DNP, PMHNP , APRN
Verified Verified
2 Endorsed
Saint Augustine, FL 32080 (Online Only)
I am the founder of Healthy Self Mental Wellness. I am board certified psychiatric mental health nurse practitioner, with training and experience treating patients with psychiatric disorders across the lifespan and across practice settings, from hospitals to outpatient clinics. I have over 11 years of experience in the mental health setting. My education includes a Bachelor of Science in Nursing from The Florida State University, a Masters of Science in Nursing, psychiatric nurse practitioner specialization, from The University of South Alabama, and a Doctorate of Nursing Practice from The University of South Alabama.
I am the founder of Healthy Self Mental Wellness. I am board certified psychiatric mental health nurse practitioner, with training and experience treating patients with psychiatric disorders across the lifespan and across practice settings, from hospitals to outpatient clinics. I have over 11 years of experience in the mental health setting. My education includes a Bachelor of Science in Nursing from The Florida State University, a Masters of Science in Nursing, psychiatric nurse practitioner specialization, from The University of South Alabama, and a Doctorate of Nursing Practice from The University of South Alabama.
More Psychiatrists Nearby
![Photo of Dr. Angela White, PhD, APRN, Psychiatric Nurse Practitioner](https://photos.psychologytoday.com/4506de90-46cd-11ea-a6ad-06142c356176/2/320x400.jpeg)
Dr. Angela White
Psychiatric Nurse Practitioner, PhD, APRN
Verified Verified
1 Endorsed
Saint Augustine Beach, FL 32080 (Online Only)
I believe that medications are often, but not always, a critical piece of treating any psychiatric condition. My motto is that prescribing medications should be done in a thoughtful way through a collaborative relationship with the client. I also stay current with cutting edge treatments as well as alternative therapies so that I can make the most holistic recommendations possible. I truly enjoy and value the relationships I make with my clients. I feel it's important to find an individual treatment plan that is right for you and that will help you move towards optimal health.
I believe that medications are often, but not always, a critical piece of treating any psychiatric condition. My motto is that prescribing medications should be done in a thoughtful way through a collaborative relationship with the client. I also stay current with cutting edge treatments as well as alternative therapies so that I can make the most holistic recommendations possible. I truly enjoy and value the relationships I make with my clients. I feel it's important to find an individual treatment plan that is right for you and that will help you move towards optimal health.
![Photo of Bruce Brian Beardsley, APRN, PMHNP, FNP, Psychiatric Nurse Practitioner](https://photos.psychologytoday.com/d0ac6d7e-d8c7-484f-a6b9-372539bee3a3/2/320x400.jpeg)
Bruce Brian Beardsley
Psychiatric Nurse Practitioner, APRN, PMHNP, FNP
Verified Verified
Saint Augustine Beach, FL 32080
Hi, I'm Brian, Nurse Practitioner and founder of Introspect Mental Health. We offer psychiatric evaluations, medication management, and supportive psychotherapy via secure video sessions (telehealth), or in-person at our Jacksonville office located in Mandarin. Our caring and highly skilled nurse practitioners are board certified in psychiatry and primary care. We specialize in diagnosing and treating primary mental health disorders such as depression, anxiety, adult ADHD, and bipolar disorder, as well as substance use disorders in adults ages 18 and older.
Hi, I'm Brian, Nurse Practitioner and founder of Introspect Mental Health. We offer psychiatric evaluations, medication management, and supportive psychotherapy via secure video sessions (telehealth), or in-person at our Jacksonville office located in Mandarin. Our caring and highly skilled nurse practitioners are board certified in psychiatry and primary care. We specialize in diagnosing and treating primary mental health disorders such as depression, anxiety, adult ADHD, and bipolar disorder, as well as substance use disorders in adults ages 18 and older.
Online Psychiatrists
![Photo of Helen Lancy, APRN, Psychiatric Nurse Practitioner](https://photos.psychologytoday.com/72a8ae8f-dbf8-427c-b8f4-95bcd6b16ccc/1/320x400.jpeg)
Helen Lancy
Psychiatric Nurse Practitioner, APRN
Verified Verified
1 Endorsed
Jacksonville, FL 32209 (Online Only)
Helen Lancy is a board-certified Nurse Practitioner with a Master’s in Nursing from Spring Arbor University, pursuing a Doctor of Nursing in Psychiatric Mental Health from the University of Missouri. With four years of adult-gerontology psychiatry experience, she specializes in anxiety, depression, mood disorders, ADHD, and trauma in adults 18+. Passionate about providing evidence-based, compassionate care, Helen is dedicated to serving patients from diverse backgrounds, particularly those in underserved communities. Helen champions patient empowerment, guiding her patients to take control of their health and emotional wellbeing.
Helen Lancy is a board-certified Nurse Practitioner with a Master’s in Nursing from Spring Arbor University, pursuing a Doctor of Nursing in Psychiatric Mental Health from the University of Missouri. With four years of adult-gerontology psychiatry experience, she specializes in anxiety, depression, mood disorders, ADHD, and trauma in adults 18+. Passionate about providing evidence-based, compassionate care, Helen is dedicated to serving patients from diverse backgrounds, particularly those in underserved communities. Helen champions patient empowerment, guiding her patients to take control of their health and emotional wellbeing.
![Photo of Jose Ruiz, MD, Psychiatrist](https://photos.psychologytoday.com/04c867e4-be48-4b7c-883c-b6cd4e86fa44/1/320x400.png)
Jose D. Ruiz, M.D. Graduated from Medical school Universidad Central del Caribe, Puerto Rico in 1992. Finished Residency in Psychiatry and Fellowship in Child and Adolescent Psychiatry at University of Florida in Gainesville, finishing in 1997. Served in the Army for 6 years as a psychiatrist (Korea, Germany and Georgia). Came to work at current group LifeStance Health that was called Florida Psychiatric Associates back in 2003 and latter Orlando Behabioral Healthcare. He is Diplomat of the American Board of Psychiatry and Neurology. See's patients from 2 yrs and older.
Jose D. Ruiz, M.D. Graduated from Medical school Universidad Central del Caribe, Puerto Rico in 1992. Finished Residency in Psychiatry and Fellowship in Child and Adolescent Psychiatry at University of Florida in Gainesville, finishing in 1997. Served in the Army for 6 years as a psychiatrist (Korea, Germany and Georgia). Came to work at current group LifeStance Health that was called Florida Psychiatric Associates back in 2003 and latter Orlando Behabioral Healthcare. He is Diplomat of the American Board of Psychiatry and Neurology. See's patients from 2 yrs and older.
![Photo of Sarah Grace Purdy - Today Telemedicine, PA-C, Physician Assistant](https://photos.psychologytoday.com/34872a51-2f4d-4856-b393-d375ba765610/3/320x400.jpeg)
Full virtual telemedicine medical office specializing in psychiatry (anxiety, depression, bipolar ect), ADHD stimulant & non stimulant care (Adderall, concerta, strattera, wellbutrin ect) , weight loss management (phentermine, semaglutide, tirzepatide) , urgent care (UTI, cough, injury ect), Primary care (Ambien, birth control, blood work ect) . Offering Genesite genetic medication testing, ADHD computer testing and much more! Self-schedule from our website www.TodayTelemedicine.com and be seen this week! No benzodiazepines
Full virtual telemedicine medical office specializing in psychiatry (anxiety, depression, bipolar ect), ADHD stimulant & non stimulant care (Adderall, concerta, strattera, wellbutrin ect) , weight loss management (phentermine, semaglutide, tirzepatide) , urgent care (UTI, cough, injury ect), Primary care (Ambien, birth control, blood work ect) . Offering Genesite genetic medication testing, ADHD computer testing and much more! Self-schedule from our website www.TodayTelemedicine.com and be seen this week! No benzodiazepines
![Photo of Melissa Jane Boyle, MSN, APRN, PMHNP-, BC, Psychiatric Nurse Practitioner](https://photos.psychologytoday.com/18c5ae5a-eece-4b36-8bd1-c655d61f7f5d/3/320x400.jpeg)
Melissa Jane Boyle
Psychiatric Nurse Practitioner, MSN, APRN, PMHNP-, BC
Verified Verified
1 Endorsed
Jacksonville, FL 32223
Life is challenging. Occasionally we need additional support and guidance to navigate our personal path. I provide psychiatric evaluations, tailored medication management plans, and supportive psychotherapy. Please reach out if you are struggling-I have both in-person and HIPAA compliant telehealth appointments available for your specific needs and goals.
Life is challenging. Occasionally we need additional support and guidance to navigate our personal path. I provide psychiatric evaluations, tailored medication management plans, and supportive psychotherapy. Please reach out if you are struggling-I have both in-person and HIPAA compliant telehealth appointments available for your specific needs and goals.
![Photo of Virmarie Diaz Fernandez, MD, FAPA, Psychiatrist](https://photos.psychologytoday.com/b470e2fa-96f8-4cd0-a2ec-8913451c6fb9/1/320x400.png)
I was born and raised in Puerto Rico by a Cuban mother and a Puertorrican father; completed my medical school training as well as my first year of Psychiatry Residency at the University of Puerto Rico Medical School – San Juan, which is the largest Medical Center in Puerto Rico. After completion of my first year of residency I transferred to Gainesville, Florida to finish my psychiatry residency from the University of Central Florida/ HCA Consortium program.
I was born and raised in Puerto Rico by a Cuban mother and a Puertorrican father; completed my medical school training as well as my first year of Psychiatry Residency at the University of Puerto Rico Medical School – San Juan, which is the largest Medical Center in Puerto Rico. After completion of my first year of residency I transferred to Gainesville, Florida to finish my psychiatry residency from the University of Central Florida/ HCA Consortium program.
![Photo of Teliya Zyambo - Vital Minds Psychiatry, LLC, MSN , APRN, PMHNP, Psychiatric Nurse Practitioner](https://photos.psychologytoday.com/004a3c7e-9af9-4d70-8c79-bd55c3597fbe/2/320x400.jpeg)
Vital Minds Psychiatry, LLC
Psychiatric Nurse Practitioner, MSN , APRN, PMHNP
Verified Verified
1 Endorsed
Winter Springs, FL 32708 (Online Only)
Teliya Zyambo is the Founder of Vital Minds Psychiatry, aiming to provide her patients' mental peace and cognitive care services. Teliya Zyambo is a board-certified Psychiatric Mental Health Nurse Practitioner (Serving ages across the lifespan).
Teliya Zyambo is the Founder of Vital Minds Psychiatry, aiming to provide her patients' mental peace and cognitive care services. Teliya Zyambo is a board-certified Psychiatric Mental Health Nurse Practitioner (Serving ages across the lifespan).
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Does insurance cover therapy, prescriptions and other behavioral health services?
In general, yes. Laws in the U.S. require insurers to cover essential behavioral health care at the same level as other health care services. Most health plans require a medical diagnosis and treatments that are evidence based and medically essential. This means that life coaching and alternative therapies are not covered, nor is therapy without a diagnosis. Call the number on the back or your insurance card or visit your insurance company's website to review your Summary of Benefits. If you have insurance through your employer, your Human Resources department may also be able to answer questions.
How much does therapy cost with insurance?
The cost of therapy depends on your region, how much training and experience your therapist has, and the type of treatment. The rate for talk therapy generally falls between $100 and $250. For a client seeing an in-network provider, the cost of therapy is often similar to the cost of other health care services. Clients pay co-pays and may need to satisfy a plan’s deductible before benefits kick in.
What is the difference between In-Network and Out-of-Network insurance coverage?
An in-network provider has contracted with an insurer to get paid directly for services, and to accept the insurer’s rate of compensation. Clients are responsible for deductibles and copays. If a therapist is out of network, that means that the client pays the therapist directly for services at the therapist’s regular fee. Out-of-Network providers often give clients a receipt so that they can file for partial reimbursement with their insurance company.
Is it difficult to find an In-Network therapist?
It is not unusual for therapists to limit the number of insurance patients in their practice, so it’s important to check in-network availability when you schedule your first appointment. In regions and times where therapy is in high demand it may take longer to get scheduled with an in-network therapist.
What is the difference between HMO and PPO insurance plans?
HMO health plans only cover in-network services, there is no reimbursement for out-of-network providers. PPO plans often cover both in- and out-of-network services, though the client may pay more for out-of-network services.
What is a Superbill?
A superbill is a receipt for therapy services. It provides all the information required by insurance companies to reimburse you for out-of-network services, including the diagnostic codes for your care, the amount paid, and the dates and duration of care.
Does insurance cover Online therapy?
Many therapists who shifted their practice to online therapy during the pandemic have kept that arrangement. And most insurers continue to cover telehealth services, with a few exceptions. Preventive care (such as an annual depression screening) is often required to be in-person to be covered, and some states require prescribers of controlled substances to see those patients in person.
Does insurance cover Group therapy?
Many insurance plans provide coverage for group therapy provided there is a medical diagnosis for group members, but there are some noteworthy exceptions. For example, Medicare does not always cover group therapy. Group therapy tends to cost less than individual therapy.
Does insurance cover Couples therapy?
Most insurance companies do not cover the cost of couples therapy because there is no medical diagnosis or medically necessary treatment. However, a few plans will offer a limited benefit, so it is still worth checking with your insurance company. Sometimes therapy is covered for a couple when one person has a diagnosis and another family member joins them for joint therapy, but it is considered therapy for the medical condition that includes a family member as a listener or helper, not couples counseling. Without insurance, most clients pay between $100-300 per 60-90 min session for couples therapy. Often clients can find classes or workshops that make it more affordable to work on their relationship. And some employers offer Employee Assistance Plans that help defray the cost of couples therapy.
What is an Employee Assistance Plan (EAP)?
Employee Assistance Plans are purchased by employers for the benefit of their employees. EAPs typically assist employees with referrals and may also provide the first few sessions of therapy free of charge, with the patient's regular health insurance kicking in after those initial sessions. EAP benefits often apply to all types of therapy without the need for a medical diagnosis, making it easier to access couples therapy, therapy for life transitions, and other non-medical counseling. The EAP for the U.S. Armed Forces is Military OneSource. Just as with standard health insurance, clients should always check that a provider accepts their EAP benefits before scheduling.
Learn more about Insurance Coverage and Finding Affordable Therapy
Learn more about Insurance Coverage and Finding Affordable Therapy