BlueCross BlueShield Psychiatrists in Stockton, CA

Photo of Toni Williams, PMHNP, Psychiatric Nurse Practitioner
Toni Williams
Psychiatric Nurse Practitioner, PMHNP
Verified Verified
Stockton, CA 95205
Welcome, my name is Toni Williams Psychiatric Nurse Practitioner, DNP, PMHNP, FNP. Toni Williams is a Board-Certified Doctor of Psychiatric Mental Health Nurse Practitioner. Toni Williams has been in the nursing arena for over 19 years. Prior to becoming a Nurse Practitioner, she worked as a registered nurse for 10 years with a background in Labor & Delivery, Postpartum, Oncology, and Corrections. She also worked in several leadership roles in nursing as a Clinical Educator and a Regional Nursing Director of Education. Toni Williams became a Family Nurse Practitioner (MSN) in 2014.
Welcome, my name is Toni Williams Psychiatric Nurse Practitioner, DNP, PMHNP, FNP. Toni Williams is a Board-Certified Doctor of Psychiatric Mental Health Nurse Practitioner. Toni Williams has been in the nursing arena for over 19 years. Prior to becoming a Nurse Practitioner, she worked as a registered nurse for 10 years with a background in Labor & Delivery, Postpartum, Oncology, and Corrections. She also worked in several leadership roles in nursing as a Clinical Educator and a Regional Nursing Director of Education. Toni Williams became a Family Nurse Practitioner (MSN) in 2014.
(209) 306-2333 View (209) 306-2333
Photo of Navmoon Singh Mann, MD, Psychiatrist
Navmoon Singh Mann
Psychiatrist, MD
Verified Verified
Stockton, CA 95219
Mental health challenges can be scary and often leave you feeling overwhelmed. You do not have to face your struggles alone — call me today for a consultation and start down the path toward better health and greater joy.
Mental health challenges can be scary and often leave you feeling overwhelmed. You do not have to face your struggles alone — call me today for a consultation and start down the path toward better health and greater joy.
(209) 440-0901 View (209) 440-0901
Photo of Toni Williams, PMHNP, Psychiatric Nurse Practitioner
Toni Williams
Psychiatric Nurse Practitioner, PMHNP
Verified Verified
Stockton, CA 95205  (Online Only)
Welcome, my name is Toni Williams Psychiatric Nurse Practitioner, DNP, PMHNP, FNP. Toni Williams is a Board-Certified Doctor of Psychiatric Mental Health Nurse Practitioner. Toni Williams has been in the nursing arena for over 19 years. Prior to becoming a Nurse Practitioner, she worked as a registered nurse for 10 years with a background in Labor & Delivery, Postpartum, Oncology, and Corrections. She also worked in several leadership roles in nursing as a Clinical Educator and a Regional Nursing Director of Education. Toni Williams became a Family Nurse Practitioner (MSN) in 2014.
Welcome, my name is Toni Williams Psychiatric Nurse Practitioner, DNP, PMHNP, FNP. Toni Williams is a Board-Certified Doctor of Psychiatric Mental Health Nurse Practitioner. Toni Williams has been in the nursing arena for over 19 years. Prior to becoming a Nurse Practitioner, she worked as a registered nurse for 10 years with a background in Labor & Delivery, Postpartum, Oncology, and Corrections. She also worked in several leadership roles in nursing as a Clinical Educator and a Regional Nursing Director of Education. Toni Williams became a Family Nurse Practitioner (MSN) in 2014.
(209) 231-7980 View (209) 231-7980
Photo of Toni Williams, PMHNP, FNP-BC, DNP, Psychiatric Nurse Practitioner
Toni Williams
Psychiatric Nurse Practitioner, PMHNP, FNP-BC, DNP
Verified Verified
Stockton, CA 95203  (Online Only)
I'm Toni, an accomplished healthcare professional, holding a Doctoral degree in Nursing Practice. Licensed in 39 states, I have certifications as a Family Nurse Practitioner (FNP-BC) and Psychiatric Mental Health Nurse Practitioner (PMHNP-BC) from AANP and ANCC. My educational journey encompasses a Master's in Nursing (FNP) and a Bachelor's in Nursing. Additionally, I have diverse training, including ADN, LPN, and MA, providing me with a comprehensive foundation in healthcare. I serve as the VP of Nursing at Landmark Recovery. I lead strategic initiatives to ensure high-quality care and foster excellence in education and research.
I'm Toni, an accomplished healthcare professional, holding a Doctoral degree in Nursing Practice. Licensed in 39 states, I have certifications as a Family Nurse Practitioner (FNP-BC) and Psychiatric Mental Health Nurse Practitioner (PMHNP-BC) from AANP and ANCC. My educational journey encompasses a Master's in Nursing (FNP) and a Bachelor's in Nursing. Additionally, I have diverse training, including ADN, LPN, and MA, providing me with a comprehensive foundation in healthcare. I serve as the VP of Nursing at Landmark Recovery. I lead strategic initiatives to ensure high-quality care and foster excellence in education and research.
(615) 258-7202 View (615) 258-7202
Photo of Jonathan Allotey, DNP, PMHNP, Psychiatric Nurse Practitioner
Jonathan Allotey
Psychiatric Nurse Practitioner, DNP, PMHNP
Verified Verified
3 Endorsed
Stockton, CA 95204  (Online Only)
Are you struggling to balance your mental and physical health and in need of a more comprehensive approach? No problem! I provide Telemedicine (Online Psychiatry) Services, so that you can conveniently be seen from your home for psychiatry appointments and medication management without the need to travel! I provide the same psychiatry services as an in-person office visit and I can also address other aspects that encompass your complete wellness. My aim is to help you to thrive at your best! You can easily self-schedule a Telepsychiatry video appointment now at: www.pwpsychiatry.com/CA
Are you struggling to balance your mental and physical health and in need of a more comprehensive approach? No problem! I provide Telemedicine (Online Psychiatry) Services, so that you can conveniently be seen from your home for psychiatry appointments and medication management without the need to travel! I provide the same psychiatry services as an in-person office visit and I can also address other aspects that encompass your complete wellness. My aim is to help you to thrive at your best! You can easily self-schedule a Telepsychiatry video appointment now at: www.pwpsychiatry.com/CA
(209) 553-6101 View (209) 553-6101
Photo of Jordan Rose, MSN, PMHNP, Psychiatric Nurse Practitioner
Jordan Rose
Psychiatric Nurse Practitioner, MSN, PMHNP
Verified Verified
Stockton, CA 95203  (Online Only)
Jordan is a dedicated and compassionate Psychiatric and Mental Health Nurse Practitioner (PMHNP-BC) with extensive experience in both inpatient and outpatient psychiatric and behavioral health settings. With a specialized focus on pediatric and adolescent psychiatry, Jordan has a proven track record of delivering empathetic and therapeutic care to patients of all ages.
Jordan is a dedicated and compassionate Psychiatric and Mental Health Nurse Practitioner (PMHNP-BC) with extensive experience in both inpatient and outpatient psychiatric and behavioral health settings. With a specialized focus on pediatric and adolescent psychiatry, Jordan has a proven track record of delivering empathetic and therapeutic care to patients of all ages.
(209) 806-7029 View (209) 806-7029
Photo of Orah Mahtov, MSN, PMHNP, Psychiatric Nurse Practitioner
Orah Mahtov
Psychiatric Nurse Practitioner, MSN, PMHNP
Verified Verified
Stockton, CA 95206  (Online Only)
Orah Mahtov is a highly experienced, dual certified nurse practitioner specializing in psychiatry and psychotherapy in California. With years of experience in diverse medical settings, Orah discovered her passion for mental health and obtained a post-master’s certificate in psychiatry at California State University, Los Angeles.
Orah Mahtov is a highly experienced, dual certified nurse practitioner specializing in psychiatry and psychotherapy in California. With years of experience in diverse medical settings, Orah discovered her passion for mental health and obtained a post-master’s certificate in psychiatry at California State University, Los Angeles.
(805) 572-7802 View (805) 572-7802
Photo of Pavel Ksendz, PMHNP, Psychiatric Nurse Practitioner
Pavel Ksendz
Psychiatric Nurse Practitioner, PMHNP
Verified Verified
Stockton, CA 95203  (Online Only)
I am a board-certified Psychiatric Mental Health Nurse Practitioner (PMHNP) specialized in treating mood, anxiety, cognitive, trauma-related, schizophrenia and other psychotic disorders. I am a strong proponent of the philosophy that health is multifactorial, made up of physical, psychological, emotional, social and spiritual facets. I value taking a collaborative approach with clients to create a thorough, individualized treatment plan that best meets their specific needs and goals. I have a long-held passion for mental healthcare and have worked with individuals of all ages in a variety of settings within psychiatry.
I am a board-certified Psychiatric Mental Health Nurse Practitioner (PMHNP) specialized in treating mood, anxiety, cognitive, trauma-related, schizophrenia and other psychotic disorders. I am a strong proponent of the philosophy that health is multifactorial, made up of physical, psychological, emotional, social and spiritual facets. I value taking a collaborative approach with clients to create a thorough, individualized treatment plan that best meets their specific needs and goals. I have a long-held passion for mental healthcare and have worked with individuals of all ages in a variety of settings within psychiatry.
(805) 900-4030 View (805) 900-4030
Photo of Samir Hamed, PMHNP, Psychiatric Nurse Practitioner
Samir Hamed
Psychiatric Nurse Practitioner, PMHNP
Verified Verified
Stockton, CA 95204  (Online Only)
We know asking for help is not an easy thing to do. We also know that finding a provider you trust to help you navigate mental health care can be a challenge. That's why we're here and we're doing things differently. As a patient at Allied Healers, you enjoy comprehensive treatments customized specifically for your unique circumstances, convenient telemedicine appointments that allow you to see your provider from the comfort of home, an online patient portal that lets you communicate directly with your provider, and a highly trained support team that makes becoming a patient as simple as it should be.
We know asking for help is not an easy thing to do. We also know that finding a provider you trust to help you navigate mental health care can be a challenge. That's why we're here and we're doing things differently. As a patient at Allied Healers, you enjoy comprehensive treatments customized specifically for your unique circumstances, convenient telemedicine appointments that allow you to see your provider from the comfort of home, an online patient portal that lets you communicate directly with your provider, and a highly trained support team that makes becoming a patient as simple as it should be.
(530) 507-7311 View (530) 507-7311
Photo of Zlata Karga, PMHNP, Psychiatric Nurse Practitioner
Zlata Karga
Psychiatric Nurse Practitioner, PMHNP
Verified Verified
Stockton, CA 95201
I am a Psychiatric Mental Health Nurse Practitioner (PMHNP) who specializes in treating psychological trauma, bipolar disorder, borderline personality disorder, and depression.
I am a Psychiatric Mental Health Nurse Practitioner (PMHNP) who specializes in treating psychological trauma, bipolar disorder, borderline personality disorder, and depression.
(707) 940-2154 View (707) 940-2154
Photo of Deborah S Johnson, PMHNP, DNP, Psychiatric Nurse Practitioner
Deborah S Johnson
Psychiatric Nurse Practitioner, PMHNP, DNP
Verified Verified
Stockton, CA 95202
I am a board-certified psychiatric mental health nurse practitioner (PMHNP), trained across the lifespan but specialized with children, adolescents and families. In addition to practicing from a strengths-based perspective, I have taught child/adolescent/family psychotherapy at UCSF, where I am a Professor Emeritus in the PMHNP and DNP programs. Furthermore, I am a Fellow with American Academy of Nurse Practitioners (FAANP).
I am a board-certified psychiatric mental health nurse practitioner (PMHNP), trained across the lifespan but specialized with children, adolescents and families. In addition to practicing from a strengths-based perspective, I have taught child/adolescent/family psychotherapy at UCSF, where I am a Professor Emeritus in the PMHNP and DNP programs. Furthermore, I am a Fellow with American Academy of Nurse Practitioners (FAANP).
(831) 540-2864 View (831) 540-2864
Photo of Mariam Fazil, DNP, PMHNP, Psychiatric Nurse Practitioner
Mariam Fazil
Psychiatric Nurse Practitioner, DNP, PMHNP
Verified Verified
Stockton, CA 95211  (Online Only)
Hello, I'm Mariam Fazil, DNP, PMHNP,a board-certified Psychiatric and Mental Health Nurse Practitioner (PMHNP). Are you or your loved ones struggling to balance mental and physical health? Are you suffering from anxiety? If this somewhat sounds familiar, I would like to help you in your healing journey. I provide in-person as well as telemedicine services so that you can conveniently be seen from your home for psychiatry appointments and medication management without the need to travel. My aim is to help you to thrive at your best.
Hello, I'm Mariam Fazil, DNP, PMHNP,a board-certified Psychiatric and Mental Health Nurse Practitioner (PMHNP). Are you or your loved ones struggling to balance mental and physical health? Are you suffering from anxiety? If this somewhat sounds familiar, I would like to help you in your healing journey. I provide in-person as well as telemedicine services so that you can conveniently be seen from your home for psychiatry appointments and medication management without the need to travel. My aim is to help you to thrive at your best.
(805) 387-6790 View (805) 387-6790
Photo of Eric Nghe, PMHNP, Psychiatric Nurse Practitioner
Eric Nghe
Psychiatric Nurse Practitioner, PMHNP
Verified Verified
Stockton, CA 95208  (Online Only)
Eric is a doctorally prepared psychiatric nurse practitioner. He received his PMHNP Certificate in Nursing from California State University, Los Angeles. Eric has gained a well-rounded knowledge in outpatient, inpatient, and crisis stabilization for mental health. He offers evidence-based care while maintaining a supportive, compassionate, and judgment-free environment for his clients.
Eric is a doctorally prepared psychiatric nurse practitioner. He received his PMHNP Certificate in Nursing from California State University, Los Angeles. Eric has gained a well-rounded knowledge in outpatient, inpatient, and crisis stabilization for mental health. He offers evidence-based care while maintaining a supportive, compassionate, and judgment-free environment for his clients.
(805) 919-8935 View (805) 919-8935

Online Psychiatrists

Photo of Zafar Mohammad Uddin - iPsychiatry inc, MD, Psychiatrist
iPsychiatry inc
Psychiatrist, MD
Verified Verified
Sacramento, CA 95825
IPsychiatry inc is a private psychiatry practice dedicated to helping individuals live vital and fulfilling lives. No matter what challenges life serves up. Working collaboratively with you , we identify personalized strategies to produce concrete results so that you can move towards whatever you truly care about.
IPsychiatry inc is a private psychiatry practice dedicated to helping individuals live vital and fulfilling lives. No matter what challenges life serves up. Working collaboratively with you , we identify personalized strategies to produce concrete results so that you can move towards whatever you truly care about.
(916) 713-3247 View (916) 713-3247
Photo of Emily Toch, MD, Psychiatrist
Emily Toch
Psychiatrist, MD
Verified Verified
Berkeley, CA 94704  (Online Only)
Dr. Toch is deeply committed to the care of her patients. She believes in a collaborative, thoughtful, and humanistic approach to treatment, offering more than just a neurobiological perspective on the wide range of mental health, relationship, and unique life circumstances that bring patients to her door. She specializes in the treatment of depression, anxiety, panic, bipolar illness, grief and loss, and difficulties with relationships and life transitions. She has experience with women's mental health issues and also offers the possibility of combining medication with psychotherapy when clinically indicated.
Dr. Toch is deeply committed to the care of her patients. She believes in a collaborative, thoughtful, and humanistic approach to treatment, offering more than just a neurobiological perspective on the wide range of mental health, relationship, and unique life circumstances that bring patients to her door. She specializes in the treatment of depression, anxiety, panic, bipolar illness, grief and loss, and difficulties with relationships and life transitions. She has experience with women's mental health issues and also offers the possibility of combining medication with psychotherapy when clinically indicated.
(628) 212-6828 View (628) 212-6828
Photo of Nicholas Reeves - Nicholas Reeves, MD | Mindful Health Solutions, MD, Psychiatrist
Nicholas Reeves, MD | Mindful Health Solutions
Psychiatrist, MD
Verified Verified
Oakland, CA 94609
As a psychiatrist, I specialize in managing a range of mental health conditions, from mood disorders like depression and bipolar disorder to treatment-resistant depression and various anxiety disorders, including generalized anxiety, social anxiety, OCD, and panic disorder. I also have experience treating psychotic disorders such as schizophrenia, as well as substance use disorders and addictions. My ultimate goal is to do more than just help my patients achieve remission. I aim to reduce their suffering and elevate their sense of peace so they can truly thrive and flourish in their lives.
As a psychiatrist, I specialize in managing a range of mental health conditions, from mood disorders like depression and bipolar disorder to treatment-resistant depression and various anxiety disorders, including generalized anxiety, social anxiety, OCD, and panic disorder. I also have experience treating psychotic disorders such as schizophrenia, as well as substance use disorders and addictions. My ultimate goal is to do more than just help my patients achieve remission. I aim to reduce their suffering and elevate their sense of peace so they can truly thrive and flourish in their lives.
(510) 640-8625 View (510) 640-8625
Photo of Michelle D Brown, PMHNP, Psychiatric Nurse Practitioner
Michelle D Brown
Psychiatric Nurse Practitioner, PMHNP
Verified Verified
Sacramento, CA 94204  (Online Only)
Life brings about stressors, I believe working together can bring about a positive change. Hello, I am Michelle D. Brown, a board certified Psychiatric Nurse Practitioner (PMHNP) with a Doctorate Degree in Nursing from Brandman University. Since 2016, my clinical focus surrounds the treatment of a variety of psychiatric illnesses such as anxiety, depression, and other mood disorders. Additionally, as a dual certified nurse practitioner in Woman’s Health Care (WHCNP) for over 20 years. I specialize in assessment, diagnosis and medication management based on individualized client symptoms and needs.
Life brings about stressors, I believe working together can bring about a positive change. Hello, I am Michelle D. Brown, a board certified Psychiatric Nurse Practitioner (PMHNP) with a Doctorate Degree in Nursing from Brandman University. Since 2016, my clinical focus surrounds the treatment of a variety of psychiatric illnesses such as anxiety, depression, and other mood disorders. Additionally, as a dual certified nurse practitioner in Woman’s Health Care (WHCNP) for over 20 years. I specialize in assessment, diagnosis and medication management based on individualized client symptoms and needs.
(504) 396-2356 View (504) 396-2356
Photo of Shannon Pereira, PMHNP, Psychiatric Nurse Practitioner
Shannon Pereira
Psychiatric Nurse Practitioner, PMHNP
Verified Verified
North Highlands, CA 95660  (Online Only)
Great to meet you! My goal is to help you overcome the challenges you are facing in a safe and comfortable environment to help you improve your quality of life. My passion is helping those with substance use disorders, including alcohol and opioid use disorder, safely detox from the substances and work towards a meaningful and long-lasting recovery. With a decade of experience serving a wide range of patients, I am a dual-certified family nurse practitioner and psychiatric mental health nurse practitioner. To ensure we have a productive first visit, please be sure to fill out your intake form in advance!
Great to meet you! My goal is to help you overcome the challenges you are facing in a safe and comfortable environment to help you improve your quality of life. My passion is helping those with substance use disorders, including alcohol and opioid use disorder, safely detox from the substances and work towards a meaningful and long-lasting recovery. With a decade of experience serving a wide range of patients, I am a dual-certified family nurse practitioner and psychiatric mental health nurse practitioner. To ensure we have a productive first visit, please be sure to fill out your intake form in advance!
(805) 941-3431 View (805) 941-3431
Photo of Mottsin Thomas, MD, Psychiatrist
Mottsin Thomas
Psychiatrist, MD
Verified Verified
Sacramento, CA 95814  (Online Only)
ACCEPTING NEW PATIENTS-Bonmente knows asking for help is not an easy thing to do. We also know that finding a provider you trust to help you navigate mental health care can be a challenge. That's why we're here and we're doing things differently. As a patient at Bonmente, you enjoy comprehensive treatments customized specifically for your unique circumstances, convenient telemedicine appointments that allow you to see your provider from the comfort of home, an online patient portal that lets you communicate directly with your provider, and a highly trained support team that makes becoming a patient as simple as it should be.
ACCEPTING NEW PATIENTS-Bonmente knows asking for help is not an easy thing to do. We also know that finding a provider you trust to help you navigate mental health care can be a challenge. That's why we're here and we're doing things differently. As a patient at Bonmente, you enjoy comprehensive treatments customized specifically for your unique circumstances, convenient telemedicine appointments that allow you to see your provider from the comfort of home, an online patient portal that lets you communicate directly with your provider, and a highly trained support team that makes becoming a patient as simple as it should be.
(833) 698-0279 View (833) 698-0279
Photo of Pavel Ksendz, PMHNP, Psychiatric Nurse Practitioner
Pavel Ksendz
Psychiatric Nurse Practitioner, PMHNP
Verified Verified
Santa Cruz, CA 95060  (Online Only)
I am a board-certified Psychiatric Mental Health Nurse Practitioner (PMHNP) specialized in treating mood, anxiety, cognitive, trauma-related, schizophrenia and other psychotic disorders. I am a strong proponent of the philosophy that health is multifactorial, made up of physical, psychological, emotional, social and spiritual facets. I value taking a collaborative approach with clients to create a thorough, individualized treatment plan that best meets their specific needs and goals. I have a long-held passion for mental healthcare and have worked with individuals of all ages in a variety of settings within psychiatry.
I am a board-certified Psychiatric Mental Health Nurse Practitioner (PMHNP) specialized in treating mood, anxiety, cognitive, trauma-related, schizophrenia and other psychotic disorders. I am a strong proponent of the philosophy that health is multifactorial, made up of physical, psychological, emotional, social and spiritual facets. I value taking a collaborative approach with clients to create a thorough, individualized treatment plan that best meets their specific needs and goals. I have a long-held passion for mental healthcare and have worked with individuals of all ages in a variety of settings within psychiatry.
(831) 786-5223 View (831) 786-5223
BlueCross BlueShield Psychiatrists

Does insurance cover therapy, prescriptions and other behavioral health services?

In general, yes. Laws in the U.S. require insurers to cover essential behavioral health care at the same level as other health care services. Most health plans require a medical diagnosis and treatments that are evidence based and medically essential. This means that life coaching and alternative therapies are not covered, nor is therapy without a diagnosis. Call the number on the back or your insurance card or visit your insurance company's website to review your Summary of Benefits. If you have insurance through your employer, your Human Resources department may also be able to answer questions.

How much does therapy cost with insurance?

The cost of therapy depends on your region, how much training and experience your therapist has, and the type of treatment. The rate for talk therapy generally falls between $100 and $250. For a client seeing an in-network provider, the cost of therapy is often similar to the cost of other health care services. Clients pay co-pays and may need to satisfy a plan’s deductible before benefits kick in.

What is the difference between In-Network and Out-of-Network insurance coverage?

An in-network provider has contracted with an insurer to get paid directly for services, and to accept the insurer’s rate of compensation. Clients are responsible for deductibles and copays. If a therapist is out of network, that means that the client pays the therapist directly for services at the therapist’s regular fee. Out-of-Network providers often give clients a receipt so that they can file for partial reimbursement with their insurance company.

Is it difficult to find an In-Network therapist?

It is not unusual for therapists to limit the number of insurance patients in their practice, so it’s important to check in-network availability when you schedule your first appointment. In regions and times where therapy is in high demand it may take longer to get scheduled with an in-network therapist.

What is the difference between HMO and PPO insurance plans?

HMO health plans only cover in-network services, there is no reimbursement for out-of-network providers. PPO plans often cover both in- and out-of-network services, though the client may pay more for out-of-network services.

What is a Superbill?

A superbill is a receipt for therapy services. It provides all the information required by insurance companies to reimburse you for out-of-network services, including the diagnostic codes for your care, the amount paid, and the dates and duration of care.

Does insurance cover Online therapy?

Many therapists who shifted their practice to online therapy during the pandemic have kept that arrangement. And most insurers continue to cover telehealth services, with a few exceptions. Preventive care (such as an annual depression screening) is often required to be in-person to be covered, and some states require prescribers of controlled substances to see those patients in person.

Does insurance cover Group therapy?

Many insurance plans provide coverage for group therapy provided there is a medical diagnosis for group members, but there are some noteworthy exceptions. For example, Medicare does not always cover group therapy. Group therapy tends to cost less than individual therapy.

Does insurance cover Couples therapy?

Most insurance companies do not cover the cost of couples therapy because there is no medical diagnosis or medically necessary treatment. However, a few plans will offer a limited benefit, so it is still worth checking with your insurance company. Sometimes therapy is covered for a couple when one person has a diagnosis and another family member joins them for joint therapy, but it is considered therapy for the medical condition that includes a family member as a listener or helper, not couples counseling. Without insurance, most clients pay between $100-300 per 60-90 min session for couples therapy. Often clients can find classes or workshops that make it more affordable to work on their relationship. And some employers offer benefit plans that help defray the cost of couples therapy.

Learn more about Insurance Coverage and Finding Affordable Therapy